Tensas Parish, LA Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 228 mortgage applications in Tensas Parish, LA totaling $19.5 million, up 4% from 2006. The average application was for $85,000, and applicants reported an average income of $70,000. 49% of applications resulted in an originated loan and 21% were denied. The most active lender was Cross Keys Bank, with 51 applications, followed by Countrywide Home Loans and JPMorgan Chase Bank, NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Louisiana.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 228
Total Mortgage Loan Application Amount $19,459,000
Average Mortgage Loan Application Amount $85,000
Highest Mortgage Loan Application Amount $1,000,000
Average Applicant Income $70,000
Highest Applicant Income $1,052,000
Download the Louisiana Lender List

Top Mortgage Lenders in Tensas Parish, LA (2007)

Ranked by the number of mortgage applications each lender reported in Tensas Parish, LA in 2007.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Cross Keys Bank
Monroe, LA
51 $3,522,000 $69,000 $72,000
2 Countrywide Home Loans
Westlake Village, CA
13 $1,341,000 $103,000 $55,000
3 JPMorgan Chase Bank, NA
Columbus, OH
12 $934,000 $77,000 $182,000
4 Capital One NA
Baton Rouge, LA
11 $499,000 $45,000 $67,000
5 Beneficial Company LLC
Mettawa, IL
11 $1,152,000 $104,000 $60,000
6 Citifinancial, Inc.
Baltimore, MD
7 $240,000 $34,000 $41,000
7 Freedom Mortgage Corp.
Fishers, IN
6 $988,000 $164,000 $18,000
8 Origen Financial Services LLC
Southfield, MI
5 $203,000 $40,000 $57,000
9 Bancorpsouth Bank
Tupelo, MS
5 $2,169,000 $433,000 $109,000
10 Eloan
Rosemont, IL
5 $340,000 $68,000 $50,000

See every lender active in Tensas Parish, LA in 2007 »

The tables below break down 2007 mortgage applications in Tensas Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Tensas Parish, LA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 101 $7,377,000 $73,000 $282,000 $60,000 $1,052,000
Refinancing 91 $10,808,000 $118,000 $1,000,000 $77,000 $338,000
Home Improvement 36 $1,274,000 $35,000 $187,000 $84,000 $1,052,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 121 $10,888,000 $89,000 $340,000 $87,000 $501,000
Black or African American 64 $2,932,000 $45,000 $144,000 $38,000 $119,000
Not applicable 23 $3,987,000 $173,000 $1,000,000 $2,000 $27,000
Not Provided 16 $1,338,000 $83,000 $260,000 $183,000 $1,052,000
Hispanic 4 $314,000 $78,000 $139,000 $32,000 $47,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 209 $17,722,000 $84,000 $1,000,000 $73,000 $1,052,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $892,000 $74,000 $134,000 $20,000 $75,000
FHA-insured (Federal Housing Administration) 5 $657,000 $131,000 $162,000 $81,000 $108,000
VA-guaranteed (Veterans Administration) 2 $188,000 $94,000 $94,000 $30,000 $61,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 111 $10,296,000 $92,000 $1,000,000 $69,000 $501,000
Application Denied By Financial Institution 49 $3,299,000 $67,000 $260,000 $106,000 $1,052,000
Loan Purchased By The Institution 28 $2,420,000 $86,000 $279,000 $24,000 $338,000
Application Withdrawn By Applicant 19 $2,023,000 $106,000 $340,000 $68,000 $196,000
Application Approved But Not Accepted 15 $1,068,000 $71,000 $189,000 $65,000 $168,000
File Closed For Incompleteness 6 $353,000 $58,000 $75,000 $41,000 $70,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13 $565,000 $43,000 $101,000 $145,000 $1,052,000
Collateral 7 $955,000 $136,000 $260,000 $241,000 $1,052,000
Credit Application Incomplete 5 $248,000 $49,000 $60,000 $32,000 $56,000
Debt-To-Income Ratio 4 $196,000 $49,000 $70,000 $45,000 $90,000
Other 2 $190,000 $95,000 $152,000 $69,000 $102,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Louisiana Lender List