Trustmark Bank Mortgage Lending & HMDA Data, 2016

In 2016, Trustmark Bank of Jackson, MS reported 11,091 mortgage applications totaling $1.8 billion, up 1% from 2015. The average application was for $164,429, and applicants reported an average income of $54,301. 55% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Jackson, MS (2,679), Memphis, TN-MS-AR (723) and Birmingham-Hoover, AL (583) (applications in parentheses).

Mortgage Company & Address Trustmark Bank
Po Box 291
Jackson, MS 39201
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 11,091
Total Mortgage Loan Application Amount $1,823,684,000
Average Mortgage Loan Application Amount $164,429
Highest Mortgage Loan Application Amount $5,940,000
Average Applicant Income $54,301
Highest Applicant Income $5,387,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Trustmark Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Trustmark Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rankin, Mississippi 1,048 $ 170,708,000 $ 162,889 $ 33,000
Hinds, Mississippi 748 $ 88,280,000 $ 118,021 $ 45,000
Madison, Mississippi 739 $ 172,766,000 $ 233,783 $ 54,000
Bay, Florida 543 $ 91,043,000 $ 167,666 $ 74,000
Mobile, Alabama 492 $ 89,616,000 $ 182,146 $ 64,000
Baldwin, Alabama 489 $ 113,247,000 $ 231,588 $ 60,000
DeSoto, Mississippi 311 $ 44,573,000 $ 143,321 $ 63,000
Jefferson, Alabama 304 $ 71,003,000 $ 233,562 $ 34,000
Shelby, Tennessee 282 $ 50,343,000 $ 178,521 $ 51,000
Jackson, Mississippi 254 $ 36,101,000 $ 142,129 $ 31,000
Lafayette, Mississippi 224 $ 44,060,000 $ 196,696 $ 46,000
Montgomery, Alabama 218 $ 37,880,000 $ 173,761 $ 28,000
Harrison, Mississippi 209 $ 29,046,000 $ 138,976 $ 58,000
Warren, Mississippi 203 $ 25,841,000 $ 127,295 $ 55,000
Shelby, Alabama 198 $ 40,729,000 $ 205,702 $ 55,000
Lamar, Mississippi 167 $ 25,524,000 $ 152,838 $ 61,000
Harris, Texas 161 $ 49,519,000 $ 307,571 $ 168,000
Walton, Florida 159 $ 51,974,000 $ 326,880 $ 191,000
Tuscaloosa, Alabama 158 $ 30,897,000 $ 195,550 $ 79,000
Forrest, Mississippi 156 $ 18,133,000 $ 116,237 $ 51,000
Sumter, South Carolina 149 $ 22,777,000 $ 152,865 $ 4,000
Lauderdale, Mississippi 146 $ 21,046,000 $ 144,150 $ 65,000
Lowndes, Mississippi 146 $ 17,056,000 $ 116,821 $ 51,000
Okaloosa, Florida 131 $ 36,036,000 $ 275,083 $ 112,000
Jones, Mississippi 129 $ 13,035,000 $ 101,046 $ 53,000
Lincoln, Mississippi 121 $ 14,245,000 $ 117,727 $ 67,000
Lee, Mississippi 117 $ 20,097,000 $ 171,769 $ 54,000
Lauderdale, Alabama 107 $ 13,774,000 $ 128,728 $ 61,000
Leake, Mississippi 101 $ 5,591,000 $ 55,356 $ 54,000
Autauga, Alabama 98 $ 14,426,000 $ 147,204 $ 30,000
Elmore, Alabama 96 $ 15,212,000 $ 158,458 $ 34,000
Marengo, Alabama 92 $ 9,061,000 $ 98,489 $ 65,000
Colbert, Alabama 89 $ 11,374,000 $ 127,797 $ 56,000
Escambia, Florida 82 $ 13,363,000 $ 162,963 $ 77,000
Pike, Mississippi 78 $ 7,897,000 $ 101,243 $ 49,000
Butler, Alabama 73 $ 5,310,000 $ 72,739 $ 27,000
Fayette, Tennessee 71 $ 4,051,000 $ 57,056 $ 51,000
Alcorn, Mississippi 70 $ 7,151,000 $ 102,157 $ 64,000
Escambia, Alabama 65 $ 4,296,000 $ 66,092 $ 95,000
Copiah, Mississippi 65 $ 5,595,000 $ 86,076 $ 35,000
Leflore, Mississippi 62 $ 6,784,000 $ 109,419 $ 37,000
Dallas, Alabama 59 $ 4,409,000 $ 74,728 $ 76,000
Simpson, Mississippi 58 $ 7,237,000 $ 124,775 $ 48,000
Washington, Mississippi 56 $ 3,128,000 $ 55,857 $ 36,000
Itawamba, Mississippi 54 $ 5,485,000 $ 101,574 $ 51,000
Smith, Mississippi 50 $ 5,105,000 $ 102,100 $ 54,000
Bossier, Louisiana 46 $ 10,342,000 $ 224,826 $ 2,000
George, Mississippi 44 $ 6,185,000 $ 140,568 $ 17,000
Santa Rosa, Florida 43 $ 8,267,000 $ 192,255 $ 68,000
Walthall, Mississippi 42 $ 3,676,000 $ 87,523 $ 41,000
Hancock, Mississippi 41 $ 5,671,000 $ 138,317 $ 35,000
Marion, Mississippi 39 $ 3,816,000 $ 97,846 $ 56,000
Bibb, Alabama 34 $ 3,248,000 $ 95,529 $ 65,000
Oktibbeha, Mississippi 32 $ 4,814,000 $ 150,437 $ 39,000
Cherokee, Alabama 31 $ 4,638,000 $ 149,612 $ 5,000
Alachua, Florida 31 $ 6,408,000 $ 206,709 $ 0
East Baton Rouge, Louisiana 31 $ 7,494,000 $ 241,741 $ 10,000
Lee, Alabama 30 $ 3,463,000 $ 115,433 $ 29,000
Scott, Mississippi 30 $ 3,705,000 $ 123,500 $ 21,000
Fort Bend, Texas 27 $ 6,983,000 $ 258,629 $ 146,000
Amite, Mississippi 26 $ 2,707,000 $ 104,115 $ 35,000
Madison, Alabama 25 $ 5,305,000 $ 212,200 $ 42,000
Tate, Mississippi 25 $ 3,051,000 $ 122,040 $ 53,000
Monroe, Alabama 24 $ 982,000 $ 40,916 $ 46,000
Jefferson, Louisiana 23 $ 4,041,000 $ 175,695 $ 36,000
St. Clair, Alabama 21 $ 3,699,000 $ 176,142 $ 63,000
Adams, Mississippi 21 $ 4,965,000 $ 236,428 $ 6,000
Yazoo, Mississippi 21 $ 2,892,000 $ 137,714 $ 29,000
Franklin, Alabama 20 $ 2,285,000 $ 114,250 $ 49,000
Yalobusha, Mississippi 20 $ 2,284,000 $ 114,200 $ 24,000
Choctaw, Alabama 19 $ 2,671,000 $ 140,578 $ 84,000
St. Johns, Florida 19 $ 3,227,000 $ 169,842 $ 0
Marshall, Mississippi 19 $ 2,911,000 $ 153,210 $ 42,000
Neshoba, Mississippi 17 $ 1,608,000 $ 94,588 $ 32,000
Chilton, Alabama 16 $ 2,316,000 $ 144,750 $ 57,000
Conecuh, Alabama 16 $ 381,000 $ 23,812 $ 64,000
Bolivar, Mississippi 16 $ 2,050,000 $ 128,125 $ 51,000
Lawrence, Mississippi 16 $ 1,145,000 $ 71,562 $ 29,000
Attala, Mississippi 15 $ 1,812,000 $ 120,800 $ 21,000
Clarke, Mississippi 15 $ 1,887,000 $ 125,800 $ 55,000
Covington, Mississippi 15 $ 1,196,000 $ 79,733 $ 27,000
Pearl River, Mississippi 15 $ 1,898,000 $ 126,533 $ 15,000
Davidson, Tennessee 15 $ 5,365,000 $ 357,666 $ 22,000
Williamson, Tennessee 15 $ 4,910,000 $ 327,333 $ 26,000
Washington, Florida 14 $ 1,605,000 $ 114,642 $ 89,000
Marion, Florida 13 $ 2,072,000 $ 159,384 $ 0
St. Tammany, Louisiana 13 $ 2,759,000 $ 212,230 $ 3,000
Panola, Mississippi 13 $ 1,747,000 $ 134,384 $ 27,000
Pontotoc, Mississippi 13 $ 1,121,000 $ 86,230 $ 34,000
Galveston, Texas 13 $ 4,454,000 $ 342,615 $ 250,000
Montgomery, Texas 13 $ 3,671,000 $ 282,384 $ 230,000
Tallapoosa, Alabama 12 $ 1,592,000 $ 132,666 $ 43,000
Claiborne, Mississippi 12 $ 911,000 $ 75,916 $ 34,000
Greene, Mississippi 12 $ 1,272,000 $ 106,000 $ 35,000
Tipton, Tennessee 12 $ 987,000 $ 82,250 $ 54,000
Barbour, Alabama 11 $ 741,000 $ 67,363 $ 86,000
Lawrence, Alabama 11 $ 1,291,000 $ 117,363 $ 43,000
Orleans, Louisiana 11 $ 2,139,000 $ 194,454 $ 84,000
Jasper, Mississippi 11 $ 805,000 $ 73,181 $ 46,000
Jefferson Davis, Mississippi 11 $ 991,000 $ 90,090 $ 76,000
Monroe, Mississippi 11 $ 970,000 $ 88,181 $ 41,000
Wilcox, Alabama 10 $ 1,028,000 $ 102,800 $ 57,000
Stone, Mississippi 10 $ 1,263,000 $ 126,300 $ 57,000
Tishomingo, Mississippi 10 $ 1,323,000 $ 132,300 $ 65,000
Brazoria, Texas 10 $ 2,118,000 $ 211,800 $ 109,000
Greene, Alabama 9 $ 640,000 $ 71,111 $ 34,000
Sumter, Alabama 9 $ 932,000 $ 103,555 $ 64,000
Clay, Mississippi 9 $ 786,000 $ 87,333 $ 37,000
Perry, Mississippi 9 $ 593,000 $ 65,888 $ 35,000
Limestone, Alabama 8 $ 1,298,000 $ 162,250 $ 41,000
Faulkner, Arkansas 8 $ 1,247,000 $ 155,875 $ 0
Duval, Florida 8 $ 1,554,000 $ 194,250 $ 6,000
Ascension, Louisiana 8 $ 1,663,000 $ 207,875 $ 0
Caddo, Louisiana 8 $ 919,000 $ 114,875 $ 0
Concordia, Louisiana 8 $ 1,513,000 $ 189,125 $ 20,000
Blount, Alabama 7 $ 1,492,000 $ 213,142 $ 0
Covington, Alabama 7 $ 850,000 $ 121,428 $ 84,000
Crenshaw, Alabama 7 $ 345,000 $ 49,285 $ 18,000
Hale, Alabama 7 $ 573,000 $ 81,857 $ 46,000
Macon, Alabama 7 $ 327,000 $ 46,714 $ 19,000
Franklin, Mississippi 7 $ 773,000 $ 110,428 $ 50,000
Humphreys, Mississippi 7 $ 777,000 $ 111,000 $ 18,000
Prentiss, Mississippi 7 $ 212,000 $ 30,285 $ 46,000
Wayne, Mississippi 7 $ 602,000 $ 86,000 $ 44,000
Lexington, South Carolina 7 $ 956,000 $ 136,571 $ 0
Richland, South Carolina 7 $ 1,451,000 $ 207,285 $ 0
McNairy, Tennessee 7 $ 332,000 $ 47,428 $ 50,000
Carroll, Mississippi 6 $ 639,000 $ 106,500 $ 35,000
Noxubee, Mississippi 6 $ 494,000 $ 82,333 $ 33,000
Sunflower, Mississippi 6 $ 764,000 $ 127,333 $ 10,000
Rutherford, Tennessee 6 $ 1,475,000 $ 245,833 $ 0
DeKalb, Alabama 5 $ 600,000 $ 120,000 $ 33,000
Lamar, Alabama 5 $ 395,000 $ 79,000 $ 15,000
Lowndes, Alabama 5 $ 436,000 $ 87,200 $ 27,000
Perry, Alabama 5 $ 179,000 $ 35,800 $ 41,000
Washington, Alabama 5 $ 664,000 $ 132,800 $ 23,000
Pinellas, Florida 5 $ 1,024,000 $ 204,800 $ 8,000
Lafayette, Louisiana 5 $ 1,318,000 $ 263,600 $ 19,000
Livingston, Louisiana 5 $ 953,000 $ 190,600 $ 0
Grenada, Mississippi 5 $ 938,000 $ 187,600 $ 26,000
Newton, Mississippi 5 $ 627,000 $ 125,400 $ 16,000
Webster, Mississippi 5 $ 536,000 $ 107,200 $ 8,000
Winston, Mississippi 5 $ 474,000 $ 94,800 $ 7,000
Sumner, Tennessee 5 $ 1,406,000 $ 281,200 $ 10,000
Calhoun, Alabama 4 $ 380,000 $ 95,000 $ 46,000
Cullman, Alabama 4 $ 1,038,000 $ 259,500 $ 0
Bradford, Florida 4 $ 752,000 $ 188,000 $ 0
Choctaw, Mississippi 4 $ 366,000 $ 91,500 $ 30,000
Montgomery, Mississippi 4 $ 362,000 $ 90,500 $ 12,000
Tallahatchie, Mississippi 4 $ 98,000 $ 24,500 $ 28,000
Tarrant, Texas 4 $ 844,000 $ 211,000 $ 122,000
Waller, Texas 4 $ 366,000 $ 91,500 $ 191,000
Fayette, Alabama 3 $ 435,000 $ 145,000 $ 31,000
Marshall, Alabama 3 $ 508,000 $ 169,333 $ 26,000
Pickens, Alabama 3 $ 497,000 $ 165,666 $ 39,000
Russell, Alabama 3 $ 494,000 $ 164,666 $ 57,000
Walker, Alabama 3 $ 456,000 $ 152,000 $ 18,000
Clay, Florida 3 $ 729,000 $ 243,000 $ 0
Gulf, Florida 3 $ 898,000 $ 299,333 $ 28,000
Madison, Louisiana 3 $ 312,000 $ 104,000 $ 69,000
Coahoma, Mississippi 3 $ 701,000 $ 233,666 $ 21,000
Kemper, Mississippi 3 $ 314,000 $ 104,666 $ 10,000
Sharkey, Mississippi 3 $ 33,000 $ 11,000 $ 69,000
Tippah, Mississippi 3 $ 215,000 $ 71,666 $ 43,000
Union, Mississippi 3 $ 335,000 $ 111,666 $ 27,000
Hardin, Tennessee 3 $ 392,000 $ 130,666 $ 105,000
Sevier, Tennessee 3 $ 394,000 $ 131,333 $ 72,000
Travis, Texas 3 $ 743,000 $ 247,666 $ 55,000
Chambers, Alabama 2 $ 175,000 $ 87,500 $ 0
Coosa, Alabama 2 $ 371,000 $ 185,500 $ 40,000
Etowah, Alabama 2 $ 294,000 $ 147,000 $ 0
Pike, Alabama 2 $ 140,000 $ 70,000 $ 41,000
Cleburne, Arkansas 2 $ 281,000 $ 140,500 $ 32,000
Broward, Florida 2 $ 221,000 $ 110,500 $ 68,000
Levy, Florida 2 $ 357,000 $ 178,500 $ 0
Palm Beach, Florida 2 $ 393,000 $ 196,500 $ 50,000
Putnam, Florida 2 $ 249,000 $ 124,500 $ 0
Union, Florida 2 $ 343,000 $ 171,500 $ 0
Fulton, Georgia 2 $ 920,000 $ 460,000 $ 108,000
St. Mary, Louisiana 2 $ 220,000 $ 110,000 $ 60,000
West Baton Rouge, Louisiana 2 $ 324,000 $ 162,000 $ 55,000
Chickasaw, Mississippi 2 $ 213,000 $ 106,500 $ 0
Holmes, Mississippi 2 $ 6,000 $ 3,000 $ 15,000
Jefferson, Mississippi 2 $ 239,000 $ 119,500 $ 53,000
Buncombe, North Carolina 2 $ 762,000 $ 381,000 $ 198,000
Greenville, South Carolina 2 $ 337,000 $ 168,500 $ 0
Robertson, Texas 2 $ 760,000 $ 380,000 $ 849,000
Bullock, Alabama 1 $ 2,000 $ 2,000 $ 27,000
Clarke, Alabama 1 $ 185,000 $ 185,000 $ 0
Coffee, Alabama 1 $ 61,000 $ 61,000 $ 65,000
Henry, Alabama 1 $ 125,000 $ 125,000 $ 1,644,000
Houston, Alabama 1 $ 76,000 $ 76,000 $ 17,000
Jackson, Alabama 1 $ 155,000 $ 155,000 $ 0
Marion, Alabama 1 $ 54,000 $ 54,000 $ 106,000
Morgan, Alabama 1 $ 261,000 $ 261,000 $ 0
Talladega, Alabama 1 $ 53,000 $ 53,000 $ 0
Winston, Alabama 1 $ 247,000 $ 247,000 $ 147,000
Chicot, Arkansas 1 $ 114,000 $ 114,000 $ 0
Conway, Arkansas 1 $ 62,000 $ 62,000 $ 0
Crittenden, Arkansas 1 $ 133,000 $ 133,000 $ 47,000
Garland, Arkansas 1 $ 366,000 $ 366,000 $ 122,000
Pulaski, Arkansas 1 $ 176,000 $ 176,000 $ 0
Calhoun, Florida 1 $ 78,000 $ 78,000 $ 46,000
Citrus, Florida 1 $ 146,000 $ 146,000 $ 0
Columbia, Florida 1 $ 64,000 $ 64,000 $ 0
Gilchrist, Florida 1 $ 156,000 $ 156,000 $ 0
Hillsborough, Florida 1 $ 133,000 $ 133,000 $ 161,000
Jackson, Florida 1 $ 79,000 $ 79,000 $ 69,000
Lake, Florida 1 $ 123,000 $ 123,000 $ 28,000
Leon, Florida 1 $ 346,000 $ 346,000 $ 241,000
Manatee, Florida 1 $ 200,000 $ 200,000 $ 229,000
Miami-Dade, Florida 1 $ 241,000 $ 241,000 $ 52,000
Nassau, Florida 1 $ 145,000 $ 145,000 $ 0
Orange, Florida 1 $ 251,000 $ 251,000 $ 85,000
Volusia, Florida 1 $ 308,000 $ 308,000 $ 0
Bulloch, Georgia 1 $ 86,000 $ 86,000 $ 0
Carroll, Georgia 1 $ 308,000 $ 308,000 $ 0
Chatham, Georgia 1 $ 1,500,000 $ 1,500,000 $ 780,000
Cherokee, Georgia 1 $ 281,000 $ 281,000 $ 70,000
Clayton, Georgia 1 $ 113,000 $ 113,000 $ 42,000
Columbia, Georgia 1 $ 245,000 $ 245,000 $ 0
Dawson, Georgia 1 $ 252,000 $ 252,000 $ 220,000
DeKalb, Georgia 1 $ 206,000 $ 206,000 $ 107,000
Forsyth, Georgia 1 $ 408,000 $ 408,000 $ 0
Greene, Georgia 1 $ 330,000 $ 330,000 $ 0
Henry, Georgia 1 $ 417,000 $ 417,000 $ 158,000
Houston, Georgia 1 $ 135,000 $ 135,000 $ 0
Muscogee, Georgia 1 $ 206,000 $ 206,000 $ 60,000
Stewart, Georgia 1 $ 140,000 $ 140,000 $ 165,000
Thomas, Georgia 1 $ 121,000 $ 121,000 $ 82,000
De Soto, Louisiana 1 $ 284,000 $ 284,000 $ 0
East Feliciana, Louisiana 1 $ 116,000 $ 116,000 $ 0
Ouachita, Louisiana 1 $ 152,000 $ 152,000 $ 0
Plaquemines, Louisiana 1 $ 155,000 $ 155,000 $ 0
Richland, Louisiana 1 $ 135,000 $ 135,000 $ 23,000
St. Bernard, Louisiana 1 $ 177,000 $ 177,000 $ 0
St. Charles, Louisiana 1 $ 355,000 $ 355,000 $ 0
Tangipahoa, Louisiana 1 $ 300,000 $ 300,000 $ 69,000
Vernon, Louisiana 1 $ 147,000 $ 147,000 $ 0
Benton, Mississippi 1 $ 140,000 $ 140,000 $ 91,000
Calhoun, Mississippi 1 $ 54,000 $ 54,000 $ 63,000
Quitman, Mississippi 1 $ 40,000 $ 40,000 $ 0
Tunica, Mississippi 1 $ 147,000 $ 147,000 $ 56,000
Wilkinson, Mississippi 1 $ 284,000 $ 284,000 $ 89,000
Johnston, North Carolina 1 $ 216,000 $ 216,000 $ 131,000
Madison, North Carolina 1 $ 169,000 $ 169,000 $ 55,000
Charleston, South Carolina 1 $ 231,000 $ 231,000 $ 0
Chesterfield, South Carolina 1 $ 94,000 $ 94,000 $ 0
Clarendon, South Carolina 1 $ 166,000 $ 166,000 $ 0
Georgetown, South Carolina 1 $ 340,000 $ 340,000 $ 0
Lee, South Carolina 1 $ 129,000 $ 129,000 $ 0
Saluda, South Carolina 1 $ 253,000 $ 253,000 $ 0
York, South Carolina 1 $ 268,000 $ 268,000 $ 0
Blount, Tennessee 1 $ 75,000 $ 75,000 $ 38,000
Carroll, Tennessee 1 $ 43,000 $ 43,000 $ 10,000
Hamilton, Tennessee 1 $ 495,000 $ 495,000 $ 0
Hardeman, Tennessee 1 $ 223,000 $ 223,000 $ 46,000
Lincoln, Tennessee 1 $ 90,000 $ 90,000 $ 0
Madison, Tennessee 1 $ 14,000 $ 14,000 $ 0
Maury, Tennessee 1 $ 250,000 $ 250,000 $ 92,000
Obion, Tennessee 1 $ 57,000 $ 57,000 $ 0
Wilson, Tennessee 1 $ 384,000 $ 384,000 $ 133,000
Aransas, Texas 1 $ 295,000 $ 295,000 $ 129,000
Bexar, Texas 1 $ 505,000 $ 505,000 $ 200,000
Blanco, Texas 1 $ 670,000 $ 670,000 $ 294,000
Comal, Texas 1 $ 325,000 $ 325,000 $ 39,000
Dallas, Texas 1 $ 650,000 $ 650,000 $ 0
Matagorda, Texas 1 $ 214,000 $ 214,000 $ 364,000
Milam, Texas 1 $ 100,000 $ 100,000 $ 137,000
Newton, Texas 1 $ 186,000 $ 186,000 $ 0
Nueces, Texas 1 $ 120,000 $ 120,000 $ 74,000
Polk, Texas 1 $ 140,000 $ 140,000 $ 191,000
Val Verde, Texas 1 $ 234,000 $ 234,000 $ 70,000
Wichita, Texas 1 $ 168,000 $ 168,000 $ 105,000

Mortgage Loan Application Detail Totals for Trustmark Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,415 $1,162,186,000 $181,000 $5,940,000 $50,000 $2,566,000
Refinancing 3,430 $615,927,000 $179,000 $2,000,000 $65,000 $5,387,000
Home Improvement 1,246 $45,571,000 $36,000 $1,430,000 $47,000 $1,121,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,604 $929,239,000 $165,000 $2,000,000 $90,000 $5,387,000
Not applicable 3,781 $721,216,000 $190,000 $5,940,000 $0 $244,000
Black or African American 1,399 $114,035,000 $81,000 $1,340,000 $48,000 $1,150,000
Asian 146 $33,348,000 $228,000 $1,200,000 $111,000 $1,072,000
Not Provided 70 $11,426,000 $163,000 $800,000 $75,000 $294,000
Hispanic 51 $7,687,000 $150,000 $688,000 $100,000 $2,546,000
American Indian or Alaskan Native 31 $5,236,000 $168,000 $668,000 $101,000 $754,000
Native Hawaiin or Other Pacific Islander 9 $1,497,000 $166,000 $270,000 $148,000 $330,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,593 $1,260,782,000 $166,000 $5,940,000 $64,000 $5,387,000
FHA-insured (Federal Housing Administration) 2,181 $327,926,000 $150,000 $302,000 $31,000 $227,000
VA-guaranteed (Veterans Administration) 866 $174,693,000 $201,000 $873,000 $42,000 $587,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 451 $60,283,000 $133,000 $278,000 $28,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,139 $986,845,000 $160,000 $5,940,000 $89,000 $5,387,000
Loan Purchased By The Institution 3,495 $675,936,000 $193,000 $1,500,000 $0 $0
Application Denied By Financial Institution 887 $69,156,000 $77,000 $1,500,000 $58,000 $2,546,000
Application Withdrawn By Applicant 500 $80,128,000 $160,000 $2,000,000 $0 $0
Application Approved But Not Accepted 66 $10,923,000 $165,000 $1,000,000 $119,000 $2,239,000
File Closed For Incompleteness 4 $696,000 $174,000 $266,000 $65,000 $142,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 347 $26,827,000 $77,000 $960,000 $40,000 $389,000
Credit History 280 $20,777,000 $74,000 $487,000 $62,000 $400,000
Other 136 $7,859,000 $57,000 $1,500,000 $75,000 $2,546,000
Collateral 87 $10,835,000 $124,000 $480,000 $97,000 $1,121,000
Employment History 20 $885,000 $44,000 $186,000 $41,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 9 $818,000 $90,000 $180,000 $61,000 $231,000
Unverifiable Information 8 $1,155,000 $144,000 $330,000 $70,000 $240,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Trustmark Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Trustmark Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet with aggregated HMDA statistics today.

Download the Mississippi Lender List