Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Tyndall Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,734 |
| Total Mortgage Loan Application Amount | $231,931,000 |
| Average Mortgage Loan Application Amount | $117,666 |
| Highest Mortgage Loan Application Amount | $890,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $1,486,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 1,137 | $ 158,297,000 | $ 139,000 | $ 89,000 |
| Jackson County Florida | 97 | $ 8,347,000 | $ 86,000 | $ 64,000 |
| Washington County Florida | 79 | $ 8,177,000 | $ 103,000 | $ 62,000 |
| Gulf County Florida | 65 | $ 7,265,000 | $ 111,000 | $ 69,000 |
| Walton County Florida | 27 | $ 4,789,000 | $ 177,000 | $ 139,000 |
| Franklin County Florida | 25 | $ 2,736,000 | $ 109,000 | $ 60,000 |
| Okaloosa County Florida | 25 | $ 2,550,000 | $ 102,000 | $ 92,000 |
| Calhoun County Florida | 24 | $ 1,913,000 | $ 79,000 | $ 53,000 |
| Holmes County Florida | 21 | $ 1,606,000 | $ 76,000 | $ 64,000 |
| Houston County Alabama | 13 | $ 1,201,000 | $ 92,000 | $ 68,000 |
| Escambia County Florida | 9 | $ 662,000 | $ 73,000 | $ 75,000 |
| Hillsborough County Florida | 9 | $ 912,000 | $ 101,000 | $ 87,000 |
| Leon County Florida | 7 | $ 1,098,000 | $ 156,000 | $ 103,000 |
| Liberty County Florida | 7 | $ 528,000 | $ 75,000 | $ 65,000 |
| Brevard County Florida | 4 | $ 650,000 | $ 162,000 | $ 88,000 |
| Orange County Florida | 4 | $ 830,000 | $ 207,000 | $ 115,000 |
| Maricopa County Arizona | 3 | $ 400,000 | $ 133,000 | $ 107,000 |
| Jefferson County Colorado | 3 | $ 340,000 | $ 113,000 | $ 115,000 |
| Clay County Florida | 3 | $ 308,000 | $ 102,000 | $ 83,000 |
| Pinellas County Florida | 3 | $ 385,000 | $ 128,000 | $ 135,000 |
| Santa Rosa County Florida | 3 | $ 545,000 | $ 181,000 | $ 81,000 |
| Cherokee County Georgia | 3 | $ 542,000 | $ 180,000 | $ 84,000 |
| Gwinnett County Georgia | 3 | $ 297,000 | $ 99,000 | $ 86,000 |
| Chippewa County Michigan | 3 | $ 143,000 | $ 47,000 | $ 44,000 |
| Dale County Alabama | 2 | $ 208,000 | $ 104,000 | $ 42,000 |
| Geneva County Alabama | 2 | $ 266,000 | $ 133,000 | $ 110,000 |
| Grant County Arkansas | 2 | $ 611,000 | $ 305,000 | $ 205,000 |
| Los Angeles County California | 2 | $ 595,000 | $ 297,000 | $ 110,000 |
| Riverside County California | 2 | $ 292,000 | $ 146,000 | $ 76,000 |
| Jefferson County Florida | 2 | $ 425,000 | $ 212,000 | $ 81,000 |
| Osceola County Florida | 2 | $ 229,000 | $ 114,000 | $ 42,000 |
| Seminole County Florida | 2 | $ 570,000 | $ 285,000 | $ 116,000 |
| Volusia County Florida | 2 | $ 505,000 | $ 252,000 | $ 150,000 |
| Chatham County Georgia | 2 | $ 128,000 | $ 64,000 | $ 47,000 |
| Marion County Georgia | 2 | $ 18,000 | $ 9,000 | $ 38,000 |
| Clark County Indiana | 2 | $ 499,000 | $ 249,000 | $ 146,000 |
| Wyandotte County Kansas | 2 | $ 68,000 | $ 34,000 | $ 33,000 |
| East Baton Rouge County Louisiana | 2 | $ 223,000 | $ 111,000 | $ 104,000 |
| Burlington County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 131,000 |
| Wayne County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 88,000 |
| Montgomery County Ohio | 2 | $ 40,000 | $ 20,000 | $ 79,000 |
| Cleveland County Oklahoma | 2 | $ 572,000 | $ 286,000 | $ 109,000 |
| Taylor County Texas | 2 | $ 273,000 | $ 136,000 | $ 86,000 |
| Wichita County Texas | 2 | $ 121,000 | $ 60,000 | $ 68,000 |
| York County Virginia | 2 | $ 453,000 | $ 226,000 | $ 154,000 |
| Baldwin County Alabama | 1 | $ 91,000 | $ 91,000 | $ 76,000 |
| Bullock County Alabama | 1 | $ 60,000 | $ 60,000 | $ 166,000 |
| Chilton County Alabama | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Coffee County Alabama | 1 | $ 237,000 | $ 237,000 | $ 123,000 |
| Elmore County Alabama | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Etowah County Alabama | 1 | $ 159,000 | $ 159,000 | $ 48,000 |
| Henry County Alabama | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Lee County Alabama | 1 | $ 129,000 | $ 129,000 | $ 82,000 |
| Montgomery County Alabama | 1 | $ 226,000 | $ 226,000 | $ 179,000 |
| Shelby County Alabama | 1 | $ 382,000 | $ 382,000 | $ 67,000 |
| Pima County Arizona | 1 | $ 148,000 | $ 148,000 | $ 68,000 |
| Franklin County Arkansas | 1 | $ 64,000 | $ 64,000 | $ 145,000 |
| Sacramento County California | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 230,000 | $ 230,000 | $ 104,000 |
| El Paso County Colorado | 1 | $ 175,000 | $ 175,000 | $ 97,000 |
| Hartford County Connecticut | 1 | $ 366,000 | $ 366,000 | $ 423,000 |
| New Castle County Delaware | 1 | $ 340,000 | $ 340,000 | $ 209,000 |
| Alachua County Florida | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Broward County Florida | 1 | $ 130,000 | $ 130,000 | $ 181,000 |
| Citrus County Florida | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Columbia County Florida | 1 | $ 186,000 | $ 186,000 | $ 40,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
| Hernando County Florida | 1 | $ 138,000 | $ 138,000 | $ 88,000 |
| Lake County Florida | 1 | $ 268,000 | $ 268,000 | $ 97,000 |
| St. Johns County Florida | 1 | $ 189,000 | $ 189,000 | $ 125,000 |
| Suwannee County Florida | 1 | $ 69,000 | $ 69,000 | $ 52,000 |
| Wakulla County Florida | 1 | $ 183,000 | $ 183,000 | $ 55,000 |
| Bartow County Georgia | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Carroll County Georgia | 1 | $ 154,000 | $ 154,000 | $ 96,000 |
| Cobb County Georgia | 1 | $ 299,000 | $ 299,000 | $ 70,000 |
| Decatur County Georgia | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| DeKalb County Georgia | 1 | $ 153,000 | $ 153,000 | $ 123,000 |
| Forsyth County Georgia | 1 | $ 258,000 | $ 258,000 | $ 100,000 |
| Fulton County Georgia | 1 | $ 417,000 | $ 417,000 | $ 262,000 |
| Gilmer County Georgia | 1 | $ 192,000 | $ 192,000 | $ 57,000 |
| Glynn County Georgia | 1 | $ 272,000 | $ 272,000 | $ 110,000 |
| Harris County Georgia | 1 | $ 35,000 | $ 35,000 | $ 118,000 |
| Houston County Georgia | 1 | $ 140,000 | $ 140,000 | $ 177,000 |
| Pierce County Georgia | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Putnam County Georgia | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Seminole County Georgia | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Cook County Illinois | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
| Madison County Illinois | 1 | $ 193,000 | $ 193,000 | $ 123,000 |
| Monroe County Illinois | 1 | $ 206,000 | $ 206,000 | $ 92,000 |
| Ogle County Illinois | 1 | $ 110,000 | $ 110,000 | $ 95,000 |
| St. Clair County Illinois | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Hamilton County Indiana | 1 | $ 220,000 | $ 220,000 | $ 103,000 |
| Lake County Indiana | 1 | $ 268,000 | $ 268,000 | $ 145,000 |
| St. Joseph County Indiana | 1 | $ 168,000 | $ 168,000 | $ 102,000 |
| Polk County Iowa | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Lafourche County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 108,000 |
| St. Tammany County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Anne Arundel County Maryland | 1 | $ 14,000 | $ 14,000 | $ 125,000 |
| Charles County Maryland | 1 | $ 30,000 | $ 30,000 | $ 188,000 |
| Prince George's County Maryland | 1 | $ 244,000 | $ 244,000 | $ 91,000 |
| Essex County Massachusetts | 1 | $ 283,000 | $ 283,000 | $ 58,000 |
| Berrien County Michigan | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Genesee County Michigan | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Leelanau County Michigan | 1 | $ 328,000 | $ 328,000 | $ 101,000 |
| Wright County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 159,000 |
| Attala County Mississippi | 1 | $ 22,000 | $ 22,000 | $ 65,000 |
| Humphreys County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 126,000 |
| Lamar County Mississippi | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Camden County Missouri | 1 | $ 290,000 | $ 290,000 | $ 110,000 |
| Johnson County Missouri | 1 | $ 258,000 | $ 258,000 | $ 83,000 |
| Douglas County Nebraska | 1 | $ 240,000 | $ 240,000 | $ 51,000 |
| Clark County Nevada | 1 | $ 408,000 | $ 408,000 | $ 171,000 |
| Strafford County New Hampshire | 1 | $ 119,000 | $ 119,000 | $ 139,000 |
| Somerset County New Jersey | 1 | $ 271,000 | $ 271,000 | $ 112,000 |
| Union County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 115,000 |
| Curry County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Dona Ana County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 81,000 |
| Otero County New Mexico | 1 | $ 206,000 | $ 206,000 | $ 88,000 |
| Essex County New York | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Durham County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 73,000 |
| Iredell County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 93,000 |
| Jackson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Mecklenburg County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Swain County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Highland County Ohio | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Pickaway County Ohio | 1 | $ 200,000 | $ 200,000 | $ 128,000 |
| McClain County Oklahoma | 1 | $ 290,000 | $ 290,000 | $ 89,000 |
| Oklahoma County Oklahoma | 1 | $ 160,000 | $ 160,000 | $ 177,000 |
| Washington County Oregon | 1 | $ 463,000 | $ 463,000 | $ 124,000 |
| Charleston County South Carolina | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Dorchester County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Greenville County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Lexington County South Carolina | 1 | $ 615,000 | $ 615,000 | $ 208,000 |
| Richland County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Minnehaha County South Dakota | 1 | $ 179,000 | $ 179,000 | $ 66,000 |
| Coffee County Tennessee | 1 | $ 252,000 | $ 252,000 | $ 146,000 |
| Davidson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Franklin County Tennessee | 1 | $ 179,000 | $ 179,000 | $ 40,000 |
| Giles County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 57,000 |
| Marion County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Monroe County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 70,000 |
| Rutherford County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 136,000 |
| Sevier County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 175,000 |
| Shelby County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 118,000 |
| Bell County Texas | 1 | $ 91,000 | $ 91,000 | $ 71,000 |
| El Paso County Texas | 1 | $ 134,000 | $ 134,000 | $ 69,000 |
| Harris County Texas | 1 | $ 114,000 | $ 114,000 | $ 37,000 |
| Jefferson County Texas | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Lampasas County Texas | 1 | $ 228,000 | $ 228,000 | $ 155,000 |
| Montgomery County Texas | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Travis County Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 151,000 |
| Gloucester County Virginia | 1 | $ 269,000 | $ 269,000 | $ 114,000 |
| Prince William County Virginia | 1 | $ 117,000 | $ 117,000 | $ 147,000 |
| Roanoke County Virginia | 1 | $ 187,000 | $ 187,000 | $ 127,000 |
| Virginia Beach County Virginia | 1 | $ 224,000 | $ 224,000 | $ 148,000 |
| King County Washington | 1 | $ 530,000 | $ 530,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,110 | $162,353,000 | $146,000 | $890,000 | $90,000 | $1,486,000 |
| Home Purchase | 372 | $53,349,000 | $143,000 | $728,000 | $81,000 | $582,000 |
| Home Improvement | 252 | $16,229,000 | $64,000 | $340,000 | $73,000 | $238,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,494 | $203,508,000 | $136,000 | $750,000 | $86,000 | $1,486,000 |
| Black or African American | 82 | $9,673,000 | $117,000 | $890,000 | $65,000 | $186,000 |
| Not Provided | 70 | $5,820,000 | $83,000 | $268,000 | $81,000 | $202,000 |
| Hispanic | 32 | $3,891,000 | $121,000 | $305,000 | $93,000 | $192,000 |
| Asian | 30 | $4,857,000 | $161,000 | $530,000 | $104,000 | $349,000 |
| American Indian or Alaskan Native | 23 | $3,437,000 | $149,000 | $604,000 | $112,000 | $759,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $745,000 | $248,000 | $315,000 | $58,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,598 | $207,254,000 | $129,000 | $890,000 | $86,000 | $1,486,000 |
| VA-guaranteed (Veterans Administration) | 89 | $17,802,000 | $200,000 | $417,000 | $92,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $3,786,000 | $140,000 | $270,000 | $51,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 20 | $3,089,000 | $154,000 | $245,000 | $73,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 887 | $125,424,000 | $141,000 | $750,000 | $90,000 | $759,000 |
| Application Denied By Financial Institution | 409 | $45,261,000 | $110,000 | $604,000 | $71,000 | $759,000 |
| Application Withdrawn By Applicant | 344 | $51,261,000 | $149,000 | $576,000 | $97,000 | $1,486,000 |
| Application Approved But Not Accepted | 89 | $9,350,000 | $105,000 | $890,000 | $74,000 | $183,000 |
| File Closed For Incompleteness | 5 | $635,000 | $127,000 | $182,000 | $106,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.