Tyndall Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Tyndall Federal Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tyndall Federal Credit Union 3109 Minnesota Ave Panama City, FL 32405 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,826 |
| Total Mortgage Loan Application Amount | $206,553,000 |
| Average Mortgage Loan Application Amount | $103,000 |
| Highest Mortgage Loan Application Amount | $619,000 |
| Average Applicant Income | $71,333 |
| Highest Applicant Income | $805,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Tyndall Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tyndall Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Tyndall Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tyndall Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Tyndall Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tyndall Federal Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 945 | $ 109,165,000 | $ 115,000 | $ 75,000 |
| Jackson County Florida | 124 | $ 11,027,000 | $ 88,000 | $ 66,000 |
| Washington County Florida | 85 | $ 7,370,000 | $ 86,000 | $ 60,000 |
| Houston County Alabama | 61 | $ 6,856,000 | $ 112,000 | $ 79,000 |
| Gulf County Florida | 60 | $ 6,029,000 | $ 100,000 | $ 71,000 |
| Mobile County Alabama | 49 | $ 5,539,000 | $ 113,000 | $ 83,000 |
| Franklin County Florida | 46 | $ 3,244,000 | $ 70,000 | $ 55,000 |
| Baldwin County Alabama | 38 | $ 5,656,000 | $ 148,000 | $ 80,000 |
| Okaloosa County Florida | 29 | $ 3,539,000 | $ 122,000 | $ 114,000 |
| Calhoun County Florida | 27 | $ 1,696,000 | $ 62,000 | $ 49,000 |
| Holmes County Florida | 27 | $ 2,965,000 | $ 109,000 | $ 67,000 |
| Walton County Florida | 21 | $ 3,467,000 | $ 165,000 | $ 92,000 |
| Dale County Alabama | 15 | $ 1,597,000 | $ 106,000 | $ 73,000 |
| Leon County Florida | 11 | $ 1,635,000 | $ 148,000 | $ 109,000 |
| Henry County Alabama | 10 | $ 1,103,000 | $ 110,000 | $ 58,000 |
| Coffee County Alabama | 7 | $ 824,000 | $ 117,000 | $ 73,000 |
| Geneva County Alabama | 6 | $ 447,000 | $ 74,000 | $ 66,000 |
| Brevard County Florida | 5 | $ 565,000 | $ 113,000 | $ 114,000 |
| Gadsden County Florida | 4 | $ 320,000 | $ 80,000 | $ 44,000 |
| Orange County Florida | 3 | $ 275,000 | $ 91,000 | $ 83,000 |
| Santa Rosa County Florida | 3 | $ 901,000 | $ 300,000 | $ 121,000 |
| Lee County Alabama | 2 | $ 215,000 | $ 107,000 | $ 98,000 |
| Monroe County Alabama | 2 | $ 104,000 | $ 52,000 | $ 48,000 |
| Alachua County Florida | 2 | $ 211,000 | $ 105,000 | $ 142,000 |
| Escambia County Florida | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| Hillsborough County Florida | 2 | $ 99,000 | $ 49,000 | $ 43,000 |
| Lake County Florida | 2 | $ 48,000 | $ 24,000 | $ 42,000 |
| St. Johns County Florida | 2 | $ 340,000 | $ 170,000 | $ 292,000 |
| Wakulla County Florida | 2 | $ 122,000 | $ 61,000 | $ 36,000 |
| Seminole County Georgia | 2 | $ 113,000 | $ 56,000 | $ 32,000 |
| St. Charles County Missouri | 2 | $ 106,000 | $ 53,000 | $ 103,000 |
| Dallas County Texas | 2 | $ 388,000 | $ 194,000 | $ 175,000 |
| Guadalupe County Texas | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| Harris County Texas | 2 | $ 499,000 | $ 249,000 | $ 195,000 |
| Autauga County Alabama | 1 | $ 219,000 | $ 219,000 | $ 143,000 |
| Elmore County Alabama | 1 | $ 185,000 | $ 185,000 | $ 239,000 |
| Madison County Alabama | 1 | $ 116,000 | $ 116,000 | $ 91,000 |
| Montgomery County Alabama | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Shelby County Alabama | 1 | $ 374,000 | $ 374,000 | $ 95,000 |
| St. Clair County Alabama | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Tuscaloosa County Alabama | 1 | $ 70,000 | $ 70,000 | $ 179,000 |
| Washington County Alabama | 1 | $ 167,000 | $ 167,000 | $ 43,000 |
| Hot Spring County Arkansas | 1 | $ 290,000 | $ 290,000 | $ 88,000 |
| Orange County California | 1 | $ 200,000 | $ 200,000 | $ 24,000 |
| Riverside County California | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Solano County California | 1 | $ 103,000 | $ 103,000 | $ 52,000 |
| El Paso County Colorado | 1 | $ 171,000 | $ 171,000 | $ 136,000 |
| Pueblo County Colorado | 1 | $ 60,000 | $ 60,000 | $ 106,000 |
| Kent County Delaware | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Hernando County Florida | 1 | $ 150,000 | $ 150,000 | $ 129,000 |
| Indian River County Florida | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Miami-Dade County Florida | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Osceola County Florida | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Palm Beach County Florida | 1 | $ 40,000 | $ 40,000 | $ 142,000 |
| Pasco County Florida | 1 | $ 31,000 | $ 31,000 | $ 81,000 |
| Pinellas County Florida | 1 | $ 167,000 | $ 167,000 | $ 154,000 |
| Berrien County Georgia | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Camden County Georgia | 1 | $ 126,000 | $ 126,000 | $ 68,000 |
| Clayton County Georgia | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Cobb County Georgia | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Coffee County Georgia | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Columbia County Georgia | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Early County Georgia | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Fulton County Georgia | 1 | $ 64,000 | $ 64,000 | $ 76,000 |
| Glynn County Georgia | 1 | $ 270,000 | $ 270,000 | $ 117,000 |
| Gwinnett County Georgia | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Harris County Georgia | 1 | $ 100,000 | $ 100,000 | $ 134,000 |
| Houston County Georgia | 1 | $ 280,000 | $ 280,000 | $ 107,000 |
| Jackson County Georgia | 1 | $ 166,000 | $ 166,000 | $ 117,000 |
| Jasper County Georgia | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Madison County Illinois | 1 | $ 183,000 | $ 183,000 | $ 113,000 |
| St. Clair County Illinois | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Vigo County Indiana | 1 | $ 89,000 | $ 89,000 | $ 131,000 |
| Sedgwick County Kansas | 1 | $ 126,000 | $ 126,000 | $ 96,000 |
| Shawnee County Kansas | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Hardin County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 101,000 |
| Kenton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| East Baton Rouge County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 105,000 |
| Kennebec County Maine | 1 | $ 148,000 | $ 148,000 | $ 75,000 |
| York County Maine | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Howard County Maryland | 1 | $ 292,000 | $ 292,000 | $ 242,000 |
| Wayne County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 162,000 |
| Clark County Nevada | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Burlington County New Jersey | 1 | $ 279,000 | $ 279,000 | $ 136,000 |
| Otero County New Mexico | 1 | $ 191,000 | $ 191,000 | $ 122,000 |
| Madison County New York | 1 | $ 265,000 | $ 265,000 | $ 227,000 |
| Monroe County New York | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Schenectady County New York | 1 | $ 176,000 | $ 176,000 | $ 173,000 |
| Durham County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Gaston County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Richmond County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Watauga County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 76,000 |
| Wayne County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 67,000 |
| Franklin County Ohio | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Greene County Ohio | 1 | $ 176,000 | $ 176,000 | $ 107,000 |
| Lorain County Ohio | 1 | $ 47,000 | $ 47,000 | $ 61,000 |
| Montgomery County Ohio | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Oklahoma County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 68,000 |
| Multnomah County Oregon | 1 | $ 97,000 | $ 97,000 | $ 96,000 |
| Montgomery County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Kershaw County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
| Lexington County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Knox County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
| Sevier County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 96,000 |
| Sumner County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| El Paso County Texas | 1 | $ 132,000 | $ 132,000 | $ 105,000 |
| Lampasas County Texas | 1 | $ 272,000 | $ 272,000 | $ 188,000 |
| Montgomery County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Nueces County Texas | 1 | $ 277,000 | $ 277,000 | $ 173,000 |
| Parker County Texas | 1 | $ 202,000 | $ 202,000 | $ 116,000 |
| Travis County Texas | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Fluvanna County Virginia | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Newport News County Virginia | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Richmond City County Virginia | 1 | $ 162,000 | $ 162,000 | $ 110,000 |
| Spotsylvania County Virginia | 1 | $ 470,000 | $ 470,000 | $ 163,000 |
| Stafford County Virginia | 1 | $ 20,000 | $ 20,000 | $ 96,000 |
| York County Virginia | 1 | $ 248,000 | $ 248,000 | $ 100,000 |
| King County Washington | 1 | $ 163,000 | $ 163,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Tyndall Federal Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,007 | $124,772,000 | $123,000 | $470,000 | $80,000 | $528,000 |
| Home Purchase | 556 | $61,903,000 | $111,000 | $619,000 | $68,000 | $805,000 |
| Home Improvement | 263 | $19,878,000 | $75,000 | $417,000 | $66,000 | $227,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,478 | $169,285,000 | $114,000 | $619,000 | $74,000 | $468,000 |
| Black or African American | 147 | $15,031,000 | $102,000 | $380,000 | $77,000 | $805,000 |
| Not Provided | 96 | $10,032,000 | $104,000 | $409,000 | $75,000 | $305,000 |
| Asian | 37 | $4,274,000 | $115,000 | $338,000 | $76,000 | $327,000 |
| Hispanic | 34 | $3,999,000 | $117,000 | $277,000 | $75,000 | $177,000 |
| American Indian or Alaskan Native | 27 | $3,251,000 | $120,000 | $417,000 | $73,000 | $179,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $681,000 | $97,000 | $170,000 | $33,000 | $47,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,424 | $149,161,000 | $104,000 | $619,000 | $76,000 | $805,000 |
| VA-guaranteed (Veterans Administration) | 165 | $28,731,000 | $174,000 | $470,000 | $81,000 | $227,000 |
| FHA-insured (Federal Housing Administration) | 145 | $18,181,000 | $125,000 | $344,000 | $63,000 | $490,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $10,480,000 | $113,000 | $252,000 | $51,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 785 | $96,306,000 | $122,000 | $470,000 | $69,000 | $805,000 |
| Loan Originated | 695 | $77,466,000 | $111,000 | $417,000 | $80,000 | $468,000 |
| Application Withdrawn By Applicant | 270 | $27,659,000 | $102,000 | $387,000 | $78,000 | $528,000 |
| Application Approved But Not Accepted | 76 | $5,122,000 | $67,000 | $619,000 | $68,000 | $221,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tyndall Federal Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tyndall Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.