U S Wide Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
U S Wide Financial Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U S Wide Financial Llc Vibhu Grover Saint Louis, MO 63146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 589 |
| Total Mortgage Loan Application Amount | $172,111,000 |
| Average Mortgage Loan Application Amount | $294,500 |
| Highest Mortgage Loan Application Amount | $626,000 |
| Average Applicant Income | $144,500 |
| Highest Applicant Income | $780,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with U S Wide Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U S Wide Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down U S Wide Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U S Wide Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by U S Wide Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U S Wide Financial Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 92 | $ 25,102,000 | $ 272,000 | $ 132,000 |
| King County Washington | 41 | $ 13,441,000 | $ 327,000 | $ 159,000 |
| Fairfax County Virginia | 39 | $ 15,160,000 | $ 388,000 | $ 182,000 |
| St. Charles County Missouri | 34 | $ 7,570,000 | $ 222,000 | $ 130,000 |
| Loudoun County Virginia | 22 | $ 9,296,000 | $ 422,000 | $ 151,000 |
| Denver County Colorado | 19 | $ 5,906,000 | $ 310,000 | $ 129,000 |
| Arapahoe County Colorado | 18 | $ 5,115,000 | $ 284,000 | $ 150,000 |
| Snohomish County Washington | 16 | $ 5,109,000 | $ 319,000 | $ 125,000 |
| Jefferson County Colorado | 15 | $ 4,339,000 | $ 289,000 | $ 133,000 |
| Hartford County Connecticut | 13 | $ 3,670,000 | $ 282,000 | $ 154,000 |
| Washington County Oregon | 13 | $ 3,214,000 | $ 247,000 | $ 114,000 |
| Douglas County Colorado | 12 | $ 3,844,000 | $ 320,000 | $ 137,000 |
| Clackamas County Oregon | 12 | $ 3,229,000 | $ 269,000 | $ 103,000 |
| Multnomah County Oregon | 11 | $ 3,775,000 | $ 343,000 | $ 176,000 |
| Collin County Texas | 11 | $ 3,341,000 | $ 303,000 | $ 132,000 |
| Fairfield County Connecticut | 10 | $ 3,925,000 | $ 392,000 | $ 209,000 |
| Pierce County Washington | 10 | $ 2,616,000 | $ 261,000 | $ 155,000 |
| El Paso County Colorado | 9 | $ 2,183,000 | $ 242,000 | $ 120,000 |
| Adams County Colorado | 8 | $ 2,116,000 | $ 264,000 | $ 118,000 |
| Larimer County Colorado | 8 | $ 2,342,000 | $ 292,000 | $ 130,000 |
| Johnson County Kansas | 8 | $ 1,683,000 | $ 210,000 | $ 149,000 |
| Kitsap County Washington | 8 | $ 2,246,000 | $ 280,000 | $ 108,000 |
| Fort Bend County Texas | 7 | $ 1,744,000 | $ 249,000 | $ 112,000 |
| Arlington County Virginia | 7 | $ 2,724,000 | $ 389,000 | $ 131,000 |
| Henrico County Virginia | 7 | $ 2,034,000 | $ 290,000 | $ 129,000 |
| Whatcom County Washington | 7 | $ 1,931,000 | $ 275,000 | $ 352,000 |
| Dallas County Texas | 6 | $ 1,564,000 | $ 260,000 | $ 243,000 |
| Clark County Washington | 6 | $ 1,538,000 | $ 256,000 | $ 164,000 |
| St. Louis City County Missouri | 5 | $ 990,000 | $ 198,000 | $ 99,000 |
| Denton County Texas | 5 | $ 1,672,000 | $ 334,000 | $ 136,000 |
| Weld County Colorado | 4 | $ 1,131,000 | $ 282,000 | $ 96,000 |
| New Haven County Connecticut | 4 | $ 934,000 | $ 233,000 | $ 121,000 |
| Thurston County Washington | 4 | $ 1,398,000 | $ 349,000 | $ 289,000 |
| New London County Connecticut | 3 | $ 612,000 | $ 204,000 | $ 160,000 |
| Jasper County Missouri | 3 | $ 539,000 | $ 179,000 | $ 136,000 |
| Phelps County Missouri | 3 | $ 675,000 | $ 225,000 | $ 262,000 |
| Sumner County Tennessee | 3 | $ 913,000 | $ 304,000 | $ 136,000 |
| Hanover County Virginia | 3 | $ 871,000 | $ 290,000 | $ 155,000 |
| Newport News County Virginia | 3 | $ 695,000 | $ 231,000 | $ 145,000 |
| Prince William County Virginia | 3 | $ 1,006,000 | $ 335,000 | $ 162,000 |
| Richmond City County Virginia | 3 | $ 866,000 | $ 288,000 | $ 203,000 |
| Spokane County Washington | 3 | $ 782,000 | $ 260,000 | $ 97,000 |
| Orange County California | 2 | $ 704,000 | $ 352,000 | $ 160,000 |
| Riverside County California | 2 | $ 574,000 | $ 287,000 | $ 118,000 |
| Boulder County Colorado | 2 | $ 658,000 | $ 329,000 | $ 165,000 |
| Broomfield County Colorado | 2 | $ 668,000 | $ 334,000 | $ 87,000 |
| La Plata County Colorado | 2 | $ 551,000 | $ 275,000 | $ 79,000 |
| Summit County Colorado | 2 | $ 532,000 | $ 266,000 | $ 205,000 |
| Clay County Missouri | 2 | $ 356,000 | $ 178,000 | $ 102,000 |
| Deschutes County Oregon | 2 | $ 513,000 | $ 256,000 | $ 238,000 |
| Lane County Oregon | 2 | $ 460,000 | $ 230,000 | $ 174,000 |
| Galveston County Texas | 2 | $ 539,000 | $ 269,000 | $ 137,000 |
| Harris County Texas | 2 | $ 385,000 | $ 192,000 | $ 135,000 |
| Tarrant County Texas | 2 | $ 393,000 | $ 196,000 | $ 121,000 |
| Travis County Texas | 2 | $ 537,000 | $ 268,000 | $ 195,000 |
| Fauquier County Virginia | 2 | $ 617,000 | $ 308,000 | $ 154,000 |
| Stafford County Virginia | 2 | $ 593,000 | $ 296,000 | $ 151,000 |
| Perry County Arkansas | 1 | $ 383,000 | $ 383,000 | $ 190,000 |
| Alameda County California | 1 | $ 440,000 | $ 440,000 | $ 142,000 |
| San Bernardino County California | 1 | $ 200,000 | $ 200,000 | $ 37,000 |
| Santa Clara County California | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Chaffee County Colorado | 1 | $ 343,000 | $ 343,000 | $ 115,000 |
| Eagle County Colorado | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Grand County Colorado | 1 | $ 406,000 | $ 406,000 | $ 474,000 |
| Mesa County Colorado | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Moffat County Colorado | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Park County Colorado | 1 | $ 266,000 | $ 266,000 | $ 64,000 |
| Pueblo County Colorado | 1 | $ 263,000 | $ 263,000 | $ 93,000 |
| Middlesex County Connecticut | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Tolland County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| DuPage County Illinois | 1 | $ 397,000 | $ 397,000 | $ 294,000 |
| Cape Girardeau County Missouri | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Christian County Missouri | 1 | $ 220,000 | $ 220,000 | $ 106,000 |
| Franklin County Missouri | 1 | $ 129,000 | $ 129,000 | $ 44,000 |
| Greene County Missouri | 1 | $ 182,000 | $ 182,000 | $ 102,000 |
| Jefferson County Missouri | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Webster County Missouri | 1 | $ 189,000 | $ 189,000 | $ 116,000 |
| Benton County Oregon | 1 | $ 280,000 | $ 280,000 | $ 145,000 |
| Douglas County Oregon | 1 | $ 163,000 | $ 163,000 | $ 109,000 |
| Yamhill County Oregon | 1 | $ 230,000 | $ 230,000 | $ 98,000 |
| Loudon County Tennessee | 1 | $ 290,000 | $ 290,000 | $ 231,000 |
| Bexar County Texas | 1 | $ 272,000 | $ 272,000 | $ 172,000 |
| Brazoria County Texas | 1 | $ 191,000 | $ 191,000 | $ 85,000 |
| Hidalgo County Texas | 1 | $ 127,000 | $ 127,000 | $ 97,000 |
| Montgomery County Texas | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Rockwall County Texas | 1 | $ 181,000 | $ 181,000 | $ 67,000 |
| Williamson County Texas | 1 | $ 206,000 | $ 206,000 | $ 159,000 |
| Alexandria County Virginia | 1 | $ 222,000 | $ 222,000 | $ 72,000 |
| Botetourt County Virginia | 1 | $ 204,000 | $ 204,000 | $ 65,000 |
| Charlottesville County Virginia | 1 | $ 244,000 | $ 244,000 | $ 119,000 |
| Chesterfield County Virginia | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Fairfax City County Virginia | 1 | $ 366,000 | $ 366,000 | $ 185,000 |
| Rockingham County Virginia | 1 | $ 213,000 | $ 213,000 | $ 81,000 |
| Shenandoah County Virginia | 1 | $ 286,000 | $ 286,000 | $ 141,000 |
| Island County Washington | 1 | $ 359,000 | $ 359,000 | $ 181,000 |
| Jefferson County Washington | 1 | $ 219,000 | $ 219,000 | $ 103,000 |
| Kittitas County Washington | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Skamania County Washington | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for U S Wide Financial Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 448 | $129,936,000 | $290,000 | $626,000 | $146,000 | $672,000 |
| Home Purchase | 141 | $42,175,000 | $299,000 | $564,000 | $143,000 | $780,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 365 | $104,637,000 | $286,000 | $626,000 | $149,000 | $780,000 |
| Asian | 189 | $57,194,000 | $302,000 | $560,000 | $141,000 | $454,000 |
| Hispanic | 20 | $5,593,000 | $279,000 | $620,000 | $118,000 | $249,000 |
| Not Provided | 9 | $2,595,000 | $288,000 | $371,000 | $185,000 | $515,000 |
| Black or African American | 5 | $1,775,000 | $355,000 | $564,000 | $102,000 | $159,000 |
| American Indian or Alaskan Native | 1 | $317,000 | $317,000 | $317,000 | $120,000 | $120,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 579 | $169,530,000 | $292,000 | $626,000 | $146,000 | $780,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,728,000 | $288,000 | $410,000 | $96,000 | $153,000 |
| FHA-insured (Federal Housing Administration) | 2 | $396,000 | $198,000 | $246,000 | $98,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $457,000 | $228,000 | $328,000 | $129,000 | $215,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 588 | $171,831,000 | $292,000 | $626,000 | $145,000 | $780,000 |
| Application Approved But Not Accepted | 1 | $280,000 | $280,000 | $280,000 | $266,000 | $266,000 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U S Wide Financial Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U S Wide Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.