UBS Bank USA Mortgage Lending & HMDA Data, 2011

In 2011, UBS Bank USA of Salt Lake City, UT reported 2,335 mortgage applications totaling $2.5 billion. The average application was for $1,090,051, and applicants reported an average income of $591,238. 68% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (287), New York-White Plains-Wayne, NY-NJ (253) and San Diego-Carlsbad-San Marcos, CA (106) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,335
Total Mortgage Loan Application Amount $2,545,271,000
Average Mortgage Loan Application Amount $1,090,051
Highest Mortgage Loan Application Amount $22,905,000
Average Applicant Income $591,238
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 287 $ 436,447,000 $ 1,520,721 $ 777,000
New York, New York 150 $ 175,481,000 $ 1,169,873 $ 745,000
San Diego, California 106 $ 141,518,000 $ 1,335,075 $ 557,000
Fairfield, Connecticut 84 $ 102,370,000 $ 1,218,690 $ 486,000
Orange, California 72 $ 132,544,000 $ 1,840,888 $ 988,000
Westchester, New York 46 $ 49,268,000 $ 1,071,043 $ 579,000
Fulton, Georgia 45 $ 35,265,000 $ 783,666 $ 453,000
Cook, Illinois 43 $ 36,180,000 $ 841,395 $ 413,000
Harris, Texas 42 $ 39,105,000 $ 931,071 $ 519,000
Palm Beach, Florida 38 $ 55,925,000 $ 1,471,710 $ 839,000
Santa Clara, California 37 $ 36,958,000 $ 998,864 $ 358,000
King, Washington 37 $ 33,389,000 $ 902,405 $ 317,000
San Francisco, California 33 $ 40,648,000 $ 1,231,757 $ 552,000
Suffolk, New York 33 $ 35,112,000 $ 1,064,000 $ 550,000
Maricopa, Arizona 31 $ 27,679,000 $ 892,870 $ 541,000
San Mateo, California 30 $ 37,583,000 $ 1,252,766 $ 515,000
Dallas, Texas 25 $ 20,974,000 $ 838,960 $ 366,000
Riverside, California 24 $ 25,169,000 $ 1,048,708 $ 567,000
Miami-Dade, Florida 23 $ 24,394,000 $ 1,060,608 $ 533,000
Nassau, New York 23 $ 18,848,000 $ 819,478 $ 440,000
Collier, Florida 22 $ 24,024,000 $ 1,092,000 $ 377,000
Middlesex, Massachusetts 21 $ 20,204,000 $ 962,095 $ 447,000
Bergen, New Jersey 20 $ 16,960,000 $ 848,000 $ 358,000
Ventura, California 18 $ 25,212,000 $ 1,400,666 $ 696,000
Kings, New York 18 $ 15,946,000 $ 885,888 $ 271,000
District of Columbia, District Of Columbia 16 $ 15,641,000 $ 977,562 $ 454,000
Hennepin, Minnesota 16 $ 13,264,000 $ 829,000 $ 398,000
Oakland, Michigan 15 $ 11,042,000 $ 736,133 $ 415,000
Monterey, California 14 $ 14,899,000 $ 1,064,214 $ 685,000
Pitkin, Colorado 14 $ 38,524,000 $ 2,751,714 $ 1,011,000
Broward, Florida 14 $ 12,441,000 $ 888,642 $ 506,000
Suffolk, Massachusetts 14 $ 10,780,000 $ 770,000 $ 760,000
Clark, Nevada 14 $ 11,429,000 $ 816,357 $ 970,000
Monmouth, New Jersey 14 $ 15,503,000 $ 1,107,357 $ 572,000
Travis, Texas 14 $ 17,156,000 $ 1,225,428 $ 1,000,000
Lee, Florida 13 $ 12,125,000 $ 932,692 $ 321,000
Lake, Illinois 13 $ 8,286,000 $ 637,384 $ 274,000
Alameda, California 12 $ 15,919,000 $ 1,326,583 $ 957,000
DuPage, Illinois 12 $ 10,414,000 $ 867,833 $ 336,000
Montgomery, Maryland 12 $ 9,973,000 $ 831,083 $ 306,000
Union, New Jersey 12 $ 10,007,000 $ 833,916 $ 321,000
Multnomah, Oregon 12 $ 9,514,000 $ 792,833 $ 342,000
Contra Costa, California 11 $ 16,370,000 $ 1,488,181 $ 852,000
Santa Barbara, California 11 $ 11,291,000 $ 1,026,454 $ 530,000
Sarasota, Florida 11 $ 13,742,000 $ 1,249,272 $ 538,000
Anne Arundel, Maryland 11 $ 12,229,000 $ 1,111,727 $ 608,000
Beaufort, South Carolina 11 $ 9,012,000 $ 819,272 $ 379,000
Arapahoe, Colorado 10 $ 13,858,000 $ 1,385,800 $ 477,000
Denver, Colorado 10 $ 7,931,000 $ 793,100 $ 753,000
St. Johns, Florida 10 $ 3,471,000 $ 347,100 $ 209,000
Charleston, South Carolina 10 $ 9,886,000 $ 988,600 $ 536,000
Marin, California 9 $ 12,989,000 $ 1,443,222 $ 701,000
Boulder, Colorado 9 $ 6,023,000 $ 669,222 $ 397,000
Eagle, Colorado 9 $ 16,234,000 $ 1,803,777 $ 685,000
New Haven, Connecticut 9 $ 8,601,000 $ 955,666 $ 389,000
Essex, New Jersey 9 $ 7,932,000 $ 881,333 $ 462,000
Hudson, New Jersey 9 $ 8,553,000 $ 950,333 $ 477,000
Hillsborough, Florida 8 $ 4,914,000 $ 614,250 $ 217,000
Cuyahoga, Ohio 8 $ 6,740,000 $ 842,500 $ 513,000
Chester, Pennsylvania 8 $ 8,301,000 $ 1,037,625 $ 699,000
Philadelphia, Pennsylvania 8 $ 3,489,000 $ 436,125 $ 220,000
Collin, Texas 8 $ 6,205,000 $ 775,625 $ 494,000
Pima, Arizona 7 $ 5,408,000 $ 772,571 $ 136,000
Honolulu, Hawaii 7 $ 11,443,000 $ 1,634,714 $ 472,000
Blaine, Idaho 7 $ 8,097,000 $ 1,156,714 $ 1,056,000
Essex, Massachusetts 7 $ 5,152,000 $ 736,000 $ 381,000
Nantucket, Massachusetts 7 $ 9,132,000 $ 1,304,571 $ 605,000
Washoe, Nevada 7 $ 6,777,000 $ 968,142 $ 722,000
Montgomery, Pennsylvania 7 $ 6,824,000 $ 974,857 $ 310,000
Davidson, Tennessee 7 $ 5,329,000 $ 761,285 $ 355,000
Summit, Utah 7 $ 7,701,000 $ 1,100,142 $ 2,104,000
Sonoma, California 6 $ 4,440,000 $ 740,000 $ 752,000
Douglas, Colorado 6 $ 4,400,000 $ 733,333 $ 219,000
Orange, Florida 6 $ 15,823,000 $ 2,637,166 $ 577,000
Norfolk, Massachusetts 6 $ 5,174,000 $ 862,333 $ 337,000
Plymouth, Massachusetts 6 $ 5,026,000 $ 837,666 $ 597,000
St. Louis, Missouri 6 $ 4,446,000 $ 741,000 $ 287,000
Morris, New Jersey 6 $ 3,422,000 $ 570,333 $ 374,000
Santa Fe, New Mexico 6 $ 7,231,000 $ 1,205,166 $ 354,000
Mecklenburg, North Carolina 6 $ 7,125,000 $ 1,187,500 $ 497,000
Montgomery, Texas 6 $ 6,591,000 $ 1,098,500 $ 913,000
Tarrant, Texas 6 $ 6,968,000 $ 1,161,333 $ 989,000
Fairfax, Virginia 6 $ 4,058,000 $ 676,333 $ 240,000
Pierce, Washington 6 $ 5,710,000 $ 951,666 $ 643,000
Yavapai, Arizona 5 $ 2,970,000 $ 594,000 $ 236,000
Martin, Florida 5 $ 3,316,000 $ 663,200 $ 687,000
Monroe, Florida 5 $ 4,301,000 $ 860,200 $ 421,000
DeKalb, Georgia 5 $ 2,912,000 $ 582,400 $ 318,000
Maui, Hawaii 5 $ 3,813,000 $ 762,600 $ 860,000
Jefferson, Kentucky 5 $ 5,812,000 $ 1,162,400 $ 642,000
Cumberland, Maine 5 $ 4,234,000 $ 846,800 $ 441,000
Buncombe, North Carolina 5 $ 4,930,000 $ 986,000 $ 573,000
Wake, North Carolina 5 $ 3,835,000 $ 767,000 $ 286,000
Hamilton, Ohio 5 $ 4,448,000 $ 889,600 $ 395,000
Williamson, Tennessee 5 $ 3,890,000 $ 778,000 $ 302,000
Jefferson, Alabama 4 $ 2,845,000 $ 711,250 $ 255,000
Placer, California 4 $ 3,400,000 $ 850,000 $ 2,140,000
San Luis Obispo, California 4 $ 2,996,000 $ 749,000 $ 165,000
Santa Cruz, California 4 $ 2,490,000 $ 622,500 $ 349,000
Jefferson, Colorado 4 $ 3,071,000 $ 767,750 $ 348,000
Litchfield, Connecticut 4 $ 2,883,000 $ 720,750 $ 328,000
Middlesex, Connecticut 4 $ 3,820,000 $ 955,000 $ 456,000
Brevard, Florida 4 $ 2,383,000 $ 595,750 $ 292,000
Hawaii, Hawaii 4 $ 3,794,000 $ 948,500 $ 332,000
Johnson, Kansas 4 $ 3,481,000 $ 870,250 $ 317,000
East Baton Rouge, Louisiana 4 $ 3,986,000 $ 996,500 $ 560,000
Howard, Maryland 4 $ 3,352,000 $ 838,000 $ 337,000
Barnstable, Massachusetts 4 $ 2,510,000 $ 627,500 $ 324,000
Cape May, New Jersey 4 $ 4,566,000 $ 1,141,500 $ 1,941,000
Somerset, New Jersey 4 $ 2,850,000 $ 712,500 $ 244,000
Orange, North Carolina 4 $ 2,571,000 $ 642,750 $ 221,000
Knox, Tennessee 4 $ 4,017,000 $ 1,004,250 $ 531,000
Loudoun, Virginia 4 $ 3,561,000 $ 890,250 $ 517,000
Napa, California 3 $ 3,440,000 $ 1,146,666 $ 417,000
Routt, Colorado 3 $ 2,728,000 $ 909,333 $ 490,000
San Miguel, Colorado 3 $ 3,061,000 $ 1,020,333 $ 673,000
Summit, Colorado 3 $ 2,516,000 $ 838,666 $ 355,000
Sussex, Delaware 3 $ 2,897,000 $ 965,666 $ 535,000
Duval, Florida 3 $ 2,260,000 $ 753,333 $ 106,000
Indian River, Florida 3 $ 2,808,000 $ 936,000 $ 398,000
Cherokee, Georgia 3 $ 1,709,000 $ 569,666 $ 289,000
Kauai, Hawaii 3 $ 2,329,000 $ 776,333 $ 2,060,000
Knox, Maine 3 $ 3,020,000 $ 1,006,666 $ 456,000
York, Maine 3 $ 2,078,000 $ 692,666 $ 555,000
Talbot, Maryland 3 $ 2,726,000 $ 908,666 $ 319,000
Bristol, Massachusetts 3 $ 2,450,000 $ 816,666 $ 185,000
Charlevoix, Michigan 3 $ 2,556,000 $ 852,000 $ 580,000
Gallatin, Montana 3 $ 5,580,000 $ 1,860,000 $ 871,000
Missoula, Montana 3 $ 3,287,000 $ 1,095,666 $ 598,000
Douglas, Nebraska 3 $ 1,634,000 $ 544,666 $ 575,000
Lancaster, Nebraska 3 $ 1,988,000 $ 662,666 $ 459,000
Mercer, New Jersey 3 $ 2,433,000 $ 811,000 $ 294,000
Passaic, New Jersey 3 $ 1,686,000 $ 562,000 $ 248,000
Chautauqua, New York 3 $ 1,136,000 $ 378,666 $ 195,000
Rockland, New York 3 $ 1,637,000 $ 545,666 $ 194,000
Jackson, North Carolina 3 $ 2,425,000 $ 808,333 $ 367,000
Oklahoma, Oklahoma 3 $ 1,552,000 $ 517,333 $ 485,000
Tulsa, Oklahoma 3 $ 1,183,000 $ 394,333 $ 171,000
Clackamas, Oregon 3 $ 2,027,000 $ 675,666 $ 248,000
Delaware, Pennsylvania 3 $ 2,212,000 $ 737,333 $ 300,000
Hamilton, Tennessee 3 $ 2,486,000 $ 828,666 $ 313,000
Bexar, Texas 3 $ 2,401,000 $ 800,333 $ 262,000
Wasatch, Utah 3 $ 4,944,000 $ 1,648,000 $ 290,000
Chittenden, Vermont 3 $ 2,302,000 $ 767,333 $ 513,000
Fauquier, Virginia 3 $ 3,606,000 $ 1,202,000 $ 1,871,000
Clark, Washington 3 $ 2,171,000 $ 723,666 $ 489,000
Teton, Wyoming 3 $ 3,274,000 $ 1,091,333 $ 237,000
San Bernardino, California 2 $ 1,622,000 $ 811,000 $ 2,066,000
Solano, California 2 $ 1,788,000 $ 894,000 $ 380,000
Adams, Colorado 2 $ 1,313,000 $ 656,500 $ 389,000
La Plata, Colorado 2 $ 1,325,000 $ 662,500 $ 285,000
Mesa, Colorado 2 $ 652,000 $ 326,000 $ 98,000
Hartford, Connecticut 2 $ 1,367,000 $ 683,500 $ 271,000
Manatee, Florida 2 $ 1,989,000 $ 994,500 $ 664,000
Pinellas, Florida 2 $ 1,038,000 $ 519,000 $ 419,000
Seminole, Florida 2 $ 1,760,000 $ 880,000 $ 580,000
Greene, Georgia 2 $ 744,000 $ 372,000 $ 221,000
Kootenai, Idaho 2 $ 2,377,000 $ 1,188,500 $ 316,000
Teton, Idaho 2 $ 1,780,000 $ 890,000 $ 840,000
Valley, Idaho 2 $ 1,988,000 $ 994,000 $ 953,000
Hancock, Indiana 2 $ 1,404,000 $ 702,000 $ 661,000
Sedgwick, Kansas 2 $ 1,560,000 $ 780,000 $ 306,000
Jefferson, Louisiana 2 $ 1,202,000 $ 601,000 $ 278,000
Orleans, Louisiana 2 $ 1,069,000 $ 534,500 $ 290,000
Hancock, Maine 2 $ 3,545,000 $ 1,772,500 $ 628,000
Baltimore, Maryland 2 $ 2,453,000 $ 1,226,500 $ 498,000
Kent, Maryland 2 $ 2,048,000 $ 1,024,000 $ 219,000
Queen Anne's, Maryland 2 $ 1,510,000 $ 755,000 $ 257,000
Washington, Minnesota 2 $ 1,391,000 $ 695,500 $ 171,000
Lake, Montana 2 $ 2,043,000 $ 1,021,500 $ 106,000
Ravalli, Montana 2 $ 1,248,000 $ 624,000 $ 130,000
Douglas, Nevada 2 $ 610,000 $ 305,000 $ 155,000
Grafton, New Hampshire 2 $ 1,600,000 $ 800,000 $ 1,552,000
Atlantic, New Jersey 2 $ 2,031,000 $ 1,015,500 $ 282,000
Bernalillo, New Mexico 2 $ 1,229,000 $ 614,500 $ 296,000
Colfax, New Mexico 2 $ 673,000 $ 336,500 $ 709,000
Bronx, New York 2 $ 401,000 $ 200,500 $ 57,000
Queens, New York 2 $ 884,000 $ 442,000 $ 341,000
Brunswick, North Carolina 2 $ 870,000 $ 435,000 $ 235,000
Chatham, North Carolina 2 $ 1,826,000 $ 913,000 $ 424,000
Guilford, North Carolina 2 $ 1,199,000 $ 599,500 $ 231,000
Iredell, North Carolina 2 $ 1,452,000 $ 726,000 $ 171,000
Union, North Carolina 2 $ 1,363,000 $ 681,500 $ 155,000
Franklin, Ohio 2 $ 1,685,000 $ 842,500 $ 500,000
Jackson, Oregon 2 $ 1,816,000 $ 908,000 $ 638,000
Bucks, Pennsylvania 2 $ 2,125,000 $ 1,062,500 $ 5,139,000
Washington, Rhode Island 2 $ 2,366,000 $ 1,183,000 $ 475,000
Greenville, South Carolina 2 $ 1,941,000 $ 970,500 $ 416,000
Oconee, South Carolina 2 $ 1,715,000 $ 857,500 $ 497,000
Pickens, South Carolina 2 $ 2,101,000 $ 1,050,500 $ 1,957,000
Shelby, Tennessee 2 $ 2,765,000 $ 1,382,500 $ 355,000
Denton, Texas 2 $ 1,642,000 $ 821,000 $ 819,000
Fort Bend, Texas 2 $ 1,700,000 $ 850,000 $ 809,000
Williamson, Texas 2 $ 387,000 $ 193,500 $ 72,000
Rutland, Vermont 2 $ 793,000 $ 396,500 $ 862,000
Windsor, Vermont 2 $ 1,995,000 $ 997,500 $ 1,678,000
Arlington, Virginia 2 $ 2,231,000 $ 1,115,500 $ 572,000
Goochland, Virginia 2 $ 1,684,000 $ 842,000 $ 8,343,000
Waukesha, Wisconsin 2 $ 2,235,000 $ 1,117,500 $ 393,000
Baldwin, Alabama 1 $ 385,000 $ 385,000 $ 69,000
Montgomery, Alabama 1 $ 560,000 $ 560,000 $ 206,000
Anchorage, Alaska 1 $ 500,000 $ 500,000 $ 182,000
Coconino, Arizona 1 $ 480,000 $ 480,000 $ 185,000
Benton, Arkansas 1 $ 1,422,000 $ 1,422,000 $ 559,000
Pulaski, Arkansas 1 $ 517,000 $ 517,000 $ 255,000
Mendocino, California 1 $ 830,000 $ 830,000 $ 315,000
Mono, California 1 $ 745,000 $ 745,000 $ 374,000
Nevada, California 1 $ 417,000 $ 417,000 $ 82,000
Yolo, California 1 $ 358,000 $ 358,000 $ 243,000
Broomfield, Colorado 1 $ 671,000 $ 671,000 $ 277,000
Gunnison, Colorado 1 $ 938,000 $ 938,000 $ 431,000
Larimer, Colorado 1 $ 185,000 $ 185,000 $ 288,000
New London, Connecticut 1 $ 640,000 $ 640,000 $ 313,000
Tolland, Connecticut 1 $ 270,000 $ 270,000 $ 104,000
Clay, Florida 1 $ 518,000 $ 518,000 $ 165,000
Okaloosa, Florida 1 $ 441,000 $ 441,000 $ 307,000
Polk, Florida 1 $ 972,000 $ 972,000 $ 673,000
Volusia, Florida 1 $ 600,000 $ 600,000 $ 424,000
Walton, Florida 1 $ 1,500,000 $ 1,500,000 $ 1,774,000
Chatham, Georgia 1 $ 658,000 $ 658,000 $ 0
Clarke, Georgia 1 $ 478,000 $ 478,000 $ 251,000
Cobb, Georgia 1 $ 1,365,000 $ 1,365,000 $ 232,000
Forsyth, Georgia 1 $ 900,000 $ 900,000 $ 76,000
Hall, Georgia 1 $ 1,284,000 $ 1,284,000 $ 700,000
McIntosh, Georgia 1 $ 281,000 $ 281,000 $ 72,000
Muscogee, Georgia 1 $ 3,150,000 $ 3,150,000 $ 1,531,000
Pickens, Georgia 1 $ 552,000 $ 552,000 $ 223,000
Ada, Idaho 1 $ 603,000 $ 603,000 $ 1,372,000
Twin Falls, Idaho 1 $ 533,000 $ 533,000 $ 145,000
Will, Illinois 1 $ 506,000 $ 506,000 $ 274,000
Hamilton, Indiana 1 $ 891,000 $ 891,000 $ 660,000
LaPorte, Indiana 1 $ 147,000 $ 147,000 $ 177,000
Monroe, Indiana 1 $ 151,000 $ 151,000 $ 39,000
Douglas, Kansas 1 $ 608,000 $ 608,000 $ 380,000
Reno, Kansas 1 $ 550,000 $ 550,000 $ 328,000
Campbell, Kentucky 1 $ 215,000 $ 215,000 $ 262,000
Fayette, Kentucky 1 $ 1,000,000 $ 1,000,000 $ 1,022,000
Kenton, Kentucky 1 $ 600,000 $ 600,000 $ 249,000
Lafayette, Louisiana 1 $ 480,000 $ 480,000 $ 220,000
St. Tammany, Louisiana 1 $ 1,154,000 $ 1,154,000 $ 1,151,000
Androscoggin, Maine 1 $ 600,000 $ 600,000 $ 950,000
Lincoln, Maine 1 $ 880,000 $ 880,000 $ 355,000
Sagadahoc, Maine 1 $ 573,000 $ 573,000 $ 400,000
Baltimore City, Maryland 1 $ 864,000 $ 864,000 $ 789,000
Carroll, Maryland 1 $ 2,076,000 $ 2,076,000 $ 384,000
Dorchester, Maryland 1 $ 1,000,000 $ 1,000,000 $ 403,000
Harford, Maryland 1 $ 299,000 $ 299,000 $ 64,000
Worcester, Maryland 1 $ 238,000 $ 238,000 $ 279,000
Berkshire, Massachusetts 1 $ 405,000 $ 405,000 $ 209,000
Dukes, Massachusetts 1 $ 661,000 $ 661,000 $ 271,000
Franklin, Massachusetts 1 $ 613,000 $ 613,000 $ 158,000
Worcester, Massachusetts 1 $ 200,000 $ 200,000 $ 385,000
Barry, Michigan 1 $ 500,000 $ 500,000 $ 191,000
Berrien, Michigan 1 $ 650,000 $ 650,000 $ 1,000,000
Emmet, Michigan 1 $ 1,650,000 $ 1,650,000 $ 878,000
Macomb, Michigan 1 $ 722,000 $ 722,000 $ 155,000
Muskegon, Michigan 1 $ 500,000 $ 500,000 $ 276,000
Oceana, Michigan 1 $ 564,000 $ 564,000 $ 904,000
Washtenaw, Michigan 1 $ 720,000 $ 720,000 $ 302,000
Wayne, Michigan 1 $ 401,000 $ 401,000 $ 450,000
Crow Wing, Minnesota 1 $ 722,000 $ 722,000 $ 339,000
Dakota, Minnesota 1 $ 560,000 $ 560,000 $ 282,000
Lake, Minnesota 1 $ 593,000 $ 593,000 $ 327,000
Ramsey, Minnesota 1 $ 1,470,000 $ 1,470,000 $ 1,990,000
Wabasha, Minnesota 1 $ 920,000 $ 920,000 $ 257,000
Camden, Missouri 1 $ 398,000 $ 398,000 $ 828,000
Franklin, Missouri 1 $ 726,000 $ 726,000 $ 897,000
Jackson, Missouri 1 $ 1,504,000 $ 1,504,000 $ 231,000
Cheshire, New Hampshire 1 $ 938,000 $ 938,000 $ 505,000
Hillsborough, New Hampshire 1 $ 520,000 $ 520,000 $ 149,000
Merrimack, New Hampshire 1 $ 280,000 $ 280,000 $ 394,000
Rockingham, New Hampshire 1 $ 648,000 $ 648,000 $ 204,000
Hunterdon, New Jersey 1 $ 784,000 $ 784,000 $ 377,000
Ocean, New Jersey 1 $ 1,235,000 $ 1,235,000 $ 231,000
Columbia, New York 1 $ 469,000 $ 469,000 $ 271,000
Monroe, New York 1 $ 160,000 $ 160,000 $ 2,984,000
Ulster, New York 1 $ 1,000,000 $ 1,000,000 $ 195,000
Craven, North Carolina 1 $ 94,000 $ 94,000 $ 152,000
Currituck, North Carolina 1 $ 592,000 $ 592,000 $ 186,000
Dare, North Carolina 1 $ 518,000 $ 518,000 $ 277,000
Durham, North Carolina 1 $ 542,000 $ 542,000 $ 118,000
Moore, North Carolina 1 $ 1,000,000 $ 1,000,000 $ 1,102,000
Transylvania, North Carolina 1 $ 500,000 $ 500,000 $ 246,000
Watauga, North Carolina 1 $ 356,000 $ 356,000 $ 295,000
Cass, North Dakota 1 $ 520,000 $ 520,000 $ 250,000
Ward, North Dakota 1 $ 122,000 $ 122,000 $ 30,000
Clermont, Ohio 1 $ 739,000 $ 739,000 $ 160,000
Geauga, Ohio 1 $ 533,000 $ 533,000 $ 302,000
Bryan, Oklahoma 1 $ 275,000 $ 275,000 $ 144,000
Delaware, Oklahoma 1 $ 1,365,000 $ 1,365,000 $ 785,000
Deschutes, Oregon 1 $ 554,000 $ 554,000 $ 268,000
Washington, Oregon 1 $ 1,000,000 $ 1,000,000 $ 850,000
Butler, Pennsylvania 1 $ 429,000 $ 429,000 $ 1,200,000
Wayne, Pennsylvania 1 $ 530,000 $ 530,000 $ 400,000
Bristol, Rhode Island 1 $ 406,000 $ 406,000 $ 238,000
Horry, South Carolina 1 $ 861,000 $ 861,000 $ 2,057,000
Lexington, South Carolina 1 $ 644,000 $ 644,000 $ 317,000
Minnehaha, South Dakota 1 $ 750,000 $ 750,000 $ 458,000
Pennington, South Dakota 1 $ 300,000 $ 300,000 $ 144,000
Franklin, Tennessee 1 $ 576,000 $ 576,000 $ 208,000
Houston, Tennessee 1 $ 106,000 $ 106,000 $ 69,000
Loudon, Tennessee 1 $ 622,000 $ 622,000 $ 42,000
Bastrop, Texas 1 $ 965,000 $ 965,000 $ 9,323,000
Galveston, Texas 1 $ 144,000 $ 144,000 $ 110,000
Hidalgo, Texas 1 $ 720,000 $ 720,000 $ 745,000
Hood, Texas 1 $ 866,000 $ 866,000 $ 185,000
Kendall, Texas 1 $ 998,000 $ 998,000 $ 1,546,000
Llano, Texas 1 $ 1,000,000 $ 1,000,000 $ 713,000
Palo Pinto, Texas 1 $ 1,050,000 $ 1,050,000 $ 732,000
Rockwall, Texas 1 $ 634,000 $ 634,000 $ 889,000
Van Zandt, Texas 1 $ 417,000 $ 417,000 $ 216,000
Wichita, Texas 1 $ 1,000,000 $ 1,000,000 $ 490,000
Salt Lake, Utah 1 $ 1,500,000 $ 1,500,000 $ 464,000
Addison, Vermont 1 $ 1,210,000 $ 1,210,000 $ 288,000
Grand Isle, Vermont 1 $ 877,000 $ 877,000 $ 464,000
Lamoille, Vermont 1 $ 667,000 $ 667,000 $ 495,000
Windham, Vermont 1 $ 600,000 $ 600,000 $ 644,000
Albemarle, Virginia 1 $ 3,000,000 $ 3,000,000 $ 0
Alexandria, Virginia 1 $ 1,593,000 $ 1,593,000 $ 1,110,000
Northumberland, Virginia 1 $ 558,000 $ 558,000 $ 148,000
Orange, Virginia 1 $ 638,000 $ 638,000 $ 399,000
Richmond City, Virginia 1 $ 768,000 $ 768,000 $ 542,000
Roanoke, Virginia 1 $ 260,000 $ 260,000 $ 85,000
Suffolk, Virginia 1 $ 459,000 $ 459,000 $ 628,000
Washington, Virginia 1 $ 519,000 $ 519,000 $ 116,000
Grays Harbor, Washington 1 $ 204,000 $ 204,000 $ 133,000
Island, Washington 1 $ 251,000 $ 251,000 $ 54,000
Kitsap, Washington 1 $ 1,000,000 $ 1,000,000 $ 438,000
Skagit, Washington 1 $ 931,000 $ 931,000 $ 240,000
Snohomish, Washington 1 $ 548,000 $ 548,000 $ 162,000
Dane, Wisconsin 1 $ 1,000,000 $ 1,000,000 $ 3,752,000
Milwaukee, Wisconsin 1 $ 580,000 $ 580,000 $ 286,000

Mortgage Loan Application Detail Totals for UBS Bank USA in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,958 $2,156,565,000 $1,101,000 $22,905,000 $584,000 $9,999,000
Home Purchase 361 $376,169,000 $1,042,000 $10,000,000 $638,000 $9,999,000
Home Improvement 16 $12,537,000 $783,000 $1,650,000 $422,000 $1,490,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,610 $1,697,622,000 $1,054,000 $22,905,000 $546,000 $9,999,000
Not Provided 581 $708,234,000 $1,218,000 $18,500,000 $734,000 $9,999,000
Asian 76 $76,360,000 $1,004,000 $4,770,000 $538,000 $6,186,000
Hispanic 37 $33,860,000 $915,000 $2,592,000 $395,000 $1,670,000
Black or African American 24 $20,975,000 $873,000 $4,900,000 $616,000 $2,984,000
American Indian or Alaskan Native 6 $5,220,000 $870,000 $2,080,000 $613,000 $1,467,000
Native Hawaiian or Other Pacific Islander 1 $3,000,000 $3,000,000 $3,000,000 $897,000 $897,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,335 $2,545,271,000 $1,090,000 $22,905,000 $591,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,593 $1,680,211,000 $1,054,000 $9,221,000 $599,000 $9,999,000
Application Approved But Not Accepted 375 $420,031,000 $1,120,000 $18,500,000 $686,000 $9,999,000
Application Denied By Financial Institution 336 $416,287,000 $1,238,000 $22,905,000 $467,000 $9,323,000
File Closed For Incompleteness 31 $28,742,000 $927,000 $3,465,000 $398,000 $1,000,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 155 $180,753,000 $1,166,000 $7,400,000 $605,000 $4,902,000
Debt-To-Income Ratio 121 $160,151,000 $1,323,000 $22,905,000 $187,000 $3,088,000
Other 33 $39,908,000 $1,209,000 $11,000,000 $575,000 $3,509,000
Credit History 15 $18,116,000 $1,207,000 $4,862,000 $1,196,000 $9,323,000
Unverifiable Information 6 $6,212,000 $1,035,000 $2,237,000 $151,000 $561,000
Credit Application Incomplete 4 $5,281,000 $1,320,000 $2,167,000 $360,000 $950,000
Employment History 1 $1,096,000 $1,096,000 $1,096,000 $400,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 1 $4,770,000 $4,770,000 $4,770,000 $900,000 $900,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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