Umb Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Umb Bank, Na 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, Na 1008 Oak St. Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,691 |
| Total Mortgage Loan Application Amount | $258,916,000 |
| Average Mortgage Loan Application Amount | $116,860 |
| Highest Mortgage Loan Application Amount | $895,000 |
| Average Applicant Income | $82,906 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Umb Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Umb Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, Na's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 754 | $ 28,353,000 | $ 37,000 | $ 63,000 |
| Jackson County Missouri | 732 | $ 40,692,000 | $ 55,000 | $ 53,000 |
| Johnson County Kansas | 335 | $ 28,065,000 | $ 83,000 | $ 93,000 |
| St. Charles County Missouri | 197 | $ 6,296,000 | $ 31,000 | $ 70,000 |
| Clay County Missouri | 196 | $ 13,604,000 | $ 69,000 | $ 72,000 |
| St. Louis City County Missouri | 174 | $ 3,709,000 | $ 21,000 | $ 56,000 |
| St. Clair County Illinois | 161 | $ 7,418,000 | $ 46,000 | $ 53,000 |
| Madison County Illinois | 124 | $ 5,469,000 | $ 44,000 | $ 55,000 |
| Wyandotte County Kansas | 124 | $ 4,919,000 | $ 39,000 | $ 50,000 |
| Cass County Missouri | 114 | $ 7,748,000 | $ 67,000 | $ 62,000 |
| Jefferson County Missouri | 114 | $ 4,879,000 | $ 42,000 | $ 54,000 |
| Buchanan County Missouri | 90 | $ 4,227,000 | $ 46,000 | $ 51,000 |
| Platte County Missouri | 78 | $ 6,800,000 | $ 87,000 | $ 77,000 |
| Jasper County Missouri | 74 | $ 5,227,000 | $ 70,000 | $ 64,000 |
| Johnson County Missouri | 74 | $ 5,001,000 | $ 67,000 | $ 80,000 |
| Bourbon County Kansas | 71 | $ 3,264,000 | $ 45,000 | $ 46,000 |
| Greene County Missouri | 70 | $ 5,101,000 | $ 72,000 | $ 46,000 |
| El Paso County Colorado | 61 | $ 8,016,000 | $ 131,000 | $ 61,000 |
| Oklahoma County Oklahoma | 50 | $ 4,263,000 | $ 85,000 | $ 113,000 |
| Boone County Missouri | 49 | $ 4,214,000 | $ 86,000 | $ 65,000 |
| Sedgwick County Kansas | 42 | $ 665,000 | $ 15,000 | $ 49,000 |
| Linn County Missouri | 41 | $ 1,744,000 | $ 42,000 | $ 44,000 |
| Cooper County Missouri | 38 | $ 2,135,000 | $ 56,000 | $ 50,000 |
| Lawrence County Missouri | 37 | $ 2,286,000 | $ 61,000 | $ 58,000 |
| Atchison County Kansas | 34 | $ 1,869,000 | $ 54,000 | $ 55,000 |
| Barry County Missouri | 34 | $ 2,501,000 | $ 73,000 | $ 56,000 |
| Cole County Missouri | 31 | $ 2,800,000 | $ 90,000 | $ 76,000 |
| Henry County Missouri | 31 | $ 1,599,000 | $ 51,000 | $ 40,000 |
| Shawnee County Kansas | 30 | $ 1,170,000 | $ 39,000 | $ 56,000 |
| Leavenworth County Kansas | 25 | $ 582,000 | $ 23,000 | $ 62,000 |
| Douglas County Kansas | 24 | $ 2,368,000 | $ 98,000 | $ 121,000 |
| Andrew County Missouri | 23 | $ 750,000 | $ 32,000 | $ 46,000 |
| Benton County Missouri | 23 | $ 1,308,000 | $ 56,000 | $ 69,000 |
| Saline County Kansas | 22 | $ 1,161,000 | $ 52,000 | $ 38,000 |
| Pettis County Missouri | 21 | $ 903,000 | $ 43,000 | $ 47,000 |
| Franklin County Missouri | 17 | $ 379,000 | $ 22,000 | $ 71,000 |
| Newton County Missouri | 17 | $ 1,216,000 | $ 71,000 | $ 62,000 |
| Lincoln County Missouri | 16 | $ 603,000 | $ 37,000 | $ 64,000 |
| Monroe County Missouri | 16 | $ 658,000 | $ 41,000 | $ 36,000 |
| Cloud County Kansas | 15 | $ 783,000 | $ 52,000 | $ 43,000 |
| Riley County Kansas | 14 | $ 1,187,000 | $ 84,000 | $ 84,000 |
| Christian County Missouri | 14 | $ 1,107,000 | $ 79,000 | $ 126,000 |
| Callaway County Missouri | 12 | $ 608,000 | $ 50,000 | $ 40,000 |
| Lafayette County Missouri | 12 | $ 620,000 | $ 51,000 | $ 52,000 |
| Monroe County Illinois | 11 | $ 291,000 | $ 26,000 | $ 78,000 |
| Miami County Kansas | 11 | $ 403,000 | $ 36,000 | $ 69,000 |
| Clinton County Missouri | 11 | $ 818,000 | $ 74,000 | $ 57,000 |
| Russell County Kansas | 10 | $ 538,000 | $ 53,000 | $ 55,000 |
| Ray County Missouri | 10 | $ 603,000 | $ 60,000 | $ 53,000 |
| Sullivan County Missouri | 10 | $ 490,000 | $ 49,000 | $ 42,000 |
| Reno County Kansas | 9 | $ 56,000 | $ 6,000 | $ 48,000 |
| Camden County Missouri | 9 | $ 859,000 | $ 95,000 | $ 116,000 |
| Gentry County Missouri | 9 | $ 718,000 | $ 79,000 | $ 57,000 |
| Holt County Missouri | 9 | $ 274,000 | $ 30,000 | $ 50,000 |
| Dickinson County Kansas | 8 | $ 669,000 | $ 83,000 | $ 48,000 |
| Morgan County Missouri | 8 | $ 735,000 | $ 91,000 | $ 70,000 |
| Stone County Missouri | 8 | $ 613,000 | $ 76,000 | $ 81,000 |
| Douglas County Nebraska | 8 | $ 815,000 | $ 101,000 | $ 55,000 |
| Denver County Colorado | 7 | $ 995,000 | $ 142,000 | $ 56,000 |
| Crawford County Kansas | 7 | $ 268,000 | $ 38,000 | $ 45,000 |
| Linn County Kansas | 7 | $ 179,000 | $ 25,000 | $ 40,000 |
| Pottawatomie County Kansas | 7 | $ 603,000 | $ 86,000 | $ 56,000 |
| Nodaway County Missouri | 7 | $ 297,000 | $ 42,000 | $ 72,000 |
| Warren County Missouri | 7 | $ 66,000 | $ 9,000 | $ 51,000 |
| Cleveland County Oklahoma | 7 | $ 693,000 | $ 99,000 | $ 124,000 |
| Clinton County Illinois | 6 | $ 408,000 | $ 68,000 | $ 43,000 |
| Franklin County Kansas | 6 | $ 304,000 | $ 50,000 | $ 35,000 |
| DeKalb County Missouri | 6 | $ 275,000 | $ 45,000 | $ 56,000 |
| Marion County Missouri | 6 | $ 331,000 | $ 55,000 | $ 53,000 |
| Webster County Missouri | 6 | $ 760,000 | $ 126,000 | $ 104,000 |
| Jefferson County Colorado | 5 | $ 1,029,000 | $ 205,000 | $ 144,000 |
| Butler County Kansas | 5 | $ 83,000 | $ 16,000 | $ 71,000 |
| Jefferson County Kansas | 5 | $ 373,000 | $ 74,000 | $ 71,000 |
| McPherson County Kansas | 5 | $ 212,000 | $ 42,000 | $ 41,000 |
| Taney County Missouri | 5 | $ 200,000 | $ 40,000 | $ 58,000 |
| Vernon County Missouri | 5 | $ 276,000 | $ 55,000 | $ 67,000 |
| Tulsa County Oklahoma | 5 | $ 666,000 | $ 133,000 | $ 147,000 |
| Arapahoe County Colorado | 4 | $ 1,062,000 | $ 265,000 | $ 121,000 |
| Jersey County Illinois | 4 | $ 130,000 | $ 32,000 | $ 62,000 |
| Cowley County Kansas | 4 | $ 99,000 | $ 24,000 | $ 46,000 |
| Geary County Kansas | 4 | $ 32,000 | $ 8,000 | $ 34,000 |
| Osage County Kansas | 4 | $ 100,000 | $ 25,000 | $ 39,000 |
| Audrain County Missouri | 4 | $ 37,000 | $ 9,000 | $ 57,000 |
| Daviess County Missouri | 4 | $ 245,000 | $ 61,000 | $ 88,000 |
| Howard County Missouri | 4 | $ 206,000 | $ 51,000 | $ 43,000 |
| Moniteau County Missouri | 4 | $ 308,000 | $ 77,000 | $ 40,000 |
| St. Francois County Missouri | 4 | $ 268,000 | $ 67,000 | $ 40,000 |
| Sarpy County Nebraska | 4 | $ 296,000 | $ 74,000 | $ 71,000 |
| Maricopa County Arizona | 3 | $ 548,000 | $ 182,000 | $ 151,000 |
| Douglas County Colorado | 3 | $ 443,000 | $ 147,000 | $ 358,000 |
| Macoupin County Illinois | 3 | $ 67,000 | $ 22,000 | $ 47,000 |
| Brown County Kansas | 3 | $ 55,000 | $ 18,000 | $ 44,000 |
| Ellis County Kansas | 3 | $ 27,000 | $ 9,000 | $ 55,000 |
| Jackson County Kansas | 3 | $ 182,000 | $ 60,000 | $ 46,000 |
| Seward County Kansas | 3 | $ 15,000 | $ 5,000 | $ 45,000 |
| Sumner County Kansas | 3 | $ 20,000 | $ 6,000 | $ 46,000 |
| Thomas County Kansas | 3 | $ 21,000 | $ 7,000 | $ 80,000 |
| Caldwell County Missouri | 3 | $ 148,000 | $ 49,000 | $ 44,000 |
| Crawford County Missouri | 3 | $ 326,000 | $ 108,000 | $ 71,000 |
| Dade County Missouri | 3 | $ 137,000 | $ 45,000 | $ 44,000 |
| Grundy County Missouri | 3 | $ 46,000 | $ 15,000 | $ 51,000 |
| Saline County Missouri | 3 | $ 65,000 | $ 21,000 | $ 47,000 |
| Canadian County Oklahoma | 3 | $ 281,000 | $ 93,000 | $ 98,000 |
| Adams County Colorado | 2 | $ 449,000 | $ 224,000 | $ 88,000 |
| Pueblo County Colorado | 2 | $ 237,000 | $ 118,000 | $ 62,000 |
| Barton County Kansas | 2 | $ 21,000 | $ 10,000 | $ 39,000 |
| Cherokee County Kansas | 2 | $ 84,000 | $ 42,000 | $ 42,000 |
| Clay County Kansas | 2 | $ 65,000 | $ 32,000 | $ 55,000 |
| Doniphan County Kansas | 2 | $ 14,000 | $ 7,000 | $ 40,000 |
| Finney County Kansas | 2 | $ 21,000 | $ 10,000 | $ 68,000 |
| Ford County Kansas | 2 | $ 23,000 | $ 11,000 | $ 42,000 |
| Harvey County Kansas | 2 | $ 14,000 | $ 7,000 | $ 40,000 |
| Lincoln County Kansas | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| Ottawa County Kansas | 2 | $ 87,000 | $ 43,000 | $ 32,000 |
| Pratt County Kansas | 2 | $ 7,000 | $ 3,000 | $ 30,000 |
| Scott County Kansas | 2 | $ 16,000 | $ 8,000 | $ 39,000 |
| Stafford County Kansas | 2 | $ 221,000 | $ 110,000 | $ 64,000 |
| Adair County Missouri | 2 | $ 197,000 | $ 98,000 | $ 80,000 |
| Bates County Missouri | 2 | $ 166,000 | $ 83,000 | $ 40,000 |
| Chariton County Missouri | 2 | $ 110,000 | $ 55,000 | $ 132,000 |
| Hickory County Missouri | 2 | $ 166,000 | $ 83,000 | $ 72,000 |
| Laclede County Missouri | 2 | $ 124,000 | $ 62,000 | $ 64,000 |
| Livingston County Missouri | 2 | $ 20,000 | $ 10,000 | $ 39,000 |
| Miller County Missouri | 2 | $ 235,000 | $ 117,000 | $ 69,000 |
| Osage County Missouri | 2 | $ 61,000 | $ 30,000 | $ 39,000 |
| Randolph County Missouri | 2 | $ 97,000 | $ 48,000 | $ 45,000 |
| Washington County Missouri | 2 | $ 9,000 | $ 4,000 | $ 54,000 |
| Hamilton County Nebraska | 2 | $ 17,000 | $ 8,000 | $ 38,000 |
| Burlington County New Jersey | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| Benton County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Monroe County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Orange County California | 1 | $ 260,000 | $ 260,000 | $ 123,000 |
| San Bernardino County California | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| San Diego County California | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
| Bent County Colorado | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Elbert County Colorado | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Larimer County Colorado | 1 | $ 111,000 | $ 111,000 | $ 115,000 |
| Routt County Colorado | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Alachua County Florida | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Brevard County Florida | 1 | $ 103,000 | $ 103,000 | $ 101,000 |
| Manatee County Florida | 1 | $ 150,000 | $ 150,000 | $ 180,000 |
| Hawaii County Hawaii | 1 | $ 247,000 | $ 247,000 | $ 45,000 |
| Bond County Illinois | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Kane County Illinois | 1 | $ 24,000 | $ 24,000 | $ 21,000 |
| Montgomery County Illinois | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Randolph County Illinois | 1 | $ 63,000 | $ 63,000 | $ 102,000 |
| Sangamon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Washington County Illinois | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Lake County Indiana | 1 | $ 33,000 | $ 33,000 | $ 18,000 |
| Lawrence County Indiana | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Vigo County Indiana | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Osceola County Iowa | 1 | $ 22,000 | $ 22,000 | $ 27,000 |
| Allen County Kansas | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Anderson County Kansas | 1 | $ 129,000 | $ 129,000 | $ 79,000 |
| Cheyenne County Kansas | 1 | $ 9,000 | $ 9,000 | $ 35,000 |
| Coffey County Kansas | 1 | $ 24,000 | $ 24,000 | $ 24,000 |
| Ellsworth County Kansas | 1 | $ 11,000 | $ 11,000 | $ 61,000 |
| Kingman County Kansas | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Mitchell County Kansas | 1 | $ 11,000 | $ 11,000 | $ 40,000 |
| Morris County Kansas | 1 | $ 12,000 | $ 12,000 | $ 34,000 |
| Norton County Kansas | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
| Phillips County Kansas | 1 | $ 7,000 | $ 7,000 | $ 39,000 |
| Republic County Kansas | 1 | $ 9,000 | $ 9,000 | $ 55,000 |
| Rice County Kansas | 1 | $ 4,000 | $ 4,000 | $ 57,000 |
| Rooks County Kansas | 1 | $ 6,000 | $ 6,000 | $ 42,000 |
| Wabaunsee County Kansas | 1 | $ 57,000 | $ 57,000 | $ 54,000 |
| Penobscot County Maine | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| Middlesex County Massachusetts | 1 | $ 560,000 | $ 560,000 | $ 59,000 |
| Delta County Michigan | 1 | $ 40,000 | $ 40,000 | $ 13,000 |
| Barton County Missouri | 1 | $ 7,000 | $ 7,000 | $ 52,000 |
| Butler County Missouri | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Howell County Missouri | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| McDonald County Missouri | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Montgomery County Missouri | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Phelps County Missouri | 1 | $ 8,000 | $ 8,000 | $ 43,000 |
| Polk County Missouri | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Ralls County Missouri | 1 | $ 12,000 | $ 12,000 | $ 70,000 |
| Shelby County Missouri | 1 | $ 6,000 | $ 6,000 | $ 17,000 |
| St. Clair County Missouri | 1 | $ 9,000 | $ 9,000 | $ 21,000 |
| Ste. Genevieve County Missouri | 1 | $ 59,000 | $ 59,000 | $ 50,000 |
| Stoddard County Missouri | 1 | $ 70,000 | $ 70,000 | $ 90,000 |
| Buffalo County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 46,000 |
| Dodge County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Lancaster County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 66,000 |
| Lincoln County Nebraska | 1 | $ 93,000 | $ 93,000 | $ 63,000 |
| Richardson County Nebraska | 1 | $ 11,000 | $ 11,000 | $ 48,000 |
| Orange County New York | 1 | $ 194,000 | $ 194,000 | $ 51,000 |
| Queens County New York | 1 | $ 246,000 | $ 246,000 | $ 169,000 |
| Butler County Ohio | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Cuyahoga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Hamilton County Ohio | 1 | $ 323,000 | $ 323,000 | $ 480,000 |
| Warren County Ohio | 1 | $ 585,000 | $ 585,000 | $ 170,000 |
| Caddo County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Creek County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 15,000 |
| Dewey County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| McIntosh County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 744,000 |
| Wagoner County Oklahoma | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Beaufort County South Carolina | 1 | $ 182,000 | $ 182,000 | $ 148,000 |
| Harris County Texas | 1 | $ 7,000 | $ 7,000 | $ 67,000 |
| Montgomery County Texas | 1 | $ 135,000 | $ 135,000 | $ 300,000 |
| King County Washington | 1 | $ 124,000 | $ 124,000 | $ 65,000 |
| Dane County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Kenosha County Wisconsin | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Umb Bank, Na in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 2,256 | $20,623,000 | $14,222 | $320,000 | $48,444 | $674,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 1,839 | $177,577,000 | $172,777 | $895,000 | $98,222 | $1,152,000 |
| Home Purchase (one-to-four family) | 596 | $60,716,000 | $111,687 | $850,000 | $85,062 | $1,200,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,686 | $208,222,000 | $121,636 | $850,000 | $84,227 | $1,200,000 |
| Black | 484 | $11,322,000 | $43,142 | $298,000 | $46,714 | $255,000 |
| Information not provided by applicant in mail or telephone application | 293 | $24,640,000 | $184,250 | $634,000 | $121,000 | $480,000 |
| Hispanic | 99 | $5,017,000 | $73,333 | $396,000 | $45,500 | $217,000 |
| Asian or Pacific Islander | 52 | $4,540,000 | $110,333 | $895,000 | $63,166 | $859,000 |
| American Indian or Alaskan Native | 35 | $1,885,000 | $98,666 | $400,000 | $93,500 | $323,000 |
| Other | 29 | $1,604,000 | $58,000 | $375,000 | $71,666 | $569,000 |
| Not applicable | 13 | $1,686,000 | $126,666 | $526,000 | $242,000 | $744,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,691 | $258,916,000 | $139,000 | $895,000 | $85,086 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,237 | $202,434,000 | $150,300 | $895,000 | $93,150 | $1,200,000 |
| Application Denied By Financial Institution | 971 | $23,455,000 | $40,500 | $634,000 | $50,100 | $468,000 |
| Application Withdrawn By Applicant | 212 | $21,069,000 | $141,083 | $473,000 | $122,250 | $964,000 |
| Application Approved But Not Accepted | 206 | $6,372,000 | $64,600 | $323,000 | $56,800 | $345,000 |
| File Closed For Incompleteness | 65 | $5,586,000 | $88,833 | $267,000 | $65,833 | $266,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 495 | $5,905,000 | $33,142 | $208,000 | $72,571 | $468,000 |
| Debt-To-Income Ratio | 298 | $3,874,000 | $36,600 | $550,000 | $39,800 | $144,000 |
| Collateral | 108 | $9,245,000 | $79,250 | $312,000 | $43,500 | $134,000 |
| Other | 32 | $509,000 | $18,500 | $100,000 | $53,000 | $125,000 |
| Credit Application Incomplete | 25 | $3,228,000 | $107,000 | $634,000 | $55,200 | $328,000 |
| Employment History | 9 | $311,000 | $32,500 | $102,000 | $64,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $367,000 | $135,500 | $176,000 | $43,000 | $63,000 |
| Unverifiable Information | 1 | $16,000 | $16,000 | $16,000 | $25,000 | $25,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, Na's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.