Umb Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Umb Bank, Na 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, Na 1008 Oak St. Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,353 |
| Total Mortgage Loan Application Amount | $518,183,000 |
| Average Mortgage Loan Application Amount | $109,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $9,689,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Umb Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Umb Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, Na's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 594 | $ 64,064,000 | $ 107,000 | $ 81,000 |
| Johnson County Kansas | 446 | $ 67,650,000 | $ 151,000 | $ 122,000 |
| St. Louis County Missouri | 406 | $ 41,266,000 | $ 101,000 | $ 107,000 |
| Clay County Missouri | 215 | $ 25,009,000 | $ 116,000 | $ 87,000 |
| St. Charles County Missouri | 167 | $ 12,047,000 | $ 72,000 | $ 81,000 |
| St. Clair County Illinois | 117 | $ 8,155,000 | $ 69,000 | $ 69,000 |
| Buchanan County Missouri | 110 | $ 9,977,000 | $ 90,000 | $ 57,000 |
| Wyandotte County Kansas | 95 | $ 5,025,000 | $ 52,000 | $ 64,000 |
| Cass County Missouri | 90 | $ 11,702,000 | $ 130,000 | $ 101,000 |
| Platte County Missouri | 90 | $ 12,750,000 | $ 141,000 | $ 104,000 |
| St. Louis City County Missouri | 83 | $ 5,278,000 | $ 63,000 | $ 71,000 |
| Jasper County Missouri | 81 | $ 8,204,000 | $ 101,000 | $ 69,000 |
| Jefferson County Missouri | 80 | $ 4,867,000 | $ 60,000 | $ 66,000 |
| Sedgwick County Kansas | 76 | $ 9,525,000 | $ 125,000 | $ 82,000 |
| Bourbon County Kansas | 73 | $ 4,923,000 | $ 67,000 | $ 52,000 |
| El Paso County Colorado | 72 | $ 12,166,000 | $ 168,000 | $ 76,000 |
| Greene County Missouri | 72 | $ 9,111,000 | $ 126,000 | $ 96,000 |
| Johnson County Missouri | 68 | $ 7,815,000 | $ 114,000 | $ 96,000 |
| Benton County Missouri | 64 | $ 5,206,000 | $ 81,000 | $ 68,000 |
| Madison County Illinois | 60 | $ 4,216,000 | $ 70,000 | $ 64,000 |
| Oklahoma County Oklahoma | 55 | $ 10,072,000 | $ 183,000 | $ 282,000 |
| Shawnee County Kansas | 54 | $ 4,921,000 | $ 91,000 | $ 78,000 |
| Cooper County Missouri | 46 | $ 5,690,000 | $ 123,000 | $ 205,000 |
| Denver County Colorado | 44 | $ 12,061,000 | $ 274,000 | $ 125,000 |
| Boone County Missouri | 44 | $ 5,388,000 | $ 122,000 | $ 78,000 |
| Linn County Missouri | 44 | $ 4,780,000 | $ 108,000 | $ 83,000 |
| Henry County Missouri | 43 | $ 7,013,000 | $ 163,000 | $ 74,000 |
| Douglas County Nebraska | 39 | $ 7,077,000 | $ 181,000 | $ 115,000 |
| Cole County Missouri | 35 | $ 5,901,000 | $ 168,000 | $ 70,000 |
| Atchison County Kansas | 31 | $ 2,508,000 | $ 80,000 | $ 59,000 |
| Barry County Missouri | 31 | $ 3,041,000 | $ 98,000 | $ 92,000 |
| Dickinson County Kansas | 29 | $ 3,112,000 | $ 107,000 | $ 64,000 |
| Lawrence County Missouri | 28 | $ 2,538,000 | $ 90,000 | $ 54,000 |
| Andrew County Missouri | 24 | $ 3,128,000 | $ 130,000 | $ 113,000 |
| Saline County Kansas | 23 | $ 1,749,000 | $ 76,000 | $ 55,000 |
| Riley County Kansas | 22 | $ 2,954,000 | $ 134,000 | $ 70,000 |
| Arapahoe County Colorado | 19 | $ 5,086,000 | $ 267,000 | $ 121,000 |
| Douglas County Kansas | 19 | $ 2,869,000 | $ 151,000 | $ 115,000 |
| Sullivan County Missouri | 19 | $ 1,674,000 | $ 88,000 | $ 59,000 |
| Maricopa County Arizona | 18 | $ 6,387,000 | $ 354,000 | $ 383,000 |
| Monroe County Missouri | 18 | $ 1,076,000 | $ 59,000 | $ 42,000 |
| Cleveland County Oklahoma | 17 | $ 2,479,000 | $ 145,000 | $ 112,000 |
| Leavenworth County Kansas | 16 | $ 1,014,000 | $ 63,000 | $ 76,000 |
| Newton County Missouri | 16 | $ 1,792,000 | $ 112,000 | $ 101,000 |
| Miami County Kansas | 15 | $ 1,957,000 | $ 130,000 | $ 124,000 |
| Camden County Missouri | 15 | $ 2,140,000 | $ 142,000 | $ 100,000 |
| Douglas County Colorado | 14 | $ 3,456,000 | $ 246,000 | $ 174,000 |
| Jefferson County Colorado | 13 | $ 3,897,000 | $ 299,000 | $ 355,000 |
| Tulsa County Oklahoma | 13 | $ 1,492,000 | $ 114,000 | $ 59,000 |
| Franklin County Missouri | 12 | $ 676,000 | $ 56,000 | $ 68,000 |
| Clinton County Missouri | 11 | $ 1,194,000 | $ 108,000 | $ 90,000 |
| Lincoln County Missouri | 11 | $ 450,000 | $ 40,000 | $ 66,000 |
| Russell County Kansas | 10 | $ 1,309,000 | $ 130,000 | $ 81,000 |
| Christian County Missouri | 10 | $ 1,740,000 | $ 174,000 | $ 109,000 |
| Howard County Missouri | 10 | $ 1,104,000 | $ 110,000 | $ 69,000 |
| Jefferson County Kansas | 9 | $ 497,000 | $ 55,000 | $ 51,000 |
| Callaway County Missouri | 9 | $ 163,000 | $ 18,000 | $ 62,000 |
| Lafayette County Missouri | 9 | $ 1,205,000 | $ 133,000 | $ 66,000 |
| Clinton County Illinois | 8 | $ 672,000 | $ 84,000 | $ 80,000 |
| Geary County Kansas | 8 | $ 270,000 | $ 33,000 | $ 65,000 |
| Sarpy County Nebraska | 8 | $ 1,214,000 | $ 151,000 | $ 96,000 |
| Canadian County Oklahoma | 8 | $ 1,604,000 | $ 200,000 | $ 123,000 |
| Crawford County Kansas | 7 | $ 427,000 | $ 61,000 | $ 103,000 |
| Morgan County Missouri | 7 | $ 1,537,000 | $ 219,000 | $ 140,000 |
| Ray County Missouri | 7 | $ 319,000 | $ 45,000 | $ 58,000 |
| Saline County Missouri | 7 | $ 770,000 | $ 110,000 | $ 40,000 |
| Warren County Missouri | 7 | $ 758,000 | $ 108,000 | $ 87,000 |
| Webster County Missouri | 7 | $ 1,007,000 | $ 143,000 | $ 88,000 |
| Adams County Colorado | 6 | $ 1,080,000 | $ 180,000 | $ 148,000 |
| Butler County Kansas | 6 | $ 2,785,000 | $ 464,000 | $ 89,000 |
| Miller County Missouri | 6 | $ 495,000 | $ 82,000 | $ 176,000 |
| Nodaway County Missouri | 6 | $ 653,000 | $ 108,000 | $ 65,000 |
| Cook County Illinois | 5 | $ 1,606,000 | $ 321,000 | $ 94,000 |
| Franklin County Kansas | 5 | $ 294,000 | $ 58,000 | $ 52,000 |
| Chariton County Missouri | 5 | $ 471,000 | $ 94,000 | $ 83,000 |
| Randolph County Missouri | 5 | $ 264,000 | $ 52,000 | $ 38,000 |
| Summit County Colorado | 4 | $ 1,420,000 | $ 355,000 | $ 267,000 |
| Monroe County Illinois | 4 | $ 259,000 | $ 64,000 | $ 82,000 |
| Harvey County Kansas | 4 | $ 353,000 | $ 88,000 | $ 67,000 |
| Linn County Kansas | 4 | $ 212,000 | $ 53,000 | $ 48,000 |
| Wabaunsee County Kansas | 4 | $ 335,000 | $ 83,000 | $ 69,000 |
| Bates County Missouri | 4 | $ 1,092,000 | $ 273,000 | $ 335,000 |
| Caldwell County Missouri | 4 | $ 647,000 | $ 161,000 | $ 78,000 |
| Cedar County Missouri | 4 | $ 235,000 | $ 58,000 | $ 75,000 |
| DeKalb County Missouri | 4 | $ 320,000 | $ 80,000 | $ 64,000 |
| Livingston County Missouri | 4 | $ 342,000 | $ 85,000 | $ 52,000 |
| Marion County Missouri | 4 | $ 324,000 | $ 81,000 | $ 82,000 |
| Vernon County Missouri | 4 | $ 3,792,000 | $ 948,000 | $ 58,000 |
| Boulder County Colorado | 3 | $ 848,000 | $ 282,000 | $ 100,000 |
| Sarasota County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 347,000 |
| Montgomery County Illinois | 3 | $ 49,000 | $ 16,000 | $ 31,000 |
| Randolph County Illinois | 3 | $ 39,000 | $ 13,000 | $ 62,000 |
| Doniphan County Kansas | 3 | $ 142,000 | $ 47,000 | $ 21,000 |
| Neosho County Kansas | 3 | $ 223,000 | $ 74,000 | $ 76,000 |
| Pottawatomie County Kansas | 3 | $ 482,000 | $ 160,000 | $ 51,000 |
| Stafford County Kansas | 3 | $ 417,000 | $ 139,000 | $ 68,000 |
| Adair County Missouri | 3 | $ 190,000 | $ 63,000 | $ 44,000 |
| Dade County Missouri | 3 | $ 545,000 | $ 181,000 | $ 169,000 |
| Macon County Missouri | 3 | $ 447,000 | $ 149,000 | $ 71,000 |
| Moniteau County Missouri | 3 | $ 428,000 | $ 142,000 | $ 64,000 |
| Shelby County Missouri | 3 | $ 103,000 | $ 34,000 | $ 46,000 |
| Taney County Missouri | 3 | $ 304,000 | $ 101,000 | $ 81,000 |
| Delaware County Oklahoma | 3 | $ 2,262,000 | $ 754,000 | $ 3,396,000 |
| McIntosh County Oklahoma | 3 | $ 371,000 | $ 123,000 | $ 102,000 |
| Rogers County Oklahoma | 3 | $ 269,000 | $ 89,000 | $ 45,000 |
| Navajo County Arizona | 2 | $ 646,000 | $ 323,000 | $ 386,000 |
| Orange County California | 2 | $ 823,000 | $ 411,000 | $ 196,000 |
| San Diego County California | 2 | $ 799,000 | $ 399,000 | $ 291,000 |
| Garfield County Colorado | 2 | $ 574,000 | $ 287,000 | $ 74,000 |
| Grand County Colorado | 2 | $ 626,000 | $ 313,000 | $ 169,000 |
| Park County Colorado | 2 | $ 465,000 | $ 232,000 | $ 706,000 |
| Weld County Colorado | 2 | $ 361,000 | $ 180,000 | $ 86,000 |
| Collier County Florida | 2 | $ 481,000 | $ 240,000 | $ 166,000 |
| Manatee County Florida | 2 | $ 451,000 | $ 225,000 | $ 111,000 |
| Miami-Dade County Florida | 2 | $ 236,000 | $ 118,000 | $ 243,000 |
| Fayette County Illinois | 2 | $ 22,000 | $ 11,000 | $ 43,000 |
| Marion County Illinois | 2 | $ 37,000 | $ 18,000 | $ 47,000 |
| Perry County Illinois | 2 | $ 7,000 | $ 3,000 | $ 52,000 |
| Pottawattamie County Iowa | 2 | $ 229,000 | $ 114,000 | $ 51,000 |
| Cherokee County Kansas | 2 | $ 129,000 | $ 64,000 | $ 47,000 |
| Cowley County Kansas | 2 | $ 13,000 | $ 6,000 | $ 82,000 |
| Ellis County Kansas | 2 | $ 224,000 | $ 112,000 | $ 61,000 |
| Osage County Kansas | 2 | $ 246,000 | $ 123,000 | $ 69,000 |
| Reno County Kansas | 2 | $ 73,000 | $ 36,000 | $ 45,000 |
| Sumner County Kansas | 2 | $ 100,000 | $ 50,000 | $ 92,000 |
| Thomas County Kansas | 2 | $ 205,000 | $ 102,000 | $ 73,000 |
| Barton County Missouri | 2 | $ 202,000 | $ 101,000 | $ 75,000 |
| Carroll County Missouri | 2 | $ 165,000 | $ 82,000 | $ 76,000 |
| Dallas County Missouri | 2 | $ 243,000 | $ 121,000 | $ 163,000 |
| Gasconade County Missouri | 2 | $ 111,000 | $ 55,000 | $ 27,000 |
| Hickory County Missouri | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| Pettis County Missouri | 2 | $ 225,000 | $ 112,000 | $ 62,000 |
| Ralls County Missouri | 2 | $ 86,000 | $ 43,000 | $ 40,000 |
| St. Francois County Missouri | 2 | $ 16,000 | $ 8,000 | $ 101,000 |
| Stone County Missouri | 2 | $ 60,000 | $ 30,000 | $ 32,000 |
| Clark County Nevada | 2 | $ 579,000 | $ 289,000 | $ 103,000 |
| Greer County Oklahoma | 2 | $ 148,000 | $ 74,000 | $ 67,000 |
| Logan County Oklahoma | 2 | $ 271,000 | $ 135,000 | $ 68,000 |
| McClain County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 139,000 |
| Collin County Texas | 2 | $ 265,000 | $ 132,000 | $ 81,000 |
| Cooke County Texas | 2 | $ 1,132,000 | $ 566,000 | $ 0 |
| Milwaukee County Wisconsin | 2 | $ 287,000 | $ 143,000 | $ 80,000 |
| Pima County Arizona | 1 | $ 91,000 | $ 91,000 | $ 46,000 |
| Yavapai County Arizona | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Benton County Arkansas | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Garland County Arkansas | 1 | $ 194,000 | $ 194,000 | $ 334,000 |
| Fresno County California | 1 | $ 218,000 | $ 218,000 | $ 26,000 |
| Los Angeles County California | 1 | $ 186,000 | $ 186,000 | $ 350,000 |
| Mendocino County California | 1 | $ 881,000 | $ 881,000 | $ 0 |
| Placer County California | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Riverside County California | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| San Bernardino County California | 1 | $ 91,000 | $ 91,000 | $ 87,000 |
| Ventura County California | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Chaffee County Colorado | 1 | $ 100,000 | $ 100,000 | $ 170,000 |
| Eagle County Colorado | 1 | $ 150,000 | $ 150,000 | $ 292,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Fremont County Colorado | 1 | $ 169,000 | $ 169,000 | $ 28,000 |
| Gunnison County Colorado | 1 | $ 417,000 | $ 417,000 | $ 248,000 |
| Larimer County Colorado | 1 | $ 208,000 | $ 208,000 | $ 143,000 |
| Teller County Colorado | 1 | $ 286,000 | $ 286,000 | $ 153,000 |
| District of Columbia County District Of Columbia | 1 | $ 512,000 | $ 512,000 | $ 85,000 |
| Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 281,000 |
| Citrus County Florida | 1 | $ 90,000 | $ 90,000 | $ 73,000 |
| Duval County Florida | 1 | $ 76,000 | $ 76,000 | $ 12,000 |
| Hillsborough County Florida | 1 | $ 141,000 | $ 141,000 | $ 88,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 258,000 |
| Osceola County Florida | 1 | $ 195,000 | $ 195,000 | $ 301,000 |
| Palm Beach County Florida | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Pinellas County Florida | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Adams County Illinois | 1 | $ 171,000 | $ 171,000 | $ 185,000 |
| Bond County Illinois | 1 | $ 132,000 | $ 132,000 | $ 180,000 |
| Champaign County Illinois | 1 | $ 320,000 | $ 320,000 | $ 119,000 |
| Coles County Illinois | 1 | $ 46,000 | $ 46,000 | $ 58,000 |
| Jasper County Illinois | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Jefferson County Illinois | 1 | $ 192,000 | $ 192,000 | $ 167,000 |
| Jersey County Illinois | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Lake County Illinois | 1 | $ 154,000 | $ 154,000 | $ 33,000 |
| Sangamon County Illinois | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Washington County Illinois | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Marion County Indiana | 1 | $ 91,000 | $ 91,000 | $ 81,000 |
| Cerro Gordo County Iowa | 1 | $ 153,000 | $ 153,000 | $ 115,000 |
| Page County Iowa | 1 | $ 88,000 | $ 88,000 | $ 75,000 |
| Polk County Iowa | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Allen County Kansas | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Anderson County Kansas | 1 | $ 13,000 | $ 13,000 | $ 45,000 |
| Barton County Kansas | 1 | $ 363,000 | $ 363,000 | $ 343,000 |
| Chase County Kansas | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
| Coffey County Kansas | 1 | $ 6,000 | $ 6,000 | $ 78,000 |
| Harper County Kansas | 1 | $ 417,000 | $ 417,000 | $ 151,000 |
| Jackson County Kansas | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Lane County Kansas | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Lincoln County Kansas | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Lyon County Kansas | 1 | $ 11,000 | $ 11,000 | $ 28,000 |
| Marshall County Kansas | 1 | $ 40,000 | $ 40,000 | $ 82,000 |
| Meade County Kansas | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Osborne County Kansas | 1 | $ 5,000 | $ 5,000 | $ 27,000 |
| Seward County Kansas | 1 | $ 7,000 | $ 7,000 | $ 84,000 |
| Livingston County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 220,000 |
| Bossier County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 37,000 |
| Roscommon County Michigan | 1 | $ 129,000 | $ 129,000 | $ 73,000 |
| Hennepin County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 315,000 |
| Audrain County Missouri | 1 | $ 6,000 | $ 6,000 | $ 18,000 |
| Daviess County Missouri | 1 | $ 350,000 | $ 350,000 | $ 212,000 |
| Gentry County Missouri | 1 | $ 80,000 | $ 80,000 | $ 412,000 |
| Holt County Missouri | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Howell County Missouri | 1 | $ 15,000 | $ 15,000 | $ 12,000 |
| Iron County Missouri | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
| Maries County Missouri | 1 | $ 254,000 | $ 254,000 | $ 81,000 |
| Osage County Missouri | 1 | $ 240,000 | $ 240,000 | $ 81,000 |
| Phelps County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pike County Missouri | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Pulaski County Missouri | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| Putnam County Missouri | 1 | $ 66,000 | $ 66,000 | $ 45,000 |
| Scott County Missouri | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| St. Clair County Missouri | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Ste. Genevieve County Missouri | 1 | $ 97,000 | $ 97,000 | $ 93,000 |
| Wright County Missouri | 1 | $ 13,000 | $ 13,000 | $ 8,000 |
| Lancaster County Nebraska | 1 | $ 222,000 | $ 222,000 | $ 37,000 |
| Washington County Nebraska | 1 | $ 181,000 | $ 181,000 | $ 177,000 |
| Union County New Jersey | 1 | $ 414,000 | $ 414,000 | $ 189,000 |
| Bernalillo County New Mexico | 1 | $ 284,000 | $ 284,000 | $ 178,000 |
| Nassau County New York | 1 | $ 110,000 | $ 110,000 | $ 59,000 |
| Hamilton County Ohio | 1 | $ 229,000 | $ 229,000 | $ 90,000 |
| Summit County Ohio | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Choctaw County Oklahoma | 1 | $ 304,000 | $ 304,000 | $ 250,000 |
| Garfield County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Grady County Oklahoma | 1 | $ 218,000 | $ 218,000 | $ 121,000 |
| Mayes County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 115,000 |
| Pawnee County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Pottawatomie County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| Multnomah County Oregon | 1 | $ 283,000 | $ 283,000 | $ 123,000 |
| Horry County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 345,000 |
| Giles County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 71,000 |
| Williamson County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
| Dallas County Texas | 1 | $ 216,000 | $ 216,000 | $ 163,000 |
| Denton County Texas | 1 | $ 161,000 | $ 161,000 | $ 96,000 |
| El Paso County Texas | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Grayson County Texas | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Harris County Texas | 1 | $ 73,000 | $ 73,000 | $ 93,000 |
| Williamson County Texas | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Hanover County Virginia | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
| Kitsap County Washington | 1 | $ 354,000 | $ 354,000 | $ 140,000 |
| Waukesha County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Umb Bank, Na in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,309 | $387,596,000 | $167,000 | $3,500,000 | $111,000 | $9,689,000 |
| Home Improvement | 1,288 | $21,266,000 | $16,000 | $1,000,000 | $74,000 | $3,000,000 |
| Home Purchase | 756 | $109,321,000 | $144,000 | $2,280,000 | $92,000 | $3,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,242 | $363,934,000 | $112,000 | $2,096,000 | $103,000 | $9,689,000 |
| Not Provided | 600 | $94,472,000 | $157,000 | $800,000 | $97,000 | $1,091,000 |
| Black or African American | 212 | $10,124,000 | $47,000 | $390,000 | $62,000 | $307,000 |
| Hispanic | 113 | $9,743,000 | $86,000 | $840,000 | $63,000 | $207,000 |
| Not applicable | 80 | $28,721,000 | $359,000 | $3,500,000 | $1,000 | $127,000 |
| Asian | 71 | $8,821,000 | $124,000 | $435,000 | $80,000 | $398,000 |
| American Indian or Alaskan Native | 30 | $1,921,000 | $64,000 | $358,000 | $63,000 | $198,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $447,000 | $89,000 | $175,000 | $76,000 | $175,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,112 | $488,397,000 | $118,000 | $3,500,000 | $99,000 | $9,689,000 |
| FHA-insured (Federal Housing Administration) | 241 | $29,786,000 | $123,000 | $317,000 | $57,000 | $660,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,282 | $308,813,000 | $135,000 | $3,500,000 | $108,000 | $9,689,000 |
| Application Denied By Financial Institution | 1,153 | $83,294,000 | $72,000 | $1,332,000 | $74,000 | $1,400,000 |
| Application Approved But Not Accepted | 791 | $105,788,000 | $133,000 | $512,000 | $98,000 | $1,725,000 |
| Application Withdrawn By Applicant | 107 | $16,773,000 | $156,000 | $417,000 | $106,000 | $998,000 |
| File Closed For Incompleteness | 13 | $2,404,000 | $184,000 | $417,000 | $101,000 | $210,000 |
| Preapproval Approved but not Accepted | 7 | $1,111,000 | $158,000 | $417,000 | $81,000 | $225,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 402 | $24,189,000 | $60,000 | $754,000 | $54,000 | $198,000 |
| Credit History | 336 | $5,955,000 | $17,000 | $299,000 | $65,000 | $300,000 |
| Collateral | 283 | $41,013,000 | $144,000 | $1,332,000 | $108,000 | $1,400,000 |
| Other | 78 | $6,048,000 | $77,000 | $417,000 | $93,000 | $503,000 |
| Credit Application Incomplete | 19 | $2,358,000 | $124,000 | $385,000 | $84,000 | $275,000 |
| Unverifiable Information | 14 | $1,701,000 | $121,000 | $400,000 | $79,000 | $360,000 |
| Employment History | 12 | $910,000 | $75,000 | $167,000 | $43,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,120,000 | $124,000 | $417,000 | $59,000 | $213,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, Na's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.