Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Umb Bank, National Association 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,752 |
| Total Mortgage Loan Application Amount | $447,363,000 |
| Average Mortgage Loan Application Amount | $132,000 |
| Highest Mortgage Loan Application Amount | $2,353,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $3,235,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 469 | $ 68,291,000 | $ 145,000 | $ 89,000 |
| Johnson County Kansas | 381 | $ 76,375,000 | $ 200,000 | $ 139,000 |
| Clay County Missouri | 153 | $ 21,254,000 | $ 138,000 | $ 90,000 |
| St. Louis County Missouri | 134 | $ 22,829,000 | $ 170,000 | $ 98,000 |
| Buchanan County Missouri | 92 | $ 10,960,000 | $ 119,000 | $ 69,000 |
| Platte County Missouri | 85 | $ 16,849,000 | $ 198,000 | $ 118,000 |
| Cass County Missouri | 73 | $ 9,125,000 | $ 125,000 | $ 114,000 |
| St. Charles County Missouri | 57 | $ 8,334,000 | $ 146,000 | $ 94,000 |
| El Paso County Colorado | 53 | $ 10,148,000 | $ 191,000 | $ 115,000 |
| Wyandotte County Kansas | 48 | $ 4,965,000 | $ 103,000 | $ 123,000 |
| Jasper County Missouri | 44 | $ 3,789,000 | $ 86,000 | $ 87,000 |
| Johnson County Missouri | 44 | $ 6,937,000 | $ 157,000 | $ 76,000 |
| Denver County Colorado | 43 | $ 10,449,000 | $ 243,000 | $ 115,000 |
| Greene County Missouri | 41 | $ 7,425,000 | $ 181,000 | $ 94,000 |
| Douglas County Nebraska | 39 | $ 6,052,000 | $ 155,000 | $ 84,000 |
| St. Clair County Illinois | 37 | $ 3,584,000 | $ 96,000 | $ 87,000 |
| Bourbon County Kansas | 37 | $ 4,559,000 | $ 123,000 | $ 97,000 |
| Lawrence County Missouri | 35 | $ 2,975,000 | $ 85,000 | $ 46,000 |
| Barry County Missouri | 34 | $ 3,674,000 | $ 108,000 | $ 55,000 |
| Oklahoma County Oklahoma | 31 | $ 6,757,000 | $ 217,000 | $ 93,000 |
| Sedgwick County Kansas | 29 | $ 4,644,000 | $ 160,000 | $ 106,000 |
| Cooper County Missouri | 29 | $ 5,093,000 | $ 175,000 | $ 91,000 |
| Arapahoe County Colorado | 27 | $ 7,345,000 | $ 272,000 | $ 133,000 |
| Shawnee County Kansas | 26 | $ 2,873,000 | $ 110,000 | $ 78,000 |
| Benton County Missouri | 26 | $ 2,487,000 | $ 95,000 | $ 73,000 |
| Jefferson County Missouri | 26 | $ 2,957,000 | $ 113,000 | $ 60,000 |
| Madison County Illinois | 25 | $ 2,569,000 | $ 102,000 | $ 71,000 |
| Henry County Missouri | 25 | $ 3,393,000 | $ 135,000 | $ 119,000 |
| Linn County Missouri | 25 | $ 2,562,000 | $ 102,000 | $ 67,000 |
| Andrew County Missouri | 23 | $ 3,163,000 | $ 137,000 | $ 102,000 |
| St. Louis City County Missouri | 23 | $ 3,276,000 | $ 142,000 | $ 126,000 |
| Jefferson County Colorado | 22 | $ 7,729,000 | $ 351,000 | $ 305,000 |
| Maricopa County Arizona | 21 | $ 5,396,000 | $ 256,000 | $ 200,000 |
| Riley County Kansas | 20 | $ 2,265,000 | $ 113,000 | $ 65,000 |
| Boone County Missouri | 20 | $ 4,795,000 | $ 239,000 | $ 96,000 |
| Atchison County Kansas | 18 | $ 1,757,000 | $ 97,000 | $ 73,000 |
| Camden County Missouri | 18 | $ 3,173,000 | $ 176,000 | $ 156,000 |
| Cole County Missouri | 15 | $ 1,671,000 | $ 111,000 | $ 98,000 |
| Monroe County Missouri | 13 | $ 803,000 | $ 61,000 | $ 36,000 |
| Clinton County Missouri | 12 | $ 1,026,000 | $ 85,000 | $ 75,000 |
| Douglas County Colorado | 11 | $ 3,321,000 | $ 301,000 | $ 218,000 |
| Saline County Kansas | 11 | $ 1,220,000 | $ 110,000 | $ 57,000 |
| Christian County Missouri | 11 | $ 1,975,000 | $ 179,000 | $ 114,000 |
| Leavenworth County Kansas | 10 | $ 1,539,000 | $ 153,000 | $ 93,000 |
| Douglas County Kansas | 9 | $ 1,517,000 | $ 168,000 | $ 83,000 |
| Sarpy County Nebraska | 9 | $ 1,183,000 | $ 131,000 | $ 70,000 |
| Dickinson County Kansas | 8 | $ 1,138,000 | $ 142,000 | $ 320,000 |
| Newton County Missouri | 8 | $ 1,495,000 | $ 186,000 | $ 104,000 |
| Cleveland County Oklahoma | 8 | $ 1,535,000 | $ 191,000 | $ 86,000 |
| Tulsa County Oklahoma | 8 | $ 2,459,000 | $ 307,000 | $ 159,000 |
| Crawford County Kansas | 7 | $ 356,000 | $ 50,000 | $ 51,000 |
| Callaway County Missouri | 7 | $ 1,918,000 | $ 274,000 | $ 260,000 |
| Vernon County Missouri | 7 | $ 1,173,000 | $ 167,000 | $ 129,000 |
| Adams County Colorado | 6 | $ 1,150,000 | $ 191,000 | $ 207,000 |
| Miami County Kansas | 6 | $ 1,324,000 | $ 220,000 | $ 65,000 |
| Russell County Kansas | 6 | $ 543,000 | $ 90,000 | $ 37,000 |
| Howard County Missouri | 6 | $ 602,000 | $ 100,000 | $ 94,000 |
| Lafayette County Missouri | 6 | $ 686,000 | $ 114,000 | $ 65,000 |
| Ray County Missouri | 6 | $ 429,000 | $ 71,000 | $ 61,000 |
| Taney County Missouri | 6 | $ 1,728,000 | $ 288,000 | $ 278,000 |
| Linn County Kansas | 5 | $ 621,000 | $ 124,000 | $ 192,000 |
| Nodaway County Missouri | 5 | $ 325,000 | $ 65,000 | $ 268,000 |
| Stone County Missouri | 5 | $ 805,000 | $ 161,000 | $ 203,000 |
| Sullivan County Missouri | 5 | $ 276,000 | $ 55,000 | $ 29,000 |
| Summit County Colorado | 4 | $ 1,209,000 | $ 302,000 | $ 264,000 |
| Geary County Kansas | 4 | $ 478,000 | $ 119,000 | $ 65,000 |
| Stafford County Kansas | 4 | $ 356,000 | $ 89,000 | $ 53,000 |
| Macon County Missouri | 4 | $ 172,000 | $ 43,000 | $ 96,000 |
| Marion County Missouri | 4 | $ 275,000 | $ 68,000 | $ 47,000 |
| Orange County California | 3 | $ 712,000 | $ 237,000 | $ 108,000 |
| Grand County Colorado | 3 | $ 896,000 | $ 298,000 | $ 381,000 |
| Morgan County Colorado | 3 | $ 803,000 | $ 267,000 | $ 168,000 |
| Cook County Illinois | 3 | $ 1,058,000 | $ 352,000 | $ 195,000 |
| Butler County Kansas | 3 | $ 2,488,000 | $ 829,000 | $ 52,000 |
| Doniphan County Kansas | 3 | $ 165,000 | $ 55,000 | $ 50,000 |
| Adair County Missouri | 3 | $ 321,000 | $ 107,000 | $ 71,000 |
| Gentry County Missouri | 3 | $ 487,000 | $ 162,000 | $ 128,000 |
| Pettis County Missouri | 3 | $ 494,000 | $ 164,000 | $ 376,000 |
| Randolph County Missouri | 3 | $ 80,000 | $ 26,000 | $ 20,000 |
| St. Clair County Missouri | 3 | $ 1,121,000 | $ 373,000 | $ 89,000 |
| Canadian County Oklahoma | 3 | $ 554,000 | $ 184,000 | $ 104,000 |
| Harris County Texas | 3 | $ 574,000 | $ 191,000 | $ 178,000 |
| Tarrant County Texas | 3 | $ 3,535,000 | $ 1,178,000 | $ 141,000 |
| Waukesha County Wisconsin | 3 | $ 802,000 | $ 267,000 | $ 133,000 |
| Benton County Arkansas | 2 | $ 461,000 | $ 230,000 | $ 87,000 |
| Fresno County California | 2 | $ 565,000 | $ 282,000 | $ 142,000 |
| Boulder County Colorado | 2 | $ 378,000 | $ 189,000 | $ 321,000 |
| Eagle County Colorado | 2 | $ 1,043,000 | $ 521,000 | $ 762,000 |
| Larimer County Colorado | 2 | $ 362,000 | $ 181,000 | $ 64,000 |
| Park County Colorado | 2 | $ 283,000 | $ 141,000 | $ 124,000 |
| Volusia County Florida | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Ogle County Illinois | 2 | $ 12,000 | $ 6,000 | $ 74,000 |
| Allen County Kansas | 2 | $ 258,000 | $ 129,000 | $ 679,000 |
| Cloud County Kansas | 2 | $ 139,000 | $ 69,000 | $ 44,000 |
| Franklin County Kansas | 2 | $ 976,000 | $ 488,000 | $ 46,000 |
| Jefferson County Kansas | 2 | $ 1,167,000 | $ 583,000 | $ 493,000 |
| Pottawatomie County Kansas | 2 | $ 261,000 | $ 130,000 | $ 58,000 |
| Audrain County Missouri | 2 | $ 348,000 | $ 174,000 | $ 81,000 |
| Bates County Missouri | 2 | $ 209,000 | $ 104,000 | $ 36,000 |
| Chariton County Missouri | 2 | $ 495,000 | $ 247,000 | $ 164,000 |
| Daviess County Missouri | 2 | $ 350,000 | $ 175,000 | $ 217,000 |
| DeKalb County Missouri | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Holt County Missouri | 2 | $ 93,000 | $ 46,000 | $ 43,000 |
| Lincoln County Missouri | 2 | $ 477,000 | $ 238,000 | $ 73,000 |
| Morgan County Missouri | 2 | $ 151,000 | $ 75,000 | $ 77,000 |
| Polk County Missouri | 2 | $ 284,000 | $ 142,000 | $ 44,000 |
| Ralls County Missouri | 2 | $ 628,000 | $ 314,000 | $ 31,000 |
| Webster County Missouri | 2 | $ 215,000 | $ 107,000 | $ 67,000 |
| Santa Fe County New Mexico | 2 | $ 972,000 | $ 486,000 | $ 154,000 |
| McIntosh County Oklahoma | 2 | $ 546,000 | $ 273,000 | $ 209,000 |
| Milwaukee County Wisconsin | 2 | $ 312,000 | $ 156,000 | $ 90,000 |
| Washington County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 19,000 |
| Riverside County California | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| San Luis Obispo County California | 1 | $ 78,000 | $ 78,000 | $ 10,000 |
| Santa Clara County California | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Broomfield County Colorado | 1 | $ 364,000 | $ 364,000 | $ 182,000 |
| Elbert County Colorado | 1 | $ 216,000 | $ 216,000 | $ 76,000 |
| Garfield County Colorado | 1 | $ 282,000 | $ 282,000 | $ 75,000 |
| Huerfano County Colorado | 1 | $ 139,000 | $ 139,000 | $ 129,000 |
| Prowers County Colorado | 1 | $ 111,000 | $ 111,000 | $ 111,000 |
| Pueblo County Colorado | 1 | $ 116,000 | $ 116,000 | $ 121,000 |
| Routt County Colorado | 1 | $ 203,000 | $ 203,000 | $ 158,000 |
| Teller County Colorado | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Weld County Colorado | 1 | $ 224,000 | $ 224,000 | $ 63,000 |
| District of Columbia County District Of Columbia | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Bay County Florida | 1 | $ 188,000 | $ 188,000 | $ 121,000 |
| Broward County Florida | 1 | $ 229,000 | $ 229,000 | $ 144,000 |
| Collier County Florida | 1 | $ 550,000 | $ 550,000 | $ 352,000 |
| Highlands County Florida | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Sarasota County Florida | 1 | $ 724,000 | $ 724,000 | $ 240,000 |
| Walton County Florida | 1 | $ 236,000 | $ 236,000 | $ 363,000 |
| Clarke County Georgia | 1 | $ 144,000 | $ 144,000 | $ 495,000 |
| Clinton County Illinois | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Kendall County Illinois | 1 | $ 121,000 | $ 121,000 | $ 87,000 |
| Lake County Illinois | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Massac County Illinois | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Monroe County Illinois | 1 | $ 176,000 | $ 176,000 | $ 59,000 |
| Shelby County Illinois | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Bartholomew County Indiana | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Johnson County Indiana | 1 | $ 84,000 | $ 84,000 | $ 83,000 |
| Lee County Iowa | 1 | $ 48,000 | $ 48,000 | $ 32,000 |
| Polk County Iowa | 1 | $ 151,000 | $ 151,000 | $ 81,000 |
| Scott County Iowa | 1 | $ 216,000 | $ 216,000 | $ 111,000 |
| Woodbury County Iowa | 1 | $ 1,756,000 | $ 1,756,000 | $ 0 |
| Coffey County Kansas | 1 | $ 261,000 | $ 261,000 | $ 118,000 |
| Ellis County Kansas | 1 | $ 350,000 | $ 350,000 | $ 101,000 |
| Ellsworth County Kansas | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Harper County Kansas | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Harvey County Kansas | 1 | $ 95,000 | $ 95,000 | $ 466,000 |
| Lyon County Kansas | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
| Marshall County Kansas | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
| Neosho County Kansas | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| Ottawa County Kansas | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
| Baltimore County Maryland | 1 | $ 223,000 | $ 223,000 | $ 106,000 |
| Clinton County Michigan | 1 | $ 161,000 | $ 161,000 | $ 72,000 |
| Anoka County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 74,000 |
| Hennepin County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 208,000 |
| Barton County Missouri | 1 | $ 130,000 | $ 130,000 | $ 133,000 |
| Crawford County Missouri | 1 | $ 73,000 | $ 73,000 | $ 73,000 |
| Dade County Missouri | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Douglas County Missouri | 1 | $ 190,000 | $ 190,000 | $ 120,000 |
| Franklin County Missouri | 1 | $ 232,000 | $ 232,000 | $ 96,000 |
| Laclede County Missouri | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
| Livingston County Missouri | 1 | $ 243,000 | $ 243,000 | $ 235,000 |
| McDonald County Missouri | 1 | $ 332,000 | $ 332,000 | $ 72,000 |
| Mercer County Missouri | 1 | $ 14,000 | $ 14,000 | $ 167,000 |
| Osage County Missouri | 1 | $ 42,000 | $ 42,000 | $ 8,000 |
| Pike County Missouri | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| Warren County Missouri | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Worth County Missouri | 1 | $ 166,000 | $ 166,000 | $ 157,000 |
| Wright County Missouri | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| Cass County Nebraska | 1 | $ 146,000 | $ 146,000 | $ 80,000 |
| Lancaster County Nebraska | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Saunders County Nebraska | 1 | $ 154,000 | $ 154,000 | $ 50,000 |
| Washington County Nebraska | 1 | $ 239,000 | $ 239,000 | $ 138,000 |
| Clark County Nevada | 1 | $ 394,000 | $ 394,000 | $ 145,000 |
| Dona Ana County New Mexico | 1 | $ 197,000 | $ 197,000 | $ 71,000 |
| Dutchess County New York | 1 | $ 117,000 | $ 117,000 | $ 65,000 |
| Alamance County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 348,000 |
| Beckham County Oklahoma | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Custer County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 68,000 |
| Delaware County Oklahoma | 1 | $ 269,000 | $ 269,000 | $ 128,000 |
| Garvin County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
| Mayes County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Rogers County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 237,000 |
| Multnomah County Oregon | 1 | $ 332,000 | $ 332,000 | $ 119,000 |
| Tillamook County Oregon | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Lexington County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 296,000 |
| Davidson County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 555,000 |
| Collin County Texas | 1 | $ 132,000 | $ 132,000 | $ 595,000 |
| El Paso County Texas | 1 | $ 161,000 | $ 161,000 | $ 99,000 |
| Hockley County Texas | 1 | $ 74,000 | $ 74,000 | $ 41,000 |
| Live Oak County Texas | 1 | $ 200,000 | $ 200,000 | $ 138,000 |
| Williamson County Texas | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Summit County Utah | 1 | $ 168,000 | $ 168,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,960 | $336,516,000 | $171,000 | $2,353,000 | $112,000 | $3,235,000 |
| Home Purchase | 649 | $100,756,000 | $155,000 | $1,625,000 | $98,000 | $3,000,000 |
| Home Improvement | 143 | $10,091,000 | $70,000 | $1,756,000 | $75,000 | $840,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,667 | $263,520,000 | $158,000 | $1,625,000 | $113,000 | $3,235,000 |
| Not Provided | 826 | $133,046,000 | $161,000 | $1,063,000 | $108,000 | $1,319,000 |
| Black or African American | 74 | $6,681,000 | $90,000 | $412,000 | $94,000 | $1,151,000 |
| Not applicable | 73 | $28,776,000 | $394,000 | $2,353,000 | $0 | $0 |
| Hispanic | 67 | $7,258,000 | $108,000 | $401,000 | $75,000 | $472,000 |
| Asian | 38 | $7,486,000 | $197,000 | $535,000 | $119,000 | $500,000 |
| American Indian or Alaskan Native | 5 | $447,000 | $89,000 | $139,000 | $36,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $149,000 | $74,000 | $81,000 | $37,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,532 | $421,935,000 | $166,000 | $2,353,000 | $111,000 | $3,235,000 |
| FHA-insured (Federal Housing Administration) | 220 | $25,428,000 | $115,000 | $280,000 | $57,000 | $298,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,745 | $295,015,000 | $169,000 | $2,353,000 | $106,000 | $3,235,000 |
| Application Denied By Financial Institution | 545 | $81,938,000 | $150,000 | $1,625,000 | $107,000 | $3,000,000 |
| Application Approved But Not Accepted | 406 | $60,399,000 | $148,000 | $1,555,000 | $103,000 | $1,200,000 |
| Application Withdrawn By Applicant | 33 | $5,893,000 | $178,000 | $1,300,000 | $119,000 | $500,000 |
| File Closed For Incompleteness | 23 | $4,118,000 | $179,000 | $675,000 | $211,000 | $2,050,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 194 | $32,162,000 | $165,000 | $1,063,000 | $119,000 | $1,067,000 |
| Debt-To-Income Ratio | 141 | $22,197,000 | $157,000 | $1,000,000 | $76,000 | $1,300,000 |
| Credit History | 97 | $8,150,000 | $84,000 | $539,000 | $76,000 | $552,000 |
| Other | 53 | $10,303,000 | $194,000 | $1,625,000 | $205,000 | $3,000,000 |
| Credit Application Incomplete | 20 | $3,149,000 | $157,000 | $417,000 | $83,000 | $190,000 |
| Unverifiable Information | 16 | $2,811,000 | $175,000 | $417,000 | $191,000 | $1,319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,128,000 | $133,000 | $417,000 | $70,000 | $195,000 |
| Employment History | 8 | $1,038,000 | $129,000 | $280,000 | $63,000 | $117,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.