Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Umb Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,796 |
| Total Mortgage Loan Application Amount | $507,650,000 |
| Average Mortgage Loan Application Amount | $243,333 |
| Highest Mortgage Loan Application Amount | $47,500,000 |
| Average Applicant Income | $165,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 259 | $ 33,254,000 | $ 128,000 | $ 101,000 |
| Johnson County Kansas | 167 | $ 42,730,000 | $ 255,000 | $ 170,000 |
| Clay County Missouri | 93 | $ 13,690,000 | $ 147,000 | $ 87,000 |
| Denver County Colorado | 74 | $ 35,940,000 | $ 485,000 | $ 566,000 |
| Maricopa County Arizona | 70 | $ 29,787,000 | $ 425,000 | $ 164,000 |
| St. Louis County Missouri | 68 | $ 84,777,000 | $ 1,246,000 | $ 173,000 |
| El Paso County Colorado | 48 | $ 8,486,000 | $ 176,000 | $ 86,000 |
| Buchanan County Missouri | 37 | $ 4,443,000 | $ 120,000 | $ 66,000 |
| Cass County Missouri | 35 | $ 5,004,000 | $ 142,000 | $ 57,000 |
| Greene County Missouri | 33 | $ 9,982,000 | $ 302,000 | $ 193,000 |
| Arapahoe County Colorado | 32 | $ 10,503,000 | $ 328,000 | $ 230,000 |
| Oklahoma County Oklahoma | 29 | $ 6,276,000 | $ 216,000 | $ 87,000 |
| Platte County Missouri | 27 | $ 8,425,000 | $ 312,000 | $ 267,000 |
| Jefferson County Colorado | 25 | $ 9,312,000 | $ 372,000 | $ 239,000 |
| Russell County Kansas | 25 | $ 3,012,000 | $ 120,000 | $ 63,000 |
| Wyandotte County Kansas | 25 | $ 1,931,000 | $ 77,000 | $ 54,000 |
| Boone County Missouri | 24 | $ 7,774,000 | $ 323,000 | $ 133,000 |
| Dallas County Texas | 24 | $ 16,119,000 | $ 671,000 | $ 204,000 |
| St. Clair County Illinois | 23 | $ 1,883,000 | $ 81,000 | $ 66,000 |
| Bourbon County Kansas | 23 | $ 1,988,000 | $ 86,000 | $ 55,000 |
| Jasper County Missouri | 22 | $ 1,829,000 | $ 83,000 | $ 62,000 |
| Saline County Kansas | 21 | $ 2,271,000 | $ 108,000 | $ 82,000 |
| Benton County Missouri | 21 | $ 1,472,000 | $ 70,000 | $ 65,000 |
| Sedgwick County Kansas | 20 | $ 3,144,000 | $ 157,000 | $ 65,000 |
| St. Charles County Missouri | 17 | $ 2,503,000 | $ 147,000 | $ 77,000 |
| Douglas County Colorado | 16 | $ 10,972,000 | $ 685,000 | $ 360,000 |
| Lawrence County Missouri | 15 | $ 1,148,000 | $ 76,000 | $ 52,000 |
| Johnson County Missouri | 14 | $ 2,526,000 | $ 180,000 | $ 135,000 |
| Linn County Missouri | 14 | $ 1,674,000 | $ 119,000 | $ 53,000 |
| St. Louis City County Missouri | 14 | $ 3,121,000 | $ 222,000 | $ 116,000 |
| Madison County Illinois | 13 | $ 1,161,000 | $ 89,000 | $ 92,000 |
| Barry County Missouri | 12 | $ 1,369,000 | $ 114,000 | $ 132,000 |
| Dickinson County Kansas | 11 | $ 959,000 | $ 87,000 | $ 75,000 |
| Shawnee County Kansas | 11 | $ 721,000 | $ 65,000 | $ 83,000 |
| Jefferson County Missouri | 11 | $ 1,153,000 | $ 104,000 | $ 50,000 |
| Douglas County Nebraska | 11 | $ 10,438,000 | $ 948,000 | $ 318,000 |
| Tarrant County Texas | 11 | $ 2,608,000 | $ 237,000 | $ 156,000 |
| Tulsa County Oklahoma | 10 | $ 2,868,000 | $ 286,000 | $ 165,000 |
| Henry County Missouri | 9 | $ 960,000 | $ 106,000 | $ 75,000 |
| Ellis County Kansas | 8 | $ 1,066,000 | $ 133,000 | $ 102,000 |
| Riley County Kansas | 8 | $ 1,996,000 | $ 249,000 | $ 170,000 |
| Eagle County Colorado | 7 | $ 7,464,000 | $ 1,066,000 | $ 337,000 |
| Leavenworth County Kansas | 7 | $ 965,000 | $ 137,000 | $ 71,000 |
| Cole County Missouri | 7 | $ 641,000 | $ 91,000 | $ 65,000 |
| Cooper County Missouri | 7 | $ 781,000 | $ 111,000 | $ 66,000 |
| Sullivan County Missouri | 7 | $ 809,000 | $ 115,000 | $ 112,000 |
| Newton County Missouri | 6 | $ 502,000 | $ 83,000 | $ 58,000 |
| Christian County Missouri | 5 | $ 3,015,000 | $ 603,000 | $ 33,000 |
| Cleveland County Oklahoma | 5 | $ 721,000 | $ 144,000 | $ 67,000 |
| Collin County Texas | 5 | $ 1,313,000 | $ 262,000 | $ 155,000 |
| Yavapai County Arizona | 4 | $ 667,000 | $ 166,000 | $ 109,000 |
| Los Angeles County California | 4 | $ 1,369,000 | $ 342,000 | $ 310,000 |
| Boulder County Colorado | 4 | $ 4,031,000 | $ 1,007,000 | $ 226,000 |
| Polk County Iowa | 4 | $ 1,391,000 | $ 347,000 | $ 1,190,000 |
| Camden County Missouri | 4 | $ 1,507,000 | $ 376,000 | $ 2,917,000 |
| Pettis County Missouri | 4 | $ 748,000 | $ 187,000 | $ 429,000 |
| Clark County Nevada | 4 | $ 1,175,000 | $ 293,000 | $ 226,000 |
| Canadian County Oklahoma | 4 | $ 1,651,000 | $ 412,000 | $ 690,000 |
| Broomfield County Colorado | 3 | $ 1,570,000 | $ 523,000 | $ 217,000 |
| Las Animas County Colorado | 3 | $ 853,000 | $ 284,000 | $ 93,000 |
| Lee County Florida | 3 | $ 3,795,000 | $ 1,265,000 | $ 3,396,000 |
| Butler County Kansas | 3 | $ 204,000 | $ 68,000 | $ 107,000 |
| Cherokee County Kansas | 3 | $ 138,000 | $ 46,000 | $ 12,000 |
| Douglas County Kansas | 3 | $ 476,000 | $ 158,000 | $ 59,000 |
| Lincoln County Kansas | 3 | $ 741,000 | $ 247,000 | $ 130,000 |
| Miami County Kansas | 3 | $ 525,000 | $ 175,000 | $ 82,000 |
| Clinton County Missouri | 3 | $ 302,000 | $ 100,000 | $ 60,000 |
| Lafayette County Missouri | 3 | $ 337,000 | $ 112,000 | $ 5,000 |
| Nodaway County Missouri | 3 | $ 394,000 | $ 131,000 | $ 63,000 |
| Stone County Missouri | 3 | $ 682,000 | $ 227,000 | $ 76,000 |
| Vernon County Missouri | 3 | $ 517,000 | $ 172,000 | $ 48,000 |
| Washington County Nebraska | 3 | $ 1,090,000 | $ 363,000 | $ 143,000 |
| Grady County Oklahoma | 3 | $ 670,000 | $ 223,000 | $ 98,000 |
| Denton County Texas | 3 | $ 1,505,000 | $ 501,000 | $ 188,000 |
| Coconino County Arizona | 2 | $ 1,074,000 | $ 537,000 | $ 40,000 |
| Contra Costa County California | 2 | $ 905,000 | $ 452,000 | $ 117,000 |
| Orange County California | 2 | $ 1,625,000 | $ 812,000 | $ 768,000 |
| Adams County Colorado | 2 | $ 782,000 | $ 391,000 | $ 131,000 |
| Grand County Colorado | 2 | $ 763,000 | $ 381,000 | $ 1,256,000 |
| Huerfano County Colorado | 2 | $ 119,000 | $ 59,000 | $ 36,000 |
| Summit County Colorado | 2 | $ 1,102,000 | $ 551,000 | $ 464,000 |
| Manatee County Florida | 2 | $ 703,000 | $ 351,000 | $ 336,000 |
| Martin County Florida | 2 | $ 562,000 | $ 281,000 | $ 57,000 |
| Monroe County Illinois | 2 | $ 403,000 | $ 201,000 | $ 259,000 |
| Dallas County Iowa | 2 | $ 1,255,000 | $ 627,000 | $ 1,164,000 |
| Pottawattamie County Iowa | 2 | $ 55,000 | $ 27,000 | $ 121,000 |
| Jefferson County Kansas | 2 | $ 327,000 | $ 163,000 | $ 69,000 |
| Suffolk County Massachusetts | 2 | $ 1,217,000 | $ 608,000 | $ 1,197,000 |
| DeKalb County Missouri | 2 | $ 232,000 | $ 116,000 | $ 55,000 |
| Laclede County Missouri | 2 | $ 329,000 | $ 164,000 | $ 154,000 |
| Morgan County Missouri | 2 | $ 220,000 | $ 110,000 | $ 27,000 |
| Ray County Missouri | 2 | $ 307,000 | $ 153,000 | $ 44,000 |
| Webster County Missouri | 2 | $ 217,000 | $ 108,000 | $ 115,000 |
| Sarpy County Nebraska | 2 | $ 238,000 | $ 119,000 | $ 51,000 |
| Lorain County Ohio | 2 | $ 424,000 | $ 212,000 | $ 101,000 |
| Mayes County Oklahoma | 2 | $ 373,000 | $ 186,000 | $ 62,000 |
| Albemarle County Virginia | 2 | $ 977,000 | $ 488,000 | $ 252,000 |
| Baldwin County Alabama | 1 | $ 1,200,000 | $ 1,200,000 | $ 872,000 |
| Jefferson County Alabama | 1 | $ 50,000 | $ 50,000 | $ 452,000 |
| Anchorage County Alaska | 1 | $ 372,000 | $ 372,000 | $ 64,000 |
| Pima County Arizona | 1 | $ 86,000 | $ 86,000 | $ 97,000 |
| Pinal County Arizona | 1 | $ 28,000 | $ 28,000 | $ 78,000 |
| Santa Cruz County Arizona | 1 | $ 550,000 | $ 550,000 | $ 464,000 |
| Benton County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Saline County Arkansas | 1 | $ 149,000 | $ 149,000 | $ 95,000 |
| Washington County Arkansas | 1 | $ 142,000 | $ 142,000 | $ 107,000 |
| Riverside County California | 1 | $ 173,000 | $ 173,000 | $ 92,000 |
| Ventura County California | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Custer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 323,000 |
| Kit Carson County Colorado | 1 | $ 133,000 | $ 133,000 | $ 35,000 |
| Larimer County Colorado | 1 | $ 250,000 | $ 250,000 | $ 223,000 |
| Mineral County Colorado | 1 | $ 100,000 | $ 100,000 | $ 220,000 |
| Pueblo County Colorado | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Routt County Colorado | 1 | $ 550,000 | $ 550,000 | $ 481,000 |
| Teller County Colorado | 1 | $ 1,280,000 | $ 1,280,000 | $ 432,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 290,000 |
| Palm Beach County Florida | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,400,000 | $ 1,400,000 | $ 594,000 |
| Sarasota County Florida | 1 | $ 400,000 | $ 400,000 | $ 243,000 |
| Walton County Florida | 1 | $ 314,000 | $ 314,000 | $ 0 |
| Maui County Hawaii | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Blaine County Idaho | 1 | $ 2,022,000 | $ 2,022,000 | $ 1,395,000 |
| Kootenai County Idaho | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Gallatin County Illinois | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Jackson County Illinois | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Tazewell County Illinois | 1 | $ 166,000 | $ 166,000 | $ 67,000 |
| Guthrie County Iowa | 1 | $ 20,000 | $ 20,000 | $ 160,000 |
| Atchison County Kansas | 1 | $ 36,000 | $ 36,000 | $ 59,000 |
| Barton County Kansas | 1 | $ 19,000 | $ 19,000 | $ 41,000 |
| Clay County Kansas | 1 | $ 60,000 | $ 60,000 | $ 163,000 |
| Cloud County Kansas | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Decatur County Kansas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Doniphan County Kansas | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| McPherson County Kansas | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Morris County Kansas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Neosho County Kansas | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Ottawa County Kansas | 1 | $ 57,000 | $ 57,000 | $ 24,000 |
| Pottawatomie County Kansas | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Rawlins County Kansas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Reno County Kansas | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Rush County Kansas | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Stafford County Kansas | 1 | $ 149,000 | $ 149,000 | $ 35,000 |
| Wilson County Kansas | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Jefferson County Kentucky | 1 | $ 172,000 | $ 172,000 | $ 104,000 |
| Livingston County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
| Cumberland County Maine | 1 | $ 542,000 | $ 542,000 | $ 1,163,000 |
| Oakland County Michigan | 1 | $ 1,000,000 | $ 1,000,000 | $ 2,430,000 |
| Adair County Missouri | 1 | $ 398,000 | $ 398,000 | $ 1,485,000 |
| Andrew County Missouri | 1 | $ 41,000 | $ 41,000 | $ 19,000 |
| Callaway County Missouri | 1 | $ 111,000 | $ 111,000 | $ 25,000 |
| Cedar County Missouri | 1 | $ 36,000 | $ 36,000 | $ 54,000 |
| Franklin County Missouri | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Gentry County Missouri | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Grundy County Missouri | 1 | $ 23,000 | $ 23,000 | $ 85,000 |
| Harrison County Missouri | 1 | $ 34,000 | $ 34,000 | $ 26,000 |
| Hickory County Missouri | 1 | $ 56,000 | $ 56,000 | $ 148,000 |
| Howard County Missouri | 1 | $ 415,000 | $ 415,000 | $ 187,000 |
| Lincoln County Missouri | 1 | $ 201,000 | $ 201,000 | $ 92,000 |
| Moniteau County Missouri | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Monroe County Missouri | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Ozark County Missouri | 1 | $ 139,000 | $ 139,000 | $ 82,000 |
| Polk County Missouri | 1 | $ 108,000 | $ 108,000 | $ 44,000 |
| Saline County Missouri | 1 | $ 126,000 | $ 126,000 | $ 88,000 |
| St. Francois County Missouri | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Texas County Missouri | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| Warren County Missouri | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Lancaster County Nebraska | 1 | $ 112,000 | $ 112,000 | $ 278,000 |
| Douglas County Nevada | 1 | $ 754,000 | $ 754,000 | $ 1,163,000 |
| Sullivan County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 425,000 |
| Bernalillo County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Monroe County New York | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| New York County New York | 1 | $ 909,000 | $ 909,000 | $ 5,017,000 |
| Wake County North Carolina | 1 | $ 266,000 | $ 266,000 | $ 144,000 |
| Montgomery County Ohio | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Creek County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 125,000 |
| Logan County Oklahoma | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Wagoner County Oklahoma | 1 | $ 259,000 | $ 259,000 | $ 95,000 |
| Chester County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 358,000 |
| Bexar County Texas | 1 | $ 203,000 | $ 203,000 | $ 9,999,000 |
| DeWitt County Texas | 1 | $ 111,000 | $ 111,000 | $ 98,000 |
| El Paso County Texas | 1 | $ 379,000 | $ 379,000 | $ 174,000 |
| Harris County Texas | 1 | $ 202,000 | $ 202,000 | $ 252,000 |
| Henderson County Texas | 1 | $ 217,000 | $ 217,000 | $ 52,000 |
| Kaufman County Texas | 1 | $ 296,000 | $ 296,000 | $ 184,000 |
| Wise County Texas | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Arlington County Virginia | 1 | $ 1,680,000 | $ 1,680,000 | $ 976,000 |
| Loudoun County Virginia | 1 | $ 480,000 | $ 480,000 | $ 135,000 |
| Clallam County Washington | 1 | $ 370,000 | $ 370,000 | $ 0 |
| King County Washington | 1 | $ 388,000 | $ 388,000 | $ 2,155,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 994 | $287,133,000 | $288,000 | $47,500,000 | $170,000 | $9,999,000 |
| Home Purchase | 651 | $200,029,000 | $307,000 | $17,230,000 | $248,000 | $9,999,000 |
| Home Improvement | 151 | $20,488,000 | $135,000 | $4,500,000 | $77,000 | $918,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,345 | $326,478,000 | $242,000 | $7,850,000 | $225,000 | $9,999,000 |
| Not applicable | 145 | $127,362,000 | $878,000 | $47,500,000 | $0 | $0 |
| Not Provided | 129 | $25,411,000 | $196,000 | $1,400,000 | $126,000 | $2,155,000 |
| Hispanic | 71 | $11,459,000 | $161,000 | $1,300,000 | $94,000 | $465,000 |
| Black or African American | 68 | $8,727,000 | $128,000 | $542,000 | $103,000 | $1,163,000 |
| Asian | 31 | $7,714,000 | $248,000 | $1,040,000 | $252,000 | $1,969,000 |
| American Indian or Alaskan Native | 6 | $484,000 | $80,000 | $183,000 | $53,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $20,000 | $20,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,632 | $484,405,000 | $296,000 | $47,500,000 | $204,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 120 | $15,044,000 | $125,000 | $424,000 | $54,000 | $465,000 |
| VA-guaranteed (Veterans Administration) | 44 | $8,201,000 | $186,000 | $468,000 | $60,000 | $205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,199 | $356,372,000 | $297,000 | $47,500,000 | $197,000 | $9,999,000 |
| Application Denied By Financial Institution | 284 | $60,565,000 | $213,000 | $7,850,000 | $93,000 | $1,289,000 |
| Application Withdrawn By Applicant | 103 | $20,759,000 | $201,000 | $895,000 | $138,000 | $1,880,000 |
| Application Approved But Not Accepted | 100 | $34,494,000 | $344,000 | $2,900,000 | $277,000 | $2,308,000 |
| Preapproval Approved but not Accepted | 72 | $23,687,000 | $328,000 | $1,500,000 | $299,000 | $5,512,000 |
| File Closed For Incompleteness | 21 | $4,147,000 | $197,000 | $417,000 | $93,000 | $243,000 |
| Preapproval Denied by Financial Institution | 17 | $7,626,000 | $448,000 | $1,880,000 | $768,000 | $9,999,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 125 | $18,762,000 | $150,000 | $1,400,000 | $78,000 | $800,000 |
| Debt-To-Income Ratio | 93 | $25,253,000 | $271,000 | $7,850,000 | $65,000 | $955,000 |
| Collateral | 49 | $11,927,000 | $243,000 | $2,160,000 | $167,000 | $1,289,000 |
| Other | 14 | $7,616,000 | $544,000 | $1,400,000 | $914,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $936,000 | $133,000 | $535,000 | $100,000 | $515,000 |
| Employment History | 5 | $482,000 | $96,000 | $153,000 | $83,000 | $216,000 |
| Credit Application Incomplete | 4 | $2,792,000 | $698,000 | $2,100,000 | $381,000 | $855,000 |
| Unverifiable Information | 3 | $360,000 | $120,000 | $179,000 | $32,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.