Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Umb Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,451 |
| Total Mortgage Loan Application Amount | $1,219,335,000 |
| Average Mortgage Loan Application Amount | $304,400 |
| Highest Mortgage Loan Application Amount | $52,335,000 |
| Average Applicant Income | $219,400 |
| Highest Applicant Income | $7,899,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 565 | $ 68,035,000 | $ 120,000 | $ 127,000 |
| Johnson County Kansas | 466 | $ 152,090,000 | $ 326,000 | $ 222,000 |
| Denver County Colorado | 304 | $ 89,570,000 | $ 294,000 | $ 232,000 |
| Maricopa County Arizona | 300 | $ 90,850,000 | $ 302,000 | $ 238,000 |
| St. Louis County Missouri | 263 | $ 58,875,000 | $ 223,000 | $ 267,000 |
| Arapahoe County Colorado | 148 | $ 44,360,000 | $ 299,000 | $ 291,000 |
| Jefferson County Colorado | 134 | $ 27,090,000 | $ 202,000 | $ 193,000 |
| Clay County Missouri | 131 | $ 19,565,000 | $ 149,000 | $ 188,000 |
| Douglas County Colorado | 121 | $ 33,785,000 | $ 279,000 | $ 264,000 |
| El Paso County Colorado | 119 | $ 75,555,000 | $ 634,000 | $ 151,000 |
| St. Charles County Missouri | 97 | $ 34,005,000 | $ 350,000 | $ 138,000 |
| Cass County Missouri | 95 | $ 13,775,000 | $ 145,000 | $ 160,000 |
| Platte County Missouri | 89 | $ 14,165,000 | $ 159,000 | $ 204,000 |
| Wyandotte County Kansas | 69 | $ 7,845,000 | $ 113,000 | $ 77,000 |
| Oklahoma County Oklahoma | 67 | $ 10,875,000 | $ 162,000 | $ 207,000 |
| Greene County Missouri | 56 | $ 27,800,000 | $ 496,000 | $ 223,000 |
| Boulder County Colorado | 53 | $ 19,805,000 | $ 373,000 | $ 307,000 |
| St. Clair County Illinois | 51 | $ 5,955,000 | $ 116,000 | $ 96,000 |
| Adams County Colorado | 46 | $ 9,130,000 | $ 198,000 | $ 141,000 |
| Tarrant County Texas | 46 | $ 14,080,000 | $ 306,000 | $ 291,000 |
| St. Louis City County Missouri | 41 | $ 9,175,000 | $ 223,000 | $ 219,000 |
| Jefferson County Missouri | 40 | $ 3,570,000 | $ 89,000 | $ 89,000 |
| Buchanan County Missouri | 39 | $ 4,815,000 | $ 123,000 | $ 143,000 |
| Dallas County Texas | 35 | $ 33,625,000 | $ 960,000 | $ 324,000 |
| Saline County Kansas | 33 | $ 3,885,000 | $ 117,000 | $ 115,000 |
| Benton County Missouri | 33 | $ 2,585,000 | $ 78,000 | $ 69,000 |
| Boone County Missouri | 33 | $ 18,745,000 | $ 568,000 | $ 266,000 |
| Sedgwick County Kansas | 30 | $ 5,610,000 | $ 187,000 | $ 292,000 |
| Shawnee County Kansas | 26 | $ 2,360,000 | $ 90,000 | $ 114,000 |
| Douglas County Nebraska | 22 | $ 6,330,000 | $ 287,000 | $ 205,000 |
| Douglas County Kansas | 20 | $ 3,010,000 | $ 150,000 | $ 160,000 |
| Johnson County Missouri | 20 | $ 1,830,000 | $ 91,000 | $ 71,000 |
| Madison County Illinois | 19 | $ 1,955,000 | $ 102,000 | $ 89,000 |
| Tulsa County Oklahoma | 19 | $ 3,795,000 | $ 199,000 | $ 111,000 |
| Dickinson County Kansas | 17 | $ 1,425,000 | $ 83,000 | $ 66,000 |
| Camden County Missouri | 17 | $ 4,255,000 | $ 250,000 | $ 267,000 |
| Henry County Missouri | 17 | $ 1,405,000 | $ 82,000 | $ 74,000 |
| Cooper County Missouri | 16 | $ 1,080,000 | $ 67,000 | $ 62,000 |
| Jasper County Missouri | 16 | $ 1,540,000 | $ 96,000 | $ 252,000 |
| Los Angeles County California | 15 | $ 26,575,000 | $ 1,771,000 | $ 294,000 |
| Larimer County Colorado | 15 | $ 4,645,000 | $ 309,000 | $ 270,000 |
| Atchison County Kansas | 15 | $ 1,155,000 | $ 77,000 | $ 89,000 |
| Linn County Missouri | 15 | $ 1,025,000 | $ 68,000 | $ 72,000 |
| Barry County Missouri | 14 | $ 1,460,000 | $ 104,000 | $ 471,000 |
| Christian County Missouri | 14 | $ 2,500,000 | $ 178,000 | $ 195,000 |
| Cole County Missouri | 14 | $ 880,000 | $ 62,000 | $ 77,000 |
| Broomfield County Colorado | 13 | $ 4,735,000 | $ 364,000 | $ 516,000 |
| Denton County Texas | 12 | $ 3,610,000 | $ 300,000 | $ 188,000 |
| Grand County Colorado | 11 | $ 6,945,000 | $ 631,000 | $ 722,000 |
| Weld County Colorado | 11 | $ 4,475,000 | $ 406,000 | $ 192,000 |
| Bourbon County Kansas | 11 | $ 525,000 | $ 47,000 | $ 85,000 |
| Lawrence County Missouri | 11 | $ 505,000 | $ 45,000 | $ 45,000 |
| Canadian County Oklahoma | 11 | $ 1,685,000 | $ 153,000 | $ 245,000 |
| Collin County Texas | 11 | $ 5,955,000 | $ 541,000 | $ 276,000 |
| Yavapai County Arizona | 10 | $ 1,620,000 | $ 162,000 | $ 100,000 |
| San Diego County California | 10 | $ 11,710,000 | $ 1,171,000 | $ 1,125,000 |
| Eagle County Colorado | 10 | $ 6,190,000 | $ 619,000 | $ 797,000 |
| Summit County Colorado | 10 | $ 5,680,000 | $ 568,000 | $ 497,000 |
| Stone County Missouri | 10 | $ 2,320,000 | $ 232,000 | $ 251,000 |
| Cleveland County Oklahoma | 10 | $ 1,430,000 | $ 143,000 | $ 144,000 |
| Leavenworth County Kansas | 9 | $ 805,000 | $ 89,000 | $ 131,000 |
| Lafayette County Missouri | 9 | $ 765,000 | $ 85,000 | $ 93,000 |
| Pinal County Arizona | 8 | $ 1,350,000 | $ 168,000 | $ 148,000 |
| Miami County Kansas | 8 | $ 5,050,000 | $ 631,000 | $ 121,000 |
| Travis County Texas | 8 | $ 4,950,000 | $ 618,000 | $ 304,000 |
| Navajo County Arizona | 7 | $ 1,235,000 | $ 176,000 | $ 125,000 |
| Riley County Kansas | 7 | $ 865,000 | $ 123,000 | $ 91,000 |
| Andrew County Missouri | 7 | $ 675,000 | $ 96,000 | $ 70,000 |
| Franklin County Missouri | 7 | $ 1,395,000 | $ 199,000 | $ 148,000 |
| Warren County Missouri | 7 | $ 1,285,000 | $ 183,000 | $ 151,000 |
| Lancaster County Nebraska | 7 | $ 835,000 | $ 119,000 | $ 321,000 |
| Parker County Texas | 7 | $ 1,805,000 | $ 257,000 | $ 331,000 |
| Lee County Florida | 6 | $ 6,240,000 | $ 1,040,000 | $ 1,556,000 |
| Palm Beach County Florida | 6 | $ 2,950,000 | $ 491,000 | $ 543,000 |
| Russell County Kansas | 6 | $ 450,000 | $ 75,000 | $ 92,000 |
| Bates County Missouri | 6 | $ 230,000 | $ 38,000 | $ 115,000 |
| Sarpy County Nebraska | 6 | $ 1,660,000 | $ 276,000 | $ 146,000 |
| Elbert County Colorado | 5 | $ 1,435,000 | $ 287,000 | $ 193,000 |
| Polk County Florida | 5 | $ 865,000 | $ 173,000 | $ 374,000 |
| Rockwall County Texas | 5 | $ 815,000 | $ 163,000 | $ 105,000 |
| Coconino County Arizona | 4 | $ 1,290,000 | $ 322,000 | $ 604,000 |
| Benton County Arkansas | 4 | $ 1,150,000 | $ 287,000 | $ 194,000 |
| Garfield County Colorado | 4 | $ 1,210,000 | $ 302,000 | $ 120,000 |
| Pottawatomie County Kansas | 4 | $ 1,080,000 | $ 270,000 | $ 211,000 |
| Howard County Missouri | 4 | $ 900,000 | $ 225,000 | $ 180,000 |
| Newton County Missouri | 4 | $ 140,000 | $ 35,000 | $ 23,000 |
| Clark County Nevada | 4 | $ 3,080,000 | $ 770,000 | $ 1,938,000 |
| Alameda County California | 3 | $ 2,015,000 | $ 671,000 | $ 954,000 |
| Orange County California | 3 | $ 1,635,000 | $ 545,000 | $ 377,000 |
| Chaffee County Colorado | 3 | $ 825,000 | $ 275,000 | $ 176,000 |
| Clear Creek County Colorado | 3 | $ 8,525,000 | $ 2,841,000 | $ 1,023,000 |
| Gunnison County Colorado | 3 | $ 2,205,000 | $ 735,000 | $ 317,000 |
| Montrose County Colorado | 3 | $ 795,000 | $ 265,000 | $ 405,000 |
| Park County Colorado | 3 | $ 85,000 | $ 28,000 | $ 117,000 |
| Pueblo County Colorado | 3 | $ 1,015,000 | $ 338,000 | $ 198,000 |
| Manatee County Florida | 3 | $ 1,565,000 | $ 521,000 | $ 984,000 |
| Kauai County Hawaii | 3 | $ 2,935,000 | $ 978,000 | $ 548,000 |
| Cook County Illinois | 3 | $ 2,025,000 | $ 675,000 | $ 802,000 |
| Marion County Indiana | 3 | $ 375,000 | $ 125,000 | $ 336,000 |
| Franklin County Kansas | 3 | $ 525,000 | $ 175,000 | $ 43,000 |
| Jefferson County Kansas | 3 | $ 185,000 | $ 61,000 | $ 34,000 |
| Morgan County Missouri | 3 | $ 825,000 | $ 275,000 | $ 1,095,000 |
| Grady County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 39,000 |
| Marshall County Oklahoma | 3 | $ 1,055,000 | $ 351,000 | $ 848,000 |
| Williamson County Tennessee | 3 | $ 1,895,000 | $ 631,000 | $ 1,757,000 |
| Bexar County Texas | 3 | $ 2,125,000 | $ 708,000 | $ 960,000 |
| Fort Bend County Texas | 3 | $ 1,975,000 | $ 658,000 | $ 352,000 |
| Salt Lake County Utah | 3 | $ 1,065,000 | $ 355,000 | $ 281,000 |
| Floyd County Virginia | 3 | $ 765,000 | $ 255,000 | $ 148,000 |
| King County Washington | 3 | $ 1,875,000 | $ 625,000 | $ 202,000 |
| Pierce County Washington | 3 | $ 1,545,000 | $ 515,000 | $ 279,000 |
| Pima County Arizona | 2 | $ 290,000 | $ 145,000 | $ 113,000 |
| Contra Costa County California | 2 | $ 1,560,000 | $ 780,000 | $ 396,000 |
| Riverside County California | 2 | $ 280,000 | $ 140,000 | $ 257,000 |
| Delta County Colorado | 2 | $ 130,000 | $ 65,000 | $ 113,000 |
| Rio Grande County Colorado | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Fairfield County Connecticut | 2 | $ 840,000 | $ 420,000 | $ 458,000 |
| Collier County Florida | 2 | $ 470,000 | $ 235,000 | $ 170,000 |
| Orange County Florida | 2 | $ 560,000 | $ 280,000 | $ 495,000 |
| Sarasota County Florida | 2 | $ 2,380,000 | $ 1,190,000 | $ 216,000 |
| Sumter County Florida | 2 | $ 340,000 | $ 170,000 | $ 198,000 |
| Fulton County Georgia | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Jackson County Illinois | 2 | $ 360,000 | $ 180,000 | $ 202,000 |
| Monroe County Illinois | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
| Marion County Iowa | 2 | $ 280,000 | $ 140,000 | $ 438,000 |
| Polk County Iowa | 2 | $ 210,000 | $ 105,000 | $ 253,000 |
| Cloud County Kansas | 2 | $ 30,000 | $ 15,000 | $ 4,000 |
| McPherson County Kansas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Mitchell County Kansas | 2 | $ 50,000 | $ 25,000 | $ 39,000 |
| Middlesex County Massachusetts | 2 | $ 1,520,000 | $ 760,000 | $ 280,000 |
| Wayne County Michigan | 2 | $ 150,000 | $ 75,000 | $ 70,000 |
| Washington County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 570,000 |
| Chariton County Missouri | 2 | $ 70,000 | $ 35,000 | $ 61,000 |
| Daviess County Missouri | 2 | $ 320,000 | $ 160,000 | $ 132,000 |
| DeKalb County Missouri | 2 | $ 100,000 | $ 50,000 | $ 59,000 |
| Lincoln County Missouri | 2 | $ 170,000 | $ 85,000 | $ 258,000 |
| Pulaski County Missouri | 2 | $ 2,300,000 | $ 1,150,000 | $ 0 |
| Ray County Missouri | 2 | $ 210,000 | $ 105,000 | $ 80,000 |
| St. Francois County Missouri | 2 | $ 10,410,000 | $ 5,205,000 | $ 261,000 |
| Taney County Missouri | 2 | $ 350,000 | $ 175,000 | $ 82,000 |
| Webster County Missouri | 2 | $ 550,000 | $ 275,000 | $ 202,000 |
| Rogers County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 65,000 |
| Harris County Texas | 2 | $ 1,400,000 | $ 700,000 | $ 368,000 |
| McLennan County Texas | 2 | $ 830,000 | $ 415,000 | $ 331,000 |
| Smith County Texas | 2 | $ 900,000 | $ 450,000 | $ 257,000 |
| Williamson County Texas | 2 | $ 660,000 | $ 330,000 | $ 1,059,000 |
| Weber County Utah | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Autauga County Alabama | 1 | $ 395,000 | $ 395,000 | $ 289,000 |
| Winston County Alabama | 1 | $ 565,000 | $ 565,000 | $ 389,000 |
| Mohave County Arizona | 1 | $ 15,000 | $ 15,000 | $ 15,000 |
| Ouachita County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Marin County California | 1 | $ 625,000 | $ 625,000 | $ 150,000 |
| San Francisco County California | 1 | $ 1,185,000 | $ 1,185,000 | $ 776,000 |
| Tulare County California | 1 | $ 155,000 | $ 155,000 | $ 328,000 |
| Fremont County Colorado | 1 | $ 265,000 | $ 265,000 | $ 499,000 |
| La Plata County Colorado | 1 | $ 45,000 | $ 45,000 | $ 260,000 |
| Mesa County Colorado | 1 | $ 745,000 | $ 745,000 | $ 67,000 |
| Morgan County Colorado | 1 | $ 55,000 | $ 55,000 | $ 205,000 |
| Routt County Colorado | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Broward County Florida | 1 | $ 665,000 | $ 665,000 | $ 636,000 |
| Duval County Florida | 1 | $ 325,000 | $ 325,000 | $ 313,000 |
| Indian River County Florida | 1 | $ 265,000 | $ 265,000 | $ 475,000 |
| Miami-Dade County Florida | 1 | $ 375,000 | $ 375,000 | $ 532,000 |
| Okaloosa County Florida | 1 | $ 1,185,000 | $ 1,185,000 | $ 323,000 |
| Pinellas County Florida | 1 | $ 395,000 | $ 395,000 | $ 436,000 |
| Santa Rosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Walton County Florida | 1 | $ 155,000 | $ 155,000 | $ 197,000 |
| Bibb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 225,000 |
| DeKalb County Georgia | 1 | $ 595,000 | $ 595,000 | $ 301,000 |
| Forsyth County Georgia | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Greene County Georgia | 1 | $ 3,105,000 | $ 3,105,000 | $ 5,632,000 |
| Blaine County Idaho | 1 | $ 525,000 | $ 525,000 | $ 2,006,000 |
| DuPage County Illinois | 1 | $ 655,000 | $ 655,000 | $ 259,000 |
| Macoupin County Illinois | 1 | $ 175,000 | $ 175,000 | $ 584,000 |
| Marion County Illinois | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Montgomery County Illinois | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Perry County Illinois | 1 | $ 395,000 | $ 395,000 | $ 342,000 |
| Sangamon County Illinois | 1 | $ 365,000 | $ 365,000 | $ 315,000 |
| Linn County Iowa | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| O'Brien County Iowa | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Scott County Iowa | 1 | $ 595,000 | $ 595,000 | $ 417,000 |
| Anderson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Butler County Kansas | 1 | $ 1,005,000 | $ 1,005,000 | $ 5,565,000 |
| Crawford County Kansas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Doniphan County Kansas | 1 | $ 15,000 | $ 15,000 | $ 55,000 |
| Ellis County Kansas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Ellsworth County Kansas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Geary County Kansas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Gray County Kansas | 1 | $ 325,000 | $ 325,000 | $ 498,000 |
| Greenwood County Kansas | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Jackson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Lyon County Kansas | 1 | $ 605,000 | $ 605,000 | $ 295,000 |
| Marion County Kansas | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Morris County Kansas | 1 | $ 305,000 | $ 305,000 | $ 283,000 |
| Nemaha County Kansas | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Neosho County Kansas | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Osage County Kansas | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Osborne County Kansas | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Ottawa County Kansas | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Reno County Kansas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Wabaunsee County Kansas | 1 | $ 405,000 | $ 405,000 | $ 487,000 |
| Jefferson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Barnstable County Massachusetts | 1 | $ 1,115,000 | $ 1,115,000 | $ 342,000 |
| Bristol County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 169,000 |
| Norfolk County Massachusetts | 1 | $ 595,000 | $ 595,000 | $ 502,000 |
| Allegan County Michigan | 1 | $ 485,000 | $ 485,000 | $ 260,000 |
| Cheboygan County Michigan | 1 | $ 435,000 | $ 435,000 | $ 851,000 |
| Macomb County Michigan | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Dakota County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 645,000 |
| Olmsted County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Adair County Missouri | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Audrain County Missouri | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Butler County Missouri | 1 | $ 145,000 | $ 145,000 | $ 345,000 |
| Caldwell County Missouri | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Callaway County Missouri | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Cedar County Missouri | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Clinton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Crawford County Missouri | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Dade County Missouri | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Gasconade County Missouri | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Gentry County Missouri | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Holt County Missouri | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Laclede County Missouri | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Livingston County Missouri | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Pettis County Missouri | 1 | $ 445,000 | $ 445,000 | $ 215,000 |
| Phelps County Missouri | 1 | $ 455,000 | $ 455,000 | $ 230,000 |
| Randolph County Missouri | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Scotland County Missouri | 1 | $ 505,000 | $ 505,000 | $ 375,000 |
| St. Clair County Missouri | 1 | $ 155,000 | $ 155,000 | $ 101,000 |
| Ste. Genevieve County Missouri | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| Texas County Missouri | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Flathead County Montana | 1 | $ 385,000 | $ 385,000 | $ 137,000 |
| Buffalo County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 208,000 |
| Dodge County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Saunders County Nebraska | 1 | $ 755,000 | $ 755,000 | $ 397,000 |
| Hillsborough County New Hampshire | 1 | $ 375,000 | $ 375,000 | $ 560,000 |
| Monmouth County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 165,000 |
| Bernalillo County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 73,000 |
| Colfax County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Carteret County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 212,000 |
| Polk County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Ottawa County Ohio | 1 | $ 245,000 | $ 245,000 | $ 368,000 |
| Stark County Ohio | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Washington County Ohio | 1 | $ 345,000 | $ 345,000 | $ 230,000 |
| Caddo County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 121,000 |
| Carter County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 600,000 |
| Cherokee County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 152,000 |
| Delaware County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Garfield County Oklahoma | 1 | $ 645,000 | $ 645,000 | $ 729,000 |
| Logan County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| McClain County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 264,000 |
| Osage County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Pottawatomie County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Washington County Oklahoma | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Woods County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Benton County Oregon | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Lane County Oregon | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Bradford County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 147,000 |
| Montgomery County Pennsylvania | 1 | $ 775,000 | $ 775,000 | $ 289,000 |
| Berkeley County South Carolina | 1 | $ 575,000 | $ 575,000 | $ 160,000 |
| Horry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 862,000 |
| Davidson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 442,000 |
| Hamilton County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 475,000 |
| Sumner County Tennessee | 1 | $ 18,305,000 | $ 18,305,000 | $ 0 |
| Bastrop County Texas | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Brazos County Texas | 1 | $ 355,000 | $ 355,000 | $ 275,000 |
| Burnet County Texas | 1 | $ 195,000 | $ 195,000 | $ 288,000 |
| Cameron County Texas | 1 | $ 315,000 | $ 315,000 | $ 384,000 |
| El Paso County Texas | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Hidalgo County Texas | 1 | $ 245,000 | $ 245,000 | $ 317,000 |
| Hood County Texas | 1 | $ 485,000 | $ 485,000 | $ 568,000 |
| Johnson County Texas | 1 | $ 335,000 | $ 335,000 | $ 275,000 |
| Lubbock County Texas | 1 | $ 245,000 | $ 245,000 | $ 400,000 |
| Midland County Texas | 1 | $ 205,000 | $ 205,000 | $ 568,000 |
| Montgomery County Texas | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Nueces County Texas | 1 | $ 255,000 | $ 255,000 | $ 423,000 |
| Wise County Texas | 1 | $ 255,000 | $ 255,000 | $ 131,000 |
| Davis County Utah | 1 | $ 625,000 | $ 625,000 | $ 325,000 |
| Summit County Utah | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Utah County Utah | 1 | $ 615,000 | $ 615,000 | $ 220,000 |
| Addison County Vermont | 1 | $ 235,000 | $ 235,000 | $ 132,000 |
| Snohomish County Washington | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Dane County Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 711,000 |
| Door County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Ozaukee County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Taylor County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 445,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,507 | $417,475,000 | $277,000 | $23,005,000 | $231,000 | $5,730,000 |
| Home Improvement | 1,108 | $102,020,000 | $92,000 | $1,605,000 | $148,000 | $4,130,000 |
| Home Purchase | 874 | $498,410,000 | $570,000 | $52,335,000 | $309,000 | $7,004,000 |
| Other Purpose | 798 | $133,010,000 | $166,000 | $8,005,000 | $192,000 | $7,899,000 |
| Cash-out Refinancing | 164 | $68,420,000 | $417,000 | $2,525,000 | $217,000 | $2,621,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,395 | $763,175,000 | $224,000 | $6,505,000 | $228,000 | $7,899,000 |
| Not Provided | 498 | $102,630,000 | $206,000 | $2,295,000 | $200,000 | $3,202,000 |
| Hispanic | 156 | $34,760,000 | $222,000 | $8,005,000 | $148,000 | $1,237,000 |
| Black or African American | 146 | $18,280,000 | $125,000 | $2,155,000 | $108,000 | $882,000 |
| Asian | 113 | $30,625,000 | $271,000 | $2,005,000 | $201,000 | $1,923,000 |
| Not applicable | 104 | $265,260,000 | $2,550,000 | $52,335,000 | $0 | $0 |
| American Indian or Alaskan Native | 27 | $2,765,000 | $102,000 | $455,000 | $98,000 | $347,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,420,000 | $236,000 | $805,000 | $338,000 | $817,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,384 | $1,207,290,000 | $275,000 | $52,335,000 | $219,000 | $7,899,000 |
| FHA-insured (Federal Housing Administration) | 40 | $6,330,000 | $158,000 | $345,000 | $61,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 22 | $5,250,000 | $238,000 | $465,000 | $74,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $465,000 | $93,000 | $145,000 | $40,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,998 | $853,590,000 | $284,000 | $33,345,000 | $243,000 | $7,899,000 |
| Application Denied By Financial Institution | 897 | $198,715,000 | $221,000 | $52,335,000 | $121,000 | $2,425,000 |
| Application Withdrawn By Applicant | 365 | $119,095,000 | $326,000 | $14,105,000 | $258,000 | $7,004,000 |
| File Closed For Incompleteness | 94 | $15,380,000 | $163,000 | $765,000 | $149,000 | $627,000 |
| Application Approved But Not Accepted | 63 | $15,585,000 | $247,000 | $2,005,000 | $164,000 | $713,000 |
| Preapproval Approved but not Accepted | 28 | $14,630,000 | $522,000 | $2,005,000 | $309,000 | $1,000,000 |
| Preapproval Denied by Financial Institution | 6 | $2,340,000 | $390,000 | $615,000 | $222,000 | $507,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,548 | $1,018,280,000 | $287,000 | $33,345,000 | $241,000 | $7,899,000 |
| Debt-To-Income Ratio | 378 | $64,570,000 | $170,000 | $2,605,000 | $90,000 | $2,425,000 |
| Credit History | 287 | $21,475,000 | $74,000 | $2,005,000 | $88,000 | $900,000 |
| Collateral | 137 | $28,445,000 | $207,000 | $6,505,000 | $207,000 | $1,529,000 |
| Other | 47 | $68,865,000 | $1,465,000 | $52,335,000 | $251,000 | $1,083,000 |
| Credit Application Incomplete | 28 | $7,650,000 | $273,000 | $2,005,000 | $197,000 | $680,000 |
| Unverifiable Information | 18 | $6,320,000 | $351,000 | $1,005,000 | $230,000 | $675,000 |
| Employment History | 6 | $2,130,000 | $355,000 | $1,185,000 | $245,000 | $776,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,600,000 | $800,000 | $1,255,000 | $470,000 | $841,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.