Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Umb Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,665 |
| Total Mortgage Loan Application Amount | $1,385,105,000 |
| Average Mortgage Loan Application Amount | $303,000 |
| Highest Mortgage Loan Application Amount | $73,005,000 |
| Average Applicant Income | $189,200 |
| Highest Applicant Income | $8,761,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 586 | $ 94,540,000 | $ 161,000 | $ 119,000 |
| Maricopa County Arizona | 402 | $ 276,050,000 | $ 686,000 | $ 328,000 |
| Johnson County Kansas | 380 | $ 74,600,000 | $ 196,000 | $ 211,000 |
| Denver County Colorado | 181 | $ 77,015,000 | $ 425,000 | $ 276,000 |
| St. Louis County Missouri | 157 | $ 37,955,000 | $ 241,000 | $ 251,000 |
| Clay County Missouri | 155 | $ 23,015,000 | $ 148,000 | $ 99,000 |
| Wyandotte County Kansas | 114 | $ 16,340,000 | $ 143,000 | $ 76,000 |
| Arapahoe County Colorado | 97 | $ 37,355,000 | $ 385,000 | $ 265,000 |
| Douglas County Colorado | 80 | $ 87,930,000 | $ 1,099,000 | $ 272,000 |
| Cass County Missouri | 80 | $ 12,630,000 | $ 157,000 | $ 170,000 |
| Jefferson County Colorado | 72 | $ 22,750,000 | $ 315,000 | $ 247,000 |
| El Paso County Colorado | 68 | $ 12,010,000 | $ 176,000 | $ 138,000 |
| Platte County Missouri | 68 | $ 30,630,000 | $ 450,000 | $ 178,000 |
| Tarrant County Texas | 54 | $ 22,560,000 | $ 417,000 | $ 276,000 |
| St. Charles County Missouri | 51 | $ 20,545,000 | $ 402,000 | $ 170,000 |
| Greene County Missouri | 42 | $ 14,730,000 | $ 350,000 | $ 147,000 |
| Buchanan County Missouri | 41 | $ 2,895,000 | $ 70,000 | $ 69,000 |
| Adams County Colorado | 39 | $ 85,625,000 | $ 2,195,000 | $ 126,000 |
| Dallas County Texas | 33 | $ 19,035,000 | $ 576,000 | $ 353,000 |
| Oklahoma County Oklahoma | 29 | $ 4,015,000 | $ 138,000 | $ 119,000 |
| Boulder County Colorado | 23 | $ 11,885,000 | $ 516,000 | $ 357,000 |
| St. Clair County Illinois | 23 | $ 2,485,000 | $ 108,000 | $ 111,000 |
| St. Louis City County Missouri | 23 | $ 5,745,000 | $ 249,000 | $ 165,000 |
| Collin County Texas | 23 | $ 13,355,000 | $ 580,000 | $ 310,000 |
| Benton County Missouri | 21 | $ 1,415,000 | $ 67,000 | $ 79,000 |
| Jefferson County Missouri | 20 | $ 3,270,000 | $ 163,000 | $ 129,000 |
| Linn County Missouri | 20 | $ 1,430,000 | $ 71,000 | $ 73,000 |
| Tulsa County Oklahoma | 19 | $ 2,765,000 | $ 145,000 | $ 264,000 |
| Sedgwick County Kansas | 18 | $ 3,760,000 | $ 208,000 | $ 151,000 |
| Shawnee County Kansas | 18 | $ 2,120,000 | $ 117,000 | $ 81,000 |
| Johnson County Missouri | 18 | $ 2,260,000 | $ 125,000 | $ 85,000 |
| Barry County Missouri | 17 | $ 1,435,000 | $ 84,000 | $ 73,000 |
| Yavapai County Arizona | 16 | $ 4,250,000 | $ 265,000 | $ 243,000 |
| Weld County Colorado | 15 | $ 4,085,000 | $ 272,000 | $ 349,000 |
| Boone County Missouri | 15 | $ 4,125,000 | $ 275,000 | $ 234,000 |
| Jasper County Missouri | 15 | $ 1,495,000 | $ 99,000 | $ 138,000 |
| Denton County Texas | 15 | $ 9,665,000 | $ 644,000 | $ 389,000 |
| Lawrence County Missouri | 13 | $ 1,215,000 | $ 93,000 | $ 69,000 |
| Madison County Illinois | 12 | $ 1,360,000 | $ 113,000 | $ 147,000 |
| Douglas County Kansas | 12 | $ 2,220,000 | $ 185,000 | $ 105,000 |
| Cleveland County Oklahoma | 12 | $ 2,460,000 | $ 205,000 | $ 137,000 |
| Russell County Kansas | 11 | $ 645,000 | $ 58,000 | $ 42,000 |
| Saline County Kansas | 11 | $ 1,225,000 | $ 111,000 | $ 80,000 |
| Douglas County Nebraska | 11 | $ 4,565,000 | $ 415,000 | $ 362,000 |
| Miami County Kansas | 10 | $ 1,140,000 | $ 114,000 | $ 147,000 |
| Henry County Missouri | 10 | $ 1,060,000 | $ 106,000 | $ 90,000 |
| Atchison County Kansas | 9 | $ 465,000 | $ 51,000 | $ 74,000 |
| Bourbon County Kansas | 9 | $ 525,000 | $ 58,000 | $ 59,000 |
| Leavenworth County Kansas | 9 | $ 1,595,000 | $ 177,000 | $ 165,000 |
| Parker County Texas | 9 | $ 2,555,000 | $ 283,000 | $ 224,000 |
| Pima County Arizona | 8 | $ 3,430,000 | $ 428,000 | $ 218,000 |
| Larimer County Colorado | 8 | $ 4,260,000 | $ 532,000 | $ 312,000 |
| Pettis County Missouri | 8 | $ 1,650,000 | $ 206,000 | $ 149,000 |
| Canadian County Oklahoma | 8 | $ 650,000 | $ 81,000 | $ 131,000 |
| Andrew County Missouri | 7 | $ 655,000 | $ 93,000 | $ 85,000 |
| Christian County Missouri | 7 | $ 1,945,000 | $ 277,000 | $ 197,000 |
| Cooper County Missouri | 7 | $ 1,045,000 | $ 149,000 | $ 81,000 |
| Delaware County Oklahoma | 7 | $ 1,455,000 | $ 207,000 | $ 108,000 |
| Grand County Colorado | 6 | $ 3,980,000 | $ 663,000 | $ 680,000 |
| Finney County Kansas | 6 | $ 1,370,000 | $ 228,000 | $ 72,000 |
| Osage County Kansas | 6 | $ 640,000 | $ 106,000 | $ 71,000 |
| Stone County Missouri | 6 | $ 1,260,000 | $ 210,000 | $ 172,000 |
| Navajo County Arizona | 5 | $ 1,545,000 | $ 309,000 | $ 743,000 |
| Summit County Colorado | 5 | $ 5,425,000 | $ 1,085,000 | $ 478,000 |
| Crawford County Kansas | 5 | $ 455,000 | $ 91,000 | $ 349,000 |
| Dickinson County Kansas | 5 | $ 335,000 | $ 67,000 | $ 100,000 |
| Ford County Kansas | 5 | $ 1,155,000 | $ 231,000 | $ 86,000 |
| Clinton County Missouri | 5 | $ 745,000 | $ 149,000 | $ 112,000 |
| Cole County Missouri | 5 | $ 505,000 | $ 101,000 | $ 88,000 |
| Ray County Missouri | 5 | $ 855,000 | $ 171,000 | $ 112,000 |
| Johnson County Texas | 5 | $ 3,275,000 | $ 655,000 | $ 115,000 |
| Salt Lake County Utah | 5 | $ 1,905,000 | $ 381,000 | $ 243,000 |
| Coconino County Arizona | 4 | $ 2,740,000 | $ 685,000 | $ 363,000 |
| Elbert County Colorado | 4 | $ 630,000 | $ 157,000 | $ 104,000 |
| Fremont County Colorado | 4 | $ 1,330,000 | $ 332,000 | $ 246,000 |
| Garfield County Colorado | 4 | $ 3,630,000 | $ 907,000 | $ 323,000 |
| Pitkin County Colorado | 4 | $ 5,410,000 | $ 1,352,000 | $ 890,000 |
| Collier County Florida | 4 | $ 1,880,000 | $ 470,000 | $ 442,000 |
| Gray County Kansas | 4 | $ 850,000 | $ 212,000 | $ 76,000 |
| Meade County Kansas | 4 | $ 750,000 | $ 187,000 | $ 78,000 |
| Riley County Kansas | 4 | $ 1,250,000 | $ 312,000 | $ 106,000 |
| Lafayette County Missouri | 4 | $ 220,000 | $ 55,000 | $ 107,000 |
| Morgan County Missouri | 4 | $ 1,140,000 | $ 285,000 | $ 463,000 |
| Taney County Missouri | 4 | $ 910,000 | $ 227,000 | $ 186,000 |
| Webster County Missouri | 4 | $ 1,280,000 | $ 320,000 | $ 90,000 |
| Clark County Nevada | 4 | $ 1,910,000 | $ 477,000 | $ 490,000 |
| Bernalillo County New Mexico | 4 | $ 970,000 | $ 242,000 | $ 250,000 |
| Logan County Oklahoma | 4 | $ 460,000 | $ 115,000 | $ 194,000 |
| Pottawatomie County Oklahoma | 4 | $ 850,000 | $ 212,000 | $ 120,000 |
| Harris County Texas | 4 | $ 2,270,000 | $ 567,000 | $ 461,000 |
| Pinal County Arizona | 3 | $ 1,075,000 | $ 358,000 | $ 152,000 |
| Eagle County Colorado | 3 | $ 2,405,000 | $ 801,000 | $ 917,000 |
| Butler County Kansas | 3 | $ 185,000 | $ 61,000 | $ 242,000 |
| Grant County Kansas | 3 | $ 485,000 | $ 161,000 | $ 77,000 |
| Haskell County Kansas | 3 | $ 465,000 | $ 155,000 | $ 87,000 |
| Jefferson County Kansas | 3 | $ 265,000 | $ 88,000 | $ 111,000 |
| Kearny County Kansas | 3 | $ 735,000 | $ 245,000 | $ 104,000 |
| Pottawatomie County Kansas | 3 | $ 295,000 | $ 98,000 | $ 112,000 |
| Camden County Missouri | 3 | $ 785,000 | $ 261,000 | $ 573,000 |
| DeKalb County Missouri | 3 | $ 155,000 | $ 51,000 | $ 82,000 |
| Howard County Missouri | 3 | $ 365,000 | $ 121,000 | $ 235,000 |
| Rogers County Oklahoma | 3 | $ 295,000 | $ 98,000 | $ 130,000 |
| Travis County Texas | 3 | $ 3,595,000 | $ 1,198,000 | $ 1,060,000 |
| Apache County Arizona | 2 | $ 170,000 | $ 85,000 | $ 237,000 |
| La Paz County Arizona | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Orange County California | 2 | $ 1,940,000 | $ 970,000 | $ 338,000 |
| San Diego County California | 2 | $ 4,170,000 | $ 2,085,000 | $ 1,440,000 |
| Broomfield County Colorado | 2 | $ 710,000 | $ 355,000 | $ 385,000 |
| La Plata County Colorado | 2 | $ 410,000 | $ 205,000 | $ 273,000 |
| Lee County Florida | 2 | $ 400,000 | $ 200,000 | $ 368,000 |
| Pinellas County Florida | 2 | $ 2,120,000 | $ 1,060,000 | $ 953,000 |
| Ada County Idaho | 2 | $ 880,000 | $ 440,000 | $ 132,000 |
| Cook County Illinois | 2 | $ 920,000 | $ 460,000 | $ 146,000 |
| Jackson County Kansas | 2 | $ 50,000 | $ 25,000 | $ 224,000 |
| Livingston County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Bates County Missouri | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| Chariton County Missouri | 2 | $ 400,000 | $ 200,000 | $ 102,000 |
| Franklin County Missouri | 2 | $ 220,000 | $ 110,000 | $ 303,000 |
| Newton County Missouri | 2 | $ 170,000 | $ 85,000 | $ 147,000 |
| Oregon County Missouri | 2 | $ 360,000 | $ 180,000 | $ 76,000 |
| St. Clair County Missouri | 2 | $ 40,000 | $ 20,000 | $ 34,000 |
| Yellowstone County Montana | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Washington County Nebraska | 2 | $ 1,040,000 | $ 520,000 | $ 219,000 |
| Sandoval County New Mexico | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 1,290,000 | $ 645,000 | $ 440,000 |
| Wagoner County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 135,000 |
| Woodward County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 133,000 |
| Beaufort County South Carolina | 2 | $ 1,310,000 | $ 655,000 | $ 556,000 |
| El Paso County Texas | 2 | $ 360,000 | $ 180,000 | $ 153,000 |
| Galveston County Texas | 2 | $ 2,570,000 | $ 1,285,000 | $ 1,273,000 |
| Summit County Utah | 2 | $ 6,430,000 | $ 3,215,000 | $ 1,535,000 |
| Utah County Utah | 2 | $ 39,950,000 | $ 19,975,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 1,360,000 | $ 680,000 | $ 378,000 |
| Clallam County Washington | 2 | $ 630,000 | $ 315,000 | $ 1,504,000 |
| Sheridan County Wyoming | 2 | $ 540,000 | $ 270,000 | $ 1,627,000 |
| Baldwin County Alabama | 1 | $ 625,000 | $ 625,000 | $ 222,000 |
| Cochise County Arizona | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Gila County Arizona | 1 | $ 205,000 | $ 205,000 | $ 139,000 |
| Benton County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 241,000 |
| Washington County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 414,000 |
| Los Angeles County California | 1 | $ 695,000 | $ 695,000 | $ 961,000 |
| Placer County California | 1 | $ 705,000 | $ 705,000 | $ 315,000 |
| San Joaquin County California | 1 | $ 105,000 | $ 105,000 | $ 130,000 |
| Santa Barbara County California | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Delta County Colorado | 1 | $ 305,000 | $ 305,000 | $ 317,000 |
| Gunnison County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Lake County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Morgan County Colorado | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Pueblo County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Routt County Colorado | 1 | $ 985,000 | $ 985,000 | $ 1,190,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,525,000 | $ 1,525,000 | $ 371,000 |
| Broward County Florida | 1 | $ 2,645,000 | $ 2,645,000 | $ 1,401,000 |
| Indian River County Florida | 1 | $ 705,000 | $ 705,000 | $ 316,000 |
| Miami-Dade County Florida | 1 | $ 135,000 | $ 135,000 | $ 212,000 |
| Palm Beach County Florida | 1 | $ 2,105,000 | $ 2,105,000 | $ 611,000 |
| Polk County Florida | 1 | $ 105,000 | $ 105,000 | $ 160,000 |
| Coweta County Georgia | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Maui County Hawaii | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Blaine County Idaho | 1 | $ 525,000 | $ 525,000 | $ 1,279,000 |
| Monroe County Illinois | 1 | $ 385,000 | $ 385,000 | $ 241,000 |
| Hamilton County Indiana | 1 | $ 35,005,000 | $ 35,005,000 | $ 0 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Boone County Iowa | 1 | $ 345,000 | $ 345,000 | $ 338,000 |
| Ringgold County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Clark County Kansas | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Cloud County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Franklin County Kansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Geary County Kansas | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Harvey County Kansas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Labette County Kansas | 1 | $ 105,000 | $ 105,000 | $ 409,000 |
| Linn County Kansas | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Pawnee County Kansas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Oxford County Maine | 1 | $ 665,000 | $ 665,000 | $ 200,000 |
| Baltimore City County Maryland | 1 | $ 5,000 | $ 5,000 | $ 82,000 |
| Charlevoix County Michigan | 1 | $ 2,845,000 | $ 2,845,000 | $ 898,000 |
| Cheboygan County Michigan | 1 | $ 14,655,000 | $ 14,655,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 75,000 | $ 75,000 | $ 610,000 |
| Van Buren County Michigan | 1 | $ 455,000 | $ 455,000 | $ 513,000 |
| Hennepin County Minnesota | 1 | $ 1,845,000 | $ 1,845,000 | $ 867,000 |
| Scott County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 128,000 |
| Sherburne County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Washington County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 84,000 |
| Lafayette County Mississippi | 1 | $ 555,000 | $ 555,000 | $ 300,000 |
| Adair County Missouri | 1 | $ 385,000 | $ 385,000 | $ 396,000 |
| Audrain County Missouri | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Caldwell County Missouri | 1 | $ 45,000 | $ 45,000 | $ 115,000 |
| Cape Girardeau County Missouri | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Carroll County Missouri | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Cedar County Missouri | 1 | $ 15,000 | $ 15,000 | $ 174,000 |
| Hickory County Missouri | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Holt County Missouri | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Howell County Missouri | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Laclede County Missouri | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Lincoln County Missouri | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| Marion County Missouri | 1 | $ 1,145,000 | $ 1,145,000 | $ 466,000 |
| Nodaway County Missouri | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Phelps County Missouri | 1 | $ 125,000 | $ 125,000 | $ 285,000 |
| Polk County Missouri | 1 | $ 125,000 | $ 125,000 | $ 396,000 |
| Randolph County Missouri | 1 | $ 565,000 | $ 565,000 | $ 360,000 |
| Flathead County Montana | 1 | $ 10,405,000 | $ 10,405,000 | $ 0 |
| Nemaha County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Washoe County Nevada | 1 | $ 585,000 | $ 585,000 | $ 309,000 |
| Santa Fe County New Mexico | 1 | $ 575,000 | $ 575,000 | $ 658,000 |
| New York County New York | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Westchester County New York | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| New Hanover County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Pender County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Creek County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Nowata County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Okmulgee County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Pushmataha County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 370,000 |
| Washington County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 165,000 |
| Woods County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Tillamook County Oregon | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Dorchester County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lancaster County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| York County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Williamson County Tennessee | 1 | $ 2,565,000 | $ 2,565,000 | $ 1,164,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Bexar County Texas | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| Brazoria County Texas | 1 | $ 435,000 | $ 435,000 | $ 260,000 |
| Cameron County Texas | 1 | $ 235,000 | $ 235,000 | $ 447,000 |
| Comal County Texas | 1 | $ 1,205,000 | $ 1,205,000 | $ 318,000 |
| Ellis County Texas | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Franklin County Texas | 1 | $ 2,775,000 | $ 2,775,000 | $ 5,838,000 |
| Gregg County Texas | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Navarro County Texas | 1 | $ 805,000 | $ 805,000 | $ 1,374,000 |
| Rockwall County Texas | 1 | $ 365,000 | $ 365,000 | $ 333,000 |
| San Patricio County Texas | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Williamson County Texas | 1 | $ 585,000 | $ 585,000 | $ 156,000 |
| Davis County Utah | 1 | $ 425,000 | $ 425,000 | $ 229,000 |
| Addison County Vermont | 1 | $ 205,000 | $ 205,000 | $ 258,000 |
| Richmond City County Virginia | 1 | $ 1,105,000 | $ 1,105,000 | $ 200,000 |
| Clark County Washington | 1 | $ 255,000 | $ 255,000 | $ 323,000 |
| King County Washington | 1 | $ 5,000 | $ 5,000 | $ 188,000 |
| Kanawha County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| St. Croix County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Winnebago County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 820,000 |
| Converse County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,426 | $967,450,000 | $678,000 | $73,005,000 | $250,000 | $6,058,000 |
| Home Improvement | 944 | $108,590,000 | $115,000 | $3,605,000 | $159,000 | $2,432,000 |
| Refinancing | 633 | $194,965,000 | $308,000 | $14,655,000 | $233,000 | $8,761,000 |
| Other Purpose | 619 | $103,465,000 | $167,000 | $3,175,000 | $197,000 | $4,244,000 |
| Cash-out Refinancing | 43 | $10,635,000 | $247,000 | $905,000 | $107,000 | $258,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,285 | $653,665,000 | $286,000 | $7,205,000 | $236,000 | $8,761,000 |
| Not Provided | 513 | $148,755,000 | $289,000 | $8,865,000 | $244,000 | $5,346,000 |
| Hispanic | 407 | $96,505,000 | $237,000 | $2,265,000 | $109,000 | $2,853,000 |
| Black or African American | 244 | $41,870,000 | $171,000 | $775,000 | $93,000 | $648,000 |
| Asian | 102 | $45,170,000 | $442,000 | $3,605,000 | $272,000 | $1,800,000 |
| Not applicable | 70 | $393,340,000 | $5,619,000 | $73,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 36 | $5,010,000 | $139,000 | $545,000 | $94,000 | $548,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $380,000 | $63,000 | $105,000 | $132,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,506 | $1,343,070,000 | $383,000 | $73,005,000 | $218,000 | $8,761,000 |
| FHA-insured (Federal Housing Administration) | 130 | $35,400,000 | $272,000 | $665,000 | $86,000 | $328,000 |
| VA-guaranteed (Veterans Administration) | 17 | $4,345,000 | $255,000 | $615,000 | $96,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,290,000 | $190,000 | $365,000 | $72,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,311 | $1,028,895,000 | $445,000 | $73,005,000 | $237,000 | $8,761,000 |
| Application Denied By Financial Institution | 878 | $153,210,000 | $174,000 | $4,005,000 | $133,000 | $5,005,000 |
| Application Withdrawn By Applicant | 334 | $119,400,000 | $357,000 | $10,405,000 | $189,000 | $2,980,000 |
| Preapproval Approved but not Accepted | 56 | $46,120,000 | $823,000 | $4,005,000 | $570,000 | $2,899,000 |
| Application Approved But Not Accepted | 45 | $8,005,000 | $177,000 | $785,000 | $159,000 | $719,000 |
| File Closed For Incompleteness | 21 | $10,765,000 | $512,000 | $2,205,000 | $305,000 | $2,492,000 |
| Preapproval Denied by Financial Institution | 20 | $18,710,000 | $935,000 | $2,005,000 | $476,000 | $1,910,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,767 | $1,213,185,000 | $438,000 | $73,005,000 | $237,000 | $8,761,000 |
| Debt-To-Income Ratio | 484 | $97,480,000 | $201,000 | $3,605,000 | $109,000 | $1,500,000 |
| Credit History | 193 | $23,435,000 | $121,000 | $2,005,000 | $138,000 | $2,853,000 |
| Credit Application Incomplete | 89 | $16,585,000 | $186,000 | $1,395,000 | $194,000 | $1,910,000 |
| Collateral | 55 | $18,615,000 | $338,000 | $4,005,000 | $287,000 | $5,005,000 |
| Other | 52 | $11,210,000 | $215,000 | $965,000 | $228,000 | $1,500,000 |
| Unverifiable Information | 12 | $1,960,000 | $163,000 | $555,000 | $83,000 | $283,000 |
| Employment History | 11 | $2,265,000 | $205,000 | $565,000 | $64,000 | $146,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $370,000 | $185,000 | $225,000 | $75,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.