Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 25,586 |
| Total Mortgage Loan Application Amount | $8,504,190,000 |
| Average Mortgage Loan Application Amount | $289,000 |
| Highest Mortgage Loan Application Amount | $43,605,000 |
| Average Applicant Income | $141,600 |
| Highest Applicant Income | $5,088,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,126 | $ 1,176,560,000 | $ 553,000 | $ 222,000 |
| Whatcom County Washington | 1,380 | $ 429,450,000 | $ 311,000 | $ 116,000 |
| Multnomah County Oregon | 1,356 | $ 477,840,000 | $ 352,000 | $ 148,000 |
| Clark County Washington | 1,338 | $ 416,510,000 | $ 311,000 | $ 126,000 |
| Douglas County Oregon | 800 | $ 153,170,000 | $ 191,000 | $ 89,000 |
| Pierce County Washington | 791 | $ 241,985,000 | $ 305,000 | $ 124,000 |
| Lane County Oregon | 754 | $ 183,840,000 | $ 243,000 | $ 112,000 |
| Washington County Oregon | 738 | $ 279,240,000 | $ 378,000 | $ 145,000 |
| Clackamas County Oregon | 736 | $ 313,910,000 | $ 426,000 | $ 185,000 |
| Spokane County Washington | 618 | $ 135,440,000 | $ 219,000 | $ 98,000 |
| Deschutes County Oregon | 568 | $ 175,730,000 | $ 309,000 | $ 144,000 |
| Benton County Washington | 562 | $ 149,790,000 | $ 266,000 | $ 115,000 |
| Snohomish County Washington | 557 | $ 207,875,000 | $ 373,000 | $ 149,000 |
| Marion County Oregon | 521 | $ 154,915,000 | $ 297,000 | $ 116,000 |
| Jackson County Oregon | 508 | $ 132,070,000 | $ 259,000 | $ 135,000 |
| Linn County Oregon | 450 | $ 90,460,000 | $ 201,000 | $ 92,000 |
| Sacramento County California | 412 | $ 127,280,000 | $ 308,000 | $ 141,000 |
| Coos County Oregon | 404 | $ 74,730,000 | $ 184,000 | $ 86,000 |
| Sonoma County California | 378 | $ 160,140,000 | $ 423,000 | $ 193,000 |
| Kootenai County Idaho | 368 | $ 92,280,000 | $ 250,000 | $ 107,000 |
| Washoe County Nevada | 336 | $ 117,030,000 | $ 348,000 | $ 172,000 |
| Humboldt County California | 311 | $ 69,195,000 | $ 222,000 | $ 106,000 |
| Skagit County Washington | 311 | $ 93,215,000 | $ 299,000 | $ 93,000 |
| Los Angeles County California | 304 | $ 378,790,000 | $ 1,246,000 | $ 316,000 |
| Franklin County Washington | 292 | $ 63,280,000 | $ 216,000 | $ 84,000 |
| Cowlitz County Washington | 278 | $ 83,410,000 | $ 300,000 | $ 104,000 |
| Placer County California | 268 | $ 87,030,000 | $ 324,000 | $ 195,000 |
| Kittitas County Washington | 250 | $ 72,180,000 | $ 288,000 | $ 142,000 |
| Josephine County Oregon | 244 | $ 43,570,000 | $ 178,000 | $ 85,000 |
| Klamath County Oregon | 243 | $ 39,675,000 | $ 163,000 | $ 83,000 |
| Curry County Oregon | 220 | $ 44,200,000 | $ 200,000 | $ 129,000 |
| Benton County Oregon | 211 | $ 62,355,000 | $ 295,000 | $ 144,000 |
| Contra Costa County California | 209 | $ 94,405,000 | $ 451,000 | $ 205,000 |
| Kitsap County Washington | 192 | $ 64,820,000 | $ 337,000 | $ 139,000 |
| Yamhill County Oregon | 168 | $ 59,270,000 | $ 352,000 | $ 128,000 |
| Lincoln County Oregon | 164 | $ 32,990,000 | $ 201,000 | $ 92,000 |
| Alameda County California | 160 | $ 98,440,000 | $ 615,000 | $ 198,000 |
| Solano County California | 157 | $ 49,885,000 | $ 317,000 | $ 154,000 |
| Klickitat County Washington | 157 | $ 39,345,000 | $ 250,000 | $ 90,000 |
| Polk County Oregon | 150 | $ 46,120,000 | $ 307,000 | $ 132,000 |
| Marin County California | 148 | $ 105,990,000 | $ 716,000 | $ 302,000 |
| San Francisco County California | 145 | $ 90,735,000 | $ 625,000 | $ 220,000 |
| El Dorado County California | 144 | $ 44,300,000 | $ 307,000 | $ 169,000 |
| Yakima County Washington | 135 | $ 25,975,000 | $ 192,000 | $ 92,000 |
| Thurston County Washington | 128 | $ 35,830,000 | $ 279,000 | $ 124,000 |
| Ada County Idaho | 125 | $ 35,665,000 | $ 285,000 | $ 112,000 |
| Butte County California | 124 | $ 32,450,000 | $ 261,000 | $ 123,000 |
| Sutter County California | 114 | $ 23,880,000 | $ 209,000 | $ 95,000 |
| Lewis County Washington | 112 | $ 24,980,000 | $ 223,000 | $ 85,000 |
| Columbia County Oregon | 110 | $ 32,120,000 | $ 292,000 | $ 97,000 |
| Union County Oregon | 110 | $ 14,480,000 | $ 131,000 | $ 76,000 |
| Tillamook County Oregon | 109 | $ 25,175,000 | $ 230,000 | $ 117,000 |
| Umatilla County Oregon | 108 | $ 18,060,000 | $ 167,000 | $ 82,000 |
| Napa County California | 105 | $ 38,585,000 | $ 367,000 | $ 218,000 |
| Grant County Washington | 103 | $ 15,895,000 | $ 154,000 | $ 98,000 |
| Lake County California | 102 | $ 19,170,000 | $ 187,000 | $ 117,000 |
| Shasta County California | 102 | $ 22,660,000 | $ 222,000 | $ 147,000 |
| Tuolumne County California | 95 | $ 19,025,000 | $ 200,000 | $ 101,000 |
| Clallam County Washington | 95 | $ 21,585,000 | $ 227,000 | $ 113,000 |
| San Diego County California | 94 | $ 71,230,000 | $ 757,000 | $ 325,000 |
| Canyon County Idaho | 93 | $ 20,465,000 | $ 220,000 | $ 84,000 |
| Stanislaus County California | 92 | $ 23,630,000 | $ 256,000 | $ 141,000 |
| Grays Harbor County Washington | 91 | $ 13,475,000 | $ 148,000 | $ 87,000 |
| Clatsop County Oregon | 88 | $ 28,190,000 | $ 320,000 | $ 138,000 |
| Valley County Idaho | 86 | $ 15,080,000 | $ 175,000 | $ 109,000 |
| Calaveras County California | 82 | $ 11,990,000 | $ 146,000 | $ 94,000 |
| Orange County California | 81 | $ 66,715,000 | $ 823,000 | $ 372,000 |
| Crook County Oregon | 80 | $ 25,700,000 | $ 321,000 | $ 119,000 |
| Skamania County Washington | 74 | $ 20,230,000 | $ 273,000 | $ 103,000 |
| Wallowa County Oregon | 73 | $ 11,115,000 | $ 152,000 | $ 77,000 |
| Malheur County Oregon | 72 | $ 9,170,000 | $ 127,000 | $ 62,000 |
| Tehama County California | 71 | $ 11,395,000 | $ 160,000 | $ 125,000 |
| Walla Walla County Washington | 67 | $ 10,325,000 | $ 154,000 | $ 132,000 |
| San Mateo County California | 66 | $ 63,690,000 | $ 965,000 | $ 865,000 |
| Ventura County California | 65 | $ 25,995,000 | $ 399,000 | $ 145,000 |
| Glenn County California | 62 | $ 10,650,000 | $ 171,000 | $ 96,000 |
| Mendocino County California | 62 | $ 18,900,000 | $ 304,000 | $ 176,000 |
| San Joaquin County California | 61 | $ 17,145,000 | $ 281,000 | $ 162,000 |
| Okanogan County Washington | 60 | $ 10,380,000 | $ 173,000 | $ 95,000 |
| Santa Clara County California | 59 | $ 65,135,000 | $ 1,103,000 | $ 309,000 |
| Baker County Oregon | 59 | $ 8,615,000 | $ 146,000 | $ 88,000 |
| Island County Washington | 59 | $ 20,195,000 | $ 342,000 | $ 141,000 |
| Yuba County California | 55 | $ 9,175,000 | $ 166,000 | $ 115,000 |
| Maricopa County Arizona | 53 | $ 22,545,000 | $ 425,000 | $ 202,000 |
| Mason County Washington | 53 | $ 12,875,000 | $ 242,000 | $ 126,000 |
| Yolo County California | 52 | $ 17,260,000 | $ 331,000 | $ 170,000 |
| Riverside County California | 51 | $ 22,845,000 | $ 447,000 | $ 280,000 |
| Latah County Idaho | 51 | $ 8,445,000 | $ 165,000 | $ 108,000 |
| Nez Perce County Idaho | 51 | $ 8,225,000 | $ 161,000 | $ 72,000 |
| Jefferson County Oregon | 51 | $ 10,985,000 | $ 215,000 | $ 88,000 |
| San Luis Obispo County California | 49 | $ 16,955,000 | $ 346,000 | $ 264,000 |
| Harney County Oregon | 48 | $ 5,700,000 | $ 118,000 | $ 80,000 |
| Nevada County California | 47 | $ 15,595,000 | $ 331,000 | $ 145,000 |
| Adams County Washington | 47 | $ 6,545,000 | $ 139,000 | $ 69,000 |
| Lyon County Nevada | 44 | $ 9,830,000 | $ 223,000 | $ 100,000 |
| Wasco County Oregon | 42 | $ 9,470,000 | $ 225,000 | $ 84,000 |
| Clark County Nevada | 41 | $ 24,985,000 | $ 609,000 | $ 362,000 |
| Douglas County Washington | 41 | $ 6,825,000 | $ 166,000 | $ 98,000 |
| Stevens County Washington | 38 | $ 8,870,000 | $ 233,000 | $ 103,000 |
| Chelan County Washington | 37 | $ 11,645,000 | $ 314,000 | $ 176,000 |
| Trinity County California | 34 | $ 4,830,000 | $ 142,000 | $ 82,000 |
| Pacific County Washington | 34 | $ 6,460,000 | $ 190,000 | $ 100,000 |
| Idaho County Idaho | 33 | $ 5,625,000 | $ 170,000 | $ 79,000 |
| Asotin County Washington | 30 | $ 4,070,000 | $ 135,000 | $ 116,000 |
| Amador County California | 29 | $ 5,095,000 | $ 175,000 | $ 132,000 |
| Bonner County Idaho | 29 | $ 5,655,000 | $ 195,000 | $ 91,000 |
| Del Norte County California | 28 | $ 6,480,000 | $ 231,000 | $ 95,000 |
| Merced County California | 26 | $ 9,990,000 | $ 384,000 | $ 136,000 |
| Grant County Oregon | 26 | $ 3,060,000 | $ 117,000 | $ 102,000 |
| Whitman County Washington | 24 | $ 3,680,000 | $ 153,000 | $ 120,000 |
| Colusa County California | 23 | $ 3,555,000 | $ 154,000 | $ 189,000 |
| Siskiyou County California | 23 | $ 4,125,000 | $ 179,000 | $ 122,000 |
| Morrow County Oregon | 23 | $ 3,425,000 | $ 148,000 | $ 111,000 |
| Benewah County Idaho | 19 | $ 2,045,000 | $ 107,000 | $ 49,000 |
| Jefferson County Washington | 15 | $ 4,665,000 | $ 311,000 | $ 145,000 |
| Pinal County Arizona | 14 | $ 2,840,000 | $ 202,000 | $ 285,000 |
| Gem County Idaho | 14 | $ 3,750,000 | $ 267,000 | $ 86,000 |
| Payette County Idaho | 14 | $ 3,160,000 | $ 225,000 | $ 102,000 |
| Santa Cruz County California | 13 | $ 7,915,000 | $ 608,000 | $ 267,000 |
| Hood River County Oregon | 13 | $ 4,995,000 | $ 384,000 | $ 187,000 |
| Lake County Oregon | 13 | $ 1,685,000 | $ 129,000 | $ 72,000 |
| Fresno County California | 12 | $ 4,720,000 | $ 393,000 | $ 175,000 |
| Santa Barbara County California | 12 | $ 8,580,000 | $ 715,000 | $ 400,000 |
| Adams County Idaho | 12 | $ 2,290,000 | $ 190,000 | $ 95,000 |
| Mohave County Arizona | 11 | $ 2,585,000 | $ 235,000 | $ 83,000 |
| San Bernardino County California | 11 | $ 2,405,000 | $ 218,000 | $ 142,000 |
| Shoshone County Idaho | 11 | $ 1,275,000 | $ 115,000 | $ 62,000 |
| Carson City County Nevada | 11 | $ 2,995,000 | $ 272,000 | $ 142,000 |
| Lincoln County Washington | 11 | $ 1,705,000 | $ 155,000 | $ 78,000 |
| San Juan County Washington | 11 | $ 5,905,000 | $ 536,000 | $ 287,000 |
| Wahkiakum County Washington | 11 | $ 3,455,000 | $ 314,000 | $ 102,000 |
| Monterey County California | 10 | $ 23,620,000 | $ 2,362,000 | $ 402,000 |
| Boise County Idaho | 10 | $ 2,160,000 | $ 216,000 | $ 81,000 |
| Washington County Idaho | 10 | $ 1,730,000 | $ 173,000 | $ 76,000 |
| Pend Oreille County Washington | 9 | $ 2,305,000 | $ 256,000 | $ 102,000 |
| Plumas County California | 8 | $ 2,280,000 | $ 285,000 | $ 151,000 |
| Elmore County Idaho | 8 | $ 1,750,000 | $ 218,000 | $ 65,000 |
| Hawaii County Hawaii | 7 | $ 2,335,000 | $ 333,000 | $ 97,000 |
| Ravalli County Montana | 7 | $ 2,185,000 | $ 312,000 | $ 157,000 |
| Douglas County Nevada | 7 | $ 4,875,000 | $ 696,000 | $ 261,000 |
| Sherman County Oregon | 7 | $ 1,415,000 | $ 202,000 | $ 79,000 |
| Kern County California | 6 | $ 3,570,000 | $ 595,000 | $ 200,000 |
| Blaine County Idaho | 6 | $ 2,280,000 | $ 380,000 | $ 243,000 |
| Yavapai County Arizona | 5 | $ 1,265,000 | $ 253,000 | $ 103,000 |
| Bonneville County Idaho | 5 | $ 1,455,000 | $ 291,000 | $ 184,000 |
| Clearwater County Idaho | 5 | $ 215,000 | $ 43,000 | $ 68,000 |
| Elko County Nevada | 5 | $ 1,055,000 | $ 211,000 | $ 109,000 |
| Mariposa County California | 4 | $ 860,000 | $ 215,000 | $ 83,000 |
| Modoc County California | 4 | $ 460,000 | $ 115,000 | $ 72,000 |
| Sierra County California | 4 | $ 1,460,000 | $ 365,000 | $ 79,000 |
| Tulare County California | 4 | $ 1,190,000 | $ 297,000 | $ 130,000 |
| Bannock County Idaho | 4 | $ 440,000 | $ 110,000 | $ 62,000 |
| Yellowstone County Montana | 4 | $ 820,000 | $ 205,000 | $ 40,000 |
| Storey County Nevada | 4 | $ 1,180,000 | $ 295,000 | $ 126,000 |
| Summit County Utah | 4 | $ 4,870,000 | $ 1,217,000 | $ 489,000 |
| Pima County Arizona | 3 | $ 425,000 | $ 141,000 | $ 63,000 |
| Yuma County Arizona | 3 | $ 665,000 | $ 221,000 | $ 147,000 |
| Mono County California | 3 | $ 715,000 | $ 238,000 | $ 179,000 |
| Weld County Colorado | 3 | $ 755,000 | $ 251,000 | $ 51,000 |
| Jefferson County Idaho | 3 | $ 635,000 | $ 211,000 | $ 163,000 |
| Teton County Idaho | 3 | $ 995,000 | $ 331,000 | $ 261,000 |
| Twin Falls County Idaho | 3 | $ 825,000 | $ 275,000 | $ 94,000 |
| Gallatin County Montana | 3 | $ 1,185,000 | $ 395,000 | $ 230,000 |
| Churchill County Nevada | 3 | $ 555,000 | $ 185,000 | $ 68,000 |
| Utah County Utah | 3 | $ 715,000 | $ 238,000 | $ 157,000 |
| Columbia County Washington | 3 | $ 455,000 | $ 151,000 | $ 15,000 |
| Garfield County Washington | 3 | $ 395,000 | $ 131,000 | $ 86,000 |
| Anchorage County Alaska | 2 | $ 710,000 | $ 355,000 | $ 134,000 |
| Navajo County Arizona | 2 | $ 260,000 | $ 130,000 | $ 183,000 |
| Imperial County California | 2 | $ 380,000 | $ 190,000 | $ 715,000 |
| Inyo County California | 2 | $ 1,600,000 | $ 800,000 | $ 290,000 |
| Boulder County Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 114,000 |
| El Paso County Colorado | 2 | $ 330,000 | $ 165,000 | $ 121,000 |
| Park County Colorado | 2 | $ 450,000 | $ 225,000 | $ 166,000 |
| Honolulu County Hawaii | 2 | $ 2,230,000 | $ 1,115,000 | $ 338,000 |
| Kauai County Hawaii | 2 | $ 1,280,000 | $ 640,000 | $ 243,000 |
| Lewis County Idaho | 2 | $ 180,000 | $ 90,000 | $ 47,000 |
| Flathead County Montana | 2 | $ 1,990,000 | $ 995,000 | $ 776,000 |
| Missoula County Montana | 2 | $ 790,000 | $ 395,000 | $ 112,000 |
| Salt Lake County Utah | 2 | $ 1,040,000 | $ 520,000 | $ 544,000 |
| Weber County Utah | 2 | $ 1,060,000 | $ 530,000 | $ 115,000 |
| Ferry County Washington | 2 | $ 660,000 | $ 330,000 | $ 213,000 |
| Kenai Peninsula County Alaska | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Ketchikan Gateway County Alaska | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Sitka County Alaska | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Coconino County Arizona | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Kings County California | 1 | $ 225,000 | $ 225,000 | $ 226,000 |
| Madera County California | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| San Benito County California | 1 | $ 605,000 | $ 605,000 | $ 175,000 |
| Adams County Colorado | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Denver County Colorado | 1 | $ 365,000 | $ 365,000 | $ 753,000 |
| Douglas County Colorado | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Eagle County Colorado | 1 | $ 475,000 | $ 475,000 | $ 208,000 |
| Garfield County Colorado | 1 | $ 1,055,000 | $ 1,055,000 | $ 1,868,000 |
| Gilpin County Colorado | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 230,000 |
| Pitkin County Colorado | 1 | $ 3,255,000 | $ 3,255,000 | $ 0 |
| Routt County Colorado | 1 | $ 1,305,000 | $ 1,305,000 | $ 3,352,000 |
| Maui County Hawaii | 1 | $ 355,000 | $ 355,000 | $ 55,000 |
| Boundary County Idaho | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Camas County Idaho | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Cassia County Idaho | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Jerome County Idaho | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Lewis and Clark County Montana | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Lincoln County Montana | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Powder River County Montana | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Stillwater County Montana | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Mineral County Nevada | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Wheeler County Oregon | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Davis County Utah | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Crook County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Sheridan County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 63,000 |
| Teton County Wyoming | 1 | $ 3,005,000 | $ 3,005,000 | $ 980,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,752 | $4,298,370,000 | $399,000 | $17,215,000 | $138,000 | $5,088,000 |
| Refinancing | 5,709 | $2,450,715,000 | $429,000 | $43,605,000 | $161,000 | $4,899,000 |
| Home Improvement | 3,755 | $448,805,000 | $119,000 | $6,705,000 | $129,000 | $4,800,000 |
| Other Purpose | 2,837 | $403,275,000 | $142,000 | $9,165,000 | $148,000 | $2,845,000 |
| Cash-out Refinancing | 2,533 | $903,025,000 | $356,000 | $23,705,000 | $132,000 | $4,366,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,646 | $3,860,990,000 | $282,000 | $7,345,000 | $134,000 | $5,088,000 |
| Not Provided | 8,938 | $2,952,270,000 | $330,000 | $9,165,000 | $160,000 | $4,445,000 |
| Hispanic | 1,165 | $250,915,000 | $215,000 | $1,845,000 | $92,000 | $4,218,000 |
| Asian | 925 | $364,585,000 | $394,000 | $3,005,000 | $167,000 | $4,800,000 |
| Not applicable | 552 | $993,530,000 | $1,799,000 | $43,605,000 | $0 | $0 |
| Black or African American | 180 | $46,640,000 | $259,000 | $2,095,000 | $113,000 | $733,000 |
| American Indian or Alaskan Native | 97 | $14,175,000 | $146,000 | $475,000 | $94,000 | $373,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $8,830,000 | $259,000 | $765,000 | $197,000 | $1,716,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,875 | $7,718,585,000 | $337,000 | $43,605,000 | $149,000 | $5,088,000 |
| FHA-insured (Federal Housing Administration) | 1,310 | $343,720,000 | $262,000 | $735,000 | $74,000 | $630,000 |
| VA-guaranteed (Veterans Administration) | 1,194 | $399,520,000 | $334,000 | $1,235,000 | $89,000 | $462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 207 | $42,365,000 | $204,000 | $405,000 | $58,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,551 | $6,503,545,000 | $350,000 | $43,605,000 | $147,000 | $4,899,000 |
| Application Withdrawn By Applicant | 3,124 | $1,141,560,000 | $365,000 | $8,255,000 | $141,000 | $5,088,000 |
| Application Denied By Financial Institution | 2,655 | $490,775,000 | $184,000 | $3,505,000 | $100,000 | $4,147,000 |
| File Closed For Incompleteness | 660 | $246,310,000 | $373,000 | $4,205,000 | $185,000 | $4,800,000 |
| Application Approved But Not Accepted | 405 | $82,635,000 | $204,000 | $1,265,000 | $141,000 | $1,519,000 |
| Loan Purchased By The Institution | 191 | $39,365,000 | $206,000 | $665,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,931 | $8,013,415,000 | $349,000 | $43,605,000 | $147,000 | $5,088,000 |
| Debt-To-Income Ratio | 871 | $200,155,000 | $229,000 | $3,255,000 | $64,000 | $537,000 |
| Collateral | 829 | $121,505,000 | $146,000 | $3,505,000 | $147,000 | $4,147,000 |
| Credit History | 737 | $88,835,000 | $120,000 | $2,365,000 | $87,000 | $1,320,000 |
| Unverifiable Information | 103 | $40,055,000 | $388,000 | $3,005,000 | $124,000 | $722,000 |
| Other | 52 | $14,390,000 | $276,000 | $805,000 | $107,000 | $609,000 |
| Employment History | 32 | $12,160,000 | $380,000 | $3,355,000 | $50,000 | $243,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $9,805,000 | $363,000 | $1,445,000 | $87,000 | $242,000 |
| Credit Application Incomplete | 4 | $3,870,000 | $967,000 | $3,335,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.