Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 35,225 |
| Total Mortgage Loan Application Amount | $11,929,125,000 |
| Average Mortgage Loan Application Amount | $280,800 |
| Highest Mortgage Loan Application Amount | $20,905,000 |
| Average Applicant Income | $143,000 |
| Highest Applicant Income | $8,978,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 3,380 | $ 1,727,000,000 | $ 510,000 | $ 213,000 |
| Whatcom County Washington | 2,323 | $ 772,875,000 | $ 332,000 | $ 121,000 |
| Multnomah County Oregon | 2,137 | $ 792,335,000 | $ 370,000 | $ 140,000 |
| Clark County Washington | 2,064 | $ 670,510,000 | $ 324,000 | $ 130,000 |
| Clackamas County Oregon | 1,146 | $ 475,470,000 | $ 414,000 | $ 174,000 |
| Washington County Oregon | 1,069 | $ 391,165,000 | $ 365,000 | $ 142,000 |
| Pierce County Washington | 1,044 | $ 328,970,000 | $ 315,000 | $ 130,000 |
| Lane County Oregon | 996 | $ 273,780,000 | $ 274,000 | $ 113,000 |
| Douglas County Oregon | 932 | $ 207,420,000 | $ 222,000 | $ 91,000 |
| Benton County Washington | 885 | $ 235,335,000 | $ 265,000 | $ 116,000 |
| Snohomish County Washington | 829 | $ 319,855,000 | $ 385,000 | $ 151,000 |
| Deschutes County Oregon | 802 | $ 266,820,000 | $ 332,000 | $ 152,000 |
| Spokane County Washington | 763 | $ 185,595,000 | $ 243,000 | $ 111,000 |
| Jackson County Oregon | 727 | $ 193,735,000 | $ 266,000 | $ 109,000 |
| Marion County Oregon | 688 | $ 206,270,000 | $ 299,000 | $ 123,000 |
| Kootenai County Idaho | 538 | $ 149,930,000 | $ 278,000 | $ 103,000 |
| Skagit County Washington | 536 | $ 163,020,000 | $ 304,000 | $ 106,000 |
| Linn County Oregon | 513 | $ 119,645,000 | $ 233,000 | $ 101,000 |
| Sonoma County California | 497 | $ 212,795,000 | $ 428,000 | $ 186,000 |
| Coos County Oregon | 496 | $ 98,120,000 | $ 197,000 | $ 84,000 |
| Sacramento County California | 460 | $ 141,950,000 | $ 308,000 | $ 142,000 |
| Cowlitz County Washington | 417 | $ 131,025,000 | $ 314,000 | $ 111,000 |
| Franklin County Washington | 407 | $ 100,605,000 | $ 247,000 | $ 91,000 |
| Humboldt County California | 401 | $ 94,285,000 | $ 235,000 | $ 101,000 |
| Kittitas County Washington | 371 | $ 107,325,000 | $ 289,000 | $ 185,000 |
| Benton County Oregon | 369 | $ 111,555,000 | $ 302,000 | $ 131,000 |
| Washoe County Nevada | 357 | $ 124,005,000 | $ 347,000 | $ 187,000 |
| Contra Costa County California | 323 | $ 135,845,000 | $ 420,000 | $ 211,000 |
| Placer County California | 303 | $ 115,105,000 | $ 379,000 | $ 211,000 |
| Josephine County Oregon | 275 | $ 60,715,000 | $ 220,000 | $ 90,000 |
| Curry County Oregon | 268 | $ 64,600,000 | $ 241,000 | $ 100,000 |
| Yamhill County Oregon | 267 | $ 92,985,000 | $ 348,000 | $ 123,000 |
| Kitsap County Washington | 263 | $ 92,875,000 | $ 353,000 | $ 163,000 |
| Polk County Oregon | 223 | $ 66,995,000 | $ 300,000 | $ 113,000 |
| Klamath County Oregon | 215 | $ 43,095,000 | $ 200,000 | $ 98,000 |
| Alameda County California | 213 | $ 104,385,000 | $ 490,000 | $ 214,000 |
| Los Angeles County California | 212 | $ 206,730,000 | $ 975,000 | $ 325,000 |
| Lincoln County Oregon | 211 | $ 48,485,000 | $ 229,000 | $ 118,000 |
| Klickitat County Washington | 207 | $ 54,175,000 | $ 261,000 | $ 102,000 |
| Thurston County Washington | 192 | $ 56,120,000 | $ 292,000 | $ 132,000 |
| San Francisco County California | 179 | $ 99,065,000 | $ 553,000 | $ 220,000 |
| Ada County Idaho | 178 | $ 51,410,000 | $ 288,000 | $ 126,000 |
| El Dorado County California | 167 | $ 56,705,000 | $ 339,000 | $ 192,000 |
| Marin County California | 166 | $ 97,820,000 | $ 589,000 | $ 241,000 |
| Tillamook County Oregon | 155 | $ 39,935,000 | $ 257,000 | $ 140,000 |
| Yakima County Washington | 152 | $ 34,760,000 | $ 228,000 | $ 92,000 |
| Solano County California | 150 | $ 49,560,000 | $ 330,000 | $ 126,000 |
| Columbia County Oregon | 149 | $ 41,205,000 | $ 276,000 | $ 91,000 |
| Clatsop County Oregon | 147 | $ 45,755,000 | $ 311,000 | $ 159,000 |
| Napa County California | 145 | $ 64,855,000 | $ 447,000 | $ 192,000 |
| Orange County California | 132 | $ 101,310,000 | $ 767,000 | $ 321,000 |
| Umatilla County Oregon | 132 | $ 23,730,000 | $ 179,000 | $ 87,000 |
| Lewis County Washington | 132 | $ 32,430,000 | $ 245,000 | $ 100,000 |
| San Diego County California | 129 | $ 67,335,000 | $ 521,000 | $ 268,000 |
| Calaveras County California | 128 | $ 23,280,000 | $ 181,000 | $ 111,000 |
| Grant County Washington | 126 | $ 22,380,000 | $ 177,000 | $ 96,000 |
| Shasta County California | 124 | $ 28,910,000 | $ 233,000 | $ 165,000 |
| Clallam County Washington | 117 | $ 29,195,000 | $ 249,000 | $ 102,000 |
| Butte County California | 112 | $ 29,120,000 | $ 260,000 | $ 126,000 |
| Crook County Oregon | 111 | $ 38,185,000 | $ 344,000 | $ 122,000 |
| Sutter County California | 106 | $ 23,470,000 | $ 221,000 | $ 106,000 |
| Valley County Idaho | 105 | $ 27,415,000 | $ 261,000 | $ 122,000 |
| Canyon County Idaho | 104 | $ 23,140,000 | $ 222,000 | $ 81,000 |
| Lake County California | 101 | $ 24,785,000 | $ 245,000 | $ 103,000 |
| Union County Oregon | 100 | $ 15,570,000 | $ 155,000 | $ 79,000 |
| Stanislaus County California | 99 | $ 30,935,000 | $ 312,000 | $ 150,000 |
| Tuolumne County California | 98 | $ 22,280,000 | $ 227,000 | $ 108,000 |
| Skamania County Washington | 97 | $ 27,225,000 | $ 280,000 | $ 107,000 |
| Maricopa County Arizona | 96 | $ 34,880,000 | $ 363,000 | $ 211,000 |
| Okanogan County Washington | 95 | $ 16,835,000 | $ 177,000 | $ 99,000 |
| Tehama County California | 93 | $ 17,965,000 | $ 193,000 | $ 96,000 |
| Ventura County California | 91 | $ 50,765,000 | $ 557,000 | $ 209,000 |
| Grays Harbor County Washington | 91 | $ 16,685,000 | $ 183,000 | $ 96,000 |
| Mason County Washington | 90 | $ 23,770,000 | $ 264,000 | $ 117,000 |
| Mendocino County California | 89 | $ 28,595,000 | $ 321,000 | $ 158,000 |
| Santa Clara County California | 86 | $ 65,380,000 | $ 760,000 | $ 292,000 |
| Island County Washington | 84 | $ 29,580,000 | $ 352,000 | $ 176,000 |
| Jefferson County Oregon | 81 | $ 20,415,000 | $ 252,000 | $ 107,000 |
| Wallowa County Oregon | 78 | $ 17,520,000 | $ 224,000 | $ 85,000 |
| Yolo County California | 76 | $ 21,280,000 | $ 280,000 | $ 143,000 |
| Walla Walla County Washington | 72 | $ 15,960,000 | $ 221,000 | $ 123,000 |
| San Mateo County California | 71 | $ 39,755,000 | $ 559,000 | $ 243,000 |
| Riverside County California | 70 | $ 36,670,000 | $ 523,000 | $ 295,000 |
| Yuba County California | 70 | $ 14,640,000 | $ 209,000 | $ 118,000 |
| Chelan County Washington | 69 | $ 28,695,000 | $ 415,000 | $ 207,000 |
| San Joaquin County California | 68 | $ 22,870,000 | $ 336,000 | $ 137,000 |
| Wasco County Oregon | 66 | $ 17,730,000 | $ 268,000 | $ 107,000 |
| Stevens County Washington | 63 | $ 18,475,000 | $ 293,000 | $ 108,000 |
| Bonner County Idaho | 61 | $ 17,015,000 | $ 278,000 | $ 110,000 |
| Amador County California | 60 | $ 15,010,000 | $ 250,000 | $ 116,000 |
| Clark County Nevada | 60 | $ 22,910,000 | $ 381,000 | $ 168,000 |
| Baker County Oregon | 60 | $ 10,510,000 | $ 175,000 | $ 72,000 |
| Malheur County Oregon | 58 | $ 8,910,000 | $ 153,000 | $ 68,000 |
| Pacific County Washington | 50 | $ 10,370,000 | $ 207,000 | $ 102,000 |
| Nevada County California | 49 | $ 17,525,000 | $ 357,000 | $ 198,000 |
| Adams County Washington | 48 | $ 5,770,000 | $ 120,000 | $ 68,000 |
| Latah County Idaho | 46 | $ 7,900,000 | $ 171,000 | $ 154,000 |
| San Luis Obispo County California | 43 | $ 17,355,000 | $ 403,000 | $ 224,000 |
| Nez Perce County Idaho | 41 | $ 6,275,000 | $ 153,000 | $ 80,000 |
| Douglas County Washington | 41 | $ 9,835,000 | $ 239,000 | $ 189,000 |
| Lyon County Nevada | 38 | $ 9,190,000 | $ 241,000 | $ 97,000 |
| Harney County Oregon | 38 | $ 5,880,000 | $ 154,000 | $ 69,000 |
| Glenn County California | 36 | $ 6,020,000 | $ 167,000 | $ 97,000 |
| Hood River County Oregon | 36 | $ 13,030,000 | $ 361,000 | $ 123,000 |
| Idaho County Idaho | 35 | $ 5,905,000 | $ 168,000 | $ 73,000 |
| Benewah County Idaho | 34 | $ 8,430,000 | $ 247,000 | $ 85,000 |
| Siskiyou County California | 29 | $ 5,895,000 | $ 203,000 | $ 101,000 |
| Trinity County California | 29 | $ 3,985,000 | $ 137,000 | $ 71,000 |
| Gem County Idaho | 29 | $ 7,935,000 | $ 273,000 | $ 88,000 |
| Merced County California | 27 | $ 8,105,000 | $ 300,000 | $ 118,000 |
| San Bernardino County California | 26 | $ 11,960,000 | $ 460,000 | $ 305,000 |
| San Juan County Washington | 25 | $ 11,635,000 | $ 465,000 | $ 415,000 |
| Whitman County Washington | 24 | $ 4,710,000 | $ 196,000 | $ 196,000 |
| Fresno County California | 23 | $ 10,225,000 | $ 444,000 | $ 160,000 |
| Asotin County Washington | 23 | $ 5,275,000 | $ 229,000 | $ 65,000 |
| Grant County Oregon | 22 | $ 2,810,000 | $ 127,000 | $ 79,000 |
| Jefferson County Washington | 22 | $ 7,430,000 | $ 337,000 | $ 141,000 |
| Del Norte County California | 20 | $ 4,830,000 | $ 241,000 | $ 96,000 |
| Douglas County Nevada | 20 | $ 8,420,000 | $ 421,000 | $ 187,000 |
| Santa Barbara County California | 18 | $ 19,420,000 | $ 1,078,000 | $ 312,000 |
| Morrow County Oregon | 18 | $ 2,610,000 | $ 145,000 | $ 79,000 |
| Santa Cruz County California | 17 | $ 7,395,000 | $ 435,000 | $ 245,000 |
| Lincoln County Washington | 17 | $ 3,285,000 | $ 193,000 | $ 66,000 |
| Plumas County California | 16 | $ 5,170,000 | $ 323,000 | $ 200,000 |
| Pend Oreille County Washington | 16 | $ 4,060,000 | $ 253,000 | $ 78,000 |
| Carson City County Nevada | 15 | $ 3,465,000 | $ 231,000 | $ 123,000 |
| Kern County California | 14 | $ 3,880,000 | $ 277,000 | $ 141,000 |
| Monterey County California | 14 | $ 18,550,000 | $ 1,325,000 | $ 386,000 |
| Payette County Idaho | 14 | $ 3,260,000 | $ 232,000 | $ 83,000 |
| Shoshone County Idaho | 13 | $ 2,565,000 | $ 197,000 | $ 60,000 |
| Pinal County Arizona | 12 | $ 2,790,000 | $ 232,000 | $ 142,000 |
| Colusa County California | 12 | $ 2,480,000 | $ 206,000 | $ 79,000 |
| Hawaii County Hawaii | 12 | $ 11,020,000 | $ 918,000 | $ 1,264,000 |
| Lake County Oregon | 12 | $ 1,330,000 | $ 110,000 | $ 55,000 |
| Mohave County Arizona | 11 | $ 2,935,000 | $ 266,000 | $ 100,000 |
| Flathead County Montana | 11 | $ 2,825,000 | $ 256,000 | $ 93,000 |
| Owyhee County Idaho | 10 | $ 1,870,000 | $ 187,000 | $ 68,000 |
| Twin Falls County Idaho | 10 | $ 1,910,000 | $ 191,000 | $ 100,000 |
| Yavapai County Arizona | 9 | $ 2,295,000 | $ 255,000 | $ 103,000 |
| Elmore County Idaho | 9 | $ 2,895,000 | $ 321,000 | $ 107,000 |
| Washington County Idaho | 9 | $ 1,405,000 | $ 156,000 | $ 65,000 |
| Mono County California | 8 | $ 4,670,000 | $ 583,000 | $ 278,000 |
| Adams County Idaho | 8 | $ 1,820,000 | $ 227,000 | $ 89,000 |
| Elko County Nevada | 8 | $ 2,080,000 | $ 260,000 | $ 119,000 |
| Sherman County Oregon | 8 | $ 1,550,000 | $ 193,000 | $ 70,000 |
| Wahkiakum County Washington | 8 | $ 1,890,000 | $ 236,000 | $ 131,000 |
| Maui County Hawaii | 7 | $ 4,675,000 | $ 667,000 | $ 371,000 |
| Columbia County Washington | 7 | $ 1,635,000 | $ 233,000 | $ 74,000 |
| Pima County Arizona | 6 | $ 1,480,000 | $ 246,000 | $ 93,000 |
| Mariposa County California | 6 | $ 2,510,000 | $ 418,000 | $ 177,000 |
| Boise County Idaho | 6 | $ 1,590,000 | $ 265,000 | $ 150,000 |
| Tulare County California | 5 | $ 1,435,000 | $ 287,000 | $ 81,000 |
| Blaine County Idaho | 5 | $ 2,085,000 | $ 417,000 | $ 247,000 |
| Summit County Utah | 5 | $ 5,135,000 | $ 1,027,000 | $ 777,000 |
| Utah County Utah | 5 | $ 1,625,000 | $ 325,000 | $ 119,000 |
| Washington County Utah | 5 | $ 1,985,000 | $ 397,000 | $ 181,000 |
| San Benito County California | 4 | $ 2,490,000 | $ 622,000 | $ 234,000 |
| Denver County Colorado | 4 | $ 1,560,000 | $ 390,000 | $ 120,000 |
| Fremont County Idaho | 4 | $ 1,300,000 | $ 325,000 | $ 144,000 |
| Lewis and Clark County Montana | 4 | $ 1,090,000 | $ 272,000 | $ 94,000 |
| Kenai Peninsula County Alaska | 3 | $ 865,000 | $ 288,000 | $ 223,000 |
| Matanuska-Susitna County Alaska | 3 | $ 835,000 | $ 278,000 | $ 148,000 |
| El Paso County Colorado | 3 | $ 1,035,000 | $ 345,000 | $ 111,000 |
| Larimer County Colorado | 3 | $ 1,055,000 | $ 351,000 | $ 242,000 |
| Bannock County Idaho | 3 | $ 495,000 | $ 165,000 | $ 99,000 |
| Clearwater County Idaho | 3 | $ 495,000 | $ 165,000 | $ 28,000 |
| Lincoln County Montana | 3 | $ 685,000 | $ 228,000 | $ 156,000 |
| Storey County Nevada | 3 | $ 1,025,000 | $ 341,000 | $ 122,000 |
| Wheeler County Oregon | 3 | $ 325,000 | $ 108,000 | $ 52,000 |
| Garfield County Washington | 3 | $ 325,000 | $ 108,000 | $ 115,000 |
| Santa Cruz County Arizona | 2 | $ 560,000 | $ 280,000 | $ 181,000 |
| Yuma County Arizona | 2 | $ 510,000 | $ 255,000 | $ 171,000 |
| Lassen County California | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Madera County California | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Modoc County California | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Sierra County California | 2 | $ 780,000 | $ 390,000 | $ 168,000 |
| Adams County Colorado | 2 | $ 520,000 | $ 260,000 | $ 175,000 |
| Arapahoe County Colorado | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Honolulu County Hawaii | 2 | $ 690,000 | $ 345,000 | $ 200,000 |
| Bonneville County Idaho | 2 | $ 910,000 | $ 455,000 | $ 220,000 |
| Gooding County Idaho | 2 | $ 600,000 | $ 300,000 | $ 65,000 |
| Lewis County Idaho | 2 | $ 270,000 | $ 135,000 | $ 78,000 |
| Gallatin County Montana | 2 | $ 3,450,000 | $ 1,725,000 | $ 1,096,000 |
| Ravalli County Montana | 2 | $ 720,000 | $ 360,000 | $ 452,000 |
| Toole County Montana | 2 | $ 360,000 | $ 180,000 | $ 87,000 |
| Churchill County Nevada | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| Humboldt County Nevada | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Pershing County Nevada | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| White Pine County Nevada | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Iron County Utah | 2 | $ 170,000 | $ 85,000 | $ 159,000 |
| Ferry County Washington | 2 | $ 420,000 | $ 210,000 | $ 156,000 |
| Lincoln County Wyoming | 2 | $ 500,000 | $ 250,000 | $ 138,000 |
| Anchorage County Alaska | 1 | $ 355,000 | $ 355,000 | $ 127,000 |
| Fairbanks North Star County Alaska | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Ketchikan Gateway County Alaska | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| Cochise County Arizona | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Coconino County Arizona | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Gila County Arizona | 1 | $ 175,000 | $ 175,000 | $ 131,000 |
| Alpine County California | 1 | $ 405,000 | $ 405,000 | $ 110,000 |
| Delta County Colorado | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Douglas County Colorado | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Eagle County Colorado | 1 | $ 465,000 | $ 465,000 | $ 231,000 |
| Lake County Colorado | 1 | $ 435,000 | $ 435,000 | $ 117,000 |
| Moffat County Colorado | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Routt County Colorado | 1 | $ 2,925,000 | $ 2,925,000 | $ 3,352,000 |
| Miami-Dade County Florida | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Kauai County Hawaii | 1 | $ 715,000 | $ 715,000 | $ 139,000 |
| Bear Lake County Idaho | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Boundary County Idaho | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Camas County Idaho | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Jefferson County Idaho | 1 | $ 285,000 | $ 285,000 | $ 181,000 |
| Minidoka County Idaho | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Broadwater County Montana | 1 | $ 435,000 | $ 435,000 | $ 135,000 |
| Deer Lodge County Montana | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Lake County Montana | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Madison County Montana | 1 | $ 465,000 | $ 465,000 | $ 471,000 |
| Missoula County Montana | 1 | $ 115,000 | $ 115,000 | $ 219,000 |
| Silver Bow County Montana | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Yellowstone County Montana | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Lander County Nevada | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Mineral County Nevada | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Nye County Nevada | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Box Elder County Utah | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Davis County Utah | 1 | $ 255,000 | $ 255,000 | $ 449,000 |
| Salt Lake County Utah | 1 | $ 485,000 | $ 485,000 | $ 244,000 |
| Uintah County Utah | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Weber County Utah | 1 | $ 335,000 | $ 335,000 | $ 236,000 |
| Converse County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Crook County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 68,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,813 | $4,586,595,000 | $357,000 | $10,005,000 | $149,000 | $6,298,000 |
| Home Purchase | 11,575 | $4,660,145,000 | $402,000 | $20,905,000 | $141,000 | $8,978,000 |
| Cash-out Refinancing | 5,455 | $1,861,785,000 | $341,000 | $6,925,000 | $130,000 | $2,748,000 |
| Other Purpose | 2,708 | $461,070,000 | $170,000 | $2,955,000 | $161,000 | $3,784,000 |
| Home Improvement | 2,674 | $359,530,000 | $134,000 | $4,805,000 | $134,000 | $2,860,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,632 | $6,255,260,000 | $318,000 | $7,255,000 | $142,000 | $8,978,000 |
| Not Provided | 11,267 | $3,976,415,000 | $352,000 | $5,745,000 | $151,000 | $5,198,000 |
| Hispanic | 1,453 | $382,525,000 | $263,000 | $2,915,000 | $98,000 | $906,000 |
| Asian | 1,327 | $513,655,000 | $387,000 | $3,105,000 | $150,000 | $4,800,000 |
| Not applicable | 1,092 | $663,780,000 | $607,000 | $20,905,000 | $0 | $0 |
| Black or African American | 238 | $80,050,000 | $336,000 | $1,995,000 | $124,000 | $519,000 |
| American Indian or Alaskan Native | 106 | $24,310,000 | $229,000 | $1,145,000 | $83,000 | $297,000 |
| Native Hawaiian or Other Pacific Islander | 55 | $15,775,000 | $286,000 | $675,000 | $156,000 | $2,013,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,277 | $10,735,565,000 | $343,000 | $20,905,000 | $148,000 | $8,978,000 |
| FHA-insured (Federal Housing Administration) | 1,814 | $494,730,000 | $272,000 | $835,000 | $75,000 | $475,000 |
| VA-guaranteed (Veterans Administration) | 1,806 | $623,630,000 | $345,000 | $1,175,000 | $98,000 | $814,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 328 | $75,200,000 | $229,000 | $455,000 | $64,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,639 | $8,810,305,000 | $343,000 | $10,005,000 | $144,000 | $8,978,000 |
| Application Withdrawn By Applicant | 4,477 | $1,666,045,000 | $372,000 | $20,905,000 | $145,000 | $5,059,000 |
| Application Denied By Financial Institution | 2,437 | $614,295,000 | $252,000 | $6,895,000 | $110,000 | $2,160,000 |
| File Closed For Incompleteness | 1,406 | $531,840,000 | $378,000 | $5,505,000 | $181,000 | $5,272,000 |
| Loan Purchased By The Institution | 852 | $200,420,000 | $235,000 | $755,000 | $0 | $0 |
| Application Approved But Not Accepted | 414 | $106,220,000 | $256,000 | $2,195,000 | $131,000 | $805,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 32,788 | $11,314,830,000 | $345,000 | $20,905,000 | $146,000 | $8,978,000 |
| Debt-To-Income Ratio | 976 | $270,960,000 | $277,000 | $6,895,000 | $70,000 | $1,348,000 |
| Credit History | 613 | $100,545,000 | $164,000 | $1,475,000 | $107,000 | $2,160,000 |
| Collateral | 566 | $125,480,000 | $221,000 | $5,815,000 | $163,000 | $1,422,000 |
| Unverifiable Information | 158 | $59,030,000 | $373,000 | $3,335,000 | $155,000 | $1,618,000 |
| Other | 72 | $26,140,000 | $363,000 | $1,605,000 | $117,000 | $743,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $20,185,000 | $807,000 | $5,745,000 | $218,000 | $1,490,000 |
| Employment History | 23 | $9,805,000 | $426,000 | $1,545,000 | $69,000 | $306,000 |
| Credit Application Incomplete | 4 | $2,150,000 | $537,000 | $1,385,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.