Mufg Union Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mufg Union Bank, National Association 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mufg Union Bank, National Association 9865 Towne Centre Drive, 3Rd Floor San Diego, CA 92121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 22,973 |
| Total Mortgage Loan Application Amount | $16,988,141,000 |
| Average Mortgage Loan Application Amount | $729,666 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $233,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mufg Union Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mufg Union Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mufg Union Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mufg Union Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Mufg Union Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mufg Union Bank, National Association's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 5,770 | $ 4,830,831,000 | $ 837,000 | $ 286,000 |
| Orange County California | 2,896 | $ 2,230,114,000 | $ 770,000 | $ 274,000 |
| San Diego County California | 2,586 | $ 1,721,012,000 | $ 665,000 | $ 207,000 |
| Santa Clara County California | 1,624 | $ 1,372,936,000 | $ 845,000 | $ 225,000 |
| Alameda County California | 1,185 | $ 808,633,000 | $ 682,000 | $ 200,000 |
| King County Washington | 974 | $ 723,922,000 | $ 743,000 | $ 243,000 |
| Contra Costa County California | 947 | $ 682,948,000 | $ 721,000 | $ 233,000 |
| San Mateo County California | 684 | $ 624,115,000 | $ 912,000 | $ 268,000 |
| San Francisco County California | 648 | $ 605,756,000 | $ 934,000 | $ 322,000 |
| Riverside County California | 600 | $ 408,047,000 | $ 680,000 | $ 200,000 |
| Ventura County California | 586 | $ 412,780,000 | $ 704,000 | $ 233,000 |
| Santa Barbara County California | 538 | $ 437,570,000 | $ 813,000 | $ 267,000 |
| Marin County California | 410 | $ 400,001,000 | $ 975,000 | $ 318,000 |
| San Bernardino County California | 354 | $ 153,181,000 | $ 432,000 | $ 144,000 |
| San Joaquin County California | 304 | $ 103,396,000 | $ 340,000 | $ 124,000 |
| Monterey County California | 264 | $ 167,611,000 | $ 634,000 | $ 236,000 |
| Fresno County California | 205 | $ 42,299,000 | $ 206,000 | $ 95,000 |
| Snohomish County Washington | 200 | $ 77,339,000 | $ 386,000 | $ 118,000 |
| Kern County California | 153 | $ 27,534,000 | $ 179,000 | $ 80,000 |
| Sacramento County California | 147 | $ 47,763,000 | $ 324,000 | $ 136,000 |
| Santa Cruz County California | 144 | $ 93,261,000 | $ 647,000 | $ 208,000 |
| Placer County California | 111 | $ 76,381,000 | $ 688,000 | $ 445,000 |
| Sonoma County California | 107 | $ 79,725,000 | $ 745,000 | $ 270,000 |
| Tulare County California | 105 | $ 18,209,000 | $ 173,000 | $ 99,000 |
| Multnomah County Oregon | 98 | $ 47,849,000 | $ 488,000 | $ 188,000 |
| Cook County Illinois | 73 | $ 92,528,000 | $ 1,267,000 | $ 70,000 |
| San Luis Obispo County California | 67 | $ 40,104,000 | $ 598,000 | $ 221,000 |
| Stanislaus County California | 65 | $ 15,708,000 | $ 241,000 | $ 116,000 |
| San Benito County California | 55 | $ 17,667,000 | $ 321,000 | $ 107,000 |
| Solano County California | 55 | $ 25,631,000 | $ 466,000 | $ 164,000 |
| Dallas County Texas | 51 | $ 8,020,000 | $ 157,000 | $ 97,000 |
| Harris County Texas | 49 | $ 7,413,000 | $ 151,000 | $ 68,000 |
| El Dorado County California | 48 | $ 26,881,000 | $ 560,000 | $ 315,000 |
| Madera County California | 48 | $ 9,648,000 | $ 201,000 | $ 79,000 |
| Napa County California | 48 | $ 47,745,000 | $ 994,000 | $ 490,000 |
| Yolo County California | 42 | $ 18,354,000 | $ 437,000 | $ 201,000 |
| Clackamas County Oregon | 41 | $ 26,274,000 | $ 640,000 | $ 248,000 |
| Washington County Oregon | 38 | $ 17,529,000 | $ 461,000 | $ 194,000 |
| Pierce County Washington | 36 | $ 16,093,000 | $ 447,000 | $ 186,000 |
| Cobb County Georgia | 34 | $ 5,815,000 | $ 171,000 | $ 58,000 |
| Kitsap County Washington | 34 | $ 24,413,000 | $ 718,000 | $ 366,000 |
| Kings County California | 30 | $ 5,087,000 | $ 169,000 | $ 88,000 |
| DeKalb County Georgia | 27 | $ 4,813,000 | $ 178,000 | $ 84,000 |
| Imperial County California | 25 | $ 3,784,000 | $ 151,000 | $ 101,000 |
| Denton County Texas | 25 | $ 3,494,000 | $ 139,000 | $ 56,000 |
| Clark County Washington | 25 | $ 12,343,000 | $ 493,000 | $ 134,000 |
| Kings County New York | 24 | $ 10,050,000 | $ 418,000 | $ 113,000 |
| Fulton County Georgia | 23 | $ 4,119,000 | $ 179,000 | $ 75,000 |
| Bronx County New York | 23 | $ 8,064,000 | $ 350,000 | $ 107,000 |
| Collin County Texas | 18 | $ 2,499,000 | $ 138,000 | $ 52,000 |
| Nevada County California | 17 | $ 10,459,000 | $ 615,000 | $ 284,000 |
| Merced County California | 16 | $ 3,079,000 | $ 192,000 | $ 72,000 |
| Mono County California | 16 | $ 6,705,000 | $ 419,000 | $ 371,000 |
| DuPage County Illinois | 16 | $ 2,474,000 | $ 154,000 | $ 51,000 |
| Richmond County New York | 16 | $ 3,958,000 | $ 247,000 | $ 58,000 |
| Deschutes County Oregon | 16 | $ 11,384,000 | $ 711,000 | $ 281,000 |
| Westchester County New York | 14 | $ 3,687,000 | $ 263,000 | $ 109,000 |
| Shasta County California | 11 | $ 2,275,000 | $ 206,000 | $ 112,000 |
| Fort Bend County Texas | 11 | $ 1,687,000 | $ 153,000 | $ 46,000 |
| Montgomery County Texas | 11 | $ 1,748,000 | $ 158,000 | $ 55,000 |
| Queens County New York | 10 | $ 4,046,000 | $ 404,000 | $ 72,000 |
| Sutter County California | 9 | $ 1,568,000 | $ 174,000 | $ 60,000 |
| Will County Illinois | 7 | $ 860,000 | $ 122,000 | $ 45,000 |
| Marion County Oregon | 7 | $ 1,300,000 | $ 185,000 | $ 46,000 |
| Butte County California | 6 | $ 1,116,000 | $ 186,000 | $ 86,000 |
| Galveston County Texas | 6 | $ 892,000 | $ 148,000 | $ 65,000 |
| Island County Washington | 6 | $ 2,633,000 | $ 438,000 | $ 325,000 |
| Calaveras County California | 5 | $ 2,139,000 | $ 427,000 | $ 252,000 |
| Mendocino County California | 5 | $ 2,960,000 | $ 592,000 | $ 228,000 |
| Orange County New York | 5 | $ 799,000 | $ 159,000 | $ 61,000 |
| Benton County Washington | 5 | $ 1,920,000 | $ 384,000 | $ 123,000 |
| Chelan County Washington | 5 | $ 2,766,000 | $ 553,000 | $ 446,000 |
| San Juan County Washington | 5 | $ 3,600,000 | $ 720,000 | $ 683,000 |
| Humboldt County California | 4 | $ 927,000 | $ 231,000 | $ 170,000 |
| Inyo County California | 4 | $ 965,000 | $ 241,000 | $ 280,000 |
| Lake County California | 4 | $ 1,048,000 | $ 262,000 | $ 123,000 |
| Douglas County Georgia | 4 | $ 563,000 | $ 140,000 | $ 43,000 |
| Brazoria County Texas | 4 | $ 678,000 | $ 169,000 | $ 101,000 |
| Thurston County Washington | 4 | $ 3,866,000 | $ 966,000 | $ 74,000 |
| Whatcom County Washington | 4 | $ 3,052,000 | $ 763,000 | $ 411,000 |
| Amador County California | 3 | $ 1,011,000 | $ 337,000 | $ 259,000 |
| Tuolumne County California | 3 | $ 609,000 | $ 203,000 | $ 236,000 |
| Clayton County Georgia | 3 | $ 397,000 | $ 132,000 | $ 46,000 |
| Gwinnett County Georgia | 3 | $ 651,000 | $ 217,000 | $ 49,000 |
| McHenry County Illinois | 3 | $ 289,000 | $ 96,000 | $ 38,000 |
| Benton County Oregon | 3 | $ 1,064,000 | $ 354,000 | $ 294,000 |
| Lane County Oregon | 3 | $ 969,000 | $ 323,000 | $ 191,000 |
| Lincoln County Oregon | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Linn County Oregon | 3 | $ 558,000 | $ 186,000 | $ 99,000 |
| Clallam County Washington | 3 | $ 720,000 | $ 240,000 | $ 104,000 |
| Skagit County Washington | 3 | $ 726,000 | $ 242,000 | $ 71,000 |
| Siskiyou County California | 2 | $ 338,000 | $ 169,000 | $ 44,000 |
| Yuba County California | 2 | $ 543,000 | $ 271,000 | $ 130,000 |
| Kendall County Illinois | 2 | $ 255,000 | $ 127,000 | $ 46,000 |
| Rockland County New York | 2 | $ 541,000 | $ 270,000 | $ 58,000 |
| Jackson County Oregon | 2 | $ 1,004,000 | $ 502,000 | $ 274,000 |
| Chambers County Texas | 2 | $ 215,000 | $ 107,000 | $ 40,000 |
| Ellis County Texas | 2 | $ 239,000 | $ 119,000 | $ 50,000 |
| Cowlitz County Washington | 2 | $ 472,000 | $ 236,000 | $ 79,000 |
| Grays Harbor County Washington | 2 | $ 434,000 | $ 217,000 | $ 65,000 |
| Kittitas County Washington | 2 | $ 1,490,000 | $ 745,000 | $ 283,000 |
| Spokane County Washington | 2 | $ 643,000 | $ 321,000 | $ 135,000 |
| Anchorage County Alaska | 1 | $ 8,000,000 | $ 8,000,000 | $ 0 |
| Alpine County California | 1 | $ 417,000 | $ 417,000 | $ 422,000 |
| Mariposa County California | 1 | $ 436,000 | $ 436,000 | $ 303,000 |
| Cherokee County Georgia | 1 | $ 190,000 | $ 190,000 | $ 50,000 |
| Hennepin County Minnesota | 1 | $ 34,240,000 | $ 34,240,000 | $ 0 |
| Clark County Nevada | 1 | $ 14,500,000 | $ 14,500,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 99,999,000 | $ 99,999,000 | $ 0 |
| New York County New York | 1 | $ 75,000,000 | $ 75,000,000 | $ 0 |
| Coos County Oregon | 1 | $ 350,000 | $ 350,000 | $ 49,000 |
| Curry County Oregon | 1 | $ 196,000 | $ 196,000 | $ 56,000 |
| Hood River County Oregon | 1 | $ 735,000 | $ 735,000 | $ 913,000 |
| Polk County Oregon | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Tillamook County Oregon | 1 | $ 709,000 | $ 709,000 | $ 90,000 |
| Wasco County Oregon | 1 | $ 654,000 | $ 654,000 | $ 324,000 |
| Kaufman County Texas | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Rockwall County Texas | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| Salt Lake County Utah | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Jefferson County Washington | 1 | $ 575,000 | $ 575,000 | $ 187,000 |
| Lincoln County Washington | 1 | $ 243,000 | $ 243,000 | $ 184,000 |
| Mason County Washington | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Walla Walla County Washington | 1 | $ 212,000 | $ 212,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Mufg Union Bank, National Association in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,690 | $8,777,241,000 | $691,000 | $99,999,000 | $224,000 | $9,999,000 |
| Home Purchase | 8,521 | $7,020,628,000 | $823,000 | $68,600,000 | $274,000 | $9,999,000 |
| Home Improvement | 1,762 | $1,190,272,000 | $675,000 | $24,000,000 | $201,000 | $3,503,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,480 | $9,598,638,000 | $836,000 | $55,590,000 | $297,000 | $9,999,000 |
| Not applicable | 3,802 | $2,212,908,000 | $582,000 | $99,999,000 | $86,000 | $3,004,000 |
| Asian | 2,817 | $2,055,911,000 | $729,000 | $3,771,000 | $229,000 | $7,890,000 |
| Not Provided | 2,556 | $2,156,086,000 | $843,000 | $11,220,000 | $324,000 | $8,832,000 |
| Hispanic | 1,921 | $734,288,000 | $382,000 | $3,050,000 | $126,000 | $3,503,000 |
| Black or African American | 287 | $169,111,000 | $589,000 | $5,000,000 | $223,000 | $7,371,000 |
| Native Hawaiin or Other Pacific Islander | 67 | $33,482,000 | $499,000 | $1,348,000 | $138,000 | $431,000 |
| American Indian or Alaskan Native | 43 | $27,717,000 | $644,000 | $2,054,000 | $179,000 | $682,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 22,585 | $16,883,912,000 | $747,000 | $99,999,000 | $244,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 388 | $104,229,000 | $268,000 | $636,000 | $61,000 | $386,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,654 | $11,351,068,000 | $831,000 | $99,999,000 | $278,000 | $9,999,000 |
| Loan Purchased By The Institution | 3,561 | $978,881,000 | $274,000 | $867,000 | $92,000 | $3,004,000 |
| Application Denied By Financial Institution | 3,300 | $2,619,271,000 | $793,000 | $12,500,000 | $210,000 | $5,223,000 |
| Application Withdrawn By Applicant | 1,972 | $1,581,990,000 | $802,000 | $44,110,000 | $275,000 | $9,999,000 |
| File Closed For Incompleteness | 353 | $291,899,000 | $826,000 | $5,400,000 | $324,000 | $6,187,000 |
| Application Approved But Not Accepted | 133 | $165,032,000 | $1,240,000 | $55,590,000 | $415,000 | $6,342,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,471 | $1,279,382,000 | $869,000 | $11,220,000 | $155,000 | $2,673,000 |
| Collateral | 647 | $450,964,000 | $697,000 | $12,500,000 | $253,000 | $5,082,000 |
| Credit History | 551 | $398,416,000 | $723,000 | $4,125,000 | $253,000 | $5,223,000 |
| Credit Application Incomplete | 254 | $160,994,000 | $633,000 | $7,251,000 | $211,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 151 | $138,067,000 | $914,000 | $5,000,000 | $299,000 | $2,925,000 |
| Other | 108 | $96,403,000 | $892,000 | $7,500,000 | $299,000 | $2,031,000 |
| Unverifiable Information | 96 | $81,998,000 | $854,000 | $5,000,000 | $317,000 | $3,151,000 |
| Employment History | 22 | $13,047,000 | $593,000 | $1,330,000 | $54,000 | $255,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mufg Union Bank, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mufg Union Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.