Union Savings Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Union Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Union Savings Bank
8534 E. Kemper Road
Cincinnati, OH 45249
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,910
Total Mortgage Loan Application Amount $1,299,873,000
Average Mortgage Loan Application Amount $305,460
Highest Mortgage Loan Application Amount $5,500,000
Average Applicant Income $115,400
Highest Applicant Income $1,794,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Union Savings Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hamilton County Ohio 1,522 $ 240,316,000 $ 157,000 $ 66,000
Montgomery County Ohio 1,514 $ 178,151,000 $ 117,000 $ 59,000
Butler County Ohio 1,084 $ 142,781,000 $ 131,000 $ 58,000
Franklin County Ohio 1,064 $ 144,789,000 $ 136,000 $ 67,000
Warren County Ohio 676 $ 112,369,000 $ 166,000 $ 72,000
Greene County Ohio 351 $ 51,820,000 $ 147,000 $ 65,000
Clermont County Ohio 318 $ 51,308,000 $ 161,000 $ 56,000
Marion County Indiana 256 $ 37,758,000 $ 147,000 $ 67,000
Hamilton County Indiana 220 $ 44,983,000 $ 204,000 $ 95,000
Miami County Ohio 206 $ 24,960,000 $ 121,000 $ 57,000
Delaware County Ohio 197 $ 39,347,000 $ 199,000 $ 85,000
Fairfield County Ohio 165 $ 22,014,000 $ 133,000 $ 60,000
Kenton County Kentucky 101 $ 13,260,000 $ 131,000 $ 68,000
Licking County Ohio 85 $ 13,297,000 $ 156,000 $ 74,000
Hendricks County Indiana 66 $ 10,254,000 $ 155,000 $ 83,000
Boone County Kentucky 61 $ 9,375,000 $ 153,000 $ 57,000
Clark County Ohio 57 $ 6,397,000 $ 112,000 $ 52,000
Campbell County Kentucky 46 $ 6,131,000 $ 133,000 $ 106,000
Darke County Ohio 42 $ 4,089,000 $ 97,000 $ 49,000
Dearborn County Indiana 40 $ 5,702,000 $ 142,000 $ 54,000
Preble County Ohio 38 $ 4,706,000 $ 123,000 $ 72,000
Johnson County Indiana 36 $ 4,585,000 $ 127,000 $ 61,000
Union County Ohio 36 $ 6,491,000 $ 180,000 $ 80,000
Clinton County Ohio 30 $ 3,984,000 $ 132,000 $ 63,000
Brown County Ohio 29 $ 3,615,000 $ 124,000 $ 51,000
Champaign County Ohio 29 $ 3,548,000 $ 122,000 $ 57,000
Madison County Ohio 29 $ 3,340,000 $ 115,000 $ 58,000
Hocking County Ohio 27 $ 3,913,000 $ 144,000 $ 71,000
Pickaway County Ohio 27 $ 3,641,000 $ 134,000 $ 58,000
Shelby County Ohio 25 $ 2,838,000 $ 113,000 $ 59,000
Boone County Indiana 20 $ 4,084,000 $ 204,000 $ 113,000
Knox County Ohio 19 $ 2,732,000 $ 143,000 $ 61,000
Perry County Ohio 19 $ 1,881,000 $ 99,000 $ 57,000
Hancock County Indiana 18 $ 2,654,000 $ 147,000 $ 70,000
Morgan County Indiana 17 $ 2,972,000 $ 174,000 $ 76,000
Morrow County Ohio 16 $ 2,301,000 $ 143,000 $ 63,000
Sarasota County Florida 10 $ 4,860,000 $ 486,000 $ 220,000
Madison County Indiana 10 $ 939,000 $ 93,000 $ 53,000
Summit County Ohio 10 $ 1,518,000 $ 151,000 $ 102,000
Lee County Florida 9 $ 2,970,000 $ 330,000 $ 222,000
Palm Beach County Florida 9 $ 3,315,000 $ 368,000 $ 223,000
Howard County Indiana 9 $ 946,000 $ 105,000 $ 76,000
Vanderburgh County Indiana 9 $ 1,146,000 $ 127,000 $ 53,000
Marion County Ohio 9 $ 964,000 $ 107,000 $ 53,000
Fayette County Kentucky 8 $ 1,519,000 $ 189,000 $ 56,000
Muhlenberg County Kentucky 8 $ 642,000 $ 80,000 $ 32,000
Shelby County Indiana 7 $ 981,000 $ 140,000 $ 73,000
Adams County Ohio 7 $ 638,000 $ 91,000 $ 53,000
Highland County Ohio 7 $ 730,000 $ 104,000 $ 63,000
Logan County Ohio 7 $ 937,000 $ 133,000 $ 56,000
Ottawa County Ohio 7 $ 1,343,000 $ 191,000 $ 99,000
Franklin County Indiana 6 $ 780,000 $ 130,000 $ 60,000
Tippecanoe County Indiana 6 $ 749,000 $ 124,000 $ 77,000
Warrick County Indiana 6 $ 921,000 $ 153,000 $ 80,000
Grant County Kentucky 6 $ 542,000 $ 90,000 $ 53,000
Auglaize County Ohio 5 $ 740,000 $ 148,000 $ 60,000
Cuyahoga County Ohio 5 $ 750,000 $ 150,000 $ 47,000
Fayette County Ohio 5 $ 482,000 $ 96,000 $ 62,000
Mercer County Ohio 5 $ 671,000 $ 134,000 $ 119,000
Muskingum County Ohio 5 $ 578,000 $ 115,000 $ 51,000
Ross County Ohio 5 $ 549,000 $ 109,000 $ 49,000
Washington County Ohio 5 $ 561,000 $ 112,000 $ 55,000
Bartholomew County Indiana 4 $ 662,000 $ 165,000 $ 61,000
Putnam County Indiana 4 $ 515,000 $ 128,000 $ 95,000
Switzerland County Indiana 4 $ 338,000 $ 84,000 $ 47,000
Pendleton County Kentucky 4 $ 585,000 $ 146,000 $ 82,000
Scott County Kentucky 4 $ 504,000 $ 126,000 $ 63,000
Ashland County Ohio 4 $ 1,300,000 $ 325,000 $ 39,000
Athens County Ohio 4 $ 238,000 $ 59,000 $ 67,000
Erie County Ohio 4 $ 1,486,000 $ 371,000 $ 173,000
Lucas County Ohio 4 $ 525,000 $ 131,000 $ 68,000
Summit County Utah 4 $ 3,061,000 $ 765,000 $ 275,000
Mohave County Arizona 3 $ 328,000 $ 109,000 $ 112,000
Henderson County Kentucky 3 $ 271,000 $ 90,000 $ 44,000
Jefferson County Kentucky 3 $ 919,000 $ 306,000 $ 266,000
Coshocton County Ohio 3 $ 356,000 $ 118,000 $ 34,000
Gallia County Ohio 3 $ 295,000 $ 98,000 $ 93,000
Stark County Ohio 3 $ 411,000 $ 137,000 $ 75,000
Vinton County Ohio 3 $ 300,000 $ 100,000 $ 105,000
Wayne County Ohio 3 $ 449,000 $ 149,000 $ 50,000
Charleston County South Carolina 3 $ 991,000 $ 330,000 $ 158,000
Loudoun County Virginia 3 $ 1,285,000 $ 428,000 $ 103,000
Maricopa County Arizona 2 $ 540,000 $ 270,000 $ 52,000
Lake County Florida 2 $ 724,000 $ 362,000 $ 123,000
Monroe County Florida 2 $ 5,798,000 $ 2,899,000 $ 823,000
Volusia County Florida 2 $ 1,160,000 $ 580,000 $ 479,000
Paulding County Georgia 2 $ 52,000 $ 26,000 $ 21,000
Knox County Illinois 2 $ 171,000 $ 85,000 $ 148,000
Allen County Indiana 2 $ 278,000 $ 139,000 $ 51,000
Brown County Indiana 2 $ 221,000 $ 110,000 $ 65,000
Clark County Indiana 2 $ 261,000 $ 130,000 $ 79,000
Jackson County Indiana 2 $ 182,000 $ 91,000 $ 62,000
Kosciusko County Indiana 2 $ 198,000 $ 99,000 $ 44,000
Perry County Indiana 2 $ 140,000 $ 70,000 $ 54,000
Pike County Indiana 2 $ 280,000 $ 140,000 $ 74,000
Posey County Indiana 2 $ 219,000 $ 109,000 $ 48,000
Anderson County Kentucky 2 $ 376,000 $ 188,000 $ 73,000
Jessamine County Kentucky 2 $ 260,000 $ 130,000 $ 59,000
Mason County Kentucky 2 $ 250,000 $ 125,000 $ 45,000
Montgomery County Kentucky 2 $ 213,000 $ 106,000 $ 123,000
Owen County Kentucky 2 $ 230,000 $ 115,000 $ 147,000
Warren County Kentucky 2 $ 216,000 $ 108,000 $ 28,000
Cheboygan County Michigan 2 $ 405,000 $ 202,000 $ 30,000
Sanilac County Michigan 2 $ 298,000 $ 149,000 $ 86,000
St. Louis County Missouri 2 $ 88,000 $ 44,000 $ 62,000
Clark County Nevada 2 $ 2,920,000 $ 1,460,000 $ 47,000
Brunswick County North Carolina 2 $ 1,266,000 $ 633,000 $ 319,000
Carteret County North Carolina 2 $ 550,000 $ 275,000 $ 175,000
Mecklenburg County North Carolina 2 $ 364,000 $ 182,000 $ 100,000
Wake County North Carolina 2 $ 164,000 $ 82,000 $ 80,000
Hardin County Ohio 2 $ 264,000 $ 132,000 $ 110,000
Mahoning County Ohio 2 $ 137,000 $ 68,000 $ 53,000
Pike County Ohio 2 $ 184,000 $ 92,000 $ 85,000
Georgetown County South Carolina 2 $ 400,000 $ 200,000 $ 108,000
Baldwin County Alabama 1 $ 102,000 $ 102,000 $ 59,000
Butler County Alabama 1 $ 148,000 $ 148,000 $ 73,000
Cross County Arkansas 1 $ 85,000 $ 85,000 $ 120,000
Orange County California 1 $ 397,000 $ 397,000 $ 0
Denver County Colorado 1 $ 360,000 $ 360,000 $ 164,000
New Castle County Delaware 1 $ 300,000 $ 300,000 $ 130,000
Bay County Florida 1 $ 100,000 $ 100,000 $ 103,000
Brevard County Florida 1 $ 166,000 $ 166,000 $ 67,000
Charlotte County Florida 1 $ 118,000 $ 118,000 $ 113,000
Collier County Florida 1 $ 285,000 $ 285,000 $ 142,000
Hernando County Florida 1 $ 58,000 $ 58,000 $ 44,000
Martin County Florida 1 $ 285,000 $ 285,000 $ 84,000
Nassau County Florida 1 $ 138,000 $ 138,000 $ 148,000
Orange County Florida 1 $ 100,000 $ 100,000 $ 137,000
Pinellas County Florida 1 $ 292,000 $ 292,000 $ 135,000
St. Lucie County Florida 1 $ 100,000 $ 100,000 $ 34,000
Sumter County Florida 1 $ 203,000 $ 203,000 $ 56,000
Walton County Florida 1 $ 383,000 $ 383,000 $ 213,000
Baldwin County Georgia 1 $ 277,000 $ 277,000 $ 111,000
Barrow County Georgia 1 $ 392,000 $ 392,000 $ 360,000
Cobb County Georgia 1 $ 356,000 $ 356,000 $ 150,000
Rabun County Georgia 1 $ 140,000 $ 140,000 $ 149,000
Ada County Idaho 1 $ 138,000 $ 138,000 $ 96,000
Delaware County Indiana 1 $ 62,000 $ 62,000 $ 19,000
Gibson County Indiana 1 $ 91,000 $ 91,000 $ 68,000
Grant County Indiana 1 $ 154,000 $ 154,000 $ 103,000
Henry County Indiana 1 $ 81,000 $ 81,000 $ 36,000
Jennings County Indiana 1 $ 157,000 $ 157,000 $ 56,000
Lake County Indiana 1 $ 50,000 $ 50,000 $ 13,000
LaPorte County Indiana 1 $ 128,000 $ 128,000 $ 24,000
Marshall County Indiana 1 $ 150,000 $ 150,000 $ 60,000
Ohio County Indiana 1 $ 88,000 $ 88,000 $ 83,000
Parke County Indiana 1 $ 123,000 $ 123,000 $ 0
Porter County Indiana 1 $ 78,000 $ 78,000 $ 70,000
Ripley County Indiana 1 $ 79,000 $ 79,000 $ 25,000
Rush County Indiana 1 $ 256,000 $ 256,000 $ 67,000
Steuben County Indiana 1 $ 128,000 $ 128,000 $ 96,000
Tipton County Indiana 1 $ 252,000 $ 252,000 $ 65,000
Union County Indiana 1 $ 77,000 $ 77,000 $ 32,000
Wayne County Indiana 1 $ 117,000 $ 117,000 $ 55,000
Sedgwick County Kansas 1 $ 127,000 $ 127,000 $ 42,000
Bourbon County Kentucky 1 $ 122,000 $ 122,000 $ 93,000
Bracken County Kentucky 1 $ 52,000 $ 52,000 $ 32,000
Gallatin County Kentucky 1 $ 281,000 $ 281,000 $ 60,000
Harrison County Kentucky 1 $ 63,000 $ 63,000 $ 55,000
Menifee County Kentucky 1 $ 52,000 $ 52,000 $ 127,000
Pulaski County Kentucky 1 $ 200,000 $ 200,000 $ 261,000
Russell County Kentucky 1 $ 104,000 $ 104,000 $ 48,000
Trigg County Kentucky 1 $ 112,000 $ 112,000 $ 70,000
Wayne County Kentucky 1 $ 104,000 $ 104,000 $ 334,000
Webster County Kentucky 1 $ 135,000 $ 135,000 $ 47,000
Wolfe County Kentucky 1 $ 108,000 $ 108,000 $ 69,000
St. Mary's County Maryland 1 $ 250,000 $ 250,000 $ 117,000
Dukes County Massachusetts 1 $ 270,000 $ 270,000 $ 153,000
Suffolk County Massachusetts 1 $ 1,388,000 $ 1,388,000 $ 0
Branch County Michigan 1 $ 115,000 $ 115,000 $ 91,000
Livingston County Michigan 1 $ 136,000 $ 136,000 $ 111,000
Mackinac County Michigan 1 $ 368,000 $ 368,000 $ 368,000
Monroe County Michigan 1 $ 150,000 $ 150,000 $ 88,000
Steele County Minnesota 1 $ 161,000 $ 161,000 $ 61,000
Grenada County Mississippi 1 $ 350,000 $ 350,000 $ 0
Rockingham County New Hampshire 1 $ 315,000 $ 315,000 $ 350,000
Essex County New Jersey 1 $ 288,000 $ 288,000 $ 0
Chatham County North Carolina 1 $ 43,000 $ 43,000 $ 84,000
Davidson County North Carolina 1 $ 221,000 $ 221,000 $ 70,000
Rutherford County North Carolina 1 $ 144,000 $ 144,000 $ 93,000
Ashtabula County Ohio 1 $ 304,000 $ 304,000 $ 174,000
Belmont County Ohio 1 $ 42,000 $ 42,000 $ 17,000
Crawford County Ohio 1 $ 60,000 $ 60,000 $ 51,000
Jefferson County Ohio 1 $ 55,000 $ 55,000 $ 28,000
Lawrence County Ohio 1 $ 115,000 $ 115,000 $ 56,000
Lorain County Ohio 1 $ 78,000 $ 78,000 $ 48,000
Medina County Ohio 1 $ 145,000 $ 145,000 $ 85,000
Morgan County Ohio 1 $ 200,000 $ 200,000 $ 469,000
Portage County Ohio 1 $ 182,000 $ 182,000 $ 95,000
Richland County Ohio 1 $ 30,000 $ 30,000 $ 0
Scioto County Ohio 1 $ 105,000 $ 105,000 $ 63,000
Seneca County Ohio 1 $ 165,000 $ 165,000 $ 122,000
Tuscarawas County Ohio 1 $ 45,000 $ 45,000 $ 35,000
Van Wert County Ohio 1 $ 45,000 $ 45,000 $ 0
Allegheny County Pennsylvania 1 $ 109,000 $ 109,000 $ 67,000
Butler County Pennsylvania 1 $ 154,000 $ 154,000 $ 52,000
Delaware County Pennsylvania 1 $ 139,000 $ 139,000 $ 374,000
Indiana County Pennsylvania 1 $ 138,000 $ 138,000 $ 15,000
Philadelphia County Pennsylvania 1 $ 75,000 $ 75,000 $ 86,000
Anderson County South Carolina 1 $ 360,000 $ 360,000 $ 126,000
Beaufort County South Carolina 1 $ 536,000 $ 536,000 $ 351,000
Horry County South Carolina 1 $ 79,000 $ 79,000 $ 77,000
Pickens County South Carolina 1 $ 178,000 $ 178,000 $ 80,000
Richland County South Carolina 1 $ 109,000 $ 109,000 $ 113,000
Franklin County Tennessee 1 $ 96,000 $ 96,000 $ 160,000
Hamblen County Tennessee 1 $ 92,000 $ 92,000 $ 102,000
Jefferson County Tennessee 1 $ 428,000 $ 428,000 $ 27,000
Sevier County Tennessee 1 $ 229,000 $ 229,000 $ 109,000
Smith County Tennessee 1 $ 126,000 $ 126,000 $ 36,000
Union County Tennessee 1 $ 400,000 $ 400,000 $ 868,000
Ector County Texas 1 $ 44,000 $ 44,000 $ 77,000
Utah County Utah 1 $ 170,000 $ 170,000 $ 38,000
Caroline County Virginia 1 $ 168,000 $ 168,000 $ 96,000
Henrico County Virginia 1 $ 94,000 $ 94,000 $ 130,000
Virginia Beach County Virginia 1 $ 360,000 $ 360,000 $ 188,000
Kanawha County West Virginia 1 $ 350,000 $ 350,000 $ 85,000
Mercer County West Virginia 1 $ 130,000 $ 130,000 $ 56,000
Wood County West Virginia 1 $ 70,000 $ 70,000 $ 62,000
Price County Wisconsin 1 $ 230,000 $ 230,000 $ 240,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Union Savings Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,724 $663,877,000 $398,250 $2,698,000 $118,100 $1,632,000
Home Purchase 4,029 $613,373,000 $257,814 $5,500,000 $118,444 $1,794,000
Home Improvement 157 $22,623,000 $115,666 $1,600,000 $70,000 $1,177,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,986 $1,151,008,000 $291,321 $5,500,000 $130,035 $1,794,000
Black or African American 439 $53,156,000 $188,400 $547,000 $81,200 $283,000
Asian 186 $30,635,000 $207,200 $690,000 $125,600 $690,000
Not applicable 162 $43,267,000 $316,125 $3,632,000 $0 $0
Not Provided 58 $11,127,000 $109,600 $3,060,000 $51,800 $151,000
Hispanic 58 $8,026,000 $128,250 $565,000 $53,000 $358,000
American Indian or Alaskan Native 11 $1,078,000 $104,000 $191,000 $58,500 $119,000
Native Hawaiian or Other Pacific Islander 10 $1,576,000 $143,000 $360,000 $83,500 $303,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,805 $1,170,685,000 $285,875 $5,500,000 $114,750 $1,794,000
FHA-insured (Federal Housing Administration) 980 $110,390,000 $104,500 $345,000 $49,166 $452,000
VA-guaranteed (Veterans Administration) 125 $18,798,000 $146,750 $352,000 $79,250 $568,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,649 $967,131,000 $279,000 $3,632,000 $120,160 $1,794,000
Application Denied By Financial Institution 1,542 $222,384,000 $218,823 $5,500,000 $90,176 $1,560,000
Application Withdrawn By Applicant 458 $69,080,000 $228,875 $1,620,000 $137,625 $1,020,000
Application Approved But Not Accepted 228 $36,743,000 $655,800 $2,698,000 $272,000 $840,000
File Closed For Incompleteness 33 $4,535,000 $108,500 $370,000 $55,000 $186,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 520 $66,187,000 $145,777 $1,112,000 $66,888 $312,000
Debt-To-Income Ratio 345 $50,557,000 $196,125 $1,200,000 $72,875 $1,000,000
Credit Application Incomplete 321 $55,677,000 $832,375 $5,500,000 $251,000 $1,560,000
Other 156 $24,051,000 $128,125 $3,060,000 $78,125 $396,000
Collateral 152 $19,471,000 $342,750 $1,000,000 $245,000 $743,000
Unverifiable Information 24 $3,599,000 $137,666 $359,000 $66,666 $228,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,718,000 $143,000 $332,000 $80,000 $167,000
Employment History 11 $1,046,000 $98,666 $193,000 $87,000 $137,000
Mortgage Insurance Denied 1 $78,000 $78,000 $78,000 $70,000 $70,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List