Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Union Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E. Kemper Road Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 36,965 |
| Total Mortgage Loan Application Amount | $6,036,645,000 |
| Average Mortgage Loan Application Amount | $160,666 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $3,660,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 5,437 | $ 971,225,000 | $ 178,000 | $ 123,000 |
| Franklin County Ohio | 4,325 | $ 675,422,000 | $ 156,000 | $ 98,000 |
| Montgomery County Ohio | 3,451 | $ 449,467,000 | $ 130,000 | $ 84,000 |
| Butler County Ohio | 3,249 | $ 482,750,000 | $ 148,000 | $ 92,000 |
| Warren County Ohio | 3,063 | $ 570,525,000 | $ 186,000 | $ 110,000 |
| Marion County Indiana | 2,527 | $ 365,207,000 | $ 144,000 | $ 89,000 |
| Hamilton County Indiana | 2,466 | $ 469,434,000 | $ 190,000 | $ 112,000 |
| Clermont County Ohio | 1,487 | $ 244,289,000 | $ 164,000 | $ 99,000 |
| Delaware County Ohio | 1,472 | $ 312,404,000 | $ 212,000 | $ 117,000 |
| Greene County Ohio | 1,167 | $ 184,231,000 | $ 157,000 | $ 94,000 |
| Hendricks County Indiana | 903 | $ 142,558,000 | $ 157,000 | $ 91,000 |
| Johnson County Indiana | 692 | $ 119,705,000 | $ 172,000 | $ 96,000 |
| Fairfield County Ohio | 631 | $ 87,852,000 | $ 139,000 | $ 78,000 |
| Miami County Ohio | 618 | $ 83,828,000 | $ 135,000 | $ 77,000 |
| Bartholomew County Indiana | 471 | $ 74,407,000 | $ 157,000 | $ 94,000 |
| Kenton County Kentucky | 362 | $ 57,017,000 | $ 157,000 | $ 101,000 |
| Clark County Ohio | 338 | $ 39,828,000 | $ 117,000 | $ 72,000 |
| Boone County Indiana | 331 | $ 74,770,000 | $ 225,000 | $ 135,000 |
| Licking County Ohio | 329 | $ 53,431,000 | $ 162,000 | $ 94,000 |
| Boone County Kentucky | 295 | $ 52,101,000 | $ 176,000 | $ 94,000 |
| Campbell County Kentucky | 288 | $ 43,325,000 | $ 150,000 | $ 89,000 |
| Union County Ohio | 278 | $ 61,625,000 | $ 221,000 | $ 122,000 |
| Hancock County Indiana | 246 | $ 36,088,000 | $ 146,000 | $ 88,000 |
| Morgan County Indiana | 145 | $ 24,192,000 | $ 166,000 | $ 91,000 |
| Monroe County Indiana | 140 | $ 19,581,000 | $ 139,000 | $ 86,000 |
| Clinton County Ohio | 128 | $ 16,666,000 | $ 130,000 | $ 58,000 |
| Dearborn County Indiana | 112 | $ 17,735,000 | $ 158,000 | $ 87,000 |
| Brown County Ohio | 101 | $ 12,764,000 | $ 126,000 | $ 90,000 |
| Madison County Ohio | 93 | $ 14,217,000 | $ 152,000 | $ 82,000 |
| Shelby County Ohio | 92 | $ 10,993,000 | $ 119,000 | $ 76,000 |
| Madison County Indiana | 84 | $ 11,152,000 | $ 132,000 | $ 87,000 |
| Pickaway County Ohio | 82 | $ 12,446,000 | $ 151,000 | $ 79,000 |
| Preble County Ohio | 77 | $ 8,553,000 | $ 111,000 | $ 68,000 |
| Darke County Ohio | 61 | $ 7,543,000 | $ 123,000 | $ 70,000 |
| Hocking County Ohio | 61 | $ 7,816,000 | $ 128,000 | $ 77,000 |
| Shelby County Indiana | 55 | $ 9,533,000 | $ 173,000 | $ 113,000 |
| Fayette County Kentucky | 52 | $ 6,633,000 | $ 127,000 | $ 78,000 |
| Brown County Indiana | 51 | $ 8,393,000 | $ 164,000 | $ 117,000 |
| Champaign County Ohio | 51 | $ 6,258,000 | $ 122,000 | $ 77,000 |
| Knox County Ohio | 48 | $ 6,246,000 | $ 130,000 | $ 84,000 |
| Perry County Ohio | 45 | $ 6,362,000 | $ 141,000 | $ 68,000 |
| Logan County Ohio | 39 | $ 4,988,000 | $ 127,000 | $ 90,000 |
| Howard County Indiana | 34 | $ 4,073,000 | $ 119,000 | $ 74,000 |
| Tippecanoe County Indiana | 34 | $ 5,687,000 | $ 167,000 | $ 111,000 |
| Morrow County Ohio | 34 | $ 5,204,000 | $ 153,000 | $ 89,000 |
| Putnam County Indiana | 31 | $ 4,790,000 | $ 154,000 | $ 84,000 |
| Highland County Ohio | 26 | $ 3,305,000 | $ 127,000 | $ 108,000 |
| Auglaize County Ohio | 21 | $ 2,821,000 | $ 134,000 | $ 72,000 |
| Jackson County Indiana | 20 | $ 2,492,000 | $ 124,000 | $ 80,000 |
| Grant County Kentucky | 20 | $ 3,217,000 | $ 160,000 | $ 103,000 |
| Ross County Ohio | 19 | $ 3,183,000 | $ 167,000 | $ 99,000 |
| Allen County Indiana | 18 | $ 2,841,000 | $ 157,000 | $ 100,000 |
| Vanderburgh County Indiana | 18 | $ 2,027,000 | $ 112,000 | $ 72,000 |
| Richland County Ohio | 18 | $ 2,085,000 | $ 115,000 | $ 74,000 |
| Mercer County Ohio | 17 | $ 2,328,000 | $ 136,000 | $ 83,000 |
| Delaware County Indiana | 16 | $ 1,939,000 | $ 121,000 | $ 79,000 |
| Henry County Indiana | 15 | $ 2,103,000 | $ 140,000 | $ 65,000 |
| Montgomery County Indiana | 15 | $ 2,144,000 | $ 142,000 | $ 91,000 |
| Jefferson County Kentucky | 15 | $ 2,687,000 | $ 179,000 | $ 103,000 |
| Marion County Ohio | 15 | $ 1,921,000 | $ 128,000 | $ 82,000 |
| Campbell County Tennessee | 15 | $ 3,594,000 | $ 239,000 | $ 244,000 |
| Jennings County Indiana | 14 | $ 1,713,000 | $ 122,000 | $ 68,000 |
| Athens County Ohio | 14 | $ 1,831,000 | $ 130,000 | $ 74,000 |
| Summit County Ohio | 14 | $ 2,980,000 | $ 212,000 | $ 120,000 |
| Lee County Florida | 13 | $ 3,233,000 | $ 248,000 | $ 160,000 |
| Franklin County Indiana | 13 | $ 1,648,000 | $ 126,000 | $ 80,000 |
| Cuyahoga County Ohio | 13 | $ 2,278,000 | $ 175,000 | $ 179,000 |
| Stark County Ohio | 13 | $ 1,675,000 | $ 128,000 | $ 59,000 |
| Tipton County Indiana | 12 | $ 1,654,000 | $ 137,000 | $ 78,000 |
| Fayette County Ohio | 12 | $ 1,469,000 | $ 122,000 | $ 37,000 |
| Muskingum County Ohio | 11 | $ 1,402,000 | $ 127,000 | $ 63,000 |
| St. Joseph County Indiana | 10 | $ 1,212,000 | $ 121,000 | $ 54,000 |
| Scott County Kentucky | 10 | $ 1,540,000 | $ 154,000 | $ 108,000 |
| Adams County Ohio | 10 | $ 1,224,000 | $ 122,000 | $ 61,000 |
| Elkhart County Indiana | 9 | $ 1,122,000 | $ 124,000 | $ 69,000 |
| Jessamine County Kentucky | 9 | $ 1,484,000 | $ 164,000 | $ 200,000 |
| Pendleton County Kentucky | 9 | $ 1,279,000 | $ 142,000 | $ 68,000 |
| Hancock County Ohio | 9 | $ 1,681,000 | $ 186,000 | $ 72,000 |
| Orange County California | 8 | $ 5,612,000 | $ 701,000 | $ 663,000 |
| San Diego County California | 8 | $ 4,654,000 | $ 581,000 | $ 370,000 |
| Ripley County Indiana | 8 | $ 1,705,000 | $ 213,000 | $ 97,000 |
| Warrick County Indiana | 8 | $ 953,000 | $ 119,000 | $ 65,000 |
| Owen County Kentucky | 8 | $ 589,000 | $ 73,000 | $ 97,000 |
| Decatur County Indiana | 7 | $ 1,083,000 | $ 154,000 | $ 92,000 |
| Parke County Indiana | 7 | $ 1,402,000 | $ 200,000 | $ 215,000 |
| Rush County Indiana | 7 | $ 896,000 | $ 128,000 | $ 88,000 |
| Oldham County Kentucky | 7 | $ 1,762,000 | $ 251,000 | $ 187,000 |
| Lorain County Ohio | 7 | $ 1,164,000 | $ 166,000 | $ 75,000 |
| Portage County Ohio | 7 | $ 871,000 | $ 124,000 | $ 68,000 |
| Cook County Illinois | 6 | $ 1,392,000 | $ 232,000 | $ 162,000 |
| Clinton County Indiana | 6 | $ 819,000 | $ 136,000 | $ 78,000 |
| White County Indiana | 6 | $ 868,000 | $ 144,000 | $ 89,000 |
| Pulaski County Kentucky | 6 | $ 957,000 | $ 159,000 | $ 112,000 |
| Hardin County Ohio | 6 | $ 643,000 | $ 107,000 | $ 59,000 |
| Lucas County Ohio | 6 | $ 747,000 | $ 124,000 | $ 80,000 |
| Clay County Indiana | 5 | $ 643,000 | $ 128,000 | $ 130,000 |
| Fayette County Indiana | 5 | $ 493,000 | $ 98,000 | $ 37,000 |
| Lake County Indiana | 5 | $ 731,000 | $ 146,000 | $ 68,000 |
| LaPorte County Indiana | 5 | $ 619,000 | $ 123,000 | $ 45,000 |
| Owen County Indiana | 5 | $ 651,000 | $ 130,000 | $ 65,000 |
| Porter County Indiana | 5 | $ 1,104,000 | $ 220,000 | $ 117,000 |
| Mason County Kentucky | 5 | $ 826,000 | $ 165,000 | $ 71,000 |
| Ashland County Ohio | 5 | $ 750,000 | $ 150,000 | $ 81,000 |
| Ottawa County Ohio | 5 | $ 996,000 | $ 199,000 | $ 519,000 |
| Tuscarawas County Ohio | 5 | $ 515,000 | $ 103,000 | $ 88,000 |
| LaGrange County Indiana | 4 | $ 589,000 | $ 147,000 | $ 147,000 |
| Randolph County Indiana | 4 | $ 253,000 | $ 63,000 | $ 41,000 |
| Steuben County Indiana | 4 | $ 617,000 | $ 154,000 | $ 104,000 |
| Vigo County Indiana | 4 | $ 522,000 | $ 130,000 | $ 62,000 |
| Wayne County Indiana | 4 | $ 386,000 | $ 96,000 | $ 83,000 |
| Wells County Indiana | 4 | $ 526,000 | $ 131,000 | $ 92,000 |
| Woodford County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 68,000 |
| Coshocton County Ohio | 4 | $ 506,000 | $ 126,000 | $ 79,000 |
| Guernsey County Ohio | 4 | $ 385,000 | $ 96,000 | $ 72,000 |
| Medina County Ohio | 4 | $ 565,000 | $ 141,000 | $ 130,000 |
| Morgan County Ohio | 4 | $ 321,000 | $ 80,000 | $ 64,000 |
| Wood County Ohio | 4 | $ 375,000 | $ 93,000 | $ 89,000 |
| Los Angeles County California | 3 | $ 1,797,000 | $ 599,000 | $ 410,000 |
| Collier County Florida | 3 | $ 8,414,000 | $ 2,804,000 | $ 199,000 |
| Carroll County Indiana | 3 | $ 280,000 | $ 93,000 | $ 45,000 |
| Grant County Indiana | 3 | $ 287,000 | $ 95,000 | $ 47,000 |
| Greene County Indiana | 3 | $ 329,000 | $ 109,000 | $ 66,000 |
| Kosciusko County Indiana | 3 | $ 521,000 | $ 173,000 | $ 136,000 |
| Ohio County Indiana | 3 | $ 510,000 | $ 170,000 | $ 72,000 |
| Union County Indiana | 3 | $ 352,000 | $ 117,000 | $ 29,000 |
| Whitley County Indiana | 3 | $ 494,000 | $ 164,000 | $ 221,000 |
| Madison County Kentucky | 3 | $ 496,000 | $ 165,000 | $ 65,000 |
| Russell County Kentucky | 3 | $ 398,000 | $ 132,000 | $ 248,000 |
| Chatham County North Carolina | 3 | $ 1,251,000 | $ 417,000 | $ 117,000 |
| Mecklenburg County North Carolina | 3 | $ 928,000 | $ 309,000 | $ 546,000 |
| Gallia County Ohio | 3 | $ 363,000 | $ 121,000 | $ 85,000 |
| Holmes County Ohio | 3 | $ 280,000 | $ 93,000 | $ 67,000 |
| Pike County Ohio | 3 | $ 267,000 | $ 89,000 | $ 161,000 |
| Putnam County Ohio | 3 | $ 324,000 | $ 108,000 | $ 71,000 |
| Beaufort County South Carolina | 3 | $ 927,000 | $ 309,000 | $ 235,000 |
| Knox County Tennessee | 3 | $ 551,000 | $ 183,000 | $ 165,000 |
| Maricopa County Arizona | 2 | $ 558,000 | $ 279,000 | $ 147,000 |
| Hillsborough County Florida | 2 | $ 571,000 | $ 285,000 | $ 60,000 |
| Manatee County Florida | 2 | $ 581,000 | $ 290,000 | $ 253,000 |
| Monroe County Florida | 2 | $ 709,000 | $ 354,000 | $ 562,000 |
| Palm Beach County Florida | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Sarasota County Florida | 2 | $ 564,000 | $ 282,000 | $ 260,000 |
| DeKalb County Georgia | 2 | $ 447,000 | $ 223,000 | $ 82,000 |
| Cass County Indiana | 2 | $ 200,000 | $ 100,000 | $ 98,000 |
| Gibson County Indiana | 2 | $ 542,000 | $ 271,000 | $ 124,000 |
| Jasper County Indiana | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Jay County Indiana | 2 | $ 296,000 | $ 148,000 | $ 81,000 |
| Lawrence County Indiana | 2 | $ 162,000 | $ 81,000 | $ 36,000 |
| Marshall County Indiana | 2 | $ 275,000 | $ 137,000 | $ 279,000 |
| Pulaski County Indiana | 2 | $ 133,000 | $ 66,000 | $ 95,000 |
| Bracken County Kentucky | 2 | $ 373,000 | $ 186,000 | $ 80,000 |
| Clark County Kentucky | 2 | $ 284,000 | $ 142,000 | $ 84,000 |
| Meade County Kentucky | 2 | $ 291,000 | $ 145,000 | $ 44,000 |
| Montgomery County Kentucky | 2 | $ 209,000 | $ 104,000 | $ 70,000 |
| Shelby County Kentucky | 2 | $ 239,000 | $ 119,000 | $ 161,000 |
| Wayne County Kentucky | 2 | $ 326,000 | $ 163,000 | $ 205,000 |
| Plymouth County Massachusetts | 2 | $ 580,000 | $ 290,000 | $ 185,000 |
| Flathead County Montana | 2 | $ 330,000 | $ 165,000 | $ 252,000 |
| Erie County New York | 2 | $ 495,000 | $ 247,000 | $ 193,000 |
| Crawford County Ohio | 2 | $ 131,000 | $ 65,000 | $ 8,000 |
| Mahoning County Ohio | 2 | $ 215,000 | $ 107,000 | $ 30,000 |
| Scioto County Ohio | 2 | $ 233,000 | $ 116,000 | $ 50,000 |
| Seneca County Ohio | 2 | $ 299,000 | $ 149,000 | $ 91,000 |
| Vinton County Ohio | 2 | $ 244,000 | $ 122,000 | $ 38,000 |
| Wayne County Ohio | 2 | $ 254,000 | $ 127,000 | $ 70,000 |
| Charleston County South Carolina | 2 | $ 611,000 | $ 305,000 | $ 591,000 |
| Bradley County Tennessee | 2 | $ 278,000 | $ 139,000 | $ 18,000 |
| Sevier County Tennessee | 2 | $ 368,000 | $ 184,000 | $ 142,000 |
| Shelby County Tennessee | 2 | $ 457,000 | $ 228,000 | $ 78,000 |
| Pinal County Arizona | 1 | $ 252,000 | $ 252,000 | $ 327,000 |
| El Paso County Colorado | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Pueblo County Colorado | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Broward County Florida | 1 | $ 204,000 | $ 204,000 | $ 259,000 |
| Highlands County Florida | 1 | $ 200,000 | $ 200,000 | $ 141,000 |
| Marion County Florida | 1 | $ 70,000 | $ 70,000 | $ 100,000 |
| Martin County Florida | 1 | $ 160,000 | $ 160,000 | $ 179,000 |
| Okaloosa County Florida | 1 | $ 417,000 | $ 417,000 | $ 182,000 |
| Osceola County Florida | 1 | $ 196,000 | $ 196,000 | $ 152,000 |
| Pinellas County Florida | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Sumter County Florida | 1 | $ 87,000 | $ 87,000 | $ 77,000 |
| Walton County Florida | 1 | $ 219,000 | $ 219,000 | $ 184,000 |
| Chatham County Georgia | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Fayette County Georgia | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Putnam County Georgia | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Walker County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Champaign County Illinois | 1 | $ 143,000 | $ 143,000 | $ 46,000 |
| Logan County Illinois | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Clark County Indiana | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Daviess County Indiana | 1 | $ 180,000 | $ 180,000 | $ 172,000 |
| DeKalb County Indiana | 1 | $ 51,000 | $ 51,000 | $ 61,000 |
| Dubois County Indiana | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| Floyd County Indiana | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Fountain County Indiana | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Huntington County Indiana | 1 | $ 173,000 | $ 173,000 | $ 75,000 |
| Noble County Indiana | 1 | $ 124,000 | $ 124,000 | $ 118,000 |
| Perry County Indiana | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Posey County Indiana | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Starke County Indiana | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Sullivan County Indiana | 1 | $ 66,000 | $ 66,000 | $ 81,000 |
| Anderson County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 115,000 |
| Bourbon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Boyle County Kentucky | 1 | $ 208,000 | $ 208,000 | $ 120,000 |
| Clinton County Kentucky | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| Franklin County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| Gallatin County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Jackson County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 113,000 |
| Lewis County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| Mercer County Kentucky | 1 | $ 308,000 | $ 308,000 | $ 159,000 |
| Nelson County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Perry County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 175,000 |
| Spencer County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Trimble County Kentucky | 1 | $ 177,000 | $ 177,000 | $ 80,000 |
| Warren County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Cumberland County Maine | 1 | $ 126,000 | $ 126,000 | $ 591,000 |
| Montgomery County Maryland | 1 | $ 417,000 | $ 417,000 | $ 331,000 |
| Berrien County Michigan | 1 | $ 182,000 | $ 182,000 | $ 193,000 |
| Branch County Michigan | 1 | $ 273,000 | $ 273,000 | $ 500,000 |
| Wexford County Michigan | 1 | $ 66,000 | $ 66,000 | $ 71,000 |
| Clark County Nevada | 1 | $ 202,000 | $ 202,000 | $ 700,000 |
| Morris County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Allegany County New York | 1 | $ 417,000 | $ 417,000 | $ 768,000 |
| Chautauqua County New York | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| New York County New York | 1 | $ 312,000 | $ 312,000 | $ 250,000 |
| Suffolk County New York | 1 | $ 700,000 | $ 700,000 | $ 310,000 |
| Durham County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 111,000 |
| Forsyth County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 106,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Allen County Ohio | 1 | $ 84,000 | $ 84,000 | $ 156,000 |
| Belmont County Ohio | 1 | $ 62,000 | $ 62,000 | $ 36,000 |
| Erie County Ohio | 1 | $ 150,000 | $ 150,000 | $ 145,000 |
| Geauga County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lake County Ohio | 1 | $ 207,000 | $ 207,000 | $ 89,000 |
| Lawrence County Ohio | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Meigs County Ohio | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Noble County Ohio | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Trumbull County Ohio | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 68,000 | $ 68,000 | $ 49,000 |
| Washington County Ohio | 1 | $ 184,000 | $ 184,000 | $ 49,000 |
| Wyandot County Ohio | 1 | $ 152,000 | $ 152,000 | $ 51,000 |
| Carter County Oklahoma | 1 | $ 273,000 | $ 273,000 | $ 105,000 |
| Oklahoma County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Allegheny County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 290,000 |
| Erie County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 450,000 |
| Montgomery County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 550,000 |
| Dorchester County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 124,000 |
| Lincoln County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Blount County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Claiborne County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 245,000 |
| Rutherford County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Fannin County Texas | 1 | $ 189,000 | $ 189,000 | $ 67,000 |
| York County Virginia | 1 | $ 217,000 | $ 217,000 | $ 90,000 |
| Clark County Washington | 1 | $ 382,000 | $ 382,000 | $ 256,000 |
| King County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 31,666 | $5,172,201,000 | $163,000 | $2,035,000 | $103,000 | $3,601,000 |
| Home Purchase | 5,297 | $864,132,000 | $163,000 | $8,000,000 | $91,000 | $3,660,000 |
| Home Improvement | 2 | $312,000 | $156,000 | $200,000 | $143,000 | $198,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,217 | $5,211,032,000 | $161,000 | $8,000,000 | $101,000 | $3,660,000 |
| Not Provided | 2,171 | $366,390,000 | $168,000 | $1,360,000 | $89,000 | $984,000 |
| Asian | 1,816 | $342,624,000 | $188,000 | $1,000,000 | $115,000 | $1,380,000 |
| Black or African American | 547 | $80,451,000 | $147,000 | $481,000 | $81,000 | $420,000 |
| Hispanic | 138 | $23,282,000 | $168,000 | $417,000 | $99,000 | $448,000 |
| American Indian or Alaskan Native | 37 | $6,549,000 | $177,000 | $417,000 | $110,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 32 | $5,197,000 | $162,000 | $417,000 | $100,000 | $352,000 |
| Not applicable | 7 | $1,120,000 | $160,000 | $408,000 | $69,000 | $317,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 33,601 | $5,545,018,000 | $165,000 | $8,000,000 | $106,000 | $3,660,000 |
| FHA-insured (Federal Housing Administration) | 3,019 | $432,719,000 | $143,000 | $417,000 | $48,000 | $627,000 |
| VA-guaranteed (Veterans Administration) | 332 | $57,196,000 | $172,000 | $454,000 | $55,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,712,000 | $131,000 | $255,000 | $46,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 27,654 | $4,475,966,000 | $161,000 | $8,000,000 | $105,000 | $3,601,000 |
| Application Denied By Financial Institution | 6,177 | $1,039,528,000 | $168,000 | $1,360,000 | $84,000 | $3,660,000 |
| Application Withdrawn By Applicant | 2,503 | $418,030,000 | $167,000 | $1,440,000 | $90,000 | $2,583,000 |
| Application Approved But Not Accepted | 630 | $102,953,000 | $163,000 | $1,100,000 | $103,000 | $1,365,000 |
| File Closed For Incompleteness | 1 | $168,000 | $168,000 | $168,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,877 | $335,966,000 | $178,000 | $703,000 | $91,000 | $984,000 |
| Collateral | 1,382 | $242,229,000 | $175,000 | $685,000 | $106,000 | $3,660,000 |
| Debt-To-Income Ratio | 1,195 | $202,090,000 | $169,000 | $1,360,000 | $71,000 | $672,000 |
| Credit History | 1,022 | $145,325,000 | $142,000 | $945,000 | $58,000 | $1,560,000 |
| Credit Application Incomplete | 478 | $79,712,000 | $166,000 | $560,000 | $85,000 | $900,000 |
| Unverifiable Information | 94 | $15,045,000 | $160,000 | $417,000 | $94,000 | $531,000 |
| Employment History | 56 | $6,882,000 | $122,000 | $322,000 | $72,000 | $330,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $6,781,000 | $161,000 | $477,000 | $84,000 | $294,000 |
| Mortgage Insurance Denied | 31 | $5,498,000 | $177,000 | $383,000 | $88,000 | $175,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.