Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Union Savings Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 31,908 |
| Total Mortgage Loan Application Amount | $5,049,234,000 |
| Average Mortgage Loan Application Amount | $148,666 |
| Highest Mortgage Loan Application Amount | $2,526,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $2,937,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 4,424 | $ 788,948,000 | $ 178,000 | $ 123,000 |
| Franklin County Ohio | 3,771 | $ 573,666,000 | $ 152,000 | $ 99,000 |
| Montgomery County Ohio | 3,525 | $ 438,052,000 | $ 124,000 | $ 81,000 |
| Butler County Ohio | 2,760 | $ 404,413,000 | $ 146,000 | $ 91,000 |
| Warren County Ohio | 2,661 | $ 477,646,000 | $ 179,000 | $ 109,000 |
| Hamilton County Indiana | 2,076 | $ 383,727,000 | $ 184,000 | $ 117,000 |
| Marion County Indiana | 1,985 | $ 274,541,000 | $ 138,000 | $ 89,000 |
| Delaware County Ohio | 1,278 | $ 269,510,000 | $ 210,000 | $ 122,000 |
| Clermont County Ohio | 1,243 | $ 198,210,000 | $ 159,000 | $ 95,000 |
| Greene County Ohio | 1,100 | $ 178,872,000 | $ 162,000 | $ 100,000 |
| Miami County Ohio | 696 | $ 88,636,000 | $ 127,000 | $ 76,000 |
| Hendricks County Indiana | 539 | $ 81,356,000 | $ 150,000 | $ 94,000 |
| Johnson County Indiana | 533 | $ 83,941,000 | $ 157,000 | $ 99,000 |
| Fairfield County Ohio | 504 | $ 66,351,000 | $ 131,000 | $ 80,000 |
| Bartholomew County Indiana | 494 | $ 74,355,000 | $ 150,000 | $ 94,000 |
| Kenton County Kentucky | 283 | $ 42,584,000 | $ 150,000 | $ 97,000 |
| Licking County Ohio | 276 | $ 41,643,000 | $ 150,000 | $ 91,000 |
| Campbell County Kentucky | 262 | $ 41,824,000 | $ 159,000 | $ 98,000 |
| Boone County Kentucky | 252 | $ 41,129,000 | $ 163,000 | $ 99,000 |
| Boone County Indiana | 247 | $ 51,374,000 | $ 207,000 | $ 137,000 |
| Union County Ohio | 237 | $ 49,586,000 | $ 209,000 | $ 115,000 |
| Hancock County Indiana | 192 | $ 27,759,000 | $ 144,000 | $ 99,000 |
| Clark County Ohio | 180 | $ 22,806,000 | $ 126,000 | $ 76,000 |
| Monroe County Indiana | 177 | $ 24,500,000 | $ 138,000 | $ 82,000 |
| Morgan County Indiana | 122 | $ 17,825,000 | $ 146,000 | $ 89,000 |
| Dearborn County Indiana | 92 | $ 14,469,000 | $ 157,000 | $ 105,000 |
| Shelby County Ohio | 92 | $ 11,517,000 | $ 125,000 | $ 70,000 |
| Clinton County Ohio | 81 | $ 12,190,000 | $ 150,000 | $ 78,000 |
| Madison County Ohio | 81 | $ 12,219,000 | $ 150,000 | $ 91,000 |
| Brown County Ohio | 74 | $ 10,320,000 | $ 139,000 | $ 84,000 |
| Preble County Ohio | 73 | $ 7,987,000 | $ 109,000 | $ 66,000 |
| Pickaway County Ohio | 67 | $ 10,076,000 | $ 150,000 | $ 85,000 |
| Madison County Indiana | 63 | $ 7,121,000 | $ 113,000 | $ 71,000 |
| Knox County Ohio | 62 | $ 9,094,000 | $ 146,000 | $ 77,000 |
| Darke County Ohio | 57 | $ 5,925,000 | $ 103,000 | $ 69,000 |
| Logan County Ohio | 56 | $ 6,258,000 | $ 111,000 | $ 71,000 |
| Champaign County Ohio | 54 | $ 6,009,000 | $ 111,000 | $ 62,000 |
| Hocking County Ohio | 51 | $ 7,015,000 | $ 137,000 | $ 86,000 |
| Brown County Indiana | 50 | $ 7,310,000 | $ 146,000 | $ 126,000 |
| Shelby County Indiana | 47 | $ 7,233,000 | $ 153,000 | $ 114,000 |
| Howard County Indiana | 40 | $ 4,566,000 | $ 114,000 | $ 86,000 |
| Perry County Ohio | 34 | $ 4,523,000 | $ 133,000 | $ 100,000 |
| Putnam County Indiana | 33 | $ 4,909,000 | $ 148,000 | $ 130,000 |
| Morrow County Ohio | 33 | $ 4,229,000 | $ 128,000 | $ 75,000 |
| Tippecanoe County Indiana | 32 | $ 4,346,000 | $ 135,000 | $ 97,000 |
| Fayette County Kentucky | 27 | $ 3,761,000 | $ 139,000 | $ 112,000 |
| Hancock County Ohio | 27 | $ 4,461,000 | $ 165,000 | $ 99,000 |
| Franklin County Indiana | 26 | $ 4,642,000 | $ 178,000 | $ 102,000 |
| Auglaize County Ohio | 26 | $ 3,347,000 | $ 128,000 | $ 87,000 |
| Lawrence County Indiana | 22 | $ 2,614,000 | $ 118,000 | $ 74,000 |
| Marion County Ohio | 22 | $ 2,445,000 | $ 111,000 | $ 87,000 |
| Cuyahoga County Ohio | 21 | $ 3,832,000 | $ 182,000 | $ 119,000 |
| Jackson County Indiana | 20 | $ 2,599,000 | $ 129,000 | $ 98,000 |
| Delaware County Indiana | 19 | $ 2,873,000 | $ 151,000 | $ 90,000 |
| Allen County Indiana | 18 | $ 2,448,000 | $ 136,000 | $ 92,000 |
| Ross County Ohio | 17 | $ 2,290,000 | $ 134,000 | $ 93,000 |
| Jefferson County Kentucky | 16 | $ 3,043,000 | $ 190,000 | $ 106,000 |
| Athens County Ohio | 16 | $ 1,722,000 | $ 107,000 | $ 89,000 |
| Grant County Kentucky | 15 | $ 1,872,000 | $ 124,000 | $ 112,000 |
| Muskingum County Ohio | 15 | $ 2,182,000 | $ 145,000 | $ 103,000 |
| Highland County Ohio | 14 | $ 1,564,000 | $ 111,000 | $ 107,000 |
| Campbell County Tennessee | 14 | $ 3,425,000 | $ 244,000 | $ 212,000 |
| Owen County Indiana | 13 | $ 1,022,000 | $ 78,000 | $ 57,000 |
| Fayette County Ohio | 13 | $ 1,612,000 | $ 124,000 | $ 64,000 |
| Richland County Ohio | 13 | $ 1,683,000 | $ 129,000 | $ 89,000 |
| Henry County Indiana | 12 | $ 1,431,000 | $ 119,000 | $ 70,000 |
| Tipton County Indiana | 12 | $ 1,458,000 | $ 121,000 | $ 78,000 |
| Vanderburgh County Indiana | 12 | $ 1,436,000 | $ 119,000 | $ 77,000 |
| Pulaski County Kentucky | 10 | $ 1,101,000 | $ 110,000 | $ 108,000 |
| Adams County Ohio | 10 | $ 1,079,000 | $ 107,000 | $ 88,000 |
| Mercer County Ohio | 10 | $ 1,620,000 | $ 162,000 | $ 100,000 |
| Clinton County Indiana | 9 | $ 993,000 | $ 110,000 | $ 67,000 |
| Warrick County Indiana | 9 | $ 1,363,000 | $ 151,000 | $ 90,000 |
| Summit County Ohio | 9 | $ 1,669,000 | $ 185,000 | $ 103,000 |
| Orange County California | 8 | $ 3,881,000 | $ 485,000 | $ 246,000 |
| Lee County Florida | 8 | $ 1,807,000 | $ 225,000 | $ 155,000 |
| Decatur County Indiana | 8 | $ 810,000 | $ 101,000 | $ 120,000 |
| Elkhart County Indiana | 8 | $ 1,143,000 | $ 142,000 | $ 124,000 |
| Lake County Indiana | 8 | $ 1,651,000 | $ 206,000 | $ 108,000 |
| Ripley County Indiana | 8 | $ 1,150,000 | $ 143,000 | $ 99,000 |
| Guernsey County Ohio | 8 | $ 702,000 | $ 87,000 | $ 58,000 |
| Jennings County Indiana | 7 | $ 790,000 | $ 112,000 | $ 100,000 |
| St. Joseph County Indiana | 7 | $ 821,000 | $ 117,000 | $ 73,000 |
| Ottawa County Ohio | 7 | $ 772,000 | $ 110,000 | $ 115,000 |
| Wayne County Ohio | 7 | $ 638,000 | $ 91,000 | $ 55,000 |
| Wood County Ohio | 7 | $ 859,000 | $ 122,000 | $ 98,000 |
| Grant County Indiana | 6 | $ 453,000 | $ 75,000 | $ 50,000 |
| Greene County Indiana | 6 | $ 711,000 | $ 118,000 | $ 58,000 |
| Kosciusko County Indiana | 6 | $ 785,000 | $ 130,000 | $ 98,000 |
| Montgomery County Indiana | 6 | $ 717,000 | $ 119,000 | $ 115,000 |
| Steuben County Indiana | 6 | $ 985,000 | $ 164,000 | $ 100,000 |
| Vigo County Indiana | 6 | $ 645,000 | $ 107,000 | $ 118,000 |
| Lucas County Ohio | 6 | $ 709,000 | $ 118,000 | $ 85,000 |
| Clark County Indiana | 5 | $ 883,000 | $ 176,000 | $ 111,000 |
| Daviess County Indiana | 5 | $ 720,000 | $ 144,000 | $ 103,000 |
| Floyd County Indiana | 5 | $ 852,000 | $ 170,000 | $ 130,000 |
| Union County Indiana | 5 | $ 511,000 | $ 102,000 | $ 281,000 |
| White County Indiana | 5 | $ 822,000 | $ 164,000 | $ 82,000 |
| Mason County Kentucky | 5 | $ 769,000 | $ 153,000 | $ 78,000 |
| Pendleton County Kentucky | 5 | $ 628,000 | $ 125,000 | $ 82,000 |
| Allen County Ohio | 5 | $ 424,000 | $ 84,000 | $ 58,000 |
| Hardin County Ohio | 5 | $ 439,000 | $ 87,000 | $ 57,000 |
| Stark County Ohio | 5 | $ 524,000 | $ 104,000 | $ 62,000 |
| Charleston County South Carolina | 5 | $ 1,636,000 | $ 327,000 | $ 175,000 |
| San Diego County California | 4 | $ 3,558,000 | $ 889,000 | $ 93,000 |
| Palm Beach County Florida | 4 | $ 1,413,000 | $ 353,000 | $ 206,000 |
| Marshall County Indiana | 4 | $ 1,115,000 | $ 278,000 | $ 123,000 |
| Porter County Indiana | 4 | $ 1,229,000 | $ 307,000 | $ 102,000 |
| Rush County Indiana | 4 | $ 469,000 | $ 117,000 | $ 67,000 |
| Wayne County Indiana | 4 | $ 489,000 | $ 122,000 | $ 71,000 |
| Bracken County Kentucky | 4 | $ 367,000 | $ 91,000 | $ 90,000 |
| Owen County Kentucky | 4 | $ 459,000 | $ 114,000 | $ 101,000 |
| Scott County Kentucky | 4 | $ 757,000 | $ 189,000 | $ 78,000 |
| Ashland County Ohio | 4 | $ 384,000 | $ 96,000 | $ 62,000 |
| Jackson County Ohio | 4 | $ 517,000 | $ 129,000 | $ 134,000 |
| Jefferson County Ohio | 4 | $ 239,000 | $ 59,000 | $ 28,000 |
| Lorain County Ohio | 4 | $ 902,000 | $ 225,000 | $ 128,000 |
| Portage County Ohio | 4 | $ 780,000 | $ 195,000 | $ 117,000 |
| Los Angeles County California | 3 | $ 914,000 | $ 304,000 | $ 115,000 |
| Collier County Florida | 3 | $ 663,000 | $ 221,000 | $ 205,000 |
| Huntington County Indiana | 3 | $ 312,000 | $ 104,000 | $ 82,000 |
| Posey County Indiana | 3 | $ 374,000 | $ 124,000 | $ 110,000 |
| Washington County Indiana | 3 | $ 297,000 | $ 99,000 | $ 48,000 |
| Jessamine County Kentucky | 3 | $ 297,000 | $ 99,000 | $ 84,000 |
| Rowan County Kentucky | 3 | $ 331,000 | $ 110,000 | $ 90,000 |
| Woodford County Kentucky | 3 | $ 458,000 | $ 152,000 | $ 105,000 |
| Oakland County Michigan | 3 | $ 597,000 | $ 199,000 | $ 152,000 |
| Chatham County North Carolina | 3 | $ 1,076,000 | $ 358,000 | $ 112,000 |
| Crawford County Ohio | 3 | $ 374,000 | $ 124,000 | $ 67,000 |
| Erie County Ohio | 3 | $ 523,000 | $ 174,000 | $ 158,000 |
| Holmes County Ohio | 3 | $ 241,000 | $ 80,000 | $ 120,000 |
| Mahoning County Ohio | 3 | $ 333,000 | $ 111,000 | $ 73,000 |
| Medina County Ohio | 3 | $ 705,000 | $ 235,000 | $ 257,000 |
| Pike County Ohio | 3 | $ 340,000 | $ 113,000 | $ 114,000 |
| Washington County Ohio | 3 | $ 270,000 | $ 90,000 | $ 54,000 |
| Beaufort County South Carolina | 3 | $ 3,337,000 | $ 1,112,000 | $ 310,000 |
| Maricopa County Arizona | 2 | $ 584,000 | $ 292,000 | $ 340,000 |
| Manatee County Florida | 2 | $ 540,000 | $ 270,000 | $ 209,000 |
| Marion County Florida | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Volusia County Florida | 2 | $ 418,000 | $ 209,000 | $ 175,000 |
| Fayette County Georgia | 2 | $ 670,000 | $ 335,000 | $ 177,000 |
| Cook County Illinois | 2 | $ 377,000 | $ 188,000 | $ 72,000 |
| Carroll County Indiana | 2 | $ 382,000 | $ 191,000 | $ 51,000 |
| Fulton County Indiana | 2 | $ 323,000 | $ 161,000 | $ 124,000 |
| Harrison County Indiana | 2 | $ 323,000 | $ 161,000 | $ 0 |
| LaPorte County Indiana | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Ohio County Indiana | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Parke County Indiana | 2 | $ 207,000 | $ 103,000 | $ 111,000 |
| Spencer County Indiana | 2 | $ 212,000 | $ 106,000 | $ 47,000 |
| Wabash County Indiana | 2 | $ 234,000 | $ 117,000 | $ 77,000 |
| Warren County Indiana | 2 | $ 206,000 | $ 103,000 | $ 56,000 |
| Johnson County Kansas | 2 | $ 740,000 | $ 370,000 | $ 539,000 |
| Clark County Kentucky | 2 | $ 281,000 | $ 140,000 | $ 203,000 |
| Mercer County Kentucky | 2 | $ 309,000 | $ 154,000 | $ 107,000 |
| Oldham County Kentucky | 2 | $ 542,000 | $ 271,000 | $ 118,000 |
| Alpena County Michigan | 2 | $ 260,000 | $ 130,000 | $ 262,000 |
| Orange County New York | 2 | $ 438,000 | $ 219,000 | $ 200,000 |
| Brunswick County North Carolina | 2 | $ 465,000 | $ 232,000 | $ 257,000 |
| Morgan County Ohio | 2 | $ 134,000 | $ 67,000 | $ 68,000 |
| Van Wert County Ohio | 2 | $ 143,000 | $ 71,000 | $ 34,000 |
| Wyandot County Ohio | 2 | $ 249,000 | $ 124,000 | $ 181,000 |
| Allegheny County Pennsylvania | 2 | $ 275,000 | $ 137,000 | $ 111,000 |
| Oconee County South Carolina | 2 | $ 834,000 | $ 417,000 | $ 167,000 |
| Pinal County Arizona | 1 | $ 334,000 | $ 334,000 | $ 181,000 |
| Pulaski County Arkansas | 1 | $ 252,000 | $ 252,000 | $ 92,000 |
| El Paso County Colorado | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
| Jefferson County Colorado | 1 | $ 145,000 | $ 145,000 | $ 243,000 |
| La Plata County Colorado | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| Routt County Colorado | 1 | $ 175,000 | $ 175,000 | $ 434,000 |
| Weld County Colorado | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Sussex County Delaware | 1 | $ 318,000 | $ 318,000 | $ 183,000 |
| Bay County Florida | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Brevard County Florida | 1 | $ 183,000 | $ 183,000 | $ 149,000 |
| Charlotte County Florida | 1 | $ 210,000 | $ 210,000 | $ 173,000 |
| Clay County Florida | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Duval County Florida | 1 | $ 158,000 | $ 158,000 | $ 40,000 |
| Flagler County Florida | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Monroe County Florida | 1 | $ 663,000 | $ 663,000 | $ 629,000 |
| Nassau County Florida | 1 | $ 163,000 | $ 163,000 | $ 220,000 |
| Polk County Florida | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 403,000 | $ 403,000 | $ 344,000 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Bonner County Idaho | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Champaign County Illinois | 1 | $ 143,000 | $ 143,000 | $ 111,000 |
| DuPage County Illinois | 1 | $ 208,000 | $ 208,000 | $ 77,000 |
| Kane County Illinois | 1 | $ 153,000 | $ 153,000 | $ 140,000 |
| Lake County Illinois | 1 | $ 417,000 | $ 417,000 | $ 69,000 |
| Blackford County Indiana | 1 | $ 121,000 | $ 121,000 | $ 95,000 |
| Cass County Indiana | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| DeKalb County Indiana | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Fayette County Indiana | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Fountain County Indiana | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Jasper County Indiana | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Jefferson County Indiana | 1 | $ 73,000 | $ 73,000 | $ 81,000 |
| LaGrange County Indiana | 1 | $ 104,000 | $ 104,000 | $ 75,000 |
| Miami County Indiana | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Orange County Indiana | 1 | $ 176,000 | $ 176,000 | $ 62,000 |
| Randolph County Indiana | 1 | $ 74,000 | $ 74,000 | $ 27,000 |
| Whitley County Indiana | 1 | $ 110,000 | $ 110,000 | $ 181,000 |
| Boyd County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 114,000 |
| Bullitt County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Cumberland County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Gallatin County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 134,000 |
| Harrison County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 88,000 |
| Lyon County Kentucky | 1 | $ 254,000 | $ 254,000 | $ 92,000 |
| Madison County Kentucky | 1 | $ 317,000 | $ 317,000 | $ 147,000 |
| Menifee County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 198,000 |
| Montgomery County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Taylor County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Warren County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Wayne County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Lincoln County Maine | 1 | $ 90,000 | $ 90,000 | $ 124,000 |
| Anne Arundel County Maryland | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 450,000 | $ 450,000 | $ 165,000 |
| Middlesex County Massachusetts | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Berrien County Michigan | 1 | $ 90,000 | $ 90,000 | $ 446,000 |
| Branch County Michigan | 1 | $ 300,000 | $ 300,000 | $ 451,000 |
| Charlevoix County Michigan | 1 | $ 321,000 | $ 321,000 | $ 271,000 |
| Leelanau County Michigan | 1 | $ 250,000 | $ 250,000 | $ 212,000 |
| Lenawee County Michigan | 1 | $ 295,000 | $ 295,000 | $ 505,000 |
| Manistee County Michigan | 1 | $ 107,000 | $ 107,000 | $ 171,000 |
| Mason County Michigan | 1 | $ 376,000 | $ 376,000 | $ 655,000 |
| Newaygo County Michigan | 1 | $ 193,000 | $ 193,000 | $ 293,000 |
| Anoka County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
| Flathead County Montana | 1 | $ 200,000 | $ 200,000 | $ 405,000 |
| Sandoval County New Mexico | 1 | $ 278,000 | $ 278,000 | $ 215,000 |
| Queens County New York | 1 | $ 417,000 | $ 417,000 | $ 482,000 |
| Buncombe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 211,000 |
| Clay County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 189,000 |
| Cumberland County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Guilford County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Jackson County North Carolina | 1 | $ 409,000 | $ 409,000 | $ 162,000 |
| Mecklenburg County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 134,000 |
| Rutherford County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 201,000 |
| Coshocton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Geauga County Ohio | 1 | $ 328,000 | $ 328,000 | $ 574,000 |
| Henry County Ohio | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Huron County Ohio | 1 | $ 125,000 | $ 125,000 | $ 141,000 |
| Lake County Ohio | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Lawrence County Ohio | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Monroe County Ohio | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Putnam County Ohio | 1 | $ 118,000 | $ 118,000 | $ 318,000 |
| Sandusky County Ohio | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Scioto County Ohio | 1 | $ 330,000 | $ 330,000 | $ 32,000 |
| Seneca County Ohio | 1 | $ 164,000 | $ 164,000 | $ 59,000 |
| Williams County Ohio | 1 | $ 117,000 | $ 117,000 | $ 63,000 |
| Greenville County South Carolina | 1 | $ 291,000 | $ 291,000 | $ 195,000 |
| Davidson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 77,000 |
| Madison County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 102,000 |
| Montgomery County Tennessee | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Pickett County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 148,000 |
| Rutherford County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 72,000 |
| Sullivan County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 78,000 |
| Union County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 273,000 |
| Williamson County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 75,000 |
| Tarrant County Texas | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Wood County Texas | 1 | $ 92,000 | $ 92,000 | $ 120,000 |
| Caroline County Virginia | 1 | $ 94,000 | $ 94,000 | $ 69,000 |
| Chesterfield County Virginia | 1 | $ 167,000 | $ 167,000 | $ 137,000 |
| Loudoun County Virginia | 1 | $ 593,000 | $ 593,000 | $ 199,000 |
| Montgomery County Virginia | 1 | $ 172,000 | $ 172,000 | $ 68,000 |
| Monongalia County West Virginia | 1 | $ 384,000 | $ 384,000 | $ 193,000 |
| Washburn County Wisconsin | 1 | $ 262,000 | $ 262,000 | $ 216,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 27,260 | $4,305,261,000 | $157,000 | $2,526,000 | $102,000 | $2,937,000 |
| Home Purchase | 4,614 | $739,578,000 | $160,000 | $1,824,000 | $95,000 | $1,150,000 |
| Home Improvement | 34 | $4,395,000 | $129,000 | $375,000 | $84,000 | $304,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 27,312 | $4,271,191,000 | $156,000 | $2,526,000 | $100,000 | $2,937,000 |
| Not Provided | 2,377 | $391,711,000 | $164,000 | $1,756,000 | $102,000 | $983,000 |
| Asian | 1,483 | $272,414,000 | $183,000 | $675,000 | $117,000 | $1,832,000 |
| Black or African American | 469 | $66,976,000 | $142,000 | $505,000 | $84,000 | $768,000 |
| Hispanic | 194 | $33,120,000 | $170,000 | $522,000 | $100,000 | $700,000 |
| American Indian or Alaskan Native | 35 | $5,915,000 | $169,000 | $398,000 | $105,000 | $387,000 |
| Not applicable | 20 | $3,869,000 | $193,000 | $400,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 18 | $4,038,000 | $224,000 | $370,000 | $137,000 | $244,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,078 | $4,649,914,000 | $159,000 | $2,526,000 | $106,000 | $2,937,000 |
| FHA-insured (Federal Housing Administration) | 2,383 | $325,094,000 | $136,000 | $690,000 | $50,000 | $768,000 |
| VA-guaranteed (Veterans Administration) | 340 | $61,978,000 | $182,000 | $593,000 | $57,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 107 | $12,248,000 | $114,000 | $416,000 | $43,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,849 | $3,742,666,000 | $156,000 | $2,526,000 | $106,000 | $2,937,000 |
| Application Denied By Financial Institution | 5,616 | $901,343,000 | $160,000 | $945,000 | $81,000 | $1,167,000 |
| Application Withdrawn By Applicant | 2,032 | $335,218,000 | $164,000 | $1,040,000 | $93,000 | $1,127,000 |
| Application Approved But Not Accepted | 395 | $66,880,000 | $169,000 | $2,400,000 | $104,000 | $941,000 |
| Loan Purchased By The Institution | 16 | $3,127,000 | $195,000 | $400,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1,482 | $251,517,000 | $169,000 | $783,000 | $92,000 | $1,167,000 |
| Collateral | 1,189 | $187,281,000 | $157,000 | $631,000 | $93,000 | $922,000 |
| Debt-To-Income Ratio | 1,131 | $190,435,000 | $168,000 | $945,000 | $70,000 | $996,000 |
| Credit History | 912 | $124,727,000 | $136,000 | $493,000 | $55,000 | $605,000 |
| Credit Application Incomplete | 704 | $117,047,000 | $166,000 | $832,000 | $91,000 | $700,000 |
| Unverifiable Information | 69 | $10,517,000 | $152,000 | $378,000 | $76,000 | $333,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 58 | $9,077,000 | $156,000 | $386,000 | $80,000 | $370,000 |
| Employment History | 52 | $7,609,000 | $146,000 | $344,000 | $70,000 | $295,000 |
| Mortgage Insurance Denied | 10 | $1,465,000 | $146,000 | $318,000 | $84,000 | $134,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.