Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Union Savings Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,399 |
| Total Mortgage Loan Application Amount | $3,311,685,000 |
| Average Mortgage Loan Application Amount | $159,666 |
| Highest Mortgage Loan Application Amount | $7,015,000 |
| Average Applicant Income | $125,500 |
| Highest Applicant Income | $3,816,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 1,908 | $ 353,850,000 | $ 185,000 | $ 132,000 |
| Franklin County Ohio | 1,648 | $ 394,290,000 | $ 239,000 | $ 136,000 |
| Montgomery County Ohio | 1,553 | $ 293,615,000 | $ 189,000 | $ 108,000 |
| Warren County Ohio | 1,099 | $ 282,255,000 | $ 256,000 | $ 142,000 |
| Butler County Ohio | 937 | $ 190,835,000 | $ 203,000 | $ 112,000 |
| Marion County Indiana | 830 | $ 122,150,000 | $ 147,000 | $ 96,000 |
| Hamilton County Indiana | 484 | $ 134,840,000 | $ 278,000 | $ 156,000 |
| Delaware County Ohio | 477 | $ 148,795,000 | $ 311,000 | $ 163,000 |
| Greene County Ohio | 467 | $ 104,285,000 | $ 223,000 | $ 120,000 |
| Clermont County Ohio | 390 | $ 80,380,000 | $ 206,000 | $ 122,000 |
| Allen County Indiana | 344 | $ 62,520,000 | $ 181,000 | $ 98,000 |
| Miami County Ohio | 336 | $ 68,690,000 | $ 204,000 | $ 110,000 |
| Allegheny County Pennsylvania | 334 | $ 78,880,000 | $ 236,000 | $ 139,000 |
| Fairfield County Ohio | 198 | $ 41,730,000 | $ 210,000 | $ 122,000 |
| Johnson County Indiana | 173 | $ 42,215,000 | $ 244,000 | $ 122,000 |
| Hendricks County Indiana | 138 | $ 32,930,000 | $ 238,000 | $ 118,000 |
| Licking County Ohio | 136 | $ 35,140,000 | $ 258,000 | $ 133,000 |
| Bartholomew County Indiana | 121 | $ 26,375,000 | $ 217,000 | $ 113,000 |
| Cuyahoga County Ohio | 121 | $ 26,575,000 | $ 219,000 | $ 104,000 |
| Kenton County Kentucky | 120 | $ 27,640,000 | $ 230,000 | $ 138,000 |
| Clark County Ohio | 99 | $ 19,715,000 | $ 199,000 | $ 99,000 |
| Boone County Kentucky | 95 | $ 23,995,000 | $ 252,000 | $ 131,000 |
| Union County Ohio | 92 | $ 28,070,000 | $ 305,000 | $ 154,000 |
| Campbell County Kentucky | 83 | $ 18,155,000 | $ 218,000 | $ 142,000 |
| Boone County Indiana | 77 | $ 22,815,000 | $ 296,000 | $ 137,000 |
| Hancock County Indiana | 73 | $ 16,435,000 | $ 225,000 | $ 118,000 |
| Jefferson County Kentucky | 58 | $ 23,890,000 | $ 411,000 | $ 187,000 |
| Butler County Pennsylvania | 53 | $ 15,765,000 | $ 297,000 | $ 138,000 |
| Preble County Ohio | 50 | $ 8,590,000 | $ 171,000 | $ 97,000 |
| Madison County Ohio | 49 | $ 10,645,000 | $ 217,000 | $ 105,000 |
| Monroe County Indiana | 47 | $ 9,015,000 | $ 191,000 | $ 132,000 |
| Lawrence County Pennsylvania | 47 | $ 7,245,000 | $ 154,000 | $ 74,000 |
| Washington County Pennsylvania | 47 | $ 14,285,000 | $ 303,000 | $ 121,000 |
| Logan County Ohio | 45 | $ 8,805,000 | $ 195,000 | $ 175,000 |
| Pickaway County Ohio | 43 | $ 10,045,000 | $ 233,000 | $ 109,000 |
| Clinton County Ohio | 40 | $ 9,860,000 | $ 246,000 | $ 97,000 |
| Perry County Ohio | 39 | $ 10,995,000 | $ 281,000 | $ 172,000 |
| Beaver County Pennsylvania | 38 | $ 7,720,000 | $ 203,000 | $ 89,000 |
| Westmoreland County Pennsylvania | 36 | $ 6,990,000 | $ 194,000 | $ 94,000 |
| Madison County Indiana | 35 | $ 6,815,000 | $ 194,000 | $ 87,000 |
| Summit County Ohio | 34 | $ 10,680,000 | $ 314,000 | $ 159,000 |
| Morrow County Ohio | 33 | $ 9,655,000 | $ 292,000 | $ 142,000 |
| Morgan County Indiana | 32 | $ 6,810,000 | $ 212,000 | $ 116,000 |
| Knox County Ohio | 32 | $ 6,720,000 | $ 210,000 | $ 138,000 |
| Darke County Ohio | 31 | $ 5,305,000 | $ 171,000 | $ 96,000 |
| Fayette County Kentucky | 29 | $ 7,295,000 | $ 251,000 | $ 183,000 |
| Shelby County Ohio | 29 | $ 4,545,000 | $ 156,000 | $ 99,000 |
| Dearborn County Indiana | 27 | $ 6,715,000 | $ 248,000 | $ 148,000 |
| Brown County Ohio | 27 | $ 6,135,000 | $ 227,000 | $ 134,000 |
| Lee County Florida | 25 | $ 11,615,000 | $ 464,000 | $ 311,000 |
| Champaign County Ohio | 24 | $ 3,130,000 | $ 130,000 | $ 88,000 |
| Lorain County Ohio | 23 | $ 4,795,000 | $ 208,000 | $ 133,000 |
| Medina County Ohio | 22 | $ 5,020,000 | $ 228,000 | $ 129,000 |
| Orange County California | 20 | $ 26,250,000 | $ 1,312,000 | $ 563,000 |
| Brown County Indiana | 20 | $ 6,390,000 | $ 319,000 | $ 193,000 |
| Kosciusko County Indiana | 19 | $ 3,965,000 | $ 208,000 | $ 108,000 |
| Hocking County Ohio | 19 | $ 4,575,000 | $ 240,000 | $ 144,000 |
| Los Angeles County California | 18 | $ 23,680,000 | $ 1,315,000 | $ 283,000 |
| Lake County Ohio | 18 | $ 4,150,000 | $ 230,000 | $ 118,000 |
| Whitley County Indiana | 17 | $ 2,775,000 | $ 163,000 | $ 90,000 |
| Walton County Florida | 16 | $ 10,600,000 | $ 662,000 | $ 277,000 |
| Indiana County Pennsylvania | 16 | $ 2,330,000 | $ 145,000 | $ 58,000 |
| Palm Beach County Florida | 15 | $ 9,755,000 | $ 650,000 | $ 335,000 |
| DeKalb County Indiana | 15 | $ 3,015,000 | $ 201,000 | $ 110,000 |
| Steuben County Indiana | 14 | $ 4,200,000 | $ 300,000 | $ 124,000 |
| Muskingum County Ohio | 14 | $ 5,140,000 | $ 367,000 | $ 169,000 |
| Richland County Ohio | 14 | $ 2,510,000 | $ 179,000 | $ 150,000 |
| Pinellas County Florida | 13 | $ 7,115,000 | $ 547,000 | $ 258,000 |
| Shelby County Indiana | 13 | $ 3,045,000 | $ 234,000 | $ 132,000 |
| Lucas County Ohio | 13 | $ 2,105,000 | $ 161,000 | $ 140,000 |
| Stark County Ohio | 13 | $ 2,405,000 | $ 185,000 | $ 80,000 |
| Broward County Florida | 12 | $ 7,630,000 | $ 635,000 | $ 338,000 |
| Manatee County Florida | 12 | $ 4,020,000 | $ 335,000 | $ 242,000 |
| Noble County Indiana | 12 | $ 1,870,000 | $ 155,000 | $ 89,000 |
| Tippecanoe County Indiana | 12 | $ 1,900,000 | $ 158,000 | $ 126,000 |
| Fayette County Pennsylvania | 12 | $ 2,500,000 | $ 208,000 | $ 107,000 |
| Hillsborough County Florida | 11 | $ 4,805,000 | $ 436,000 | $ 186,000 |
| Oldham County Kentucky | 11 | $ 3,445,000 | $ 313,000 | $ 176,000 |
| Portage County Ohio | 11 | $ 3,435,000 | $ 312,000 | $ 166,000 |
| Mahoning County Ohio | 10 | $ 1,840,000 | $ 184,000 | $ 144,000 |
| Ross County Ohio | 10 | $ 2,010,000 | $ 201,000 | $ 72,000 |
| Mercer County Pennsylvania | 10 | $ 2,810,000 | $ 281,000 | $ 92,000 |
| Pasco County Florida | 9 | $ 2,935,000 | $ 326,000 | $ 126,000 |
| Sarasota County Florida | 9 | $ 3,955,000 | $ 439,000 | $ 268,000 |
| Delaware County Indiana | 9 | $ 1,525,000 | $ 169,000 | $ 158,000 |
| Howard County Indiana | 9 | $ 1,705,000 | $ 189,000 | $ 87,000 |
| Wells County Indiana | 9 | $ 2,235,000 | $ 248,000 | $ 134,000 |
| Highland County Ohio | 9 | $ 1,985,000 | $ 220,000 | $ 174,000 |
| Marion County Ohio | 9 | $ 1,205,000 | $ 133,000 | $ 81,000 |
| Cook County Illinois | 8 | $ 3,360,000 | $ 420,000 | $ 186,000 |
| Franklin County Indiana | 8 | $ 1,140,000 | $ 142,000 | $ 67,000 |
| Huntington County Indiana | 8 | $ 1,300,000 | $ 162,000 | $ 75,000 |
| Fayette County Ohio | 8 | $ 1,890,000 | $ 236,000 | $ 109,000 |
| Ottawa County Ohio | 8 | $ 2,100,000 | $ 262,000 | $ 182,000 |
| Collier County Florida | 7 | $ 7,035,000 | $ 1,005,000 | $ 473,000 |
| Henry County Indiana | 7 | $ 1,115,000 | $ 159,000 | $ 110,000 |
| Putnam County Indiana | 7 | $ 1,105,000 | $ 157,000 | $ 85,000 |
| Ripley County Indiana | 7 | $ 1,695,000 | $ 242,000 | $ 169,000 |
| Pulaski County Kentucky | 7 | $ 1,455,000 | $ 207,000 | $ 227,000 |
| Athens County Ohio | 7 | $ 1,175,000 | $ 167,000 | $ 197,000 |
| Guernsey County Ohio | 7 | $ 1,165,000 | $ 166,000 | $ 75,000 |
| Jackson County Indiana | 6 | $ 1,040,000 | $ 173,000 | $ 114,000 |
| LaGrange County Indiana | 6 | $ 1,170,000 | $ 195,000 | $ 181,000 |
| Tipton County Indiana | 6 | $ 600,000 | $ 100,000 | $ 80,000 |
| Wayne County Indiana | 6 | $ 710,000 | $ 118,000 | $ 79,000 |
| Ashland County Ohio | 6 | $ 660,000 | $ 110,000 | $ 258,000 |
| Erie County Ohio | 6 | $ 1,500,000 | $ 250,000 | $ 139,000 |
| Hancock County Ohio | 6 | $ 1,250,000 | $ 208,000 | $ 160,000 |
| Armstrong County Pennsylvania | 6 | $ 1,210,000 | $ 201,000 | $ 86,000 |
| Indian River County Florida | 5 | $ 1,615,000 | $ 323,000 | $ 283,000 |
| Miami-Dade County Florida | 5 | $ 9,305,000 | $ 1,861,000 | $ 360,000 |
| St. Lucie County Florida | 5 | $ 2,225,000 | $ 445,000 | $ 214,000 |
| Sumter County Florida | 5 | $ 2,005,000 | $ 401,000 | $ 139,000 |
| Adams County Indiana | 5 | $ 815,000 | $ 163,000 | $ 99,000 |
| Jennings County Indiana | 5 | $ 765,000 | $ 153,000 | $ 97,000 |
| Vanderburgh County Indiana | 5 | $ 1,005,000 | $ 201,000 | $ 169,000 |
| Grant County Kentucky | 5 | $ 1,295,000 | $ 259,000 | $ 78,000 |
| Pendleton County Kentucky | 5 | $ 1,155,000 | $ 231,000 | $ 141,000 |
| Shelby County Kentucky | 5 | $ 1,905,000 | $ 381,000 | $ 169,000 |
| Oakland County Michigan | 5 | $ 1,615,000 | $ 323,000 | $ 165,000 |
| Wake County North Carolina | 5 | $ 2,385,000 | $ 477,000 | $ 171,000 |
| Geauga County Ohio | 5 | $ 1,075,000 | $ 215,000 | $ 71,000 |
| Trumbull County Ohio | 5 | $ 1,105,000 | $ 221,000 | $ 105,000 |
| Wood County Ohio | 5 | $ 805,000 | $ 161,000 | $ 128,000 |
| Beaufort County South Carolina | 5 | $ 2,995,000 | $ 599,000 | $ 368,000 |
| Williamson County Tennessee | 5 | $ 2,085,000 | $ 417,000 | $ 217,000 |
| Charlotte County Florida | 4 | $ 1,820,000 | $ 455,000 | $ 127,000 |
| Marion County Florida | 4 | $ 1,990,000 | $ 497,000 | $ 175,000 |
| Orange County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 501,000 |
| DeKalb County Georgia | 4 | $ 1,610,000 | $ 402,000 | $ 244,000 |
| Clark County Indiana | 4 | $ 1,300,000 | $ 325,000 | $ 96,000 |
| Grant County Indiana | 4 | $ 620,000 | $ 155,000 | $ 107,000 |
| Lake County Indiana | 4 | $ 570,000 | $ 142,000 | $ 136,000 |
| Lawrence County Indiana | 4 | $ 800,000 | $ 200,000 | $ 163,000 |
| Jessamine County Kentucky | 4 | $ 1,280,000 | $ 320,000 | $ 199,000 |
| Madison County Kentucky | 4 | $ 870,000 | $ 217,000 | $ 103,000 |
| Scott County Kentucky | 4 | $ 1,380,000 | $ 345,000 | $ 123,000 |
| Queens County New York | 4 | $ 6,080,000 | $ 1,520,000 | $ 264,000 |
| Allen County Ohio | 4 | $ 1,060,000 | $ 265,000 | $ 103,000 |
| Defiance County Ohio | 4 | $ 600,000 | $ 150,000 | $ 71,000 |
| Tuscarawas County Ohio | 4 | $ 780,000 | $ 195,000 | $ 165,000 |
| Clarion County Pennsylvania | 4 | $ 530,000 | $ 132,000 | $ 41,000 |
| Erie County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 119,000 |
| Charleston County South Carolina | 4 | $ 1,140,000 | $ 285,000 | $ 167,000 |
| Greenville County South Carolina | 4 | $ 1,200,000 | $ 300,000 | $ 140,000 |
| Campbell County Tennessee | 4 | $ 2,510,000 | $ 627,000 | $ 726,000 |
| San Diego County California | 3 | $ 2,885,000 | $ 961,000 | $ 363,000 |
| Douglas County Colorado | 3 | $ 905,000 | $ 301,000 | $ 185,000 |
| Brevard County Florida | 3 | $ 3,195,000 | $ 1,065,000 | $ 569,000 |
| Okaloosa County Florida | 3 | $ 2,445,000 | $ 815,000 | $ 426,000 |
| Decatur County Indiana | 3 | $ 585,000 | $ 195,000 | $ 165,000 |
| Greene County Indiana | 3 | $ 505,000 | $ 168,000 | $ 69,000 |
| Owen County Indiana | 3 | $ 475,000 | $ 158,000 | $ 83,000 |
| St. Joseph County Indiana | 3 | $ 695,000 | $ 231,000 | $ 177,000 |
| Switzerland County Indiana | 3 | $ 955,000 | $ 318,000 | $ 76,000 |
| Warrick County Indiana | 3 | $ 1,135,000 | $ 378,000 | $ 123,000 |
| Bullitt County Kentucky | 3 | $ 1,815,000 | $ 605,000 | $ 189,000 |
| Laurel County Kentucky | 3 | $ 555,000 | $ 185,000 | $ 137,000 |
| Trigg County Kentucky | 3 | $ 1,205,000 | $ 401,000 | $ 322,000 |
| Clark County Nevada | 3 | $ 1,955,000 | $ 651,000 | $ 116,000 |
| New York County New York | 3 | $ 4,635,000 | $ 1,545,000 | $ 397,000 |
| Auglaize County Ohio | 3 | $ 405,000 | $ 135,000 | $ 95,000 |
| Mercer County Ohio | 3 | $ 515,000 | $ 171,000 | $ 77,000 |
| Pike County Ohio | 3 | $ 455,000 | $ 151,000 | $ 58,000 |
| Somerset County Pennsylvania | 3 | $ 955,000 | $ 318,000 | $ 162,000 |
| Venango County Pennsylvania | 3 | $ 685,000 | $ 228,000 | $ 75,000 |
| Berkeley County South Carolina | 3 | $ 835,000 | $ 278,000 | $ 132,000 |
| Wood County West Virginia | 3 | $ 665,000 | $ 221,000 | $ 94,000 |
| Pima County Arizona | 2 | $ 810,000 | $ 405,000 | $ 284,000 |
| Riverside County California | 2 | $ 920,000 | $ 460,000 | $ 140,000 |
| Santa Barbara County California | 2 | $ 2,010,000 | $ 1,005,000 | $ 459,000 |
| Arapahoe County Colorado | 2 | $ 710,000 | $ 355,000 | $ 270,000 |
| Bay County Florida | 2 | $ 500,000 | $ 250,000 | $ 155,000 |
| Lake County Florida | 2 | $ 590,000 | $ 295,000 | $ 216,000 |
| Polk County Florida | 2 | $ 510,000 | $ 255,000 | $ 184,000 |
| Volusia County Florida | 2 | $ 470,000 | $ 235,000 | $ 138,000 |
| Coweta County Georgia | 2 | $ 780,000 | $ 390,000 | $ 103,000 |
| Fulton County Georgia | 2 | $ 840,000 | $ 420,000 | $ 108,000 |
| Will County Illinois | 2 | $ 660,000 | $ 330,000 | $ 139,000 |
| Floyd County Indiana | 2 | $ 750,000 | $ 375,000 | $ 198,000 |
| LaPorte County Indiana | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| Montgomery County Indiana | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Ohio County Indiana | 2 | $ 190,000 | $ 95,000 | $ 85,000 |
| Vigo County Indiana | 2 | $ 630,000 | $ 315,000 | $ 68,000 |
| Clark County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| Franklin County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Grayson County Kentucky | 2 | $ 650,000 | $ 325,000 | $ 336,000 |
| Hardin County Kentucky | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Knott County Kentucky | 2 | $ 760,000 | $ 380,000 | $ 79,000 |
| Logan County Kentucky | 2 | $ 580,000 | $ 290,000 | $ 106,000 |
| Mason County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 97,000 |
| Russell County Kentucky | 2 | $ 410,000 | $ 205,000 | $ 226,000 |
| Spencer County Kentucky | 2 | $ 780,000 | $ 390,000 | $ 59,000 |
| Leelanau County Michigan | 2 | $ 1,810,000 | $ 905,000 | $ 330,000 |
| Wayne County Michigan | 2 | $ 450,000 | $ 225,000 | $ 106,000 |
| Kings County New York | 2 | $ 9,150,000 | $ 4,575,000 | $ 553,000 |
| Brunswick County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 132,000 |
| Cabarrus County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 228,000 |
| Guilford County North Carolina | 2 | $ 910,000 | $ 455,000 | $ 153,000 |
| Mecklenburg County North Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 122,000 |
| Adams County Ohio | 2 | $ 370,000 | $ 185,000 | $ 74,000 |
| Columbiana County Ohio | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| Coshocton County Ohio | 2 | $ 770,000 | $ 385,000 | $ 254,000 |
| Crawford County Ohio | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Holmes County Ohio | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Huron County Ohio | 2 | $ 180,000 | $ 90,000 | $ 176,000 |
| Jefferson County Ohio | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Paulding County Ohio | 2 | $ 490,000 | $ 245,000 | $ 102,000 |
| Sandusky County Ohio | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Washington County Ohio | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Wayne County Ohio | 2 | $ 470,000 | $ 235,000 | $ 364,000 |
| Chester County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 898,000 |
| Georgetown County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Horry County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 85,000 |
| Claiborne County Tennessee | 2 | $ 470,000 | $ 235,000 | $ 153,000 |
| Davidson County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 72,000 |
| Overton County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Pickett County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 90,000 |
| Robertson County Tennessee | 2 | $ 950,000 | $ 475,000 | $ 127,000 |
| Sevier County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 268,000 |
| Sumner County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 166,000 |
| Arlington County Virginia | 2 | $ 700,000 | $ 350,000 | $ 197,000 |
| Prince William County Virginia | 2 | $ 980,000 | $ 490,000 | $ 150,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Tuscaloosa County Alabama | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Marin County California | 1 | $ 755,000 | $ 755,000 | $ 559,000 |
| Sacramento County California | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Santa Clara County California | 1 | $ 655,000 | $ 655,000 | $ 124,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Jefferson County Colorado | 1 | $ 415,000 | $ 415,000 | $ 136,000 |
| Larimer County Colorado | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Summit County Colorado | 1 | $ 4,295,000 | $ 4,295,000 | $ 511,000 |
| Weld County Colorado | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| Sussex County Delaware | 1 | $ 645,000 | $ 645,000 | $ 161,000 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Duval County Florida | 1 | $ 1,115,000 | $ 1,115,000 | $ 680,000 |
| Martin County Florida | 1 | $ 1,805,000 | $ 1,805,000 | $ 470,000 |
| Santa Rosa County Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 473,000 |
| Seminole County Florida | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Taylor County Florida | 1 | $ 405,000 | $ 405,000 | $ 203,000 |
| Bryan County Georgia | 1 | $ 555,000 | $ 555,000 | $ 106,000 |
| Camden County Georgia | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Greene County Georgia | 1 | $ 1,365,000 | $ 1,365,000 | $ 487,000 |
| Houston County Georgia | 1 | $ 375,000 | $ 375,000 | $ 227,000 |
| Lowndes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Putnam County Georgia | 1 | $ 715,000 | $ 715,000 | $ 267,000 |
| Christian County Illinois | 1 | $ 385,000 | $ 385,000 | $ 162,000 |
| DuPage County Illinois | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| Fayette County Illinois | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Lake County Illinois | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Stephenson County Illinois | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Blackford County Indiana | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Clinton County Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Harrison County Indiana | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Jefferson County Indiana | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
| Marshall County Indiana | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Miami County Indiana | 1 | $ 175,000 | $ 175,000 | $ 181,000 |
| Parke County Indiana | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Porter County Indiana | 1 | $ 795,000 | $ 795,000 | $ 191,000 |
| Randolph County Indiana | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Rush County Indiana | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Starke County Indiana | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Union County Indiana | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Washington County Indiana | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Barren County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Cumberland County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Edmonson County Kentucky | 1 | $ 465,000 | $ 465,000 | $ 235,000 |
| Gallatin County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 261,000 |
| Knox County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Owen County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Perry County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Wayne County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Wolfe County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| St. Tammany County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 230,000 |
| Anne Arundel County Maryland | 1 | $ 365,000 | $ 365,000 | $ 463,000 |
| Baltimore County Maryland | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Howard County Maryland | 1 | $ 625,000 | $ 625,000 | $ 246,000 |
| Barnstable County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 164,000 |
| Barry County Michigan | 1 | $ 335,000 | $ 335,000 | $ 736,000 |
| Emmet County Michigan | 1 | $ 645,000 | $ 645,000 | $ 300,000 |
| Macomb County Michigan | 1 | $ 435,000 | $ 435,000 | $ 232,000 |
| Washtenaw County Michigan | 1 | $ 385,000 | $ 385,000 | $ 607,000 |
| Aitkin County Minnesota | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Hennepin County Minnesota | 1 | $ 1,195,000 | $ 1,195,000 | $ 447,000 |
| Lafayette County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 169,000 |
| St. Louis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 105,000 |
| Cascade County Montana | 1 | $ 235,000 | $ 235,000 | $ 171,000 |
| Hill County Montana | 1 | $ 555,000 | $ 555,000 | $ 111,000 |
| Park County Montana | 1 | $ 505,000 | $ 505,000 | $ 1,452,000 |
| Hunterdon County New Jersey | 1 | $ 3,005,000 | $ 3,005,000 | $ 855,000 |
| Valencia County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 235,000 |
| Bronx County New York | 1 | $ 715,000 | $ 715,000 | $ 145,000 |
| Nassau County New York | 1 | $ 2,065,000 | $ 2,065,000 | $ 568,000 |
| Richmond County New York | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Schenectady County New York | 1 | $ 555,000 | $ 555,000 | $ 154,000 |
| Henderson County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Moore County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Carroll County Ohio | 1 | $ 185,000 | $ 185,000 | $ 250,000 |
| Fulton County Ohio | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Gallia County Ohio | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Hardin County Ohio | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| Henry County Ohio | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
| Jackson County Ohio | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Lawrence County Ohio | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Putnam County Ohio | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Scioto County Ohio | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Seneca County Ohio | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Van Wert County Ohio | 1 | $ 265,000 | $ 265,000 | $ 216,000 |
| Williams County Ohio | 1 | $ 565,000 | $ 565,000 | $ 216,000 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 270,000 |
| Washington County Oregon | 1 | $ 975,000 | $ 975,000 | $ 198,000 |
| Adams County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 192,000 |
| Cambria County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Crawford County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Jefferson County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Lancaster County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 217,000 |
| Lycoming County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Monroe County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Montgomery County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| York County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 38,000 |
| Lexington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Carter County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Knox County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 159,000 |
| Maury County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Rutherford County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Union County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 241,000 |
| Washington County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Wilson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Fairfax County Virginia | 1 | $ 695,000 | $ 695,000 | $ 141,000 |
| Spokane County Washington | 1 | $ 505,000 | $ 505,000 | $ 120,000 |
| Brooke County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Hancock County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Harrison County West Virginia | 1 | $ 1,325,000 | $ 1,325,000 | $ 530,000 |
| Kanawha County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 156,000 |
| Marion County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Monongalia County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 212,000 |
| Dane County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 571,000 |
| Sheboygan County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Washington County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Waukesha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,654 | $2,014,130,000 | $302,000 | $7,015,000 | $142,000 | $3,528,000 |
| Cash-out Refinancing | 2,884 | $645,130,000 | $223,000 | $3,455,000 | $122,000 | $3,816,000 |
| Refinancing | 2,204 | $419,160,000 | $190,000 | $1,575,000 | $118,000 | $1,747,000 |
| Home Improvement | 1,339 | $84,015,000 | $62,000 | $1,305,000 | $92,000 | $2,335,000 |
| Other Purpose | 1,315 | $149,045,000 | $113,000 | $2,225,000 | $138,000 | $1,824,000 |
| Not Applicable | 3 | $205,000 | $68,000 | $195,000 | $141,000 | $239,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,854 | $2,536,350,000 | $233,000 | $7,015,000 | $132,000 | $3,816,000 |
| Not Provided | 1,342 | $338,240,000 | $252,000 | $3,505,000 | $138,000 | $1,263,000 |
| Black or African American | 1,103 | $110,235,000 | $99,000 | $4,505,000 | $69,000 | $1,116,000 |
| Asian | 743 | $221,025,000 | $297,000 | $1,795,000 | $154,000 | $970,000 |
| Hispanic | 209 | $57,845,000 | $276,000 | $2,005,000 | $138,000 | $1,581,000 |
| American Indian or Alaskan Native | 30 | $5,980,000 | $199,000 | $925,000 | $101,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,990,000 | $248,000 | $805,000 | $113,000 | $207,000 |
| Not applicable | 5 | $5,415,000 | $1,083,000 | $1,685,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,591 | $3,134,735,000 | $230,000 | $7,015,000 | $132,000 | $3,816,000 |
| FHA-insured (Federal Housing Administration) | 578 | $112,710,000 | $195,000 | $715,000 | $72,000 | $259,000 |
| VA-guaranteed (Veterans Administration) | 194 | $58,760,000 | $302,000 | $955,000 | $108,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $5,480,000 | $152,000 | $335,000 | $58,000 | $95,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,316 | $2,625,680,000 | $232,000 | $7,015,000 | $134,000 | $3,528,000 |
| Application Denied By Financial Institution | 1,461 | $311,415,000 | $213,000 | $4,295,000 | $99,000 | $3,816,000 |
| Application Withdrawn By Applicant | 1,262 | $322,700,000 | $255,000 | $3,605,000 | $129,000 | $1,167,000 |
| Application Approved But Not Accepted | 319 | $43,035,000 | $134,000 | $1,395,000 | $108,000 | $1,581,000 |
| Loan Purchased By The Institution | 41 | $8,855,000 | $215,000 | $545,000 | $130,000 | $646,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,938 | $3,000,270,000 | $231,000 | $7,015,000 | $133,000 | $3,528,000 |
| Debt-To-Income Ratio | 490 | $104,950,000 | $214,000 | $1,925,000 | $67,000 | $530,000 |
| Credit Application Incomplete | 304 | $72,050,000 | $237,000 | $4,295,000 | $115,000 | $1,080,000 |
| Collateral | 272 | $69,710,000 | $256,000 | $2,255,000 | $144,000 | $1,824,000 |
| Credit History | 238 | $38,370,000 | $161,000 | $985,000 | $86,000 | $507,000 |
| Other | 90 | $13,540,000 | $150,000 | $805,000 | $139,000 | $3,816,000 |
| Unverifiable Information | 27 | $4,715,000 | $174,000 | $465,000 | $63,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $5,000,000 | $192,000 | $385,000 | $79,000 | $223,000 |
| Employment History | 14 | $3,080,000 | $220,000 | $485,000 | $89,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.