United Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Arkansas.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United Bank 2600 S. Thompson Springdale, AR 72764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,433 |
| Total Mortgage Loan Application Amount | $207,054,000 |
| Average Mortgage Loan Application Amount | $174,918 |
| Highest Mortgage Loan Application Amount | $2,304,000 |
| Average Applicant Income | $80,524 |
| Highest Applicant Income | $3,315,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Arkansas | 351 | $ 45,900,000 | $ 130,000 | $ 70,000 |
| Benton County Arkansas | 294 | $ 40,662,000 | $ 138,000 | $ 71,000 |
| Pulaski County Arkansas | 242 | $ 34,354,000 | $ 141,000 | $ 85,000 |
| Saline County Arkansas | 53 | $ 6,011,000 | $ 113,000 | $ 70,000 |
| Faulkner County Arkansas | 44 | $ 4,297,000 | $ 97,000 | $ 62,000 |
| Shelby County Tennessee | 29 | $ 5,521,000 | $ 190,000 | $ 78,000 |
| Maricopa County Arizona | 20 | $ 4,823,000 | $ 241,000 | $ 82,000 |
| Lonoke County Arkansas | 18 | $ 2,330,000 | $ 129,000 | $ 81,000 |
| Jefferson County Arkansas | 10 | $ 858,000 | $ 85,000 | $ 55,000 |
| Hartford County Connecticut | 9 | $ 989,000 | $ 109,000 | $ 115,000 |
| Madison County Arkansas | 7 | $ 941,000 | $ 134,000 | $ 109,000 |
| Elkhart County Indiana | 7 | $ 1,082,000 | $ 154,000 | $ 60,000 |
| St. Joseph County Indiana | 7 | $ 1,207,000 | $ 172,000 | $ 68,000 |
| St. Louis County Missouri | 7 | $ 1,208,000 | $ 172,000 | $ 64,000 |
| Craighead County Arkansas | 6 | $ 642,000 | $ 107,000 | $ 81,000 |
| Jefferson County Colorado | 6 | $ 978,000 | $ 163,000 | $ 100,000 |
| Jackson County Missouri | 6 | $ 920,000 | $ 153,000 | $ 109,000 |
| Tulsa County Oklahoma | 6 | $ 1,190,000 | $ 198,000 | $ 99,000 |
| Mobile County Alabama | 5 | $ 454,000 | $ 90,000 | $ 0 |
| Garland County Arkansas | 5 | $ 687,000 | $ 137,000 | $ 81,000 |
| DeSoto County Mississippi | 5 | $ 791,000 | $ 158,000 | $ 22,000 |
| Delaware County Oklahoma | 5 | $ 488,000 | $ 97,000 | $ 107,000 |
| Cleburne County Arkansas | 4 | $ 454,000 | $ 113,000 | $ 222,000 |
| Conway County Arkansas | 4 | $ 267,000 | $ 66,000 | $ 51,000 |
| Los Angeles County California | 4 | $ 1,359,000 | $ 339,000 | $ 63,000 |
| Orange County California | 4 | $ 1,850,000 | $ 462,000 | $ 386,000 |
| Adams County Colorado | 4 | $ 1,091,000 | $ 272,000 | $ 63,000 |
| Hillsborough County Florida | 4 | $ 777,000 | $ 194,000 | $ 63,000 |
| Pasco County Florida | 4 | $ 602,000 | $ 150,000 | $ 58,000 |
| Pinellas County Florida | 4 | $ 1,121,000 | $ 280,000 | $ 167,000 |
| Johnson County Kansas | 4 | $ 388,000 | $ 97,000 | $ 49,000 |
| Ouachita County Louisiana | 4 | $ 740,000 | $ 185,000 | $ 98,000 |
| Douglas County Nebraska | 4 | $ 728,000 | $ 182,000 | $ 40,000 |
| Fayette County Tennessee | 4 | $ 845,000 | $ 211,000 | $ 170,000 |
| Ashley County Arkansas | 3 | $ 189,000 | $ 63,000 | $ 37,000 |
| Grant County Arkansas | 3 | $ 285,000 | $ 95,000 | $ 49,000 |
| Lawrence County Arkansas | 3 | $ 170,000 | $ 56,000 | $ 65,000 |
| Sebastian County Arkansas | 3 | $ 699,000 | $ 233,000 | $ 242,000 |
| Denver County Colorado | 3 | $ 416,000 | $ 138,000 | $ 84,000 |
| Duval County Florida | 3 | $ 693,000 | $ 231,000 | $ 59,000 |
| Orange County Florida | 3 | $ 765,000 | $ 255,000 | $ 78,000 |
| Fayette County Kentucky | 3 | $ 683,000 | $ 227,000 | $ 51,000 |
| Hennepin County Minnesota | 3 | $ 662,000 | $ 220,000 | $ 92,000 |
| Barry County Missouri | 3 | $ 208,000 | $ 69,000 | $ 27,000 |
| St. Charles County Missouri | 3 | $ 588,000 | $ 196,000 | $ 59,000 |
| Tipton County Tennessee | 3 | $ 440,000 | $ 146,000 | $ 80,000 |
| Dallas County Texas | 3 | $ 263,000 | $ 87,000 | $ 74,000 |
| Galveston County Texas | 3 | $ 245,000 | $ 81,000 | $ 87,000 |
| Morgan County Alabama | 2 | $ 283,000 | $ 141,000 | $ 39,000 |
| Arkansas County Arkansas | 2 | $ 143,000 | $ 71,000 | $ 107,000 |
| Carroll County Arkansas | 2 | $ 21,000 | $ 10,000 | $ 23,000 |
| Crawford County Arkansas | 2 | $ 160,000 | $ 80,000 | $ 58,000 |
| Greene County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 63,000 |
| Hot Spring County Arkansas | 2 | $ 133,000 | $ 66,000 | $ 54,000 |
| Prairie County Arkansas | 2 | $ 356,000 | $ 178,000 | $ 26,000 |
| White County Arkansas | 2 | $ 238,000 | $ 119,000 | $ 46,000 |
| Contra Costa County California | 2 | $ 458,000 | $ 229,000 | $ 0 |
| Riverside County California | 2 | $ 1,207,000 | $ 603,000 | $ 177,000 |
| San Diego County California | 2 | $ 725,000 | $ 362,000 | $ 89,000 |
| Arapahoe County Colorado | 2 | $ 325,000 | $ 162,000 | $ 61,000 |
| Volusia County Florida | 2 | $ 285,000 | $ 142,000 | $ 25,000 |
| Henry County Georgia | 2 | $ 170,000 | $ 85,000 | $ 94,000 |
| Brown County Indiana | 2 | $ 98,000 | $ 49,000 | $ 54,000 |
| Johnson County Indiana | 2 | $ 137,000 | $ 68,000 | $ 80,000 |
| East Baton Rouge County Louisiana | 2 | $ 138,000 | $ 69,000 | $ 120,000 |
| Oxford County Maine | 2 | $ 209,000 | $ 104,000 | $ 153,000 |
| Charles County Maryland | 2 | $ 235,000 | $ 117,000 | $ 143,000 |
| Franklin County Massachusetts | 2 | $ 200,000 | $ 100,000 | $ 105,000 |
| Berrien County Michigan | 2 | $ 413,000 | $ 206,000 | $ 53,000 |
| Lafayette County Mississippi | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Rankin County Mississippi | 2 | $ 65,000 | $ 32,000 | $ 48,000 |
| Clay County Missouri | 2 | $ 321,000 | $ 160,000 | $ 67,000 |
| Jefferson County Missouri | 2 | $ 223,000 | $ 111,000 | $ 47,000 |
| McDonald County Missouri | 2 | $ 477,000 | $ 238,000 | $ 88,000 |
| Bernalillo County New Mexico | 2 | $ 302,000 | $ 151,000 | $ 63,000 |
| Catawba County North Carolina | 2 | $ 132,000 | $ 66,000 | $ 61,000 |
| Adair County Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 78,000 |
| Cleveland County Oklahoma | 2 | $ 272,000 | $ 136,000 | $ 51,000 |
| Oklahoma County Oklahoma | 2 | $ 181,000 | $ 90,000 | $ 79,000 |
| Charleston County South Carolina | 2 | $ 311,000 | $ 155,000 | $ 143,000 |
| Brazos County Texas | 2 | $ 295,000 | $ 147,000 | $ 109,000 |
| Henderson County Texas | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Rockwall County Texas | 2 | $ 544,000 | $ 272,000 | $ 93,000 |
| Tarrant County Texas | 2 | $ 584,000 | $ 292,000 | $ 117,000 |
| Tooele County Utah | 2 | $ 128,000 | $ 64,000 | $ 65,000 |
| Chesapeake County Virginia | 2 | $ 503,000 | $ 251,000 | $ 64,000 |
| Fairfax County Virginia | 2 | $ 449,000 | $ 224,000 | $ 128,000 |
| Giles County Virginia | 2 | $ 179,000 | $ 89,000 | $ 62,000 |
| Henrico County Virginia | 2 | $ 391,000 | $ 195,000 | $ 77,000 |
| Virginia Beach County Virginia | 2 | $ 467,000 | $ 233,000 | $ 72,000 |
| Whatcom County Washington | 2 | $ 291,000 | $ 145,000 | $ 89,000 |
| Baldwin County Alabama | 1 | $ 272,000 | $ 272,000 | $ 137,000 |
| Anchorage County Alaska | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Baxter County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 42,000 |
| Boone County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Bradley County Arkansas | 1 | $ 118,000 | $ 118,000 | $ 180,000 |
| Clark County Arkansas | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Cleveland County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 73,000 |
| Crittenden County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Hempstead County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Independence County Arkansas | 1 | $ 61,000 | $ 61,000 | $ 111,000 |
| Mississippi County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Perry County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 31,000 |
| Polk County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Union County Arkansas | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Alameda County California | 1 | $ 440,000 | $ 440,000 | $ 137,000 |
| San Francisco County California | 1 | $ 615,000 | $ 615,000 | $ 0 |
| San Mateo County California | 1 | $ 470,000 | $ 470,000 | $ 114,000 |
| Ventura County California | 1 | $ 446,000 | $ 446,000 | $ 74,000 |
| Boulder County Colorado | 1 | $ 419,000 | $ 419,000 | $ 128,000 |
| Douglas County Colorado | 1 | $ 393,000 | $ 393,000 | $ 77,000 |
| Bradford County Florida | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Brevard County Florida | 1 | $ 243,000 | $ 243,000 | $ 54,000 |
| Lake County Florida | 1 | $ 232,000 | $ 232,000 | $ 53,000 |
| Polk County Florida | 1 | $ 159,000 | $ 159,000 | $ 69,000 |
| Seminole County Florida | 1 | $ 270,000 | $ 270,000 | $ 110,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Hendricks County Indiana | 1 | $ 220,000 | $ 220,000 | $ 113,000 |
| Kosciusko County Indiana | 1 | $ 378,000 | $ 378,000 | $ 311,000 |
| Marion County Indiana | 1 | $ 151,000 | $ 151,000 | $ 71,000 |
| Dallas County Iowa | 1 | $ 138,000 | $ 138,000 | $ 75,000 |
| Douglas County Kansas | 1 | $ 195,000 | $ 195,000 | $ 148,000 |
| Wyandotte County Kansas | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Boone County Kentucky | 1 | $ 268,000 | $ 268,000 | $ 101,000 |
| McCracken County Kentucky | 1 | $ 112,000 | $ 112,000 | $ 66,000 |
| Bossier County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 66,000 |
| Livingston County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| West Feliciana County Louisiana | 1 | $ 362,000 | $ 362,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Branch County Michigan | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Eaton County Michigan | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Ottawa County Michigan | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Dakota County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 107,000 |
| Washington County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Montgomery County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 22,000 |
| Cass County Missouri | 1 | $ 181,000 | $ 181,000 | $ 64,000 |
| Greene County Missouri | 1 | $ 131,000 | $ 131,000 | $ 72,000 |
| Lafayette County Missouri | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Taney County Missouri | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Sarpy County Nebraska | 1 | $ 158,000 | $ 158,000 | $ 91,000 |
| Nassau County New York | 1 | $ 584,000 | $ 584,000 | $ 131,000 |
| Mecklenburg County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Cass County North Dakota | 1 | $ 131,000 | $ 131,000 | $ 67,000 |
| Clermont County Ohio | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Hamilton County Ohio | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Miami County Ohio | 1 | $ 81,000 | $ 81,000 | $ 28,000 |
| Wyandot County Ohio | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Beckham County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Canadian County Oklahoma | 1 | $ 127,000 | $ 127,000 | $ 73,000 |
| Comanche County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 123,000 |
| Latimer County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 205,000 |
| Lehigh County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Marion County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 55,000 |
| Richland County South Carolina | 1 | $ 360,000 | $ 360,000 | $ 168,000 |
| Hamilton County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Knox County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 110,000 |
| Obion County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Wilson County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 83,000 |
| Bexar County Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Bowie County Texas | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Collin County Texas | 1 | $ 230,000 | $ 230,000 | $ 125,000 |
| Fort Bend County Texas | 1 | $ 209,000 | $ 209,000 | $ 78,000 |
| Harris County Texas | 1 | $ 88,000 | $ 88,000 | $ 78,000 |
| Harrison County Texas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Hunt County Texas | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Kaufman County Texas | 1 | $ 209,000 | $ 209,000 | $ 76,000 |
| Nueces County Texas | 1 | $ 133,000 | $ 133,000 | $ 126,000 |
| Wise County Texas | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Cache County Utah | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Salt Lake County Utah | 1 | $ 436,000 | $ 436,000 | $ 191,000 |
| Spotsylvania County Virginia | 1 | $ 650,000 | $ 650,000 | $ 194,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Arkansas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 985 | $132,667,000 | $166,258 | $753,000 | $88,258 | $1,201,000 |
| Refinancing | 437 | $74,069,000 | $194,285 | $2,304,000 | $73,357 | $3,315,000 |
| Home Improvement | 11 | $318,000 | $38,000 | $78,000 | $61,000 | $97,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,118 | $165,401,000 | $167,685 | $2,304,000 | $82,714 | $3,315,000 |
| Hispanic | 109 | $11,857,000 | $121,500 | $387,000 | $76,800 | $300,000 |
| Black or African American | 85 | $8,800,000 | $184,900 | $385,000 | $79,600 | $155,000 |
| Not Provided | 52 | $9,555,000 | $237,642 | $615,000 | $58,071 | $191,000 |
| Asian | 36 | $4,960,000 | $196,142 | $440,000 | $67,571 | $169,000 |
| Not applicable | 25 | $5,743,000 | $194,200 | $1,138,000 | $43,400 | $404,000 |
| American Indian or Alaskan Native | 7 | $608,000 | $59,500 | $143,000 | $57,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $130,000 | $130,000 | $130,000 | $56,000 | $56,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,343 | $196,851,000 | $174,236 | $2,304,000 | $81,157 | $3,315,000 |
| FHA-insured (Federal Housing Administration) | 69 | $7,342,000 | $106,000 | $168,000 | $44,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 13 | $1,880,000 | $144,000 | $240,000 | $57,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $981,000 | $122,000 | $200,000 | $42,000 | $57,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,169 | $167,508,000 | $181,588 | $2,304,000 | $86,382 | $3,315,000 |
| Application Withdrawn By Applicant | 147 | $18,127,000 | $158,181 | $752,000 | $68,227 | $368,000 |
| Loan Purchased By The Institution | 69 | $16,309,000 | $264,615 | $761,000 | $93,307 | $352,000 |
| Application Denied By Financial Institution | 47 | $4,884,000 | $168,700 | $615,000 | $75,400 | $177,000 |
| Application Approved But Not Accepted | 1 | $226,000 | $226,000 | $226,000 | $60,000 | $60,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $1,268,000 | $188,666 | $400,000 | $100,000 | $177,000 |
| Other | 12 | $805,000 | $68,400 | $188,000 | $79,400 | $162,000 |
| Collateral | 8 | $1,465,000 | $252,250 | $615,000 | $66,500 | $171,000 |
| Debt-To-Income Ratio | 5 | $742,000 | $150,500 | $167,000 | $32,000 | $83,000 |
| Employment History | 2 | $449,000 | $224,000 | $359,000 | $128,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $72,000 | $72,000 | $72,000 | $21,000 | $21,000 |
| Credit Application Incomplete | 1 | $83,000 | $83,000 | $83,000 | $26,000 | $26,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Arkansas, and search similar information at your convenience.