United Community Bank
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address United Community Bank
Po Box 398
Blairsville, GA 30512
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  
Total Number of Mortgage Applications 10,875
Total Mortgage Loan Application Amount $1,961,575,000
Average Mortgage Loan Application Amount $157,333
Highest Mortgage Loan Application Amount $17,205,000
Average Applicant Income $97,833
Highest Applicant Income $4,967,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United Community Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Union County Georgia 414 $ 63,580,000 $ 153,000 $ 91,000
Greenville County South Carolina 398 $ 57,480,000 $ 144,000 $ 130,000
Fannin County Georgia 381 $ 61,475,000 $ 161,000 $ 122,000
Hall County Georgia 291 $ 53,525,000 $ 183,000 $ 148,000
Henderson County North Carolina 284 $ 60,400,000 $ 212,000 $ 104,000
Cobb County Georgia 278 $ 52,820,000 $ 190,000 $ 117,000
Spartanburg County South Carolina 274 $ 36,460,000 $ 133,000 $ 79,000
Gilmer County Georgia 271 $ 41,375,000 $ 152,000 $ 95,000
Bradley County Tennessee 250 $ 33,570,000 $ 134,000 $ 80,000
Floyd County Georgia 246 $ 35,510,000 $ 144,000 $ 98,000
Loudon County Tennessee 239 $ 42,735,000 $ 178,000 $ 102,000
White County Georgia 238 $ 30,900,000 $ 129,000 $ 84,000
Chatham County Georgia 210 $ 56,400,000 $ 268,000 $ 183,000
Johnston County North Carolina 197 $ 28,115,000 $ 142,000 $ 93,000
Gwinnett County Georgia 191 $ 48,415,000 $ 253,000 $ 118,000
Habersham County Georgia 188 $ 27,000,000 $ 143,000 $ 85,000
Glynn County Georgia 186 $ 39,330,000 $ 211,000 $ 135,000
Coweta County Georgia 185 $ 36,565,000 $ 197,000 $ 95,000
Cherokee County Georgia 184 $ 32,290,000 $ 175,000 $ 132,000
Forsyth County Georgia 169 $ 27,465,000 $ 162,000 $ 128,000
Charleston County South Carolina 166 $ 64,520,000 $ 388,000 $ 189,000
Transylvania County North Carolina 164 $ 29,510,000 $ 179,000 $ 87,000
Horry County South Carolina 164 $ 30,100,000 $ 183,000 $ 124,000
Lumpkin County Georgia 163 $ 21,665,000 $ 132,000 $ 81,000
Fulton County Georgia 162 $ 51,780,000 $ 319,000 $ 216,000
Bartow County Georgia 161 $ 22,055,000 $ 136,000 $ 102,000
Cherokee County North Carolina 152 $ 15,090,000 $ 99,000 $ 75,000
Knox County Tennessee 145 $ 28,455,000 $ 196,000 $ 126,000
Chattooga County Georgia 142 $ 12,310,000 $ 86,000 $ 66,000
Carroll County Georgia 137 $ 22,745,000 $ 166,000 $ 112,000
Avery County North Carolina 135 $ 25,405,000 $ 188,000 $ 132,000
Wake County North Carolina 133 $ 37,445,000 $ 281,000 $ 124,000
Paulding County Georgia 129 $ 21,025,000 $ 162,000 $ 97,000
Pickens County Georgia 128 $ 19,820,000 $ 154,000 $ 85,000
Macon County North Carolina 123 $ 12,525,000 $ 101,000 $ 91,000
Towns County Georgia 112 $ 15,510,000 $ 138,000 $ 92,000
Anderson County South Carolina 111 $ 20,255,000 $ 182,000 $ 90,000
Jackson County North Carolina 109 $ 23,005,000 $ 211,000 $ 119,000
Mitchell County North Carolina 108 $ 14,330,000 $ 132,000 $ 99,000
Beaufort County South Carolina 107 $ 37,885,000 $ 354,000 $ 169,000
Rabun County Georgia 104 $ 18,830,000 $ 181,000 $ 121,000
Jackson County Georgia 103 $ 17,625,000 $ 171,000 $ 101,000
Dawson County Georgia 100 $ 14,900,000 $ 149,000 $ 104,000
Roane County Tennessee 95 $ 11,895,000 $ 125,000 $ 73,000
Swain County North Carolina 91 $ 10,935,000 $ 120,000 $ 96,000
Yancey County North Carolina 90 $ 12,790,000 $ 142,000 $ 82,000
DeKalb County Georgia 87 $ 22,195,000 $ 255,000 $ 216,000
Greenwood County South Carolina 87 $ 9,425,000 $ 108,000 $ 74,000
Fayette County Georgia 86 $ 18,910,000 $ 219,000 $ 137,000
Clay County North Carolina 82 $ 10,600,000 $ 129,000 $ 87,000
Henry County Georgia 81 $ 14,725,000 $ 181,000 $ 114,000
Laurens County South Carolina 75 $ 9,585,000 $ 127,000 $ 89,000
Pickens County South Carolina 71 $ 9,385,000 $ 132,000 $ 90,000
Blount County Tennessee 69 $ 11,285,000 $ 163,000 $ 92,000
Graham County North Carolina 65 $ 6,215,000 $ 95,000 $ 114,000
Haywood County North Carolina 64 $ 8,920,000 $ 139,000 $ 69,000
Banks County Georgia 63 $ 9,575,000 $ 151,000 $ 91,000
Newton County Georgia 55 $ 5,695,000 $ 103,000 $ 82,000
Douglas County Georgia 54 $ 8,500,000 $ 157,000 $ 84,000
Buncombe County North Carolina 54 $ 15,840,000 $ 293,000 $ 114,000
Cherokee County South Carolina 51 $ 7,545,000 $ 147,000 $ 75,000
Hamilton County Tennessee 50 $ 7,500,000 $ 150,000 $ 124,000
Watauga County North Carolina 49 $ 14,385,000 $ 293,000 $ 182,000
Walton County Georgia 48 $ 7,760,000 $ 161,000 $ 100,000
Monroe County Tennessee 43 $ 7,435,000 $ 172,000 $ 102,000
Berkeley County South Carolina 41 $ 32,685,000 $ 797,000 $ 164,000
Dorchester County South Carolina 36 $ 12,690,000 $ 352,000 $ 109,000
Oconee County South Carolina 35 $ 9,135,000 $ 261,000 $ 190,000
Gordon County Georgia 34 $ 4,570,000 $ 134,000 $ 88,000
Rockdale County Georgia 34 $ 4,000,000 $ 117,000 $ 116,000
Lexington County South Carolina 34 $ 9,000,000 $ 264,000 $ 99,000
Polk County Tennessee 34 $ 4,320,000 $ 127,000 $ 86,000
Clayton County Georgia 33 $ 4,425,000 $ 134,000 $ 61,000
Harnett County North Carolina 29 $ 4,885,000 $ 168,000 $ 85,000
Columbus County North Carolina 27 $ 2,355,000 $ 87,000 $ 84,000
Barrow County Georgia 25 $ 3,705,000 $ 148,000 $ 120,000
Richland County South Carolina 25 $ 5,695,000 $ 227,000 $ 125,000
Polk County Georgia 22 $ 3,730,000 $ 169,000 $ 70,000
Stephens County Georgia 21 $ 4,005,000 $ 190,000 $ 98,000
Ware County Georgia 21 $ 1,615,000 $ 76,000 $ 52,000
Cherokee County Alabama 20 $ 2,470,000 $ 123,000 $ 89,000
Haralson County Georgia 19 $ 3,045,000 $ 160,000 $ 74,000
Abbeville County South Carolina 19 $ 2,465,000 $ 129,000 $ 94,000
York County South Carolina 19 $ 3,915,000 $ 206,000 $ 110,000
McMinn County Tennessee 19 $ 2,335,000 $ 122,000 $ 62,000
Effingham County Georgia 18 $ 3,450,000 $ 191,000 $ 98,000
Brunswick County North Carolina 18 $ 3,090,000 $ 171,000 $ 103,000
Walker County Georgia 17 $ 1,995,000 $ 117,000 $ 66,000
McIntosh County Georgia 15 $ 1,985,000 $ 132,000 $ 117,000
Meriwether County Georgia 15 $ 3,045,000 $ 203,000 $ 67,000
Burke County North Carolina 15 $ 2,565,000 $ 171,000 $ 142,000
Newberry County South Carolina 15 $ 3,575,000 $ 238,000 $ 120,000
Sevier County Tennessee 15 $ 3,155,000 $ 210,000 $ 149,000
Hart County Georgia 13 $ 1,915,000 $ 147,000 $ 109,000
Mecklenburg County North Carolina 13 $ 4,275,000 $ 328,000 $ 277,000
Georgetown County South Carolina 13 $ 5,035,000 $ 387,000 $ 142,000
Madison County Georgia 12 $ 1,620,000 $ 135,000 $ 81,000
Franklin County North Carolina 12 $ 1,550,000 $ 129,000 $ 82,000
Butts County Georgia 11 $ 665,000 $ 60,000 $ 31,000
Camden County Georgia 11 $ 1,895,000 $ 172,000 $ 95,000
Troup County Georgia 11 $ 1,515,000 $ 137,000 $ 50,000
Duplin County North Carolina 11 $ 775,000 $ 70,000 $ 92,000
Rutherford County North Carolina 11 $ 2,465,000 $ 224,000 $ 108,000
Florence County South Carolina 11 $ 2,355,000 $ 214,000 $ 115,000
Clarke County Georgia 10 $ 1,820,000 $ 182,000 $ 180,000
Franklin County Georgia 10 $ 980,000 $ 98,000 $ 41,000
Morgan County Georgia 10 $ 3,430,000 $ 343,000 $ 136,000
Cumberland County North Carolina 10 $ 1,050,000 $ 105,000 $ 52,000
Spalding County Georgia 9 $ 2,435,000 $ 270,000 $ 255,000
Madison County North Carolina 9 $ 2,205,000 $ 245,000 $ 115,000
Carteret County North Carolina 8 $ 1,890,000 $ 236,000 $ 226,000
McDowell County North Carolina 8 $ 3,040,000 $ 380,000 $ 125,000
Carter County Tennessee 8 $ 750,000 $ 93,000 $ 44,000
Bay County Florida 7 $ 3,415,000 $ 487,000 $ 154,000
Pierce County Georgia 7 $ 745,000 $ 106,000 $ 58,000
Jasper County South Carolina 7 $ 1,105,000 $ 157,000 $ 93,000
Lancaster County South Carolina 7 $ 985,000 $ 140,000 $ 57,000
Saluda County South Carolina 7 $ 1,085,000 $ 155,000 $ 138,000
Heard County Georgia 6 $ 810,000 $ 135,000 $ 63,000
Jasper County Georgia 6 $ 880,000 $ 146,000 $ 127,000
Murray County Georgia 6 $ 610,000 $ 101,000 $ 75,000
Putnam County Georgia 6 $ 1,300,000 $ 216,000 $ 137,000
Polk County North Carolina 6 $ 980,000 $ 163,000 $ 154,000
Wilson County North Carolina 6 $ 380,000 $ 63,000 $ 21,000
Kershaw County South Carolina 6 $ 1,490,000 $ 248,000 $ 102,000
Walton County Florida 5 $ 5,365,000 $ 1,073,000 $ 487,000
Brantley County Georgia 5 $ 305,000 $ 61,000 $ 65,000
Wayne County Georgia 5 $ 895,000 $ 179,000 $ 78,000
New Hanover County North Carolina 5 $ 1,995,000 $ 399,000 $ 165,000
Union County South Carolina 5 $ 695,000 $ 139,000 $ 84,000
Davidson County Tennessee 5 $ 1,295,000 $ 259,000 $ 103,000
Randolph County Alabama 4 $ 730,000 $ 182,000 $ 164,000
Bibb County Georgia 4 $ 470,000 $ 117,000 $ 86,000
Columbia County Georgia 4 $ 740,000 $ 185,000 $ 121,000
Oconee County Georgia 4 $ 1,250,000 $ 312,000 $ 154,000
Oglethorpe County Georgia 4 $ 540,000 $ 135,000 $ 60,000
Alamance County North Carolina 4 $ 1,020,000 $ 255,000 $ 134,000
Pender County North Carolina 4 $ 750,000 $ 187,000 $ 122,000
Orangeburg County South Carolina 4 $ 1,470,000 $ 367,000 $ 136,000
Cumberland County Tennessee 4 $ 350,000 $ 87,000 $ 172,000
Shelby County Tennessee 4 $ 810,000 $ 202,000 $ 123,000
DeKalb County Alabama 3 $ 365,000 $ 121,000 $ 92,000
Citrus County Florida 3 $ 465,000 $ 155,000 $ 49,000
Nassau County Florida 3 $ 1,055,000 $ 351,000 $ 377,000
Palm Beach County Florida 3 $ 855,000 $ 285,000 $ 414,000
Bulloch County Georgia 3 $ 6,115,000 $ 2,038,000 $ 526,000
Catoosa County Georgia 3 $ 515,000 $ 171,000 $ 83,000
Greene County Georgia 3 $ 515,000 $ 171,000 $ 157,000
Liberty County Georgia 3 $ 455,000 $ 151,000 $ 59,000
Monroe County Georgia 3 $ 955,000 $ 318,000 $ 118,000
Pike County Georgia 3 $ 745,000 $ 248,000 $ 91,000
Ashe County North Carolina 3 $ 265,000 $ 88,000 $ 70,000
Bladen County North Carolina 3 $ 1,105,000 $ 368,000 $ 0
Chatham County North Carolina 3 $ 745,000 $ 248,000 $ 204,000
Durham County North Carolina 3 $ 3,275,000 $ 1,091,000 $ 2,096,000
Sampson County North Carolina 3 $ 295,000 $ 98,000 $ 101,000
Aiken County South Carolina 3 $ 685,000 $ 228,000 $ 108,000
Fairfield County South Carolina 3 $ 1,075,000 $ 358,000 $ 159,000
Hamblen County Tennessee 3 $ 4,445,000 $ 1,481,000 $ 0
Meigs County Tennessee 3 $ 585,000 $ 195,000 $ 71,000
Overton County Tennessee 3 $ 665,000 $ 221,000 $ 56,000
Jefferson County Alabama 2 $ 310,000 $ 155,000 $ 176,000
Mobile County Alabama 2 $ 1,310,000 $ 655,000 $ 0
Tallapoosa County Alabama 2 $ 500,000 $ 250,000 $ 263,000
Charlotte County Florida 2 $ 350,000 $ 175,000 $ 292,000
Duval County Florida 2 $ 960,000 $ 480,000 $ 43,000
Franklin County Florida 2 $ 340,000 $ 170,000 $ 61,000
Martin County Florida 2 $ 770,000 $ 385,000 $ 387,000
Pinellas County Florida 2 $ 420,000 $ 210,000 $ 224,000
Volusia County Florida 2 $ 450,000 $ 225,000 $ 116,000
Baldwin County Georgia 2 $ 460,000 $ 230,000 $ 116,000
Dade County Georgia 2 $ 540,000 $ 270,000 $ 83,000
Early County Georgia 2 $ 270,000 $ 135,000 $ 75,000
Elbert County Georgia 2 $ 380,000 $ 190,000 $ 86,000
Lamar County Georgia 2 $ 460,000 $ 230,000 $ 74,000
Toombs County Georgia 2 $ 150,000 $ 75,000 $ 30,000
Catawba County North Carolina 2 $ 850,000 $ 425,000 $ 256,000
Granville County North Carolina 2 $ 190,000 $ 95,000 $ 136,000
Halifax County North Carolina 2 $ 350,000 $ 175,000 $ 352,000
Iredell County North Carolina 2 $ 330,000 $ 165,000 $ 151,000
Lee County North Carolina 2 $ 350,000 $ 175,000 $ 110,000
Moore County North Carolina 2 $ 380,000 $ 190,000 $ 0
Nash County North Carolina 2 $ 380,000 $ 190,000 $ 108,000
Randolph County North Carolina 2 $ 110,000 $ 55,000 $ 65,000
Robeson County North Carolina 2 $ 210,000 $ 105,000 $ 47,000
Warren County North Carolina 2 $ 390,000 $ 195,000 $ 143,000
Clarendon County South Carolina 2 $ 500,000 $ 250,000 $ 72,000
Sumter County South Carolina 2 $ 50,000 $ 25,000 $ 83,000
Anderson County Tennessee 2 $ 320,000 $ 160,000 $ 71,000
Bledsoe County Tennessee 2 $ 510,000 $ 255,000 $ 178,000
Grainger County Tennessee 2 $ 310,000 $ 155,000 $ 93,000
Jefferson County Tennessee 2 $ 360,000 $ 180,000 $ 56,000
Morgan County Tennessee 2 $ 170,000 $ 85,000 $ 74,000
Putnam County Tennessee 2 $ 540,000 $ 270,000 $ 70,000
Baldwin County Alabama 1 $ 145,000 $ 145,000 $ 125,000
Cleburne County Alabama 1 $ 135,000 $ 135,000 $ 55,000
Jackson County Alabama 1 $ 255,000 $ 255,000 $ 132,000
Limestone County Alabama 1 $ 235,000 $ 235,000 $ 77,000
Montgomery County Alabama 1 $ 175,000 $ 175,000 $ 95,000
Morgan County Alabama 1 $ 225,000 $ 225,000 $ 130,000
St. Clair County Alabama 1 $ 135,000 $ 135,000 $ 57,000
Collier County Florida 1 $ 2,545,000 $ 2,545,000 $ 381,000
Escambia County Florida 1 $ 175,000 $ 175,000 $ 205,000
Flagler County Florida 1 $ 245,000 $ 245,000 $ 762,000
Gulf County Florida 1 $ 185,000 $ 185,000 $ 622,000
Hillsborough County Florida 1 $ 145,000 $ 145,000 $ 152,000
Indian River County Florida 1 $ 885,000 $ 885,000 $ 1,156,000
Jefferson County Florida 1 $ 215,000 $ 215,000 $ 38,000
Lake County Florida 1 $ 355,000 $ 355,000 $ 127,000
Lee County Florida 1 $ 385,000 $ 385,000 $ 398,000
Marion County Florida 1 $ 205,000 $ 205,000 $ 138,000
Miami-Dade County Florida 1 $ 135,000 $ 135,000 $ 45,000
Okaloosa County Florida 1 $ 335,000 $ 335,000 $ 153,000
Pasco County Florida 1 $ 255,000 $ 255,000 $ 187,000
Polk County Florida 1 $ 175,000 $ 175,000 $ 313,000
St. Johns County Florida 1 $ 385,000 $ 385,000 $ 115,000
St. Lucie County Florida 1 $ 65,000 $ 65,000 $ 87,000
Bacon County Georgia 1 $ 45,000 $ 45,000 $ 0
Bryan County Georgia 1 $ 135,000 $ 135,000 $ 172,000
Candler County Georgia 1 $ 175,000 $ 175,000 $ 87,000
Charlton County Georgia 1 $ 245,000 $ 245,000 $ 0
Clinch County Georgia 1 $ 105,000 $ 105,000 $ 56,000
Crawford County Georgia 1 $ 355,000 $ 355,000 $ 358,000
Emanuel County Georgia 1 $ 45,000 $ 45,000 $ 143,000
Harris County Georgia 1 $ 165,000 $ 165,000 $ 61,000
Houston County Georgia 1 $ 65,000 $ 65,000 $ 132,000
Jones County Georgia 1 $ 135,000 $ 135,000 $ 45,000
Lowndes County Georgia 1 $ 25,000 $ 25,000 $ 152,000
Macon County Georgia 1 $ 55,000 $ 55,000 $ 72,000
Sumter County Georgia 1 $ 165,000 $ 165,000 $ 46,000
Twiggs County Georgia 1 $ 165,000 $ 165,000 $ 117,000
Whitfield County Georgia 1 $ 85,000 $ 85,000 $ 38,000
Beaufort County North Carolina 1 $ 105,000 $ 105,000 $ 96,000
Cabarrus County North Carolina 1 $ 305,000 $ 305,000 $ 101,000
Caldwell County North Carolina 1 $ 15,000 $ 15,000 $ 35,000
Dare County North Carolina 1 $ 145,000 $ 145,000 $ 0
Guilford County North Carolina 1 $ 135,000 $ 135,000 $ 0
Hoke County North Carolina 1 $ 255,000 $ 255,000 $ 129,000
Onslow County North Carolina 1 $ 55,000 $ 55,000 $ 36,000
Orange County North Carolina 1 $ 345,000 $ 345,000 $ 108,000
Pitt County North Carolina 1 $ 4,305,000 $ 4,305,000 $ 0
Rockingham County North Carolina 1 $ 55,000 $ 55,000 $ 25,000
Union County North Carolina 1 $ 655,000 $ 655,000 $ 125,000
Vance County North Carolina 1 $ 375,000 $ 375,000 $ 103,000
Wayne County North Carolina 1 $ 145,000 $ 145,000 $ 94,000
Wilkes County North Carolina 1 $ 255,000 $ 255,000 $ 100,000
Bamberg County South Carolina 1 $ 225,000 $ 225,000 $ 120,000
Calhoun County South Carolina 1 $ 175,000 $ 175,000 $ 62,000
Darlington County South Carolina 1 $ 25,000 $ 25,000 $ 85,000
Dillon County South Carolina 1 $ 35,000 $ 35,000 $ 47,000
Marion County South Carolina 1 $ 35,000 $ 35,000 $ 89,000
Campbell County Tennessee 1 $ 65,000 $ 65,000 $ 120,000
Cocke County Tennessee 1 $ 65,000 $ 65,000 $ 52,000
Rhea County Tennessee 1 $ 85,000 $ 85,000 $ 23,000
Robertson County Tennessee 1 $ 175,000 $ 175,000 $ 87,000
Rutherford County Tennessee 1 $ 275,000 $ 275,000 $ 88,000
Scott County Tennessee 1 $ 35,000 $ 35,000 $ 15,000
Sumner County Tennessee 1 $ 425,000 $ 425,000 $ 140,000
Union County Tennessee 1 $ 405,000 $ 405,000 $ 160,000
Williamson County Tennessee 1 $ 85,000 $ 85,000 $ 48,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United Community Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,666 $1,130,530,000 $242,000 $17,205,000 $117,000 $4,789,000
Refinancing 2,715 $473,735,000 $174,000 $7,505,000 $112,000 $4,967,000
Other Purpose 1,561 $122,225,000 $78,000 $1,755,000 $105,000 $4,770,000
Home Improvement 1,256 $89,860,000 $71,000 $1,005,000 $102,000 $1,323,000
Cash-out Refinancing 676 $145,060,000 $214,000 $2,545,000 $99,000 $1,106,000
Not Applicable 1 $165,000 $165,000 $165,000 $52,000 $52,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,808 $1,515,140,000 $172,000 $7,505,000 $109,000 $4,967,000
Not Provided 1,135 $193,655,000 $170,000 $1,595,000 $133,000 $1,613,000
Black or African American 320 $47,780,000 $149,000 $595,000 $79,000 $718,000
Not applicable 232 $129,570,000 $558,000 $17,205,000 $0 $0
Hispanic 200 $33,530,000 $167,000 $1,175,000 $81,000 $1,156,000
Asian 120 $30,900,000 $257,000 $2,605,000 $157,000 $1,838,000
American Indian or Alaskan Native 34 $4,020,000 $118,000 $425,000 $58,000 $176,000
Native Hawaiian or Other Pacific Islander 2 $600,000 $300,000 $405,000 $114,000 $160,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,157 $1,832,235,000 $180,000 $17,205,000 $115,000 $4,967,000
FHA-insured (Federal Housing Administration) 401 $67,275,000 $167,000 $365,000 $61,000 $210,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 191 $27,555,000 $144,000 $295,000 $50,000 $132,000
VA-guaranteed (Veterans Administration) 126 $34,510,000 $273,000 $975,000 $90,000 $378,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,219 $1,331,145,000 $184,000 $17,205,000 $116,000 $4,967,000
Application Denied By Financial Institution 2,233 $319,915,000 $143,000 $15,005,000 $90,000 $3,000,000
Application Withdrawn By Applicant 1,164 $271,220,000 $233,000 $1,995,000 $121,000 $1,848,000
Application Approved But Not Accepted 207 $27,875,000 $134,000 $1,705,000 $105,000 $1,409,000
File Closed For Incompleteness 52 $11,420,000 $219,000 $1,915,000 $115,000 $1,189,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,642 $1,641,660,000 $189,000 $17,205,000 $117,000 $4,967,000
Debt-To-Income Ratio 697 $105,525,000 $151,000 $1,605,000 $59,000 $1,106,000
Credit History 672 $66,330,000 $98,000 $2,205,000 $78,000 $3,000,000
Collateral 475 $70,545,000 $148,000 $7,505,000 $123,000 $1,323,000
Unverifiable Information 199 $26,125,000 $131,000 $935,000 $138,000 $1,323,000
Other 150 $45,830,000 $305,000 $15,005,000 $123,000 $1,838,000
Credit Application Incomplete 20 $1,750,000 $87,000 $245,000 $170,000 $1,056,000
Employment History 15 $2,625,000 $175,000 $275,000 $55,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,185,000 $237,000 $565,000 $53,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List