United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
United Community Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Greenville, SC 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 10,875 |
| Total Mortgage Loan Application Amount | $1,961,575,000 |
| Average Mortgage Loan Application Amount | $157,333 |
| Highest Mortgage Loan Application Amount | $17,205,000 |
| Average Applicant Income | $97,833 |
| Highest Applicant Income | $4,967,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 414 | $ 63,580,000 | $ 153,000 | $ 91,000 |
| Greenville County South Carolina | 398 | $ 57,480,000 | $ 144,000 | $ 130,000 |
| Fannin County Georgia | 381 | $ 61,475,000 | $ 161,000 | $ 122,000 |
| Hall County Georgia | 291 | $ 53,525,000 | $ 183,000 | $ 148,000 |
| Henderson County North Carolina | 284 | $ 60,400,000 | $ 212,000 | $ 104,000 |
| Cobb County Georgia | 278 | $ 52,820,000 | $ 190,000 | $ 117,000 |
| Spartanburg County South Carolina | 274 | $ 36,460,000 | $ 133,000 | $ 79,000 |
| Gilmer County Georgia | 271 | $ 41,375,000 | $ 152,000 | $ 95,000 |
| Bradley County Tennessee | 250 | $ 33,570,000 | $ 134,000 | $ 80,000 |
| Floyd County Georgia | 246 | $ 35,510,000 | $ 144,000 | $ 98,000 |
| Loudon County Tennessee | 239 | $ 42,735,000 | $ 178,000 | $ 102,000 |
| White County Georgia | 238 | $ 30,900,000 | $ 129,000 | $ 84,000 |
| Chatham County Georgia | 210 | $ 56,400,000 | $ 268,000 | $ 183,000 |
| Johnston County North Carolina | 197 | $ 28,115,000 | $ 142,000 | $ 93,000 |
| Gwinnett County Georgia | 191 | $ 48,415,000 | $ 253,000 | $ 118,000 |
| Habersham County Georgia | 188 | $ 27,000,000 | $ 143,000 | $ 85,000 |
| Glynn County Georgia | 186 | $ 39,330,000 | $ 211,000 | $ 135,000 |
| Coweta County Georgia | 185 | $ 36,565,000 | $ 197,000 | $ 95,000 |
| Cherokee County Georgia | 184 | $ 32,290,000 | $ 175,000 | $ 132,000 |
| Forsyth County Georgia | 169 | $ 27,465,000 | $ 162,000 | $ 128,000 |
| Charleston County South Carolina | 166 | $ 64,520,000 | $ 388,000 | $ 189,000 |
| Transylvania County North Carolina | 164 | $ 29,510,000 | $ 179,000 | $ 87,000 |
| Horry County South Carolina | 164 | $ 30,100,000 | $ 183,000 | $ 124,000 |
| Lumpkin County Georgia | 163 | $ 21,665,000 | $ 132,000 | $ 81,000 |
| Fulton County Georgia | 162 | $ 51,780,000 | $ 319,000 | $ 216,000 |
| Bartow County Georgia | 161 | $ 22,055,000 | $ 136,000 | $ 102,000 |
| Cherokee County North Carolina | 152 | $ 15,090,000 | $ 99,000 | $ 75,000 |
| Knox County Tennessee | 145 | $ 28,455,000 | $ 196,000 | $ 126,000 |
| Chattooga County Georgia | 142 | $ 12,310,000 | $ 86,000 | $ 66,000 |
| Carroll County Georgia | 137 | $ 22,745,000 | $ 166,000 | $ 112,000 |
| Avery County North Carolina | 135 | $ 25,405,000 | $ 188,000 | $ 132,000 |
| Wake County North Carolina | 133 | $ 37,445,000 | $ 281,000 | $ 124,000 |
| Paulding County Georgia | 129 | $ 21,025,000 | $ 162,000 | $ 97,000 |
| Pickens County Georgia | 128 | $ 19,820,000 | $ 154,000 | $ 85,000 |
| Macon County North Carolina | 123 | $ 12,525,000 | $ 101,000 | $ 91,000 |
| Towns County Georgia | 112 | $ 15,510,000 | $ 138,000 | $ 92,000 |
| Anderson County South Carolina | 111 | $ 20,255,000 | $ 182,000 | $ 90,000 |
| Jackson County North Carolina | 109 | $ 23,005,000 | $ 211,000 | $ 119,000 |
| Mitchell County North Carolina | 108 | $ 14,330,000 | $ 132,000 | $ 99,000 |
| Beaufort County South Carolina | 107 | $ 37,885,000 | $ 354,000 | $ 169,000 |
| Rabun County Georgia | 104 | $ 18,830,000 | $ 181,000 | $ 121,000 |
| Jackson County Georgia | 103 | $ 17,625,000 | $ 171,000 | $ 101,000 |
| Dawson County Georgia | 100 | $ 14,900,000 | $ 149,000 | $ 104,000 |
| Roane County Tennessee | 95 | $ 11,895,000 | $ 125,000 | $ 73,000 |
| Swain County North Carolina | 91 | $ 10,935,000 | $ 120,000 | $ 96,000 |
| Yancey County North Carolina | 90 | $ 12,790,000 | $ 142,000 | $ 82,000 |
| DeKalb County Georgia | 87 | $ 22,195,000 | $ 255,000 | $ 216,000 |
| Greenwood County South Carolina | 87 | $ 9,425,000 | $ 108,000 | $ 74,000 |
| Fayette County Georgia | 86 | $ 18,910,000 | $ 219,000 | $ 137,000 |
| Clay County North Carolina | 82 | $ 10,600,000 | $ 129,000 | $ 87,000 |
| Henry County Georgia | 81 | $ 14,725,000 | $ 181,000 | $ 114,000 |
| Laurens County South Carolina | 75 | $ 9,585,000 | $ 127,000 | $ 89,000 |
| Pickens County South Carolina | 71 | $ 9,385,000 | $ 132,000 | $ 90,000 |
| Blount County Tennessee | 69 | $ 11,285,000 | $ 163,000 | $ 92,000 |
| Graham County North Carolina | 65 | $ 6,215,000 | $ 95,000 | $ 114,000 |
| Haywood County North Carolina | 64 | $ 8,920,000 | $ 139,000 | $ 69,000 |
| Banks County Georgia | 63 | $ 9,575,000 | $ 151,000 | $ 91,000 |
| Newton County Georgia | 55 | $ 5,695,000 | $ 103,000 | $ 82,000 |
| Douglas County Georgia | 54 | $ 8,500,000 | $ 157,000 | $ 84,000 |
| Buncombe County North Carolina | 54 | $ 15,840,000 | $ 293,000 | $ 114,000 |
| Cherokee County South Carolina | 51 | $ 7,545,000 | $ 147,000 | $ 75,000 |
| Hamilton County Tennessee | 50 | $ 7,500,000 | $ 150,000 | $ 124,000 |
| Watauga County North Carolina | 49 | $ 14,385,000 | $ 293,000 | $ 182,000 |
| Walton County Georgia | 48 | $ 7,760,000 | $ 161,000 | $ 100,000 |
| Monroe County Tennessee | 43 | $ 7,435,000 | $ 172,000 | $ 102,000 |
| Berkeley County South Carolina | 41 | $ 32,685,000 | $ 797,000 | $ 164,000 |
| Dorchester County South Carolina | 36 | $ 12,690,000 | $ 352,000 | $ 109,000 |
| Oconee County South Carolina | 35 | $ 9,135,000 | $ 261,000 | $ 190,000 |
| Gordon County Georgia | 34 | $ 4,570,000 | $ 134,000 | $ 88,000 |
| Rockdale County Georgia | 34 | $ 4,000,000 | $ 117,000 | $ 116,000 |
| Lexington County South Carolina | 34 | $ 9,000,000 | $ 264,000 | $ 99,000 |
| Polk County Tennessee | 34 | $ 4,320,000 | $ 127,000 | $ 86,000 |
| Clayton County Georgia | 33 | $ 4,425,000 | $ 134,000 | $ 61,000 |
| Harnett County North Carolina | 29 | $ 4,885,000 | $ 168,000 | $ 85,000 |
| Columbus County North Carolina | 27 | $ 2,355,000 | $ 87,000 | $ 84,000 |
| Barrow County Georgia | 25 | $ 3,705,000 | $ 148,000 | $ 120,000 |
| Richland County South Carolina | 25 | $ 5,695,000 | $ 227,000 | $ 125,000 |
| Polk County Georgia | 22 | $ 3,730,000 | $ 169,000 | $ 70,000 |
| Stephens County Georgia | 21 | $ 4,005,000 | $ 190,000 | $ 98,000 |
| Ware County Georgia | 21 | $ 1,615,000 | $ 76,000 | $ 52,000 |
| Cherokee County Alabama | 20 | $ 2,470,000 | $ 123,000 | $ 89,000 |
| Haralson County Georgia | 19 | $ 3,045,000 | $ 160,000 | $ 74,000 |
| Abbeville County South Carolina | 19 | $ 2,465,000 | $ 129,000 | $ 94,000 |
| York County South Carolina | 19 | $ 3,915,000 | $ 206,000 | $ 110,000 |
| McMinn County Tennessee | 19 | $ 2,335,000 | $ 122,000 | $ 62,000 |
| Effingham County Georgia | 18 | $ 3,450,000 | $ 191,000 | $ 98,000 |
| Brunswick County North Carolina | 18 | $ 3,090,000 | $ 171,000 | $ 103,000 |
| Walker County Georgia | 17 | $ 1,995,000 | $ 117,000 | $ 66,000 |
| McIntosh County Georgia | 15 | $ 1,985,000 | $ 132,000 | $ 117,000 |
| Meriwether County Georgia | 15 | $ 3,045,000 | $ 203,000 | $ 67,000 |
| Burke County North Carolina | 15 | $ 2,565,000 | $ 171,000 | $ 142,000 |
| Newberry County South Carolina | 15 | $ 3,575,000 | $ 238,000 | $ 120,000 |
| Sevier County Tennessee | 15 | $ 3,155,000 | $ 210,000 | $ 149,000 |
| Hart County Georgia | 13 | $ 1,915,000 | $ 147,000 | $ 109,000 |
| Mecklenburg County North Carolina | 13 | $ 4,275,000 | $ 328,000 | $ 277,000 |
| Georgetown County South Carolina | 13 | $ 5,035,000 | $ 387,000 | $ 142,000 |
| Madison County Georgia | 12 | $ 1,620,000 | $ 135,000 | $ 81,000 |
| Franklin County North Carolina | 12 | $ 1,550,000 | $ 129,000 | $ 82,000 |
| Butts County Georgia | 11 | $ 665,000 | $ 60,000 | $ 31,000 |
| Camden County Georgia | 11 | $ 1,895,000 | $ 172,000 | $ 95,000 |
| Troup County Georgia | 11 | $ 1,515,000 | $ 137,000 | $ 50,000 |
| Duplin County North Carolina | 11 | $ 775,000 | $ 70,000 | $ 92,000 |
| Rutherford County North Carolina | 11 | $ 2,465,000 | $ 224,000 | $ 108,000 |
| Florence County South Carolina | 11 | $ 2,355,000 | $ 214,000 | $ 115,000 |
| Clarke County Georgia | 10 | $ 1,820,000 | $ 182,000 | $ 180,000 |
| Franklin County Georgia | 10 | $ 980,000 | $ 98,000 | $ 41,000 |
| Morgan County Georgia | 10 | $ 3,430,000 | $ 343,000 | $ 136,000 |
| Cumberland County North Carolina | 10 | $ 1,050,000 | $ 105,000 | $ 52,000 |
| Spalding County Georgia | 9 | $ 2,435,000 | $ 270,000 | $ 255,000 |
| Madison County North Carolina | 9 | $ 2,205,000 | $ 245,000 | $ 115,000 |
| Carteret County North Carolina | 8 | $ 1,890,000 | $ 236,000 | $ 226,000 |
| McDowell County North Carolina | 8 | $ 3,040,000 | $ 380,000 | $ 125,000 |
| Carter County Tennessee | 8 | $ 750,000 | $ 93,000 | $ 44,000 |
| Bay County Florida | 7 | $ 3,415,000 | $ 487,000 | $ 154,000 |
| Pierce County Georgia | 7 | $ 745,000 | $ 106,000 | $ 58,000 |
| Jasper County South Carolina | 7 | $ 1,105,000 | $ 157,000 | $ 93,000 |
| Lancaster County South Carolina | 7 | $ 985,000 | $ 140,000 | $ 57,000 |
| Saluda County South Carolina | 7 | $ 1,085,000 | $ 155,000 | $ 138,000 |
| Heard County Georgia | 6 | $ 810,000 | $ 135,000 | $ 63,000 |
| Jasper County Georgia | 6 | $ 880,000 | $ 146,000 | $ 127,000 |
| Murray County Georgia | 6 | $ 610,000 | $ 101,000 | $ 75,000 |
| Putnam County Georgia | 6 | $ 1,300,000 | $ 216,000 | $ 137,000 |
| Polk County North Carolina | 6 | $ 980,000 | $ 163,000 | $ 154,000 |
| Wilson County North Carolina | 6 | $ 380,000 | $ 63,000 | $ 21,000 |
| Kershaw County South Carolina | 6 | $ 1,490,000 | $ 248,000 | $ 102,000 |
| Walton County Florida | 5 | $ 5,365,000 | $ 1,073,000 | $ 487,000 |
| Brantley County Georgia | 5 | $ 305,000 | $ 61,000 | $ 65,000 |
| Wayne County Georgia | 5 | $ 895,000 | $ 179,000 | $ 78,000 |
| New Hanover County North Carolina | 5 | $ 1,995,000 | $ 399,000 | $ 165,000 |
| Union County South Carolina | 5 | $ 695,000 | $ 139,000 | $ 84,000 |
| Davidson County Tennessee | 5 | $ 1,295,000 | $ 259,000 | $ 103,000 |
| Randolph County Alabama | 4 | $ 730,000 | $ 182,000 | $ 164,000 |
| Bibb County Georgia | 4 | $ 470,000 | $ 117,000 | $ 86,000 |
| Columbia County Georgia | 4 | $ 740,000 | $ 185,000 | $ 121,000 |
| Oconee County Georgia | 4 | $ 1,250,000 | $ 312,000 | $ 154,000 |
| Oglethorpe County Georgia | 4 | $ 540,000 | $ 135,000 | $ 60,000 |
| Alamance County North Carolina | 4 | $ 1,020,000 | $ 255,000 | $ 134,000 |
| Pender County North Carolina | 4 | $ 750,000 | $ 187,000 | $ 122,000 |
| Orangeburg County South Carolina | 4 | $ 1,470,000 | $ 367,000 | $ 136,000 |
| Cumberland County Tennessee | 4 | $ 350,000 | $ 87,000 | $ 172,000 |
| Shelby County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 123,000 |
| DeKalb County Alabama | 3 | $ 365,000 | $ 121,000 | $ 92,000 |
| Citrus County Florida | 3 | $ 465,000 | $ 155,000 | $ 49,000 |
| Nassau County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 377,000 |
| Palm Beach County Florida | 3 | $ 855,000 | $ 285,000 | $ 414,000 |
| Bulloch County Georgia | 3 | $ 6,115,000 | $ 2,038,000 | $ 526,000 |
| Catoosa County Georgia | 3 | $ 515,000 | $ 171,000 | $ 83,000 |
| Greene County Georgia | 3 | $ 515,000 | $ 171,000 | $ 157,000 |
| Liberty County Georgia | 3 | $ 455,000 | $ 151,000 | $ 59,000 |
| Monroe County Georgia | 3 | $ 955,000 | $ 318,000 | $ 118,000 |
| Pike County Georgia | 3 | $ 745,000 | $ 248,000 | $ 91,000 |
| Ashe County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 70,000 |
| Bladen County North Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 0 |
| Chatham County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 204,000 |
| Durham County North Carolina | 3 | $ 3,275,000 | $ 1,091,000 | $ 2,096,000 |
| Sampson County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 101,000 |
| Aiken County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 108,000 |
| Fairfield County South Carolina | 3 | $ 1,075,000 | $ 358,000 | $ 159,000 |
| Hamblen County Tennessee | 3 | $ 4,445,000 | $ 1,481,000 | $ 0 |
| Meigs County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 71,000 |
| Overton County Tennessee | 3 | $ 665,000 | $ 221,000 | $ 56,000 |
| Jefferson County Alabama | 2 | $ 310,000 | $ 155,000 | $ 176,000 |
| Mobile County Alabama | 2 | $ 1,310,000 | $ 655,000 | $ 0 |
| Tallapoosa County Alabama | 2 | $ 500,000 | $ 250,000 | $ 263,000 |
| Charlotte County Florida | 2 | $ 350,000 | $ 175,000 | $ 292,000 |
| Duval County Florida | 2 | $ 960,000 | $ 480,000 | $ 43,000 |
| Franklin County Florida | 2 | $ 340,000 | $ 170,000 | $ 61,000 |
| Martin County Florida | 2 | $ 770,000 | $ 385,000 | $ 387,000 |
| Pinellas County Florida | 2 | $ 420,000 | $ 210,000 | $ 224,000 |
| Volusia County Florida | 2 | $ 450,000 | $ 225,000 | $ 116,000 |
| Baldwin County Georgia | 2 | $ 460,000 | $ 230,000 | $ 116,000 |
| Dade County Georgia | 2 | $ 540,000 | $ 270,000 | $ 83,000 |
| Early County Georgia | 2 | $ 270,000 | $ 135,000 | $ 75,000 |
| Elbert County Georgia | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Lamar County Georgia | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Toombs County Georgia | 2 | $ 150,000 | $ 75,000 | $ 30,000 |
| Catawba County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 256,000 |
| Granville County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 136,000 |
| Halifax County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 352,000 |
| Iredell County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 151,000 |
| Lee County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
| Moore County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Nash County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 108,000 |
| Randolph County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| Robeson County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 47,000 |
| Warren County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 143,000 |
| Clarendon County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 72,000 |
| Sumter County South Carolina | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| Anderson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Bledsoe County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 178,000 |
| Grainger County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Jefferson County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Morgan County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 74,000 |
| Putnam County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 70,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Cleburne County Alabama | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Jackson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Limestone County Alabama | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Morgan County Alabama | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| St. Clair County Alabama | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Collier County Florida | 1 | $ 2,545,000 | $ 2,545,000 | $ 381,000 |
| Escambia County Florida | 1 | $ 175,000 | $ 175,000 | $ 205,000 |
| Flagler County Florida | 1 | $ 245,000 | $ 245,000 | $ 762,000 |
| Gulf County Florida | 1 | $ 185,000 | $ 185,000 | $ 622,000 |
| Hillsborough County Florida | 1 | $ 145,000 | $ 145,000 | $ 152,000 |
| Indian River County Florida | 1 | $ 885,000 | $ 885,000 | $ 1,156,000 |
| Jefferson County Florida | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 127,000 |
| Lee County Florida | 1 | $ 385,000 | $ 385,000 | $ 398,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Miami-Dade County Florida | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Okaloosa County Florida | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Pasco County Florida | 1 | $ 255,000 | $ 255,000 | $ 187,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 313,000 |
| St. Johns County Florida | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| St. Lucie County Florida | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Bacon County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Bryan County Georgia | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Candler County Georgia | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Charlton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Clinch County Georgia | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Crawford County Georgia | 1 | $ 355,000 | $ 355,000 | $ 358,000 |
| Emanuel County Georgia | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
| Harris County Georgia | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Houston County Georgia | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Lowndes County Georgia | 1 | $ 25,000 | $ 25,000 | $ 152,000 |
| Macon County Georgia | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Sumter County Georgia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Twiggs County Georgia | 1 | $ 165,000 | $ 165,000 | $ 117,000 |
| Whitfield County Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Beaufort County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Cabarrus County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 101,000 |
| Caldwell County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Dare County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Onslow County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Orange County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 108,000 |
| Pitt County North Carolina | 1 | $ 4,305,000 | $ 4,305,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Union County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 125,000 |
| Vance County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Wayne County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Wilkes County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 100,000 |
| Bamberg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Calhoun County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Darlington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Dillon County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Marion County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 89,000 |
| Campbell County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Cocke County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Rhea County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Robertson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Rutherford County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Scott County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
| Sumner County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 140,000 |
| Union County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 160,000 |
| Williamson County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,666 | $1,130,530,000 | $242,000 | $17,205,000 | $117,000 | $4,789,000 |
| Refinancing | 2,715 | $473,735,000 | $174,000 | $7,505,000 | $112,000 | $4,967,000 |
| Other Purpose | 1,561 | $122,225,000 | $78,000 | $1,755,000 | $105,000 | $4,770,000 |
| Home Improvement | 1,256 | $89,860,000 | $71,000 | $1,005,000 | $102,000 | $1,323,000 |
| Cash-out Refinancing | 676 | $145,060,000 | $214,000 | $2,545,000 | $99,000 | $1,106,000 |
| Not Applicable | 1 | $165,000 | $165,000 | $165,000 | $52,000 | $52,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,808 | $1,515,140,000 | $172,000 | $7,505,000 | $109,000 | $4,967,000 |
| Not Provided | 1,135 | $193,655,000 | $170,000 | $1,595,000 | $133,000 | $1,613,000 |
| Black or African American | 320 | $47,780,000 | $149,000 | $595,000 | $79,000 | $718,000 |
| Not applicable | 232 | $129,570,000 | $558,000 | $17,205,000 | $0 | $0 |
| Hispanic | 200 | $33,530,000 | $167,000 | $1,175,000 | $81,000 | $1,156,000 |
| Asian | 120 | $30,900,000 | $257,000 | $2,605,000 | $157,000 | $1,838,000 |
| American Indian or Alaskan Native | 34 | $4,020,000 | $118,000 | $425,000 | $58,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $600,000 | $300,000 | $405,000 | $114,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,157 | $1,832,235,000 | $180,000 | $17,205,000 | $115,000 | $4,967,000 |
| FHA-insured (Federal Housing Administration) | 401 | $67,275,000 | $167,000 | $365,000 | $61,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 191 | $27,555,000 | $144,000 | $295,000 | $50,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 126 | $34,510,000 | $273,000 | $975,000 | $90,000 | $378,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,219 | $1,331,145,000 | $184,000 | $17,205,000 | $116,000 | $4,967,000 |
| Application Denied By Financial Institution | 2,233 | $319,915,000 | $143,000 | $15,005,000 | $90,000 | $3,000,000 |
| Application Withdrawn By Applicant | 1,164 | $271,220,000 | $233,000 | $1,995,000 | $121,000 | $1,848,000 |
| Application Approved But Not Accepted | 207 | $27,875,000 | $134,000 | $1,705,000 | $105,000 | $1,409,000 |
| File Closed For Incompleteness | 52 | $11,420,000 | $219,000 | $1,915,000 | $115,000 | $1,189,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,642 | $1,641,660,000 | $189,000 | $17,205,000 | $117,000 | $4,967,000 |
| Debt-To-Income Ratio | 697 | $105,525,000 | $151,000 | $1,605,000 | $59,000 | $1,106,000 |
| Credit History | 672 | $66,330,000 | $98,000 | $2,205,000 | $78,000 | $3,000,000 |
| Collateral | 475 | $70,545,000 | $148,000 | $7,505,000 | $123,000 | $1,323,000 |
| Unverifiable Information | 199 | $26,125,000 | $131,000 | $935,000 | $138,000 | $1,323,000 |
| Other | 150 | $45,830,000 | $305,000 | $15,005,000 | $123,000 | $1,838,000 |
| Credit Application Incomplete | 20 | $1,750,000 | $87,000 | $245,000 | $170,000 | $1,056,000 |
| Employment History | 15 | $2,625,000 | $175,000 | $275,000 | $55,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,185,000 | $237,000 | $565,000 | $53,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.