United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
United Community Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,396 |
| Total Mortgage Loan Application Amount | $985,294,000 |
| Average Mortgage Loan Application Amount | $120,333 |
| Highest Mortgage Loan Application Amount | $10,374,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $4,078,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 476 | $ 66,131,000 | $ 138,000 | $ 66,000 |
| Fannin County Georgia | 436 | $ 74,334,000 | $ 170,000 | $ 71,000 |
| Habersham County Georgia | 287 | $ 32,126,000 | $ 111,000 | $ 59,000 |
| Towns County Georgia | 261 | $ 45,278,000 | $ 173,000 | $ 83,000 |
| Gilmer County Georgia | 258 | $ 33,517,000 | $ 129,000 | $ 67,000 |
| Hall County Georgia | 248 | $ 44,873,000 | $ 180,000 | $ 113,000 |
| Floyd County Georgia | 237 | $ 32,102,000 | $ 135,000 | $ 81,000 |
| White County Georgia | 212 | $ 31,293,000 | $ 147,000 | $ 63,000 |
| Chattooga County Georgia | 180 | $ 18,012,000 | $ 100,000 | $ 59,000 |
| Glynn County Georgia | 179 | $ 48,721,000 | $ 272,000 | $ 143,000 |
| Bradley County Tennessee | 169 | $ 23,549,000 | $ 139,000 | $ 66,000 |
| Cherokee County North Carolina | 149 | $ 19,808,000 | $ 132,000 | $ 64,000 |
| Macon County North Carolina | 143 | $ 21,095,000 | $ 147,000 | $ 70,000 |
| Lumpkin County Georgia | 138 | $ 15,376,000 | $ 111,000 | $ 63,000 |
| Cobb County Georgia | 118 | $ 24,098,000 | $ 204,000 | $ 124,000 |
| Transylvania County North Carolina | 109 | $ 19,494,000 | $ 178,000 | $ 86,000 |
| Dawson County Georgia | 104 | $ 12,416,000 | $ 119,000 | $ 75,000 |
| Yancey County North Carolina | 104 | $ 18,379,000 | $ 176,000 | $ 77,000 |
| Clay County North Carolina | 97 | $ 15,611,000 | $ 160,000 | $ 73,000 |
| Rabun County Georgia | 92 | $ 12,311,000 | $ 133,000 | $ 62,000 |
| Chatham County Georgia | 91 | $ 16,246,000 | $ 178,000 | $ 61,000 |
| Bartow County Georgia | 88 | $ 10,763,000 | $ 122,000 | $ 66,000 |
| Haywood County North Carolina | 88 | $ 16,126,000 | $ 183,000 | $ 83,000 |
| Cherokee County Georgia | 85 | $ 16,767,000 | $ 197,000 | $ 163,000 |
| Carroll County Georgia | 82 | $ 14,599,000 | $ 178,000 | $ 98,000 |
| Loudon County Tennessee | 82 | $ 14,141,000 | $ 172,000 | $ 74,000 |
| Jackson County Georgia | 81 | $ 11,352,000 | $ 140,000 | $ 63,000 |
| Forsyth County Georgia | 79 | $ 10,115,000 | $ 128,000 | $ 68,000 |
| Fulton County Georgia | 71 | $ 12,323,000 | $ 173,000 | $ 97,000 |
| Jackson County North Carolina | 71 | $ 12,695,000 | $ 178,000 | $ 102,000 |
| Mitchell County North Carolina | 70 | $ 9,595,000 | $ 137,000 | $ 54,000 |
| Monroe County Tennessee | 67 | $ 8,053,000 | $ 120,000 | $ 54,000 |
| Gwinnett County Georgia | 64 | $ 11,168,000 | $ 174,000 | $ 119,000 |
| Graham County North Carolina | 59 | $ 6,544,000 | $ 110,000 | $ 65,000 |
| Swain County North Carolina | 59 | $ 7,859,000 | $ 133,000 | $ 66,000 |
| Roane County Tennessee | 57 | $ 7,017,000 | $ 123,000 | $ 72,000 |
| Pickens County Georgia | 52 | $ 6,379,000 | $ 122,000 | $ 59,000 |
| Polk County Tennessee | 52 | $ 4,990,000 | $ 95,000 | $ 52,000 |
| Banks County Georgia | 51 | $ 6,858,000 | $ 134,000 | $ 61,000 |
| Newton County Georgia | 48 | $ 6,959,000 | $ 144,000 | $ 56,000 |
| Paulding County Georgia | 48 | $ 5,526,000 | $ 115,000 | $ 58,000 |
| Avery County North Carolina | 48 | $ 5,272,000 | $ 109,000 | $ 47,000 |
| Coweta County Georgia | 46 | $ 7,078,000 | $ 153,000 | $ 86,000 |
| Rockdale County Georgia | 46 | $ 5,139,000 | $ 111,000 | $ 49,000 |
| Henry County Georgia | 42 | $ 7,131,000 | $ 169,000 | $ 86,000 |
| Fayette County Georgia | 39 | $ 8,855,000 | $ 227,000 | $ 142,000 |
| Hamilton County Tennessee | 36 | $ 7,022,000 | $ 195,000 | $ 113,000 |
| Henderson County North Carolina | 34 | $ 6,340,000 | $ 186,000 | $ 74,000 |
| DeKalb County Georgia | 33 | $ 6,653,000 | $ 201,000 | $ 121,000 |
| Blount County Tennessee | 29 | $ 3,959,000 | $ 136,000 | $ 82,000 |
| Polk County Georgia | 28 | $ 3,912,000 | $ 139,000 | $ 47,000 |
| Buncombe County North Carolina | 28 | $ 5,923,000 | $ 211,000 | $ 95,000 |
| McMinn County Tennessee | 28 | $ 2,385,000 | $ 85,000 | $ 47,000 |
| Knox County Tennessee | 26 | $ 4,147,000 | $ 159,000 | $ 104,000 |
| Gordon County Georgia | 25 | $ 3,568,000 | $ 142,000 | $ 65,000 |
| Watauga County North Carolina | 25 | $ 6,323,000 | $ 252,000 | $ 147,000 |
| Stephens County Georgia | 18 | $ 3,069,000 | $ 170,000 | $ 90,000 |
| Walton County Georgia | 18 | $ 2,797,000 | $ 155,000 | $ 68,000 |
| Walker County Georgia | 17 | $ 2,418,000 | $ 142,000 | $ 64,000 |
| Cherokee County Alabama | 15 | $ 1,548,000 | $ 103,000 | $ 55,000 |
| Franklin County Georgia | 15 | $ 2,880,000 | $ 192,000 | $ 66,000 |
| Madison County Georgia | 15 | $ 1,574,000 | $ 104,000 | $ 86,000 |
| Ware County Georgia | 14 | $ 526,000 | $ 37,000 | $ 39,000 |
| Clayton County Georgia | 13 | $ 1,000,000 | $ 76,000 | $ 67,000 |
| Putnam County Georgia | 11 | $ 4,714,000 | $ 428,000 | $ 211,000 |
| Barrow County Georgia | 10 | $ 1,288,000 | $ 128,000 | $ 181,000 |
| Camden County Georgia | 10 | $ 1,900,000 | $ 190,000 | $ 117,000 |
| Clarke County Georgia | 10 | $ 1,999,000 | $ 199,000 | $ 165,000 |
| Douglas County Georgia | 10 | $ 1,272,000 | $ 127,000 | $ 102,000 |
| Anderson County Tennessee | 9 | $ 1,898,000 | $ 210,000 | $ 79,000 |
| Sevier County Tennessee | 9 | $ 1,142,000 | $ 126,000 | $ 54,000 |
| Bryan County Georgia | 8 | $ 1,314,000 | $ 164,000 | $ 75,000 |
| Madison County North Carolina | 8 | $ 1,458,000 | $ 182,000 | $ 62,000 |
| McDowell County North Carolina | 8 | $ 1,318,000 | $ 164,000 | $ 71,000 |
| Hart County Georgia | 7 | $ 861,000 | $ 123,000 | $ 264,000 |
| Pierce County Georgia | 7 | $ 312,000 | $ 44,000 | $ 40,000 |
| Beaufort County South Carolina | 7 | $ 2,362,000 | $ 337,000 | $ 94,000 |
| Rhea County Tennessee | 7 | $ 803,000 | $ 114,000 | $ 79,000 |
| Bay County Florida | 6 | $ 1,356,000 | $ 226,000 | $ 0 |
| Brantley County Georgia | 6 | $ 799,000 | $ 133,000 | $ 71,000 |
| Oconee County South Carolina | 6 | $ 1,184,000 | $ 197,000 | $ 152,000 |
| Greene County Georgia | 5 | $ 1,721,000 | $ 344,000 | $ 50,000 |
| McIntosh County Georgia | 5 | $ 340,000 | $ 68,000 | $ 65,000 |
| Oconee County Georgia | 5 | $ 944,000 | $ 188,000 | $ 76,000 |
| Whitfield County Georgia | 5 | $ 860,000 | $ 172,000 | $ 53,000 |
| Carter County Tennessee | 5 | $ 831,000 | $ 166,000 | $ 67,000 |
| Bulloch County Georgia | 4 | $ 1,550,000 | $ 387,000 | $ 38,000 |
| Elbert County Georgia | 4 | $ 594,000 | $ 148,000 | $ 17,000 |
| Haralson County Georgia | 4 | $ 481,000 | $ 120,000 | $ 73,000 |
| Heard County Georgia | 4 | $ 362,000 | $ 90,000 | $ 44,000 |
| Spalding County Georgia | 4 | $ 637,000 | $ 159,000 | $ 119,000 |
| Cumberland County Tennessee | 4 | $ 855,000 | $ 213,000 | $ 84,000 |
| Meigs County Tennessee | 4 | $ 508,000 | $ 127,000 | $ 62,000 |
| Lee County Alabama | 3 | $ 231,000 | $ 77,000 | $ 451,000 |
| Randolph County Alabama | 3 | $ 460,000 | $ 153,000 | $ 81,000 |
| Tallapoosa County Alabama | 3 | $ 857,000 | $ 285,000 | $ 215,000 |
| Duval County Florida | 3 | $ 461,000 | $ 153,000 | $ 23,000 |
| Pinellas County Florida | 3 | $ 649,000 | $ 216,000 | $ 23,000 |
| Butts County Georgia | 3 | $ 524,000 | $ 174,000 | $ 144,000 |
| Catoosa County Georgia | 3 | $ 359,000 | $ 119,000 | $ 36,000 |
| Dade County Georgia | 3 | $ 1,105,000 | $ 368,000 | $ 166,000 |
| Jasper County Georgia | 3 | $ 622,000 | $ 207,000 | $ 111,000 |
| Morgan County Georgia | 3 | $ 2,517,000 | $ 839,000 | $ 2,000 |
| Murray County Georgia | 3 | $ 308,000 | $ 102,000 | $ 47,000 |
| Troup County Georgia | 3 | $ 254,000 | $ 84,000 | $ 28,000 |
| Wayne County Georgia | 3 | $ 336,000 | $ 112,000 | $ 71,000 |
| Anderson County South Carolina | 3 | $ 529,000 | $ 176,000 | $ 134,000 |
| Greenville County South Carolina | 3 | $ 601,000 | $ 200,000 | $ 89,000 |
| DeKalb County Alabama | 2 | $ 258,000 | $ 129,000 | $ 85,000 |
| Jefferson County Alabama | 2 | $ 403,000 | $ 201,000 | $ 270,000 |
| Collier County Florida | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Okaloosa County Florida | 2 | $ 811,000 | $ 405,000 | $ 9,000 |
| Walton County Florida | 2 | $ 1,221,000 | $ 610,000 | $ 378,000 |
| Baldwin County Georgia | 2 | $ 239,000 | $ 119,000 | $ 188,000 |
| Dougherty County Georgia | 2 | $ 282,000 | $ 141,000 | $ 55,000 |
| Effingham County Georgia | 2 | $ 260,000 | $ 130,000 | $ 41,000 |
| Meriwether County Georgia | 2 | $ 245,000 | $ 122,000 | $ 113,000 |
| Oglethorpe County Georgia | 2 | $ 92,000 | $ 46,000 | $ 175,000 |
| Pike County Georgia | 2 | $ 479,000 | $ 239,000 | $ 84,000 |
| Burke County North Carolina | 2 | $ 214,000 | $ 107,000 | $ 48,000 |
| Caldwell County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 31,000 |
| Aiken County South Carolina | 2 | $ 427,000 | $ 213,000 | $ 72,000 |
| Lexington County South Carolina | 2 | $ 387,000 | $ 193,000 | $ 70,000 |
| Putnam County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 29,000 |
| Etowah County Alabama | 1 | $ 282,000 | $ 282,000 | $ 59,000 |
| Shelby County Alabama | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| St. Clair County Alabama | 1 | $ 261,000 | $ 261,000 | $ 149,000 |
| Talladega County Alabama | 1 | $ 221,000 | $ 221,000 | $ 161,000 |
| Charlotte County Florida | 1 | $ 392,000 | $ 392,000 | $ 91,000 |
| DeSoto County Florida | 1 | $ 211,000 | $ 211,000 | $ 87,000 |
| Flagler County Florida | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 116,000 | $ 116,000 | $ 88,000 |
| Lake County Florida | 1 | $ 74,000 | $ 74,000 | $ 24,000 |
| Martin County Florida | 1 | $ 229,000 | $ 229,000 | $ 99,000 |
| Orange County Florida | 1 | $ 77,000 | $ 77,000 | $ 145,000 |
| St. Johns County Florida | 1 | $ 969,000 | $ 969,000 | $ 0 |
| Volusia County Florida | 1 | $ 47,000 | $ 47,000 | $ 132,000 |
| Wakulla County Florida | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Burke County Georgia | 1 | $ 123,000 | $ 123,000 | $ 64,000 |
| Coffee County Georgia | 1 | $ 160,000 | $ 160,000 | $ 31,000 |
| Columbia County Georgia | 1 | $ 140,000 | $ 140,000 | $ 175,000 |
| Harris County Georgia | 1 | $ 197,000 | $ 197,000 | $ 110,000 |
| Houston County Georgia | 1 | $ 53,000 | $ 53,000 | $ 12,000 |
| Jones County Georgia | 1 | $ 72,000 | $ 72,000 | $ 1,500,000 |
| Liberty County Georgia | 1 | $ 203,000 | $ 203,000 | $ 44,000 |
| Lincoln County Georgia | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Monroe County Georgia | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Richmond County Georgia | 1 | $ 92,000 | $ 92,000 | $ 274,000 |
| Taliaferro County Georgia | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Tift County Georgia | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| St. Helena County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Broadwater County Montana | 1 | $ 1,079,000 | $ 1,079,000 | $ 0 |
| Caswell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 64,000 |
| Cleveland County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Iredell County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Moore County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 55,000 |
| Union County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 274,000 |
| Wilkes County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Charleston County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Horry County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 62,000 |
| Kershaw County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 31,000 |
| Spartanburg County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 104,000 |
| Greene County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 10,000 |
| Hamblen County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 180,000 |
| Humphreys County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Robertson County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Sequatchie County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 110,000 |
| Washington County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Williamson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,948 | $695,922,000 | $176,000 | $10,374,000 | $83,000 | $4,078,000 |
| Home Purchase | 1,907 | $263,586,000 | $138,000 | $2,049,000 | $75,000 | $1,211,000 |
| Home Improvement | 541 | $25,786,000 | $47,000 | $715,000 | $66,000 | $1,508,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,361 | $755,223,000 | $140,000 | $2,975,000 | $83,000 | $4,078,000 |
| Not applicable | 420 | $135,279,000 | $322,000 | $10,374,000 | $1,000 | $540,000 |
| Not Provided | 337 | $57,389,000 | $170,000 | $2,896,000 | $109,000 | $911,000 |
| Hispanic | 108 | $12,743,000 | $117,000 | $970,000 | $85,000 | $1,115,000 |
| Black or African American | 96 | $12,788,000 | $133,000 | $714,000 | $78,000 | $570,000 |
| Asian | 53 | $8,592,000 | $162,000 | $500,000 | $101,000 | $708,000 |
| American Indian or Alaskan Native | 16 | $2,141,000 | $133,000 | $412,000 | $63,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,139,000 | $227,000 | $315,000 | $107,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,709 | $896,935,000 | $157,000 | $10,374,000 | $82,000 | $4,078,000 |
| FHA-insured (Federal Housing Administration) | 458 | $60,693,000 | $132,000 | $354,000 | $54,000 | $466,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 210 | $25,117,000 | $119,000 | $265,000 | $38,000 | $84,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,549,000 | $134,000 | $248,000 | $59,000 | $245,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,837 | $749,536,000 | $154,000 | $10,374,000 | $82,000 | $4,078,000 |
| Application Denied By Financial Institution | 764 | $102,888,000 | $134,000 | $1,200,000 | $57,000 | $960,000 |
| Application Withdrawn By Applicant | 747 | $124,570,000 | $166,000 | $1,560,000 | $82,000 | $1,575,000 |
| Application Approved But Not Accepted | 28 | $3,529,000 | $126,000 | $680,000 | $74,000 | $420,000 |
| Loan Purchased By The Institution | 16 | $3,894,000 | $243,000 | $969,000 | $0 | $0 |
| File Closed For Incompleteness | 4 | $877,000 | $219,000 | $550,000 | $76,000 | $176,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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