United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
United Community Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,422 |
| Total Mortgage Loan Application Amount | $952,388,000 |
| Average Mortgage Loan Application Amount | $114,666 |
| Highest Mortgage Loan Application Amount | $10,060,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $3,496,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fannin County Georgia | 411 | $ 56,421,000 | $ 137,000 | $ 81,000 |
| Union County Georgia | 354 | $ 46,531,000 | $ 131,000 | $ 69,000 |
| Gilmer County Georgia | 292 | $ 35,002,000 | $ 119,000 | $ 71,000 |
| White County Georgia | 254 | $ 29,724,000 | $ 117,000 | $ 61,000 |
| Habersham County Georgia | 243 | $ 26,633,000 | $ 109,000 | $ 63,000 |
| Glynn County Georgia | 241 | $ 55,508,000 | $ 230,000 | $ 91,000 |
| Towns County Georgia | 232 | $ 41,102,000 | $ 177,000 | $ 75,000 |
| Hall County Georgia | 224 | $ 33,906,000 | $ 151,000 | $ 111,000 |
| Floyd County Georgia | 217 | $ 29,027,000 | $ 133,000 | $ 81,000 |
| Lumpkin County Georgia | 158 | $ 16,402,000 | $ 103,000 | $ 71,000 |
| Cobb County Georgia | 152 | $ 27,549,000 | $ 181,000 | $ 115,000 |
| Bradley County Tennessee | 152 | $ 23,326,000 | $ 153,000 | $ 81,000 |
| Cherokee County North Carolina | 140 | $ 14,259,000 | $ 101,000 | $ 62,000 |
| Chattooga County Georgia | 135 | $ 11,056,000 | $ 81,000 | $ 60,000 |
| Pickens County Georgia | 121 | $ 15,418,000 | $ 127,000 | $ 70,000 |
| Chatham County Georgia | 118 | $ 24,319,000 | $ 206,000 | $ 106,000 |
| Cherokee County Georgia | 118 | $ 21,048,000 | $ 178,000 | $ 124,000 |
| Haywood County North Carolina | 112 | $ 17,408,000 | $ 155,000 | $ 76,000 |
| Bartow County Georgia | 107 | $ 11,739,000 | $ 109,000 | $ 70,000 |
| Dawson County Georgia | 105 | $ 11,688,000 | $ 111,000 | $ 56,000 |
| Transylvania County North Carolina | 105 | $ 19,606,000 | $ 186,000 | $ 120,000 |
| Clay County North Carolina | 98 | $ 12,392,000 | $ 126,000 | $ 78,000 |
| Yancey County North Carolina | 98 | $ 16,125,000 | $ 164,000 | $ 79,000 |
| Carroll County Georgia | 92 | $ 13,028,000 | $ 141,000 | $ 92,000 |
| Forsyth County Georgia | 88 | $ 16,254,000 | $ 184,000 | $ 104,000 |
| Jackson County Georgia | 88 | $ 10,537,000 | $ 119,000 | $ 71,000 |
| Fulton County Georgia | 87 | $ 21,436,000 | $ 246,000 | $ 215,000 |
| Macon County North Carolina | 86 | $ 19,628,000 | $ 228,000 | $ 67,000 |
| Mitchell County North Carolina | 83 | $ 11,511,000 | $ 138,000 | $ 64,000 |
| Gwinnett County Georgia | 70 | $ 12,683,000 | $ 181,000 | $ 101,000 |
| Loudon County Tennessee | 64 | $ 11,690,000 | $ 182,000 | $ 76,000 |
| Banks County Georgia | 61 | $ 6,933,000 | $ 113,000 | $ 69,000 |
| Avery County North Carolina | 60 | $ 7,819,000 | $ 130,000 | $ 77,000 |
| Knox County Tennessee | 59 | $ 15,265,000 | $ 258,000 | $ 155,000 |
| Rabun County Georgia | 58 | $ 8,302,000 | $ 143,000 | $ 79,000 |
| Henderson County North Carolina | 58 | $ 9,754,000 | $ 168,000 | $ 95,000 |
| Swain County North Carolina | 55 | $ 9,200,000 | $ 167,000 | $ 104,000 |
| Paulding County Georgia | 52 | $ 5,094,000 | $ 97,000 | $ 66,000 |
| Graham County North Carolina | 51 | $ 6,650,000 | $ 130,000 | $ 67,000 |
| Jackson County North Carolina | 51 | $ 11,168,000 | $ 218,000 | $ 104,000 |
| Emanuel County Georgia | 46 | $ 5,326,000 | $ 115,000 | $ 56,000 |
| DeKalb County Georgia | 43 | $ 6,786,000 | $ 157,000 | $ 118,000 |
| Newton County Georgia | 43 | $ 3,840,000 | $ 89,000 | $ 61,000 |
| Henry County Georgia | 41 | $ 6,764,000 | $ 164,000 | $ 131,000 |
| Roane County Tennessee | 41 | $ 4,303,000 | $ 104,000 | $ 64,000 |
| Polk County Tennessee | 40 | $ 4,448,000 | $ 111,000 | $ 60,000 |
| Monroe County Tennessee | 38 | $ 3,608,000 | $ 94,000 | $ 54,000 |
| Fayette County Georgia | 37 | $ 5,880,000 | $ 158,000 | $ 80,000 |
| Buncombe County North Carolina | 37 | $ 7,422,000 | $ 200,000 | $ 124,000 |
| Blount County Tennessee | 37 | $ 6,762,000 | $ 182,000 | $ 141,000 |
| Coweta County Georgia | 34 | $ 6,416,000 | $ 188,000 | $ 95,000 |
| Hamilton County Tennessee | 34 | $ 7,576,000 | $ 222,000 | $ 168,000 |
| Rockdale County Georgia | 33 | $ 3,401,000 | $ 103,000 | $ 75,000 |
| Gordon County Georgia | 29 | $ 3,837,000 | $ 132,000 | $ 95,000 |
| Watauga County North Carolina | 28 | $ 5,944,000 | $ 212,000 | $ 123,000 |
| Barrow County Georgia | 24 | $ 2,683,000 | $ 111,000 | $ 62,000 |
| Stephens County Georgia | 24 | $ 3,714,000 | $ 154,000 | $ 92,000 |
| Clayton County Georgia | 20 | $ 1,586,000 | $ 79,000 | $ 54,000 |
| Ware County Georgia | 20 | $ 1,295,000 | $ 64,000 | $ 65,000 |
| Franklin County Georgia | 19 | $ 1,883,000 | $ 99,000 | $ 73,000 |
| Polk County Georgia | 18 | $ 3,340,000 | $ 185,000 | $ 51,000 |
| Bryan County Georgia | 16 | $ 3,871,000 | $ 241,000 | $ 83,000 |
| Cherokee County Alabama | 15 | $ 1,796,000 | $ 119,000 | $ 131,000 |
| Douglas County Georgia | 15 | $ 1,520,000 | $ 101,000 | $ 58,000 |
| Walker County Georgia | 14 | $ 1,679,000 | $ 119,000 | $ 41,000 |
| Walton County Georgia | 13 | $ 1,384,000 | $ 106,000 | $ 70,000 |
| McMinn County Tennessee | 12 | $ 1,219,000 | $ 101,000 | $ 60,000 |
| McDowell County North Carolina | 11 | $ 1,638,000 | $ 148,000 | $ 75,000 |
| Meigs County Tennessee | 11 | $ 1,885,000 | $ 171,000 | $ 91,000 |
| Clarke County Georgia | 9 | $ 984,000 | $ 109,000 | $ 105,000 |
| Effingham County Georgia | 9 | $ 1,229,000 | $ 136,000 | $ 59,000 |
| Hart County Georgia | 9 | $ 1,495,000 | $ 166,000 | $ 96,000 |
| Putnam County Georgia | 8 | $ 1,181,000 | $ 147,000 | $ 101,000 |
| Anderson County Tennessee | 8 | $ 1,608,000 | $ 201,000 | $ 105,000 |
| Bulloch County Georgia | 7 | $ 1,133,000 | $ 161,000 | $ 87,000 |
| Camden County Georgia | 7 | $ 741,000 | $ 105,000 | $ 84,000 |
| Haralson County Georgia | 7 | $ 977,000 | $ 139,000 | $ 71,000 |
| McIntosh County Georgia | 7 | $ 1,536,000 | $ 219,000 | $ 103,000 |
| Murray County Georgia | 7 | $ 1,017,000 | $ 145,000 | $ 81,000 |
| Brantley County Georgia | 6 | $ 405,000 | $ 67,000 | $ 56,000 |
| Madison County Georgia | 6 | $ 731,000 | $ 121,000 | $ 52,000 |
| Pierce County Georgia | 6 | $ 448,000 | $ 74,000 | $ 87,000 |
| Wayne County Georgia | 6 | $ 133,000 | $ 22,000 | $ 77,000 |
| Whitfield County Georgia | 6 | $ 342,000 | $ 57,000 | $ 38,000 |
| Madison County North Carolina | 6 | $ 1,261,000 | $ 210,000 | $ 59,000 |
| Jefferson County Tennessee | 6 | $ 2,018,000 | $ 336,000 | $ 85,000 |
| Sevier County Tennessee | 6 | $ 1,809,000 | $ 301,000 | $ 64,000 |
| Randolph County Alabama | 5 | $ 1,302,000 | $ 260,000 | $ 177,000 |
| Butts County Georgia | 5 | $ 754,000 | $ 150,000 | $ 91,000 |
| Oglethorpe County Georgia | 5 | $ 351,000 | $ 70,000 | $ 79,000 |
| Burke County North Carolina | 5 | $ 503,000 | $ 100,000 | $ 49,000 |
| Carter County Tennessee | 5 | $ 392,000 | $ 78,000 | $ 104,000 |
| Rhea County Tennessee | 5 | $ 574,000 | $ 114,000 | $ 58,000 |
| Greene County Georgia | 4 | $ 1,403,000 | $ 350,000 | $ 337,000 |
| Spalding County Georgia | 4 | $ 619,000 | $ 154,000 | $ 197,000 |
| Troup County Georgia | 4 | $ 626,000 | $ 156,000 | $ 80,000 |
| Lee County Alabama | 3 | $ 396,000 | $ 132,000 | $ 246,000 |
| Volusia County Florida | 3 | $ 682,000 | $ 227,000 | $ 238,000 |
| Candler County Georgia | 3 | $ 417,000 | $ 139,000 | $ 27,000 |
| Jasper County Georgia | 3 | $ 491,000 | $ 163,000 | $ 98,000 |
| Polk County North Carolina | 3 | $ 807,000 | $ 269,000 | $ 75,000 |
| Anderson County South Carolina | 3 | $ 477,000 | $ 159,000 | $ 86,000 |
| Beaufort County South Carolina | 3 | $ 969,000 | $ 323,000 | $ 150,000 |
| Warren County Tennessee | 3 | $ 531,000 | $ 177,000 | $ 87,000 |
| Washington County Tennessee | 3 | $ 647,000 | $ 215,000 | $ 80,000 |
| Tallapoosa County Alabama | 2 | $ 375,000 | $ 187,000 | $ 226,000 |
| Bay County Florida | 2 | $ 337,000 | $ 168,000 | $ 121,000 |
| Miami-Dade County Florida | 2 | $ 786,000 | $ 393,000 | $ 150,000 |
| Nassau County Florida | 2 | $ 557,000 | $ 278,000 | $ 316,000 |
| Appling County Georgia | 2 | $ 328,000 | $ 164,000 | $ 118,000 |
| Bacon County Georgia | 2 | $ 21,000 | $ 10,000 | $ 77,000 |
| Catoosa County Georgia | 2 | $ 373,000 | $ 186,000 | $ 56,000 |
| Clinch County Georgia | 2 | $ 7,000 | $ 3,000 | $ 37,000 |
| Jones County Georgia | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Meriwether County Georgia | 2 | $ 583,000 | $ 291,000 | $ 139,000 |
| Morgan County Georgia | 2 | $ 380,000 | $ 190,000 | $ 127,000 |
| Oconee County Georgia | 2 | $ 286,000 | $ 143,000 | $ 53,000 |
| Richmond County Georgia | 2 | $ 177,000 | $ 88,000 | $ 143,000 |
| Caldwell County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 98,000 |
| Greenville County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 162,000 |
| Morgan County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 42,000 |
| Baldwin County Alabama | 1 | $ 168,000 | $ 168,000 | $ 169,000 |
| Cleburne County Alabama | 1 | $ 31,000 | $ 31,000 | $ 33,000 |
| DeKalb County Alabama | 1 | $ 132,000 | $ 132,000 | $ 108,000 |
| Tuscaloosa County Alabama | 1 | $ 106,000 | $ 106,000 | $ 622,000 |
| Pima County Arizona | 1 | $ 3,000 | $ 3,000 | $ 96,000 |
| Collier County Florida | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Duval County Florida | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Escambia County Florida | 1 | $ 210,000 | $ 210,000 | $ 319,000 |
| Flagler County Florida | 1 | $ 231,000 | $ 231,000 | $ 556,000 |
| Hillsborough County Florida | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Lee County Florida | 1 | $ 320,000 | $ 320,000 | $ 180,000 |
| Leon County Florida | 1 | $ 248,000 | $ 248,000 | $ 106,000 |
| Monroe County Florida | 1 | $ 858,000 | $ 858,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 347,000 | $ 347,000 | $ 112,000 |
| Pinellas County Florida | 1 | $ 353,000 | $ 353,000 | $ 72,000 |
| Sarasota County Florida | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Wakulla County Florida | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Walton County Florida | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Crawford County Georgia | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Dade County Georgia | 1 | $ 545,000 | $ 545,000 | $ 362,000 |
| Houston County Georgia | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Jefferson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Johnson County Georgia | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Laurens County Georgia | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Liberty County Georgia | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Long County Georgia | 1 | $ 62,000 | $ 62,000 | $ 102,000 |
| Lowndes County Georgia | 1 | $ 101,000 | $ 101,000 | $ 38,000 |
| Monroe County Georgia | 1 | $ 270,000 | $ 270,000 | $ 143,000 |
| Washington County Georgia | 1 | $ 204,000 | $ 204,000 | $ 120,000 |
| Wilkes County Georgia | 1 | $ 50,000 | $ 50,000 | $ 5,000 |
| Lafayette County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 546,000 |
| Gallatin County Montana | 1 | $ 425,000 | $ 425,000 | $ 133,000 |
| Beaufort County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Brunswick County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 109,000 |
| Cabarrus County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Rutherford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Aiken County South Carolina | 1 | $ 550,000 | $ 550,000 | $ 380,000 |
| Greenwood County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 31,000 |
| Horry County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Jasper County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Newberry County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 78,000 |
| Oconee County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 50,000 |
| Spartanburg County South Carolina | 1 | $ 29,000 | $ 29,000 | $ 42,000 |
| Coffee County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 918,000 | $ 918,000 | $ 67,000 |
| Fentress County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 71,000 |
| Unicoi County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 75,000 |
| Union County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Wilson County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 63,000 |
| Teton County Wyoming | 1 | $ 1,577,000 | $ 1,577,000 | $ 235,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,850 | $652,533,000 | $169,000 | $10,060,000 | $89,000 | $3,496,000 |
| Home Purchase | 2,053 | $279,288,000 | $136,000 | $1,726,000 | $84,000 | $1,100,000 |
| Home Improvement | 519 | $20,567,000 | $39,000 | $494,000 | $53,000 | $427,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,347 | $757,627,000 | $141,000 | $3,612,000 | $88,000 | $3,496,000 |
| Not Provided | 404 | $62,432,000 | $154,000 | $1,577,000 | $97,000 | $720,000 |
| Not applicable | 299 | $83,766,000 | $280,000 | $10,060,000 | $0 | $0 |
| Hispanic | 157 | $17,473,000 | $111,000 | $1,134,000 | $75,000 | $1,240,000 |
| Black or African American | 110 | $12,048,000 | $109,000 | $511,000 | $61,000 | $330,000 |
| Asian | 71 | $13,256,000 | $186,000 | $600,000 | $147,000 | $1,050,000 |
| American Indian or Alaskan Native | 21 | $3,509,000 | $167,000 | $1,200,000 | $92,000 | $442,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,277,000 | $175,000 | $405,000 | $89,000 | $291,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,670 | $858,284,000 | $151,000 | $10,060,000 | $89,000 | $3,496,000 |
| FHA-insured (Federal Housing Administration) | 396 | $52,602,000 | $132,000 | $350,000 | $61,000 | $1,050,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 314 | $34,637,000 | $110,000 | $296,000 | $39,000 | $133,000 |
| VA-guaranteed (Veterans Administration) | 42 | $6,865,000 | $163,000 | $344,000 | $70,000 | $144,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,713 | $706,038,000 | $149,000 | $10,060,000 | $88,000 | $3,496,000 |
| Application Denied By Financial Institution | 873 | $117,221,000 | $134,000 | $1,200,000 | $64,000 | $3,072,000 |
| Application Withdrawn By Applicant | 634 | $104,742,000 | $165,000 | $920,000 | $89,000 | $1,817,000 |
| Application Approved But Not Accepted | 201 | $24,284,000 | $120,000 | $658,000 | $81,000 | $685,000 |
| File Closed For Incompleteness | 1 | $103,000 | $103,000 | $103,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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