United
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,849 |
| Total Mortgage Loan Application Amount | $111,415,000 |
| Average Mortgage Loan Application Amount | $91,660 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $97,089 |
| Highest Applicant Income | $900,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berrien County Michigan | 936 | $ 62,367,000 | $ 66,000 | $ 60,000 |
| Marion County Ohio | 209 | $ 7,642,000 | $ 36,000 | $ 49,000 |
| Sebastian County Arkansas | 155 | $ 7,556,000 | $ 48,000 | $ 56,000 |
| Le Flore County Oklahoma | 70 | $ 2,617,000 | $ 37,000 | $ 45,000 |
| Van Buren County Michigan | 67 | $ 4,148,000 | $ 61,000 | $ 56,000 |
| Crawford County Arkansas | 61 | $ 2,375,000 | $ 38,000 | $ 56,000 |
| Ottawa County Michigan | 54 | $ 4,060,000 | $ 75,000 | $ 65,000 |
| Allegan County Michigan | 22 | $ 1,326,000 | $ 60,000 | $ 57,000 |
| Sequoyah County Oklahoma | 18 | $ 689,000 | $ 38,000 | $ 95,000 |
| Franklin County Arkansas | 15 | $ 729,000 | $ 48,000 | $ 54,000 |
| Cass County Michigan | 15 | $ 847,000 | $ 56,000 | $ 57,000 |
| Kalamazoo County Michigan | 15 | $ 1,662,000 | $ 110,000 | $ 68,000 |
| St. Joseph County Indiana | 12 | $ 1,069,000 | $ 89,000 | $ 73,000 |
| Morrow County Ohio | 12 | $ 542,000 | $ 45,000 | $ 50,000 |
| Kent County Michigan | 10 | $ 679,000 | $ 67,000 | $ 42,000 |
| Union County Ohio | 9 | $ 387,000 | $ 43,000 | $ 49,000 |
| Hardin County Ohio | 6 | $ 255,000 | $ 42,000 | $ 57,000 |
| Haskell County Oklahoma | 6 | $ 280,000 | $ 46,000 | $ 53,000 |
| Calhoun County Michigan | 5 | $ 149,000 | $ 29,000 | $ 59,000 |
| Crawford County Ohio | 5 | $ 295,000 | $ 59,000 | $ 58,000 |
| Delaware County Ohio | 5 | $ 107,000 | $ 21,000 | $ 69,000 |
| Williamson County Tennessee | 5 | $ 897,000 | $ 179,000 | $ 124,000 |
| Livingston County Michigan | 4 | $ 510,000 | $ 127,000 | $ 91,000 |
| Logan County Ohio | 4 | $ 99,000 | $ 24,000 | $ 40,000 |
| Wyandot County Ohio | 4 | $ 64,000 | $ 16,000 | $ 40,000 |
| Rutherford County Tennessee | 4 | $ 339,000 | $ 84,000 | $ 73,000 |
| Maricopa County Arizona | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Logan County Arkansas | 3 | $ 139,000 | $ 46,000 | $ 56,000 |
| Riverside County California | 3 | $ 355,000 | $ 118,000 | $ 92,000 |
| Broward County Florida | 3 | $ 405,000 | $ 135,000 | $ 124,000 |
| Gwinnett County Georgia | 3 | $ 204,000 | $ 68,000 | $ 86,000 |
| Cook County Illinois | 3 | $ 322,000 | $ 107,000 | $ 160,000 |
| DuPage County Illinois | 3 | $ 290,000 | $ 96,000 | $ 79,000 |
| Will County Illinois | 3 | $ 364,000 | $ 121,000 | $ 69,000 |
| Ingham County Michigan | 3 | $ 70,000 | $ 23,000 | $ 41,000 |
| Polk County Missouri | 3 | $ 167,000 | $ 55,000 | $ 71,000 |
| Onondaga County New York | 3 | $ 205,000 | $ 68,000 | $ 77,000 |
| Muskogee County Oklahoma | 3 | $ 75,000 | $ 25,000 | $ 35,000 |
| Yell County Arkansas | 2 | $ 58,000 | $ 29,000 | $ 44,000 |
| Arapahoe County Colorado | 2 | $ 234,000 | $ 117,000 | $ 66,000 |
| Leon County Florida | 2 | $ 136,000 | $ 68,000 | $ 87,000 |
| Cobb County Georgia | 2 | $ 253,000 | $ 126,000 | $ 86,000 |
| Kendall County Illinois | 2 | $ 171,000 | $ 85,000 | $ 56,000 |
| Lake County Illinois | 2 | $ 180,000 | $ 90,000 | $ 149,000 |
| Polk County Iowa | 2 | $ 166,000 | $ 83,000 | $ 78,000 |
| Lincoln County Kentucky | 2 | $ 26,000 | $ 13,000 | $ 58,000 |
| Lake County Michigan | 2 | $ 107,000 | $ 53,000 | $ 25,000 |
| Manistee County Michigan | 2 | $ 65,000 | $ 32,000 | $ 44,000 |
| Mason County Michigan | 2 | $ 182,000 | $ 91,000 | $ 86,000 |
| Lafayette County Mississippi | 2 | $ 67,000 | $ 33,000 | $ 50,000 |
| Burlington County New Jersey | 2 | $ 187,000 | $ 93,000 | $ 122,000 |
| Whatcom County Washington | 2 | $ 232,000 | $ 116,000 | $ 114,000 |
| Shelby County Alabama | 1 | $ 18,000 | $ 18,000 | $ 63,000 |
| Pinal County Arizona | 1 | $ 239,000 | $ 239,000 | $ 175,000 |
| Benton County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 159,000 |
| Los Angeles County California | 1 | $ 46,000 | $ 46,000 | $ 40,000 |
| Boulder County Colorado | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Huerfano County Colorado | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 163,000 |
| Charlotte County Florida | 1 | $ 99,000 | $ 99,000 | $ 100,000 |
| Collier County Florida | 1 | $ 391,000 | $ 391,000 | $ 462,000 |
| Hillsborough County Florida | 1 | $ 138,000 | $ 138,000 | $ 116,000 |
| Lake County Florida | 1 | $ 460,000 | $ 460,000 | $ 31,000 |
| Lee County Florida | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Manatee County Florida | 1 | $ 83,000 | $ 83,000 | $ 153,000 |
| Marion County Florida | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Orange County Florida | 1 | $ 68,000 | $ 68,000 | $ 83,000 |
| Palm Beach County Florida | 1 | $ 237,000 | $ 237,000 | $ 111,000 |
| Santa Rosa County Florida | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Seminole County Florida | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Carroll County Georgia | 1 | $ 82,000 | $ 82,000 | $ 63,000 |
| Forsyth County Georgia | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Kane County Illinois | 1 | $ 47,000 | $ 47,000 | $ 142,000 |
| LaSalle County Illinois | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| McHenry County Illinois | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Union County Illinois | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Vermilion County Illinois | 1 | $ 28,000 | $ 28,000 | $ 68,000 |
| Elkhart County Indiana | 1 | $ 19,000 | $ 19,000 | $ 11,000 |
| Hamilton County Indiana | 1 | $ 31,000 | $ 31,000 | $ 58,000 |
| Marshall County Indiana | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Vanderburgh County Indiana | 1 | $ 68,000 | $ 68,000 | $ 78,000 |
| Wyandotte County Kansas | 1 | $ 17,000 | $ 17,000 | $ 81,000 |
| Garrard County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Oldham County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| York County Maine | 1 | $ 495,000 | $ 495,000 | $ 400,000 |
| Eaton County Michigan | 1 | $ 20,000 | $ 20,000 | $ 75,000 |
| Grand Traverse County Michigan | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Leelanau County Michigan | 1 | $ 239,000 | $ 239,000 | $ 81,000 |
| Newaygo County Michigan | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Oakland County Michigan | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| Oceana County Michigan | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| St. Joseph County Michigan | 1 | $ 8,000 | $ 8,000 | $ 79,000 |
| Ramsey County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| St. Louis City County Missouri | 1 | $ 20,000 | $ 20,000 | $ 115,000 |
| Yates County New York | 1 | $ 200,000 | $ 200,000 | $ 515,000 |
| Cumberland County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| Johnston County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
| Wake County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Hancock County Ohio | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Montgomery County Ohio | 1 | $ 141,000 | $ 141,000 | $ 61,000 |
| Richland County Ohio | 1 | $ 44,000 | $ 44,000 | $ 32,000 |
| Canadian County Oklahoma | 1 | $ 8,000 | $ 8,000 | $ 64,000 |
| Creek County Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Latimer County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 24,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 243,000 |
| Knox County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 32,000 |
| Maury County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 47,000 |
| Hanover County Virginia | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Prince George County Virginia | 1 | $ 20,000 | $ 20,000 | $ 84,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 1,167 | $34,360,000 | $33,692 | $460,000 | $82,230 | $551,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 575 | $62,756,000 | $145,875 | $975,000 | $93,625 | $475,000 |
| Home Purchase (one-to-four family) | 107 | $14,299,000 | $137,357 | $400,000 | $128,642 | $900,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 1,834 | $109,940,000 | $82,666 | $975,000 | $102,111 | $900,000 |
| White | 13 | $1,434,000 | $98,333 | $321,000 | $64,000 | $151,000 |
| Asian or Pacific Islander | 1 | $10,000 | $10,000 | $10,000 | $20,000 | $20,000 |
| Black | 1 | $31,000 | $31,000 | $31,000 | $20,000 | $20,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,848 | $111,285,000 | $82,703 | $975,000 | $101,962 | $900,000 |
| FHA-insured (Federal Housing Administration) | 1 | $130,000 | $130,000 | $130,000 | $115,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,562 | $103,121,000 | $93,230 | $975,000 | $100,769 | $900,000 |
| Application Denied By Financial Institution | 169 | $4,677,000 | $69,000 | $460,000 | $72,300 | $307,000 |
| Application Withdrawn By Applicant | 117 | $3,571,000 | $23,400 | $300,000 | $81,700 | $551,000 |
| Application Approved But Not Accepted | 1 | $46,000 | $46,000 | $46,000 | $40,000 | $40,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $538,000 | $24,833 | $85,000 | $57,666 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $431,000 | $65,000 | $180,000 | $46,500 | $59,000 |
| Employment History | 4 | $86,000 | $21,000 | $40,000 | $59,500 | $94,000 |
| Mortgage Insurance Denied | 2 | $50,000 | $25,000 | $37,000 | $73,000 | $77,000 |
| Debt-To-Income Ratio | 2 | $85,000 | $42,500 | $65,000 | $87,500 | $124,000 |
| Collateral | 1 | $29,000 | $29,000 | $29,000 | $35,000 | $35,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.