United Medical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
United Medical Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Medical Bank 800 King Farm Blvd Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,079 |
| Total Mortgage Loan Application Amount | $220,808,000 |
| Average Mortgage Loan Application Amount | $185,222 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $105,677 |
| Highest Applicant Income | $691,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with United Medical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Medical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down United Medical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Medical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Medical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Medical Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 171 | $ 39,492,000 | $ 230,000 | $ 110,000 |
| Montgomery County Maryland | 46 | $ 11,333,000 | $ 246,000 | $ 128,000 |
| Loudoun County Virginia | 40 | $ 10,029,000 | $ 250,000 | $ 98,000 |
| Prince William County Virginia | 33 | $ 6,703,000 | $ 203,000 | $ 79,000 |
| District of Columbia County District Of Columbia | 31 | $ 7,591,000 | $ 244,000 | $ 139,000 |
| Clark County Nevada | 27 | $ 4,052,000 | $ 150,000 | $ 95,000 |
| Prince George's County Maryland | 26 | $ 4,017,000 | $ 154,000 | $ 76,000 |
| Montgomery County Pennsylvania | 17 | $ 3,217,000 | $ 189,000 | $ 126,000 |
| Arlington County Virginia | 16 | $ 3,075,000 | $ 192,000 | $ 107,000 |
| Anne Arundel County Maryland | 14 | $ 3,797,000 | $ 271,000 | $ 128,000 |
| Howard County Maryland | 13 | $ 2,728,000 | $ 209,000 | $ 104,000 |
| Bucks County Pennsylvania | 11 | $ 2,750,000 | $ 250,000 | $ 143,000 |
| Maricopa County Arizona | 10 | $ 1,129,000 | $ 112,000 | $ 69,000 |
| San Diego County California | 10 | $ 2,998,000 | $ 299,000 | $ 124,000 |
| Cook County Illinois | 10 | $ 1,461,000 | $ 146,000 | $ 122,000 |
| Frederick County Maryland | 10 | $ 2,341,000 | $ 234,000 | $ 124,000 |
| Los Angeles County California | 9 | $ 2,085,000 | $ 231,000 | $ 115,000 |
| Palm Beach County Florida | 8 | $ 1,683,000 | $ 210,000 | $ 103,000 |
| Hawaii County Hawaii | 8 | $ 1,750,000 | $ 218,000 | $ 62,000 |
| Baltimore County Maryland | 8 | $ 1,423,000 | $ 177,000 | $ 77,000 |
| Norfolk County Massachusetts | 8 | $ 1,763,000 | $ 220,000 | $ 136,000 |
| New Castle County Delaware | 7 | $ 1,139,000 | $ 162,000 | $ 110,000 |
| Cumberland County Maine | 7 | $ 996,000 | $ 142,000 | $ 71,000 |
| Honolulu County Hawaii | 6 | $ 1,699,000 | $ 283,000 | $ 113,000 |
| DuPage County Illinois | 6 | $ 1,163,000 | $ 193,000 | $ 79,000 |
| Oakland County Michigan | 6 | $ 1,158,000 | $ 193,000 | $ 89,000 |
| Passaic County New Jersey | 6 | $ 1,390,000 | $ 231,000 | $ 100,000 |
| Kings County New York | 6 | $ 1,693,000 | $ 282,000 | $ 118,000 |
| Alexandria County Virginia | 6 | $ 1,555,000 | $ 259,000 | $ 155,000 |
| Middlesex County Massachusetts | 5 | $ 1,395,000 | $ 279,000 | $ 122,000 |
| Hennepin County Minnesota | 5 | $ 1,077,000 | $ 215,000 | $ 91,000 |
| St. Louis County Missouri | 5 | $ 846,000 | $ 169,000 | $ 104,000 |
| Hillsborough County New Hampshire | 5 | $ 793,000 | $ 158,000 | $ 68,000 |
| Somerset County New Jersey | 5 | $ 1,386,000 | $ 277,000 | $ 130,000 |
| Alameda County California | 4 | $ 1,040,000 | $ 260,000 | $ 204,000 |
| San Francisco County California | 4 | $ 1,562,000 | $ 390,000 | $ 163,000 |
| San Mateo County California | 4 | $ 639,000 | $ 159,000 | $ 99,000 |
| Bristol County Massachusetts | 4 | $ 563,000 | $ 140,000 | $ 72,000 |
| Macomb County Michigan | 4 | $ 856,000 | $ 214,000 | $ 160,000 |
| Washoe County Nevada | 4 | $ 1,105,000 | $ 276,000 | $ 99,000 |
| Bergen County New Jersey | 4 | $ 889,000 | $ 222,000 | $ 111,000 |
| Bernalillo County New Mexico | 4 | $ 575,000 | $ 143,000 | $ 66,000 |
| New York County New York | 4 | $ 1,656,000 | $ 414,000 | $ 193,000 |
| Wake County North Carolina | 4 | $ 605,000 | $ 151,000 | $ 75,000 |
| Allegheny County Pennsylvania | 4 | $ 607,000 | $ 151,000 | $ 132,000 |
| Newport County Rhode Island | 4 | $ 712,000 | $ 178,000 | $ 95,000 |
| Washington County Rhode Island | 4 | $ 917,000 | $ 229,000 | $ 207,000 |
| Fauquier County Virginia | 4 | $ 628,000 | $ 157,000 | $ 65,000 |
| Kanawha County West Virginia | 4 | $ 507,000 | $ 126,000 | $ 95,000 |
| Anchorage County Alaska | 3 | $ 468,000 | $ 156,000 | $ 106,000 |
| Pima County Arizona | 3 | $ 340,000 | $ 113,000 | $ 55,000 |
| Contra Costa County California | 3 | $ 1,039,000 | $ 346,000 | $ 81,000 |
| Sacramento County California | 3 | $ 698,000 | $ 232,000 | $ 110,000 |
| Douglas County Colorado | 3 | $ 770,000 | $ 256,000 | $ 130,000 |
| Fairfield County Connecticut | 3 | $ 535,000 | $ 178,000 | $ 80,000 |
| Miami-Dade County Florida | 3 | $ 463,000 | $ 154,000 | $ 89,000 |
| Lake County Illinois | 3 | $ 574,000 | $ 191,000 | $ 139,000 |
| Will County Illinois | 3 | $ 570,000 | $ 190,000 | $ 98,000 |
| Marion County Indiana | 3 | $ 336,000 | $ 112,000 | $ 77,000 |
| Calvert County Maryland | 3 | $ 928,000 | $ 309,000 | $ 96,000 |
| Carroll County Maryland | 3 | $ 700,000 | $ 233,000 | $ 106,000 |
| Rockingham County New Hampshire | 3 | $ 518,000 | $ 172,000 | $ 81,000 |
| Burlington County New Jersey | 3 | $ 321,000 | $ 107,000 | $ 65,000 |
| Nassau County New York | 3 | $ 660,000 | $ 220,000 | $ 112,000 |
| Queens County New York | 3 | $ 570,000 | $ 190,000 | $ 67,000 |
| Rockland County New York | 3 | $ 766,000 | $ 255,000 | $ 131,000 |
| Westchester County New York | 3 | $ 1,335,000 | $ 445,000 | $ 122,000 |
| Mecklenburg County North Carolina | 3 | $ 369,000 | $ 123,000 | $ 81,000 |
| Beaufort County South Carolina | 3 | $ 1,016,000 | $ 338,000 | $ 162,000 |
| Knox County Tennessee | 3 | $ 297,000 | $ 99,000 | $ 112,000 |
| Collin County Texas | 3 | $ 384,000 | $ 128,000 | $ 113,000 |
| Salt Lake County Utah | 3 | $ 1,122,000 | $ 374,000 | $ 95,000 |
| Chesterfield County Virginia | 3 | $ 521,000 | $ 173,000 | $ 74,000 |
| Manassas Park County Virginia | 3 | $ 410,000 | $ 136,000 | $ 67,000 |
| Norfolk County Virginia | 3 | $ 353,000 | $ 117,000 | $ 126,000 |
| Stafford County Virginia | 3 | $ 584,000 | $ 194,000 | $ 66,000 |
| Berkeley County West Virginia | 3 | $ 483,000 | $ 161,000 | $ 48,000 |
| Dane County Wisconsin | 3 | $ 791,000 | $ 263,000 | $ 126,000 |
| Milwaukee County Wisconsin | 3 | $ 596,000 | $ 198,000 | $ 74,000 |
| Madison County Alabama | 2 | $ 578,000 | $ 289,000 | $ 201,000 |
| Yuma County Arizona | 2 | $ 213,000 | $ 106,000 | $ 50,000 |
| Lonoke County Arkansas | 2 | $ 169,000 | $ 84,000 | $ 65,000 |
| Orange County California | 2 | $ 621,000 | $ 310,000 | $ 96,000 |
| San Bernardino County California | 2 | $ 215,000 | $ 107,000 | $ 55,000 |
| Solano County California | 2 | $ 307,000 | $ 153,000 | $ 67,000 |
| Cobb County Georgia | 2 | $ 394,000 | $ 197,000 | $ 93,000 |
| Forsyth County Georgia | 2 | $ 707,000 | $ 353,000 | $ 116,000 |
| Fulton County Georgia | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Gwinnett County Georgia | 2 | $ 223,000 | $ 111,000 | $ 83,000 |
| Maui County Hawaii | 2 | $ 581,000 | $ 290,000 | $ 104,000 |
| Ada County Idaho | 2 | $ 249,000 | $ 124,000 | $ 70,000 |
| Kane County Illinois | 2 | $ 418,000 | $ 209,000 | $ 89,000 |
| Allen County Indiana | 2 | $ 194,000 | $ 97,000 | $ 48,000 |
| Johnson County Kansas | 2 | $ 593,000 | $ 296,000 | $ 168,000 |
| Leavenworth County Kansas | 2 | $ 282,000 | $ 141,000 | $ 98,000 |
| Jefferson County Louisiana | 2 | $ 266,000 | $ 133,000 | $ 81,000 |
| Rapides County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| St. Bernard County Louisiana | 2 | $ 179,000 | $ 89,000 | $ 99,000 |
| St. Tammany County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Baltimore City County Maryland | 2 | $ 401,000 | $ 200,000 | $ 79,000 |
| Charles County Maryland | 2 | $ 312,000 | $ 156,000 | $ 91,000 |
| St. Mary's County Maryland | 2 | $ 203,000 | $ 101,000 | $ 57,000 |
| Barnstable County Massachusetts | 2 | $ 548,000 | $ 274,000 | $ 95,000 |
| Livingston County Michigan | 2 | $ 429,000 | $ 214,000 | $ 579,000 |
| Washtenaw County Michigan | 2 | $ 426,000 | $ 213,000 | $ 127,000 |
| Aitkin County Minnesota | 2 | $ 355,000 | $ 177,000 | $ 123,000 |
| Anoka County Minnesota | 2 | $ 402,000 | $ 201,000 | $ 62,000 |
| Ramsey County Minnesota | 2 | $ 249,000 | $ 124,000 | $ 73,000 |
| Douglas County Nebraska | 2 | $ 207,000 | $ 103,000 | $ 74,000 |
| Lancaster County Nebraska | 2 | $ 257,000 | $ 128,000 | $ 88,000 |
| Coos County New Hampshire | 2 | $ 152,000 | $ 76,000 | $ 63,000 |
| Grafton County New Hampshire | 2 | $ 158,000 | $ 79,000 | $ 73,000 |
| Strafford County New Hampshire | 2 | $ 265,000 | $ 132,000 | $ 88,000 |
| Atlantic County New Jersey | 2 | $ 630,000 | $ 315,000 | $ 102,000 |
| Camden County New Jersey | 2 | $ 305,000 | $ 152,000 | $ 67,000 |
| Mercer County New Jersey | 2 | $ 785,000 | $ 392,000 | $ 201,000 |
| Middlesex County New Jersey | 2 | $ 362,000 | $ 181,000 | $ 94,000 |
| Monmouth County New Jersey | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Valencia County New Mexico | 2 | $ 348,000 | $ 174,000 | $ 117,000 |
| Broome County New York | 2 | $ 317,000 | $ 158,000 | $ 81,000 |
| Onondaga County New York | 2 | $ 258,000 | $ 129,000 | $ 90,000 |
| Saratoga County New York | 2 | $ 236,000 | $ 118,000 | $ 112,000 |
| Suffolk County New York | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| New Hanover County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 170,000 |
| Cass County North Dakota | 2 | $ 178,000 | $ 89,000 | $ 90,000 |
| Cuyahoga County Ohio | 2 | $ 510,000 | $ 255,000 | $ 217,000 |
| Franklin County Ohio | 2 | $ 225,000 | $ 112,000 | $ 67,000 |
| Hamilton County Ohio | 2 | $ 201,000 | $ 100,000 | $ 82,000 |
| Summit County Ohio | 2 | $ 395,000 | $ 197,000 | $ 220,000 |
| Cleveland County Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 90,000 |
| Wagoner County Oklahoma | 2 | $ 307,000 | $ 153,000 | $ 79,000 |
| Lane County Oregon | 2 | $ 223,000 | $ 111,000 | $ 59,000 |
| Washington County Oregon | 2 | $ 283,000 | $ 141,000 | $ 113,000 |
| Chester County Pennsylvania | 2 | $ 455,000 | $ 227,000 | $ 95,000 |
| Mercer County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 49,000 |
| Greenville County South Carolina | 2 | $ 261,000 | $ 130,000 | $ 60,000 |
| Minnehaha County South Dakota | 2 | $ 231,000 | $ 115,000 | $ 89,000 |
| Williamson County Tennessee | 2 | $ 351,000 | $ 175,000 | $ 59,000 |
| Dallas County Texas | 2 | $ 309,000 | $ 154,000 | $ 303,000 |
| Ector County Texas | 2 | $ 90,000 | $ 45,000 | $ 106,000 |
| Harris County Texas | 2 | $ 316,000 | $ 158,000 | $ 66,000 |
| Travis County Texas | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Lamoille County Vermont | 2 | $ 278,000 | $ 139,000 | $ 69,000 |
| Culpeper County Virginia | 2 | $ 233,000 | $ 116,000 | $ 68,000 |
| Falls Church County Virginia | 2 | $ 754,000 | $ 377,000 | $ 247,000 |
| James City County Virginia | 2 | $ 392,000 | $ 196,000 | $ 310,000 |
| Manassas County Virginia | 2 | $ 177,000 | $ 88,000 | $ 47,000 |
| Northumberland County Virginia | 2 | $ 470,000 | $ 235,000 | $ 147,000 |
| Orange County Virginia | 2 | $ 473,000 | $ 236,000 | $ 114,000 |
| Warren County Virginia | 2 | $ 267,000 | $ 133,000 | $ 152,000 |
| Pierce County Washington | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| Marion County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Washington County Wisconsin | 2 | $ 311,000 | $ 155,000 | $ 64,000 |
| Natrona County Wyoming | 2 | $ 242,000 | $ 121,000 | $ 58,000 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Covington County Alabama | 1 | $ 130,000 | $ 130,000 | $ 133,000 |
| Juneau County Alaska | 1 | $ 141,000 | $ 141,000 | $ 106,000 |
| Gila County Arizona | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Yavapai County Arizona | 1 | $ 86,000 | $ 86,000 | $ 24,000 |
| Benton County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Miller County Arkansas | 1 | $ 370,000 | $ 370,000 | $ 95,000 |
| Pulaski County Arkansas | 1 | $ 244,000 | $ 244,000 | $ 126,000 |
| Washington County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Calaveras County California | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Fresno County California | 1 | $ 220,000 | $ 220,000 | $ 112,000 |
| Lake County California | 1 | $ 334,000 | $ 334,000 | $ 69,000 |
| Merced County California | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Monterey County California | 1 | $ 280,000 | $ 280,000 | $ 97,000 |
| Placer County California | 1 | $ 184,000 | $ 184,000 | $ 189,000 |
| Shasta County California | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Yolo County California | 1 | $ 619,000 | $ 619,000 | $ 243,000 |
| Arapahoe County Colorado | 1 | $ 400,000 | $ 400,000 | $ 102,000 |
| Pitkin County Colorado | 1 | $ 624,000 | $ 624,000 | $ 230,000 |
| Litchfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| New Haven County Connecticut | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| New London County Connecticut | 1 | $ 164,000 | $ 164,000 | $ 532,000 |
| Sussex County Delaware | 1 | $ 235,000 | $ 235,000 | $ 271,000 |
| Bay County Florida | 1 | $ 212,000 | $ 212,000 | $ 68,000 |
| Brevard County Florida | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Broward County Florida | 1 | $ 163,000 | $ 163,000 | $ 126,000 |
| Duval County Florida | 1 | $ 104,000 | $ 104,000 | $ 156,000 |
| Leon County Florida | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Orange County Florida | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Pasco County Florida | 1 | $ 281,000 | $ 281,000 | $ 200,000 |
| Sarasota County Florida | 1 | $ 196,000 | $ 196,000 | $ 45,000 |
| Volusia County Florida | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Bonneville County Idaho | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| McHenry County Illinois | 1 | $ 418,000 | $ 418,000 | $ 160,000 |
| Johnson County Indiana | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Putnam County Indiana | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Black Hawk County Iowa | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Jefferson County Iowa | 1 | $ 89,000 | $ 89,000 | $ 95,000 |
| Douglas County Kansas | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Reno County Kansas | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Sedgwick County Kansas | 1 | $ 323,000 | $ 323,000 | $ 142,000 |
| Anderson County Kentucky | 1 | $ 192,000 | $ 192,000 | $ 104,000 |
| Boone County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Boyle County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Scott County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 131,000 |
| Trigg County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Ascension County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 93,000 |
| Bossier County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 63,000 |
| Caddo County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| East Baton Rouge County Louisiana | 1 | $ 158,000 | $ 158,000 | $ 83,000 |
| Lafayette County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Plaquemines County Louisiana | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Hancock County Maine | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Sagadahoc County Maine | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| York County Maine | 1 | $ 121,000 | $ 121,000 | $ 86,000 |
| Harford County Maryland | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Queen Anne's County Maryland | 1 | $ 363,000 | $ 363,000 | $ 247,000 |
| Washington County Maryland | 1 | $ 180,000 | $ 180,000 | $ 131,000 |
| Essex County Massachusetts | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Hampden County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Plymouth County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Suffolk County Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 100,000 |
| Worcester County Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 230,000 |
| Ingham County Michigan | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Jackson County Michigan | 1 | $ 242,000 | $ 242,000 | $ 209,000 |
| Monroe County Michigan | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Ottawa County Michigan | 1 | $ 288,000 | $ 288,000 | $ 92,000 |
| St. Clair County Michigan | 1 | $ 192,000 | $ 192,000 | $ 68,000 |
| Wayne County Michigan | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Cass County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Chisago County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Dakota County Minnesota | 1 | $ 253,000 | $ 253,000 | $ 104,000 |
| Lyon County Minnesota | 1 | $ 101,000 | $ 101,000 | $ 97,000 |
| Morrison County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| DeSoto County Mississippi | 1 | $ 119,000 | $ 119,000 | $ 120,000 |
| Harrison County Mississippi | 1 | $ 184,000 | $ 184,000 | $ 175,000 |
| Jackson County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Phelps County Missouri | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Ste. Genevieve County Missouri | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Silver Bow County Montana | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Sarpy County Nebraska | 1 | $ 226,000 | $ 226,000 | $ 127,000 |
| Scotts Bluff County Nebraska | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Sherman County Nebraska | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Lyon County Nevada | 1 | $ 173,000 | $ 173,000 | $ 45,000 |
| Merrimack County New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Sullivan County New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Essex County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Morris County New Jersey | 1 | $ 323,000 | $ 323,000 | $ 100,000 |
| Ocean County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 85,000 |
| Union County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Warren County New Jersey | 1 | $ 287,000 | $ 287,000 | $ 155,000 |
| Grant County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Los Alamos County New Mexico | 1 | $ 33,000 | $ 33,000 | $ 120,000 |
| San Juan County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Socorro County New Mexico | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| Chautauqua County New York | 1 | $ 307,000 | $ 307,000 | $ 199,000 |
| Dutchess County New York | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Erie County New York | 1 | $ 146,000 | $ 146,000 | $ 90,000 |
| Essex County New York | 1 | $ 258,000 | $ 258,000 | $ 202,000 |
| Hamilton County New York | 1 | $ 120,000 | $ 120,000 | $ 200,000 |
| Madison County New York | 1 | $ 278,000 | $ 278,000 | $ 129,000 |
| Monroe County New York | 1 | $ 107,000 | $ 107,000 | $ 86,000 |
| Orange County New York | 1 | $ 470,000 | $ 470,000 | $ 130,000 |
| Putnam County New York | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Richmond County New York | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Warren County New York | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Brunswick County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 242,000 |
| Buncombe County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Cabarrus County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Dare County North Carolina | 1 | $ 303,000 | $ 303,000 | $ 87,000 |
| Durham County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 135,000 |
| Macon County North Carolina | 1 | $ 201,000 | $ 201,000 | $ 74,000 |
| Orange County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Pender County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 148,000 |
| Pitt County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Warren County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Butler County Ohio | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Clermont County Ohio | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Delaware County Ohio | 1 | $ 177,000 | $ 177,000 | $ 64,000 |
| Portage County Ohio | 1 | $ 164,000 | $ 164,000 | $ 38,000 |
| Stark County Ohio | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Warren County Ohio | 1 | $ 168,000 | $ 168,000 | $ 144,000 |
| Wayne County Ohio | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Payne County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 105,000 |
| Pottawatomie County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 108,000 |
| Tulsa County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Coos County Oregon | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Jefferson County Oregon | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Josephine County Oregon | 1 | $ 139,000 | $ 139,000 | $ 93,000 |
| Multnomah County Oregon | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Berks County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Carbon County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Delaware County Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 170,000 |
| Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| York County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Providence County Rhode Island | 1 | $ 123,000 | $ 123,000 | $ 69,000 |
| Berkeley County South Carolina | 1 | $ 457,000 | $ 457,000 | $ 208,000 |
| Charleston County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| Dorchester County South Carolina | 1 | $ 272,000 | $ 272,000 | $ 96,000 |
| Georgetown County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 92,000 |
| Spartanburg County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 70,000 |
| Davidson County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Madison County Tennessee | 1 | $ 213,000 | $ 213,000 | $ 80,000 |
| Rockwall County Texas | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| Tarrant County Texas | 1 | $ 170,000 | $ 170,000 | $ 179,000 |
| Utah County Utah | 1 | $ 344,000 | $ 344,000 | $ 105,000 |
| Orleans County Vermont | 1 | $ 114,000 | $ 114,000 | $ 75,000 |
| Rutland County Vermont | 1 | $ 100,000 | $ 100,000 | $ 244,000 |
| Washington County Vermont | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Accomack County Virginia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Albemarle County Virginia | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Augusta County Virginia | 1 | $ 76,000 | $ 76,000 | $ 182,000 |
| Bedford County Virginia | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Chesapeake County Virginia | 1 | $ 266,000 | $ 266,000 | $ 138,000 |
| Clarke County Virginia | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Henrico County Virginia | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Isle of Wight County Virginia | 1 | $ 200,000 | $ 200,000 | $ 205,000 |
| Richmond City County Virginia | 1 | $ 90,000 | $ 90,000 | $ 91,000 |
| Shenandoah County Virginia | 1 | $ 122,000 | $ 122,000 | $ 136,000 |
| Spotsylvania County Virginia | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Clark County Washington | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| King County Washington | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Spokane County Washington | 1 | $ 323,000 | $ 323,000 | $ 299,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Cabell County West Virginia | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| Jefferson County West Virginia | 1 | $ 196,000 | $ 196,000 | $ 138,000 |
| Tucker County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 124,000 |
| Fond du Lac County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Iron County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 145,000 |
| Kewaunee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Marathon County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 116,000 |
| Rock County Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| St. Croix County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Washburn County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 81,000 |
| Waupaca County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Park County Wyoming | 1 | $ 233,000 | $ 233,000 | $ 380,000 |
Mortgage Loan Application Detail Totals for United Medical Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 882 | $178,815,000 | $183,080 | $840,000 | $104,460 | $691,000 |
| Home Purchase (one-to-four family) | 197 | $41,993,000 | $187,900 | $672,000 | $107,200 | $680,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 498 | $95,666,000 | $167,000 | $740,000 | $102,183 | $691,000 |
| White | 462 | $101,066,000 | $191,255 | $840,000 | $108,127 | $680,000 |
| Asian or Pacific Islander | 52 | $12,167,000 | $217,750 | $672,000 | $101,833 | $225,000 |
| Black | 30 | $5,518,000 | $184,833 | $455,000 | $100,666 | $182,000 |
| Hispanic | 29 | $5,159,000 | $142,000 | $400,000 | $84,666 | $250,000 |
| Other | 7 | $1,107,000 | $131,333 | $274,000 | $81,333 | $129,000 |
| American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $91,000 | $91,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,075 | $219,969,000 | $176,392 | $840,000 | $104,784 | $691,000 |
| FHA-insured (Federal Housing Administration) | 4 | $839,000 | $209,000 | $259,000 | $63,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 877 | $175,659,000 | $170,568 | $806,000 | $100,274 | $691,000 |
| Application Approved But Not Accepted | 143 | $31,943,000 | $201,108 | $685,000 | $122,864 | $380,000 |
| Application Denied By Financial Institution | 56 | $12,994,000 | $227,913 | $840,000 | $100,347 | $262,000 |
| Application Withdrawn By Applicant | 3 | $212,000 | $70,666 | $117,000 | $108,333 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 23 | $6,143,000 | $262,333 | $840,000 | $80,166 | $230,000 |
| Credit History | 16 | $2,579,000 | $172,142 | $320,000 | $91,428 | $135,000 |
| Collateral | 9 | $1,832,000 | $228,000 | $470,000 | $97,714 | $142,000 |
| Other | 5 | $1,782,000 | $356,400 | $590,000 | $160,000 | $262,000 |
| Unverifiable Information | 2 | $569,000 | $284,500 | $455,000 | $114,500 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $89,000 | $89,000 | $89,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Medical Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Medical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.