United Medical Bank Mortgage Lending & HMDA Data, 2003
In 2003, United Medical Bank of Rockville, MD reported 1,079 mortgage applications totaling $220.8 million. The average application was for $204,641, and applicants reported an average income of $107,468. 81% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Baltimore, MD (42), Philadelphia, PA-NJ (33) and Washington, DC-MD-VA-WV (31) (applications in parentheses).
| Mortgage Company & Address | United Medical Bank 800 King Farm Blvd Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,079 |
| Total Mortgage Loan Application Amount | $220,808,000 |
| Average Mortgage Loan Application Amount | $204,641 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $107,468 |
| Highest Applicant Income | $691,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Medical Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 171 | $ 39,492,000 | $ 230,947 | $ 110,000 |
| Montgomery, Maryland | 46 | $ 11,333,000 | $ 246,369 | $ 128,000 |
| Loudoun, Virginia | 40 | $ 10,029,000 | $ 250,725 | $ 98,000 |
| Prince William, Virginia | 33 | $ 6,703,000 | $ 203,121 | $ 79,000 |
| District of Columbia, District Of Columbia | 31 | $ 7,591,000 | $ 244,870 | $ 139,000 |
| Clark, Nevada | 27 | $ 4,052,000 | $ 150,074 | $ 95,000 |
| Prince George's, Maryland | 26 | $ 4,017,000 | $ 154,500 | $ 76,000 |
| Montgomery, Pennsylvania | 17 | $ 3,217,000 | $ 189,235 | $ 126,000 |
| Arlington, Virginia | 16 | $ 3,075,000 | $ 192,187 | $ 107,000 |
| Anne Arundel, Maryland | 14 | $ 3,797,000 | $ 271,214 | $ 128,000 |
| Howard, Maryland | 13 | $ 2,728,000 | $ 209,846 | $ 104,000 |
| Bucks, Pennsylvania | 11 | $ 2,750,000 | $ 250,000 | $ 143,000 |
| Maricopa, Arizona | 10 | $ 1,129,000 | $ 112,900 | $ 69,000 |
| San Diego, California | 10 | $ 2,998,000 | $ 299,800 | $ 124,000 |
| Cook, Illinois | 10 | $ 1,461,000 | $ 146,100 | $ 122,000 |
| Frederick, Maryland | 10 | $ 2,341,000 | $ 234,100 | $ 124,000 |
| Los Angeles, California | 9 | $ 2,085,000 | $ 231,666 | $ 115,000 |
| Palm Beach, Florida | 8 | $ 1,683,000 | $ 210,375 | $ 103,000 |
| Hawaii, Hawaii | 8 | $ 1,750,000 | $ 218,750 | $ 62,000 |
| Baltimore, Maryland | 8 | $ 1,423,000 | $ 177,875 | $ 77,000 |
| Norfolk, Massachusetts | 8 | $ 1,763,000 | $ 220,375 | $ 136,000 |
| New Castle, Delaware | 7 | $ 1,139,000 | $ 162,714 | $ 110,000 |
| Cumberland, Maine | 7 | $ 996,000 | $ 142,285 | $ 71,000 |
| Honolulu, Hawaii | 6 | $ 1,699,000 | $ 283,166 | $ 113,000 |
| DuPage, Illinois | 6 | $ 1,163,000 | $ 193,833 | $ 79,000 |
| Oakland, Michigan | 6 | $ 1,158,000 | $ 193,000 | $ 89,000 |
| Passaic, New Jersey | 6 | $ 1,390,000 | $ 231,666 | $ 100,000 |
| Kings, New York | 6 | $ 1,693,000 | $ 282,166 | $ 118,000 |
| Alexandria, Virginia | 6 | $ 1,555,000 | $ 259,166 | $ 155,000 |
| Middlesex, Massachusetts | 5 | $ 1,395,000 | $ 279,000 | $ 122,000 |
| Hennepin, Minnesota | 5 | $ 1,077,000 | $ 215,400 | $ 91,000 |
| St. Louis, Missouri | 5 | $ 846,000 | $ 169,200 | $ 104,000 |
| Hillsborough, New Hampshire | 5 | $ 793,000 | $ 158,600 | $ 68,000 |
| Somerset, New Jersey | 5 | $ 1,386,000 | $ 277,200 | $ 130,000 |
| Alameda, California | 4 | $ 1,040,000 | $ 260,000 | $ 204,000 |
| San Francisco, California | 4 | $ 1,562,000 | $ 390,500 | $ 163,000 |
| San Mateo, California | 4 | $ 639,000 | $ 159,750 | $ 99,000 |
| Bristol, Massachusetts | 4 | $ 563,000 | $ 140,750 | $ 72,000 |
| Macomb, Michigan | 4 | $ 856,000 | $ 214,000 | $ 160,000 |
| Washoe, Nevada | 4 | $ 1,105,000 | $ 276,250 | $ 99,000 |
| Bergen, New Jersey | 4 | $ 889,000 | $ 222,250 | $ 111,000 |
| Bernalillo, New Mexico | 4 | $ 575,000 | $ 143,750 | $ 66,000 |
| New York, New York | 4 | $ 1,656,000 | $ 414,000 | $ 193,000 |
| Wake, North Carolina | 4 | $ 605,000 | $ 151,250 | $ 75,000 |
| Allegheny, Pennsylvania | 4 | $ 607,000 | $ 151,750 | $ 132,000 |
| Newport, Rhode Island | 4 | $ 712,000 | $ 178,000 | $ 95,000 |
| Washington, Rhode Island | 4 | $ 917,000 | $ 229,250 | $ 207,000 |
| Fauquier, Virginia | 4 | $ 628,000 | $ 157,000 | $ 65,000 |
| Kanawha, West Virginia | 4 | $ 507,000 | $ 126,750 | $ 95,000 |
| Anchorage, Alaska | 3 | $ 468,000 | $ 156,000 | $ 106,000 |
| Pima, Arizona | 3 | $ 340,000 | $ 113,333 | $ 55,000 |
| Contra Costa, California | 3 | $ 1,039,000 | $ 346,333 | $ 81,000 |
| Sacramento, California | 3 | $ 698,000 | $ 232,666 | $ 110,000 |
| Douglas, Colorado | 3 | $ 770,000 | $ 256,666 | $ 130,000 |
| Fairfield, Connecticut | 3 | $ 535,000 | $ 178,333 | $ 80,000 |
| Miami-Dade, Florida | 3 | $ 463,000 | $ 154,333 | $ 89,000 |
| Lake, Illinois | 3 | $ 574,000 | $ 191,333 | $ 139,000 |
| Will, Illinois | 3 | $ 570,000 | $ 190,000 | $ 98,000 |
| Marion, Indiana | 3 | $ 336,000 | $ 112,000 | $ 77,000 |
| Calvert, Maryland | 3 | $ 928,000 | $ 309,333 | $ 96,000 |
| Carroll, Maryland | 3 | $ 700,000 | $ 233,333 | $ 106,000 |
| Rockingham, New Hampshire | 3 | $ 518,000 | $ 172,666 | $ 81,000 |
| Burlington, New Jersey | 3 | $ 321,000 | $ 107,000 | $ 65,000 |
| Nassau, New York | 3 | $ 660,000 | $ 220,000 | $ 112,000 |
| Queens, New York | 3 | $ 570,000 | $ 190,000 | $ 67,000 |
| Rockland, New York | 3 | $ 766,000 | $ 255,333 | $ 131,000 |
| Westchester, New York | 3 | $ 1,335,000 | $ 445,000 | $ 122,000 |
| Mecklenburg, North Carolina | 3 | $ 369,000 | $ 123,000 | $ 81,000 |
| Beaufort, South Carolina | 3 | $ 1,016,000 | $ 338,666 | $ 162,000 |
| Knox, Tennessee | 3 | $ 297,000 | $ 99,000 | $ 112,000 |
| Collin, Texas | 3 | $ 384,000 | $ 128,000 | $ 113,000 |
| Salt Lake, Utah | 3 | $ 1,122,000 | $ 374,000 | $ 95,000 |
| Chesterfield, Virginia | 3 | $ 521,000 | $ 173,666 | $ 74,000 |
| Manassas Park, Virginia | 3 | $ 410,000 | $ 136,666 | $ 67,000 |
| Norfolk, Virginia | 3 | $ 353,000 | $ 117,666 | $ 126,000 |
| Stafford, Virginia | 3 | $ 584,000 | $ 194,666 | $ 66,000 |
| Berkeley, West Virginia | 3 | $ 483,000 | $ 161,000 | $ 48,000 |
| Dane, Wisconsin | 3 | $ 791,000 | $ 263,666 | $ 126,000 |
| Milwaukee, Wisconsin | 3 | $ 596,000 | $ 198,666 | $ 74,000 |
| Madison, Alabama | 2 | $ 578,000 | $ 289,000 | $ 201,000 |
| Yuma, Arizona | 2 | $ 213,000 | $ 106,500 | $ 50,000 |
| Lonoke, Arkansas | 2 | $ 169,000 | $ 84,500 | $ 65,000 |
| Orange, California | 2 | $ 621,000 | $ 310,500 | $ 96,000 |
| San Bernardino, California | 2 | $ 215,000 | $ 107,500 | $ 55,000 |
| Solano, California | 2 | $ 307,000 | $ 153,500 | $ 67,000 |
| Cobb, Georgia | 2 | $ 394,000 | $ 197,000 | $ 93,000 |
| Forsyth, Georgia | 2 | $ 707,000 | $ 353,500 | $ 116,000 |
| Fulton, Georgia | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Gwinnett, Georgia | 2 | $ 223,000 | $ 111,500 | $ 83,000 |
| Maui, Hawaii | 2 | $ 581,000 | $ 290,500 | $ 104,000 |
| Ada, Idaho | 2 | $ 249,000 | $ 124,500 | $ 70,000 |
| Kane, Illinois | 2 | $ 418,000 | $ 209,000 | $ 89,000 |
| Allen, Indiana | 2 | $ 194,000 | $ 97,000 | $ 48,000 |
| Johnson, Kansas | 2 | $ 593,000 | $ 296,500 | $ 168,000 |
| Leavenworth, Kansas | 2 | $ 282,000 | $ 141,000 | $ 98,000 |
| Jefferson, Louisiana | 2 | $ 266,000 | $ 133,000 | $ 81,000 |
| Rapides, Louisiana | 2 | $ 270,000 | $ 135,000 | $ 100,000 |
| St. Bernard, Louisiana | 2 | $ 179,000 | $ 89,500 | $ 99,000 |
| St. Tammany, Louisiana | 2 | $ 390,000 | $ 195,000 | $ 103,000 |
| Baltimore City, Maryland | 2 | $ 401,000 | $ 200,500 | $ 79,000 |
| Charles, Maryland | 2 | $ 312,000 | $ 156,000 | $ 91,000 |
| St. Mary's, Maryland | 2 | $ 203,000 | $ 101,500 | $ 57,000 |
| Barnstable, Massachusetts | 2 | $ 548,000 | $ 274,000 | $ 95,000 |
| Livingston, Michigan | 2 | $ 429,000 | $ 214,500 | $ 579,000 |
| Washtenaw, Michigan | 2 | $ 426,000 | $ 213,000 | $ 127,000 |
| Aitkin, Minnesota | 2 | $ 355,000 | $ 177,500 | $ 123,000 |
| Anoka, Minnesota | 2 | $ 402,000 | $ 201,000 | $ 62,000 |
| Ramsey, Minnesota | 2 | $ 249,000 | $ 124,500 | $ 73,000 |
| Douglas, Nebraska | 2 | $ 207,000 | $ 103,500 | $ 74,000 |
| Lancaster, Nebraska | 2 | $ 257,000 | $ 128,500 | $ 88,000 |
| Coos, New Hampshire | 2 | $ 152,000 | $ 76,000 | $ 63,000 |
| Grafton, New Hampshire | 2 | $ 158,000 | $ 79,000 | $ 73,000 |
| Strafford, New Hampshire | 2 | $ 265,000 | $ 132,500 | $ 88,000 |
| Atlantic, New Jersey | 2 | $ 630,000 | $ 315,000 | $ 102,000 |
| Camden, New Jersey | 2 | $ 305,000 | $ 152,500 | $ 67,000 |
| Mercer, New Jersey | 2 | $ 785,000 | $ 392,500 | $ 201,000 |
| Middlesex, New Jersey | 2 | $ 362,000 | $ 181,000 | $ 94,000 |
| Monmouth, New Jersey | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Valencia, New Mexico | 2 | $ 348,000 | $ 174,000 | $ 117,000 |
| Broome, New York | 2 | $ 317,000 | $ 158,500 | $ 81,000 |
| Onondaga, New York | 2 | $ 258,000 | $ 129,000 | $ 90,000 |
| Saratoga, New York | 2 | $ 236,000 | $ 118,000 | $ 112,000 |
| Suffolk, New York | 2 | $ 560,000 | $ 280,000 | $ 71,000 |
| New Hanover, North Carolina | 2 | $ 464,000 | $ 232,000 | $ 170,000 |
| Cass, North Dakota | 2 | $ 178,000 | $ 89,000 | $ 90,000 |
| Cuyahoga, Ohio | 2 | $ 510,000 | $ 255,000 | $ 217,000 |
| Franklin, Ohio | 2 | $ 225,000 | $ 112,500 | $ 67,000 |
| Hamilton, Ohio | 2 | $ 201,000 | $ 100,500 | $ 82,000 |
| Summit, Ohio | 2 | $ 395,000 | $ 197,500 | $ 220,000 |
| Cleveland, Oklahoma | 2 | $ 142,000 | $ 71,000 | $ 90,000 |
| Wagoner, Oklahoma | 2 | $ 307,000 | $ 153,500 | $ 79,000 |
| Lane, Oregon | 2 | $ 223,000 | $ 111,500 | $ 59,000 |
| Washington, Oregon | 2 | $ 283,000 | $ 141,500 | $ 113,000 |
| Chester, Pennsylvania | 2 | $ 455,000 | $ 227,500 | $ 95,000 |
| Mercer, Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Philadelphia, Pennsylvania | 2 | $ 163,000 | $ 81,500 | $ 49,000 |
| Greenville, South Carolina | 2 | $ 261,000 | $ 130,500 | $ 60,000 |
| Minnehaha, South Dakota | 2 | $ 231,000 | $ 115,500 | $ 89,000 |
| Williamson, Tennessee | 2 | $ 351,000 | $ 175,500 | $ 59,000 |
| Dallas, Texas | 2 | $ 309,000 | $ 154,500 | $ 303,000 |
| Ector, Texas | 2 | $ 90,000 | $ 45,000 | $ 106,000 |
| Harris, Texas | 2 | $ 316,000 | $ 158,000 | $ 66,000 |
| Travis, Texas | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Lamoille, Vermont | 2 | $ 278,000 | $ 139,000 | $ 69,000 |
| Culpeper, Virginia | 2 | $ 233,000 | $ 116,500 | $ 68,000 |
| Falls Church, Virginia | 2 | $ 754,000 | $ 377,000 | $ 247,000 |
| James City, Virginia | 2 | $ 392,000 | $ 196,000 | $ 310,000 |
| Manassas, Virginia | 2 | $ 177,000 | $ 88,500 | $ 47,000 |
| Northumberland, Virginia | 2 | $ 470,000 | $ 235,000 | $ 147,000 |
| Orange, Virginia | 2 | $ 473,000 | $ 236,500 | $ 114,000 |
| Warren, Virginia | 2 | $ 267,000 | $ 133,500 | $ 152,000 |
| Pierce, Washington | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| Marion, West Virginia | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Washington, Wisconsin | 2 | $ 311,000 | $ 155,500 | $ 64,000 |
| Natrona, Wyoming | 2 | $ 242,000 | $ 121,000 | $ 58,000 |
| Baldwin, Alabama | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Covington, Alabama | 1 | $ 130,000 | $ 130,000 | $ 133,000 |
| Juneau, Alaska | 1 | $ 141,000 | $ 141,000 | $ 106,000 |
| Gila, Arizona | 1 | $ 100,000 | $ 100,000 | $ 124,000 |
| Yavapai, Arizona | 1 | $ 86,000 | $ 86,000 | $ 24,000 |
| Benton, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Miller, Arkansas | 1 | $ 370,000 | $ 370,000 | $ 95,000 |
| Pulaski, Arkansas | 1 | $ 244,000 | $ 244,000 | $ 126,000 |
| Washington, Arkansas | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Calaveras, California | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Fresno, California | 1 | $ 220,000 | $ 220,000 | $ 112,000 |
| Lake, California | 1 | $ 334,000 | $ 334,000 | $ 69,000 |
| Merced, California | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| Monterey, California | 1 | $ 280,000 | $ 280,000 | $ 97,000 |
| Placer, California | 1 | $ 184,000 | $ 184,000 | $ 189,000 |
| Shasta, California | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Yolo, California | 1 | $ 619,000 | $ 619,000 | $ 243,000 |
| Arapahoe, Colorado | 1 | $ 400,000 | $ 400,000 | $ 102,000 |
| Pitkin, Colorado | 1 | $ 624,000 | $ 624,000 | $ 230,000 |
| Litchfield, Connecticut | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| New Haven, Connecticut | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| New London, Connecticut | 1 | $ 164,000 | $ 164,000 | $ 532,000 |
| Sussex, Delaware | 1 | $ 235,000 | $ 235,000 | $ 271,000 |
| Bay, Florida | 1 | $ 212,000 | $ 212,000 | $ 68,000 |
| Brevard, Florida | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
| Broward, Florida | 1 | $ 163,000 | $ 163,000 | $ 126,000 |
| Duval, Florida | 1 | $ 104,000 | $ 104,000 | $ 156,000 |
| Leon, Florida | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
| Orange, Florida | 1 | $ 190,000 | $ 190,000 | $ 42,000 |
| Pasco, Florida | 1 | $ 281,000 | $ 281,000 | $ 200,000 |
| Sarasota, Florida | 1 | $ 196,000 | $ 196,000 | $ 45,000 |
| Volusia, Florida | 1 | $ 136,000 | $ 136,000 | $ 100,000 |
| Bonneville, Idaho | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| McHenry, Illinois | 1 | $ 418,000 | $ 418,000 | $ 160,000 |
| Johnson, Indiana | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Putnam, Indiana | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Black Hawk, Iowa | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Jefferson, Iowa | 1 | $ 89,000 | $ 89,000 | $ 95,000 |
| Douglas, Kansas | 1 | $ 150,000 | $ 150,000 | $ 141,000 |
| Reno, Kansas | 1 | $ 50,000 | $ 50,000 | $ 47,000 |
| Sedgwick, Kansas | 1 | $ 323,000 | $ 323,000 | $ 142,000 |
| Anderson, Kentucky | 1 | $ 192,000 | $ 192,000 | $ 104,000 |
| Boone, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Boyle, Kentucky | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Scott, Kentucky | 1 | $ 140,000 | $ 140,000 | $ 131,000 |
| Trigg, Kentucky | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Ascension, Louisiana | 1 | $ 116,000 | $ 116,000 | $ 93,000 |
| Bossier, Louisiana | 1 | $ 157,000 | $ 157,000 | $ 63,000 |
| Caddo, Louisiana | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| East Baton Rouge, Louisiana | 1 | $ 158,000 | $ 158,000 | $ 83,000 |
| Lafayette, Louisiana | 1 | $ 122,000 | $ 122,000 | $ 78,000 |
| Plaquemines, Louisiana | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Hancock, Maine | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Sagadahoc, Maine | 1 | $ 50,000 | $ 50,000 | $ 83,000 |
| York, Maine | 1 | $ 121,000 | $ 121,000 | $ 86,000 |
| Harford, Maryland | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Queen Anne's, Maryland | 1 | $ 363,000 | $ 363,000 | $ 247,000 |
| Washington, Maryland | 1 | $ 180,000 | $ 180,000 | $ 131,000 |
| Essex, Massachusetts | 1 | $ 183,000 | $ 183,000 | $ 63,000 |
| Hampden, Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Plymouth, Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Suffolk, Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 100,000 |
| Worcester, Massachusetts | 1 | $ 475,000 | $ 475,000 | $ 230,000 |
| Ingham, Michigan | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Jackson, Michigan | 1 | $ 242,000 | $ 242,000 | $ 209,000 |
| Monroe, Michigan | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Ottawa, Michigan | 1 | $ 288,000 | $ 288,000 | $ 92,000 |
| St. Clair, Michigan | 1 | $ 192,000 | $ 192,000 | $ 68,000 |
| Wayne, Michigan | 1 | $ 196,000 | $ 196,000 | $ 75,000 |
| Cass, Minnesota | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Chisago, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Dakota, Minnesota | 1 | $ 253,000 | $ 253,000 | $ 104,000 |
| Lyon, Minnesota | 1 | $ 101,000 | $ 101,000 | $ 97,000 |
| Morrison, Minnesota | 1 | $ 150,000 | $ 150,000 | $ 85,000 |
| DeSoto, Mississippi | 1 | $ 119,000 | $ 119,000 | $ 120,000 |
| Harrison, Mississippi | 1 | $ 184,000 | $ 184,000 | $ 175,000 |
| Jackson, Mississippi | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Phelps, Missouri | 1 | $ 108,000 | $ 108,000 | $ 85,000 |
| Ste. Genevieve, Missouri | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Silver Bow, Montana | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Sarpy, Nebraska | 1 | $ 226,000 | $ 226,000 | $ 127,000 |
| Scotts Bluff, Nebraska | 1 | $ 133,000 | $ 133,000 | $ 34,000 |
| Sherman, Nebraska | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Lyon, Nevada | 1 | $ 173,000 | $ 173,000 | $ 45,000 |
| Merrimack, New Hampshire | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Sullivan, New Hampshire | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Essex, New Jersey | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Morris, New Jersey | 1 | $ 323,000 | $ 323,000 | $ 100,000 |
| Ocean, New Jersey | 1 | $ 246,000 | $ 246,000 | $ 85,000 |
| Union, New Jersey | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Warren, New Jersey | 1 | $ 287,000 | $ 287,000 | $ 155,000 |
| Grant, New Mexico | 1 | $ 170,000 | $ 170,000 | $ 150,000 |
| Los Alamos, New Mexico | 1 | $ 33,000 | $ 33,000 | $ 120,000 |
| San Juan, New Mexico | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Socorro, New Mexico | 1 | $ 108,000 | $ 108,000 | $ 104,000 |
| Chautauqua, New York | 1 | $ 307,000 | $ 307,000 | $ 199,000 |
| Dutchess, New York | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Erie, New York | 1 | $ 146,000 | $ 146,000 | $ 90,000 |
| Essex, New York | 1 | $ 258,000 | $ 258,000 | $ 202,000 |
| Hamilton, New York | 1 | $ 120,000 | $ 120,000 | $ 200,000 |
| Madison, New York | 1 | $ 278,000 | $ 278,000 | $ 129,000 |
| Monroe, New York | 1 | $ 107,000 | $ 107,000 | $ 86,000 |
| Orange, New York | 1 | $ 470,000 | $ 470,000 | $ 130,000 |
| Putnam, New York | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Richmond, New York | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Warren, New York | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Brunswick, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 242,000 |
| Buncombe, North Carolina | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Cabarrus, North Carolina | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Dare, North Carolina | 1 | $ 303,000 | $ 303,000 | $ 87,000 |
| Durham, North Carolina | 1 | $ 209,000 | $ 209,000 | $ 135,000 |
| Macon, North Carolina | 1 | $ 201,000 | $ 201,000 | $ 74,000 |
| Orange, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Pender, North Carolina | 1 | $ 248,000 | $ 248,000 | $ 148,000 |
| Pitt, North Carolina | 1 | $ 116,000 | $ 116,000 | $ 120,000 |
| Warren, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 153,000 |
| Butler, Ohio | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Clermont, Ohio | 1 | $ 101,000 | $ 101,000 | $ 60,000 |
| Delaware, Ohio | 1 | $ 177,000 | $ 177,000 | $ 64,000 |
| Portage, Ohio | 1 | $ 164,000 | $ 164,000 | $ 38,000 |
| Stark, Ohio | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Warren, Ohio | 1 | $ 168,000 | $ 168,000 | $ 144,000 |
| Wayne, Ohio | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Payne, Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 105,000 |
| Pottawatomie, Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 108,000 |
| Tulsa, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 51,000 |
| Coos, Oregon | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Jefferson, Oregon | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Josephine, Oregon | 1 | $ 139,000 | $ 139,000 | $ 93,000 |
| Multnomah, Oregon | 1 | $ 116,000 | $ 116,000 | $ 42,000 |
| Berks, Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Carbon, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 84,000 |
| Delaware, Pennsylvania | 1 | $ 191,000 | $ 191,000 | $ 170,000 |
| Pike, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| York, Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Providence, Rhode Island | 1 | $ 123,000 | $ 123,000 | $ 69,000 |
| Berkeley, South Carolina | 1 | $ 457,000 | $ 457,000 | $ 208,000 |
| Charleston, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| Dorchester, South Carolina | 1 | $ 272,000 | $ 272,000 | $ 96,000 |
| Georgetown, South Carolina | 1 | $ 89,000 | $ 89,000 | $ 92,000 |
| Spartanburg, South Carolina | 1 | $ 107,000 | $ 107,000 | $ 70,000 |
| Davidson, Tennessee | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Madison, Tennessee | 1 | $ 213,000 | $ 213,000 | $ 80,000 |
| Rockwall, Texas | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| Tarrant, Texas | 1 | $ 170,000 | $ 170,000 | $ 179,000 |
| Utah, Utah | 1 | $ 344,000 | $ 344,000 | $ 105,000 |
| Orleans, Vermont | 1 | $ 114,000 | $ 114,000 | $ 75,000 |
| Rutland, Vermont | 1 | $ 100,000 | $ 100,000 | $ 244,000 |
| Washington, Vermont | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Accomack, Virginia | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Albemarle, Virginia | 1 | $ 117,000 | $ 117,000 | $ 72,000 |
| Augusta, Virginia | 1 | $ 76,000 | $ 76,000 | $ 182,000 |
| Bedford, Virginia | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Chesapeake, Virginia | 1 | $ 266,000 | $ 266,000 | $ 138,000 |
| Clarke, Virginia | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Henrico, Virginia | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Isle of Wight, Virginia | 1 | $ 200,000 | $ 200,000 | $ 205,000 |
| Richmond City, Virginia | 1 | $ 90,000 | $ 90,000 | $ 91,000 |
| Shenandoah, Virginia | 1 | $ 122,000 | $ 122,000 | $ 136,000 |
| Spotsylvania, Virginia | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Clark, Washington | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| King, Washington | 1 | $ 300,000 | $ 300,000 | $ 75,000 |
| Spokane, Washington | 1 | $ 323,000 | $ 323,000 | $ 299,000 |
| Thurston, Washington | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Cabell, West Virginia | 1 | $ 210,000 | $ 210,000 | $ 67,000 |
| Jefferson, West Virginia | 1 | $ 196,000 | $ 196,000 | $ 138,000 |
| Tucker, West Virginia | 1 | $ 94,000 | $ 94,000 | $ 124,000 |
| Fond du Lac, Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 106,000 |
| Iron, Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 145,000 |
| Kewaunee, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Marathon, Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 116,000 |
| Rock, Wisconsin | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| St. Croix, Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 102,000 |
| Washburn, Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 81,000 |
| Waupaca, Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Park, Wyoming | 1 | $ 233,000 | $ 233,000 | $ 380,000 |
Mortgage Loan Application Detail Totals for United Medical Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 882 | $178,815,000 | $183,080 | $840,000 | $104,460 | $691,000 |
| Home Purchase (one-to-four family) | 197 | $41,993,000 | $187,900 | $672,000 | $107,200 | $680,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 498 | $95,666,000 | $167,000 | $740,000 | $102,183 | $691,000 |
| White | 462 | $101,066,000 | $191,255 | $840,000 | $108,127 | $680,000 |
| Asian or Pacific Islander | 52 | $12,167,000 | $217,750 | $672,000 | $101,833 | $225,000 |
| Black | 30 | $5,518,000 | $184,833 | $455,000 | $100,666 | $182,000 |
| Hispanic | 29 | $5,159,000 | $142,000 | $400,000 | $84,666 | $250,000 |
| Other | 7 | $1,107,000 | $131,333 | $274,000 | $81,333 | $129,000 |
| American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $91,000 | $91,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,075 | $219,969,000 | $176,392 | $840,000 | $104,784 | $691,000 |
| FHA-insured (Federal Housing Administration) | 4 | $839,000 | $209,000 | $259,000 | $63,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 877 | $175,659,000 | $170,568 | $806,000 | $100,274 | $691,000 |
| Application Approved But Not Accepted | 143 | $31,943,000 | $201,108 | $685,000 | $122,864 | $380,000 |
| Application Denied By Financial Institution | 56 | $12,994,000 | $227,913 | $840,000 | $100,347 | $262,000 |
| Application Withdrawn By Applicant | 3 | $212,000 | $70,666 | $117,000 | $108,333 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 23 | $6,143,000 | $262,333 | $840,000 | $80,166 | $230,000 |
| Credit History | 16 | $2,579,000 | $172,142 | $320,000 | $91,428 | $135,000 |
| Collateral | 9 | $1,832,000 | $228,000 | $470,000 | $97,714 | $142,000 |
| Other | 5 | $1,782,000 | $356,400 | $590,000 | $160,000 | $262,000 |
| Unverifiable Information | 2 | $569,000 | $284,500 | $455,000 | $114,500 | $145,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $89,000 | $89,000 | $89,000 | $95,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Medical Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Medical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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