United Medical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
United Medical Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Medical Bank 800 King Farm Blvd Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,401 |
| Total Mortgage Loan Application Amount | $293,296,000 |
| Average Mortgage Loan Application Amount | $199,000 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $111,000 |
| Highest Applicant Income | $3,396,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with United Medical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Medical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down United Medical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Medical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Medical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Medical Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 70 | $ 27,872,000 | $ 398,000 | $ 133,000 |
| Allegheny County Pennsylvania | 42 | $ 6,705,000 | $ 159,000 | $ 97,000 |
| Morris County New Jersey | 35 | $ 5,303,000 | $ 151,000 | $ 89,000 |
| York County Pennsylvania | 34 | $ 3,149,000 | $ 92,000 | $ 71,000 |
| Ramsey County Minnesota | 33 | $ 1,695,000 | $ 51,000 | $ 38,000 |
| Philadelphia County Pennsylvania | 21 | $ 3,016,000 | $ 143,000 | $ 70,000 |
| Tarrant County Texas | 21 | $ 2,355,000 | $ 112,000 | $ 49,000 |
| Pinellas County Florida | 19 | $ 3,011,000 | $ 158,000 | $ 49,000 |
| Cook County Illinois | 19 | $ 4,273,000 | $ 224,000 | $ 107,000 |
| Allegany County Maryland | 18 | $ 2,150,000 | $ 119,000 | $ 81,000 |
| Worcester County Maryland | 18 | $ 1,900,000 | $ 105,000 | $ 147,000 |
| Anne Arundel County Maryland | 17 | $ 5,004,000 | $ 294,000 | $ 133,000 |
| Fairfax County Virginia | 17 | $ 5,817,000 | $ 342,000 | $ 121,000 |
| Monmouth County New Jersey | 16 | $ 6,250,000 | $ 390,000 | $ 204,000 |
| Queens County New York | 16 | $ 3,664,000 | $ 229,000 | $ 65,000 |
| Delaware County Pennsylvania | 16 | $ 2,161,000 | $ 135,000 | $ 76,000 |
| Baltimore City County Maryland | 15 | $ 1,772,000 | $ 118,000 | $ 100,000 |
| Loudoun County Virginia | 15 | $ 4,242,000 | $ 282,000 | $ 156,000 |
| Maricopa County Arizona | 14 | $ 2,975,000 | $ 212,000 | $ 172,000 |
| Union County New Jersey | 14 | $ 3,706,000 | $ 264,000 | $ 138,000 |
| Bucks County Pennsylvania | 14 | $ 3,741,000 | $ 267,000 | $ 113,000 |
| Fauquier County Virginia | 13 | $ 3,975,000 | $ 305,000 | $ 112,000 |
| Frederick County Maryland | 12 | $ 2,888,000 | $ 240,000 | $ 145,000 |
| Montgomery County Maryland | 12 | $ 4,874,000 | $ 406,000 | $ 242,000 |
| Suffolk County Massachusetts | 12 | $ 3,985,000 | $ 332,000 | $ 104,000 |
| DeKalb County Georgia | 11 | $ 1,287,000 | $ 117,000 | $ 135,000 |
| Bergen County New Jersey | 11 | $ 3,050,000 | $ 277,000 | $ 174,000 |
| Los Angeles County California | 10 | $ 3,174,000 | $ 317,000 | $ 166,000 |
| District of Columbia County District Of Columbia | 10 | $ 3,715,000 | $ 371,000 | $ 153,000 |
| Lee County Florida | 10 | $ 2,036,000 | $ 203,000 | $ 202,000 |
| Miami-Dade County Florida | 10 | $ 2,219,000 | $ 221,000 | $ 681,000 |
| Atlantic County New Jersey | 10 | $ 3,760,000 | $ 376,000 | $ 192,000 |
| Essex County New Jersey | 10 | $ 2,592,000 | $ 259,000 | $ 134,000 |
| Kings County New York | 10 | $ 3,138,000 | $ 313,000 | $ 173,000 |
| Washington County Pennsylvania | 10 | $ 1,564,000 | $ 156,000 | $ 67,000 |
| Westmoreland County Pennsylvania | 10 | $ 1,065,000 | $ 106,000 | $ 74,000 |
| Prince William County Virginia | 10 | $ 3,280,000 | $ 328,000 | $ 131,000 |
| Orange County California | 9 | $ 3,788,000 | $ 420,000 | $ 69,000 |
| Middlesex County New Jersey | 9 | $ 2,452,000 | $ 272,000 | $ 473,000 |
| Adams County Colorado | 8 | $ 912,000 | $ 114,000 | $ 75,000 |
| Baltimore County Maryland | 8 | $ 1,624,000 | $ 203,000 | $ 113,000 |
| Camden County New Jersey | 8 | $ 1,170,000 | $ 146,000 | $ 63,000 |
| Butler County Pennsylvania | 8 | $ 1,064,000 | $ 133,000 | $ 124,000 |
| Dauphin County Pennsylvania | 8 | $ 548,000 | $ 68,000 | $ 135,000 |
| Pierce County Washington | 8 | $ 1,424,000 | $ 178,000 | $ 69,000 |
| Pima County Arizona | 7 | $ 987,000 | $ 141,000 | $ 60,000 |
| New Haven County Connecticut | 7 | $ 910,000 | $ 130,000 | $ 57,000 |
| Brevard County Florida | 7 | $ 1,067,000 | $ 152,000 | $ 55,000 |
| Lake County Florida | 7 | $ 1,501,000 | $ 214,000 | $ 132,000 |
| Sedgwick County Kansas | 7 | $ 590,000 | $ 84,000 | $ 68,000 |
| Wicomico County Maryland | 7 | $ 1,578,000 | $ 225,000 | $ 82,000 |
| Clermont County Ohio | 7 | $ 788,000 | $ 112,000 | $ 98,000 |
| Beaver County Pennsylvania | 7 | $ 799,000 | $ 114,000 | $ 87,000 |
| Riverside County California | 6 | $ 1,639,000 | $ 273,000 | $ 179,000 |
| Somerset County Maryland | 6 | $ 574,000 | $ 95,000 | $ 73,000 |
| Hudson County New Jersey | 6 | $ 2,379,000 | $ 396,000 | $ 115,000 |
| Passaic County New Jersey | 6 | $ 1,454,000 | $ 242,000 | $ 111,000 |
| Bronx County New York | 6 | $ 596,000 | $ 99,000 | $ 72,000 |
| Onondaga County New York | 6 | $ 777,000 | $ 129,000 | $ 149,000 |
| Lehigh County Pennsylvania | 6 | $ 765,000 | $ 127,000 | $ 76,000 |
| San Diego County California | 5 | $ 1,484,000 | $ 296,000 | $ 88,000 |
| Arapahoe County Colorado | 5 | $ 1,145,000 | $ 229,000 | $ 190,000 |
| Jefferson County Colorado | 5 | $ 632,000 | $ 126,000 | $ 50,000 |
| Sussex County Delaware | 5 | $ 1,120,000 | $ 224,000 | $ 230,000 |
| Broward County Florida | 5 | $ 1,664,000 | $ 332,000 | $ 258,000 |
| Orange County Florida | 5 | $ 997,000 | $ 199,000 | $ 73,000 |
| St. Lucie County Florida | 5 | $ 777,000 | $ 155,000 | $ 67,000 |
| Macomb County Michigan | 5 | $ 607,000 | $ 121,000 | $ 69,000 |
| Hillsborough County New Hampshire | 5 | $ 846,000 | $ 169,000 | $ 82,000 |
| Burlington County New Jersey | 5 | $ 1,320,000 | $ 264,000 | $ 154,000 |
| Ocean County New Jersey | 5 | $ 1,561,000 | $ 312,000 | $ 236,000 |
| Nassau County New York | 5 | $ 1,381,000 | $ 276,000 | $ 86,000 |
| Wake County North Carolina | 5 | $ 465,000 | $ 93,000 | $ 219,000 |
| Butler County Ohio | 5 | $ 457,000 | $ 91,000 | $ 45,000 |
| Chester County Pennsylvania | 5 | $ 1,616,000 | $ 323,000 | $ 124,000 |
| Lackawanna County Pennsylvania | 5 | $ 779,000 | $ 155,000 | $ 127,000 |
| Northampton County Pennsylvania | 5 | $ 1,009,000 | $ 201,000 | $ 104,000 |
| Chesapeake County Virginia | 5 | $ 1,194,000 | $ 238,000 | $ 74,000 |
| Culpeper County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 76,000 |
| Warren County Virginia | 5 | $ 780,000 | $ 156,000 | $ 72,000 |
| Mohave County Arizona | 4 | $ 793,000 | $ 198,000 | $ 132,000 |
| Broomfield County Colorado | 4 | $ 770,000 | $ 192,000 | $ 115,000 |
| Bay County Florida | 4 | $ 1,521,000 | $ 380,000 | $ 137,000 |
| Hillsborough County Florida | 4 | $ 810,000 | $ 202,000 | $ 110,000 |
| Palm Beach County Florida | 4 | $ 1,167,000 | $ 291,000 | $ 115,000 |
| Seminole County Florida | 4 | $ 549,000 | $ 137,000 | $ 50,000 |
| Volusia County Florida | 4 | $ 401,000 | $ 100,000 | $ 24,000 |
| Hancock County Maine | 4 | $ 860,000 | $ 215,000 | $ 228,000 |
| Calvert County Maryland | 4 | $ 2,065,000 | $ 516,000 | $ 158,000 |
| Charles County Maryland | 4 | $ 1,119,000 | $ 279,000 | $ 110,000 |
| Howard County Maryland | 4 | $ 2,189,000 | $ 547,000 | $ 209,000 |
| Wayne County Michigan | 4 | $ 589,000 | $ 147,000 | $ 134,000 |
| Hennepin County Minnesota | 4 | $ 848,000 | $ 212,000 | $ 176,000 |
| Douglas County Nebraska | 4 | $ 377,000 | $ 94,000 | $ 51,000 |
| Clark County Nevada | 4 | $ 1,173,000 | $ 293,000 | $ 107,000 |
| Hamilton County Ohio | 4 | $ 845,000 | $ 211,000 | $ 111,000 |
| Cumberland County Pennsylvania | 4 | $ 394,000 | $ 98,000 | $ 126,000 |
| Montgomery County Pennsylvania | 4 | $ 1,062,000 | $ 265,000 | $ 91,000 |
| Frederick County Virginia | 4 | $ 689,000 | $ 172,000 | $ 43,000 |
| Stafford County Virginia | 4 | $ 1,005,000 | $ 251,000 | $ 82,000 |
| Virginia Beach County Virginia | 4 | $ 955,000 | $ 238,000 | $ 74,000 |
| Sacramento County California | 3 | $ 723,000 | $ 241,000 | $ 205,000 |
| San Bernardino County California | 3 | $ 1,385,000 | $ 461,000 | $ 115,000 |
| San Joaquin County California | 3 | $ 923,000 | $ 307,000 | $ 314,000 |
| Boulder County Colorado | 3 | $ 665,000 | $ 221,000 | $ 198,000 |
| Morgan County Colorado | 3 | $ 323,000 | $ 107,000 | $ 42,000 |
| Pueblo County Colorado | 3 | $ 281,000 | $ 93,000 | $ 38,000 |
| Fairfield County Connecticut | 3 | $ 635,000 | $ 211,000 | $ 40,000 |
| Hartford County Connecticut | 3 | $ 680,000 | $ 226,000 | $ 92,000 |
| New Castle County Delaware | 3 | $ 673,000 | $ 224,000 | $ 101,000 |
| Manatee County Florida | 3 | $ 473,000 | $ 157,000 | $ 53,000 |
| Marion County Florida | 3 | $ 336,000 | $ 112,000 | $ 39,000 |
| Osceola County Florida | 3 | $ 736,000 | $ 245,000 | $ 95,000 |
| Polk County Florida | 3 | $ 368,000 | $ 122,000 | $ 41,000 |
| Sarasota County Florida | 3 | $ 621,000 | $ 207,000 | $ 142,000 |
| Cobb County Georgia | 3 | $ 358,000 | $ 119,000 | $ 131,000 |
| Honolulu County Hawaii | 3 | $ 1,087,000 | $ 362,000 | $ 96,000 |
| Dorchester County Maryland | 3 | $ 363,000 | $ 121,000 | $ 80,000 |
| Garrett County Maryland | 3 | $ 437,000 | $ 145,000 | $ 110,000 |
| Harford County Maryland | 3 | $ 861,000 | $ 287,000 | $ 77,000 |
| Washington County Maryland | 3 | $ 560,000 | $ 186,000 | $ 100,000 |
| DeSoto County Mississippi | 3 | $ 400,000 | $ 133,000 | $ 82,000 |
| Carroll County New Hampshire | 3 | $ 462,000 | $ 154,000 | $ 62,000 |
| Gloucester County New Jersey | 3 | $ 711,000 | $ 237,000 | $ 61,000 |
| Mercer County New Jersey | 3 | $ 1,052,000 | $ 350,000 | $ 115,000 |
| Sussex County New Jersey | 3 | $ 682,000 | $ 227,000 | $ 95,000 |
| Montgomery County Ohio | 3 | $ 371,000 | $ 123,000 | $ 78,000 |
| Wood County Ohio | 3 | $ 562,000 | $ 187,000 | $ 82,000 |
| Washington County Oregon | 3 | $ 826,000 | $ 275,000 | $ 72,000 |
| Berks County Pennsylvania | 3 | $ 756,000 | $ 252,000 | $ 70,000 |
| Horry County South Carolina | 3 | $ 640,000 | $ 213,000 | $ 86,000 |
| York County South Carolina | 3 | $ 354,000 | $ 118,000 | $ 91,000 |
| Shelby County Tennessee | 3 | $ 441,000 | $ 147,000 | $ 116,000 |
| Brazoria County Texas | 3 | $ 413,000 | $ 137,000 | $ 127,000 |
| Dallas County Texas | 3 | $ 263,000 | $ 87,000 | $ 26,000 |
| Arlington County Virginia | 3 | $ 969,000 | $ 323,000 | $ 100,000 |
| King County Washington | 3 | $ 632,000 | $ 210,000 | $ 73,000 |
| Jackson County West Virginia | 3 | $ 185,000 | $ 61,000 | $ 33,000 |
| San Luis Obispo County California | 2 | $ 583,000 | $ 291,000 | $ 122,000 |
| Douglas County Colorado | 2 | $ 698,000 | $ 349,000 | $ 112,000 |
| El Paso County Colorado | 2 | $ 369,000 | $ 184,000 | $ 139,000 |
| Litchfield County Connecticut | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Middlesex County Connecticut | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Windham County Connecticut | 2 | $ 356,000 | $ 178,000 | $ 90,000 |
| Indian River County Florida | 2 | $ 212,000 | $ 106,000 | $ 123,000 |
| Monroe County Florida | 2 | $ 902,000 | $ 451,000 | $ 209,000 |
| Clayton County Georgia | 2 | $ 228,000 | $ 114,000 | $ 136,000 |
| Fayette County Georgia | 2 | $ 193,000 | $ 96,000 | $ 162,000 |
| Fulton County Georgia | 2 | $ 258,000 | $ 129,000 | $ 30,000 |
| Pierce County Georgia | 2 | $ 68,000 | $ 34,000 | $ 30,000 |
| Ada County Idaho | 2 | $ 236,000 | $ 118,000 | $ 59,000 |
| Bonneville County Idaho | 2 | $ 123,000 | $ 61,000 | $ 37,000 |
| Kane County Illinois | 2 | $ 644,000 | $ 322,000 | $ 254,000 |
| Will County Illinois | 2 | $ 220,000 | $ 110,000 | $ 67,000 |
| Winnebago County Illinois | 2 | $ 280,000 | $ 140,000 | $ 122,000 |
| Butler County Kansas | 2 | $ 195,000 | $ 97,000 | $ 102,000 |
| Kenton County Kentucky | 2 | $ 437,000 | $ 218,000 | $ 80,000 |
| Kennebec County Maine | 2 | $ 147,000 | $ 73,000 | $ 66,000 |
| Lincoln County Maine | 2 | $ 327,000 | $ 163,000 | $ 56,000 |
| St. Mary's County Maryland | 2 | $ 405,000 | $ 202,000 | $ 126,000 |
| Essex County Massachusetts | 2 | $ 487,000 | $ 243,000 | $ 89,000 |
| Nantucket County Massachusetts | 2 | $ 788,000 | $ 394,000 | $ 172,000 |
| Plymouth County Massachusetts | 2 | $ 384,000 | $ 192,000 | $ 0 |
| Kalamazoo County Michigan | 2 | $ 199,000 | $ 99,000 | $ 72,000 |
| Bolivar County Mississippi | 2 | $ 203,000 | $ 101,000 | $ 86,000 |
| Christian County Missouri | 2 | $ 137,000 | $ 68,000 | $ 140,000 |
| Dunklin County Missouri | 2 | $ 272,000 | $ 136,000 | $ 46,000 |
| Box Butte County Nebraska | 2 | $ 152,000 | $ 76,000 | $ 42,000 |
| Lancaster County Nebraska | 2 | $ 334,000 | $ 167,000 | $ 22,000 |
| Merrick County Nebraska | 2 | $ 235,000 | $ 117,000 | $ 43,000 |
| Washoe County Nevada | 2 | $ 685,000 | $ 342,000 | $ 93,000 |
| Strafford County New Hampshire | 2 | $ 595,000 | $ 297,000 | $ 99,000 |
| Hunterdon County New Jersey | 2 | $ 687,000 | $ 343,000 | $ 233,000 |
| Columbia County New York | 2 | $ 700,000 | $ 350,000 | $ 234,000 |
| Orange County New York | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| Mecklenburg County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 93,000 |
| Fairfield County Ohio | 2 | $ 203,000 | $ 101,000 | $ 71,000 |
| Franklin County Ohio | 2 | $ 183,000 | $ 91,000 | $ 58,000 |
| Lake County Ohio | 2 | $ 263,000 | $ 131,000 | $ 98,000 |
| Multnomah County Oregon | 2 | $ 281,000 | $ 140,000 | $ 0 |
| Armstrong County Pennsylvania | 2 | $ 322,000 | $ 161,000 | $ 105,000 |
| Blair County Pennsylvania | 2 | $ 91,000 | $ 45,000 | $ 69,000 |
| Columbia County Pennsylvania | 2 | $ 182,000 | $ 91,000 | $ 84,000 |
| Crawford County Pennsylvania | 2 | $ 272,000 | $ 136,000 | $ 28,000 |
| Franklin County Pennsylvania | 2 | $ 366,000 | $ 183,000 | $ 72,000 |
| Indiana County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 101,000 |
| Lawrence County Pennsylvania | 2 | $ 163,000 | $ 81,000 | $ 75,000 |
| Pike County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 60,000 |
| Schuylkill County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Dorchester County South Carolina | 2 | $ 218,000 | $ 109,000 | $ 270,000 |
| Cumberland County Tennessee | 2 | $ 165,000 | $ 82,000 | $ 120,000 |
| Davidson County Tennessee | 2 | $ 193,000 | $ 96,000 | $ 113,000 |
| Sullivan County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Collin County Texas | 2 | $ 268,000 | $ 134,000 | $ 83,000 |
| Denton County Texas | 2 | $ 114,000 | $ 57,000 | $ 54,000 |
| Harris County Texas | 2 | $ 405,000 | $ 202,000 | $ 125,000 |
| Montgomery County Texas | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Hanover County Virginia | 2 | $ 304,000 | $ 152,000 | $ 117,000 |
| Manassas County Virginia | 2 | $ 484,000 | $ 242,000 | $ 51,000 |
| Spotsylvania County Virginia | 2 | $ 465,000 | $ 232,000 | $ 166,000 |
| York County Virginia | 2 | $ 558,000 | $ 279,000 | $ 150,000 |
| Clark County Washington | 2 | $ 275,000 | $ 137,000 | $ 66,000 |
| Snohomish County Washington | 2 | $ 494,000 | $ 247,000 | $ 116,000 |
| Berkeley County West Virginia | 2 | $ 403,000 | $ 201,000 | $ 132,000 |
| Walworth County Wisconsin | 2 | $ 255,000 | $ 127,000 | $ 101,000 |
| Jefferson County Alabama | 1 | $ 392,000 | $ 392,000 | $ 140,000 |
| Pinal County Arizona | 1 | $ 158,000 | $ 158,000 | $ 42,000 |
| Yavapai County Arizona | 1 | $ 190,000 | $ 190,000 | $ 71,000 |
| Crawford County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 143,000 |
| Washington County Arkansas | 1 | $ 207,000 | $ 207,000 | $ 71,000 |
| Alameda County California | 1 | $ 480,000 | $ 480,000 | $ 192,000 |
| Contra Costa County California | 1 | $ 430,000 | $ 430,000 | $ 348,000 |
| Del Norte County California | 1 | $ 108,000 | $ 108,000 | $ 216,000 |
| Fresno County California | 1 | $ 513,000 | $ 513,000 | $ 360,000 |
| Mariposa County California | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Santa Clara County California | 1 | $ 559,000 | $ 559,000 | $ 354,000 |
| Solano County California | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Tulare County California | 1 | $ 329,000 | $ 329,000 | $ 156,000 |
| Dolores County Colorado | 1 | $ 112,000 | $ 112,000 | $ 74,000 |
| Kent County Delaware | 1 | $ 156,000 | $ 156,000 | $ 35,000 |
| Citrus County Florida | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| Collier County Florida | 1 | $ 239,000 | $ 239,000 | $ 71,000 |
| Duval County Florida | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Hernando County Florida | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Okaloosa County Florida | 1 | $ 408,000 | $ 408,000 | $ 106,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| St. Johns County Florida | 1 | $ 240,000 | $ 240,000 | $ 74,000 |
| Gwinnett County Georgia | 1 | $ 251,000 | $ 251,000 | $ 85,000 |
| Murray County Georgia | 1 | $ 95,000 | $ 95,000 | $ 11,000 |
| Muscogee County Georgia | 1 | $ 60,000 | $ 60,000 | $ 98,000 |
| Union County Georgia | 1 | $ 169,000 | $ 169,000 | $ 72,000 |
| Maui County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Boundary County Idaho | 1 | $ 253,000 | $ 253,000 | $ 36,000 |
| Jackson County Illinois | 1 | $ 111,000 | $ 111,000 | $ 190,000 |
| Jo Daviess County Illinois | 1 | $ 116,000 | $ 116,000 | $ 45,000 |
| Rock Island County Illinois | 1 | $ 67,000 | $ 67,000 | $ 49,000 |
| St. Clair County Illinois | 1 | $ 148,000 | $ 148,000 | $ 67,000 |
| Carroll County Indiana | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Marion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Tippecanoe County Indiana | 1 | $ 83,000 | $ 83,000 | $ 22,000 |
| Linn County Iowa | 1 | $ 81,000 | $ 81,000 | $ 336,000 |
| Pottawattamie County Iowa | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Jefferson County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 66,000 |
| St. John the Baptist County Louisiana | 1 | $ 296,000 | $ 296,000 | $ 98,000 |
| Androscoggin County Maine | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Cumberland County Maine | 1 | $ 222,000 | $ 222,000 | $ 91,000 |
| Franklin County Maine | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Penobscot County Maine | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Somerset County Maine | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| York County Maine | 1 | $ 198,000 | $ 198,000 | $ 100,000 |
| Carroll County Maryland | 1 | $ 300,000 | $ 300,000 | $ 66,000 |
| Queen Anne's County Maryland | 1 | $ 713,000 | $ 713,000 | $ 234,000 |
| Barnstable County Massachusetts | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Berkshire County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Norfolk County Massachusetts | 1 | $ 520,000 | $ 520,000 | $ 104,000 |
| Worcester County Massachusetts | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Allegan County Michigan | 1 | $ 52,000 | $ 52,000 | $ 111,000 |
| Emmet County Michigan | 1 | $ 296,000 | $ 296,000 | $ 61,000 |
| Grand Traverse County Michigan | 1 | $ 160,000 | $ 160,000 | $ 27,000 |
| Jackson County Michigan | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Muskegon County Michigan | 1 | $ 182,000 | $ 182,000 | $ 50,000 |
| Tuscola County Michigan | 1 | $ 82,000 | $ 82,000 | $ 20,000 |
| Lyon County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 67,000 |
| Lauderdale County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 111,000 |
| Rankin County Mississippi | 1 | $ 133,000 | $ 133,000 | $ 43,000 |
| Simpson County Mississippi | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Randolph County Missouri | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Adams County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Lincoln County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Carson City County Nevada | 1 | $ 231,000 | $ 231,000 | $ 65,000 |
| Douglas County Nevada | 1 | $ 516,000 | $ 516,000 | $ 480,000 |
| Humboldt County Nevada | 1 | $ 192,000 | $ 192,000 | $ 120,000 |
| Lyon County Nevada | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Grafton County New Hampshire | 1 | $ 109,000 | $ 109,000 | $ 124,000 |
| Rockingham County New Hampshire | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Cape May County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 177,000 |
| Cumberland County New Jersey | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
| Somerset County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 109,000 |
| Warren County New Jersey | 1 | $ 308,000 | $ 308,000 | $ 87,000 |
| Santa Fe County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 72,000 |
| Monroe County New York | 1 | $ 53,000 | $ 53,000 | $ 174,000 |
| Richmond County New York | 1 | $ 330,000 | $ 330,000 | $ 62,000 |
| Suffolk County New York | 1 | $ 1,170,000 | $ 1,170,000 | $ 600,000 |
| Westchester County New York | 1 | $ 630,000 | $ 630,000 | $ 174,000 |
| Alamance County North Carolina | 1 | $ 262,000 | $ 262,000 | $ 81,000 |
| Bertie County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 87,000 |
| Buncombe County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 78,000 |
| Durham County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 184,000 |
| Edgecombe County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 109,000 | $ 109,000 | $ 78,000 |
| Harnett County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Iredell County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 194,000 |
| Onslow County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Ashland County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Clinton County Ohio | 1 | $ 38,000 | $ 38,000 | $ 105,000 |
| Cuyahoga County Ohio | 1 | $ 133,000 | $ 133,000 | $ 100,000 |
| Gallia County Ohio | 1 | $ 513,000 | $ 513,000 | $ 113,000 |
| Lucas County Ohio | 1 | $ 204,000 | $ 204,000 | $ 54,000 |
| Mahoning County Ohio | 1 | $ 287,000 | $ 287,000 | $ 110,000 |
| Pontotoc County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 73,000 |
| Tulsa County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 46,000 |
| Deschutes County Oregon | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| Douglas County Oregon | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
| Lane County Oregon | 1 | $ 352,000 | $ 352,000 | $ 282,000 |
| Fayette County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 35,000 |
| Huntingdon County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 120,000 |
| Lebanon County Pennsylvania | 1 | $ 237,000 | $ 237,000 | $ 146,000 |
| Luzerne County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Lycoming County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 65,000 |
| Mercer County Pennsylvania | 1 | $ 326,000 | $ 326,000 | $ 116,000 |
| Monroe County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 38,000 |
| Wayne County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Charleston County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Florence County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 108,000 |
| Spartanburg County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 64,000 |
| Montgomery County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Bexar County Texas | 1 | $ 329,000 | $ 329,000 | $ 300,000 |
| Fort Bend County Texas | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| McLennan County Texas | 1 | $ 323,000 | $ 323,000 | $ 0 |
| Parker County Texas | 1 | $ 78,000 | $ 78,000 | $ 13,000 |
| Travis County Texas | 1 | $ 248,000 | $ 248,000 | $ 132,000 |
| Salt Lake County Utah | 1 | $ 186,000 | $ 186,000 | $ 77,000 |
| Utah County Utah | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Addison County Vermont | 1 | $ 142,000 | $ 142,000 | $ 51,000 |
| Lamoille County Vermont | 1 | $ 190,000 | $ 190,000 | $ 56,000 |
| Alexandria County Virginia | 1 | $ 396,000 | $ 396,000 | $ 110,000 |
| Augusta County Virginia | 1 | $ 282,000 | $ 282,000 | $ 60,000 |
| Bath County Virginia | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Campbell County Virginia | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Fairfax City County Virginia | 1 | $ 286,000 | $ 286,000 | $ 54,000 |
| Falls Church County Virginia | 1 | $ 255,000 | $ 255,000 | $ 132,000 |
| Fluvanna County Virginia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Grayson County Virginia | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Hampton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| James City County Virginia | 1 | $ 342,000 | $ 342,000 | $ 100,000 |
| King George County Virginia | 1 | $ 251,000 | $ 251,000 | $ 128,000 |
| Newport News County Virginia | 1 | $ 167,000 | $ 167,000 | $ 116,000 |
| Norfolk County Virginia | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Northumberland County Virginia | 1 | $ 517,000 | $ 517,000 | $ 300,000 |
| Orange County Virginia | 1 | $ 170,000 | $ 170,000 | $ 30,000 |
| Pittsylvania County Virginia | 1 | $ 152,000 | $ 152,000 | $ 41,000 |
| Portsmouth County Virginia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Pulaski County Virginia | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
| Rockbridge County Virginia | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Scott County Virginia | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Suffolk County Virginia | 1 | $ 323,000 | $ 323,000 | $ 122,000 |
| Tazewell County Virginia | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Washington County Virginia | 1 | $ 170,000 | $ 170,000 | $ 56,000 |
| Westmoreland County Virginia | 1 | $ 196,000 | $ 196,000 | $ 104,000 |
| Kitsap County Washington | 1 | $ 130,000 | $ 130,000 | $ 29,000 |
| Skagit County Washington | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Spokane County Washington | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Whatcom County Washington | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Wood County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Burnett County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 120,000 |
| Green County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Lincoln County Wyoming | 1 | $ 119,000 | $ 119,000 | $ 27,000 |
| Natrona County Wyoming | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for United Medical Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 975 | $218,353,000 | $223,000 | $1,464,000 | $114,000 | $3,396,000 |
| Home Purchase | 426 | $74,943,000 | $175,000 | $1,495,000 | $108,000 | $596,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 881 | $181,852,000 | $206,000 | $1,495,000 | $106,000 | $831,000 |
| Black or African American | 219 | $51,739,000 | $236,000 | $750,000 | $103,000 | $478,000 |
| Not Provided | 209 | $39,213,000 | $187,000 | $825,000 | $151,000 | $3,396,000 |
| Hispanic | 61 | $11,976,000 | $196,000 | $650,000 | $89,000 | $276,000 |
| Asian | 22 | $6,142,000 | $279,000 | $678,000 | $128,000 | $255,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,967,000 | $281,000 | $480,000 | $137,000 | $216,000 |
| American Indian or Alaskan Native | 2 | $407,000 | $203,000 | $267,000 | $85,000 | $99,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,381 | $290,214,000 | $210,000 | $1,495,000 | $113,000 | $3,396,000 |
| FHA-insured (Federal Housing Administration) | 20 | $3,082,000 | $154,000 | $302,000 | $59,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 970 | $215,106,000 | $221,000 | $1,495,000 | $106,000 | $874,000 |
| Application Denied By Financial Institution | 206 | $34,196,000 | $166,000 | $1,170,000 | $152,000 | $3,396,000 |
| Application Approved But Not Accepted | 186 | $35,422,000 | $190,000 | $900,000 | $98,000 | $315,000 |
| Application Withdrawn By Applicant | 37 | $8,117,000 | $219,000 | $998,000 | $112,000 | $596,000 |
| File Closed For Incompleteness | 2 | $455,000 | $227,000 | $350,000 | $273,000 | $312,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 93 | $14,930,000 | $160,000 | $750,000 | $130,000 | $3,396,000 |
| Collateral | 30 | $4,590,000 | $153,000 | $650,000 | $134,000 | $420,000 |
| Debt-To-Income Ratio | 29 | $5,918,000 | $204,000 | $1,170,000 | $134,000 | $600,000 |
| Unverifiable Information | 16 | $2,655,000 | $165,000 | $371,000 | $141,000 | $837,000 |
| Credit Application Incomplete | 14 | $2,468,000 | $176,000 | $387,000 | $467,000 | $837,000 |
| Credit History | 13 | $2,163,000 | $166,000 | $559,000 | $114,000 | $354,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $936,000 | $117,000 | $450,000 | $95,000 | $276,000 |
| Employment History | 2 | $490,000 | $245,000 | $396,000 | $74,000 | $110,000 |
| Mortgage Insurance Denied | 1 | $46,000 | $46,000 | $46,000 | $136,000 | $136,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Medical Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Medical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.