United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
United Midwest Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 676 |
| Total Mortgage Loan Application Amount | $89,521,000 |
| Average Mortgage Loan Application Amount | $119,333 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $2,129,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 79 | $ 7,319,000 | $ 92,000 | $ 90,000 |
| Cuyahoga County Ohio | 72 | $ 6,557,000 | $ 91,000 | $ 163,000 |
| Logan County Ohio | 37 | $ 3,052,000 | $ 82,000 | $ 58,000 |
| Philadelphia County Pennsylvania | 35 | $ 5,704,000 | $ 162,000 | $ 145,000 |
| Allegheny County Pennsylvania | 24 | $ 1,989,000 | $ 82,000 | $ 153,000 |
| Montgomery County Ohio | 18 | $ 1,556,000 | $ 86,000 | $ 149,000 |
| Pendleton County Kentucky | 15 | $ 915,000 | $ 61,000 | $ 49,000 |
| Fulton County Georgia | 14 | $ 1,991,000 | $ 142,000 | $ 157,000 |
| Hamilton County Ohio | 12 | $ 827,000 | $ 68,000 | $ 112,000 |
| Marion County Indiana | 10 | $ 755,000 | $ 75,000 | $ 123,000 |
| Baltimore City County Maryland | 10 | $ 1,580,000 | $ 158,000 | $ 166,000 |
| Orange County Florida | 9 | $ 3,169,000 | $ 352,000 | $ 72,000 |
| Orleans County Louisiana | 9 | $ 1,801,000 | $ 200,000 | $ 55,000 |
| Wayne County Michigan | 8 | $ 653,000 | $ 81,000 | $ 96,000 |
| Summit County Ohio | 8 | $ 914,000 | $ 114,000 | $ 72,000 |
| Westmoreland County Pennsylvania | 8 | $ 1,338,000 | $ 167,000 | $ 286,000 |
| Polk County Florida | 7 | $ 1,702,000 | $ 243,000 | $ 223,000 |
| DeKalb County Georgia | 7 | $ 1,323,000 | $ 189,000 | $ 98,000 |
| Delaware County Pennsylvania | 7 | $ 879,000 | $ 125,000 | $ 335,000 |
| Hillsborough County Florida | 6 | $ 1,126,000 | $ 187,000 | $ 192,000 |
| Cook County Illinois | 6 | $ 745,000 | $ 124,000 | $ 56,000 |
| Lake County Indiana | 6 | $ 407,000 | $ 67,000 | $ 30,000 |
| St. Bernard County Louisiana | 6 | $ 865,000 | $ 144,000 | $ 224,000 |
| Hardin County Ohio | 6 | $ 498,000 | $ 83,000 | $ 58,000 |
| Duval County Florida | 5 | $ 1,250,000 | $ 250,000 | $ 126,000 |
| Allen County Ohio | 5 | $ 1,067,000 | $ 213,000 | $ 192,000 |
| Columbiana County Ohio | 5 | $ 319,000 | $ 63,000 | $ 117,000 |
| Delaware County Ohio | 5 | $ 710,000 | $ 142,000 | $ 86,000 |
| Fairfield County Ohio | 5 | $ 419,000 | $ 83,000 | $ 156,000 |
| Licking County Ohio | 5 | $ 643,000 | $ 128,000 | $ 106,000 |
| Muskingum County Ohio | 5 | $ 448,000 | $ 89,000 | $ 69,000 |
| Stark County Ohio | 5 | $ 296,000 | $ 59,000 | $ 64,000 |
| Jefferson County Louisiana | 4 | $ 568,000 | $ 142,000 | $ 85,000 |
| Shelby County Tennessee | 4 | $ 307,000 | $ 76,000 | $ 70,000 |
| Hampden County Massachusetts | 3 | $ 407,000 | $ 135,000 | $ 290,000 |
| Brown County Ohio | 3 | $ 300,000 | $ 100,000 | $ 86,000 |
| Clark County Ohio | 3 | $ 451,000 | $ 150,000 | $ 139,000 |
| Preble County Ohio | 3 | $ 178,000 | $ 59,000 | $ 10,000 |
| Washington County Pennsylvania | 3 | $ 264,000 | $ 88,000 | $ 42,000 |
| Davidson County Tennessee | 3 | $ 592,000 | $ 197,000 | $ 107,000 |
| Dallas County Texas | 3 | $ 729,000 | $ 243,000 | $ 205,000 |
| Broward County Florida | 2 | $ 516,000 | $ 258,000 | $ 0 |
| Lake County Florida | 2 | $ 164,000 | $ 82,000 | $ 104,000 |
| Miami-Dade County Florida | 2 | $ 664,000 | $ 332,000 | $ 273,000 |
| Pinellas County Florida | 2 | $ 227,000 | $ 113,000 | $ 73,000 |
| Volusia County Florida | 2 | $ 331,000 | $ 165,000 | $ 316,000 |
| Cobb County Georgia | 2 | $ 216,000 | $ 108,000 | $ 62,000 |
| Rockdale County Georgia | 2 | $ 141,000 | $ 70,000 | $ 97,000 |
| Hamilton County Indiana | 2 | $ 330,000 | $ 165,000 | $ 73,000 |
| Carroll County Kentucky | 2 | $ 209,000 | $ 104,000 | $ 61,000 |
| Kenton County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 22,000 |
| Baltimore County Maryland | 2 | $ 393,000 | $ 196,000 | $ 119,000 |
| Muskegon County Michigan | 2 | $ 125,000 | $ 62,000 | $ 57,000 |
| Jackson County Missouri | 2 | $ 175,000 | $ 87,000 | $ 57,000 |
| Wake County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 234,000 |
| Watauga County North Carolina | 2 | $ 3,540,000 | $ 1,770,000 | $ 2,079,000 |
| Champaign County Ohio | 2 | $ 112,000 | $ 56,000 | $ 24,000 |
| Greene County Ohio | 2 | $ 112,000 | $ 56,000 | $ 43,000 |
| Jackson County Ohio | 2 | $ 244,000 | $ 122,000 | $ 80,000 |
| Jefferson County Ohio | 2 | $ 142,000 | $ 71,000 | $ 55,000 |
| Knox County Ohio | 2 | $ 528,000 | $ 264,000 | $ 123,000 |
| Medina County Ohio | 2 | $ 433,000 | $ 216,000 | $ 0 |
| Morgan County Ohio | 2 | $ 160,000 | $ 80,000 | $ 18,000 |
| Richland County Ohio | 2 | $ 184,000 | $ 92,000 | $ 51,000 |
| Beaver County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 36,000 |
| Butler County Pennsylvania | 2 | $ 123,000 | $ 61,000 | $ 16,000 |
| Crawford County Pennsylvania | 2 | $ 178,000 | $ 89,000 | $ 38,000 |
| Luzerne County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 87,000 |
| Monroe County Pennsylvania | 2 | $ 578,000 | $ 289,000 | $ 300,000 |
| Schuylkill County Pennsylvania | 2 | $ 1,025,000 | $ 512,000 | $ 49,000 |
| Harris County Texas | 2 | $ 150,000 | $ 75,000 | $ 22,000 |
| Tarrant County Texas | 2 | $ 178,000 | $ 89,000 | $ 114,000 |
| Norfolk County Virginia | 2 | $ 222,000 | $ 111,000 | $ 97,000 |
| Mobile County Alabama | 1 | $ 91,000 | $ 91,000 | $ 31,000 |
| Cochise County Arizona | 1 | $ 161,000 | $ 161,000 | $ 206,000 |
| Navajo County Arizona | 1 | $ 198,000 | $ 198,000 | $ 91,000 |
| Drew County Arkansas | 1 | $ 240,000 | $ 240,000 | $ 64,000 |
| Jefferson County Arkansas | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Lawrence County Arkansas | 1 | $ 337,000 | $ 337,000 | $ 405,000 |
| Denver County Colorado | 1 | $ 180,000 | $ 180,000 | $ 156,000 |
| Fairfield County Connecticut | 1 | $ 270,000 | $ 270,000 | $ 150,000 |
| New Castle County Delaware | 1 | $ 151,000 | $ 151,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 1 | $ 379,000 | $ 379,000 | $ 812,000 |
| Alachua County Florida | 1 | $ 112,000 | $ 112,000 | $ 203,000 |
| Brevard County Florida | 1 | $ 135,000 | $ 135,000 | $ 820,000 |
| Escambia County Florida | 1 | $ 134,000 | $ 134,000 | $ 350,000 |
| Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Indian River County Florida | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lee County Florida | 1 | $ 120,000 | $ 120,000 | $ 535,000 |
| Manatee County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Monroe County Florida | 1 | $ 485,000 | $ 485,000 | $ 260,000 |
| Osceola County Florida | 1 | $ 210,000 | $ 210,000 | $ 301,000 |
| Palm Beach County Florida | 1 | $ 750,000 | $ 750,000 | $ 264,000 |
| Sarasota County Florida | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Bibb County Georgia | 1 | $ 50,000 | $ 50,000 | $ 90,000 |
| Clayton County Georgia | 1 | $ 92,000 | $ 92,000 | $ 115,000 |
| Coweta County Georgia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Richmond County Georgia | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| White County Georgia | 1 | $ 452,000 | $ 452,000 | $ 252,000 |
| Allen County Indiana | 1 | $ 77,000 | $ 77,000 | $ 117,000 |
| Delaware County Indiana | 1 | $ 58,000 | $ 58,000 | $ 21,000 |
| Franklin County Indiana | 1 | $ 191,000 | $ 191,000 | $ 88,000 |
| Hendricks County Indiana | 1 | $ 370,000 | $ 370,000 | $ 106,000 |
| Morgan County Indiana | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Vigo County Indiana | 1 | $ 700,000 | $ 700,000 | $ 34,000 |
| Geary County Kansas | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Grant County Kansas | 1 | $ 92,000 | $ 92,000 | $ 91,000 |
| Bath County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 52,000 |
| Boone County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 133,000 |
| Bracken County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
| Campbell County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Grant County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
| Harrison County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 68,000 |
| Jefferson County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| St. Tammany County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 79,000 |
| Androscoggin County Maine | 1 | $ 126,000 | $ 126,000 | $ 113,000 |
| Charles County Maryland | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Worcester County Maryland | 1 | $ 97,000 | $ 97,000 | $ 526,000 |
| Allegan County Michigan | 1 | $ 80,000 | $ 80,000 | $ 80,000 |
| Calhoun County Michigan | 1 | $ 127,000 | $ 127,000 | $ 82,000 |
| Cass County Michigan | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Clinton County Michigan | 1 | $ 160,000 | $ 160,000 | $ 56,000 |
| Delta County Michigan | 1 | $ 100,000 | $ 100,000 | $ 227,000 |
| Gladwin County Michigan | 1 | $ 102,000 | $ 102,000 | $ 67,000 |
| Hillsdale County Michigan | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Kent County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 132,000 | $ 132,000 | $ 240,000 |
| Macomb County Michigan | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Mason County Michigan | 1 | $ 250,000 | $ 250,000 | $ 144,000 |
| Mecosta County Michigan | 1 | $ 17,000 | $ 17,000 | $ 51,000 |
| Oakland County Michigan | 1 | $ 111,000 | $ 111,000 | $ 74,000 |
| Presque Isle County Michigan | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Hennepin County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 363,000 | $ 363,000 | $ 139,000 |
| Callaway County Missouri | 1 | $ 77,000 | $ 77,000 | $ 85,000 |
| Jefferson County Missouri | 1 | $ 148,000 | $ 148,000 | $ 65,000 |
| Polk County Missouri | 1 | $ 108,000 | $ 108,000 | $ 72,000 |
| St. Louis City County Missouri | 1 | $ 240,000 | $ 240,000 | $ 877,000 |
| Ste. Genevieve County Missouri | 1 | $ 62,000 | $ 62,000 | $ 92,000 |
| Texas County Missouri | 1 | $ 149,000 | $ 149,000 | $ 43,000 |
| Essex County New Jersey | 1 | $ 273,000 | $ 273,000 | $ 225,000 |
| Gloucester County New Jersey | 1 | $ 172,000 | $ 172,000 | $ 176,000 |
| Mercer County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Morris County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 102,000 |
| Dona Ana County New Mexico | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Niagara County New York | 1 | $ 120,000 | $ 120,000 | $ 109,000 |
| Schenectady County New York | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
| Buncombe County North Carolina | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Guilford County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 155,000 |
| Adams County Ohio | 1 | $ 154,000 | $ 154,000 | $ 84,000 |
| Ashtabula County Ohio | 1 | $ 45,000 | $ 45,000 | $ 59,000 |
| Belmont County Ohio | 1 | $ 421,000 | $ 421,000 | $ 231,000 |
| Clinton County Ohio | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Coshocton County Ohio | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Erie County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hancock County Ohio | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Highland County Ohio | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
| Lake County Ohio | 1 | $ 90,000 | $ 90,000 | $ 1,275,000 |
| Lawrence County Ohio | 1 | $ 182,000 | $ 182,000 | $ 86,000 |
| Lorain County Ohio | 1 | $ 100,000 | $ 100,000 | $ 152,000 |
| Marion County Ohio | 1 | $ 42,000 | $ 42,000 | $ 42,000 |
| Mercer County Ohio | 1 | $ 250,000 | $ 250,000 | $ 68,000 |
| Morrow County Ohio | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Pickaway County Ohio | 1 | $ 127,000 | $ 127,000 | $ 75,000 |
| Ross County Ohio | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Seneca County Ohio | 1 | $ 74,000 | $ 74,000 | $ 46,000 |
| Tuscarawas County Ohio | 1 | $ 200,000 | $ 200,000 | $ 116,000 |
| Warren County Ohio | 1 | $ 770,000 | $ 770,000 | $ 354,000 |
| Wyandot County Ohio | 1 | $ 90,000 | $ 90,000 | $ 164,000 |
| Oklahoma County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 216,000 |
| Bucks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 302,000 |
| Cambria County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Carbon County Pennsylvania | 1 | $ 181,000 | $ 181,000 | $ 41,000 |
| Clearfield County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 25,000 |
| Erie County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Fayette County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 51,000 |
| Franklin County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 174,000 |
| Jefferson County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Lehigh County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 107,000 |
| Mercer County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 49,000 |
| Fayette County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
| Hardeman County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 124,000 |
| Bexar County Texas | 1 | $ 504,000 | $ 504,000 | $ 317,000 |
| Charlotte County Virginia | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Chesapeake County Virginia | 1 | $ 216,000 | $ 216,000 | $ 84,000 |
| Gloucester County Virginia | 1 | $ 132,000 | $ 132,000 | $ 59,000 |
| Hampton County Virginia | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Henrico County Virginia | 1 | $ 167,000 | $ 167,000 | $ 132,000 |
| James City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Nelson County Virginia | 1 | $ 417,000 | $ 417,000 | $ 50,000 |
| Newport News County Virginia | 1 | $ 80,000 | $ 80,000 | $ 108,000 |
| Suffolk County Virginia | 1 | $ 102,000 | $ 102,000 | $ 82,000 |
| Warren County Virginia | 1 | $ 210,000 | $ 210,000 | $ 149,000 |
| Greenbrier County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 63,000 |
| Jefferson County West Virginia | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 448 | $52,937,000 | $118,000 | $700,000 | $128,000 | $1,275,000 |
| Refinancing | 227 | $36,504,000 | $160,000 | $2,700,000 | $124,000 | $2,129,000 |
| Home Improvement | 1 | $80,000 | $80,000 | $80,000 | $29,000 | $29,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 416 | $57,119,000 | $137,000 | $2,700,000 | $128,000 | $2,129,000 |
| Black or African American | 153 | $16,549,000 | $108,000 | $432,000 | $119,000 | $870,000 |
| Not Provided | 69 | $11,021,000 | $159,000 | $770,000 | $117,000 | $1,077,000 |
| Hispanic | 15 | $2,032,000 | $135,000 | $504,000 | $177,000 | $820,000 |
| Asian | 14 | $1,716,000 | $122,000 | $279,000 | $80,000 | $133,000 |
| American Indian or Alaskan Native | 5 | $324,000 | $64,000 | $82,000 | $35,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $63,000 | $31,000 | $37,000 | $932,000 | $932,000 |
| Not applicable | 2 | $697,000 | $348,000 | $485,000 | $150,000 | $202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 676 | $89,521,000 | $132,000 | $2,700,000 | $127,000 | $2,129,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 338 | $43,398,000 | $128,000 | $2,700,000 | $160,000 | $2,029,000 |
| Application Withdrawn By Applicant | 108 | $17,777,000 | $164,000 | $840,000 | $108,000 | $2,129,000 |
| Application Denied By Financial Institution | 102 | $12,505,000 | $122,000 | $750,000 | $81,000 | $535,000 |
| File Closed For Incompleteness | 101 | $12,287,000 | $121,000 | $504,000 | $89,000 | $820,000 |
| Application Approved But Not Accepted | 26 | $3,342,000 | $128,000 | $500,000 | $100,000 | $257,000 |
| Loan Purchased By The Institution | 1 | $212,000 | $212,000 | $212,000 | $98,000 | $98,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 50 | $5,282,000 | $105,000 | $750,000 | $64,000 | $280,000 |
| Debt-To-Income Ratio | 20 | $2,863,000 | $143,000 | $453,000 | $102,000 | $490,000 |
| Collateral | 12 | $1,954,000 | $162,000 | $279,000 | $103,000 | $156,000 |
| Other | 11 | $1,625,000 | $147,000 | $485,000 | $96,000 | $535,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $398,000 | $79,000 | $123,000 | $112,000 | $199,000 |
| Employment History | 2 | $253,000 | $126,000 | $224,000 | $68,000 | $122,000 |
| Credit Application Incomplete | 1 | $80,000 | $80,000 | $80,000 | $29,000 | $29,000 |
| Unverifiable Information | 1 | $50,000 | $50,000 | $50,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.