United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
United Midwest Savings Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 388 |
| Total Mortgage Loan Application Amount | $57,176,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $809,000 |
| Average Applicant Income | $117,333 |
| Highest Applicant Income | $1,410,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 16 | $ 1,957,000 | $ 122,000 | $ 66,000 |
| Logan County Ohio | 13 | $ 1,049,000 | $ 80,000 | $ 60,000 |
| Orange County Florida | 9 | $ 1,484,000 | $ 164,000 | $ 297,000 |
| Pendleton County Kentucky | 8 | $ 849,000 | $ 106,000 | $ 60,000 |
| Allegheny County Pennsylvania | 8 | $ 526,000 | $ 65,000 | $ 65,000 |
| Polk County Florida | 7 | $ 564,000 | $ 80,000 | $ 55,000 |
| DuPage County Illinois | 7 | $ 1,410,000 | $ 201,000 | $ 96,000 |
| Cook County Illinois | 6 | $ 856,000 | $ 142,000 | $ 117,000 |
| Hamilton County Indiana | 6 | $ 1,093,000 | $ 182,000 | $ 103,000 |
| Westmoreland County Pennsylvania | 6 | $ 1,514,000 | $ 252,000 | $ 75,000 |
| Seminole County Florida | 5 | $ 985,000 | $ 197,000 | $ 129,000 |
| Middlesex County Massachusetts | 5 | $ 1,301,000 | $ 260,000 | $ 93,000 |
| Hillsborough County Florida | 4 | $ 506,000 | $ 126,000 | $ 115,000 |
| Fulton County Georgia | 4 | $ 778,000 | $ 194,000 | $ 97,000 |
| Kane County Illinois | 4 | $ 703,000 | $ 175,000 | $ 104,000 |
| Hillsborough County New Hampshire | 4 | $ 744,000 | $ 186,000 | $ 52,000 |
| Mecklenburg County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 74,000 |
| Cuyahoga County Ohio | 4 | $ 895,000 | $ 223,000 | $ 166,000 |
| Broward County Florida | 3 | $ 240,000 | $ 80,000 | $ 61,000 |
| Marion County Florida | 3 | $ 394,000 | $ 131,000 | $ 65,000 |
| Volusia County Florida | 3 | $ 420,000 | $ 140,000 | $ 89,000 |
| Crawford County Pennsylvania | 3 | $ 247,000 | $ 82,000 | $ 42,000 |
| Maricopa County Arizona | 2 | $ 316,000 | $ 158,000 | $ 84,000 |
| Los Angeles County California | 2 | $ 813,000 | $ 406,000 | $ 72,000 |
| San Bernardino County California | 2 | $ 190,000 | $ 95,000 | $ 51,000 |
| Lake County Florida | 2 | $ 290,000 | $ 145,000 | $ 143,000 |
| Manatee County Florida | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
| Miami-Dade County Florida | 2 | $ 402,000 | $ 201,000 | $ 146,000 |
| Madison County Illinois | 2 | $ 134,000 | $ 67,000 | $ 41,000 |
| McHenry County Illinois | 2 | $ 369,000 | $ 184,000 | $ 83,000 |
| Williamson County Illinois | 2 | $ 197,000 | $ 98,000 | $ 61,000 |
| Delaware County Indiana | 2 | $ 608,000 | $ 304,000 | $ 149,000 |
| St. Joseph County Indiana | 2 | $ 232,000 | $ 116,000 | $ 46,000 |
| Geary County Kansas | 2 | $ 251,000 | $ 125,000 | $ 57,000 |
| Campbell County Kentucky | 2 | $ 251,000 | $ 125,000 | $ 56,000 |
| Jefferson County Louisiana | 2 | $ 188,000 | $ 94,000 | $ 71,000 |
| St. Bernard County Louisiana | 2 | $ 206,000 | $ 103,000 | $ 99,000 |
| Baltimore County Maryland | 2 | $ 484,000 | $ 242,000 | $ 107,000 |
| Baltimore City County Maryland | 2 | $ 157,000 | $ 78,000 | $ 83,000 |
| Norfolk County Massachusetts | 2 | $ 533,000 | $ 266,000 | $ 155,000 |
| Douglas County Nebraska | 2 | $ 398,000 | $ 199,000 | $ 106,000 |
| Atlantic County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| Monmouth County New Jersey | 2 | $ 276,000 | $ 138,000 | $ 51,000 |
| Passaic County New Jersey | 2 | $ 407,000 | $ 203,000 | $ 84,000 |
| Union County New Jersey | 2 | $ 517,000 | $ 258,000 | $ 146,000 |
| Nassau County New York | 2 | $ 804,000 | $ 402,000 | $ 195,000 |
| Brunswick County North Carolina | 2 | $ 151,000 | $ 75,000 | $ 36,000 |
| Henderson County North Carolina | 2 | $ 339,000 | $ 169,000 | $ 72,000 |
| Allen County Ohio | 2 | $ 176,000 | $ 88,000 | $ 51,000 |
| Fairfield County Ohio | 2 | $ 454,000 | $ 227,000 | $ 82,000 |
| Fayette County Ohio | 2 | $ 248,000 | $ 124,000 | $ 35,000 |
| Hamilton County Ohio | 2 | $ 498,000 | $ 249,000 | $ 214,000 |
| Licking County Ohio | 2 | $ 952,000 | $ 476,000 | $ 210,000 |
| Beaver County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 38,000 |
| Cumberland County Pennsylvania | 2 | $ 181,000 | $ 90,000 | $ 60,000 |
| Delaware County Pennsylvania | 2 | $ 338,000 | $ 169,000 | $ 139,000 |
| Elk County Pennsylvania | 2 | $ 203,000 | $ 101,000 | $ 51,000 |
| Lawrence County Pennsylvania | 2 | $ 154,000 | $ 77,000 | $ 53,000 |
| Luzerne County Pennsylvania | 2 | $ 172,000 | $ 86,000 | $ 112,000 |
| Montgomery County Pennsylvania | 2 | $ 345,000 | $ 172,000 | $ 56,000 |
| Northampton County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 51,000 |
| Philadelphia County Pennsylvania | 2 | $ 164,000 | $ 82,000 | $ 77,000 |
| Venango County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
| Wayne County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 1,410,000 |
| Charleston County South Carolina | 2 | $ 359,000 | $ 179,000 | $ 41,000 |
| Harris County Texas | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Jefferson County Alabama | 1 | $ 74,000 | $ 74,000 | $ 84,000 |
| Lee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Madison County Alabama | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Pima County Arizona | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Pinal County Arizona | 1 | $ 63,000 | $ 63,000 | $ 83,000 |
| Kings County California | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Monterey County California | 1 | $ 192,000 | $ 192,000 | $ 65,000 |
| Placer County California | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| San Mateo County California | 1 | $ 250,000 | $ 250,000 | $ 63,000 |
| Adams County Colorado | 1 | $ 116,000 | $ 116,000 | $ 80,000 |
| Denver County Colorado | 1 | $ 417,000 | $ 417,000 | $ 80,000 |
| Douglas County Colorado | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Jackson County Colorado | 1 | $ 403,000 | $ 403,000 | $ 319,000 |
| Mesa County Colorado | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Park County Colorado | 1 | $ 70,000 | $ 70,000 | $ 23,000 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Middlesex County Connecticut | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 429,000 |
| Sussex County Delaware | 1 | $ 49,000 | $ 49,000 | $ 70,000 |
| Citrus County Florida | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Duval County Florida | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Flagler County Florida | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
| Lee County Florida | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Monroe County Florida | 1 | $ 488,000 | $ 488,000 | $ 468,000 |
| Okaloosa County Florida | 1 | $ 184,000 | $ 184,000 | $ 104,000 |
| Palm Beach County Florida | 1 | $ 328,000 | $ 328,000 | $ 208,000 |
| St. Lucie County Florida | 1 | $ 113,000 | $ 113,000 | $ 65,000 |
| Barrow County Georgia | 1 | $ 81,000 | $ 81,000 | $ 39,000 |
| Cherokee County Georgia | 1 | $ 137,000 | $ 137,000 | $ 45,000 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Gwinnett County Georgia | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
| Houston County Georgia | 1 | $ 122,000 | $ 122,000 | $ 57,000 |
| Whitfield County Georgia | 1 | $ 92,000 | $ 92,000 | $ 84,000 |
| Latah County Idaho | 1 | $ 154,000 | $ 154,000 | $ 83,000 |
| Boone County Illinois | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Brown County Illinois | 1 | $ 105,000 | $ 105,000 | $ 131,000 |
| Piatt County Illinois | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Sangamon County Illinois | 1 | $ 151,000 | $ 151,000 | $ 142,000 |
| Will County Illinois | 1 | $ 413,000 | $ 413,000 | $ 119,000 |
| Allen County Indiana | 1 | $ 110,000 | $ 110,000 | $ 66,000 |
| Franklin County Indiana | 1 | $ 238,000 | $ 238,000 | $ 89,000 |
| Lake County Indiana | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Tippecanoe County Indiana | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Vigo County Indiana | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Rice County Kansas | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Bath County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 21,000 |
| Bracken County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Clark County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Fayette County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Henderson County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 287,000 | $ 287,000 | $ 240,000 |
| Leslie County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 71,000 |
| Oldham County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Webster County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Anne Arundel County Maryland | 1 | $ 317,000 | $ 317,000 | $ 186,000 |
| Carroll County Maryland | 1 | $ 252,000 | $ 252,000 | $ 92,000 |
| Prince George's County Maryland | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Barnstable County Massachusetts | 1 | $ 257,000 | $ 257,000 | $ 128,000 |
| Berkshire County Massachusetts | 1 | $ 234,000 | $ 234,000 | $ 98,000 |
| Franklin County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 54,000 |
| Plymouth County Massachusetts | 1 | $ 272,000 | $ 272,000 | $ 68,000 |
| Otsego County Michigan | 1 | $ 340,000 | $ 340,000 | $ 93,000 |
| Ottawa County Michigan | 1 | $ 101,000 | $ 101,000 | $ 108,000 |
| Olmsted County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 150,000 |
| Harrison County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 168,000 |
| Simpson County Mississippi | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Cole County Missouri | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Franklin County Missouri | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Jackson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Ray County Missouri | 1 | $ 77,000 | $ 77,000 | $ 19,000 |
| Carroll County New Hampshire | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
| Merrimack County New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Sullivan County New Hampshire | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Burlington County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 61,000 |
| Camden County New Jersey | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
| Essex County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 113,000 |
| Hudson County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Middlesex County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Morris County New Jersey | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Ocean County New Jersey | 1 | $ 127,000 | $ 127,000 | $ 104,000 |
| Salem County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 73,000 |
| Taos County New Mexico | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Erie County New York | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Kings County New York | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Livingston County New York | 1 | $ 54,000 | $ 54,000 | $ 39,000 |
| Onondaga County New York | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Ontario County New York | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Oswego County New York | 1 | $ 116,000 | $ 116,000 | $ 70,000 |
| Suffolk County New York | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Chatham County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Cleveland County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Cumberland County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 83,000 |
| Davidson County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 68,000 |
| Guilford County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| Johnston County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
| Lenoir County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Lincoln County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 60,000 |
| Polk County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Union County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| Adams County Ohio | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Ashtabula County Ohio | 1 | $ 85,000 | $ 85,000 | $ 19,000 |
| Auglaize County Ohio | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Butler County Ohio | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Carroll County Ohio | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Champaign County Ohio | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Clark County Ohio | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Clermont County Ohio | 1 | $ 61,000 | $ 61,000 | $ 73,000 |
| Delaware County Ohio | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Greene County Ohio | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
| Highland County Ohio | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Hocking County Ohio | 1 | $ 86,000 | $ 86,000 | $ 88,000 |
| Knox County Ohio | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 1,077,000 |
| Lucas County Ohio | 1 | $ 127,000 | $ 127,000 | $ 117,000 |
| Mahoning County Ohio | 1 | $ 113,000 | $ 113,000 | $ 57,000 |
| Medina County Ohio | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Montgomery County Ohio | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Muskingum County Ohio | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Ottawa County Ohio | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| Pickaway County Ohio | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Preble County Ohio | 1 | $ 97,000 | $ 97,000 | $ 26,000 |
| Ross County Ohio | 1 | $ 169,000 | $ 169,000 | $ 43,000 |
| Shelby County Ohio | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
| Summit County Ohio | 1 | $ 41,000 | $ 41,000 | $ 34,000 |
| Tuscarawas County Ohio | 1 | $ 88,000 | $ 88,000 | $ 28,000 |
| Van Wert County Ohio | 1 | $ 206,000 | $ 206,000 | $ 59,000 |
| Warren County Ohio | 1 | $ 157,000 | $ 157,000 | $ 79,000 |
| Wood County Ohio | 1 | $ 143,000 | $ 143,000 | $ 103,000 |
| Lane County Oregon | 1 | $ 208,000 | $ 208,000 | $ 68,000 |
| Bucks County Pennsylvania | 1 | $ 338,000 | $ 338,000 | $ 85,000 |
| Cambria County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 24,000 |
| Cameron County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 100,000 |
| Centre County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 59,000 |
| Chester County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 132,000 |
| Clearfield County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Fayette County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Indiana County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 273,000 |
| Lebanon County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 31,000 |
| Washington County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| York County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Georgetown County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 129,000 |
| Horry County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 451,000 |
| Lancaster County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Oconee County South Carolina | 1 | $ 112,000 | $ 112,000 | $ 34,000 |
| Richland County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Spartanburg County South Carolina | 1 | $ 78,000 | $ 78,000 | $ 24,000 |
| Butte County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Greene County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 23,000 |
| Hamilton County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 78,000 |
| Monroe County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Dallas County Texas | 1 | $ 132,000 | $ 132,000 | $ 69,000 |
| Denton County Texas | 1 | $ 152,000 | $ 152,000 | $ 57,000 |
| Weber County Utah | 1 | $ 94,000 | $ 94,000 | $ 81,000 |
| Chittenden County Vermont | 1 | $ 269,000 | $ 269,000 | $ 62,000 |
| Lynchburg County Virginia | 1 | $ 127,000 | $ 127,000 | $ 58,000 |
| Monroe County West Virginia | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Wood County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Wyoming County West Virginia | 1 | $ 173,000 | $ 173,000 | $ 130,000 |
| Fond du Lac County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Rock County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 40,000 |
| Vilas County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Walworth County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Washington County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Park County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 343 | $50,963,000 | $148,000 | $809,000 | $85,000 | $1,410,000 |
| Home Purchase | 43 | $6,014,000 | $139,000 | $488,000 | $165,000 | $1,195,000 |
| Home Improvement | 2 | $199,000 | $99,000 | $144,000 | $102,000 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 347 | $51,421,000 | $148,000 | $809,000 | $95,000 | $1,410,000 |
| Black or African American | 14 | $1,103,000 | $78,000 | $146,000 | $63,000 | $120,000 |
| Asian | 13 | $2,454,000 | $188,000 | $525,000 | $122,000 | $420,000 |
| Hispanic | 10 | $1,593,000 | $159,000 | $489,000 | $87,000 | $262,000 |
| Not Provided | 2 | $305,000 | $152,000 | $225,000 | $19,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $225,000 | $225,000 | $225,000 | $97,000 | $97,000 |
| Not applicable | 1 | $75,000 | $75,000 | $75,000 | $52,000 | $52,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 355 | $51,514,000 | $145,000 | $809,000 | $95,000 | $1,410,000 |
| FHA-insured (Federal Housing Administration) | 33 | $5,662,000 | $171,000 | $660,000 | $77,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 180 | $24,277,000 | $134,000 | $809,000 | $80,000 | $1,077,000 |
| Application Withdrawn By Applicant | 108 | $17,332,000 | $160,000 | $799,000 | $90,000 | $526,000 |
| Application Denied By Financial Institution | 88 | $14,212,000 | $161,000 | $488,000 | $129,000 | $1,410,000 |
| Application Approved But Not Accepted | 7 | $869,000 | $124,000 | $212,000 | $80,000 | $192,000 |
| File Closed For Incompleteness | 5 | $486,000 | $97,000 | $135,000 | $42,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 43 | $6,921,000 | $160,000 | $488,000 | $122,000 | $1,195,000 |
| Collateral | 30 | $5,428,000 | $180,000 | $413,000 | $134,000 | $1,410,000 |
| Debt-To-Income Ratio | 6 | $1,048,000 | $174,000 | $417,000 | $272,000 | $1,410,000 |
| Credit History | 5 | $400,000 | $80,000 | $120,000 | $47,000 | $90,000 |
| Employment History | 1 | $72,000 | $72,000 | $72,000 | $21,000 | $21,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $113,000 | $113,000 | $113,000 | $65,000 | $65,000 |
| Credit Application Incomplete | 1 | $116,000 | $116,000 | $116,000 | $70,000 | $70,000 |
| Unverifiable Information | 1 | $114,000 | $114,000 | $114,000 | $104,000 | $104,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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