United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
United Midwest Savings Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 980 |
| Total Mortgage Loan Application Amount | $113,816,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $663,000 |
| Average Applicant Income | $51,500 |
| Highest Applicant Income | $850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 35 | $ 4,039,000 | $ 115,000 | $ 45,000 |
| Bexar County Texas | 18 | $ 1,832,000 | $ 101,000 | $ 27,000 |
| Dallas County Texas | 16 | $ 1,903,000 | $ 118,000 | $ 32,000 |
| Allegheny County Pennsylvania | 15 | $ 1,089,000 | $ 72,000 | $ 13,000 |
| Tarrant County Texas | 15 | $ 1,841,000 | $ 122,000 | $ 24,000 |
| Wake County North Carolina | 13 | $ 1,749,000 | $ 134,000 | $ 14,000 |
| Mecklenburg County North Carolina | 11 | $ 1,444,000 | $ 131,000 | $ 12,000 |
| Collin County Texas | 11 | $ 1,471,000 | $ 133,000 | $ 14,000 |
| Jefferson County Louisiana | 10 | $ 951,000 | $ 95,000 | $ 29,000 |
| Camden County New Jersey | 10 | $ 1,127,000 | $ 112,000 | $ 6,000 |
| Nassau County New York | 10 | $ 1,870,000 | $ 187,000 | $ 28,000 |
| Montgomery County Texas | 10 | $ 1,048,000 | $ 104,000 | $ 34,000 |
| Erie County New York | 9 | $ 803,000 | $ 89,000 | $ 10,000 |
| Ocean County New Jersey | 8 | $ 874,000 | $ 109,000 | $ 7,000 |
| Onondaga County New York | 8 | $ 866,000 | $ 108,000 | $ 17,000 |
| Denton County Texas | 8 | $ 900,000 | $ 112,000 | $ 7,000 |
| Fort Bend County Texas | 8 | $ 1,094,000 | $ 136,000 | $ 38,000 |
| Lafayette County Louisiana | 7 | $ 881,000 | $ 125,000 | $ 17,000 |
| Burlington County New Jersey | 7 | $ 991,000 | $ 141,000 | $ 6,000 |
| Middlesex County New Jersey | 7 | $ 1,276,000 | $ 182,000 | $ 14,000 |
| Monroe County New York | 7 | $ 623,000 | $ 89,000 | $ 23,000 |
| Philadelphia County Pennsylvania | 7 | $ 444,000 | $ 63,000 | $ 26,000 |
| Baltimore County Maryland | 6 | $ 586,000 | $ 97,000 | $ 13,000 |
| Montgomery County Maryland | 6 | $ 818,000 | $ 136,000 | $ 5,000 |
| Atlantic County New Jersey | 6 | $ 611,000 | $ 101,000 | $ 38,000 |
| Gloucester County New Jersey | 6 | $ 729,000 | $ 121,000 | $ 15,000 |
| Dutchess County New York | 6 | $ 1,063,000 | $ 177,000 | $ 39,000 |
| Suffolk County New York | 6 | $ 1,012,000 | $ 168,000 | $ 21,000 |
| Luzerne County Pennsylvania | 6 | $ 606,000 | $ 101,000 | $ 20,000 |
| Travis County Texas | 6 | $ 713,000 | $ 118,000 | $ 34,000 |
| Cook County Illinois | 5 | $ 978,000 | $ 195,000 | $ 0 |
| Terrebonne County Louisiana | 5 | $ 587,000 | $ 117,000 | $ 0 |
| Bergen County New Jersey | 5 | $ 1,002,000 | $ 200,000 | $ 30,000 |
| Morris County New Jersey | 5 | $ 1,236,000 | $ 247,000 | $ 30,000 |
| Somerset County New Jersey | 5 | $ 821,000 | $ 164,000 | $ 18,000 |
| Queens County New York | 5 | $ 923,000 | $ 184,000 | $ 15,000 |
| Buncombe County North Carolina | 5 | $ 495,000 | $ 99,000 | $ 12,000 |
| Craven County North Carolina | 5 | $ 603,000 | $ 120,000 | $ 42,000 |
| Guilford County North Carolina | 5 | $ 722,000 | $ 144,000 | $ 7,000 |
| Delaware County Pennsylvania | 5 | $ 460,000 | $ 92,000 | $ 5,000 |
| York County Pennsylvania | 5 | $ 448,000 | $ 89,000 | $ 22,000 |
| Galveston County Texas | 5 | $ 753,000 | $ 150,000 | $ 39,000 |
| Hidalgo County Texas | 5 | $ 533,000 | $ 106,000 | $ 27,000 |
| Lubbock County Texas | 5 | $ 531,000 | $ 106,000 | $ 0 |
| Kanawha County West Virginia | 5 | $ 406,000 | $ 81,000 | $ 17,000 |
| Hamilton County Indiana | 4 | $ 294,000 | $ 73,000 | $ 12,000 |
| Sedgwick County Kansas | 4 | $ 496,000 | $ 124,000 | $ 0 |
| Orleans County Louisiana | 4 | $ 340,000 | $ 85,000 | $ 15,000 |
| Norfolk County Massachusetts | 4 | $ 380,000 | $ 95,000 | $ 30,000 |
| Mercer County New Jersey | 4 | $ 364,000 | $ 91,000 | $ 11,000 |
| Monmouth County New Jersey | 4 | $ 427,000 | $ 106,000 | $ 36,000 |
| Niagara County New York | 4 | $ 352,000 | $ 88,000 | $ 34,000 |
| New Hanover County North Carolina | 4 | $ 1,002,000 | $ 250,000 | $ 56,000 |
| Franklin County Ohio | 4 | $ 388,000 | $ 97,000 | $ 54,000 |
| Montgomery County Ohio | 4 | $ 428,000 | $ 107,000 | $ 0 |
| Clearfield County Pennsylvania | 4 | $ 261,000 | $ 65,000 | $ 19,000 |
| Erie County Pennsylvania | 4 | $ 394,000 | $ 98,000 | $ 24,000 |
| Lancaster County Pennsylvania | 4 | $ 373,000 | $ 93,000 | $ 0 |
| Monroe County Pennsylvania | 4 | $ 365,000 | $ 91,000 | $ 30,000 |
| Northampton County Pennsylvania | 4 | $ 416,000 | $ 104,000 | $ 13,000 |
| Cameron County Texas | 4 | $ 354,000 | $ 88,000 | $ 0 |
| El Paso County Texas | 4 | $ 438,000 | $ 109,000 | $ 11,000 |
| Jefferson County Texas | 4 | $ 611,000 | $ 152,000 | $ 79,000 |
| Cabell County West Virginia | 4 | $ 251,000 | $ 62,000 | $ 7,000 |
| Fayette County Kentucky | 3 | $ 384,000 | $ 128,000 | $ 21,000 |
| Jefferson County Kentucky | 3 | $ 316,000 | $ 105,000 | $ 0 |
| Caddo County Louisiana | 3 | $ 336,000 | $ 112,000 | $ 43,000 |
| Calcasieu County Louisiana | 3 | $ 254,000 | $ 84,000 | $ 0 |
| East Baton Rouge County Louisiana | 3 | $ 391,000 | $ 130,000 | $ 0 |
| Livingston County Louisiana | 3 | $ 254,000 | $ 84,000 | $ 24,000 |
| St. Tammany County Louisiana | 3 | $ 336,000 | $ 112,000 | $ 8,000 |
| Prince George's County Maryland | 3 | $ 412,000 | $ 137,000 | $ 24,000 |
| Middlesex County Massachusetts | 3 | $ 710,000 | $ 236,000 | $ 38,000 |
| Cape May County New Jersey | 3 | $ 293,000 | $ 97,000 | $ 46,000 |
| Cumberland County New Jersey | 3 | $ 347,000 | $ 115,000 | $ 54,000 |
| Essex County New Jersey | 3 | $ 497,000 | $ 165,000 | $ 33,000 |
| Hunterdon County New Jersey | 3 | $ 850,000 | $ 283,000 | $ 30,000 |
| Sussex County New Jersey | 3 | $ 334,000 | $ 111,000 | $ 31,000 |
| Broome County New York | 3 | $ 299,000 | $ 99,000 | $ 0 |
| Orange County New York | 3 | $ 301,000 | $ 100,000 | $ 46,000 |
| Saratoga County New York | 3 | $ 402,000 | $ 134,000 | $ 0 |
| Sullivan County New York | 3 | $ 313,000 | $ 104,000 | $ 19,000 |
| Warren County New York | 3 | $ 470,000 | $ 156,000 | $ 12,000 |
| Durham County North Carolina | 3 | $ 179,000 | $ 59,000 | $ 62,000 |
| Haywood County North Carolina | 3 | $ 311,000 | $ 103,000 | $ 18,000 |
| Lincoln County North Carolina | 3 | $ 380,000 | $ 126,000 | $ 14,000 |
| Clark County Ohio | 3 | $ 239,000 | $ 79,000 | $ 39,000 |
| Logan County Ohio | 3 | $ 364,000 | $ 121,000 | $ 50,000 |
| Bucks County Pennsylvania | 3 | $ 292,000 | $ 97,000 | $ 81,000 |
| Lycoming County Pennsylvania | 3 | $ 254,000 | $ 84,000 | $ 19,000 |
| Montgomery County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 120,000 |
| Northumberland County Pennsylvania | 3 | $ 221,000 | $ 73,000 | $ 7,000 |
| Providence County Rhode Island | 3 | $ 333,000 | $ 111,000 | $ 0 |
| Spartanburg County South Carolina | 3 | $ 218,000 | $ 72,000 | $ 0 |
| Ellis County Texas | 3 | $ 289,000 | $ 96,000 | $ 0 |
| Grayson County Texas | 3 | $ 276,000 | $ 92,000 | $ 0 |
| McLennan County Texas | 3 | $ 244,000 | $ 81,000 | $ 95,000 |
| Nueces County Texas | 3 | $ 402,000 | $ 134,000 | $ 66,000 |
| Taylor County Texas | 3 | $ 243,000 | $ 81,000 | $ 42,000 |
| Wichita County Texas | 3 | $ 183,000 | $ 61,000 | $ 0 |
| Wayne County West Virginia | 3 | $ 188,000 | $ 62,000 | $ 13,000 |
| Racine County Wisconsin | 3 | $ 188,000 | $ 62,000 | $ 16,000 |
| Delaware County Indiana | 2 | $ 219,000 | $ 109,000 | $ 77,000 |
| Floyd County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 9,000 |
| Pendleton County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 30,000 |
| Ascension County Louisiana | 2 | $ 196,000 | $ 98,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 235,000 | $ 117,000 | $ 0 |
| St. Landry County Louisiana | 2 | $ 192,000 | $ 96,000 | $ 28,000 |
| St. Mary County Louisiana | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 490,000 | $ 245,000 | $ 38,000 |
| Baltimore City County Maryland | 2 | $ 131,000 | $ 65,000 | $ 18,000 |
| Frederick County Maryland | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Harford County Maryland | 2 | $ 165,000 | $ 82,000 | $ 31,000 |
| Essex County Massachusetts | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 175,000 | $ 87,000 | $ 89,000 |
| Missoula County Montana | 2 | $ 168,000 | $ 84,000 | $ 47,000 |
| Yellowstone County Montana | 2 | $ 243,000 | $ 121,000 | $ 18,000 |
| Clark County Nevada | 2 | $ 194,000 | $ 97,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 601,000 | $ 300,000 | $ 17,000 |
| Passaic County New Jersey | 2 | $ 443,000 | $ 221,000 | $ 0 |
| Salem County New Jersey | 2 | $ 151,000 | $ 75,000 | $ 0 |
| Union County New Jersey | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Kings County New York | 2 | $ 410,000 | $ 205,000 | $ 46,000 |
| Otsego County New York | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Schenectady County New York | 2 | $ 375,000 | $ 187,000 | $ 0 |
| Westchester County New York | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Carteret County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 54,000 |
| Cleveland County North Carolina | 2 | $ 208,000 | $ 104,000 | $ 40,000 |
| Cumberland County North Carolina | 2 | $ 272,000 | $ 136,000 | $ 54,000 |
| Currituck County North Carolina | 2 | $ 225,000 | $ 112,000 | $ 38,000 |
| Franklin County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 184,000 | $ 92,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 215,000 | $ 107,000 | $ 10,000 |
| Madison County North Carolina | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Orange County North Carolina | 2 | $ 423,000 | $ 211,000 | $ 35,000 |
| Randolph County North Carolina | 2 | $ 141,000 | $ 70,000 | $ 31,000 |
| Union County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Athens County Ohio | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Belmont County Ohio | 2 | $ 231,000 | $ 115,000 | $ 0 |
| Clermont County Ohio | 2 | $ 205,000 | $ 102,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 139,000 | $ 69,000 | $ 0 |
| Fairfield County Ohio | 2 | $ 242,000 | $ 121,000 | $ 21,000 |
| Greene County Ohio | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 129,000 | $ 64,000 | $ 18,000 |
| Lake County Ohio | 2 | $ 217,000 | $ 108,000 | $ 0 |
| Lawrence County Ohio | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Lorain County Ohio | 2 | $ 141,000 | $ 70,000 | $ 0 |
| Medina County Ohio | 2 | $ 285,000 | $ 142,000 | $ 17,000 |
| Ottawa County Ohio | 2 | $ 244,000 | $ 122,000 | $ 0 |
| Preble County Ohio | 2 | $ 148,000 | $ 74,000 | $ 0 |
| Scioto County Ohio | 2 | $ 187,000 | $ 93,000 | $ 17,000 |
| Trumbull County Ohio | 2 | $ 128,000 | $ 64,000 | $ 0 |
| Warren County Ohio | 2 | $ 218,000 | $ 109,000 | $ 17,000 |
| Deschutes County Oregon | 2 | $ 190,000 | $ 95,000 | $ 23,000 |
| Chester County Pennsylvania | 2 | $ 442,000 | $ 221,000 | $ 69,000 |
| Cumberland County Pennsylvania | 2 | $ 113,000 | $ 56,000 | $ 14,000 |
| Dauphin County Pennsylvania | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Mercer County Pennsylvania | 2 | $ 145,000 | $ 72,000 | $ 30,000 |
| Somerset County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Westmoreland County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 26,000 |
| Kent County Rhode Island | 2 | $ 253,000 | $ 126,000 | $ 24,000 |
| Aiken County South Carolina | 2 | $ 115,000 | $ 57,000 | $ 0 |
| Richland County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Angelina County Texas | 2 | $ 161,000 | $ 80,000 | $ 0 |
| Austin County Texas | 2 | $ 223,000 | $ 111,000 | $ 0 |
| Bell County Texas | 2 | $ 153,000 | $ 76,000 | $ 27,000 |
| Brazoria County Texas | 2 | $ 304,000 | $ 152,000 | $ 50,000 |
| Erath County Texas | 2 | $ 290,000 | $ 145,000 | $ 107,000 |
| Hays County Texas | 2 | $ 192,000 | $ 96,000 | $ 0 |
| Parker County Texas | 2 | $ 326,000 | $ 163,000 | $ 34,000 |
| Van Zandt County Texas | 2 | $ 300,000 | $ 150,000 | $ 47,000 |
| Waller County Texas | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Webb County Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Wharton County Texas | 2 | $ 112,000 | $ 56,000 | $ 22,000 |
| Williamson County Texas | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Wilson County Texas | 2 | $ 203,000 | $ 101,000 | $ 71,000 |
| Salt Lake County Utah | 2 | $ 311,000 | $ 155,000 | $ 0 |
| Caledonia County Vermont | 2 | $ 238,000 | $ 119,000 | $ 45,000 |
| Essex County Vermont | 2 | $ 261,000 | $ 130,000 | $ 26,000 |
| Orange County Vermont | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 287,000 | $ 143,000 | $ 63,000 |
| Clay County West Virginia | 2 | $ 183,000 | $ 91,000 | $ 26,000 |
| Morgan County West Virginia | 2 | $ 155,000 | $ 77,000 | $ 27,000 |
| Wood County West Virginia | 2 | $ 114,000 | $ 57,000 | $ 35,000 |
| Wyoming County West Virginia | 2 | $ 183,000 | $ 91,000 | $ 0 |
| Adams County Wisconsin | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Dodge County Wisconsin | 2 | $ 127,000 | $ 63,000 | $ 0 |
| Manitowoc County Wisconsin | 2 | $ 154,000 | $ 77,000 | $ 0 |
| Sawyer County Wisconsin | 2 | $ 134,000 | $ 67,000 | $ 10,000 |
| Sheboygan County Wisconsin | 2 | $ 496,000 | $ 248,000 | $ 51,000 |
| Logan County Arkansas | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Los Angeles County California | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Sacramento County California | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Larimer County Colorado | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Moffat County Colorado | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Weld County Colorado | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| New Haven County Connecticut | 1 | $ 79,000 | $ 79,000 | $ 0 |
| New Castle County Delaware | 1 | $ 160,000 | $ 160,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Duval County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Orange County Florida | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Pinellas County Florida | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Clayton County Georgia | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Ada County Idaho | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Clinton County Indiana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Butler County Kansas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Decatur County Kansas | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Harvey County Kansas | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Johnson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Trego County Kansas | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Boone County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Bracken County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Carroll County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 132,000 |
| Christian County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Grant County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Graves County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 58,000 |
| Grayson County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Henry County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
| Laurel County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Madison County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Magoffin County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| McCracken County Kentucky | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Lincoln County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Rapides County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 30,000 |
| St. Bernard County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 27,000 |
| St. Charles County Louisiana | 1 | $ 96,000 | $ 96,000 | $ 101,000 |
| St. James County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 118,000 |
| Tangipahoa County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Androscoggin County Maine | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Penobscot County Maine | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Somerset County Maine | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Charles County Maryland | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Howard County Maryland | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 58,000 | $ 58,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Washington County Maryland | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Worcester County Maryland | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Barnstable County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 48,000 |
| Hampden County Massachusetts | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 127,000 | $ 127,000 | $ 23,000 |
| Worcester County Massachusetts | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Oakland County Michigan | 1 | $ 78,000 | $ 78,000 | $ 172,000 |
| Clay County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Cascade County Montana | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Valley County Montana | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Carson City County Nevada | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Churchill County Nevada | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Douglas County Nevada | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Washoe County Nevada | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Warren County New Jersey | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 133,000 | $ 133,000 | $ 60,000 |
| Lea County New Mexico | 1 | $ 56,000 | $ 56,000 | $ 42,000 |
| Albany County New York | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Allegany County New York | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Bronx County New York | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Chenango County New York | 1 | $ 80,000 | $ 80,000 | $ 118,000 |
| Clinton County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Columbia County New York | 1 | $ 113,000 | $ 113,000 | $ 45,000 |
| Cortland County New York | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| Delaware County New York | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Franklin County New York | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| Greene County New York | 1 | $ 78,000 | $ 78,000 | $ 52,000 |
| Herkimer County New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Livingston County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison County New York | 1 | $ 30,000 | $ 30,000 | $ 0 |
| New York County New York | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Oneida County New York | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Seneca County New York | 1 | $ 66,000 | $ 66,000 | $ 0 |
| St. Lawrence County New York | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Tioga County New York | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Washington County New York | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Wyoming County New York | 1 | $ 70,000 | $ 70,000 | $ 95,000 |
| Alamance County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Burke County North Carolina | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Dare County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Forsyth County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Hoke County North Carolina | 1 | $ 127,000 | $ 127,000 | $ 140,000 |
| Lee County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Lenoir County North Carolina | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 18,000 |
| Perquimans County North Carolina | 1 | $ 231,000 | $ 231,000 | $ 43,000 |
| Pitt County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 342,000 | $ 342,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 414,000 | $ 414,000 | $ 149,000 |
| Yadkin County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 35,000 |
| Grand Forks County North Dakota | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Williams County North Dakota | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 90,000 | $ 90,000 | $ 76,000 |
| Butler County Ohio | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Clinton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Coshocton County Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Guernsey County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Holmes County Ohio | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Huron County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Jackson County Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Knox County Ohio | 1 | $ 176,000 | $ 176,000 | $ 106,000 |
| Licking County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 63,000 | $ 63,000 | $ 850,000 |
| Richland County Ohio | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Shelby County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Stark County Ohio | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Summit County Ohio | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Wood County Ohio | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Curry County Oregon | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Jackson County Oregon | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Josephine County Oregon | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Lane County Oregon | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Washington County Oregon | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Beaver County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 80,000 |
| Berks County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Cameron County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 40,000 |
| Carbon County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Potter County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 78,000 |
| Schuylkill County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Sullivan County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Warren County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 85,000 |
| Washington County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 30,000 |
| Brown County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Bastrop County Texas | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Brazos County Texas | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Brown County Texas | 1 | $ 114,000 | $ 114,000 | $ 70,000 |
| Caldwell County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Calhoun County Texas | 1 | $ 80,000 | $ 80,000 | $ 50,000 |
| Collingsworth County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Colorado County Texas | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Cooke County Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Coryell County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Delta County Texas | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Fannin County Texas | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Gregg County Texas | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Hardin County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Henderson County Texas | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Hood County Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Howard County Texas | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Johnson County Texas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Kent County Texas | 1 | $ 122,000 | $ 122,000 | $ 74,000 |
| Lee County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Live Oak County Texas | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Matagorda County Texas | 1 | $ 131,000 | $ 131,000 | $ 61,000 |
| Maverick County Texas | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Midland County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Milam County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Nacogdoches County Texas | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Navarro County Texas | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Orange County Texas | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Rains County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Randall County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Patricio County Texas | 1 | $ 109,000 | $ 109,000 | $ 60,000 |
| Smith County Texas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Somervell County Texas | 1 | $ 78,000 | $ 78,000 | $ 75,000 |
| Swisher County Texas | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Upshur County Texas | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Victoria County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Walker County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Washington County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wise County Texas | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Young County Texas | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Cache County Utah | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Addison County Vermont | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Orleans County Vermont | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Windham County Vermont | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Benton County Washington | 1 | $ 154,000 | $ 154,000 | $ 0 |
| King County Washington | 1 | $ 117,000 | $ 117,000 | $ 127,000 |
| Spokane County Washington | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Brooke County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Calhoun County West Virginia | 1 | $ 86,000 | $ 86,000 | $ 42,000 |
| Grant County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Harrison County West Virginia | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Jackson County West Virginia | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Ohio County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Pleasants County West Virginia | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Putnam County West Virginia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Randolph County West Virginia | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Tucker County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 41,000 |
| Calumet County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Dunn County Wisconsin | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Oconto County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Oneida County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Rusk County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 0 |
| St. Croix County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Johnson County Wyoming | 1 | $ 299,000 | $ 299,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 969 | $111,974,000 | $115,000 | $663,000 | $22,000 | $850,000 |
| Home Purchase | 11 | $1,842,000 | $167,000 | $420,000 | $81,000 | $342,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 631 | $73,977,000 | $117,000 | $663,000 | $0 | $342,000 |
| White | 316 | $36,198,000 | $114,000 | $466,000 | $63,000 | $850,000 |
| Black or African American | 18 | $1,871,000 | $103,000 | $335,000 | $66,000 | $123,000 |
| Hispanic | 13 | $1,487,000 | $114,000 | $268,000 | $61,000 | $189,000 |
| Asian | 2 | $283,000 | $141,000 | $198,000 | $28,000 | $56,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 902 | $102,670,000 | $113,000 | $663,000 | $23,000 | $850,000 |
| FHA-insured (Federal Housing Administration) | 77 | $11,045,000 | $143,000 | $524,000 | $18,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 1 | $101,000 | $101,000 | $101,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 833 | $96,457,000 | $115,000 | $663,000 | $13,000 | $342,000 |
| Loan Originated | 93 | $11,179,000 | $120,000 | $417,000 | $84,000 | $850,000 |
| Application Withdrawn By Applicant | 31 | $3,711,000 | $119,000 | $417,000 | $67,000 | $162,000 |
| Application Denied By Financial Institution | 20 | $2,249,000 | $112,000 | $335,000 | $64,000 | $163,000 |
| Application Approved But Not Accepted | 3 | $220,000 | $73,000 | $122,000 | $38,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14 | $1,706,000 | $121,000 | $335,000 | $65,000 | $163,000 |
| Credit History | 4 | $293,000 | $73,000 | $98,000 | $65,000 | $117,000 |
| Debt-To-Income Ratio | 1 | $185,000 | $185,000 | $185,000 | $36,000 | $36,000 |
| Other | 1 | $65,000 | $65,000 | $65,000 | $63,000 | $63,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.