United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
United Nations Federal Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,385 |
| Total Mortgage Loan Application Amount | $374,505,000 |
| Average Mortgage Loan Application Amount | $245,000 |
| Highest Mortgage Loan Application Amount | $1,688,000 |
| Average Applicant Income | $138,666 |
| Highest Applicant Income | $873,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 189 | $ 65,624,000 | $ 347,000 | $ 165,000 |
| Queens County New York | 158 | $ 34,513,000 | $ 218,000 | $ 122,000 |
| Westchester County New York | 117 | $ 34,395,000 | $ 293,000 | $ 160,000 |
| Kings County New York | 71 | $ 23,638,000 | $ 332,000 | $ 141,000 |
| Bergen County New Jersey | 63 | $ 14,747,000 | $ 234,000 | $ 139,000 |
| Nassau County New York | 62 | $ 16,042,000 | $ 258,000 | $ 147,000 |
| Hudson County New Jersey | 43 | $ 11,700,000 | $ 272,000 | $ 146,000 |
| Essex County New Jersey | 39 | $ 8,164,000 | $ 209,000 | $ 142,000 |
| Bronx County New York | 30 | $ 5,295,000 | $ 176,000 | $ 93,000 |
| Middlesex County New Jersey | 28 | $ 3,810,000 | $ 136,000 | $ 164,000 |
| Fairfield County Connecticut | 24 | $ 5,810,000 | $ 242,000 | $ 155,000 |
| Suffolk County New York | 19 | $ 5,213,000 | $ 274,000 | $ 128,000 |
| Rockland County New York | 18 | $ 4,097,000 | $ 227,000 | $ 155,000 |
| Miami-Dade County Florida | 12 | $ 2,468,000 | $ 205,000 | $ 152,000 |
| Union County New Jersey | 12 | $ 1,996,000 | $ 166,000 | $ 125,000 |
| District of Columbia County District Of Columbia | 11 | $ 2,652,000 | $ 241,000 | $ 168,000 |
| Montgomery County Maryland | 11 | $ 3,206,000 | $ 291,000 | $ 166,000 |
| Richmond County New York | 10 | $ 1,741,000 | $ 174,000 | $ 87,000 |
| Passaic County New Jersey | 9 | $ 2,478,000 | $ 275,000 | $ 132,000 |
| Putnam County New York | 8 | $ 2,415,000 | $ 301,000 | $ 110,000 |
| Fairfax County Virginia | 8 | $ 2,118,000 | $ 264,000 | $ 111,000 |
| Broward County Florida | 7 | $ 782,000 | $ 111,000 | $ 149,000 |
| Fulton County Georgia | 6 | $ 1,025,000 | $ 170,000 | $ 100,000 |
| Mercer County New Jersey | 6 | $ 1,481,000 | $ 246,000 | $ 150,000 |
| Morris County New Jersey | 6 | $ 640,000 | $ 106,000 | $ 169,000 |
| Monroe County Pennsylvania | 6 | $ 786,000 | $ 131,000 | $ 125,000 |
| Los Angeles County California | 5 | $ 1,311,000 | $ 262,000 | $ 87,000 |
| Monmouth County New Jersey | 5 | $ 354,000 | $ 70,000 | $ 96,000 |
| Somerset County New Jersey | 5 | $ 727,000 | $ 145,000 | $ 104,000 |
| Middlesex County Massachusetts | 4 | $ 1,093,000 | $ 273,000 | $ 234,000 |
| Dutchess County New York | 4 | $ 234,000 | $ 58,000 | $ 147,000 |
| Sullivan County New York | 4 | $ 428,000 | $ 107,000 | $ 146,000 |
| Northampton County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 62,000 |
| Lee County Florida | 3 | $ 226,000 | $ 75,000 | $ 80,000 |
| Gwinnett County Georgia | 3 | $ 836,000 | $ 278,000 | $ 101,000 |
| Rockdale County Georgia | 3 | $ 369,000 | $ 123,000 | $ 87,000 |
| Honolulu County Hawaii | 3 | $ 1,094,000 | $ 364,000 | $ 142,000 |
| Baltimore City County Maryland | 3 | $ 260,000 | $ 86,000 | $ 65,000 |
| Berkshire County Massachusetts | 3 | $ 134,000 | $ 44,000 | $ 168,000 |
| Hennepin County Minnesota | 3 | $ 358,000 | $ 119,000 | $ 164,000 |
| Chester County Pennsylvania | 3 | $ 1,130,000 | $ 376,000 | $ 206,000 |
| Philadelphia County Pennsylvania | 3 | $ 539,000 | $ 179,000 | $ 112,000 |
| Collin County Texas | 3 | $ 523,000 | $ 174,000 | $ 98,000 |
| Maricopa County Arizona | 2 | $ 505,000 | $ 252,000 | $ 77,000 |
| Sacramento County California | 2 | $ 435,000 | $ 217,000 | $ 93,000 |
| Orange County Florida | 2 | $ 174,000 | $ 87,000 | $ 124,000 |
| Palm Beach County Florida | 2 | $ 565,000 | $ 282,000 | $ 177,000 |
| Seminole County Florida | 2 | $ 219,000 | $ 109,000 | $ 65,000 |
| DeKalb County Georgia | 2 | $ 9,000 | $ 4,000 | $ 39,000 |
| Cook County Illinois | 2 | $ 502,000 | $ 251,000 | $ 129,000 |
| Suffolk County Massachusetts | 2 | $ 504,000 | $ 252,000 | $ 286,000 |
| Clark County Nevada | 2 | $ 439,000 | $ 219,000 | $ 85,000 |
| Columbia County New York | 2 | $ 684,000 | $ 342,000 | $ 227,000 |
| Delaware County New York | 2 | $ 63,000 | $ 31,000 | $ 113,000 |
| Onondaga County New York | 2 | $ 348,000 | $ 174,000 | $ 107,000 |
| Orange County New York | 2 | $ 475,000 | $ 237,000 | $ 186,000 |
| Ulster County New York | 2 | $ 477,000 | $ 238,000 | $ 172,000 |
| Guilford County North Carolina | 2 | $ 363,000 | $ 181,000 | $ 190,000 |
| Pike County Pennsylvania | 2 | $ 672,000 | $ 336,000 | $ 353,000 |
| Providence County Rhode Island | 2 | $ 333,000 | $ 166,000 | $ 131,000 |
| Denton County Texas | 2 | $ 264,000 | $ 132,000 | $ 75,000 |
| Travis County Texas | 2 | $ 496,000 | $ 248,000 | $ 121,000 |
| Alexandria County Virginia | 2 | $ 397,000 | $ 198,000 | $ 87,000 |
| Arlington County Virginia | 2 | $ 601,000 | $ 300,000 | $ 143,000 |
| Loudoun County Virginia | 2 | $ 784,000 | $ 392,000 | $ 133,000 |
| Prince William County Virginia | 2 | $ 225,000 | $ 112,000 | $ 102,000 |
| King County Washington | 2 | $ 437,000 | $ 218,000 | $ 152,000 |
| White County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 68,000 |
| Kern County California | 1 | $ 150,000 | $ 150,000 | $ 170,000 |
| Orange County California | 1 | $ 830,000 | $ 830,000 | $ 252,000 |
| Riverside County California | 1 | $ 291,000 | $ 291,000 | $ 82,000 |
| San Diego County California | 1 | $ 351,000 | $ 351,000 | $ 105,000 |
| Douglas County Colorado | 1 | $ 199,000 | $ 199,000 | $ 92,000 |
| Larimer County Colorado | 1 | $ 283,000 | $ 283,000 | $ 123,000 |
| Litchfield County Connecticut | 1 | $ 359,000 | $ 359,000 | $ 108,000 |
| New Haven County Connecticut | 1 | $ 4,000 | $ 4,000 | $ 165,000 |
| Kent County Delaware | 1 | $ 219,000 | $ 219,000 | $ 125,000 |
| Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Flagler County Florida | 1 | $ 172,000 | $ 172,000 | $ 92,000 |
| Hillsborough County Florida | 1 | $ 203,000 | $ 203,000 | $ 109,000 |
| Lake County Florida | 1 | $ 50,000 | $ 50,000 | $ 386,000 |
| Manatee County Florida | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Osceola County Florida | 1 | $ 158,000 | $ 158,000 | $ 56,000 |
| Volusia County Florida | 1 | $ 250,000 | $ 250,000 | $ 215,000 |
| Cherokee County Georgia | 1 | $ 247,000 | $ 247,000 | $ 139,000 |
| Cobb County Georgia | 1 | $ 243,000 | $ 243,000 | $ 53,000 |
| Paulding County Georgia | 1 | $ 144,000 | $ 144,000 | $ 149,000 |
| Kauai County Hawaii | 1 | $ 120,000 | $ 120,000 | $ 98,000 |
| Hamilton County Indiana | 1 | $ 192,000 | $ 192,000 | $ 48,000 |
| Cumberland County Maine | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| Hancock County Maine | 1 | $ 400,000 | $ 400,000 | $ 127,000 |
| Lincoln County Maine | 1 | $ 500,000 | $ 500,000 | $ 132,000 |
| Kent County Maryland | 1 | $ 120,000 | $ 120,000 | $ 58,000 |
| Prince George's County Maryland | 1 | $ 320,000 | $ 320,000 | $ 55,000 |
| Dakota County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Gallatin County Montana | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
| Hunterdon County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Ocean County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 86,000 |
| Bernalillo County New Mexico | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| Santa Fe County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Albany County New York | 1 | $ 179,000 | $ 179,000 | $ 75,000 |
| Greene County New York | 1 | $ 212,000 | $ 212,000 | $ 205,000 |
| Monroe County New York | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Rensselaer County New York | 1 | $ 448,000 | $ 448,000 | $ 260,000 |
| Mecklenburg County North Carolina | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Rowan County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Wake County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 241,000 |
| Oklahoma County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Tulsa County Oklahoma | 1 | $ 300,000 | $ 300,000 | $ 78,000 |
| Lane County Oregon | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Washington County Oregon | 1 | $ 140,000 | $ 140,000 | $ 35,000 |
| Berks County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 101,000 |
| Dauphin County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 80,000 |
| Montgomery County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 122,000 |
| Beaufort County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| York County South Carolina | 1 | $ 106,000 | $ 106,000 | $ 151,000 |
| Fort Bend County Texas | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Chesapeake County Virginia | 1 | $ 307,000 | $ 307,000 | $ 78,000 |
| Henrico County Virginia | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Orange County Virginia | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Dane County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 108,000 |
| Kenosha County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 685 | $237,453,000 | $346,000 | $1,688,000 | $142,000 | $779,000 |
| Refinancing | 352 | $100,627,000 | $285,000 | $830,000 | $144,000 | $873,000 |
| Home Improvement | 348 | $36,425,000 | $104,000 | $994,000 | $130,000 | $553,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 457 | $142,195,000 | $311,000 | $1,200,000 | $153,000 | $553,000 |
| Black or African American | 311 | $84,166,000 | $270,000 | $900,000 | $132,000 | $873,000 |
| Not Provided | 258 | $40,553,000 | $157,000 | $1,000,000 | $120,000 | $638,000 |
| Asian | 243 | $78,472,000 | $322,000 | $1,688,000 | $150,000 | $779,000 |
| Hispanic | 109 | $26,745,000 | $245,000 | $830,000 | $126,000 | $282,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,875,000 | $312,000 | $590,000 | $162,000 | $231,000 |
| American Indian or Alaskan Native | 1 | $499,000 | $499,000 | $499,000 | $299,000 | $299,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,385 | $374,505,000 | $270,000 | $1,688,000 | $140,000 | $873,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 829 | $216,672,000 | $261,000 | $1,688,000 | $146,000 | $779,000 |
| Preapproval Approved but not Accepted | 202 | $73,437,000 | $363,000 | $1,200,000 | $140,000 | $638,000 |
| Application Denied By Financial Institution | 158 | $32,995,000 | $208,000 | $800,000 | $113,000 | $301,000 |
| Application Approved But Not Accepted | 134 | $32,648,000 | $243,000 | $850,000 | $144,000 | $873,000 |
| Preapproval Denied by Financial Institution | 41 | $12,852,000 | $313,000 | $550,000 | $100,000 | $272,000 |
| Application Withdrawn By Applicant | 18 | $5,029,000 | $279,000 | $639,000 | $133,000 | $240,000 |
| File Closed For Incompleteness | 3 | $872,000 | $290,000 | $719,000 | $233,000 | $386,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 68 | $19,563,000 | $287,000 | $758,000 | $89,000 | $185,000 |
| Collateral | 33 | $6,436,000 | $195,000 | $468,000 | $152,000 | $301,000 |
| Credit History | 21 | $6,424,000 | $305,000 | $800,000 | $134,000 | $272,000 |
| Other | 7 | $1,519,000 | $217,000 | $488,000 | $173,000 | $280,000 |
| Mortgage Insurance Denied | 6 | $2,445,000 | $407,000 | $650,000 | $99,000 | $208,000 |
| Employment History | 3 | $515,000 | $171,000 | $300,000 | $56,000 | $123,000 |
| Credit Application Incomplete | 2 | $715,000 | $357,000 | $390,000 | $143,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $38,000 | $38,000 | $38,000 | $177,000 | $177,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $186,000 | $186,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.