United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
United Nations Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,153 |
| Total Mortgage Loan Application Amount | $357,625,000 |
| Average Mortgage Loan Application Amount | $260,333 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $123,333 |
| Highest Applicant Income | $1,104,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 191 | $ 67,554,000 | $ 353,000 | $ 160,000 |
| Queens County New York | 116 | $ 33,505,000 | $ 288,000 | $ 113,000 |
| Westchester County New York | 112 | $ 32,318,000 | $ 288,000 | $ 148,000 |
| Kings County New York | 90 | $ 39,854,000 | $ 442,000 | $ 150,000 |
| Bergen County New Jersey | 47 | $ 15,043,000 | $ 320,000 | $ 141,000 |
| Nassau County New York | 46 | $ 11,624,000 | $ 252,000 | $ 135,000 |
| Hudson County New Jersey | 37 | $ 9,881,000 | $ 267,000 | $ 124,000 |
| Fairfield County Connecticut | 20 | $ 6,125,000 | $ 306,000 | $ 117,000 |
| Bronx County New York | 18 | $ 2,615,000 | $ 145,000 | $ 72,000 |
| Essex County New Jersey | 16 | $ 3,875,000 | $ 242,000 | $ 143,000 |
| Suffolk County New York | 16 | $ 4,711,000 | $ 294,000 | $ 123,000 |
| District of Columbia County District Of Columbia | 15 | $ 4,596,000 | $ 306,000 | $ 154,000 |
| Union County New Jersey | 15 | $ 3,629,000 | $ 241,000 | $ 106,000 |
| Miami-Dade County Florida | 14 | $ 3,323,000 | $ 237,000 | $ 145,000 |
| Montgomery County Maryland | 14 | $ 5,329,000 | $ 380,000 | $ 157,000 |
| Broward County Florida | 12 | $ 1,949,000 | $ 162,000 | $ 122,000 |
| Rockland County New York | 11 | $ 2,979,000 | $ 270,000 | $ 148,000 |
| Middlesex County New Jersey | 10 | $ 2,067,000 | $ 206,000 | $ 90,000 |
| Middlesex County Massachusetts | 8 | $ 2,473,000 | $ 309,000 | $ 151,000 |
| Richmond County New York | 8 | $ 2,365,000 | $ 295,000 | $ 123,000 |
| Palm Beach County Florida | 7 | $ 766,000 | $ 109,000 | $ 74,000 |
| Morris County New Jersey | 7 | $ 2,625,000 | $ 375,000 | $ 180,000 |
| Fairfax County Virginia | 7 | $ 2,490,000 | $ 355,000 | $ 159,000 |
| New Haven County Connecticut | 6 | $ 1,011,000 | $ 168,000 | $ 127,000 |
| Somerset County New Jersey | 5 | $ 800,000 | $ 160,000 | $ 86,000 |
| Bucks County Pennsylvania | 5 | $ 1,401,000 | $ 280,000 | $ 132,000 |
| Montgomery County Pennsylvania | 5 | $ 1,836,000 | $ 367,000 | $ 144,000 |
| Gwinnett County Georgia | 4 | $ 833,000 | $ 208,000 | $ 116,000 |
| Baltimore County Maryland | 4 | $ 1,036,000 | $ 259,000 | $ 120,000 |
| Mercer County New Jersey | 4 | $ 1,199,000 | $ 299,000 | $ 129,000 |
| Alexandria County Virginia | 4 | $ 1,633,000 | $ 408,000 | $ 200,000 |
| Sacramento County California | 3 | $ 698,000 | $ 232,000 | $ 108,000 |
| San Francisco County California | 3 | $ 1,151,000 | $ 383,000 | $ 135,000 |
| Collier County Florida | 3 | $ 989,000 | $ 329,000 | $ 141,000 |
| Manatee County Florida | 3 | $ 1,010,000 | $ 336,000 | $ 277,000 |
| Orange County Florida | 3 | $ 405,000 | $ 135,000 | $ 73,000 |
| Cobb County Georgia | 3 | $ 357,000 | $ 119,000 | $ 75,000 |
| DeKalb County Georgia | 3 | $ 301,000 | $ 100,000 | $ 134,000 |
| Fulton County Georgia | 3 | $ 419,000 | $ 139,000 | $ 148,000 |
| Cook County Illinois | 3 | $ 674,000 | $ 224,000 | $ 214,000 |
| Clark County Nevada | 3 | $ 613,000 | $ 204,000 | $ 176,000 |
| Monmouth County New Jersey | 3 | $ 625,000 | $ 208,000 | $ 132,000 |
| Orange County New York | 3 | $ 222,000 | $ 74,000 | $ 33,000 |
| Philadelphia County Pennsylvania | 3 | $ 354,000 | $ 118,000 | $ 81,000 |
| Prince William County Virginia | 3 | $ 940,000 | $ 313,000 | $ 219,000 |
| Maricopa County Arizona | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| San Bernardino County California | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Hillsborough County Florida | 2 | $ 190,000 | $ 95,000 | $ 114,000 |
| Pinellas County Florida | 2 | $ 208,000 | $ 104,000 | $ 140,000 |
| Baltimore City County Maryland | 2 | $ 79,000 | $ 39,000 | $ 39,000 |
| Frederick County Maryland | 2 | $ 551,000 | $ 275,000 | $ 137,000 |
| Howard County Maryland | 2 | $ 717,000 | $ 358,000 | $ 192,000 |
| Prince George's County Maryland | 2 | $ 213,000 | $ 106,000 | $ 64,000 |
| Berkshire County Massachusetts | 2 | $ 420,000 | $ 210,000 | $ 153,000 |
| Suffolk County Massachusetts | 2 | $ 516,000 | $ 258,000 | $ 100,000 |
| Wayne County Michigan | 2 | $ 67,000 | $ 33,000 | $ 149,000 |
| Dutchess County New York | 2 | $ 767,000 | $ 383,000 | $ 118,000 |
| Ulster County New York | 2 | $ 363,000 | $ 181,000 | $ 178,000 |
| Lehigh County Pennsylvania | 2 | $ 422,000 | $ 211,000 | $ 87,000 |
| Monroe County Pennsylvania | 2 | $ 435,000 | $ 217,000 | $ 174,000 |
| Dallas County Texas | 2 | $ 585,000 | $ 292,000 | $ 133,000 |
| Guadalupe County Texas | 2 | $ 200,000 | $ 100,000 | $ 176,000 |
| Arlington County Virginia | 2 | $ 659,000 | $ 329,000 | $ 174,000 |
| King County Washington | 2 | $ 728,000 | $ 364,000 | $ 226,000 |
| Alameda County California | 1 | $ 446,000 | $ 446,000 | $ 110,000 |
| Contra Costa County California | 1 | $ 316,000 | $ 316,000 | $ 263,000 |
| Los Angeles County California | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Orange County California | 1 | $ 210,000 | $ 210,000 | $ 167,000 |
| Sonoma County California | 1 | $ 211,000 | $ 211,000 | $ 223,000 |
| Yolo County California | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Kent County Delaware | 1 | $ 20,000 | $ 20,000 | $ 6,000 |
| Duval County Florida | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Escambia County Florida | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Lee County Florida | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 176,000 | $ 176,000 | $ 125,000 |
| Seminole County Florida | 1 | $ 19,000 | $ 19,000 | $ 7,000 |
| St. Johns County Florida | 1 | $ 87,000 | $ 87,000 | $ 180,000 |
| St. Lucie County Florida | 1 | $ 200,000 | $ 200,000 | $ 125,000 |
| Latah County Idaho | 1 | $ 224,000 | $ 224,000 | $ 80,000 |
| Hamilton County Indiana | 1 | $ 257,000 | $ 257,000 | $ 237,000 |
| Jackson County Iowa | 1 | $ 130,000 | $ 130,000 | $ 215,000 |
| Johnson County Kansas | 1 | $ 58,000 | $ 58,000 | $ 49,000 |
| Jefferson County Louisiana | 1 | $ 170,000 | $ 170,000 | $ 45,000 |
| Anne Arundel County Maryland | 1 | $ 15,000 | $ 15,000 | $ 9,000 |
| Hampshire County Massachusetts | 1 | $ 151,000 | $ 151,000 | $ 202,000 |
| Kent County Michigan | 1 | $ 50,000 | $ 50,000 | $ 2,000 |
| Washtenaw County Michigan | 1 | $ 408,000 | $ 408,000 | $ 325,000 |
| Missoula County Montana | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Douglas County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 208,000 |
| Burlington County New Jersey | 1 | $ 234,000 | $ 234,000 | $ 312,000 |
| Gloucester County New Jersey | 1 | $ 89,000 | $ 89,000 | $ 144,000 |
| Hunterdon County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 6,000 |
| Ocean County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Passaic County New Jersey | 1 | $ 288,000 | $ 288,000 | $ 79,000 |
| Bernalillo County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| Essex County New York | 1 | $ 369,000 | $ 369,000 | $ 115,000 |
| Putnam County New York | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Cabarrus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Chatham County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Transylvania County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 244,000 |
| Oklahoma County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 8,000 |
| Multnomah County Oregon | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Chester County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 6,000 |
| Lackawanna County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 148,000 |
| Newport County Rhode Island | 1 | $ 260,000 | $ 260,000 | $ 57,000 |
| Providence County Rhode Island | 1 | $ 55,000 | $ 55,000 | $ 90,000 |
| Carter County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 92,000 |
| Bastrop County Texas | 1 | $ 186,000 | $ 186,000 | $ 193,000 |
| Denton County Texas | 1 | $ 320,000 | $ 320,000 | $ 82,000 |
| Hays County Texas | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Kerr County Texas | 1 | $ 333,000 | $ 333,000 | $ 74,000 |
| Lubbock County Texas | 1 | $ 123,000 | $ 123,000 | $ 57,000 |
| Travis County Texas | 1 | $ 108,000 | $ 108,000 | $ 81,000 |
| Bennington County Vermont | 1 | $ 308,000 | $ 308,000 | $ 241,000 |
| Loudoun County Virginia | 1 | $ 348,000 | $ 348,000 | $ 77,000 |
| Norfolk County Virginia | 1 | $ 220,000 | $ 220,000 | $ 187,000 |
| Orange County Virginia | 1 | $ 280,000 | $ 280,000 | $ 125,000 |
| Milwaukee County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 246,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 610 | $230,590,000 | $378,000 | $1,440,000 | $159,000 | $1,104,000 |
| Refinancing | 342 | $111,305,000 | $325,000 | $990,000 | $159,000 | $426,000 |
| Home Improvement | 201 | $15,730,000 | $78,000 | $970,000 | $52,000 | $385,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 446 | $163,495,000 | $366,000 | $1,440,000 | $154,000 | $426,000 |
| Asian | 274 | $96,451,000 | $352,000 | $1,250,000 | $150,000 | $414,000 |
| Not Provided | 167 | $31,573,000 | $189,000 | $925,000 | $122,000 | $1,104,000 |
| Black or African American | 162 | $38,688,000 | $238,000 | $874,000 | $120,000 | $388,000 |
| Hispanic | 97 | $26,150,000 | $269,000 | $998,000 | $122,000 | $447,000 |
| American Indian or Alaskan Native | 4 | $507,000 | $126,000 | $387,000 | $31,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $761,000 | $253,000 | $368,000 | $163,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,153 | $357,625,000 | $310,000 | $1,440,000 | $140,000 | $1,104,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 732 | $228,634,000 | $312,000 | $1,265,000 | $144,000 | $414,000 |
| Application Denied By Financial Institution | 296 | $99,291,000 | $335,000 | $1,440,000 | $138,000 | $399,000 |
| Application Withdrawn By Applicant | 58 | $15,791,000 | $272,000 | $1,000,000 | $144,000 | $1,104,000 |
| File Closed For Incompleteness | 39 | $4,555,000 | $116,000 | $600,000 | $58,000 | $361,000 |
| Application Approved But Not Accepted | 28 | $9,354,000 | $334,000 | $865,000 | $179,000 | $426,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 80 | $32,495,000 | $406,000 | $960,000 | $150,000 | $363,000 |
| Credit History | 43 | $8,575,000 | $199,000 | $796,000 | $113,000 | $312,000 |
| Credit Application Incomplete | 40 | $14,493,000 | $362,000 | $800,000 | $146,000 | $325,000 |
| Collateral | 37 | $11,439,000 | $309,000 | $1,103,000 | $154,000 | $366,000 |
| Debt-To-Income Ratio | 37 | $10,480,000 | $283,000 | $920,000 | $94,000 | $192,000 |
| Unverifiable Information | 33 | $10,930,000 | $331,000 | $1,250,000 | $144,000 | $399,000 |
| Mortgage Insurance Denied | 7 | $3,253,000 | $464,000 | $747,000 | $128,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,836,000 | $472,000 | $1,440,000 | $121,000 | $201,000 |
| Employment History | 4 | $1,339,000 | $334,000 | $400,000 | $151,000 | $360,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.