United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
United Nations Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,943 |
| Total Mortgage Loan Application Amount | $1,643,225,000 |
| Average Mortgage Loan Application Amount | $479,200 |
| Highest Mortgage Loan Application Amount | $7,005,000 |
| Average Applicant Income | $210,200 |
| Highest Applicant Income | $4,420,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 295 | $ 149,395,000 | $ 506,000 | $ 223,000 |
| District of Columbia County District Of Columbia | 225 | $ 144,945,000 | $ 644,000 | $ 221,000 |
| Fairfax County Virginia | 163 | $ 98,885,000 | $ 606,000 | $ 219,000 |
| Montgomery County Maryland | 158 | $ 96,720,000 | $ 612,000 | $ 215,000 |
| Kings County New York | 142 | $ 106,420,000 | $ 749,000 | $ 214,000 |
| Queens County New York | 131 | $ 73,325,000 | $ 559,000 | $ 180,000 |
| Westchester County New York | 127 | $ 66,285,000 | $ 521,000 | $ 224,000 |
| Middlesex County Massachusetts | 107 | $ 74,565,000 | $ 696,000 | $ 335,000 |
| Arlington County Virginia | 92 | $ 42,640,000 | $ 463,000 | $ 222,000 |
| Nassau County New York | 65 | $ 26,075,000 | $ 401,000 | $ 253,000 |
| Loudoun County Virginia | 60 | $ 31,850,000 | $ 530,000 | $ 167,000 |
| Bergen County New Jersey | 49 | $ 25,485,000 | $ 520,000 | $ 229,000 |
| Fairfield County Connecticut | 47 | $ 26,755,000 | $ 569,000 | $ 223,000 |
| Hudson County New Jersey | 47 | $ 22,665,000 | $ 482,000 | $ 223,000 |
| Howard County Maryland | 46 | $ 29,460,000 | $ 640,000 | $ 216,000 |
| Suffolk County Massachusetts | 45 | $ 31,655,000 | $ 703,000 | $ 319,000 |
| Norfolk County Massachusetts | 36 | $ 30,450,000 | $ 845,000 | $ 361,000 |
| Suffolk County New York | 31 | $ 17,295,000 | $ 557,000 | $ 301,000 |
| Middlesex County New Jersey | 30 | $ 10,420,000 | $ 347,000 | $ 158,000 |
| Los Angeles County California | 29 | $ 23,905,000 | $ 824,000 | $ 254,000 |
| Essex County New Jersey | 25 | $ 13,655,000 | $ 546,000 | $ 255,000 |
| Miami-Dade County Florida | 22 | $ 10,570,000 | $ 480,000 | $ 324,000 |
| Virginia Beach County Virginia | 22 | $ 14,550,000 | $ 661,000 | $ 296,000 |
| King County Washington | 22 | $ 16,540,000 | $ 751,000 | $ 210,000 |
| Santa Clara County California | 21 | $ 21,395,000 | $ 1,018,000 | $ 307,000 |
| Union County New Jersey | 21 | $ 7,265,000 | $ 345,000 | $ 144,000 |
| Bronx County New York | 18 | $ 6,190,000 | $ 343,000 | $ 179,000 |
| Alexandria County Virginia | 18 | $ 8,580,000 | $ 476,000 | $ 203,000 |
| Palm Beach County Florida | 17 | $ 7,275,000 | $ 427,000 | $ 219,000 |
| Prince William County Virginia | 17 | $ 7,475,000 | $ 439,000 | $ 224,000 |
| Alameda County California | 15 | $ 13,425,000 | $ 895,000 | $ 234,000 |
| Broward County Florida | 15 | $ 4,195,000 | $ 279,000 | $ 257,000 |
| Anne Arundel County Maryland | 15 | $ 9,205,000 | $ 613,000 | $ 286,000 |
| Prince George's County Maryland | 15 | $ 5,045,000 | $ 336,000 | $ 193,000 |
| Mercer County New Jersey | 15 | $ 6,145,000 | $ 409,000 | $ 161,000 |
| Morris County New Jersey | 13 | $ 7,105,000 | $ 546,000 | $ 213,000 |
| Richmond County New York | 12 | $ 4,130,000 | $ 344,000 | $ 132,000 |
| Wake County North Carolina | 12 | $ 6,080,000 | $ 506,000 | $ 286,000 |
| Orange County California | 11 | $ 11,665,000 | $ 1,060,000 | $ 290,000 |
| Monmouth County New Jersey | 11 | $ 4,645,000 | $ 422,000 | $ 174,000 |
| Cook County Illinois | 10 | $ 4,110,000 | $ 411,000 | $ 236,000 |
| Baltimore County Maryland | 10 | $ 5,100,000 | $ 510,000 | $ 286,000 |
| Frederick County Maryland | 10 | $ 3,230,000 | $ 323,000 | $ 198,000 |
| Essex County Massachusetts | 10 | $ 8,170,000 | $ 817,000 | $ 335,000 |
| Passaic County New Jersey | 10 | $ 3,780,000 | $ 378,000 | $ 127,000 |
| Somerset County New Jersey | 10 | $ 5,510,000 | $ 551,000 | $ 222,000 |
| Orange County New York | 10 | $ 3,860,000 | $ 386,000 | $ 211,000 |
| Ulster County New York | 10 | $ 3,660,000 | $ 366,000 | $ 239,000 |
| Dare County North Carolina | 10 | $ 9,470,000 | $ 947,000 | $ 407,000 |
| Collier County Florida | 9 | $ 5,635,000 | $ 626,000 | $ 259,000 |
| Fulton County Georgia | 9 | $ 5,725,000 | $ 636,000 | $ 177,000 |
| Maricopa County Arizona | 8 | $ 3,910,000 | $ 488,000 | $ 210,000 |
| San Mateo County California | 8 | $ 8,210,000 | $ 1,026,000 | $ 287,000 |
| Hartford County Connecticut | 8 | $ 4,290,000 | $ 536,000 | $ 232,000 |
| Orange County Florida | 8 | $ 3,000,000 | $ 375,000 | $ 163,000 |
| Plymouth County Massachusetts | 8 | $ 4,870,000 | $ 608,000 | $ 244,000 |
| Clark County Nevada | 8 | $ 3,770,000 | $ 471,000 | $ 708,000 |
| Dutchess County New York | 8 | $ 2,800,000 | $ 350,000 | $ 149,000 |
| Charleston County South Carolina | 8 | $ 5,720,000 | $ 715,000 | $ 371,000 |
| Sussex County Delaware | 7 | $ 2,295,000 | $ 327,000 | $ 232,000 |
| Forsyth County Georgia | 7 | $ 2,145,000 | $ 306,000 | $ 157,000 |
| Philadelphia County Pennsylvania | 7 | $ 3,545,000 | $ 506,000 | $ 281,000 |
| Shelby County Tennessee | 7 | $ 825,000 | $ 117,000 | $ 82,000 |
| Hillsborough County Florida | 6 | $ 2,450,000 | $ 408,000 | $ 177,000 |
| Lee County Florida | 6 | $ 2,050,000 | $ 341,000 | $ 136,000 |
| Gwinnett County Georgia | 6 | $ 1,690,000 | $ 281,000 | $ 120,000 |
| Barnstable County Massachusetts | 6 | $ 3,600,000 | $ 600,000 | $ 375,000 |
| Harris County Texas | 6 | $ 2,870,000 | $ 478,000 | $ 155,000 |
| Summit County Utah | 6 | $ 7,040,000 | $ 1,173,000 | $ 512,000 |
| Contra Costa County California | 5 | $ 4,195,000 | $ 839,000 | $ 350,000 |
| San Diego County California | 5 | $ 4,685,000 | $ 937,000 | $ 309,000 |
| San Francisco County California | 5 | $ 3,335,000 | $ 667,000 | $ 190,000 |
| New Haven County Connecticut | 5 | $ 1,345,000 | $ 269,000 | $ 164,000 |
| Brevard County Florida | 5 | $ 2,795,000 | $ 559,000 | $ 285,000 |
| Burlington County New Jersey | 5 | $ 1,585,000 | $ 317,000 | $ 118,000 |
| Ocean County New Jersey | 5 | $ 1,815,000 | $ 363,000 | $ 192,000 |
| Beaufort County South Carolina | 5 | $ 3,685,000 | $ 737,000 | $ 268,000 |
| Lexington County South Carolina | 5 | $ 2,385,000 | $ 477,000 | $ 221,000 |
| Collin County Texas | 5 | $ 1,205,000 | $ 241,000 | $ 161,000 |
| Travis County Texas | 5 | $ 3,465,000 | $ 693,000 | $ 341,000 |
| Richmond City County Virginia | 5 | $ 3,415,000 | $ 683,000 | $ 261,000 |
| Denver County Colorado | 4 | $ 2,390,000 | $ 597,000 | $ 191,000 |
| Manatee County Florida | 4 | $ 1,270,000 | $ 317,000 | $ 98,000 |
| Martin County Florida | 4 | $ 2,060,000 | $ 515,000 | $ 178,000 |
| Sarasota County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 215,000 |
| Volusia County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 292,000 |
| Baltimore City County Maryland | 4 | $ 2,150,000 | $ 537,000 | $ 276,000 |
| Harford County Maryland | 4 | $ 2,650,000 | $ 662,000 | $ 290,000 |
| Putnam County New York | 4 | $ 1,720,000 | $ 430,000 | $ 173,000 |
| Union County North Carolina | 4 | $ 1,570,000 | $ 392,000 | $ 162,000 |
| Bucks County Pennsylvania | 4 | $ 3,370,000 | $ 842,000 | $ 327,000 |
| Montgomery County Pennsylvania | 4 | $ 1,990,000 | $ 497,000 | $ 268,000 |
| Newport County Rhode Island | 4 | $ 3,890,000 | $ 972,000 | $ 364,000 |
| Dallas County Texas | 4 | $ 1,620,000 | $ 405,000 | $ 189,000 |
| Riverside County California | 3 | $ 1,895,000 | $ 631,000 | $ 174,000 |
| San Bernardino County California | 3 | $ 1,755,000 | $ 585,000 | $ 212,000 |
| Osceola County Florida | 3 | $ 675,000 | $ 225,000 | $ 146,000 |
| Pinellas County Florida | 3 | $ 1,135,000 | $ 378,000 | $ 200,000 |
| St. Lucie County Florida | 3 | $ 395,000 | $ 131,000 | $ 118,000 |
| Honolulu County Hawaii | 3 | $ 2,765,000 | $ 921,000 | $ 321,000 |
| DuPage County Illinois | 3 | $ 625,000 | $ 208,000 | $ 237,000 |
| Calvert County Maryland | 3 | $ 1,575,000 | $ 525,000 | $ 348,000 |
| Cape May County New Jersey | 3 | $ 2,075,000 | $ 691,000 | $ 343,000 |
| Essex County New York | 3 | $ 1,485,000 | $ 495,000 | $ 251,000 |
| Greene County New York | 3 | $ 935,000 | $ 311,000 | $ 123,000 |
| Rockland County New York | 3 | $ 1,495,000 | $ 498,000 | $ 172,000 |
| Durham County North Carolina | 3 | $ 1,235,000 | $ 411,000 | $ 168,000 |
| Mecklenburg County North Carolina | 3 | $ 1,125,000 | $ 375,000 | $ 131,000 |
| New Hanover County North Carolina | 3 | $ 2,635,000 | $ 878,000 | $ 368,000 |
| Monroe County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 61,000 |
| Washington County Rhode Island | 3 | $ 1,235,000 | $ 411,000 | $ 216,000 |
| Windsor County Vermont | 3 | $ 1,655,000 | $ 551,000 | $ 466,000 |
| Chesterfield County Virginia | 3 | $ 1,595,000 | $ 531,000 | $ 202,000 |
| Fairfax City County Virginia | 3 | $ 1,195,000 | $ 398,000 | $ 112,000 |
| Henrico County Virginia | 3 | $ 1,495,000 | $ 498,000 | $ 325,000 |
| Orange County Virginia | 3 | $ 835,000 | $ 278,000 | $ 193,000 |
| Spotsylvania County Virginia | 3 | $ 1,635,000 | $ 545,000 | $ 263,000 |
| Warren County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 239,000 |
| Snohomish County Washington | 3 | $ 1,645,000 | $ 548,000 | $ 196,000 |
| Marin County California | 2 | $ 2,330,000 | $ 1,165,000 | $ 303,000 |
| San Joaquin County California | 2 | $ 1,300,000 | $ 650,000 | $ 207,000 |
| Arapahoe County Colorado | 2 | $ 880,000 | $ 440,000 | $ 179,000 |
| Litchfield County Connecticut | 2 | $ 900,000 | $ 450,000 | $ 124,000 |
| Middlesex County Connecticut | 2 | $ 580,000 | $ 290,000 | $ 194,000 |
| New Castle County Delaware | 2 | $ 620,000 | $ 310,000 | $ 146,000 |
| Charlotte County Florida | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Duval County Florida | 2 | $ 500,000 | $ 250,000 | $ 143,000 |
| Indian River County Florida | 2 | $ 1,990,000 | $ 995,000 | $ 79,000 |
| Marion County Florida | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| St. Johns County Florida | 2 | $ 1,700,000 | $ 850,000 | $ 200,000 |
| Chatham County Georgia | 2 | $ 250,000 | $ 125,000 | $ 118,000 |
| DeKalb County Georgia | 2 | $ 1,070,000 | $ 535,000 | $ 157,000 |
| Hawaii County Hawaii | 2 | $ 1,010,000 | $ 505,000 | $ 176,000 |
| Boone County Indiana | 2 | $ 950,000 | $ 475,000 | $ 239,000 |
| Tippecanoe County Indiana | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Johnson County Kansas | 2 | $ 230,000 | $ 115,000 | $ 106,000 |
| Jefferson County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 101,000 |
| Cumberland County Maine | 2 | $ 740,000 | $ 370,000 | $ 173,000 |
| Carroll County Maryland | 2 | $ 780,000 | $ 390,000 | $ 84,000 |
| St. Mary's County Maryland | 2 | $ 1,330,000 | $ 665,000 | $ 206,000 |
| Talbot County Maryland | 2 | $ 1,740,000 | $ 870,000 | $ 208,000 |
| Worcester County Maryland | 2 | $ 1,440,000 | $ 720,000 | $ 378,000 |
| Berkshire County Massachusetts | 2 | $ 780,000 | $ 390,000 | $ 250,000 |
| Worcester County Massachusetts | 2 | $ 1,460,000 | $ 730,000 | $ 314,000 |
| Oakland County Michigan | 2 | $ 940,000 | $ 470,000 | $ 183,000 |
| Dakota County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 146,000 |
| Ramsey County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 110,000 |
| Park County Montana | 2 | $ 1,780,000 | $ 890,000 | $ 180,000 |
| Hillsborough County New Hampshire | 2 | $ 1,010,000 | $ 505,000 | $ 200,000 |
| Warren County New Jersey | 2 | $ 470,000 | $ 235,000 | $ 134,000 |
| Columbia County New York | 2 | $ 660,000 | $ 330,000 | $ 94,000 |
| Delaware County New York | 2 | $ 280,000 | $ 140,000 | $ 157,000 |
| Erie County New York | 2 | $ 250,000 | $ 125,000 | $ 97,000 |
| Sullivan County New York | 2 | $ 390,000 | $ 195,000 | $ 204,000 |
| Brunswick County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 831,000 |
| Buncombe County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 229,000 |
| Guilford County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 336,000 |
| Iredell County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 241,000 |
| Orange County North Carolina | 2 | $ 830,000 | $ 415,000 | $ 235,000 |
| Deschutes County Oregon | 2 | $ 890,000 | $ 445,000 | $ 131,000 |
| Chester County Pennsylvania | 2 | $ 1,380,000 | $ 690,000 | $ 255,000 |
| Delaware County Pennsylvania | 2 | $ 1,230,000 | $ 615,000 | $ 187,000 |
| Pike County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 182,000 |
| Berkeley County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| York County South Carolina | 2 | $ 1,070,000 | $ 535,000 | $ 177,000 |
| Denton County Texas | 2 | $ 790,000 | $ 395,000 | $ 258,000 |
| Williamson County Texas | 2 | $ 450,000 | $ 225,000 | $ 236,000 |
| Albemarle County Virginia | 2 | $ 1,310,000 | $ 655,000 | $ 226,000 |
| Charlottesville County Virginia | 2 | $ 1,610,000 | $ 805,000 | $ 476,000 |
| Fredericksburg County Virginia | 2 | $ 580,000 | $ 290,000 | $ 206,000 |
| Hanover County Virginia | 2 | $ 1,390,000 | $ 695,000 | $ 155,000 |
| James City County Virginia | 2 | $ 770,000 | $ 385,000 | $ 215,000 |
| Suffolk County Virginia | 2 | $ 430,000 | $ 215,000 | $ 357,000 |
| Westmoreland County Virginia | 2 | $ 620,000 | $ 310,000 | $ 146,000 |
| York County Virginia | 2 | $ 880,000 | $ 440,000 | $ 229,000 |
| Benton County Washington | 2 | $ 400,000 | $ 200,000 | $ 201,000 |
| Waukesha County Wisconsin | 2 | $ 890,000 | $ 445,000 | $ 185,000 |
| Baldwin County Alabama | 1 | $ 905,000 | $ 905,000 | $ 35,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Monterey County California | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Nevada County California | 1 | $ 675,000 | $ 675,000 | $ 185,000 |
| San Luis Obispo County California | 1 | $ 445,000 | $ 445,000 | $ 185,000 |
| Solano County California | 1 | $ 525,000 | $ 525,000 | $ 92,000 |
| Tuolumne County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Ventura County California | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Yolo County California | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 1,165,000 | $ 1,165,000 | $ 608,000 |
| Douglas County Colorado | 1 | $ 655,000 | $ 655,000 | $ 172,000 |
| Eagle County Colorado | 1 | $ 1,115,000 | $ 1,115,000 | $ 190,000 |
| Garfield County Colorado | 1 | $ 1,505,000 | $ 1,505,000 | $ 335,000 |
| Larimer County Colorado | 1 | $ 445,000 | $ 445,000 | $ 149,000 |
| Summit County Colorado | 1 | $ 1,805,000 | $ 1,805,000 | $ 728,000 |
| New London County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Kent County Delaware | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Hernando County Florida | 1 | $ 235,000 | $ 235,000 | $ 161,000 |
| Leon County Florida | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Pasco County Florida | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Polk County Florida | 1 | $ 255,000 | $ 255,000 | $ 242,000 |
| Seminole County Florida | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Cobb County Georgia | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Columbia County Georgia | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Rockdale County Georgia | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Toombs County Georgia | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Ada County Idaho | 1 | $ 505,000 | $ 505,000 | $ 251,000 |
| Madison County Illinois | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Hamilton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 113,000 |
| Hendricks County Indiana | 1 | $ 325,000 | $ 325,000 | $ 62,000 |
| Lake County Indiana | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Oldham County Kentucky | 1 | $ 655,000 | $ 655,000 | $ 189,000 |
| Franklin County Maine | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Lincoln County Maine | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Penobscot County Maine | 1 | $ 255,000 | $ 255,000 | $ 166,000 |
| York County Maine | 1 | $ 725,000 | $ 725,000 | $ 198,000 |
| Caroline County Maryland | 1 | $ 425,000 | $ 425,000 | $ 215,000 |
| Garrett County Maryland | 1 | $ 465,000 | $ 465,000 | $ 177,000 |
| Wicomico County Maryland | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Hampden County Massachusetts | 1 | $ 745,000 | $ 745,000 | $ 225,000 |
| Kalamazoo County Michigan | 1 | $ 245,000 | $ 245,000 | $ 143,000 |
| Kent County Michigan | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Leelanau County Michigan | 1 | $ 405,000 | $ 405,000 | $ 140,000 |
| Wayne County Michigan | 1 | $ 165,000 | $ 165,000 | $ 108,000 |
| Hennepin County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 152,000 |
| Olmsted County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Otter Tail County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Harrison County Mississippi | 1 | $ 315,000 | $ 315,000 | $ 172,000 |
| Jackson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| St. Louis County Missouri | 1 | $ 735,000 | $ 735,000 | $ 179,000 |
| St. Louis City County Missouri | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Rockingham County New Hampshire | 1 | $ 705,000 | $ 705,000 | $ 200,000 |
| Atlantic County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| McKinley County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 258,000 |
| Albany County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Monroe County New York | 1 | $ 195,000 | $ 195,000 | $ 98,000 |
| Onondaga County New York | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Schoharie County New York | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Steuben County New York | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Bladen County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 498,000 |
| Cabarrus County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 395,000 |
| Chatham County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 172,000 |
| Currituck County North Carolina | 1 | $ 915,000 | $ 915,000 | $ 313,000 |
| Forsyth County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 31,000 |
| Gaston County North Carolina | 1 | $ 805,000 | $ 805,000 | $ 236,000 |
| Jackson County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 257,000 |
| Johnston County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Polk County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 316,000 |
| Sampson County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 423,000 |
| Watauga County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 541,000 |
| Clark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Cuyahoga County Ohio | 1 | $ 575,000 | $ 575,000 | $ 330,000 |
| Franklin County Ohio | 1 | $ 295,000 | $ 295,000 | $ 181,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Portage County Ohio | 1 | $ 315,000 | $ 315,000 | $ 174,000 |
| Canadian County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Cleveland County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 193,000 |
| Oklahoma County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 206,000 |
| Multnomah County Oregon | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Allegheny County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 432,000 |
| Beaver County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 484,000 |
| Dauphin County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Lehigh County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Wayne County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 350,000 |
| Kent County Rhode Island | 1 | $ 845,000 | $ 845,000 | $ 642,000 |
| Providence County Rhode Island | 1 | $ 645,000 | $ 645,000 | $ 185,000 |
| Dorchester County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 230,000 |
| Greenville County South Carolina | 1 | $ 655,000 | $ 655,000 | $ 376,000 |
| Horry County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| Richland County South Carolina | 1 | $ 885,000 | $ 885,000 | $ 452,000 |
| Davidson County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 155,000 |
| Maury County Tennessee | 1 | $ 635,000 | $ 635,000 | $ 188,000 |
| Sequatchie County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 145,000 |
| Galveston County Texas | 1 | $ 305,000 | $ 305,000 | $ 131,000 |
| Montgomery County Texas | 1 | $ 305,000 | $ 305,000 | $ 320,000 |
| Parker County Texas | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Taylor County Texas | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Davis County Utah | 1 | $ 725,000 | $ 725,000 | $ 124,000 |
| Chittenden County Vermont | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Rutland County Vermont | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Augusta County Virginia | 1 | $ 625,000 | $ 625,000 | $ 102,000 |
| Bedford County Virginia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Caroline County Virginia | 1 | $ 215,000 | $ 215,000 | $ 489,000 |
| Chesapeake County Virginia | 1 | $ 555,000 | $ 555,000 | $ 218,000 |
| Culpeper County Virginia | 1 | $ 265,000 | $ 265,000 | $ 63,000 |
| Fauquier County Virginia | 1 | $ 325,000 | $ 325,000 | $ 152,000 |
| Gloucester County Virginia | 1 | $ 1,085,000 | $ 1,085,000 | $ 370,000 |
| Goochland County Virginia | 1 | $ 545,000 | $ 545,000 | $ 189,000 |
| Hopewell County Virginia | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Madison County Virginia | 1 | $ 415,000 | $ 415,000 | $ 384,000 |
| Manassas County Virginia | 1 | $ 395,000 | $ 395,000 | $ 178,000 |
| Manassas Park County Virginia | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Montgomery County Virginia | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Nelson County Virginia | 1 | $ 885,000 | $ 885,000 | $ 516,000 |
| Norfolk County Virginia | 1 | $ 755,000 | $ 755,000 | $ 377,000 |
| Northumberland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 163,000 |
| Roanoke County Virginia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Stafford County Virginia | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Franklin County Washington | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Pierce County Washington | 1 | $ 415,000 | $ 415,000 | $ 72,000 |
| Whatcom County Washington | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Hampshire County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 437,000 |
| Hardy County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 181,000 |
| Jefferson County West Virginia | 1 | $ 445,000 | $ 445,000 | $ 110,000 |
| Monongalia County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 66,000 |
| Nicholas County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 286,000 |
| Oneida County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 400,000 |
| Teton County Wyoming | 1 | $ 1,075,000 | $ 1,075,000 | $ 368,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,355 | $745,425,000 | $550,000 | $7,005,000 | $222,000 | $4,420,000 |
| Refinancing | 1,038 | $584,870,000 | $563,000 | $4,005,000 | $236,000 | $1,414,000 |
| Cash-out Refinancing | 520 | $301,570,000 | $579,000 | $2,705,000 | $236,000 | $1,119,000 |
| Home Improvement | 20 | $8,640,000 | $432,000 | $1,045,000 | $220,000 | $503,000 |
| Other Purpose | 10 | $2,720,000 | $272,000 | $1,425,000 | $137,000 | $452,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,155 | $697,985,000 | $604,000 | $2,705,000 | $254,000 | $4,420,000 |
| Not Provided | 643 | $372,095,000 | $578,000 | $2,325,000 | $225,000 | $1,119,000 |
| Asian | 439 | $237,215,000 | $540,000 | $2,005,000 | $223,000 | $950,000 |
| Black or African American | 255 | $99,485,000 | $390,000 | $1,615,000 | $164,000 | $621,000 |
| Hispanic | 173 | $86,325,000 | $498,000 | $1,585,000 | $198,000 | $713,000 |
| Not applicable | 83 | $46,235,000 | $557,000 | $7,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $2,310,000 | $385,000 | $695,000 | $230,000 | $497,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $730,000 | $365,000 | $365,000 | $210,000 | $225,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,941 | $1,642,695,000 | $558,000 | $7,005,000 | $229,000 | $4,420,000 |
| VA-guaranteed (Veterans Administration) | 2 | $530,000 | $265,000 | $315,000 | $122,000 | $172,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,132 | $1,225,080,000 | $574,000 | $4,755,000 | $234,000 | $4,420,000 |
| Application Withdrawn By Applicant | 377 | $195,345,000 | $518,000 | $7,005,000 | $218,000 | $2,450,000 |
| Application Denied By Financial Institution | 246 | $141,950,000 | $577,000 | $2,305,000 | $207,000 | $1,364,000 |
| File Closed For Incompleteness | 83 | $38,185,000 | $460,000 | $1,625,000 | $211,000 | $948,000 |
| Loan Purchased By The Institution | 80 | $30,470,000 | $380,000 | $1,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 25 | $12,195,000 | $487,000 | $875,000 | $211,000 | $382,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,697 | $1,501,275,000 | $556,000 | $7,005,000 | $231,000 | $4,420,000 |
| Debt-To-Income Ratio | 79 | $44,635,000 | $565,000 | $1,505,000 | $126,000 | $531,000 |
| Collateral | 47 | $29,615,000 | $630,000 | $2,305,000 | $272,000 | $1,187,000 |
| Unverifiable Information | 38 | $24,680,000 | $649,000 | $1,505,000 | $276,000 | $833,000 |
| Credit History | 35 | $17,225,000 | $492,000 | $1,695,000 | $209,000 | $1,364,000 |
| Other | 22 | $9,570,000 | $435,000 | $1,405,000 | $247,000 | $831,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $9,800,000 | $612,000 | $1,235,000 | $183,000 | $312,000 |
| Employment History | 4 | $2,340,000 | $585,000 | $1,005,000 | $174,000 | $438,000 |
| Mortgage Insurance Denied | 3 | $2,465,000 | $821,000 | $1,255,000 | $227,000 | $279,000 |
| Credit Application Incomplete | 2 | $1,620,000 | $810,000 | $975,000 | $253,000 | $316,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.