United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
United Nations Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,025 |
| Total Mortgage Loan Application Amount | $1,103,595,000 |
| Average Mortgage Loan Application Amount | $424,200 |
| Highest Mortgage Loan Application Amount | $2,355,000 |
| Average Applicant Income | $225,600 |
| Highest Applicant Income | $5,442,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Loudoun County Virginia | 176 | $ 145,950,000 | $ 829,000 | $ 254,000 |
| New York County New York | 113 | $ 64,995,000 | $ 575,000 | $ 290,000 |
| Queens County New York | 106 | $ 56,450,000 | $ 532,000 | $ 217,000 |
| District of Columbia County District Of Columbia | 97 | $ 64,295,000 | $ 662,000 | $ 265,000 |
| Fairfax County Virginia | 94 | $ 68,960,000 | $ 733,000 | $ 256,000 |
| Montgomery County Maryland | 93 | $ 61,635,000 | $ 662,000 | $ 236,000 |
| Frederick County Maryland | 63 | $ 25,385,000 | $ 402,000 | $ 207,000 |
| Kings County New York | 63 | $ 50,815,000 | $ 806,000 | $ 272,000 |
| Henrico County Virginia | 59 | $ 21,205,000 | $ 359,000 | $ 203,000 |
| Hudson County New Jersey | 57 | $ 29,675,000 | $ 520,000 | $ 234,000 |
| Westchester County New York | 52 | $ 26,300,000 | $ 505,000 | $ 360,000 |
| Wake County North Carolina | 49 | $ 18,835,000 | $ 384,000 | $ 216,000 |
| Arlington County Virginia | 46 | $ 13,620,000 | $ 296,000 | $ 164,000 |
| Prince George's County Maryland | 35 | $ 7,455,000 | $ 213,000 | $ 119,000 |
| Middlesex County Massachusetts | 33 | $ 22,845,000 | $ 692,000 | $ 377,000 |
| Middlesex County New Jersey | 31 | $ 15,135,000 | $ 488,000 | $ 189,000 |
| Nassau County New York | 30 | $ 18,190,000 | $ 606,000 | $ 215,000 |
| Bergen County New Jersey | 26 | $ 16,620,000 | $ 639,000 | $ 293,000 |
| Prince William County Virginia | 25 | $ 12,905,000 | $ 516,000 | $ 180,000 |
| Suffolk County New York | 23 | $ 12,495,000 | $ 543,000 | $ 286,000 |
| Fairfield County Connecticut | 22 | $ 12,240,000 | $ 556,000 | $ 202,000 |
| Morris County New Jersey | 21 | $ 9,515,000 | $ 453,000 | $ 216,000 |
| Essex County New Jersey | 18 | $ 11,340,000 | $ 630,000 | $ 244,000 |
| Forsyth County Georgia | 16 | $ 10,870,000 | $ 679,000 | $ 196,000 |
| Howard County Maryland | 15 | $ 8,865,000 | $ 591,000 | $ 204,000 |
| Somerset County New Jersey | 15 | $ 8,055,000 | $ 537,000 | $ 194,000 |
| Durham County North Carolina | 14 | $ 4,350,000 | $ 310,000 | $ 239,000 |
| Miami-Dade County Florida | 13 | $ 7,035,000 | $ 541,000 | $ 193,000 |
| Monmouth County New Jersey | 13 | $ 8,235,000 | $ 633,000 | $ 278,000 |
| Bronx County New York | 13 | $ 4,975,000 | $ 382,000 | $ 196,000 |
| Leon County Florida | 12 | $ 4,240,000 | $ 353,000 | $ 145,000 |
| Mecklenburg County North Carolina | 12 | $ 3,750,000 | $ 312,000 | $ 196,000 |
| Broward County Florida | 11 | $ 6,555,000 | $ 595,000 | $ 240,000 |
| Palm Beach County Florida | 11 | $ 5,165,000 | $ 469,000 | $ 254,000 |
| Suffolk County Massachusetts | 11 | $ 10,195,000 | $ 926,000 | $ 318,000 |
| Alexandria County Virginia | 11 | $ 5,405,000 | $ 491,000 | $ 189,000 |
| Johnston County North Carolina | 10 | $ 2,680,000 | $ 268,000 | $ 205,000 |
| Maricopa County Arizona | 9 | $ 3,995,000 | $ 443,000 | $ 140,000 |
| Hillsborough County Florida | 9 | $ 3,085,000 | $ 342,000 | $ 211,000 |
| Anne Arundel County Maryland | 9 | $ 5,205,000 | $ 578,000 | $ 183,000 |
| Mercer County New Jersey | 9 | $ 6,045,000 | $ 671,000 | $ 257,000 |
| Cabarrus County North Carolina | 9 | $ 3,335,000 | $ 370,000 | $ 188,000 |
| Frederick County Virginia | 9 | $ 2,765,000 | $ 307,000 | $ 233,000 |
| Pasco County Florida | 8 | $ 3,880,000 | $ 485,000 | $ 207,000 |
| Collin County Texas | 8 | $ 4,050,000 | $ 506,000 | $ 177,000 |
| Albemarle County Virginia | 8 | $ 2,590,000 | $ 323,000 | $ 157,000 |
| St. Johns County Florida | 7 | $ 2,665,000 | $ 380,000 | $ 170,000 |
| Barnstable County Massachusetts | 7 | $ 3,735,000 | $ 533,000 | $ 568,000 |
| Norfolk County Massachusetts | 7 | $ 7,465,000 | $ 1,066,000 | $ 390,000 |
| Union County New Jersey | 7 | $ 3,665,000 | $ 523,000 | $ 242,000 |
| Stafford County Virginia | 7 | $ 3,455,000 | $ 493,000 | $ 179,000 |
| Virginia Beach County Virginia | 7 | $ 3,405,000 | $ 486,000 | $ 193,000 |
| Baltimore City County Maryland | 6 | $ 1,030,000 | $ 171,000 | $ 181,000 |
| Passaic County New Jersey | 6 | $ 2,070,000 | $ 345,000 | $ 170,000 |
| Montgomery County Pennsylvania | 6 | $ 1,960,000 | $ 326,000 | $ 170,000 |
| Horry County South Carolina | 6 | $ 2,830,000 | $ 471,000 | $ 307,000 |
| Denton County Texas | 6 | $ 2,850,000 | $ 475,000 | $ 141,000 |
| Chesterfield County Virginia | 6 | $ 2,690,000 | $ 448,000 | $ 284,000 |
| Richmond City County Virginia | 6 | $ 2,590,000 | $ 431,000 | $ 330,000 |
| Orange County Florida | 5 | $ 2,535,000 | $ 507,000 | $ 310,000 |
| Polk County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 154,000 |
| Fulton County Georgia | 5 | $ 1,235,000 | $ 247,000 | $ 171,000 |
| Baltimore County Maryland | 5 | $ 1,405,000 | $ 281,000 | $ 200,000 |
| Gloucester County New Jersey | 5 | $ 1,445,000 | $ 289,000 | $ 217,000 |
| Dutchess County New York | 5 | $ 2,185,000 | $ 437,000 | $ 190,000 |
| Harris County Texas | 5 | $ 1,625,000 | $ 325,000 | $ 187,000 |
| Hanover County Virginia | 5 | $ 1,875,000 | $ 375,000 | $ 167,000 |
| Jefferson County West Virginia | 5 | $ 1,475,000 | $ 295,000 | $ 288,000 |
| Los Angeles County California | 4 | $ 2,200,000 | $ 550,000 | $ 200,000 |
| Sussex County Delaware | 4 | $ 1,350,000 | $ 337,000 | $ 229,000 |
| Worcester County Massachusetts | 4 | $ 1,420,000 | $ 355,000 | $ 138,000 |
| Burlington County New Jersey | 4 | $ 1,520,000 | $ 380,000 | $ 134,000 |
| Ocean County New Jersey | 4 | $ 2,270,000 | $ 567,000 | $ 395,000 |
| Orange County New York | 4 | $ 1,370,000 | $ 342,000 | $ 155,000 |
| Richmond County New York | 4 | $ 2,270,000 | $ 567,000 | $ 171,000 |
| Dare County North Carolina | 4 | $ 2,350,000 | $ 587,000 | $ 223,000 |
| Fauquier County Virginia | 4 | $ 3,160,000 | $ 790,000 | $ 263,000 |
| Yavapai County Arizona | 3 | $ 1,145,000 | $ 381,000 | $ 128,000 |
| Orange County California | 3 | $ 3,215,000 | $ 1,071,000 | $ 227,000 |
| New Haven County Connecticut | 3 | $ 875,000 | $ 291,000 | $ 255,000 |
| Collier County Florida | 3 | $ 2,215,000 | $ 738,000 | $ 490,000 |
| Manatee County Florida | 3 | $ 805,000 | $ 268,000 | $ 456,000 |
| Seminole County Florida | 3 | $ 1,545,000 | $ 515,000 | $ 342,000 |
| Cook County Illinois | 3 | $ 755,000 | $ 251,000 | $ 310,000 |
| Cumberland County Maine | 3 | $ 1,405,000 | $ 468,000 | $ 885,000 |
| Essex County Massachusetts | 3 | $ 2,225,000 | $ 741,000 | $ 249,000 |
| Atlantic County New Jersey | 3 | $ 1,015,000 | $ 338,000 | $ 747,000 |
| Camden County New Jersey | 3 | $ 785,000 | $ 261,000 | $ 335,000 |
| Otsego County New York | 3 | $ 495,000 | $ 165,000 | $ 217,000 |
| Rockland County New York | 3 | $ 1,155,000 | $ 385,000 | $ 159,000 |
| Sullivan County New York | 3 | $ 925,000 | $ 308,000 | $ 295,000 |
| Brunswick County North Carolina | 3 | $ 1,215,000 | $ 405,000 | $ 195,000 |
| Currituck County North Carolina | 3 | $ 2,105,000 | $ 701,000 | $ 377,000 |
| Vance County North Carolina | 3 | $ 495,000 | $ 165,000 | $ 244,000 |
| Cumberland County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 114,000 |
| Monroe County Pennsylvania | 3 | $ 1,525,000 | $ 508,000 | $ 471,000 |
| Shelby County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 172,000 |
| Bexar County Texas | 3 | $ 605,000 | $ 201,000 | $ 144,000 |
| Dallas County Texas | 3 | $ 1,255,000 | $ 418,000 | $ 324,000 |
| Tarrant County Texas | 3 | $ 1,125,000 | $ 375,000 | $ 138,000 |
| Chesapeake County Virginia | 3 | $ 1,065,000 | $ 355,000 | $ 182,000 |
| Manassas County Virginia | 3 | $ 985,000 | $ 328,000 | $ 172,000 |
| San Diego County California | 2 | $ 510,000 | $ 255,000 | $ 109,000 |
| Litchfield County Connecticut | 2 | $ 950,000 | $ 475,000 | $ 242,000 |
| New Castle County Delaware | 2 | $ 850,000 | $ 425,000 | $ 282,000 |
| Lee County Florida | 2 | $ 2,210,000 | $ 1,105,000 | $ 455,000 |
| Okaloosa County Florida | 2 | $ 380,000 | $ 190,000 | $ 185,000 |
| Osceola County Florida | 2 | $ 1,210,000 | $ 605,000 | $ 209,000 |
| Sarasota County Florida | 2 | $ 990,000 | $ 495,000 | $ 123,000 |
| St. Lucie County Florida | 2 | $ 790,000 | $ 395,000 | $ 216,000 |
| Cherokee County Georgia | 2 | $ 660,000 | $ 330,000 | $ 105,000 |
| Cobb County Georgia | 2 | $ 1,470,000 | $ 735,000 | $ 281,000 |
| St. Mary's County Maryland | 2 | $ 550,000 | $ 275,000 | $ 307,000 |
| Berkshire County Massachusetts | 2 | $ 1,090,000 | $ 545,000 | $ 312,000 |
| Hampshire County Massachusetts | 2 | $ 800,000 | $ 400,000 | $ 151,000 |
| Plymouth County Massachusetts | 2 | $ 2,020,000 | $ 1,010,000 | $ 349,000 |
| Coos County New Hampshire | 2 | $ 1,230,000 | $ 615,000 | $ 72,000 |
| Delaware County New York | 2 | $ 350,000 | $ 175,000 | $ 271,000 |
| Greene County New York | 2 | $ 720,000 | $ 360,000 | $ 665,000 |
| Putnam County New York | 2 | $ 1,510,000 | $ 755,000 | $ 264,000 |
| Guilford County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 222,000 |
| New Hanover County North Carolina | 2 | $ 1,350,000 | $ 675,000 | $ 232,000 |
| Pender County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 170,000 |
| Allegheny County Pennsylvania | 2 | $ 630,000 | $ 315,000 | $ 105,000 |
| Washington County Rhode Island | 2 | $ 850,000 | $ 425,000 | $ 305,000 |
| Rutherford County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 238,000 |
| Culpeper County Virginia | 2 | $ 580,000 | $ 290,000 | $ 184,000 |
| Portsmouth County Virginia | 2 | $ 430,000 | $ 215,000 | $ 326,000 |
| Spotsylvania County Virginia | 2 | $ 2,390,000 | $ 1,195,000 | $ 1,096,000 |
| Dane County Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 213,000 |
| Tallapoosa County Alabama | 1 | $ 415,000 | $ 415,000 | $ 442,000 |
| Alameda County California | 1 | $ 395,000 | $ 395,000 | $ 169,000 |
| Placer County California | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| San Mateo County California | 1 | $ 515,000 | $ 515,000 | $ 297,000 |
| Santa Clara County California | 1 | $ 325,000 | $ 325,000 | $ 231,000 |
| Denver County Colorado | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Douglas County Colorado | 1 | $ 1,035,000 | $ 1,035,000 | $ 500,000 |
| El Paso County Colorado | 1 | $ 505,000 | $ 505,000 | $ 108,000 |
| Hartford County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Middlesex County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 84,000 |
| New London County Connecticut | 1 | $ 865,000 | $ 865,000 | $ 595,000 |
| Brevard County Florida | 1 | $ 345,000 | $ 345,000 | $ 284,000 |
| Duval County Florida | 1 | $ 415,000 | $ 415,000 | $ 82,000 |
| Highlands County Florida | 1 | $ 265,000 | $ 265,000 | $ 181,000 |
| Lake County Florida | 1 | $ 375,000 | $ 375,000 | $ 273,000 |
| Martin County Florida | 1 | $ 365,000 | $ 365,000 | $ 75,000 |
| Nassau County Florida | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Pinellas County Florida | 1 | $ 195,000 | $ 195,000 | $ 275,000 |
| Volusia County Florida | 1 | $ 555,000 | $ 555,000 | $ 191,000 |
| Clarke County Georgia | 1 | $ 225,000 | $ 225,000 | $ 152,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Fannin County Georgia | 1 | $ 445,000 | $ 445,000 | $ 375,000 |
| Houston County Georgia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Paulding County Georgia | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Maui County Hawaii | 1 | $ 965,000 | $ 965,000 | $ 701,000 |
| McHenry County Illinois | 1 | $ 255,000 | $ 255,000 | $ 500,000 |
| Will County Illinois | 1 | $ 745,000 | $ 745,000 | $ 319,000 |
| Marion County Indiana | 1 | $ 215,000 | $ 215,000 | $ 215,000 |
| Monroe County Indiana | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| St. Joseph County Indiana | 1 | $ 215,000 | $ 215,000 | $ 136,000 |
| Dallas County Iowa | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Johnson County Kansas | 1 | $ 445,000 | $ 445,000 | $ 250,000 |
| Sedgwick County Kansas | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Jefferson County Kentucky | 1 | $ 655,000 | $ 655,000 | $ 167,000 |
| Orleans County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 235,000 |
| St. Landry County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 201,000 |
| Androscoggin County Maine | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Franklin County Maine | 1 | $ 215,000 | $ 215,000 | $ 306,000 |
| Hancock County Maine | 1 | $ 405,000 | $ 405,000 | $ 131,000 |
| Carroll County Maryland | 1 | $ 375,000 | $ 375,000 | $ 171,000 |
| Queen Anne's County Maryland | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Worcester County Maryland | 1 | $ 475,000 | $ 475,000 | $ 289,000 |
| Bristol County Massachusetts | 1 | $ 565,000 | $ 565,000 | $ 172,000 |
| Berrien County Michigan | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Presque Isle County Michigan | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Carlton County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| Scott County Minnesota | 1 | $ 425,000 | $ 425,000 | $ 251,000 |
| Jackson County Missouri | 1 | $ 145,000 | $ 145,000 | $ 150,000 |
| St. Charles County Missouri | 1 | $ 535,000 | $ 535,000 | $ 118,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Erie County New York | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Ulster County New York | 1 | $ 415,000 | $ 415,000 | $ 267,000 |
| Avery County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 128,000 |
| Orange County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 290,000 |
| Union County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 265,000 |
| Warren County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 246,000 |
| Butler County Ohio | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Montgomery County Ohio | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Tulsa County Oklahoma | 1 | $ 755,000 | $ 755,000 | $ 302,000 |
| Benton County Oregon | 1 | $ 455,000 | $ 455,000 | $ 650,000 |
| Polk County Oregon | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Berks County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 108,000 |
| Bucks County Pennsylvania | 1 | $ 935,000 | $ 935,000 | $ 178,000 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Delaware County Pennsylvania | 1 | $ 625,000 | $ 625,000 | $ 180,000 |
| Luzerne County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 200,000 |
| Northampton County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 157,000 |
| Pike County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 363,000 |
| Newport County Rhode Island | 1 | $ 765,000 | $ 765,000 | $ 371,000 |
| Charleston County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Greenville County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 175,000 |
| Jasper County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 279,000 |
| Lancaster County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 118,000 |
| Lexington County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 170,000 |
| Richland County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 242,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 450,000 |
| Montgomery County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 116,000 |
| Bell County Texas | 1 | $ 215,000 | $ 215,000 | $ 209,000 |
| Brazoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Grayson County Texas | 1 | $ 295,000 | $ 295,000 | $ 239,000 |
| Hidalgo County Texas | 1 | $ 295,000 | $ 295,000 | $ 149,000 |
| Kaufman County Texas | 1 | $ 645,000 | $ 645,000 | $ 116,000 |
| Travis County Texas | 1 | $ 265,000 | $ 265,000 | $ 245,000 |
| Williamson County Texas | 1 | $ 655,000 | $ 655,000 | $ 180,000 |
| Salt Lake County Utah | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Summit County Utah | 1 | $ 905,000 | $ 905,000 | $ 290,000 |
| Wasatch County Utah | 1 | $ 1,165,000 | $ 1,165,000 | $ 412,000 |
| Fairfax City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Falls Church County Virginia | 1 | $ 455,000 | $ 455,000 | $ 155,000 |
| Fredericksburg County Virginia | 1 | $ 575,000 | $ 575,000 | $ 321,000 |
| Harrisonburg County Virginia | 1 | $ 275,000 | $ 275,000 | $ 206,000 |
| James City County Virginia | 1 | $ 465,000 | $ 465,000 | $ 152,000 |
| Louisa County Virginia | 1 | $ 285,000 | $ 285,000 | $ 209,000 |
| Lynchburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 298,000 |
| Madison County Virginia | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| Norfolk County Virginia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Page County Virginia | 1 | $ 185,000 | $ 185,000 | $ 364,000 |
| Rockingham County Virginia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Suffolk County Virginia | 1 | $ 205,000 | $ 205,000 | $ 259,000 |
| Warren County Virginia | 1 | $ 245,000 | $ 245,000 | $ 239,000 |
| King County Washington | 1 | $ 635,000 | $ 635,000 | $ 150,000 |
| Snohomish County Washington | 1 | $ 445,000 | $ 445,000 | $ 176,000 |
| Berkeley County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Tucker County West Virginia | 1 | $ 365,000 | $ 365,000 | $ 462,000 |
| Washburn County Wisconsin | 1 | $ 925,000 | $ 925,000 | $ 423,000 |
| Winnebago County Wisconsin | 1 | $ 455,000 | $ 455,000 | $ 245,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,810 | $1,001,990,000 | $553,000 | $2,355,000 | $240,000 | $5,442,000 |
| Refinancing | 90 | $50,620,000 | $562,000 | $1,995,000 | $250,000 | $2,100,000 |
| Cash-out Refinancing | 84 | $41,570,000 | $494,000 | $1,705,000 | $259,000 | $1,857,000 |
| Other Purpose | 27 | $4,615,000 | $170,000 | $695,000 | $163,000 | $458,000 |
| Home Improvement | 14 | $4,800,000 | $342,000 | $805,000 | $216,000 | $461,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 751 | $426,055,000 | $567,000 | $2,355,000 | $241,000 | $3,001,000 |
| White | 501 | $274,095,000 | $547,000 | $1,995,000 | $251,000 | $2,100,000 |
| Not Provided | 308 | $171,810,000 | $557,000 | $2,305,000 | $260,000 | $1,857,000 |
| Black or African American | 138 | $64,810,000 | $469,000 | $1,205,000 | $183,000 | $869,000 |
| Hispanic | 83 | $36,735,000 | $442,000 | $1,505,000 | $244,000 | $5,442,000 |
| American Indian or Alaskan Native | 6 | $2,850,000 | $475,000 | $655,000 | $131,000 | $191,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $285,000 | $285,000 | $285,000 | $120,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,021 | $1,101,205,000 | $544,000 | $2,355,000 | $240,000 | $5,442,000 |
| FHA-insured (Federal Housing Administration) | 3 | $1,755,000 | $585,000 | $595,000 | $198,000 | $235,000 |
| VA-guaranteed (Veterans Administration) | 1 | $635,000 | $635,000 | $635,000 | $138,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,374 | $743,060,000 | $540,000 | $2,355,000 | $239,000 | $3,001,000 |
| Application Withdrawn By Applicant | 382 | $215,130,000 | $563,000 | $2,085,000 | $243,000 | $1,998,000 |
| Application Denied By Financial Institution | 199 | $105,175,000 | $528,000 | $1,855,000 | $235,000 | $5,442,000 |
| File Closed For Incompleteness | 35 | $20,955,000 | $598,000 | $1,795,000 | $242,000 | $775,000 |
| Loan Purchased By The Institution | 20 | $11,240,000 | $562,000 | $1,505,000 | $232,000 | $509,000 |
| Application Approved But Not Accepted | 15 | $8,035,000 | $535,000 | $1,995,000 | $323,000 | $2,100,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,826 | $998,420,000 | $546,000 | $2,355,000 | $240,000 | $3,001,000 |
| Debt-To-Income Ratio | 71 | $41,955,000 | $590,000 | $1,855,000 | $176,000 | $725,000 |
| Collateral | 42 | $18,930,000 | $450,000 | $1,205,000 | $215,000 | $503,000 |
| Credit History | 29 | $14,085,000 | $485,000 | $1,705,000 | $489,000 | $5,442,000 |
| Unverifiable Information | 21 | $9,525,000 | $453,000 | $1,155,000 | $176,000 | $449,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $12,180,000 | $676,000 | $1,505,000 | $217,000 | $482,000 |
| Employment History | 8 | $2,600,000 | $325,000 | $625,000 | $140,000 | $525,000 |
| Other | 7 | $4,345,000 | $620,000 | $1,165,000 | $232,000 | $400,000 |
| Mortgage Insurance Denied | 3 | $1,555,000 | $518,000 | $645,000 | $222,000 | $307,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.