United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
United Security Financial Corp 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 511 |
| Total Mortgage Loan Application Amount | $157,542,000 |
| Average Mortgage Loan Application Amount | $307,500 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $191,500 |
| Highest Applicant Income | $5,717,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 60 | $ 17,632,000 | $ 293,000 | $ 132,000 |
| Los Angeles County California | 55 | $ 18,551,000 | $ 337,000 | $ 101,000 |
| Orange County California | 34 | $ 13,181,000 | $ 387,000 | $ 168,000 |
| Riverside County California | 25 | $ 10,256,000 | $ 410,000 | $ 167,000 |
| Miami-Dade County Florida | 19 | $ 5,010,000 | $ 263,000 | $ 173,000 |
| Broward County Florida | 16 | $ 5,491,000 | $ 343,000 | $ 179,000 |
| Cuyahoga County Ohio | 15 | $ 1,940,000 | $ 129,000 | $ 55,000 |
| San Diego County California | 14 | $ 4,073,000 | $ 290,000 | $ 91,000 |
| Utah County Utah | 14 | $ 7,941,000 | $ 567,000 | $ 355,000 |
| San Bernardino County California | 12 | $ 3,472,000 | $ 289,000 | $ 133,000 |
| Gwinnett County Georgia | 10 | $ 1,295,000 | $ 129,000 | $ 53,000 |
| Kings County New York | 10 | $ 4,464,000 | $ 446,000 | $ 175,000 |
| Maricopa County Arizona | 9 | $ 1,445,000 | $ 160,000 | $ 440,000 |
| Palm Beach County Florida | 8 | $ 3,652,000 | $ 456,000 | $ 200,000 |
| Fulton County Georgia | 8 | $ 3,341,000 | $ 417,000 | $ 152,000 |
| Shelby County Tennessee | 7 | $ 578,000 | $ 82,000 | $ 30,000 |
| Alameda County California | 6 | $ 1,974,000 | $ 329,000 | $ 197,000 |
| Santa Clara County California | 6 | $ 2,405,000 | $ 400,000 | $ 295,000 |
| Clark County Nevada | 6 | $ 6,867,000 | $ 1,144,000 | $ 618,000 |
| Nassau County New York | 6 | $ 2,720,000 | $ 453,000 | $ 327,000 |
| Milwaukee County Wisconsin | 6 | $ 489,000 | $ 81,000 | $ 40,000 |
| Contra Costa County California | 5 | $ 1,204,000 | $ 240,000 | $ 146,000 |
| Lee County Florida | 5 | $ 1,485,000 | $ 297,000 | $ 4,632,000 |
| Orange County Florida | 5 | $ 866,000 | $ 173,000 | $ 112,000 |
| Franklin County Ohio | 5 | $ 677,000 | $ 135,000 | $ 44,000 |
| Bexar County Texas | 5 | $ 430,000 | $ 86,000 | $ 106,000 |
| Sacramento County California | 4 | $ 1,297,000 | $ 324,000 | $ 79,000 |
| El Paso County Colorado | 4 | $ 1,451,000 | $ 362,000 | $ 308,000 |
| Marion County Indiana | 4 | $ 735,000 | $ 183,000 | $ 66,000 |
| Dallas County Texas | 4 | $ 1,323,000 | $ 330,000 | $ 114,000 |
| Collier County Florida | 3 | $ 2,237,000 | $ 745,000 | $ 954,000 |
| Osceola County Florida | 3 | $ 616,000 | $ 205,000 | $ 74,000 |
| Pasco County Florida | 3 | $ 808,000 | $ 269,000 | $ 0 |
| DeSoto County Mississippi | 3 | $ 267,000 | $ 89,000 | $ 33,000 |
| Ashtabula County Ohio | 3 | $ 439,000 | $ 146,000 | $ 36,000 |
| Hamilton County Ohio | 3 | $ 366,000 | $ 122,000 | $ 48,000 |
| Stark County Ohio | 3 | $ 374,000 | $ 124,000 | $ 44,000 |
| Warren County Ohio | 3 | $ 347,000 | $ 115,000 | $ 57,000 |
| Harris County Texas | 3 | $ 332,000 | $ 110,000 | $ 44,000 |
| Davis County Utah | 3 | $ 1,998,000 | $ 666,000 | $ 412,000 |
| Sonoma County California | 2 | $ 538,000 | $ 269,000 | $ 0 |
| Ventura County California | 2 | $ 670,000 | $ 335,000 | $ 78,000 |
| Escambia County Florida | 2 | $ 153,000 | $ 76,000 | $ 48,000 |
| Lake County Florida | 2 | $ 1,106,000 | $ 553,000 | $ 335,000 |
| St. Johns County Florida | 2 | $ 575,000 | $ 287,000 | $ 180,000 |
| Cobb County Georgia | 2 | $ 1,140,000 | $ 570,000 | $ 540,000 |
| Newton County Georgia | 2 | $ 159,000 | $ 79,000 | $ 57,000 |
| St. Joseph County Indiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Calcasieu County Louisiana | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 580,000 | $ 290,000 | $ 143,000 |
| Oakland County Michigan | 2 | $ 249,000 | $ 124,000 | $ 66,000 |
| Mille Lacs County Minnesota | 2 | $ 385,000 | $ 192,000 | $ 178,000 |
| New York County New York | 2 | $ 690,000 | $ 345,000 | $ 71,000 |
| Putnam County New York | 2 | $ 413,000 | $ 206,000 | $ 38,000 |
| Westchester County New York | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Onslow County North Carolina | 2 | $ 613,000 | $ 306,000 | $ 0 |
| Lorain County Ohio | 2 | $ 291,000 | $ 145,000 | $ 37,000 |
| Lucas County Ohio | 2 | $ 214,000 | $ 107,000 | $ 48,000 |
| Summit County Ohio | 2 | $ 342,000 | $ 171,000 | $ 88,000 |
| Coos County Oregon | 2 | $ 398,000 | $ 199,000 | $ 0 |
| Denton County Texas | 2 | $ 296,000 | $ 148,000 | $ 100,000 |
| Sanpete County Utah | 2 | $ 212,000 | $ 106,000 | $ 53,000 |
| Washington County Utah | 2 | $ 1,438,000 | $ 719,000 | $ 183,000 |
| Weber County Utah | 2 | $ 244,000 | $ 122,000 | $ 362,000 |
| King County Washington | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Pima County Arizona | 1 | $ 260,000 | $ 260,000 | $ 65,000 |
| El Dorado County California | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Fresno County California | 1 | $ 60,000 | $ 60,000 | $ 96,000 |
| Imperial County California | 1 | $ 181,000 | $ 181,000 | $ 223,000 |
| Solano County California | 1 | $ 560,000 | $ 560,000 | $ 288,000 |
| Sutter County California | 1 | $ 334,000 | $ 334,000 | $ 112,000 |
| Fremont County Colorado | 1 | $ 980,000 | $ 980,000 | $ 334,000 |
| Highlands County Florida | 1 | $ 167,000 | $ 167,000 | $ 49,000 |
| Hillsborough County Florida | 1 | $ 827,000 | $ 827,000 | $ 224,000 |
| Okaloosa County Florida | 1 | $ 480,000 | $ 480,000 | $ 276,000 |
| Polk County Florida | 1 | $ 464,000 | $ 464,000 | $ 185,000 |
| Sarasota County Florida | 1 | $ 296,000 | $ 296,000 | $ 126,000 |
| Volusia County Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Chatham County Georgia | 1 | $ 154,000 | $ 154,000 | $ 163,000 |
| Douglas County Georgia | 1 | $ 297,000 | $ 297,000 | $ 89,000 |
| Troup County Georgia | 1 | $ 12,000 | $ 12,000 | $ 198,000 |
| Ada County Idaho | 1 | $ 340,000 | $ 340,000 | $ 268,000 |
| Hendricks County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 186,000 | $ 186,000 | $ 51,000 |
| Genesee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Wayne County Michigan | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Douglas County Nevada | 1 | $ 388,000 | $ 388,000 | $ 186,000 |
| Richmond County New York | 1 | $ 304,000 | $ 304,000 | $ 60,000 |
| Athens County Ohio | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Butler County Ohio | 1 | $ 162,000 | $ 162,000 | $ 69,000 |
| Coshocton County Ohio | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Delaware County Ohio | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Hardin County Ohio | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Licking County Ohio | 1 | $ 143,000 | $ 143,000 | $ 42,000 |
| Mahoning County Ohio | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Medina County Ohio | 1 | $ 121,000 | $ 121,000 | $ 54,000 |
| Pickaway County Ohio | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Preble County Ohio | 1 | $ 98,000 | $ 98,000 | $ 29,000 |
| Robertson County Tennessee | 1 | $ 397,000 | $ 397,000 | $ 175,000 |
| Collin County Texas | 1 | $ 377,000 | $ 377,000 | $ 130,000 |
| Ellis County Texas | 1 | $ 188,000 | $ 188,000 | $ 300,000 |
| Tarrant County Texas | 1 | $ 239,000 | $ 239,000 | $ 180,000 |
| Kane County Utah | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Summit County Utah | 1 | $ 227,000 | $ 227,000 | $ 90,000 |
| Clark County Washington | 1 | $ 480,000 | $ 480,000 | $ 324,000 |
| Pierce County Washington | 1 | $ 271,000 | $ 271,000 | $ 136,000 |
| St. Croix County Wisconsin | 1 | $ 199,000 | $ 199,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 273 | $84,781,000 | $310,000 | $1,838,000 | $230,000 | $5,717,000 |
| Home Purchase | 238 | $72,761,000 | $305,000 | $4,000,000 | $153,000 | $2,700,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 265 | $92,642,000 | $349,000 | $4,000,000 | $275,000 | $5,717,000 |
| Black or African American | 114 | $28,966,000 | $254,000 | $1,275,000 | $89,000 | $756,000 |
| Hispanic | 64 | $18,605,000 | $290,000 | $1,000,000 | $94,000 | $300,000 |
| Asian | 28 | $6,918,000 | $247,000 | $806,000 | $67,000 | $142,000 |
| Not Provided | 26 | $7,701,000 | $296,000 | $1,200,000 | $181,000 | $1,068,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,140,000 | $237,000 | $600,000 | $223,000 | $659,000 |
| American Indian or Alaskan Native | 5 | $570,000 | $114,000 | $245,000 | $290,000 | $960,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 423 | $144,051,000 | $340,000 | $4,000,000 | $225,000 | $5,717,000 |
| FHA-insured (Federal Housing Administration) | 84 | $12,557,000 | $149,000 | $334,000 | $48,000 | $111,000 |
| VA-guaranteed (Veterans Administration) | 4 | $934,000 | $233,000 | $390,000 | $37,000 | $41,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 378 | $122,460,000 | $323,000 | $4,000,000 | $226,000 | $5,717,000 |
| Loan Originated | 126 | $31,915,000 | $253,000 | $1,688,000 | $96,000 | $786,000 |
| Application Denied By Financial Institution | 5 | $2,414,000 | $482,000 | $1,500,000 | $263,000 | $924,000 |
| Application Approved But Not Accepted | 2 | $753,000 | $376,000 | $495,000 | $73,000 | $146,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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