United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
United Security Financial Corp 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,369 |
| Total Mortgage Loan Application Amount | $366,455,000 |
| Average Mortgage Loan Application Amount | $286,600 |
| Highest Mortgage Loan Application Amount | $3,335,000 |
| Average Applicant Income | $68,600 |
| Highest Applicant Income | $5,046,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 64 | $ 20,110,000 | $ 314,000 | $ 55,000 |
| Los Angeles County California | 31 | $ 16,325,000 | $ 526,000 | $ 81,000 |
| Sacramento County California | 26 | $ 9,760,000 | $ 375,000 | $ 93,000 |
| Gwinnett County Georgia | 26 | $ 6,360,000 | $ 244,000 | $ 10,000 |
| Fulton County Georgia | 24 | $ 5,140,000 | $ 214,000 | $ 29,000 |
| Utah County Utah | 22 | $ 6,090,000 | $ 276,000 | $ 24,000 |
| Maricopa County Arizona | 21 | $ 4,455,000 | $ 212,000 | $ 16,000 |
| Weber County Utah | 20 | $ 4,640,000 | $ 232,000 | $ 11,000 |
| Riverside County California | 19 | $ 6,655,000 | $ 350,000 | $ 14,000 |
| San Bernardino County California | 17 | $ 6,005,000 | $ 353,000 | $ 13,000 |
| Shelby County Tennessee | 17 | $ 3,285,000 | $ 193,000 | $ 358,000 |
| Orange County California | 16 | $ 7,390,000 | $ 461,000 | $ 64,000 |
| Mecklenburg County North Carolina | 16 | $ 3,870,000 | $ 241,000 | $ 20,000 |
| Davis County Utah | 16 | $ 4,780,000 | $ 298,000 | $ 27,000 |
| Broward County Florida | 13 | $ 4,795,000 | $ 368,000 | $ 92,000 |
| DeKalb County Georgia | 13 | $ 2,335,000 | $ 179,000 | $ 19,000 |
| Henry County Georgia | 13 | $ 2,505,000 | $ 192,000 | $ 13,000 |
| Prince George's County Maryland | 13 | $ 4,255,000 | $ 327,000 | $ 76,000 |
| Macomb County Michigan | 13 | $ 2,805,000 | $ 215,000 | $ 0 |
| Tooele County Utah | 13 | $ 3,195,000 | $ 245,000 | $ 20,000 |
| San Diego County California | 12 | $ 4,830,000 | $ 402,000 | $ 29,000 |
| Oakland County Michigan | 12 | $ 2,400,000 | $ 200,000 | $ 0 |
| Marion County Indiana | 11 | $ 1,975,000 | $ 179,000 | $ 5,000 |
| Cumberland County North Carolina | 11 | $ 2,555,000 | $ 232,000 | $ 37,000 |
| Solano County California | 10 | $ 4,180,000 | $ 418,000 | $ 94,000 |
| Dakota County Minnesota | 10 | $ 2,170,000 | $ 217,000 | $ 0 |
| Gaston County North Carolina | 10 | $ 2,060,000 | $ 206,000 | $ 0 |
| Guilford County North Carolina | 10 | $ 2,490,000 | $ 249,000 | $ 11,000 |
| Miami-Dade County Florida | 9 | $ 3,045,000 | $ 338,000 | $ 63,000 |
| Polk County Florida | 8 | $ 1,840,000 | $ 230,000 | $ 43,000 |
| King County Washington | 8 | $ 3,240,000 | $ 405,000 | $ 88,000 |
| Pima County Arizona | 7 | $ 1,635,000 | $ 233,000 | $ 13,000 |
| Pinal County Arizona | 7 | $ 1,165,000 | $ 166,000 | $ 0 |
| El Paso County Colorado | 7 | $ 2,465,000 | $ 352,000 | $ 26,000 |
| Clayton County Georgia | 7 | $ 1,335,000 | $ 190,000 | $ 7,000 |
| Cobb County Georgia | 7 | $ 1,825,000 | $ 260,000 | $ 37,000 |
| Livingston County Louisiana | 7 | $ 1,315,000 | $ 187,000 | $ 0 |
| St. Tammany County Louisiana | 7 | $ 1,535,000 | $ 219,000 | $ 0 |
| Clark County Nevada | 7 | $ 2,255,000 | $ 322,000 | $ 147,000 |
| Middlesex County New Jersey | 7 | $ 1,925,000 | $ 275,000 | $ 0 |
| Ocean County New Jersey | 7 | $ 1,715,000 | $ 245,000 | $ 0 |
| Wake County North Carolina | 7 | $ 1,395,000 | $ 199,000 | $ 4,000 |
| Allegheny County Pennsylvania | 7 | $ 1,405,000 | $ 200,000 | $ 22,000 |
| Kings County California | 6 | $ 1,400,000 | $ 233,000 | $ 0 |
| Stanislaus County California | 6 | $ 1,570,000 | $ 261,000 | $ 11,000 |
| Tulare County California | 6 | $ 1,240,000 | $ 206,000 | $ 0 |
| Hillsborough County Florida | 6 | $ 1,210,000 | $ 201,000 | $ 66,000 |
| Osceola County Florida | 6 | $ 1,350,000 | $ 225,000 | $ 45,000 |
| Barrow County Georgia | 6 | $ 1,370,000 | $ 228,000 | $ 0 |
| Muscogee County Georgia | 6 | $ 930,000 | $ 155,000 | $ 30,000 |
| Jefferson County Louisiana | 6 | $ 1,060,000 | $ 176,000 | $ 0 |
| Charles County Maryland | 6 | $ 2,220,000 | $ 370,000 | $ 69,000 |
| Hennepin County Minnesota | 6 | $ 1,120,000 | $ 186,000 | $ 0 |
| Harris County Texas | 6 | $ 1,290,000 | $ 215,000 | $ 106,000 |
| Fairfax County Virginia | 6 | $ 3,620,000 | $ 603,000 | $ 202,000 |
| Pierce County Washington | 6 | $ 2,140,000 | $ 356,000 | $ 51,000 |
| Fresno County California | 5 | $ 985,000 | $ 197,000 | $ 0 |
| Kern County California | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| Arapahoe County Colorado | 5 | $ 1,595,000 | $ 319,000 | $ 77,000 |
| Mesa County Colorado | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| Douglas County Georgia | 5 | $ 1,005,000 | $ 201,000 | $ 0 |
| Paulding County Georgia | 5 | $ 1,455,000 | $ 291,000 | $ 26,000 |
| Hendricks County Indiana | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Ascension County Louisiana | 5 | $ 1,265,000 | $ 253,000 | $ 0 |
| East Baton Rouge County Louisiana | 5 | $ 985,000 | $ 197,000 | $ 14,000 |
| Bergen County New Jersey | 5 | $ 1,605,000 | $ 321,000 | $ 0 |
| Onslow County North Carolina | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Stanly County North Carolina | 5 | $ 1,125,000 | $ 225,000 | $ 0 |
| Montgomery County Pennsylvania | 5 | $ 1,245,000 | $ 249,000 | $ 13,000 |
| Davidson County Tennessee | 5 | $ 965,000 | $ 193,000 | $ 205,000 |
| Contra Costa County California | 4 | $ 1,670,000 | $ 417,000 | $ 107,000 |
| Ventura County California | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| Brevard County Florida | 4 | $ 1,790,000 | $ 447,000 | $ 69,000 |
| Cherokee County Georgia | 4 | $ 960,000 | $ 240,000 | $ 33,000 |
| Hall County Georgia | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Newton County Georgia | 4 | $ 830,000 | $ 207,000 | $ 0 |
| Richmond County Georgia | 4 | $ 750,000 | $ 187,000 | $ 0 |
| Rockdale County Georgia | 4 | $ 1,050,000 | $ 262,000 | $ 46,000 |
| Tangipahoa County Louisiana | 4 | $ 820,000 | $ 205,000 | $ 20,000 |
| West Baton Rouge County Louisiana | 4 | $ 820,000 | $ 205,000 | $ 0 |
| Baltimore County Maryland | 4 | $ 1,260,000 | $ 315,000 | $ 20,000 |
| Jackson County Michigan | 4 | $ 730,000 | $ 182,000 | $ 0 |
| Wayne County Michigan | 4 | $ 610,000 | $ 152,000 | $ 0 |
| Sherburne County Minnesota | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Brunswick County North Carolina | 4 | $ 1,310,000 | $ 327,000 | $ 28,000 |
| Marion County Oregon | 4 | $ 1,250,000 | $ 312,000 | $ 0 |
| Bucks County Pennsylvania | 4 | $ 1,290,000 | $ 322,000 | $ 28,000 |
| Dauphin County Pennsylvania | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Lancaster County Pennsylvania | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Northampton County Pennsylvania | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Rutherford County Tennessee | 4 | $ 990,000 | $ 247,000 | $ 15,000 |
| Tarrant County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 77,000 |
| Cache County Utah | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Prince William County Virginia | 4 | $ 1,640,000 | $ 410,000 | $ 40,000 |
| Snohomish County Washington | 4 | $ 1,690,000 | $ 422,000 | $ 0 |
| El Dorado County California | 3 | $ 1,725,000 | $ 575,000 | $ 48,000 |
| Imperial County California | 3 | $ 725,000 | $ 241,000 | $ 20,000 |
| Placer County California | 3 | $ 1,325,000 | $ 441,000 | $ 18,000 |
| Yuba County California | 3 | $ 845,000 | $ 281,000 | $ 0 |
| Larimer County Colorado | 3 | $ 1,205,000 | $ 401,000 | $ 0 |
| Weld County Colorado | 3 | $ 765,000 | $ 255,000 | $ 31,000 |
| New Haven County Connecticut | 3 | $ 695,000 | $ 231,000 | $ 70,000 |
| Okaloosa County Florida | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 455,000 |
| Pasco County Florida | 3 | $ 655,000 | $ 218,000 | $ 44,000 |
| Santa Rosa County Florida | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Catoosa County Georgia | 3 | $ 505,000 | $ 168,000 | $ 220,000 |
| Coweta County Georgia | 3 | $ 815,000 | $ 271,000 | $ 0 |
| Peach County Georgia | 3 | $ 455,000 | $ 151,000 | $ 12,000 |
| Morgan County Indiana | 3 | $ 595,000 | $ 198,000 | $ 8,000 |
| Caddo County Louisiana | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Lafourche County Louisiana | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Orleans County Louisiana | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 1,065,000 | $ 355,000 | $ 0 |
| Baltimore City County Maryland | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Anoka County Minnesota | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Hudson County New Jersey | 3 | $ 625,000 | $ 208,000 | $ 131,000 |
| Saratoga County New York | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Suffolk County New York | 3 | $ 725,000 | $ 241,000 | $ 21,000 |
| Buncombe County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Craven County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Franklin County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Granville County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 0 |
| Johnston County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 0 |
| New Hanover County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 0 |
| Cumberland County Pennsylvania | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Delaware County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 0 |
| York County Pennsylvania | 3 | $ 555,000 | $ 185,000 | $ 27,000 |
| Spartanburg County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 0 |
| DeKalb County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 37,000 |
| Montgomery County Tennessee | 3 | $ 725,000 | $ 241,000 | $ 35,000 |
| Box Elder County Utah | 3 | $ 1,075,000 | $ 358,000 | $ 0 |
| Iron County Utah | 3 | $ 955,000 | $ 318,000 | $ 19,000 |
| Washington County Utah | 3 | $ 835,000 | $ 278,000 | $ 25,000 |
| Suffolk County Virginia | 3 | $ 595,000 | $ 198,000 | $ 0 |
| Madison County Alabama | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Shelby County Alabama | 2 | $ 720,000 | $ 360,000 | $ 52,000 |
| Kenai Peninsula County Alaska | 2 | $ 1,310,000 | $ 655,000 | $ 355,000 |
| Cochise County Arizona | 2 | $ 520,000 | $ 260,000 | $ 164,000 |
| Yavapai County Arizona | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Lake County California | 2 | $ 330,000 | $ 165,000 | $ 0 |
| San Joaquin County California | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Santa Barbara County California | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Santa Cruz County California | 2 | $ 790,000 | $ 395,000 | $ 49,000 |
| Garfield County Colorado | 2 | $ 580,000 | $ 290,000 | $ 29,000 |
| Pueblo County Colorado | 2 | $ 480,000 | $ 240,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 1,930,000 | $ 965,000 | $ 150,000 |
| Citrus County Florida | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Clay County Florida | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Orange County Florida | 2 | $ 580,000 | $ 290,000 | $ 134,000 |
| Pinellas County Florida | 2 | $ 620,000 | $ 310,000 | $ 72,000 |
| Carroll County Georgia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Chatham County Georgia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Dougherty County Georgia | 2 | $ 290,000 | $ 145,000 | $ 22,000 |
| Forsyth County Georgia | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Houston County Georgia | 2 | $ 490,000 | $ 245,000 | $ 22,000 |
| Pickens County Georgia | 2 | $ 410,000 | $ 205,000 | $ 91,000 |
| Tift County Georgia | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Walton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Bonneville County Idaho | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Butte County Idaho | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 530,000 | $ 265,000 | $ 44,000 |
| Kendall County Illinois | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Allen County Indiana | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Elkhart County Indiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Lake County Indiana | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Porter County Indiana | 2 | $ 440,000 | $ 220,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Butler County Kansas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Bossier County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 0 |
| De Soto County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lafayette County Louisiana | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Terrebonne County Louisiana | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Harford County Maryland | 2 | $ 620,000 | $ 310,000 | $ 44,000 |
| Montgomery County Maryland | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Kent County Michigan | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Livingston County Michigan | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Ottawa County Michigan | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Shiawassee County Michigan | 2 | $ 270,000 | $ 135,000 | $ 0 |
| St. Joseph County Michigan | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Olmsted County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Ramsey County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Scott County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Washington County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Carson City County Nevada | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| Passaic County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Richmond County New York | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Cabarrus County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Davidson County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Durham County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 9,000 |
| Forsyth County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Harnett County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 48,000 |
| Lincoln County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Randolph County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Rutherford County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 390,000 | $ 195,000 | $ 32,000 |
| Franklin County Ohio | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Major County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 132,000 |
| Lehigh County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 102,000 |
| Monroe County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Tioga County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Dorchester County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 48,000 |
| Greene County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 73,000 |
| Bell County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Johnson County Texas | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Montgomery County Texas | 2 | $ 570,000 | $ 285,000 | $ 24,000 |
| Summit County Utah | 2 | $ 1,610,000 | $ 805,000 | $ 149,000 |
| Wasatch County Utah | 2 | $ 880,000 | $ 440,000 | $ 37,000 |
| Hampton County Virginia | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Hopewell County Virginia | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Rockingham County Virginia | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Colbert County Alabama | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Jefferson County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Mobile County Alabama | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Coconino County Arizona | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Gila County Arizona | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Mohave County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Prairie County Arkansas | 1 | $ 505,000 | $ 505,000 | $ 66,000 |
| Pulaski County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Stone County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Alameda County California | 1 | $ 465,000 | $ 465,000 | $ 202,000 |
| Butte County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Calaveras County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Colusa County California | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Lassen County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Merced County California | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Monterey County California | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| Nevada County California | 1 | $ 405,000 | $ 405,000 | $ 0 |
| San Mateo County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Shasta County California | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Yolo County California | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Adams County Colorado | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Alamosa County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Boulder County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Douglas County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Elbert County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fremont County Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Hinsdale County Colorado | 1 | $ 295,000 | $ 295,000 | $ 322,000 |
| Morgan County Colorado | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Charlotte County Florida | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| Duval County Florida | 1 | $ 955,000 | $ 955,000 | $ 76,000 |
| Hernando County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Leon County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Seminole County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Johns County Florida | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Bibb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bryan County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Burke County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Camden County Georgia | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Colquitt County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Columbia County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dawson County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Fayette County Georgia | 1 | $ 425,000 | $ 425,000 | $ 178,000 |
| Floyd County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Harris County Georgia | 1 | $ 165,000 | $ 165,000 | $ 123,000 |
| Hart County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Jasper County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Lamar County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lee County Georgia | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Liberty County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Polk County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Spalding County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Thomas County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Towns County Georgia | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Troup County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ada County Idaho | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bannock County Idaho | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Boundary County Idaho | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gem County Idaho | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Madison County Idaho | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 265,000 | $ 265,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DuPage County Illinois | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lake County Illinois | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Madison County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Boone County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hancock County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Miami County Indiana | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Monroe County Indiana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Putnam County Indiana | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rush County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Scott County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Johnson County Kansas | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Harlan County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Iberville County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Frederick County Maryland | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Howard County Maryland | 1 | $ 305,000 | $ 305,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Allegan County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Barry County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Berrien County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Emmet County Michigan | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Genesee County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Ionia County Michigan | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Midland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe County Michigan | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Beltrami County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Carver County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chippewa County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Clay County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Dodge County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McLeod County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Nicollet County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Stearns County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wright County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
| Harrison County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 23,000 |
| Madison County Mississippi | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| Benton County Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Johnson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Platte County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Warren County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Dona Ana County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Albany County New York | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Cortland County New York | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Niagara County New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Orange County New York | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Queens County New York | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Steuben County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Warren County New York | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Wayne County New York | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bertie County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Chatham County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 158,000 |
| Cleveland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dare County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Henderson County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 93,000 |
| Lenoir County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Moore County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nash County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| Pasquotank County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Pender County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Person County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Surry County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Vance County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wayne County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hocking County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Lorain County Ohio | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Meigs County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wayne County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jackson County Oregon | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lane County Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bradford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Centre County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Perry County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Horry County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 137,000 |
| Marion County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| York County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| Pennington County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Claiborne County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Cumberland County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Macon County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 222,000 |
| Bexar County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Ellis County Texas | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Hidalgo County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Kaufman County Texas | 1 | $ 425,000 | $ 425,000 | $ 396,000 |
| Travis County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Williamson County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Uintah County Utah | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Arlington County Virginia | 1 | $ 715,000 | $ 715,000 | $ 307,000 |
| Chesapeake County Virginia | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Chesterfield County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Danville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Frederick County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Greene County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Manassas County Virginia | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Montgomery County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Portsmouth County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Stafford County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Sussex County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Clark County Washington | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Cowlitz County Washington | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Island County Washington | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Spokane County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,050 | $260,730,000 | $248,000 | $3,335,000 | $12,000 | $661,000 |
| Home Purchase | 221 | $72,985,000 | $330,000 | $1,505,000 | $126,000 | $5,046,000 |
| Not Applicable | 49 | $16,935,000 | $345,000 | $685,000 | $0 | $0 |
| Cash-out Refinancing | 48 | $15,620,000 | $325,000 | $725,000 | $148,000 | $1,260,000 |
| Home Improvement | 1 | $185,000 | $185,000 | $185,000 | $57,000 | $57,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 673 | $170,245,000 | $252,000 | $1,165,000 | $23,000 | $661,000 |
| Black or African American | 365 | $94,945,000 | $260,000 | $1,505,000 | $56,000 | $5,046,000 |
| Hispanic | 147 | $40,965,000 | $278,000 | $605,000 | $32,000 | $1,260,000 |
| Not applicable | 124 | $40,720,000 | $328,000 | $735,000 | $0 | $0 |
| Asian | 26 | $7,580,000 | $291,000 | $675,000 | $26,000 | $231,000 |
| Not Provided | 13 | $6,515,000 | $501,000 | $3,335,000 | $22,000 | $153,000 |
| American Indian or Alaskan Native | 6 | $1,540,000 | $256,000 | $475,000 | $16,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,155,000 | $231,000 | $285,000 | $58,000 | $213,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 798 | $187,210,000 | $234,000 | $1,505,000 | $22,000 | $5,046,000 |
| VA-guaranteed (Veterans Administration) | 359 | $104,255,000 | $290,000 | $955,000 | $17,000 | $355,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 212 | $74,990,000 | $353,000 | $3,335,000 | $121,000 | $869,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 735 | $188,715,000 | $256,000 | $1,165,000 | $31,000 | $5,046,000 |
| Application Withdrawn By Applicant | 457 | $123,025,000 | $269,000 | $3,335,000 | $36,000 | $869,000 |
| Loan Purchased By The Institution | 124 | $40,720,000 | $328,000 | $735,000 | $0 | $0 |
| Application Denied By Financial Institution | 43 | $11,545,000 | $268,000 | $555,000 | $74,000 | $1,260,000 |
| Application Approved But Not Accepted | 5 | $1,545,000 | $309,000 | $645,000 | $49,000 | $156,000 |
| File Closed For Incompleteness | 5 | $905,000 | $181,000 | $275,000 | $47,000 | $112,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,326 | $354,910,000 | $267,000 | $3,335,000 | $33,000 | $5,046,000 |
| Credit Application Incomplete | 12 | $3,760,000 | $313,000 | $515,000 | $37,000 | $193,000 |
| Credit History | 11 | $2,655,000 | $241,000 | $505,000 | $187,000 | $1,260,000 |
| Unverifiable Information | 6 | $1,240,000 | $206,000 | $305,000 | $33,000 | $101,000 |
| Other | 5 | $1,585,000 | $317,000 | $555,000 | $36,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,110,000 | $277,000 | $415,000 | $37,000 | $60,000 |
| Debt-To-Income Ratio | 3 | $645,000 | $215,000 | $295,000 | $17,000 | $50,000 |
| Collateral | 2 | $550,000 | $275,000 | $305,000 | $47,000 | $94,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.