United Security Financial Corp Mortgage Lending & HMDA Data, 2021

In 2021, United Security Financial Corp of Murray, UT reported 1,369 mortgage applications totaling $366.5 million, down 52% from 2020. The average application was for $267,680, and applicants reported an average income of $36,065. 54% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (134), Salt Lake City, UT (77) and Ogden-Clearfield, UT (39) (applications in parentheses).

Mortgage Company & Address United Security Financial Corp
930 East 6600 South
Murray, UT 84121
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,369
Total Mortgage Loan Application Amount $366,455,000
Average Mortgage Loan Application Amount $267,680
Highest Mortgage Loan Application Amount $3,335,000
Average Applicant Income $36,065
Highest Applicant Income $5,046,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Security Financial Corp by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Salt Lake, Utah 64 $ 20,110,000 $ 314,218 $ 55,000
Los Angeles, California 31 $ 16,325,000 $ 526,612 $ 81,000
Sacramento, California 26 $ 9,760,000 $ 375,384 $ 93,000
Gwinnett, Georgia 26 $ 6,360,000 $ 244,615 $ 10,000
Fulton, Georgia 24 $ 5,140,000 $ 214,166 $ 29,000
Utah, Utah 22 $ 6,090,000 $ 276,818 $ 24,000
Maricopa, Arizona 21 $ 4,455,000 $ 212,142 $ 16,000
Weber, Utah 20 $ 4,640,000 $ 232,000 $ 11,000
Riverside, California 19 $ 6,655,000 $ 350,263 $ 14,000
San Bernardino, California 17 $ 6,005,000 $ 353,235 $ 13,000
Shelby, Tennessee 17 $ 3,285,000 $ 193,235 $ 358,000
Orange, California 16 $ 7,390,000 $ 461,875 $ 64,000
Mecklenburg, North Carolina 16 $ 3,870,000 $ 241,875 $ 20,000
Davis, Utah 16 $ 4,780,000 $ 298,750 $ 27,000
Broward, Florida 13 $ 4,795,000 $ 368,846 $ 92,000
DeKalb, Georgia 13 $ 2,335,000 $ 179,615 $ 19,000
Henry, Georgia 13 $ 2,505,000 $ 192,692 $ 13,000
Prince George's, Maryland 13 $ 4,255,000 $ 327,307 $ 76,000
Macomb, Michigan 13 $ 2,805,000 $ 215,769 $ 0
Tooele, Utah 13 $ 3,195,000 $ 245,769 $ 20,000
San Diego, California 12 $ 4,830,000 $ 402,500 $ 29,000
Oakland, Michigan 12 $ 2,400,000 $ 200,000 $ 0
Marion, Indiana 11 $ 1,975,000 $ 179,545 $ 5,000
Cumberland, North Carolina 11 $ 2,555,000 $ 232,272 $ 37,000
Solano, California 10 $ 4,180,000 $ 418,000 $ 94,000
Dakota, Minnesota 10 $ 2,170,000 $ 217,000 $ 0
Gaston, North Carolina 10 $ 2,060,000 $ 206,000 $ 0
Guilford, North Carolina 10 $ 2,490,000 $ 249,000 $ 11,000
Miami-Dade, Florida 9 $ 3,045,000 $ 338,333 $ 63,000
Polk, Florida 8 $ 1,840,000 $ 230,000 $ 43,000
King, Washington 8 $ 3,240,000 $ 405,000 $ 88,000
Pima, Arizona 7 $ 1,635,000 $ 233,571 $ 13,000
Pinal, Arizona 7 $ 1,165,000 $ 166,428 $ 0
El Paso, Colorado 7 $ 2,465,000 $ 352,142 $ 26,000
Clayton, Georgia 7 $ 1,335,000 $ 190,714 $ 7,000
Cobb, Georgia 7 $ 1,825,000 $ 260,714 $ 37,000
Livingston, Louisiana 7 $ 1,315,000 $ 187,857 $ 0
St. Tammany, Louisiana 7 $ 1,535,000 $ 219,285 $ 0
Clark, Nevada 7 $ 2,255,000 $ 322,142 $ 147,000
Middlesex, New Jersey 7 $ 1,925,000 $ 275,000 $ 0
Ocean, New Jersey 7 $ 1,715,000 $ 245,000 $ 0
Wake, North Carolina 7 $ 1,395,000 $ 199,285 $ 4,000
Allegheny, Pennsylvania 7 $ 1,405,000 $ 200,714 $ 22,000
Kings, California 6 $ 1,400,000 $ 233,333 $ 0
Stanislaus, California 6 $ 1,570,000 $ 261,666 $ 11,000
Tulare, California 6 $ 1,240,000 $ 206,666 $ 0
Hillsborough, Florida 6 $ 1,210,000 $ 201,666 $ 66,000
Osceola, Florida 6 $ 1,350,000 $ 225,000 $ 45,000
Barrow, Georgia 6 $ 1,370,000 $ 228,333 $ 0
Muscogee, Georgia 6 $ 930,000 $ 155,000 $ 30,000
Jefferson, Louisiana 6 $ 1,060,000 $ 176,666 $ 0
Charles, Maryland 6 $ 2,220,000 $ 370,000 $ 69,000
Hennepin, Minnesota 6 $ 1,120,000 $ 186,666 $ 0
Harris, Texas 6 $ 1,290,000 $ 215,000 $ 106,000
Fairfax, Virginia 6 $ 3,620,000 $ 603,333 $ 202,000
Pierce, Washington 6 $ 2,140,000 $ 356,666 $ 51,000
Fresno, California 5 $ 985,000 $ 197,000 $ 0
Kern, California 5 $ 1,115,000 $ 223,000 $ 0
Arapahoe, Colorado 5 $ 1,595,000 $ 319,000 $ 77,000
Mesa, Colorado 5 $ 1,275,000 $ 255,000 $ 0
Douglas, Georgia 5 $ 1,005,000 $ 201,000 $ 0
Paulding, Georgia 5 $ 1,455,000 $ 291,000 $ 26,000
Hendricks, Indiana 5 $ 975,000 $ 195,000 $ 0
Ascension, Louisiana 5 $ 1,265,000 $ 253,000 $ 0
East Baton Rouge, Louisiana 5 $ 985,000 $ 197,000 $ 14,000
Bergen, New Jersey 5 $ 1,605,000 $ 321,000 $ 0
Onslow, North Carolina 5 $ 935,000 $ 187,000 $ 0
Stanly, North Carolina 5 $ 1,125,000 $ 225,000 $ 0
Montgomery, Pennsylvania 5 $ 1,245,000 $ 249,000 $ 13,000
Davidson, Tennessee 5 $ 965,000 $ 193,000 $ 205,000
Contra Costa, California 4 $ 1,670,000 $ 417,500 $ 107,000
Ventura, California 4 $ 1,600,000 $ 400,000 $ 0
Brevard, Florida 4 $ 1,790,000 $ 447,500 $ 69,000
Cherokee, Georgia 4 $ 960,000 $ 240,000 $ 33,000
Hall, Georgia 4 $ 860,000 $ 215,000 $ 0
Newton, Georgia 4 $ 830,000 $ 207,500 $ 0
Richmond, Georgia 4 $ 750,000 $ 187,500 $ 0
Rockdale, Georgia 4 $ 1,050,000 $ 262,500 $ 46,000
Tangipahoa, Louisiana 4 $ 820,000 $ 205,000 $ 20,000
West Baton Rouge, Louisiana 4 $ 820,000 $ 205,000 $ 0
Baltimore, Maryland 4 $ 1,260,000 $ 315,000 $ 20,000
Jackson, Michigan 4 $ 730,000 $ 182,500 $ 0
Wayne, Michigan 4 $ 610,000 $ 152,500 $ 0
Sherburne, Minnesota 4 $ 840,000 $ 210,000 $ 0
Brunswick, North Carolina 4 $ 1,310,000 $ 327,500 $ 28,000
Marion, Oregon 4 $ 1,250,000 $ 312,500 $ 0
Bucks, Pennsylvania 4 $ 1,290,000 $ 322,500 $ 28,000
Dauphin, Pennsylvania 4 $ 680,000 $ 170,000 $ 0
Lancaster, Pennsylvania 4 $ 840,000 $ 210,000 $ 0
Northampton, Pennsylvania 4 $ 740,000 $ 185,000 $ 0
Rutherford, Tennessee 4 $ 990,000 $ 247,500 $ 15,000
Tarrant, Texas 4 $ 1,180,000 $ 295,000 $ 77,000
Cache, Utah 4 $ 900,000 $ 225,000 $ 0
Prince William, Virginia 4 $ 1,640,000 $ 410,000 $ 40,000
Snohomish, Washington 4 $ 1,690,000 $ 422,500 $ 0
El Dorado, California 3 $ 1,725,000 $ 575,000 $ 48,000
Imperial, California 3 $ 725,000 $ 241,666 $ 20,000
Placer, California 3 $ 1,325,000 $ 441,666 $ 18,000
Yuba, California 3 $ 845,000 $ 281,666 $ 0
Larimer, Colorado 3 $ 1,205,000 $ 401,666 $ 0
Weld, Colorado 3 $ 765,000 $ 255,000 $ 31,000
New Haven, Connecticut 3 $ 695,000 $ 231,666 $ 70,000
Okaloosa, Florida 3 $ 555,000 $ 185,000 $ 0
Palm Beach, Florida 3 $ 1,185,000 $ 395,000 $ 455,000
Pasco, Florida 3 $ 655,000 $ 218,333 $ 44,000
Santa Rosa, Florida 3 $ 745,000 $ 248,333 $ 0
Catoosa, Georgia 3 $ 505,000 $ 168,333 $ 220,000
Coweta, Georgia 3 $ 815,000 $ 271,666 $ 0
Peach, Georgia 3 $ 455,000 $ 151,666 $ 12,000
Morgan, Indiana 3 $ 595,000 $ 198,333 $ 8,000
Caddo, Louisiana 3 $ 395,000 $ 131,666 $ 0
Lafourche, Louisiana 3 $ 575,000 $ 191,666 $ 0
Orleans, Louisiana 3 $ 635,000 $ 211,666 $ 0
Anne Arundel, Maryland 3 $ 1,065,000 $ 355,000 $ 0
Baltimore City, Maryland 3 $ 525,000 $ 175,000 $ 0
Anoka, Minnesota 3 $ 615,000 $ 205,000 $ 0
Hudson, New Jersey 3 $ 625,000 $ 208,333 $ 131,000
Saratoga, New York 3 $ 825,000 $ 275,000 $ 0
Suffolk, New York 3 $ 725,000 $ 241,666 $ 21,000
Buncombe, North Carolina 3 $ 745,000 $ 248,333 $ 0
Craven, North Carolina 3 $ 635,000 $ 211,666 $ 0
Franklin, North Carolina 3 $ 615,000 $ 205,000 $ 0
Granville, North Carolina 3 $ 615,000 $ 205,000 $ 0
Johnston, North Carolina 3 $ 725,000 $ 241,666 $ 0
New Hanover, North Carolina 3 $ 755,000 $ 251,666 $ 0
Cumberland, Pennsylvania 3 $ 635,000 $ 211,666 $ 0
Delaware, Pennsylvania 3 $ 865,000 $ 288,333 $ 0
Philadelphia, Pennsylvania 3 $ 525,000 $ 175,000 $ 0
York, Pennsylvania 3 $ 555,000 $ 185,000 $ 27,000
Spartanburg, South Carolina 3 $ 425,000 $ 141,666 $ 0
DeKalb, Tennessee 3 $ 475,000 $ 158,333 $ 37,000
Montgomery, Tennessee 3 $ 725,000 $ 241,666 $ 35,000
Box Elder, Utah 3 $ 1,075,000 $ 358,333 $ 0
Iron, Utah 3 $ 955,000 $ 318,333 $ 19,000
Washington, Utah 3 $ 835,000 $ 278,333 $ 25,000
Suffolk, Virginia 3 $ 595,000 $ 198,333 $ 0
Madison, Alabama 2 $ 610,000 $ 305,000 $ 0
Montgomery, Alabama 2 $ 530,000 $ 265,000 $ 0
Shelby, Alabama 2 $ 720,000 $ 360,000 $ 52,000
Kenai Peninsula, Alaska 2 $ 1,310,000 $ 655,000 $ 355,000
Cochise, Arizona 2 $ 520,000 $ 260,000 $ 164,000
Yavapai, Arizona 2 $ 430,000 $ 215,000 $ 0
Lake, California 2 $ 330,000 $ 165,000 $ 0
San Joaquin, California 2 $ 790,000 $ 395,000 $ 0
Santa Barbara, California 2 $ 700,000 $ 350,000 $ 0
Santa Cruz, California 2 $ 790,000 $ 395,000 $ 49,000
Garfield, Colorado 2 $ 580,000 $ 290,000 $ 29,000
Pueblo, Colorado 2 $ 480,000 $ 240,000 $ 0
District of Columbia, District Of Columbia 2 $ 1,930,000 $ 965,000 $ 150,000
Citrus, Florida 2 $ 310,000 $ 155,000 $ 0
Clay, Florida 2 $ 50,000 $ 25,000 $ 0
Orange, Florida 2 $ 580,000 $ 290,000 $ 134,000
Pinellas, Florida 2 $ 620,000 $ 310,000 $ 72,000
Carroll, Georgia 2 $ 390,000 $ 195,000 $ 0
Chatham, Georgia 2 $ 350,000 $ 175,000 $ 0
Dougherty, Georgia 2 $ 290,000 $ 145,000 $ 22,000
Forsyth, Georgia 2 $ 740,000 $ 370,000 $ 0
Houston, Georgia 2 $ 490,000 $ 245,000 $ 22,000
Pickens, Georgia 2 $ 410,000 $ 205,000 $ 91,000
Tift, Georgia 2 $ 390,000 $ 195,000 $ 0
Walton, Georgia 2 $ 450,000 $ 225,000 $ 0
Bonneville, Idaho 2 $ 320,000 $ 160,000 $ 0
Butte, Idaho 2 $ 310,000 $ 155,000 $ 0
Kootenai, Idaho 2 $ 530,000 $ 265,000 $ 44,000
Kendall, Illinois 2 $ 780,000 $ 390,000 $ 0
Allen, Indiana 2 $ 540,000 $ 270,000 $ 0
Elkhart, Indiana 2 $ 300,000 $ 150,000 $ 0
Hamilton, Indiana 2 $ 590,000 $ 295,000 $ 0
Lake, Indiana 2 $ 360,000 $ 180,000 $ 0
Porter, Indiana 2 $ 440,000 $ 220,000 $ 0
St. Joseph, Indiana 2 $ 330,000 $ 165,000 $ 0
Vanderburgh, Indiana 2 $ 360,000 $ 180,000 $ 0
Butler, Kansas 2 $ 240,000 $ 120,000 $ 0
Fayette, Kentucky 2 $ 310,000 $ 155,000 $ 0
Bossier, Louisiana 2 $ 380,000 $ 190,000 $ 0
De Soto, Louisiana 2 $ 400,000 $ 200,000 $ 0
Lafayette, Louisiana 2 $ 340,000 $ 170,000 $ 0
Terrebonne, Louisiana 2 $ 380,000 $ 190,000 $ 0
Harford, Maryland 2 $ 620,000 $ 310,000 $ 44,000
Montgomery, Maryland 2 $ 870,000 $ 435,000 $ 0
Kent, Michigan 2 $ 380,000 $ 190,000 $ 0
Livingston, Michigan 2 $ 470,000 $ 235,000 $ 0
Ottawa, Michigan 2 $ 360,000 $ 180,000 $ 0
Shiawassee, Michigan 2 $ 270,000 $ 135,000 $ 0
St. Joseph, Michigan 2 $ 300,000 $ 150,000 $ 0
Olmsted, Minnesota 2 $ 450,000 $ 225,000 $ 0
Ramsey, Minnesota 2 $ 310,000 $ 155,000 $ 0
Scott, Minnesota 2 $ 500,000 $ 250,000 $ 0
Washington, Minnesota 2 $ 460,000 $ 230,000 $ 0
Carson City, Nevada 2 $ 360,000 $ 180,000 $ 50,000
Passaic, New Jersey 2 $ 740,000 $ 370,000 $ 0
Richmond, New York 2 $ 1,010,000 $ 505,000 $ 0
Cabarrus, North Carolina 2 $ 440,000 $ 220,000 $ 0
Davidson, North Carolina 2 $ 420,000 $ 210,000 $ 0
Durham, North Carolina 2 $ 440,000 $ 220,000 $ 9,000
Forsyth, North Carolina 2 $ 360,000 $ 180,000 $ 0
Harnett, North Carolina 2 $ 550,000 $ 275,000 $ 48,000
Lincoln, North Carolina 2 $ 430,000 $ 215,000 $ 0
Randolph, North Carolina 2 $ 360,000 $ 180,000 $ 0
Rowan, North Carolina 2 $ 320,000 $ 160,000 $ 0
Rutherford, North Carolina 2 $ 450,000 $ 225,000 $ 0
Cuyahoga, Ohio 2 $ 390,000 $ 195,000 $ 32,000
Franklin, Ohio 2 $ 250,000 $ 125,000 $ 0
Major, Oklahoma 2 $ 300,000 $ 150,000 $ 0
Oklahoma, Oklahoma 2 $ 450,000 $ 225,000 $ 132,000
Lehigh, Pennsylvania 2 $ 520,000 $ 260,000 $ 102,000
Monroe, Pennsylvania 2 $ 450,000 $ 225,000 $ 0
Tioga, Pennsylvania 2 $ 430,000 $ 215,000 $ 0
Dorchester, South Carolina 2 $ 530,000 $ 265,000 $ 48,000
Greene, Tennessee 2 $ 410,000 $ 205,000 $ 0
Wilson, Tennessee 2 $ 600,000 $ 300,000 $ 73,000
Bell, Texas 2 $ 240,000 $ 120,000 $ 0
Johnson, Texas 2 $ 360,000 $ 180,000 $ 0
Montgomery, Texas 2 $ 570,000 $ 285,000 $ 24,000
Summit, Utah 2 $ 1,610,000 $ 805,000 $ 149,000
Wasatch, Utah 2 $ 880,000 $ 440,000 $ 37,000
Hampton, Virginia 2 $ 250,000 $ 125,000 $ 0
Hopewell, Virginia 2 $ 350,000 $ 175,000 $ 0
Rockingham, Virginia 2 $ 600,000 $ 300,000 $ 0
Virginia Beach, Virginia 2 $ 570,000 $ 285,000 $ 0
Baldwin, Alabama 1 $ 175,000 $ 175,000 $ 0
Colbert, Alabama 1 $ 125,000 $ 125,000 $ 48,000
Jefferson, Alabama 1 $ 175,000 $ 175,000 $ 0
Limestone, Alabama 1 $ 155,000 $ 155,000 $ 0
Mobile, Alabama 1 $ 165,000 $ 165,000 $ 0
Matanuska-Susitna, Alaska 1 $ 205,000 $ 205,000 $ 0
Coconino, Arizona 1 $ 265,000 $ 265,000 $ 0
Gila, Arizona 1 $ 245,000 $ 245,000 $ 0
Mohave, Arizona 1 $ 275,000 $ 275,000 $ 0
Prairie, Arkansas 1 $ 505,000 $ 505,000 $ 66,000
Pulaski, Arkansas 1 $ 225,000 $ 225,000 $ 45,000
Stone, Arkansas 1 $ 155,000 $ 155,000 $ 0
Alameda, California 1 $ 465,000 $ 465,000 $ 202,000
Butte, California 1 $ 185,000 $ 185,000 $ 0
Calaveras, California 1 $ 175,000 $ 175,000 $ 0
Colusa, California 1 $ 395,000 $ 395,000 $ 0
Lassen, California 1 $ 235,000 $ 235,000 $ 0
Merced, California 1 $ 375,000 $ 375,000 $ 0
Monterey, California 1 $ 415,000 $ 415,000 $ 220,000
Nevada, California 1 $ 405,000 $ 405,000 $ 0
San Mateo, California 1 $ 525,000 $ 525,000 $ 0
Shasta, California 1 $ 155,000 $ 155,000 $ 38,000
Yolo, California 1 $ 455,000 $ 455,000 $ 120,000
Adams, Colorado 1 $ 445,000 $ 445,000 $ 0
Alamosa, Colorado 1 $ 195,000 $ 195,000 $ 0
Boulder, Colorado 1 $ 515,000 $ 515,000 $ 0
Douglas, Colorado 1 $ 145,000 $ 145,000 $ 0
Elbert, Colorado 1 $ 255,000 $ 255,000 $ 0
Fremont, Colorado 1 $ 325,000 $ 325,000 $ 0
Hinsdale, Colorado 1 $ 295,000 $ 295,000 $ 322,000
Morgan, Colorado 1 $ 145,000 $ 145,000 $ 0
Charlotte, Florida 1 $ 455,000 $ 455,000 $ 150,000
Duval, Florida 1 $ 955,000 $ 955,000 $ 76,000
Hernando, Florida 1 $ 225,000 $ 225,000 $ 0
Leon, Florida 1 $ 315,000 $ 315,000 $ 0
Seminole, Florida 1 $ 185,000 $ 185,000 $ 0
St. Johns, Florida 1 $ 365,000 $ 365,000 $ 90,000
Bibb, Georgia 1 $ 155,000 $ 155,000 $ 0
Bryan, Georgia 1 $ 175,000 $ 175,000 $ 0
Bulloch, Georgia 1 $ 205,000 $ 205,000 $ 0
Burke, Georgia 1 $ 155,000 $ 155,000 $ 0
Camden, Georgia 1 $ 225,000 $ 225,000 $ 61,000
Colquitt, Georgia 1 $ 105,000 $ 105,000 $ 0
Columbia, Georgia 1 $ 175,000 $ 175,000 $ 0
Dawson, Georgia 1 $ 285,000 $ 285,000 $ 0
Fayette, Georgia 1 $ 425,000 $ 425,000 $ 178,000
Floyd, Georgia 1 $ 155,000 $ 155,000 $ 0
Harris, Georgia 1 $ 165,000 $ 165,000 $ 123,000
Hart, Georgia 1 $ 285,000 $ 285,000 $ 0
Jasper, Georgia 1 $ 175,000 $ 175,000 $ 55,000
Lamar, Georgia 1 $ 195,000 $ 195,000 $ 0
Lee, Georgia 1 $ 155,000 $ 155,000 $ 150,000
Liberty, Georgia 1 $ 175,000 $ 175,000 $ 0
Lowndes, Georgia 1 $ 185,000 $ 185,000 $ 0
Polk, Georgia 1 $ 185,000 $ 185,000 $ 0
Spalding, Georgia 1 $ 155,000 $ 155,000 $ 0
Thomas, Georgia 1 $ 285,000 $ 285,000 $ 0
Towns, Georgia 1 $ 125,000 $ 125,000 $ 49,000
Troup, Georgia 1 $ 195,000 $ 195,000 $ 0
Whitfield, Georgia 1 $ 145,000 $ 145,000 $ 0
Ada, Idaho 1 $ 295,000 $ 295,000 $ 0
Bannock, Idaho 1 $ 215,000 $ 215,000 $ 0
Boundary, Idaho 1 $ 155,000 $ 155,000 $ 0
Gem, Idaho 1 $ 275,000 $ 275,000 $ 0
Madison, Idaho 1 $ 305,000 $ 305,000 $ 0
Twin Falls, Idaho 1 $ 265,000 $ 265,000 $ 0
DeKalb, Illinois 1 $ 135,000 $ 135,000 $ 0
DuPage, Illinois 1 $ 325,000 $ 325,000 $ 0
Lake, Illinois 1 $ 225,000 $ 225,000 $ 0
Madison, Illinois 1 $ 125,000 $ 125,000 $ 0
Sangamon, Illinois 1 $ 175,000 $ 175,000 $ 0
Winnebago, Illinois 1 $ 165,000 $ 165,000 $ 0
Boone, Indiana 1 $ 205,000 $ 205,000 $ 0
Dearborn, Indiana 1 $ 235,000 $ 235,000 $ 0
Hancock, Indiana 1 $ 165,000 $ 165,000 $ 0
Miami, Indiana 1 $ 335,000 $ 335,000 $ 0
Monroe, Indiana 1 $ 295,000 $ 295,000 $ 0
Putnam, Indiana 1 $ 155,000 $ 155,000 $ 0
Rush, Indiana 1 $ 185,000 $ 185,000 $ 0
Scott, Indiana 1 $ 165,000 $ 165,000 $ 0
Tippecanoe, Indiana 1 $ 175,000 $ 175,000 $ 0
Washington, Indiana 1 $ 245,000 $ 245,000 $ 0
Johnson, Kansas 1 $ 315,000 $ 315,000 $ 0
Harlan, Kentucky 1 $ 175,000 $ 175,000 $ 0
Kenton, Kentucky 1 $ 215,000 $ 215,000 $ 0
Iberville, Louisiana 1 $ 175,000 $ 175,000 $ 0
Frederick, Maryland 1 $ 525,000 $ 525,000 $ 0
Howard, Maryland 1 $ 305,000 $ 305,000 $ 0
St. Mary's, Maryland 1 $ 275,000 $ 275,000 $ 0
Wicomico, Maryland 1 $ 325,000 $ 325,000 $ 0
Allegan, Michigan 1 $ 185,000 $ 185,000 $ 0
Barry, Michigan 1 $ 245,000 $ 245,000 $ 0
Berrien, Michigan 1 $ 175,000 $ 175,000 $ 0
Calhoun, Michigan 1 $ 155,000 $ 155,000 $ 0
Emmet, Michigan 1 $ 315,000 $ 315,000 $ 0
Genesee, Michigan 1 $ 225,000 $ 225,000 $ 0
Ionia, Michigan 1 $ 485,000 $ 485,000 $ 0
Midland, Michigan 1 $ 175,000 $ 175,000 $ 0
Monroe, Michigan 1 $ 245,000 $ 245,000 $ 0
Saginaw, Michigan 1 $ 175,000 $ 175,000 $ 0
St. Clair, Michigan 1 $ 175,000 $ 175,000 $ 0
Tuscola, Michigan 1 $ 155,000 $ 155,000 $ 0
Washtenaw, Michigan 1 $ 165,000 $ 165,000 $ 0
Beltrami, Minnesota 1 $ 195,000 $ 195,000 $ 0
Carver, Minnesota 1 $ 205,000 $ 205,000 $ 0
Chippewa, Minnesota 1 $ 165,000 $ 165,000 $ 0
Clay, Minnesota 1 $ 265,000 $ 265,000 $ 0
Dodge, Minnesota 1 $ 175,000 $ 175,000 $ 0
Douglas, Minnesota 1 $ 195,000 $ 195,000 $ 0
McLeod, Minnesota 1 $ 195,000 $ 195,000 $ 0
Nicollet, Minnesota 1 $ 165,000 $ 165,000 $ 74,000
Stearns, Minnesota 1 $ 175,000 $ 175,000 $ 0
Wright, Minnesota 1 $ 355,000 $ 355,000 $ 0
DeSoto, Mississippi 1 $ 305,000 $ 305,000 $ 57,000
Harrison, Mississippi 1 $ 165,000 $ 165,000 $ 23,000
Madison, Mississippi 1 $ 365,000 $ 365,000 $ 195,000
Benton, Missouri 1 $ 195,000 $ 195,000 $ 0
Jefferson, Missouri 1 $ 175,000 $ 175,000 $ 0
Johnson, Missouri 1 $ 205,000 $ 205,000 $ 0
Platte, Missouri 1 $ 315,000 $ 315,000 $ 0
Douglas, Nebraska 1 $ 145,000 $ 145,000 $ 0
Sarpy, Nebraska 1 $ 275,000 $ 275,000 $ 0
Gloucester, New Jersey 1 $ 265,000 $ 265,000 $ 0
Monmouth, New Jersey 1 $ 325,000 $ 325,000 $ 0
Sussex, New Jersey 1 $ 115,000 $ 115,000 $ 0
Warren, New Jersey 1 $ 225,000 $ 225,000 $ 0
Bernalillo, New Mexico 1 $ 155,000 $ 155,000 $ 92,000
Dona Ana, New Mexico 1 $ 185,000 $ 185,000 $ 0
San Juan, New Mexico 1 $ 325,000 $ 325,000 $ 0
Sandoval, New Mexico 1 $ 205,000 $ 205,000 $ 0
Albany, New York 1 $ 205,000 $ 205,000 $ 110,000
Cortland, New York 1 $ 165,000 $ 165,000 $ 0
Niagara, New York 1 $ 255,000 $ 255,000 $ 0
Orange, New York 1 $ 245,000 $ 245,000 $ 0
Queens, New York 1 $ 485,000 $ 485,000 $ 110,000
Steuben, New York 1 $ 225,000 $ 225,000 $ 0
Warren, New York 1 $ 425,000 $ 425,000 $ 0
Wayne, New York 1 $ 225,000 $ 225,000 $ 0
Alamance, North Carolina 1 $ 175,000 $ 175,000 $ 0
Bertie, North Carolina 1 $ 85,000 $ 85,000 $ 36,000
Chatham, North Carolina 1 $ 525,000 $ 525,000 $ 158,000
Cleveland, North Carolina 1 $ 175,000 $ 175,000 $ 0
Dare, North Carolina 1 $ 255,000 $ 255,000 $ 63,000
Henderson, North Carolina 1 $ 305,000 $ 305,000 $ 0
Iredell, North Carolina 1 $ 345,000 $ 345,000 $ 93,000
Lenoir, North Carolina 1 $ 155,000 $ 155,000 $ 0
Moore, North Carolina 1 $ 165,000 $ 165,000 $ 0
Nash, North Carolina 1 $ 85,000 $ 85,000 $ 10,000
Pasquotank, North Carolina 1 $ 185,000 $ 185,000 $ 0
Pender, North Carolina 1 $ 325,000 $ 325,000 $ 0
Person, North Carolina 1 $ 155,000 $ 155,000 $ 0
Pitt, North Carolina 1 $ 135,000 $ 135,000 $ 0
Rockingham, North Carolina 1 $ 145,000 $ 145,000 $ 0
Surry, North Carolina 1 $ 255,000 $ 255,000 $ 0
Vance, North Carolina 1 $ 215,000 $ 215,000 $ 0
Watauga, North Carolina 1 $ 165,000 $ 165,000 $ 0
Wayne, North Carolina 1 $ 325,000 $ 325,000 $ 0
Fairfield, Ohio 1 $ 235,000 $ 235,000 $ 0
Hocking, Ohio 1 $ 165,000 $ 165,000 $ 0
Lorain, Ohio 1 $ 205,000 $ 205,000 $ 0
Meigs, Ohio 1 $ 85,000 $ 85,000 $ 0
Wayne, Ohio 1 $ 115,000 $ 115,000 $ 0
Cleveland, Oklahoma 1 $ 115,000 $ 115,000 $ 0
Jackson, Oklahoma 1 $ 115,000 $ 115,000 $ 0
Sequoyah, Oklahoma 1 $ 95,000 $ 95,000 $ 0
Jackson, Oregon 1 $ 155,000 $ 155,000 $ 0
Lane, Oregon 1 $ 315,000 $ 315,000 $ 0
Multnomah, Oregon 1 $ 525,000 $ 525,000 $ 0
Beaver, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Berks, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Bradford, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Butler, Pennsylvania 1 $ 325,000 $ 325,000 $ 180,000
Centre, Pennsylvania 1 $ 215,000 $ 215,000 $ 0
Chester, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Erie, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Franklin, Pennsylvania 1 $ 295,000 $ 295,000 $ 0
Northumberland, Pennsylvania 1 $ 155,000 $ 155,000 $ 0
Perry, Pennsylvania 1 $ 495,000 $ 495,000 $ 0
Washington, Pennsylvania 1 $ 165,000 $ 165,000 $ 0
Westmoreland, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Beaufort, South Carolina 1 $ 345,000 $ 345,000 $ 0
Charleston, South Carolina 1 $ 185,000 $ 185,000 $ 0
Greenville, South Carolina 1 $ 105,000 $ 105,000 $ 0
Horry, South Carolina 1 $ 205,000 $ 205,000 $ 0
Lexington, South Carolina 1 $ 425,000 $ 425,000 $ 137,000
Marion, South Carolina 1 $ 45,000 $ 45,000 $ 72,000
Richland, South Carolina 1 $ 295,000 $ 295,000 $ 115,000
York, South Carolina 1 $ 475,000 $ 475,000 $ 97,000
Pennington, South Dakota 1 $ 325,000 $ 325,000 $ 54,000
Claiborne, Tennessee 1 $ 45,000 $ 45,000 $ 157,000
Cumberland, Tennessee 1 $ 225,000 $ 225,000 $ 0
Fayette, Tennessee 1 $ 295,000 $ 295,000 $ 0
Macon, Tennessee 1 $ 285,000 $ 285,000 $ 60,000
Sumner, Tennessee 1 $ 185,000 $ 185,000 $ 0
Williamson, Tennessee 1 $ 455,000 $ 455,000 $ 222,000
Bexar, Texas 1 $ 175,000 $ 175,000 $ 0
Ellis, Texas 1 $ 365,000 $ 365,000 $ 156,000
Hidalgo, Texas 1 $ 245,000 $ 245,000 $ 0
Kaufman, Texas 1 $ 425,000 $ 425,000 $ 396,000
Travis, Texas 1 $ 345,000 $ 345,000 $ 0
Williamson, Texas 1 $ 195,000 $ 195,000 $ 0
Uintah, Utah 1 $ 235,000 $ 235,000 $ 0
Arlington, Virginia 1 $ 715,000 $ 715,000 $ 307,000
Chesapeake, Virginia 1 $ 175,000 $ 175,000 $ 64,000
Chesterfield, Virginia 1 $ 275,000 $ 275,000 $ 0
Culpeper, Virginia 1 $ 325,000 $ 325,000 $ 0
Danville, Virginia 1 $ 205,000 $ 205,000 $ 0
Frederick, Virginia 1 $ 255,000 $ 255,000 $ 0
Greene, Virginia 1 $ 255,000 $ 255,000 $ 0
Loudoun, Virginia 1 $ 275,000 $ 275,000 $ 0
Manassas, Virginia 1 $ 505,000 $ 505,000 $ 0
Montgomery, Virginia 1 $ 275,000 $ 275,000 $ 0
Norfolk, Virginia 1 $ 175,000 $ 175,000 $ 61,000
Portsmouth, Virginia 1 $ 225,000 $ 225,000 $ 0
Stafford, Virginia 1 $ 275,000 $ 275,000 $ 0
Sussex, Virginia 1 $ 155,000 $ 155,000 $ 0
Clark, Washington 1 $ 245,000 $ 245,000 $ 94,000
Cowlitz, Washington 1 $ 125,000 $ 125,000 $ 0
Island, Washington 1 $ 135,000 $ 135,000 $ 0
Spokane, Washington 1 $ 175,000 $ 175,000 $ 0
Brown, Wisconsin 1 $ 185,000 $ 185,000 $ 0
Racine, Wisconsin 1 $ 245,000 $ 245,000 $ 72,000

Mortgage Loan Application Detail Totals for United Security Financial Corp in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,050 $260,730,000 $248,000 $3,335,000 $12,000 $661,000
Home Purchase 221 $72,985,000 $330,000 $1,505,000 $126,000 $5,046,000
Not Applicable 49 $16,935,000 $345,000 $685,000 $0 $0
Cash-out Refinancing 48 $15,620,000 $325,000 $725,000 $148,000 $1,260,000
Home Improvement 1 $185,000 $185,000 $185,000 $57,000 $57,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 673 $170,245,000 $252,000 $1,165,000 $23,000 $661,000
Black or African American 365 $94,945,000 $260,000 $1,505,000 $56,000 $5,046,000
Hispanic 147 $40,965,000 $278,000 $605,000 $32,000 $1,260,000
Not applicable 124 $40,720,000 $328,000 $735,000 $0 $0
Asian 26 $7,580,000 $291,000 $675,000 $26,000 $231,000
Not Provided 13 $6,515,000 $501,000 $3,335,000 $22,000 $153,000
American Indian or Alaskan Native 6 $1,540,000 $256,000 $475,000 $16,000 $97,000
Native Hawaiian or Other Pacific Islander 5 $1,155,000 $231,000 $285,000 $58,000 $213,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 798 $187,210,000 $234,000 $1,505,000 $22,000 $5,046,000
VA-guaranteed (Veterans Administration) 359 $104,255,000 $290,000 $955,000 $17,000 $355,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 212 $74,990,000 $353,000 $3,335,000 $121,000 $869,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 735 $188,715,000 $256,000 $1,165,000 $31,000 $5,046,000
Application Withdrawn By Applicant 457 $123,025,000 $269,000 $3,335,000 $36,000 $869,000
Loan Purchased By The Institution 124 $40,720,000 $328,000 $735,000 $0 $0
Application Denied By Financial Institution 43 $11,545,000 $268,000 $555,000 $74,000 $1,260,000
Application Approved But Not Accepted 5 $1,545,000 $309,000 $645,000 $49,000 $156,000
File Closed For Incompleteness 5 $905,000 $181,000 $275,000 $47,000 $112,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,326 $354,910,000 $267,000 $3,335,000 $33,000 $5,046,000
Credit Application Incomplete 12 $3,760,000 $313,000 $515,000 $37,000 $193,000
Credit History 11 $2,655,000 $241,000 $505,000 $187,000 $1,260,000
Unverifiable Information 6 $1,240,000 $206,000 $305,000 $33,000 $101,000
Other 5 $1,585,000 $317,000 $555,000 $36,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,110,000 $277,000 $415,000 $37,000 $60,000
Debt-To-Income Ratio 3 $645,000 $215,000 $295,000 $17,000 $50,000
Collateral 2 $550,000 $275,000 $305,000 $47,000 $94,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Security Financial Corp's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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