United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
United Security Financial Corp 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,369 |
| Total Mortgage Loan Application Amount | $366,455,000 |
| Average Mortgage Loan Application Amount | $286,600 |
| Highest Mortgage Loan Application Amount | $3,335,000 |
| Average Applicant Income | $68,600 |
| Highest Applicant Income | $5,046,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 134 | $ 30,210,000 | $ 225,000 | $ 19,000 |
| NA (OUTSIDE OF MSA/MD) | 90 | $ 21,110,000 | $ 226,272 | $ 37,888 |
| SALT LAKE CITY, UT | 77 | $ 23,305,000 | $ 302,000 | $ 50,000 |
| OGDEN-CLEARFIELD, UT | 39 | $ 10,495,000 | $ 269,000 | $ 16,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 36 | $ 12,660,000 | $ 351,000 | $ 13,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 36 | $ 15,760,000 | $ 598,333 | $ 111,333 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 34 | $ 7,940,000 | $ 350,500 | $ 54,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 33 | $ 13,265,000 | $ 401,000 | $ 83,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 31 | $ 16,325,000 | $ 526,000 | $ 81,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 31 | $ 6,575,000 | $ 212,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 28 | $ 5,620,000 | $ 200,000 | $ 12,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 28 | $ 5,850,000 | $ 208,000 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 24 | $ 4,660,000 | $ 194,000 | $ 3,000 |
| BATON ROUGE, LA | 22 | $ 4,560,000 | $ 207,000 | $ 3,000 |
| PROVO-OREM, UT | 22 | $ 6,090,000 | $ 276,000 | $ 24,000 |
| MEMPHIS, TN-MS-AR | 19 | $ 3,885,000 | $ 251,500 | $ 197,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 16 | $ 7,390,000 | $ 461,000 | $ 64,000 |
| NEW ORLEANS-METAIRIE, LA | 16 | $ 3,230,000 | $ 201,000 | $ 0 |
| NEW YORK-NEWARK, NY | 16 | $ 4,210,000 | $ 254,500 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 14 | $ 3,480,000 | $ 248,000 | $ 108,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 13 | $ 3,775,000 | $ 290,000 | $ 15,000 |
| FAYETTEVILLE, NC | 13 | $ 3,105,000 | $ 238,000 | $ 39,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 13 | $ 4,795,000 | $ 368,000 | $ 92,000 |
| GREENSBORO-HIGH POINT, NC | 13 | $ 2,995,000 | $ 230,000 | $ 8,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 13 | $ 4,465,000 | $ 397,500 | $ 60,000 |
| RALEIGH, NC | 13 | $ 2,735,000 | $ 210,000 | $ 2,000 |
| SAN DIEGO-CARLSBAD, CA | 12 | $ 4,830,000 | $ 402,000 | $ 29,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 12 | $ 4,930,000 | $ 410,000 | $ 88,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 12 | $ 2,710,000 | $ 225,000 | $ 55,000 |
| PITTSBURGH, PA | 11 | $ 2,195,000 | $ 199,000 | $ 33,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 10 | $ 2,700,000 | $ 270,000 | $ 17,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 4,180,000 | $ 418,000 | $ 94,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 10 | $ 1,990,000 | $ 199,000 | $ 13,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 3,045,000 | $ 338,000 | $ 63,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 9 | $ 2,115,000 | $ 235,000 | $ 67,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 2,440,000 | $ 305,000 | $ 44,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 1,810,000 | $ 226,000 | $ 0 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 8 | $ 1,860,000 | $ 232,000 | $ 85,000 |
| LAKELAND-WINTER HAVEN, FL | 8 | $ 1,840,000 | $ 230,000 | $ 43,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,485,000 | $ 217,500 | $ 34,000 |
| COLORADO SPRINGS, CO | 7 | $ 2,465,000 | $ 352,000 | $ 26,000 |
| COLUMBUS, GA-AL | 7 | $ 1,095,000 | $ 156,000 | $ 43,000 |
| DURHAM-CHAPEL HILL, NC | 7 | $ 1,735,000 | $ 247,000 | $ 25,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 7 | $ 2,255,000 | $ 322,000 | $ 147,000 |
| SHREVEPORT-BOSSIER CITY, LA | 7 | $ 1,175,000 | $ 167,000 | $ 0 |
| TUCSON, AZ | 7 | $ 1,635,000 | $ 233,000 | $ 13,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 1,080,000 | $ 180,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 6 | $ 1,540,000 | $ 256,000 | $ 57,000 |
| HANFORD-CORCORAN, CA | 6 | $ 1,400,000 | $ 233,000 | $ 0 |
| MODESTO, CA | 6 | $ 1,570,000 | $ 261,000 | $ 11,000 |
| PHILADELPHIA, PA | 6 | $ 1,390,000 | $ 231,000 | $ 0 |
| TACOMA-LAKEWOOD, WA | 6 | $ 2,140,000 | $ 356,000 | $ 51,000 |
| VISALIA-PORTERVILLE, CA | 6 | $ 1,240,000 | $ 206,000 | $ 0 |
| BAKERSFIELD, CA | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| FRESNO, CA | 5 | $ 985,000 | $ 197,000 | $ 0 |
| GRAND JUNCTION, CO | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| HOUMA-THIBODAUX, LA | 5 | $ 955,000 | $ 191,000 | $ 0 |
| JACKSONVILLE, NC | 5 | $ 935,000 | $ 187,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 1,515,000 | $ 266,000 | $ 14,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 5 | $ 2,135,000 | $ 427,000 | $ 131,000 |
| WARNER ROBINS, GA | 5 | $ 945,000 | $ 189,000 | $ 16,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 1,030,000 | $ 257,000 | $ 36,000 |
| ASHEVILLE, NC | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| COLUMBUS, OH | 4 | $ 650,000 | $ 162,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 4 | $ 610,000 | $ 152,000 | $ 0 |
| GAINESVILLE, GA | 4 | $ 860,000 | $ 215,000 | $ 0 |
| GARY, IN | 4 | $ 800,000 | $ 200,000 | $ 0 |
| HAMMOND, LA | 4 | $ 820,000 | $ 205,000 | $ 20,000 |
| IDAHO FALLS, ID | 4 | $ 630,000 | $ 157,000 | $ 0 |
| JACKSON, MI | 4 | $ 730,000 | $ 182,000 | $ 0 |
| JACKSONVILLE, FL | 4 | $ 1,370,000 | $ 342,000 | $ 83,000 |
| LANCASTER, PA | 4 | $ 840,000 | $ 210,000 | $ 0 |
| LOGAN, UT-ID | 4 | $ 900,000 | $ 225,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 4 | $ 1,600,000 | $ 400,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 1,790,000 | $ 447,000 | $ 69,000 |
| RICHMOND, VA | 4 | $ 780,000 | $ 195,000 | $ 0 |
| SALEM, OR | 4 | $ 1,250,000 | $ 312,000 | $ 0 |
| WILMINGTON, NC | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| WINSTON-SALEM, NC | 4 | $ 780,000 | $ 195,000 | $ 0 |
| ALBANY, GA | 3 | $ 445,000 | $ 148,000 | $ 64,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 895,000 | $ 298,000 | $ 34,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 3 | $ 715,000 | $ 238,000 | $ 48,000 |
| CHATTANOOGA, TN-GA | 3 | $ 505,000 | $ 168,000 | $ 220,000 |
| CLARKSVILLE, TN-KY | 3 | $ 725,000 | $ 241,000 | $ 35,000 |
| CLEVELAND-ELYRIA, OH | 3 | $ 595,000 | $ 198,000 | $ 21,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 3 | $ 555,000 | $ 185,000 | $ 0 |
| EL CENTRO, CA | 3 | $ 725,000 | $ 241,000 | $ 20,000 |
| ELGIN, IL | 3 | $ 915,000 | $ 305,000 | $ 0 |
| FORT COLLINS, CO | 3 | $ 1,205,000 | $ 401,000 | $ 0 |
| GREELEY, CO | 3 | $ 765,000 | $ 255,000 | $ 31,000 |
| HUNTSVILLE, AL | 3 | $ 765,000 | $ 255,000 | $ 0 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 725,000 | $ 241,000 | $ 21,000 |
| NEW BERN, NC | 3 | $ 635,000 | $ 211,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 3 | $ 695,000 | $ 231,000 | $ 70,000 |
| OKLAHOMA CITY, OK | 3 | $ 565,000 | $ 188,000 | $ 88,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 745,000 | $ 248,000 | $ 0 |
| ROCHESTER, MN | 3 | $ 625,000 | $ 208,000 | $ 0 |
| SAVANNAH, GA | 3 | $ 525,000 | $ 175,000 | $ 0 |
| SPARTANBURG, SC | 3 | $ 425,000 | $ 141,000 | $ 0 |
| ST. GEORGE, UT | 3 | $ 835,000 | $ 278,000 | $ 25,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 3 | $ 1,395,000 | $ 465,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 3 | $ 1,185,000 | $ 395,000 | $ 455,000 |
| YORK-HANOVER, PA | 3 | $ 555,000 | $ 185,000 | $ 27,000 |
| YUBA CITY, CA | 3 | $ 845,000 | $ 281,000 | $ 0 |
| ALBUQUERQUE, NM | 2 | $ 360,000 | $ 180,000 | $ 46,000 |
| AUSTIN-ROUND ROCK, TX | 2 | $ 540,000 | $ 270,000 | $ 0 |
| BOISE CITY, ID | 2 | $ 570,000 | $ 285,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 360,000 | $ 180,000 | $ 50,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 450,000 | $ 225,000 | $ 0 |
| COEUR D'ALENE, ID | 2 | $ 530,000 | $ 265,000 | $ 44,000 |
| COLUMBIA, SC | 2 | $ 720,000 | $ 360,000 | $ 126,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 790,000 | $ 395,000 | $ 276,000 |
| EAST STROUDSBURG, PA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| ELKHART-GOSHEN, IN | 2 | $ 300,000 | $ 150,000 | $ 0 |
| EVANSVILLE, IN-KY | 2 | $ 360,000 | $ 180,000 | $ 0 |
| FORT WAYNE, IN | 2 | $ 540,000 | $ 270,000 | $ 0 |
| HARRISONBURG, VA | 2 | $ 600,000 | $ 300,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| KANSAS CITY, MO-KS | 2 | $ 630,000 | $ 315,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 340,000 | $ 170,000 | $ 0 |
| LANSING-EAST LANSING, MI | 2 | $ 270,000 | $ 135,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 2 | $ 310,000 | $ 155,000 | $ 0 |
| MONTGOMERY, AL | 2 | $ 530,000 | $ 265,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 770,000 | $ 385,000 | $ 94,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 2 | $ 430,000 | $ 215,000 | $ 0 |
| PUEBLO, CO | 2 | $ 480,000 | $ 240,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 790,000 | $ 395,000 | $ 49,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 700,000 | $ 350,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 520,000 | $ 260,000 | $ 164,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 330,000 | $ 165,000 | $ 0 |
| ST. LOUIS, MO-IL | 2 | $ 300,000 | $ 150,000 | $ 0 |
| STOCKTON-LODI, CA | 2 | $ 790,000 | $ 395,000 | $ 0 |
| WICHITA, KS | 2 | $ 240,000 | $ 120,000 | $ 0 |
| ANCHORAGE, AK | 1 | $ 205,000 | $ 205,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| BATTLE CREEK, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 295,000 | $ 295,000 | $ 0 |
| BOULDER, CO | 1 | $ 515,000 | $ 515,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 255,000 | $ 255,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 275,000 | $ 275,000 | $ 0 |
| CAMDEN, NJ | 1 | $ 265,000 | $ 265,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| CHARLOTTESVILLE, VA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| CHICAGO-NAPERVILLE, IL | 1 | $ 325,000 | $ 325,000 | $ 0 |
| CHICO, CA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DALTON, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ERIE, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| EUGENE, OR | 1 | $ 315,000 | $ 315,000 | $ 0 |
| FARGO, ND-MN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 325,000 | $ 325,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 265,000 | $ 265,000 | $ 0 |
| FLINT, MI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| FORT SMITH, AR-OK | 1 | $ 95,000 | $ 95,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 425,000 | $ 425,000 | $ 0 |
| GOLDSBORO, NC | 1 | $ 325,000 | $ 325,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 185,000 | $ 185,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 165,000 | $ 165,000 | $ 23,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 345,000 | $ 345,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| JACKSON, MS | 1 | $ 365,000 | $ 365,000 | $ 195,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 275,000 | $ 275,000 | $ 0 |
| LAS CRUCES, NM | 1 | $ 185,000 | $ 185,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| LONGVIEW, WA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 245,000 | $ 245,000 | $ 0 |
| MACON-BIBB COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 245,000 | $ 245,000 | $ 0 |
| MEDFORD, OR | 1 | $ 155,000 | $ 155,000 | $ 0 |
| MERCED, CA | 1 | $ 375,000 | $ 375,000 | $ 0 |
| MIDLAND, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| MOBILE, AL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| MONROE, MI | 1 | $ 245,000 | $ 245,000 | $ 0 |
| NEWARK, NJ-PA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| POCATELLO, ID | 1 | $ 215,000 | $ 215,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 455,000 | $ 455,000 | $ 150,000 |
| RACINE, WI | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| RAPID CITY, SD | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| READING, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| REDDING, CA | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| ROCHESTER, NY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| ROCKFORD, IL | 1 | $ 165,000 | $ 165,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 85,000 | $ 85,000 | $ 10,000 |
| ROME, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SAGINAW, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SALINAS, CA | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| SALISBURY, MD-DE | 1 | $ 325,000 | $ 325,000 | $ 0 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 1 | $ 525,000 | $ 525,000 | $ 0 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| STATE COLLEGE, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| TWIN FALLS, ID | 1 | $ 265,000 | $ 265,000 | $ 0 |
| VALDOSTA, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,050 | $260,730,000 | $248,000 | $3,335,000 | $12,000 | $661,000 |
| Home Purchase | 221 | $72,985,000 | $330,000 | $1,505,000 | $126,000 | $5,046,000 |
| Not Applicable | 49 | $16,935,000 | $345,000 | $685,000 | $0 | $0 |
| Cash-out Refinancing | 48 | $15,620,000 | $325,000 | $725,000 | $148,000 | $1,260,000 |
| Home Improvement | 1 | $185,000 | $185,000 | $185,000 | $57,000 | $57,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 673 | $170,245,000 | $252,000 | $1,165,000 | $23,000 | $661,000 |
| Black or African American | 365 | $94,945,000 | $260,000 | $1,505,000 | $56,000 | $5,046,000 |
| Hispanic | 147 | $40,965,000 | $278,000 | $605,000 | $32,000 | $1,260,000 |
| Not applicable | 124 | $40,720,000 | $328,000 | $735,000 | $0 | $0 |
| Asian | 26 | $7,580,000 | $291,000 | $675,000 | $26,000 | $231,000 |
| Not Provided | 13 | $6,515,000 | $501,000 | $3,335,000 | $22,000 | $153,000 |
| American Indian or Alaskan Native | 6 | $1,540,000 | $256,000 | $475,000 | $16,000 | $97,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,155,000 | $231,000 | $285,000 | $58,000 | $213,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 798 | $187,210,000 | $234,000 | $1,505,000 | $22,000 | $5,046,000 |
| VA-guaranteed (Veterans Administration) | 359 | $104,255,000 | $290,000 | $955,000 | $17,000 | $355,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 212 | $74,990,000 | $353,000 | $3,335,000 | $121,000 | $869,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 735 | $188,715,000 | $256,000 | $1,165,000 | $31,000 | $5,046,000 |
| Application Withdrawn By Applicant | 457 | $123,025,000 | $269,000 | $3,335,000 | $36,000 | $869,000 |
| Loan Purchased By The Institution | 124 | $40,720,000 | $328,000 | $735,000 | $0 | $0 |
| Application Denied By Financial Institution | 43 | $11,545,000 | $268,000 | $555,000 | $74,000 | $1,260,000 |
| Application Approved But Not Accepted | 5 | $1,545,000 | $309,000 | $645,000 | $49,000 | $156,000 |
| File Closed For Incompleteness | 5 | $905,000 | $181,000 | $275,000 | $47,000 | $112,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,326 | $354,910,000 | $267,000 | $3,335,000 | $33,000 | $5,046,000 |
| Credit Application Incomplete | 12 | $3,760,000 | $313,000 | $515,000 | $37,000 | $193,000 |
| Credit History | 11 | $2,655,000 | $241,000 | $505,000 | $187,000 | $1,260,000 |
| Unverifiable Information | 6 | $1,240,000 | $206,000 | $305,000 | $33,000 | $101,000 |
| Other | 5 | $1,585,000 | $317,000 | $555,000 | $36,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,110,000 | $277,000 | $415,000 | $37,000 | $60,000 |
| Debt-To-Income Ratio | 3 | $645,000 | $215,000 | $295,000 | $17,000 | $50,000 |
| Collateral | 2 | $550,000 | $275,000 | $305,000 | $47,000 | $94,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.