United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
United Security Financial Corp 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 797 |
| Total Mortgage Loan Application Amount | $255,525,000 |
| Average Mortgage Loan Application Amount | $322,250 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $1,332,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 104 | $ 36,100,000 | $ 347,000 | $ 0 |
| Pinal County Arizona | 43 | $ 14,035,000 | $ 326,000 | $ 142,000 |
| Clark County Nevada | 26 | $ 9,630,000 | $ 370,000 | $ 153,000 |
| Harris County Texas | 16 | $ 5,010,000 | $ 313,000 | $ 209,000 |
| Pima County Arizona | 12 | $ 3,500,000 | $ 291,000 | $ 157,000 |
| San Bernardino County California | 10 | $ 4,450,000 | $ 445,000 | $ 74,000 |
| Rapides County Louisiana | 10 | $ 2,530,000 | $ 253,000 | $ 118,000 |
| Fulton County Georgia | 9 | $ 2,705,000 | $ 300,000 | $ 189,000 |
| Pierce County Washington | 9 | $ 4,175,000 | $ 463,000 | $ 0 |
| Hillsborough County Florida | 8 | $ 2,400,000 | $ 300,000 | $ 170,000 |
| Polk County Florida | 8 | $ 2,430,000 | $ 303,000 | $ 0 |
| Clackamas County Oregon | 8 | $ 4,450,000 | $ 556,000 | $ 229,000 |
| Shelby County Tennessee | 8 | $ 1,690,000 | $ 211,000 | $ 62,000 |
| Jefferson County Alabama | 7 | $ 1,465,000 | $ 209,000 | $ 0 |
| Clayton County Georgia | 7 | $ 1,975,000 | $ 282,000 | $ 0 |
| Cobb County Georgia | 7 | $ 5,185,000 | $ 740,000 | $ 243,000 |
| DeKalb County Georgia | 7 | $ 1,795,000 | $ 256,000 | $ 163,000 |
| Cook County Illinois | 7 | $ 1,615,000 | $ 230,000 | $ 0 |
| Salt Lake County Utah | 7 | $ 3,295,000 | $ 470,000 | $ 299,000 |
| Los Angeles County California | 6 | $ 3,160,000 | $ 526,000 | $ 66,000 |
| Lee County Florida | 6 | $ 2,040,000 | $ 340,000 | $ 0 |
| Palm Beach County Florida | 6 | $ 1,500,000 | $ 250,000 | $ 102,000 |
| Pasco County Florida | 6 | $ 1,620,000 | $ 270,000 | $ 0 |
| Prince George's County Maryland | 6 | $ 2,090,000 | $ 348,000 | $ 183,000 |
| Riverside County California | 5 | $ 2,595,000 | $ 519,000 | $ 0 |
| Sacramento County California | 5 | $ 2,285,000 | $ 457,000 | $ 395,000 |
| Brevard County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| Broward County Florida | 5 | $ 2,065,000 | $ 413,000 | $ 114,000 |
| Miami-Dade County Florida | 5 | $ 2,225,000 | $ 445,000 | $ 107,000 |
| St. Lucie County Florida | 5 | $ 1,855,000 | $ 371,000 | $ 109,000 |
| Multnomah County Oregon | 5 | $ 2,255,000 | $ 451,000 | $ 166,000 |
| Dallas County Texas | 5 | $ 1,605,000 | $ 321,000 | $ 0 |
| Jefferson County Texas | 5 | $ 1,225,000 | $ 245,000 | $ 0 |
| Tarrant County Texas | 5 | $ 1,435,000 | $ 287,000 | $ 0 |
| Volusia County Florida | 4 | $ 1,380,000 | $ 345,000 | $ 0 |
| Gwinnett County Georgia | 4 | $ 1,230,000 | $ 307,000 | $ 0 |
| Henry County Georgia | 4 | $ 1,600,000 | $ 400,000 | $ 1,332,000 |
| Newton County Georgia | 4 | $ 1,160,000 | $ 290,000 | $ 54,000 |
| Durham County North Carolina | 4 | $ 1,580,000 | $ 395,000 | $ 104,000 |
| Mecklenburg County North Carolina | 4 | $ 1,410,000 | $ 352,000 | $ 92,000 |
| Davidson County Tennessee | 4 | $ 1,470,000 | $ 367,000 | $ 313,000 |
| El Paso County Texas | 4 | $ 900,000 | $ 225,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 950,000 | $ 237,000 | $ 131,000 |
| Chesterfield County Virginia | 4 | $ 1,120,000 | $ 280,000 | $ 0 |
| Montgomery County Alabama | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Kern County California | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| Stanislaus County California | 3 | $ 1,205,000 | $ 401,000 | $ 0 |
| El Paso County Colorado | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| Columbia County Florida | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Marion County Florida | 3 | $ 805,000 | $ 268,000 | $ 0 |
| Orange County Florida | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Seminole County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Carroll County Georgia | 3 | $ 655,000 | $ 218,000 | $ 0 |
| Glynn County Georgia | 3 | $ 605,000 | $ 201,000 | $ 0 |
| Spalding County Georgia | 3 | $ 565,000 | $ 188,000 | $ 0 |
| Maui County Hawaii | 3 | $ 1,835,000 | $ 611,000 | $ 0 |
| Noble County Indiana | 3 | $ 525,000 | $ 175,000 | $ 67,000 |
| Wayne County Michigan | 3 | $ 455,000 | $ 151,000 | $ 0 |
| Morris County New Jersey | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Eddy County New Mexico | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Suffolk County New York | 3 | $ 1,605,000 | $ 535,000 | $ 0 |
| Franklin County Ohio | 3 | $ 905,000 | $ 301,000 | $ 0 |
| Cleveland County Oklahoma | 3 | $ 665,000 | $ 221,000 | $ 0 |
| Deschutes County Oregon | 3 | $ 1,605,000 | $ 535,000 | $ 148,000 |
| Galveston County Texas | 3 | $ 845,000 | $ 281,000 | $ 0 |
| Davis County Utah | 3 | $ 1,245,000 | $ 415,000 | $ 0 |
| Henrico County Virginia | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Richmond City County Virginia | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Mohave County Arizona | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Santa Cruz County Arizona | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Yavapai County Arizona | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Yuma County Arizona | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Alachua County Florida | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Charlotte County Florida | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Duval County Florida | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Lake County Florida | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Leon County Florida | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Osceola County Florida | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Wakulla County Florida | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Bibb County Georgia | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Chatham County Georgia | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Coweta County Georgia | 2 | $ 930,000 | $ 465,000 | $ 410,000 |
| Floyd County Georgia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Habersham County Georgia | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Houston County Georgia | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Boone County Illinois | 2 | $ 480,000 | $ 240,000 | $ 0 |
| St. Clair County Illinois | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Will County Illinois | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Marion County Indiana | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Hillsdale County Michigan | 2 | $ 390,000 | $ 195,000 | $ 30,000 |
| Jackson County Missouri | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 610,000 | $ 305,000 | $ 102,000 |
| San Juan County New Mexico | 2 | $ 640,000 | $ 320,000 | $ 120,000 |
| Nassau County New York | 2 | $ 1,190,000 | $ 595,000 | $ 0 |
| Gaston County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Lucas County Ohio | 2 | $ 340,000 | $ 170,000 | $ 98,000 |
| Oklahoma County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Philadelphia County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| Rutherford County Tennessee | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Wilson County Tennessee | 2 | $ 990,000 | $ 495,000 | $ 877,000 |
| Bell County Texas | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Ellis County Texas | 2 | $ 730,000 | $ 365,000 | $ 123,000 |
| Gregg County Texas | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Howard County Texas | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Montgomery County Texas | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Williamson County Texas | 2 | $ 860,000 | $ 430,000 | $ 0 |
| Petersburg County Virginia | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Prince William County Virginia | 2 | $ 840,000 | $ 420,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Snohomish County Washington | 2 | $ 1,200,000 | $ 600,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Houston County Alabama | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Limestone County Alabama | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Madison County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Mobile County Alabama | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Russell County Alabama | 1 | $ 295,000 | $ 295,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cochise County Arizona | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Gila County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Graham County Arizona | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Garland County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Greene County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| El Dorado County California | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Fresno County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Madera County California | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Merced County California | 1 | $ 335,000 | $ 335,000 | $ 0 |
| San Diego County California | 1 | $ 675,000 | $ 675,000 | $ 0 |
| San Joaquin County California | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Sonoma County California | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Ventura County California | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Yuba County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Weld County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Clay County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Collier County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Escambia County Florida | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hernando County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Levy County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Sarasota County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| St. Johns County Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Suwannee County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Brantley County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Butts County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Franklin County Georgia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Harris County Georgia | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Jackson County Georgia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Morgan County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pickens County Georgia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Polk County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Screven County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Troup County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Ware County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kootenai County Idaho | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Jefferson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Kane County Illinois | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Lake County Illinois | 1 | $ 245,000 | $ 245,000 | $ 0 |
| McHenry County Illinois | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Allen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Clinton County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Hancock County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lake County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison County Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Porter County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Ripley County Indiana | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Polk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Franklin County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kearny County Kansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Montgomery County Kansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bell County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Christian County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Woodford County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Acadia County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Caddo County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Jefferson County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Lafourche County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| St. John the Baptist County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Baltimore County Maryland | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Charles County Maryland | 1 | $ 535,000 | $ 535,000 | $ 184,000 |
| Frederick County Maryland | 1 | $ 365,000 | $ 365,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Itasca County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Morrison County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Steele County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Todd County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Rankin County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Sanders County Montana | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Elko County Nevada | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Lyon County Nevada | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Nye County Nevada | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Essex County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 0 |
| McKinley County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Kings County New York | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Queens County New York | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 64,000 |
| Montgomery County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Burleigh County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Cass County North Dakota | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Butler County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Clermont County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Jackson County Oregon | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Jefferson County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Linn County Oregon | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Malheur County Oregon | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 445,000 | $ 445,000 | $ 180,000 |
| Umatilla County Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| York County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Dorchester County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Horry County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Union County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Carter County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Giles County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hamilton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Knox County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lewis County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Maury County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| Sullivan County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bastrop County Texas | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Chambers County Texas | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Collin County Texas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Comal County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Denton County Texas | 1 | $ 575,000 | $ 575,000 | $ 245,000 |
| Guadalupe County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Hopkins County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hunt County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jasper County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Johnson County Texas | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Kaufman County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| McLennan County Texas | 1 | $ 435,000 | $ 435,000 | $ 213,000 |
| Nueces County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Parker County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Stephens County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Travis County Texas | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Walker County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Wilson County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Iron County Utah | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Tooele County Utah | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Washington County Utah | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Amelia County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 315,000 | $ 315,000 | $ 70,000 |
| Fairfax County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Frederick County Virginia | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Goochland County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hampton County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Prince George County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Staunton County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Benton County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Chelan County Washington | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Clallam County Washington | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Island County Washington | 1 | $ 465,000 | $ 465,000 | $ 0 |
| King County Washington | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Kitsap County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Lincoln County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Mason County Washington | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Thurston County Washington | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Goshen County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 774 | $247,600,000 | $319,000 | $1,405,000 | $175,000 | $1,332,000 |
| Not Applicable | 11 | $4,325,000 | $393,000 | $625,000 | $0 | $0 |
| Refinancing | 11 | $3,325,000 | $302,000 | $595,000 | $103,000 | $183,000 |
| Cash-out Refinancing | 1 | $275,000 | $275,000 | $275,000 | $102,000 | $102,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 678 | $211,120,000 | $311,000 | $895,000 | $0 | $0 |
| Black or African American | 61 | $22,555,000 | $369,000 | $1,405,000 | $190,000 | $1,332,000 |
| Asian | 36 | $15,680,000 | $435,000 | $885,000 | $163,000 | $382,000 |
| White | 15 | $3,965,000 | $264,000 | $435,000 | $152,000 | $567,000 |
| Hispanic | 5 | $1,675,000 | $335,000 | $435,000 | $123,000 | $299,000 |
| American Indian or Alaskan Native | 1 | $275,000 | $275,000 | $275,000 | $141,000 | $141,000 |
| Not Provided | 1 | $255,000 | $255,000 | $255,000 | $136,000 | $136,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 722 | $225,220,000 | $311,000 | $895,000 | $139,000 | $1,332,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57 | $22,185,000 | $389,000 | $885,000 | $217,000 | $983,000 |
| VA-guaranteed (Veterans Administration) | 18 | $8,120,000 | $451,000 | $1,405,000 | $144,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 678 | $211,120,000 | $311,000 | $895,000 | $0 | $0 |
| Loan Originated | 65 | $26,005,000 | $400,000 | $1,405,000 | $159,000 | $410,000 |
| Application Withdrawn By Applicant | 35 | $11,035,000 | $315,000 | $885,000 | $219,000 | $1,332,000 |
| Application Denied By Financial Institution | 12 | $4,090,000 | $340,000 | $545,000 | $84,000 | $162,000 |
| Application Approved But Not Accepted | 7 | $3,275,000 | $467,000 | $1,405,000 | $234,000 | $877,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 785 | $251,435,000 | $320,000 | $1,405,000 | $183,000 | $1,332,000 |
| Debt-To-Income Ratio | 7 | $2,245,000 | $320,000 | $455,000 | $79,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $750,000 | $375,000 | $545,000 | $142,000 | $154,000 |
| Credit History | 2 | $660,000 | $330,000 | $505,000 | $53,000 | $74,000 |
| Employment History | 1 | $435,000 | $435,000 | $435,000 | $71,000 | $71,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.