United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
United States Senate Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 588 |
| Total Mortgage Loan Application Amount | $84,170,000 |
| Average Mortgage Loan Application Amount | $172,200 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $234,000 |
| Highest Applicant Income | $7,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 44 | $ 6,800,000 | $ 154,000 | $ 245,000 |
| District of Columbia County District Of Columbia | 43 | $ 6,485,000 | $ 150,000 | $ 413,000 |
| Prince George's County Maryland | 29 | $ 2,555,000 | $ 88,000 | $ 142,000 |
| Riverside County California | 27 | $ 4,065,000 | $ 150,000 | $ 248,000 |
| Montgomery County Maryland | 22 | $ 5,040,000 | $ 229,000 | $ 313,000 |
| San Diego County California | 18 | $ 2,960,000 | $ 164,000 | $ 234,000 |
| Los Angeles County California | 17 | $ 3,655,000 | $ 215,000 | $ 349,000 |
| Clark County Nevada | 13 | $ 1,495,000 | $ 115,000 | $ 180,000 |
| Anne Arundel County Maryland | 12 | $ 900,000 | $ 75,000 | $ 187,000 |
| Maricopa County Arizona | 11 | $ 1,885,000 | $ 171,000 | $ 198,000 |
| San Bernardino County California | 11 | $ 1,575,000 | $ 143,000 | $ 183,000 |
| Loudoun County Virginia | 10 | $ 1,460,000 | $ 146,000 | $ 257,000 |
| Arlington County Virginia | 9 | $ 1,345,000 | $ 149,000 | $ 254,000 |
| Orange County California | 8 | $ 2,590,000 | $ 323,000 | $ 242,000 |
| Charles County Maryland | 8 | $ 1,070,000 | $ 133,000 | $ 169,000 |
| Alexandria County Virginia | 8 | $ 1,190,000 | $ 148,000 | $ 354,000 |
| Broward County Florida | 7 | $ 1,185,000 | $ 169,000 | $ 246,000 |
| Wake County North Carolina | 6 | $ 860,000 | $ 143,000 | $ 277,000 |
| Pima County Arizona | 5 | $ 785,000 | $ 157,000 | $ 199,000 |
| Baltimore County Maryland | 5 | $ 555,000 | $ 111,000 | $ 187,000 |
| Howard County Maryland | 5 | $ 455,000 | $ 91,000 | $ 245,000 |
| Ocean County New Jersey | 5 | $ 615,000 | $ 123,000 | $ 222,000 |
| Prince William County Virginia | 5 | $ 415,000 | $ 83,000 | $ 122,000 |
| Monterey County California | 4 | $ 390,000 | $ 97,000 | $ 159,000 |
| Placer County California | 4 | $ 400,000 | $ 100,000 | $ 218,000 |
| Ventura County California | 4 | $ 820,000 | $ 205,000 | $ 550,000 |
| Lee County Florida | 4 | $ 320,000 | $ 80,000 | $ 414,000 |
| Pinellas County Florida | 4 | $ 680,000 | $ 170,000 | $ 141,000 |
| St. Lucie County Florida | 4 | $ 310,000 | $ 77,000 | $ 100,000 |
| Volusia County Florida | 4 | $ 440,000 | $ 110,000 | $ 163,000 |
| Calvert County Maryland | 4 | $ 460,000 | $ 115,000 | $ 160,000 |
| Harford County Maryland | 4 | $ 460,000 | $ 115,000 | $ 220,000 |
| Mecklenburg County North Carolina | 4 | $ 500,000 | $ 125,000 | $ 376,000 |
| New Hanover County North Carolina | 4 | $ 500,000 | $ 125,000 | $ 155,000 |
| Salt Lake County Utah | 4 | $ 660,000 | $ 165,000 | $ 343,000 |
| King County Washington | 4 | $ 740,000 | $ 185,000 | $ 285,000 |
| Mohave County Arizona | 3 | $ 325,000 | $ 108,000 | $ 338,000 |
| Pinal County Arizona | 3 | $ 425,000 | $ 141,000 | $ 160,000 |
| Alameda County California | 3 | $ 545,000 | $ 181,000 | $ 273,000 |
| Fairfield County Connecticut | 3 | $ 215,000 | $ 71,000 | $ 309,000 |
| Hartford County Connecticut | 3 | $ 425,000 | $ 141,000 | $ 205,000 |
| Pasco County Florida | 3 | $ 335,000 | $ 111,000 | $ 163,000 |
| Sarasota County Florida | 3 | $ 385,000 | $ 128,000 | $ 163,000 |
| Union County North Carolina | 3 | $ 205,000 | $ 68,000 | $ 117,000 |
| Greenville County South Carolina | 3 | $ 685,000 | $ 228,000 | $ 262,000 |
| Henrico County Virginia | 3 | $ 245,000 | $ 81,000 | $ 102,000 |
| Richmond City County Virginia | 3 | $ 105,000 | $ 35,000 | $ 149,000 |
| Fresno County California | 2 | $ 180,000 | $ 90,000 | $ 213,000 |
| Imperial County California | 2 | $ 450,000 | $ 225,000 | $ 190,000 |
| San Joaquin County California | 2 | $ 200,000 | $ 100,000 | $ 127,000 |
| San Luis Obispo County California | 2 | $ 480,000 | $ 240,000 | $ 189,000 |
| Santa Clara County California | 2 | $ 130,000 | $ 65,000 | $ 197,000 |
| Collier County Florida | 2 | $ 170,000 | $ 85,000 | $ 108,000 |
| Hernando County Florida | 2 | $ 190,000 | $ 95,000 | $ 143,000 |
| Lake County Florida | 2 | $ 400,000 | $ 200,000 | $ 159,000 |
| Polk County Florida | 2 | $ 120,000 | $ 60,000 | $ 159,000 |
| Fulton County Georgia | 2 | $ 250,000 | $ 125,000 | $ 217,000 |
| Gwinnett County Georgia | 2 | $ 390,000 | $ 195,000 | $ 288,000 |
| Polk County Iowa | 2 | $ 250,000 | $ 125,000 | $ 116,000 |
| Carroll County Maryland | 2 | $ 160,000 | $ 80,000 | $ 279,000 |
| Frederick County Maryland | 2 | $ 230,000 | $ 115,000 | $ 197,000 |
| Oakland County Michigan | 2 | $ 910,000 | $ 455,000 | $ 851,000 |
| St. Louis County Missouri | 2 | $ 430,000 | $ 215,000 | $ 244,000 |
| Washoe County Nevada | 2 | $ 140,000 | $ 70,000 | $ 184,000 |
| Atlantic County New Jersey | 2 | $ 160,000 | $ 80,000 | $ 182,000 |
| Monmouth County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 285,000 |
| Nassau County New York | 2 | $ 120,000 | $ 60,000 | $ 269,000 |
| Cabarrus County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 123,000 |
| Montgomery County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 373,000 |
| Charleston County South Carolina | 2 | $ 190,000 | $ 95,000 | $ 155,000 |
| Hamilton County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 157,000 |
| Sevier County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 577,000 |
| Albemarle County Virginia | 2 | $ 400,000 | $ 200,000 | $ 523,000 |
| Fauquier County Virginia | 2 | $ 190,000 | $ 95,000 | $ 166,000 |
| James City County Virginia | 2 | $ 470,000 | $ 235,000 | $ 250,000 |
| Stafford County Virginia | 2 | $ 340,000 | $ 170,000 | $ 273,000 |
| Pierce County Washington | 2 | $ 160,000 | $ 80,000 | $ 787,000 |
| Snohomish County Washington | 2 | $ 360,000 | $ 180,000 | $ 340,000 |
| Kenosha County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 184,000 |
| Jefferson County Alabama | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Benton County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 372,000 |
| Pulaski County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Contra Costa County California | 1 | $ 155,000 | $ 155,000 | $ 416,000 |
| Kings County California | 1 | $ 165,000 | $ 165,000 | $ 284,000 |
| Madera County California | 1 | $ 105,000 | $ 105,000 | $ 283,000 |
| Nevada County California | 1 | $ 55,000 | $ 55,000 | $ 275,000 |
| Solano County California | 1 | $ 125,000 | $ 125,000 | $ 365,000 |
| Denver County Colorado | 1 | $ 955,000 | $ 955,000 | $ 255,000 |
| Douglas County Colorado | 1 | $ 155,000 | $ 155,000 | $ 160,000 |
| New Haven County Connecticut | 1 | $ 85,000 | $ 85,000 | $ 225,000 |
| New Castle County Delaware | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Duval County Florida | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Flagler County Florida | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Leon County Florida | 1 | $ 75,000 | $ 75,000 | $ 239,000 |
| Manatee County Florida | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Miami-Dade County Florida | 1 | $ 245,000 | $ 245,000 | $ 260,000 |
| Orange County Florida | 1 | $ 105,000 | $ 105,000 | $ 288,000 |
| Osceola County Florida | 1 | $ 105,000 | $ 105,000 | $ 161,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| St. Johns County Florida | 1 | $ 135,000 | $ 135,000 | $ 276,000 |
| Sumter County Florida | 1 | $ 65,000 | $ 65,000 | $ 184,000 |
| Bibb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Chatham County Georgia | 1 | $ 15,000 | $ 15,000 | $ 163,000 |
| Cherokee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 411,000 |
| Columbia County Georgia | 1 | $ 95,000 | $ 95,000 | $ 165,000 |
| DeKalb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 381,000 |
| Fayette County Georgia | 1 | $ 55,000 | $ 55,000 | $ 278,000 |
| Jackson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| Morgan County Georgia | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Peach County Georgia | 1 | $ 115,000 | $ 115,000 | $ 223,000 |
| Tift County Georgia | 1 | $ 15,000 | $ 15,000 | $ 122,000 |
| Blaine County Idaho | 1 | $ 245,000 | $ 245,000 | $ 271,000 |
| Bonneville County Idaho | 1 | $ 155,000 | $ 155,000 | $ 240,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 492,000 |
| Hancock County Indiana | 1 | $ 95,000 | $ 95,000 | $ 166,000 |
| Kenton County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 162,000 |
| Oldham County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 208,000 |
| Woodford County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Lafayette County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Vermilion County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Cumberland County Maine | 1 | $ 15,000 | $ 15,000 | $ 201,000 |
| Penobscot County Maine | 1 | $ 145,000 | $ 145,000 | $ 181,000 |
| Baltimore City County Maryland | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Cecil County Maryland | 1 | $ 455,000 | $ 455,000 | $ 245,000 |
| Queen Anne's County Maryland | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| St. Mary's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Talbot County Maryland | 1 | $ 405,000 | $ 405,000 | $ 525,000 |
| Barnstable County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 285,000 |
| Norfolk County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 156,000 |
| Jackson County Michigan | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Livingston County Michigan | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 185,000 |
| DeSoto County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| St. Charles County Missouri | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 288,000 |
| Bergen County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Burlington County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 154,000 |
| Cape May County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 313,000 |
| Essex County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 257,000 |
| Gloucester County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Middlesex County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Union County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 631,000 |
| Bernalillo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Dona Ana County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| Clinton County New York | 1 | $ 105,000 | $ 105,000 | $ 187,000 |
| Orange County New York | 1 | $ 425,000 | $ 425,000 | $ 145,000 |
| Alamance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Gaston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Clermont County Ohio | 1 | $ 195,000 | $ 195,000 | $ 494,000 |
| Cuyahoga County Ohio | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Franklin County Ohio | 1 | $ 115,000 | $ 115,000 | $ 179,000 |
| Hamilton County Ohio | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| Jefferson County Ohio | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Pottawatomie County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 213,000 |
| Clackamas County Oregon | 1 | $ 405,000 | $ 405,000 | $ 515,000 |
| Lane County Oregon | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Multnomah County Oregon | 1 | $ 135,000 | $ 135,000 | $ 318,000 |
| Allegheny County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Berks County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 186,000 |
| Chester County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Erie County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 121,000 |
| Lebanon County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 287,000 |
| Westmoreland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 360,000 |
| Kent County Rhode Island | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| Richland County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| York County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 216,000 |
| Pennington County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Turner County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Shelby County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 227,000 |
| Davis County Utah | 1 | $ 185,000 | $ 185,000 | $ 256,000 |
| Wasatch County Utah | 1 | $ 395,000 | $ 395,000 | $ 720,000 |
| Chittenden County Vermont | 1 | $ 75,000 | $ 75,000 | $ 154,000 |
| Madison County Virginia | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Nelson County Virginia | 1 | $ 85,000 | $ 85,000 | $ 165,000 |
| Northampton County Virginia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Spotsylvania County Virginia | 1 | $ 85,000 | $ 85,000 | $ 86,000 |
| Clark County Washington | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Berkeley County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Jefferson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Tucker County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 630,000 |
| Sheridan County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 341 | $48,575,000 | $142,000 | $755,000 | $279,000 | $7,500,000 |
| Other Purpose | 147 | $17,285,000 | $117,000 | $505,000 | $181,000 | $877,000 |
| Refinancing | 91 | $16,425,000 | $180,000 | $955,000 | $215,000 | $895,000 |
| Cash-out Refinancing | 5 | $975,000 | $195,000 | $505,000 | $286,000 | $830,000 |
| Home Purchase | 4 | $910,000 | $227,000 | $335,000 | $209,000 | $282,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 296 | $41,420,000 | $139,000 | $955,000 | $239,000 | $1,169,000 |
| Not Provided | 165 | $24,805,000 | $150,000 | $505,000 | $242,000 | $1,440,000 |
| Black or African American | 58 | $6,880,000 | $118,000 | $465,000 | $310,000 | $7,500,000 |
| Hispanic | 45 | $7,325,000 | $162,000 | $505,000 | $209,000 | $850,000 |
| Asian | 10 | $1,810,000 | $181,000 | $405,000 | $256,000 | $515,000 |
| American Indian or Alaskan Native | 3 | $405,000 | $135,000 | $225,000 | $177,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $254,000 | $254,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 588 | $84,170,000 | $143,000 | $955,000 | $244,000 | $7,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 451 | $62,145,000 | $137,000 | $505,000 | $239,000 | $1,169,000 |
| Application Approved But Not Accepted | 60 | $8,040,000 | $134,000 | $505,000 | $321,000 | $7,500,000 |
| Application Denied By Financial Institution | 48 | $8,300,000 | $172,000 | $505,000 | $180,000 | $760,000 |
| Application Withdrawn By Applicant | 27 | $5,435,000 | $201,000 | $955,000 | $281,000 | $1,440,000 |
| File Closed For Incompleteness | 2 | $250,000 | $125,000 | $175,000 | $180,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 540 | $75,870,000 | $140,000 | $955,000 | $250,000 | $7,500,000 |
| Debt-To-Income Ratio | 23 | $4,345,000 | $188,000 | $505,000 | $150,000 | $518,000 |
| Credit History | 12 | $1,840,000 | $153,000 | $425,000 | $158,000 | $313,000 |
| Other | 7 | $815,000 | $116,000 | $255,000 | $134,000 | $328,000 |
| Collateral | 4 | $1,050,000 | $262,000 | $505,000 | $357,000 | $760,000 |
| Credit Application Incomplete | 1 | $125,000 | $125,000 | $125,000 | $705,000 | $705,000 |
| Unverifiable Information | 1 | $125,000 | $125,000 | $125,000 | $204,000 | $204,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.