United States Trust Company,Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
United States Trust Company,Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Trust Company,Na 1200 Main St, Mail Stop Mo8-060-12-24 Kansas City, MO 64105 |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $688,037,000 |
| Average Mortgage Loan Application Amount | $1,328,333 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $1,136,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with United States Trust Company,Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Trust Company,Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down United States Trust Company,Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Trust Company,Na serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Trust Company,Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Trust Company,Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 102 | $ 179,563,000 | $ 1,760,000 | $ 1,732,000 |
| Fairfield County Connecticut | 37 | $ 71,125,000 | $ 1,922,000 | $ 2,246,000 |
| Suffolk County New York | 16 | $ 38,435,000 | $ 2,402,000 | $ 3,115,000 |
| Westchester County New York | 16 | $ 23,355,000 | $ 1,459,000 | $ 1,644,000 |
| Los Angeles County California | 14 | $ 36,715,000 | $ 2,622,000 | $ 288,000 |
| Palm Beach County Florida | 11 | $ 11,071,000 | $ 1,006,000 | $ 1,673,000 |
| Orange County California | 10 | $ 23,264,000 | $ 2,326,000 | $ 2,272,000 |
| District of Columbia County District Of Columbia | 9 | $ 6,888,000 | $ 765,000 | $ 240,000 |
| Kings County New York | 8 | $ 9,550,000 | $ 1,193,000 | $ 236,000 |
| Collier County Florida | 7 | $ 512,000 | $ 73,000 | $ 0 |
| Dallas County Texas | 7 | $ 3,208,000 | $ 458,000 | $ 209,000 |
| Travis County Texas | 7 | $ 4,570,000 | $ 652,000 | $ 533,000 |
| Indian River County Florida | 6 | $ 3,904,000 | $ 650,000 | $ 133,000 |
| Valencia County New Mexico | 6 | $ 1,830,000 | $ 305,000 | $ 0 |
| Mecklenburg County North Carolina | 6 | $ 3,186,000 | $ 531,000 | $ 615,000 |
| Nantucket County Massachusetts | 5 | $ 11,775,000 | $ 2,355,000 | $ 1,982,000 |
| Hennepin County Minnesota | 5 | $ 3,410,000 | $ 682,000 | $ 458,000 |
| Essex County New Jersey | 5 | $ 6,064,000 | $ 1,212,000 | $ 1,215,000 |
| Maricopa County Arizona | 4 | $ 3,006,000 | $ 751,000 | $ 37,000 |
| Broward County Florida | 4 | $ 2,987,000 | $ 746,000 | $ 256,000 |
| Middlesex County Massachusetts | 4 | $ 2,885,000 | $ 721,000 | $ 157,000 |
| Ocean County New Jersey | 4 | $ 3,450,000 | $ 862,000 | $ 1,391,000 |
| Nassau County New York | 4 | $ 4,102,000 | $ 1,025,000 | $ 572,000 |
| Charleston County South Carolina | 4 | $ 4,442,000 | $ 1,110,000 | $ 89,000 |
| King County Washington | 4 | $ 2,428,000 | $ 607,000 | $ 403,000 |
| Marin County California | 3 | $ 2,284,000 | $ 761,000 | $ 173,000 |
| San Mateo County California | 3 | $ 13,775,000 | $ 4,591,000 | $ 1,463,000 |
| Santa Clara County California | 3 | $ 4,300,000 | $ 1,433,000 | $ 297,000 |
| Eagle County Colorado | 3 | $ 13,194,000 | $ 4,398,000 | $ 2,605,000 |
| Pitkin County Colorado | 3 | $ 9,500,000 | $ 3,166,000 | $ 3,333,000 |
| Cumberland County Maine | 3 | $ 4,100,000 | $ 1,366,000 | $ 716,000 |
| Hancock County Maine | 3 | $ 5,768,000 | $ 1,922,000 | $ 4,358,000 |
| Montgomery County Maryland | 3 | $ 2,112,000 | $ 704,000 | $ 222,000 |
| Suffolk County Massachusetts | 3 | $ 1,349,000 | $ 449,000 | $ 509,000 |
| Bergen County New Jersey | 3 | $ 7,560,000 | $ 2,520,000 | $ 1,663,000 |
| Mercer County New Jersey | 3 | $ 2,228,000 | $ 742,000 | $ 243,000 |
| Monmouth County New Jersey | 3 | $ 1,230,000 | $ 410,000 | $ 390,000 |
| Somerset County New Jersey | 3 | $ 4,250,000 | $ 1,416,000 | $ 1,047,000 |
| Dutchess County New York | 3 | $ 4,730,000 | $ 1,576,000 | $ 3,999,000 |
| New Hanover County North Carolina | 3 | $ 3,555,000 | $ 1,185,000 | $ 36,000 |
| Summit County Utah | 3 | $ 3,825,000 | $ 1,275,000 | $ 0 |
| Fairfax County Virginia | 3 | $ 2,517,000 | $ 839,000 | $ 354,000 |
| Nevada County California | 2 | $ 2,636,000 | $ 1,318,000 | $ 0 |
| San Francisco County California | 2 | $ 3,425,000 | $ 1,712,000 | $ 33,000 |
| Ventura County California | 2 | $ 950,000 | $ 475,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,465,000 | $ 732,000 | $ 361,000 |
| Larimer County Colorado | 2 | $ 1,325,000 | $ 662,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 2,123,000 | $ 1,061,000 | $ 706,000 |
| Miami-Dade County Florida | 2 | $ 4,000,000 | $ 2,000,000 | $ 6,749,000 |
| Honolulu County Hawaii | 2 | $ 5,900,000 | $ 2,950,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 2,250,000 | $ 1,125,000 | $ 2,770,000 |
| Essex County Massachusetts | 2 | $ 7,930,000 | $ 3,965,000 | $ 2,300,000 |
| Norfolk County Massachusetts | 2 | $ 4,320,000 | $ 2,160,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Antrim County Michigan | 2 | $ 1,400,000 | $ 700,000 | $ 491,000 |
| Stillwater County Montana | 2 | $ 8,000,000 | $ 4,000,000 | $ 6,220,000 |
| Clark County Nevada | 2 | $ 1,593,000 | $ 796,000 | $ 1,662,000 |
| Morris County New Jersey | 2 | $ 2,650,000 | $ 1,325,000 | $ 1,282,000 |
| Montgomery County Pennsylvania | 2 | $ 3,980,000 | $ 1,990,000 | $ 2,126,000 |
| Newport County Rhode Island | 2 | $ 23,000,000 | $ 11,500,000 | $ 0 |
| Denton County Texas | 2 | $ 685,000 | $ 342,000 | $ 280,000 |
| Harris County Texas | 2 | $ 924,000 | $ 462,000 | $ 556,000 |
| Chittenden County Vermont | 2 | $ 3,300,000 | $ 1,650,000 | $ 547,000 |
| Loudoun County Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Dane County Wisconsin | 2 | $ 566,000 | $ 283,000 | $ 53,000 |
| Teton County Wyoming | 2 | $ 3,632,000 | $ 1,816,000 | $ 86,000 |
| Baldwin County Alabama | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Pinal County Arizona | 1 | $ 600,000 | $ 600,000 | $ 575,000 |
| Amador County California | 1 | $ 1,150,000 | $ 1,150,000 | $ 0 |
| Contra Costa County California | 1 | $ 5,000,000 | $ 5,000,000 | $ 1,002,000 |
| Kern County California | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Monterey County California | 1 | $ 1,988,000 | $ 1,988,000 | $ 6,637,000 |
| Santa Barbara County California | 1 | $ 2,680,000 | $ 2,680,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Denver County Colorado | 1 | $ 350,000 | $ 350,000 | $ 436,000 |
| La Plata County Colorado | 1 | $ 435,000 | $ 435,000 | $ 531,000 |
| Middlesex County Connecticut | 1 | $ 418,000 | $ 418,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 1,300,000 | $ 1,300,000 | $ 2,589,000 |
| New London County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Sussex County Delaware | 1 | $ 750,000 | $ 750,000 | $ 1,109,000 |
| Lee County Florida | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Orange County Florida | 1 | $ 276,000 | $ 276,000 | $ 1,067,000 |
| Osceola County Florida | 1 | $ 390,000 | $ 390,000 | $ 344,000 |
| DeKalb County Georgia | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Fulton County Georgia | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,663,000 |
| Hawaii County Hawaii | 1 | $ 1,650,000 | $ 1,650,000 | $ 2,252,000 |
| Cook County Illinois | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Franklin County Maine | 1 | $ 385,000 | $ 385,000 | $ 0 |
| York County Maine | 1 | $ 2,000,000 | $ 2,000,000 | $ 2,749,000 |
| Dakota County Minnesota | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 87,000 | $ 87,000 | $ 1,500,000 |
| Park County Montana | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Douglas County Nevada | 1 | $ 3,100,000 | $ 3,100,000 | $ 1,830,000 |
| Washoe County Nevada | 1 | $ 688,000 | $ 688,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 352,000 | $ 352,000 | $ 66,000 |
| Union County New Jersey | 1 | $ 882,000 | $ 882,000 | $ 482,000 |
| Bernalillo County New Mexico | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Bronx County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 465,000 |
| Greene County New York | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,093,000 |
| Otsego County New York | 1 | $ 400,000 | $ 400,000 | $ 965,000 |
| Rockland County New York | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Sullivan County New York | 1 | $ 703,000 | $ 703,000 | $ 0 |
| Washington County New York | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 72,000 |
| Haywood County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Moore County North Carolina | 1 | $ 1,181,000 | $ 1,181,000 | $ 1,650,000 |
| Wake County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Clackamas County Oregon | 1 | $ 571,000 | $ 571,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 1,275,000 | $ 1,275,000 | $ 1,959,000 |
| Lane County Oregon | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County Oregon | 1 | $ 320,000 | $ 320,000 | $ 355,000 |
| Multnomah County Oregon | 1 | $ 85,000 | $ 85,000 | $ 329,000 |
| Chester County Pennsylvania | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Monroe County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,289,000 |
| Darlington County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| York County South Carolina | 1 | $ 792,000 | $ 792,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Bastrop County Texas | 1 | $ 675,000 | $ 675,000 | $ 336,000 |
| Collin County Texas | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Parker County Texas | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Tarrant County Texas | 1 | $ 354,000 | $ 354,000 | $ 0 |
| Wasatch County Utah | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Windham County Vermont | 1 | $ 664,000 | $ 664,000 | $ 2,800,000 |
| Albemarle County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Clark County Washington | 1 | $ 998,000 | $ 998,000 | $ 321,000 |
| Kitsap County Washington | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Pierce County Washington | 1 | $ 250,000 | $ 250,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 154,000 |
| Milwaukee County Wisconsin | 1 | $ 214,000 | $ 214,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for United States Trust Company,Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 380 | $573,649,000 | $1,509,000 | $12,000,000 | $1,268,000 | $9,999,000 |
| Refinancing | 59 | $76,753,000 | $1,300,000 | $5,000,000 | $1,043,000 | $7,797,000 |
| Home Improvement | 32 | $37,635,000 | $1,176,000 | $5,000,000 | $1,097,000 | $6,773,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 314 | $418,458,000 | $1,332,000 | $11,000,000 | $1,409,000 | $9,999,000 |
| Not applicable | 88 | $155,241,000 | $1,764,000 | $12,000,000 | $0 | $0 |
| Not Provided | 56 | $83,396,000 | $1,489,000 | $7,000,000 | $1,955,000 | $9,999,000 |
| Asian | 9 | $18,847,000 | $2,094,000 | $4,000,000 | $2,210,000 | $3,250,000 |
| Black or African American | 3 | $11,495,000 | $3,831,000 | $6,000,000 | $2,280,000 | $4,389,000 |
| Hispanic | 1 | $600,000 | $600,000 | $600,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 471 | $688,037,000 | $1,460,000 | $12,000,000 | $1,228,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 371 | $504,568,000 | $1,360,000 | $12,000,000 | $1,211,000 | $9,999,000 |
| Application Approved But Not Accepted | 62 | $111,839,000 | $1,803,000 | $10,000,000 | $1,921,000 | $9,999,000 |
| Application Withdrawn By Applicant | 30 | $69,618,000 | $2,320,000 | $11,000,000 | $342,000 | $9,999,000 |
| Loan Purchased By The Institution | 7 | $512,000 | $73,000 | $77,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 1 | $1,500,000 | $1,500,000 | $1,500,000 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Trust Company,Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Trust Company,Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.