United Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
United Western Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Western Bank 700 17Th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,897 |
| Total Mortgage Loan Application Amount | $611,851,000 |
| Average Mortgage Loan Application Amount | $318,554 |
| Highest Mortgage Loan Application Amount | $5,450,000 |
| Average Applicant Income | $1,036 |
| Highest Applicant Income | $148,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with United Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down United Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Western Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CHICAGO-NAPERVILLE-JOLIET, IL | 148 | $ 40,657,000 | $ 274,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 125 | $ 29,313,000 | $ 234,000 | $ 0 |
| DENVER-AURORA, CO | 106 | $ 28,203,000 | $ 266,000 | $ 1,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 59 | $ 28,492,000 | $ 482,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 57 | $ 32,134,000 | $ 563,000 | $ 0 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 52 | $ 25,316,000 | $ 486,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 48 | $ 23,526,000 | $ 490,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 41 | $ 18,473,000 | $ 450,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 31 | $ 6,217,000 | $ 200,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 30 | $ 4,662,000 | $ 155,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 28 | $ 10,420,000 | $ 372,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 27 | $ 9,841,000 | $ 364,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 27 | $ 7,266,000 | $ 269,000 | $ 0 |
| EDISON, NJ | 26 | $ 2,206,000 | $ 84,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 26 | $ 12,391,000 | $ 476,000 | $ 0 |
| LAS CRUCES, NM | 25 | $ 2,050,000 | $ 82,000 | $ 33,000 |
| PHILADELPHIA, PA | 24 | $ 6,643,000 | $ 276,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 23 | $ 12,009,000 | $ 522,000 | $ 0 |
| SARASOTA-BRADENTON-VENICE, FL | 23 | $ 6,229,000 | $ 270,000 | $ 0 |
| COLORADO SPRINGS, CO | 22 | $ 6,641,000 | $ 301,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 22 | $ 11,205,000 | $ 509,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 21 | $ 6,365,000 | $ 303,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 20 | $ 3,947,000 | $ 197,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 20 | $ 6,795,000 | $ 339,000 | $ 0 |
| COLUMBUS, OH | 18 | $ 2,790,000 | $ 155,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 18 | $ 12,381,000 | $ 687,000 | $ 0 |
| AKRON, OH | 17 | $ 2,382,000 | $ 140,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 17 | $ 6,061,000 | $ 356,000 | $ 0 |
| BOSTON-QUINCY, MA | 17 | $ 8,770,000 | $ 515,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 17 | $ 3,693,000 | $ 217,000 | $ 0 |
| ORLANDO, FL | 17 | $ 6,478,000 | $ 381,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 16 | $ 5,327,000 | $ 332,000 | $ 0 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 15 | $ 8,649,000 | $ 576,000 | $ 0 |
| JACKSONVILLE, FL | 14 | $ 2,992,000 | $ 213,000 | $ 0 |
| WARREN-FARMINGTON HILLS-TROY, MI | 14 | $ 4,211,000 | $ 300,000 | $ 0 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 5,776,000 | $ 444,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 5,112,000 | $ 393,000 | $ 0 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 12 | $ 4,205,000 | $ 350,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 12 | $ 4,437,000 | $ 369,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 12 | $ 2,441,000 | $ 203,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 12 | $ 4,382,000 | $ 365,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 12 | $ 5,857,000 | $ 488,000 | $ 0 |
| ST. LOUIS, MO-IL | 12 | $ 1,960,000 | $ 163,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 10 | $ 3,112,000 | $ 311,000 | $ 0 |
| SALT LAKE CITY, UT | 10 | $ 4,615,000 | $ 461,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 1,197,000 | $ 149,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 8 | $ 1,297,000 | $ 162,000 | $ 0 |
| LUBBOCK, TX | 8 | $ 6,892,000 | $ 861,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 1,463,000 | $ 182,000 | $ 0 |
| NAPLES-MARCO ISLAND, FL | 8 | $ 3,903,000 | $ 487,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 8 | $ 4,187,000 | $ 523,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 8 | $ 1,271,000 | $ 158,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 4,839,000 | $ 691,000 | $ 0 |
| MACON, GA | 7 | $ 1,091,000 | $ 155,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 7 | $ 3,434,000 | $ 490,000 | $ 0 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 7 | $ 2,247,000 | $ 321,000 | $ 0 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 7 | $ 2,464,000 | $ 352,000 | $ 0 |
| BOULDER, CO | 6 | $ 2,382,000 | $ 397,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 2,048,000 | $ 341,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 1,223,000 | $ 203,000 | $ 0 |
| HUNTSVILLE, AL | 6 | $ 2,892,000 | $ 482,000 | $ 0 |
| KANSAS CITY, MO-KS | 6 | $ 781,000 | $ 130,000 | $ 0 |
| LOUISVILLE, KY-IN | 6 | $ 919,000 | $ 153,000 | $ 0 |
| TUCSON, AZ | 6 | $ 1,328,000 | $ 221,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 823,000 | $ 137,000 | $ 0 |
| ATLANTIC CITY, NJ | 5 | $ 365,000 | $ 73,000 | $ 0 |
| BRUNSWICK, GA | 5 | $ 1,149,000 | $ 229,000 | $ 0 |
| INDIANAPOLIS, IN | 5 | $ 797,000 | $ 159,000 | $ 0 |
| OKLAHOMA CITY, OK | 5 | $ 3,674,000 | $ 734,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 5 | $ 718,000 | $ 143,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 5 | $ 2,033,000 | $ 406,000 | $ 0 |
| RICHMOND, VA | 5 | $ 958,000 | $ 191,000 | $ 0 |
| SAN ANTONIO, TX | 5 | $ 3,546,000 | $ 709,000 | $ 0 |
| SAVANNAH, GA | 5 | $ 1,213,000 | $ 242,000 | $ 0 |
| STOCKTON, CA | 5 | $ 1,563,000 | $ 312,000 | $ 0 |
| WILMINGTON, NC | 5 | $ 1,613,000 | $ 322,000 | $ 0 |
| ALBUQUERQUE, NM | 4 | $ 1,700,000 | $ 425,000 | $ 20,000 |
| CANTON-MASSILLON, OH | 4 | $ 706,000 | $ 176,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 4 | $ 848,000 | $ 212,000 | $ 0 |
| GAINESVILLE, GA | 4 | $ 1,001,000 | $ 250,000 | $ 0 |
| MADISON, WI | 4 | $ 822,000 | $ 205,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 943,000 | $ 235,000 | $ 0 |
| PITTSBURGH, PA | 4 | $ 762,000 | $ 190,000 | $ 0 |
| RALEIGH-CARY, NC | 4 | $ 1,556,000 | $ 389,000 | $ 0 |
| SALINAS, CA | 4 | $ 1,948,000 | $ 487,000 | $ 0 |
| TACOMA, WA | 4 | $ 1,843,000 | $ 460,000 | $ 0 |
| WINCHESTER, VA-WV | 4 | $ 768,000 | $ 192,000 | $ 0 |
| WORCESTER, MA | 4 | $ 1,196,000 | $ 299,000 | $ 0 |
| ASHEVILLE, NC | 3 | $ 554,000 | $ 184,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 7,260,000 | $ 2,420,000 | $ 0 |
| BARNSTABLE TOWN, MA | 3 | $ 1,096,000 | $ 365,000 | $ 0 |
| CAMDEN, NJ | 3 | $ 228,000 | $ 76,000 | $ 0 |
| LAFAYETTE, IN | 3 | $ 458,000 | $ 152,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 3 | $ 862,000 | $ 287,000 | $ 0 |
| MONTGOMERY, AL | 3 | $ 677,000 | $ 225,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 3 | $ 1,304,000 | $ 434,000 | $ 0 |
| PRESCOTT, AZ | 3 | $ 435,000 | $ 145,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 1,207,000 | $ 402,000 | $ 0 |
| TOLEDO, OH | 3 | $ 729,000 | $ 243,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 3 | $ 684,000 | $ 228,000 | $ 0 |
| WINSTON-SALEM, NC | 3 | $ 329,000 | $ 109,000 | $ 0 |
| BATON ROUGE, LA | 2 | $ 257,000 | $ 128,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 2 | $ 191,000 | $ 95,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 2 | $ 161,000 | $ 80,000 | $ 0 |
| EL PASO, TX | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| FLINT, MI | 2 | $ 152,000 | $ 76,000 | $ 0 |
| FRESNO, CA | 2 | $ 296,000 | $ 148,000 | $ 0 |
| GREELEY, CO | 2 | $ 354,000 | $ 177,000 | $ 0 |
| GREENVILLE, SC | 2 | $ 381,000 | $ 190,000 | $ 0 |
| LAKELAND, FL | 2 | $ 159,000 | $ 79,000 | $ 0 |
| LANCASTER, PA | 2 | $ 262,000 | $ 131,000 | $ 0 |
| LYNCHBURG, VA | 2 | $ 345,000 | $ 172,000 | $ 0 |
| NAPA, CA | 2 | $ 1,013,000 | $ 506,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 2 | $ 702,000 | $ 351,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 2 | $ 363,000 | $ 181,000 | $ 0 |
| PEORIA, IL | 2 | $ 295,000 | $ 147,000 | $ 0 |
| ROCKFORD, IL | 2 | $ 272,000 | $ 136,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 664,000 | $ 332,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 245,000 | $ 122,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 235,000 | $ 117,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 221,000 | $ 110,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 61,000 | $ 30,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 162,000 | $ 162,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 684,000 | $ 684,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 129,000 | $ 129,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 106,000 | $ 106,000 | $ 0 |
| BAY CITY, MI | 1 | $ 89,000 | $ 89,000 | $ 0 |
| BEND, OR | 1 | $ 175,000 | $ 175,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 99,000 | $ 99,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 93,000 | $ 93,000 | $ 0 |
| CLEVELAND, TN | 1 | $ 91,000 | $ 91,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 312,000 | $ 312,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| DAYTON, OH | 1 | $ 106,000 | $ 106,000 | $ 0 |
| DES MOINES, IA | 1 | $ 880,000 | $ 880,000 | $ 0 |
| ERIE, PA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| ESSEX COUNTY, MA | 1 | $ 529,000 | $ 529,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 279,000 | $ 279,000 | $ 0 |
| FARMINGTON, NM | 1 | $ 495,000 | $ 495,000 | $ 0 |
| FLAGSTAFF, AZ | 1 | $ 104,000 | $ 104,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 500,000 | $ 500,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 165,000 | $ 165,000 | $ 0 |
| GARY, IN | 1 | $ 325,000 | $ 325,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 75,000 | $ 75,000 | $ 0 |
| GULFPORT-BILOXI, MS | 1 | $ 393,000 | $ 393,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 150,000 | $ 150,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 77,000 | $ 77,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| IOWA CITY, IA | 1 | $ 127,000 | $ 127,000 | $ 0 |
| KNOXVILLE, TN | 1 | $ 498,000 | $ 498,000 | $ 0 |
| MERCED, CA | 1 | $ 148,000 | $ 148,000 | $ 0 |
| MODESTO, CA | 1 | $ 228,000 | $ 228,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 55,000 | $ 55,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 81,000 | $ 81,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 448,000 | $ 448,000 | $ 0 |
| PANAMA CITY-LYNN HAVEN, FL | 1 | $ 190,000 | $ 190,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 107,000 | $ 107,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 137,000 | $ 137,000 | $ 0 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 160,000 | $ 160,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 200,000 | $ 200,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 127,000 | $ 127,000 | $ 0 |
| PUEBLO, CO | 1 | $ 156,000 | $ 156,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 256,000 | $ 256,000 | $ 0 |
| RAPID CITY, SD | 1 | $ 112,000 | $ 112,000 | $ 0 |
| READING, PA | 1 | $ 279,000 | $ 279,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 210,000 | $ 210,000 | $ 0 |
| ROCKY MOUNT, NC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| SALEM, OR | 1 | $ 117,000 | $ 117,000 | $ 0 |
| SALISBURY, MD | 1 | $ 155,000 | $ 155,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 328,000 | $ 328,000 | $ 0 |
| SANTA FE, NM | 1 | $ 474,000 | $ 474,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 184,000 | $ 184,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 252,000 | $ 252,000 | $ 0 |
| ST. CLOUD, MN | 1 | $ 159,000 | $ 159,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| SYRACUSE, NY | 1 | $ 71,000 | $ 71,000 | $ 0 |
| TYLER, TX | 1 | $ 118,000 | $ 118,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 188,000 | $ 188,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 452,000 | $ 452,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 256,000 | $ 256,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,121 | $363,850,000 | $323,904 | $5,450,000 | $666 | $127,000 |
| Home Purchase | 768 | $246,908,000 | $310,078 | $4,490,000 | $1,052 | $148,000 |
| Home Improvement | 8 | $1,093,000 | $351,000 | $550,000 | $6,000 | $39,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,831 | $573,372,000 | $281,500 | $5,450,000 | $22 | $126,000 |
| White | 43 | $27,640,000 | $1,053,888 | $3,200,000 | $4,777 | $148,000 |
| Hispanic | 18 | $4,316,000 | $914,333 | $2,213,000 | $14,333 | $65,000 |
| Not Provided | 3 | $5,503,000 | $1,711,500 | $2,160,000 | $0 | $0 |
| Asian | 1 | $760,000 | $760,000 | $760,000 | $0 | $0 |
| Black or African American | 1 | $260,000 | $260,000 | $260,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,891 | $611,206,000 | $290,318 | $5,450,000 | $704 | $148,000 |
| FHA-insured (Federal Housing Administration) | 6 | $645,000 | $122,750 | $200,000 | $8,750 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,787 | $519,614,000 | $252,340 | $1,713,000 | $22 | $126,000 |
| Loan Originated | 82 | $72,945,000 | $1,110,714 | $5,450,000 | $2,928 | $148,000 |
| Application Denied By Financial Institution | 16 | $11,476,000 | $913,000 | $2,000,000 | $7,600 | $127,000 |
| Application Withdrawn By Applicant | 10 | $7,753,000 | $866,000 | $1,800,000 | $3,428 | $40,000 |
| File Closed For Incompleteness | 1 | $48,000 | $48,000 | $48,000 | $50,000 | $50,000 |
| Application Approved But Not Accepted | 1 | $15,000 | $15,000 | $15,000 | $12,000 | $12,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $5,527,000 | $609,666 | $2,000,000 | $12,333 | $127,000 |
| Collateral | 4 | $4,040,000 | $1,046,666 | $1,520,000 | $0 | $0 |
| Credit History | 4 | $36,000 | $9,000 | $20,000 | $23,000 | $39,000 |
| Debt-To-Income Ratio | 1 | $1,811,000 | $1,811,000 | $1,811,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $62,000 | $62,000 | $62,000 | $15,000 | $15,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.