United Western Bank Mortgage Lending & HMDA Data, 2004
In 2004, United Western Bank of Denver, CO reported 1,897 mortgage applications totaling $611.9 million, down 15% from 2003. The average application was for $322,536, and applicants reported an average income of $576. 4% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (148), Atlanta-Sandy Springs-Marietta, GA (125) and Denver-Aurora, CO (106) (applications in parentheses).
| Mortgage Company & Address | United Western Bank 700 17th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,897 |
| Total Mortgage Loan Application Amount | $611,851,000 |
| Average Mortgage Loan Application Amount | $322,536 |
| Highest Mortgage Loan Application Amount | $5,450,000 |
| Average Applicant Income | $576 |
| Highest Applicant Income | $148,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 92 | $ 24,969,000 | $ 271,402 | $ 0 |
| Los Angeles, California | 59 | $ 28,492,000 | $ 482,915 | $ 0 |
| Maricopa, Arizona | 55 | $ 31,792,000 | $ 578,036 | $ 0 |
| Santa Clara, California | 51 | $ 25,032,000 | $ 490,823 | $ 0 |
| Orange, California | 48 | $ 23,526,000 | $ 490,125 | $ 0 |
| Denver, Colorado | 37 | $ 6,791,000 | $ 183,540 | $ 7,000 |
| Fulton, Georgia | 34 | $ 10,238,000 | $ 301,117 | $ 0 |
| Palm Beach, Florida | 28 | $ 10,420,000 | $ 372,142 | $ 0 |
| Broward, Florida | 27 | $ 9,841,000 | $ 364,481 | $ 0 |
| Miami-Dade, Florida | 27 | $ 7,266,000 | $ 269,111 | $ 0 |
| San Diego, California | 26 | $ 12,391,000 | $ 476,576 | $ 0 |
| DuPage, Illinois | 25 | $ 8,194,000 | $ 327,760 | $ 0 |
| Dona Ana, New Mexico | 25 | $ 2,050,000 | $ 82,000 | $ 33,000 |
| Jefferson, Colorado | 23 | $ 5,380,000 | $ 233,913 | $ 3,000 |
| Fairfax, Virginia | 22 | $ 9,250,000 | $ 420,454 | $ 0 |
| Contra Costa, California | 21 | $ 9,516,000 | $ 453,142 | $ 0 |
| Arapahoe, Colorado | 21 | $ 7,144,000 | $ 340,190 | $ 0 |
| King, Washington | 21 | $ 10,832,000 | $ 515,809 | $ 0 |
| Alameda, California | 20 | $ 8,957,000 | $ 447,850 | $ 0 |
| El Paso, Colorado | 20 | $ 6,070,000 | $ 303,500 | $ 0 |
| Cobb, Georgia | 20 | $ 5,604,000 | $ 280,200 | $ 0 |
| Clark, Nevada | 20 | $ 6,795,000 | $ 339,750 | $ 0 |
| DeKalb, Georgia | 19 | $ 3,796,000 | $ 199,789 | $ 0 |
| Cuyahoga, Ohio | 17 | $ 2,354,000 | $ 138,470 | $ 0 |
| Gwinnett, Georgia | 15 | $ 3,099,000 | $ 206,600 | $ 0 |
| Summit, Ohio | 15 | $ 2,120,000 | $ 141,333 | $ 0 |
| Dallas, Texas | 15 | $ 11,636,000 | $ 775,733 | $ 0 |
| San Mateo, California | 13 | $ 6,228,000 | $ 479,076 | $ 0 |
| Hillsborough, Florida | 13 | $ 1,676,000 | $ 128,923 | $ 0 |
| Kane, Illinois | 13 | $ 3,350,000 | $ 257,692 | $ 0 |
| Will, Illinois | 13 | $ 2,978,000 | $ 229,076 | $ 0 |
| Middlesex, Massachusetts | 13 | $ 5,776,000 | $ 444,307 | $ 0 |
| Ventura, California | 12 | $ 5,857,000 | $ 488,083 | $ 0 |
| Orange, Florida | 12 | $ 5,524,000 | $ 460,333 | $ 0 |
| Pinellas, Florida | 12 | $ 3,403,000 | $ 283,583 | $ 0 |
| Sarasota, Florida | 12 | $ 3,402,000 | $ 283,500 | $ 0 |
| Lake, Illinois | 12 | $ 4,382,000 | $ 365,166 | $ 0 |
| Montgomery, Maryland | 12 | $ 4,205,000 | $ 350,416 | $ 0 |
| Hennepin, Minnesota | 12 | $ 4,151,000 | $ 345,916 | $ 0 |
| Ocean, New Jersey | 12 | $ 946,000 | $ 78,833 | $ 0 |
| Franklin, Ohio | 12 | $ 1,602,000 | $ 133,500 | $ 0 |
| Harris, Texas | 12 | $ 7,777,000 | $ 648,083 | $ 0 |
| Adams, Colorado | 11 | $ 3,776,000 | $ 343,272 | $ 0 |
| Manatee, Florida | 11 | $ 2,827,000 | $ 257,000 | $ 0 |
| Douglas, Colorado | 10 | $ 4,072,000 | $ 407,200 | $ 0 |
| Middlesex, New Jersey | 9 | $ 925,000 | $ 102,777 | $ 0 |
| Mecklenburg, North Carolina | 9 | $ 2,025,000 | $ 225,000 | $ 0 |
| Santa Cruz, California | 8 | $ 4,187,000 | $ 523,375 | $ 0 |
| Collier, Florida | 8 | $ 3,903,000 | $ 487,875 | $ 0 |
| Lee, Florida | 8 | $ 1,197,000 | $ 149,625 | $ 0 |
| St. Johns, Florida | 8 | $ 1,494,000 | $ 186,750 | $ 0 |
| Henry, Georgia | 8 | $ 1,527,000 | $ 190,875 | $ 0 |
| Wayne, Michigan | 8 | $ 1,297,000 | $ 162,125 | $ 0 |
| Bergen, New Jersey | 8 | $ 1,753,000 | $ 219,125 | $ 0 |
| Chester, Pennsylvania | 8 | $ 3,265,000 | $ 408,125 | $ 0 |
| Lubbock, Texas | 8 | $ 6,892,000 | $ 861,500 | $ 0 |
| Marin, California | 7 | $ 3,663,000 | $ 523,285 | $ 0 |
| Riverside, California | 7 | $ 2,285,000 | $ 326,428 | $ 0 |
| Fairfield, Connecticut | 7 | $ 4,839,000 | $ 691,285 | $ 0 |
| Prince George's, Maryland | 7 | $ 1,826,000 | $ 260,857 | $ 0 |
| Norfolk, Massachusetts | 7 | $ 5,685,000 | $ 812,142 | $ 0 |
| Suffolk, Massachusetts | 7 | $ 2,057,000 | $ 293,857 | $ 0 |
| Oakland, Michigan | 7 | $ 2,450,000 | $ 350,000 | $ 0 |
| Essex, New Jersey | 7 | $ 1,485,000 | $ 212,142 | $ 0 |
| Clermont, Ohio | 7 | $ 1,138,000 | $ 162,571 | $ 0 |
| Johnson, Texas | 7 | $ 710,000 | $ 101,428 | $ 0 |
| Salt Lake, Utah | 7 | $ 2,637,000 | $ 376,714 | $ 0 |
| Jefferson, Alabama | 6 | $ 3,077,000 | $ 512,833 | $ 0 |
| Madison, Alabama | 6 | $ 2,892,000 | $ 482,000 | $ 0 |
| Pima, Arizona | 6 | $ 1,328,000 | $ 221,333 | $ 0 |
| Boulder, Colorado | 6 | $ 2,382,000 | $ 397,000 | $ 0 |
| Duval, Florida | 6 | $ 1,498,000 | $ 249,666 | $ 0 |
| Anne Arundel, Maryland | 6 | $ 1,593,000 | $ 265,500 | $ 0 |
| Warren, Ohio | 6 | $ 1,589,000 | $ 264,833 | $ 0 |
| Davidson, Tennessee | 6 | $ 2,533,000 | $ 422,166 | $ 0 |
| Shelby, Tennessee | 6 | $ 3,090,000 | $ 515,000 | $ 0 |
| Tarrant, Texas | 6 | $ 4,402,000 | $ 733,666 | $ 0 |
| Loudoun, Virginia | 6 | $ 1,852,000 | $ 308,666 | $ 0 |
| Baldwin, Alabama | 5 | $ 1,959,000 | $ 391,800 | $ 0 |
| Sacramento, California | 5 | $ 1,537,000 | $ 307,400 | $ 0 |
| San Joaquin, California | 5 | $ 1,563,000 | $ 312,600 | $ 0 |
| Pasco, Florida | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Bibb, Georgia | 5 | $ 732,000 | $ 146,400 | $ 0 |
| Johnson, Kansas | 5 | $ 1,818,000 | $ 363,600 | $ 0 |
| Baltimore, Maryland | 5 | $ 2,270,000 | $ 454,000 | $ 0 |
| Macomb, Michigan | 5 | $ 1,227,000 | $ 245,400 | $ 0 |
| Jackson, Missouri | 5 | $ 666,000 | $ 133,200 | $ 0 |
| Atlantic, New Jersey | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Mahoning, Ohio | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Medina, Ohio | 5 | $ 938,000 | $ 187,600 | $ 0 |
| Bucks, Pennsylvania | 5 | $ 1,454,000 | $ 290,800 | $ 0 |
| Philadelphia, Pennsylvania | 5 | $ 448,000 | $ 89,600 | $ 0 |
| Charleston, South Carolina | 5 | $ 1,810,000 | $ 362,000 | $ 0 |
| York, South Carolina | 5 | $ 1,377,000 | $ 275,400 | $ 0 |
| St. Clair, Alabama | 4 | $ 1,103,000 | $ 275,750 | $ 0 |
| Monterey, California | 4 | $ 1,948,000 | $ 487,000 | $ 0 |
| Larimer, Colorado | 4 | $ 848,000 | $ 212,000 | $ 0 |
| Coweta, Georgia | 4 | $ 818,000 | $ 204,500 | $ 0 |
| Glynn, Georgia | 4 | $ 816,000 | $ 204,000 | $ 0 |
| Hall, Georgia | 4 | $ 1,001,000 | $ 250,250 | $ 0 |
| Morgan, Georgia | 4 | $ 610,000 | $ 152,500 | $ 0 |
| Newton, Georgia | 4 | $ 517,000 | $ 129,250 | $ 0 |
| Paulding, Georgia | 4 | $ 806,000 | $ 201,500 | $ 0 |
| Jefferson, Kentucky | 4 | $ 652,000 | $ 163,000 | $ 0 |
| Worcester, Massachusetts | 4 | $ 1,196,000 | $ 299,000 | $ 0 |
| Ramsey, Minnesota | 4 | $ 786,000 | $ 196,500 | $ 0 |
| St. Louis, Missouri | 4 | $ 931,000 | $ 232,750 | $ 0 |
| Union, New Jersey | 4 | $ 505,000 | $ 126,250 | $ 0 |
| Bernalillo, New Mexico | 4 | $ 1,700,000 | $ 425,000 | $ 20,000 |
| Brunswick, North Carolina | 4 | $ 1,493,000 | $ 373,250 | $ 0 |
| Wake, North Carolina | 4 | $ 1,556,000 | $ 389,000 | $ 0 |
| Geauga, Ohio | 4 | $ 770,000 | $ 192,500 | $ 0 |
| Hamilton, Ohio | 4 | $ 644,000 | $ 161,000 | $ 0 |
| Stark, Ohio | 4 | $ 706,000 | $ 176,500 | $ 0 |
| Montgomery, Pennsylvania | 4 | $ 908,000 | $ 227,000 | $ 0 |
| Sumner, Tennessee | 4 | $ 650,000 | $ 162,500 | $ 0 |
| Bexar, Texas | 4 | $ 3,413,000 | $ 853,250 | $ 0 |
| Alexandria, Virginia | 4 | $ 1,725,000 | $ 431,250 | $ 0 |
| Pierce, Washington | 4 | $ 1,843,000 | $ 460,750 | $ 0 |
| Dane, Wisconsin | 4 | $ 822,000 | $ 205,500 | $ 0 |
| Milwaukee, Wisconsin | 4 | $ 719,000 | $ 179,750 | $ 0 |
| Yavapai, Arizona | 3 | $ 435,000 | $ 145,000 | $ 0 |
| San Bernardino, California | 3 | $ 827,000 | $ 275,666 | $ 0 |
| San Francisco, California | 3 | $ 2,118,000 | $ 706,000 | $ 0 |
| Solano, California | 3 | $ 684,000 | $ 228,000 | $ 0 |
| Sonoma, California | 3 | $ 1,207,000 | $ 402,333 | $ 0 |
| Broomfield, Colorado | 3 | $ 614,000 | $ 204,666 | $ 0 |
| Martin, Florida | 3 | $ 412,000 | $ 137,333 | $ 0 |
| Monroe, Florida | 3 | $ 1,604,000 | $ 534,666 | $ 0 |
| Walton, Florida | 3 | $ 1,105,000 | $ 368,333 | $ 0 |
| Bryan, Georgia | 3 | $ 888,000 | $ 296,000 | $ 0 |
| Clayton, Georgia | 3 | $ 433,000 | $ 144,333 | $ 0 |
| Forsyth, Georgia | 3 | $ 508,000 | $ 169,333 | $ 0 |
| Walton, Georgia | 3 | $ 525,000 | $ 175,000 | $ 0 |
| McHenry, Illinois | 3 | $ 599,000 | $ 199,666 | $ 0 |
| Marion, Indiana | 3 | $ 246,000 | $ 82,000 | $ 0 |
| Tippecanoe, Indiana | 3 | $ 458,000 | $ 152,666 | $ 0 |
| Carroll, Maryland | 3 | $ 927,000 | $ 309,000 | $ 0 |
| Barnstable, Massachusetts | 3 | $ 1,096,000 | $ 365,333 | $ 0 |
| Plymouth, Massachusetts | 3 | $ 1,028,000 | $ 342,666 | $ 0 |
| Dakota, Minnesota | 3 | $ 776,000 | $ 258,666 | $ 0 |
| St. Louis City, Missouri | 3 | $ 433,000 | $ 144,333 | $ 0 |
| Hillsborough, New Hampshire | 3 | $ 862,000 | $ 287,333 | $ 0 |
| Monmouth, New Jersey | 3 | $ 187,000 | $ 62,333 | $ 0 |
| Morris, New Jersey | 3 | $ 685,000 | $ 228,333 | $ 0 |
| Passaic, New Jersey | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Sussex, New Jersey | 3 | $ 1,018,000 | $ 339,333 | $ 0 |
| Queens, New York | 3 | $ 1,084,000 | $ 361,333 | $ 0 |
| Guilford, North Carolina | 3 | $ 650,000 | $ 216,666 | $ 0 |
| Butler, Ohio | 3 | $ 576,000 | $ 192,000 | $ 0 |
| Oklahoma, Oklahoma | 3 | $ 1,836,000 | $ 612,000 | $ 0 |
| Clackamas, Oregon | 3 | $ 1,278,000 | $ 426,000 | $ 0 |
| Williamson, Tennessee | 3 | $ 1,445,000 | $ 481,666 | $ 0 |
| Summit, Utah | 3 | $ 1,978,000 | $ 659,333 | $ 0 |
| Frederick, Virginia | 3 | $ 624,000 | $ 208,000 | $ 0 |
| Prince William, Virginia | 3 | $ 1,144,000 | $ 381,333 | $ 0 |
| Warren, Virginia | 3 | $ 739,000 | $ 246,333 | $ 0 |
| Berkeley, West Virginia | 3 | $ 422,000 | $ 140,666 | $ 0 |
| Waukesha, Wisconsin | 3 | $ 614,000 | $ 204,666 | $ 0 |
| Shelby, Alabama | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Tuscaloosa, Alabama | 2 | $ 235,000 | $ 117,500 | $ 0 |
| Navajo, Arizona | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Pinal, Arizona | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Fresno, California | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Napa, California | 2 | $ 1,013,000 | $ 506,500 | $ 0 |
| Nevada, California | 2 | $ 596,000 | $ 298,000 | $ 0 |
| San Luis Obispo, California | 2 | $ 664,000 | $ 332,000 | $ 0 |
| Garfield, Colorado | 2 | $ 932,000 | $ 466,000 | $ 0 |
| Teller, Colorado | 2 | $ 571,000 | $ 285,500 | $ 0 |
| Weld, Colorado | 2 | $ 354,000 | $ 177,000 | $ 0 |
| New Haven, Connecticut | 2 | $ 702,000 | $ 351,000 | $ 0 |
| New Castle, Delaware | 2 | $ 61,000 | $ 30,500 | $ 0 |
| District of Columbia, District Of Columbia | 2 | $ 221,000 | $ 110,500 | $ 0 |
| Osceola, Florida | 2 | $ 382,000 | $ 191,000 | $ 0 |
| Polk, Florida | 2 | $ 159,000 | $ 79,500 | $ 0 |
| Seminole, Florida | 2 | $ 445,000 | $ 222,500 | $ 0 |
| St. Lucie, Florida | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Volusia, Florida | 2 | $ 161,000 | $ 80,500 | $ 0 |
| Barrow, Georgia | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Carroll, Georgia | 2 | $ 273,000 | $ 136,500 | $ 0 |
| Cherokee, Georgia | 2 | $ 521,000 | $ 260,500 | $ 0 |
| Ware, Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| St. Joseph, Indiana | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Kenton, Kentucky | 2 | $ 289,000 | $ 144,500 | $ 0 |
| Baltimore City, Maryland | 2 | $ 784,000 | $ 392,000 | $ 0 |
| Calvert, Maryland | 2 | $ 719,000 | $ 359,500 | $ 0 |
| Genesee, Michigan | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Grand Traverse, Michigan | 2 | $ 467,000 | $ 233,500 | $ 0 |
| Livingston, Michigan | 2 | $ 534,000 | $ 267,000 | $ 0 |
| DeSoto, Mississippi | 2 | $ 229,000 | $ 114,500 | $ 0 |
| Jefferson, Missouri | 2 | $ 156,000 | $ 78,000 | $ 0 |
| St. Charles, Missouri | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Burlington, New Jersey | 2 | $ 191,000 | $ 95,500 | $ 0 |
| Somerset, New Jersey | 2 | $ 148,000 | $ 74,000 | $ 0 |
| New York, New York | 2 | $ 425,000 | $ 212,500 | $ 0 |
| Suffolk, New York | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Buncombe, North Carolina | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Cabarrus, North Carolina | 2 | $ 271,000 | $ 135,500 | $ 0 |
| Iredell, North Carolina | 2 | $ 235,000 | $ 117,500 | $ 0 |
| Jackson, North Carolina | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Lincoln, North Carolina | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Rockingham, North Carolina | 2 | $ 337,000 | $ 168,500 | $ 0 |
| Stokes, North Carolina | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Watauga, North Carolina | 2 | $ 797,000 | $ 398,500 | $ 0 |
| Fairfield, Ohio | 2 | $ 472,000 | $ 236,000 | $ 0 |
| Lake, Ohio | 2 | $ 319,000 | $ 159,500 | $ 0 |
| Lorain, Ohio | 2 | $ 281,000 | $ 140,500 | $ 0 |
| Lucas, Ohio | 2 | $ 481,000 | $ 240,500 | $ 0 |
| Portage, Ohio | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Tuscarawas, Ohio | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Cleveland, Oklahoma | 2 | $ 1,838,000 | $ 919,000 | $ 0 |
| Multnomah, Oregon | 2 | $ 755,000 | $ 377,500 | $ 0 |
| Allegheny, Pennsylvania | 2 | $ 149,000 | $ 74,500 | $ 0 |
| Delaware, Pennsylvania | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Lancaster, Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Brazos, Texas | 2 | $ 191,000 | $ 95,500 | $ 0 |
| Denton, Texas | 2 | $ 657,000 | $ 328,500 | $ 0 |
| El Paso, Texas | 2 | $ 145,000 | $ 72,500 | $ 84,000 |
| Travis, Texas | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Davis, Utah | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Augusta, Virginia | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Chesapeake, Virginia | 2 | $ 495,000 | $ 247,500 | $ 0 |
| Henrico, Virginia | 2 | $ 439,000 | $ 219,500 | $ 0 |
| Stafford, Virginia | 2 | $ 636,000 | $ 318,000 | $ 0 |
| Virginia Beach, Virginia | 2 | $ 269,000 | $ 134,500 | $ 0 |
| Jefferson, West Virginia | 2 | $ 389,000 | $ 194,500 | $ 0 |
| Autauga, Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Elmore, Alabama | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Lee, Alabama | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Pickens, Alabama | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Coconino, Arizona | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Merced, California | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Placer, California | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Plumas, California | 1 | $ 227,000 | $ 227,000 | $ 0 |
| San Benito, California | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Santa Barbara, California | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Stanislaus, California | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Tulare, California | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Yolo, California | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Yuba, California | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Clear Creek, Colorado | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Otero, Colorado | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Phillips, Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Routt, Colorado | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Summit, Colorado | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Sussex, Delaware | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Bay, Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Brevard, Florida | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Charlotte, Florida | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Citrus, Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Dixie, Florida | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hendry, Florida | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Hernando, Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Highlands, Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Lake, Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Okaloosa, Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Camden, Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Catoosa, Georgia | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Chatham, Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Clarke, Georgia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Douglas, Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Effingham, Georgia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Fannin, Georgia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Franklin, Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Jackson, Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jones, Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| McIntosh, Georgia | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Monroe, Georgia | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Rockdale, Georgia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| White, Georgia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Boone, Illinois | 1 | $ 152,000 | $ 152,000 | $ 0 |
| DeKalb, Illinois | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Kendall, Illinois | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Madison, Illinois | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Peoria, Illinois | 1 | $ 131,000 | $ 131,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tazewell, Illinois | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Winnebago, Illinois | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Adams, Indiana | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Allen, Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Boone, Indiana | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Clinton, Indiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Hamilton, Indiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lake, Indiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Montgomery, Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Randolph, Indiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Ida, Iowa | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Johnson, Iowa | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Polk, Iowa | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Leavenworth, Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison, Kentucky | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Mercer, Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Nelson, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Spencer, Kentucky | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Ascension, Louisiana | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Jefferson, Louisiana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lafourche, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Livingston, Louisiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 448,000 | $ 448,000 | $ 0 |
| St. Bernard, Louisiana | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Tammany, Louisiana | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Cumberland, Maine | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Howard, Maryland | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Wicomico, Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Essex, Massachusetts | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Allegan, Michigan | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Bay, Michigan | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Kent, Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Midland, Michigan | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 684,000 | $ 684,000 | $ 0 |
| Anoka, Minnesota | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Chisago, Minnesota | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Crow Wing, Minnesota | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Douglas, Minnesota | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Lyon, Minnesota | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Pennington, Minnesota | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Stearns, Minnesota | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Lafayette, Mississippi | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Lee, Mississippi | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Lincoln, Mississippi | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Cass, Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson, Missouri | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Lincoln, Missouri | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Morgan, Missouri | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Douglas, Nebraska | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Camden, New Jersey | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Cape May, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| San Juan, New Mexico | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Kings, New York | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Monroe, New York | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Nassau, New York | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Onondaga, New York | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Orange, New York | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Westchester, New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Carteret, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Currituck, North Carolina | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Dare, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Henderson, North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Nash, North Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Randolph, North Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Rutherford, North Carolina | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Transylvania, North Carolina | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Union, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ashland, Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Auglaize, Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Clinton, Ohio | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Delaware, Ohio | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Huron, Ohio | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lawrence, Ohio | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Licking, Ohio | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Ottawa, Ohio | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Pickaway, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sandusky, Ohio | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Union, Ohio | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Wayne, Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lane, Oregon | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Marion, Oregon | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Berks, Pennsylvania | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Butler, Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Monroe, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Northampton, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Washington, Pennsylvania | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Aiken, South Carolina | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Chesterfield, South Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Richland, South Carolina | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Spartanburg, South Carolina | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Minnehaha, South Dakota | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Pennington, South Dakota | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Bradley, Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Cumberland, Tennessee | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Fayette, Tennessee | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Knox, Tennessee | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Maury, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Rhea, Tennessee | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Robertson, Tennessee | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Scott, Tennessee | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Angelina, Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Brown, Texas | 1 | $ 760,000 | $ 760,000 | $ 0 |
| Collin, Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Galveston, Texas | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Hays, Texas | 1 | $ 5,450,000 | $ 5,450,000 | $ 0 |
| Medina, Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Montgomery, Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Nueces, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Smith, Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Uvalde, Texas | 1 | $ 1,076,000 | $ 1,076,000 | $ 0 |
| Wichita, Texas | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Utah, Utah | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Wasatch, Utah | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Washington, Utah | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bedford, Virginia | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Campbell, Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Goochland, Virginia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Hanover, Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Manassas, Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Manassas Park, Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Newport News, Virginia | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Portsmouth, Virginia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Shenandoah, Virginia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Spotsylvania, Virginia | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Winchester, Virginia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| York, Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Chelan, Washington | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Snohomish, Washington | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Dodge, Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Washington, Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Laramie, Wyoming | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Sweetwater, Wyoming | 1 | $ 636,000 | $ 636,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,121 | $363,850,000 | $323,904 | $5,450,000 | $666 | $127,000 |
| Home Purchase | 768 | $246,908,000 | $310,078 | $4,490,000 | $1,052 | $148,000 |
| Home Improvement | 8 | $1,093,000 | $351,000 | $550,000 | $6,000 | $39,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,831 | $573,372,000 | $281,500 | $5,450,000 | $22 | $126,000 |
| White | 43 | $27,640,000 | $1,053,888 | $3,200,000 | $4,777 | $148,000 |
| Hispanic | 18 | $4,316,000 | $914,333 | $2,213,000 | $14,333 | $65,000 |
| Not Provided | 3 | $5,503,000 | $1,711,500 | $2,160,000 | $0 | $0 |
| Asian | 1 | $760,000 | $760,000 | $760,000 | $0 | $0 |
| Black or African American | 1 | $260,000 | $260,000 | $260,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,891 | $611,206,000 | $290,318 | $5,450,000 | $704 | $148,000 |
| FHA-insured (Federal Housing Administration) | 6 | $645,000 | $122,750 | $200,000 | $8,750 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,787 | $519,614,000 | $252,340 | $1,713,000 | $22 | $126,000 |
| Loan Originated | 82 | $72,945,000 | $1,110,714 | $5,450,000 | $2,928 | $148,000 |
| Application Denied By Financial Institution | 16 | $11,476,000 | $913,000 | $2,000,000 | $7,600 | $127,000 |
| Application Withdrawn By Applicant | 10 | $7,753,000 | $866,000 | $1,800,000 | $3,428 | $40,000 |
| File Closed For Incompleteness | 1 | $48,000 | $48,000 | $48,000 | $50,000 | $50,000 |
| Application Approved But Not Accepted | 1 | $15,000 | $15,000 | $15,000 | $12,000 | $12,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $5,527,000 | $609,666 | $2,000,000 | $12,333 | $127,000 |
| Collateral | 4 | $4,040,000 | $1,046,666 | $1,520,000 | $0 | $0 |
| Credit History | 4 | $36,000 | $9,000 | $20,000 | $23,000 | $39,000 |
| Debt-To-Income Ratio | 1 | $1,811,000 | $1,811,000 | $1,811,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $62,000 | $62,000 | $62,000 | $15,000 | $15,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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