United Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
United Western Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Western Bank 700 17Th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,897 |
| Total Mortgage Loan Application Amount | $611,851,000 |
| Average Mortgage Loan Application Amount | $318,554 |
| Highest Mortgage Loan Application Amount | $5,450,000 |
| Average Applicant Income | $1,036 |
| Highest Applicant Income | $148,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with United Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down United Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Western Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 92 | $ 24,969,000 | $ 271,000 | $ 0 |
| Los Angeles County California | 59 | $ 28,492,000 | $ 482,000 | $ 0 |
| Maricopa County Arizona | 55 | $ 31,792,000 | $ 578,000 | $ 0 |
| Santa Clara County California | 51 | $ 25,032,000 | $ 490,000 | $ 0 |
| Orange County California | 48 | $ 23,526,000 | $ 490,000 | $ 0 |
| Denver County Colorado | 37 | $ 6,791,000 | $ 183,000 | $ 7,000 |
| Fulton County Georgia | 34 | $ 10,238,000 | $ 301,000 | $ 0 |
| Palm Beach County Florida | 28 | $ 10,420,000 | $ 372,000 | $ 0 |
| Broward County Florida | 27 | $ 9,841,000 | $ 364,000 | $ 0 |
| Miami-Dade County Florida | 27 | $ 7,266,000 | $ 269,000 | $ 0 |
| San Diego County California | 26 | $ 12,391,000 | $ 476,000 | $ 0 |
| DuPage County Illinois | 25 | $ 8,194,000 | $ 327,000 | $ 0 |
| Dona Ana County New Mexico | 25 | $ 2,050,000 | $ 82,000 | $ 33,000 |
| Jefferson County Colorado | 23 | $ 5,380,000 | $ 233,000 | $ 3,000 |
| Fairfax County Virginia | 22 | $ 9,250,000 | $ 420,000 | $ 0 |
| Contra Costa County California | 21 | $ 9,516,000 | $ 453,000 | $ 0 |
| Arapahoe County Colorado | 21 | $ 7,144,000 | $ 340,000 | $ 0 |
| King County Washington | 21 | $ 10,832,000 | $ 515,000 | $ 0 |
| Alameda County California | 20 | $ 8,957,000 | $ 447,000 | $ 0 |
| El Paso County Colorado | 20 | $ 6,070,000 | $ 303,000 | $ 0 |
| Cobb County Georgia | 20 | $ 5,604,000 | $ 280,000 | $ 0 |
| Clark County Nevada | 20 | $ 6,795,000 | $ 339,000 | $ 0 |
| DeKalb County Georgia | 19 | $ 3,796,000 | $ 199,000 | $ 0 |
| Cuyahoga County Ohio | 17 | $ 2,354,000 | $ 138,000 | $ 0 |
| Gwinnett County Georgia | 15 | $ 3,099,000 | $ 206,000 | $ 0 |
| Summit County Ohio | 15 | $ 2,120,000 | $ 141,000 | $ 0 |
| Dallas County Texas | 15 | $ 11,636,000 | $ 775,000 | $ 0 |
| San Mateo County California | 13 | $ 6,228,000 | $ 479,000 | $ 0 |
| Hillsborough County Florida | 13 | $ 1,676,000 | $ 128,000 | $ 0 |
| Kane County Illinois | 13 | $ 3,350,000 | $ 257,000 | $ 0 |
| Will County Illinois | 13 | $ 2,978,000 | $ 229,000 | $ 0 |
| Middlesex County Massachusetts | 13 | $ 5,776,000 | $ 444,000 | $ 0 |
| Ventura County California | 12 | $ 5,857,000 | $ 488,000 | $ 0 |
| Orange County Florida | 12 | $ 5,524,000 | $ 460,000 | $ 0 |
| Pinellas County Florida | 12 | $ 3,403,000 | $ 283,000 | $ 0 |
| Sarasota County Florida | 12 | $ 3,402,000 | $ 283,000 | $ 0 |
| Lake County Illinois | 12 | $ 4,382,000 | $ 365,000 | $ 0 |
| Montgomery County Maryland | 12 | $ 4,205,000 | $ 350,000 | $ 0 |
| Hennepin County Minnesota | 12 | $ 4,151,000 | $ 345,000 | $ 0 |
| Ocean County New Jersey | 12 | $ 946,000 | $ 78,000 | $ 0 |
| Franklin County Ohio | 12 | $ 1,602,000 | $ 133,000 | $ 0 |
| Harris County Texas | 12 | $ 7,777,000 | $ 648,000 | $ 0 |
| Adams County Colorado | 11 | $ 3,776,000 | $ 343,000 | $ 0 |
| Manatee County Florida | 11 | $ 2,827,000 | $ 257,000 | $ 0 |
| Douglas County Colorado | 10 | $ 4,072,000 | $ 407,000 | $ 0 |
| Middlesex County New Jersey | 9 | $ 925,000 | $ 102,000 | $ 0 |
| Mecklenburg County North Carolina | 9 | $ 2,025,000 | $ 225,000 | $ 0 |
| Santa Cruz County California | 8 | $ 4,187,000 | $ 523,000 | $ 0 |
| Collier County Florida | 8 | $ 3,903,000 | $ 487,000 | $ 0 |
| Lee County Florida | 8 | $ 1,197,000 | $ 149,000 | $ 0 |
| St. Johns County Florida | 8 | $ 1,494,000 | $ 186,000 | $ 0 |
| Henry County Georgia | 8 | $ 1,527,000 | $ 190,000 | $ 0 |
| Wayne County Michigan | 8 | $ 1,297,000 | $ 162,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 1,753,000 | $ 219,000 | $ 0 |
| Chester County Pennsylvania | 8 | $ 3,265,000 | $ 408,000 | $ 0 |
| Lubbock County Texas | 8 | $ 6,892,000 | $ 861,000 | $ 0 |
| Marin County California | 7 | $ 3,663,000 | $ 523,000 | $ 0 |
| Riverside County California | 7 | $ 2,285,000 | $ 326,000 | $ 0 |
| Fairfield County Connecticut | 7 | $ 4,839,000 | $ 691,000 | $ 0 |
| Prince George's County Maryland | 7 | $ 1,826,000 | $ 260,000 | $ 0 |
| Norfolk County Massachusetts | 7 | $ 5,685,000 | $ 812,000 | $ 0 |
| Suffolk County Massachusetts | 7 | $ 2,057,000 | $ 293,000 | $ 0 |
| Oakland County Michigan | 7 | $ 2,450,000 | $ 350,000 | $ 0 |
| Essex County New Jersey | 7 | $ 1,485,000 | $ 212,000 | $ 0 |
| Clermont County Ohio | 7 | $ 1,138,000 | $ 162,000 | $ 0 |
| Johnson County Texas | 7 | $ 710,000 | $ 101,000 | $ 0 |
| Salt Lake County Utah | 7 | $ 2,637,000 | $ 376,000 | $ 0 |
| Jefferson County Alabama | 6 | $ 3,077,000 | $ 512,000 | $ 0 |
| Madison County Alabama | 6 | $ 2,892,000 | $ 482,000 | $ 0 |
| Pima County Arizona | 6 | $ 1,328,000 | $ 221,000 | $ 0 |
| Boulder County Colorado | 6 | $ 2,382,000 | $ 397,000 | $ 0 |
| Duval County Florida | 6 | $ 1,498,000 | $ 249,000 | $ 0 |
| Anne Arundel County Maryland | 6 | $ 1,593,000 | $ 265,000 | $ 0 |
| Warren County Ohio | 6 | $ 1,589,000 | $ 264,000 | $ 0 |
| Davidson County Tennessee | 6 | $ 2,533,000 | $ 422,000 | $ 0 |
| Shelby County Tennessee | 6 | $ 3,090,000 | $ 515,000 | $ 0 |
| Tarrant County Texas | 6 | $ 4,402,000 | $ 733,000 | $ 0 |
| Loudoun County Virginia | 6 | $ 1,852,000 | $ 308,000 | $ 0 |
| Baldwin County Alabama | 5 | $ 1,959,000 | $ 391,000 | $ 0 |
| Sacramento County California | 5 | $ 1,537,000 | $ 307,000 | $ 0 |
| San Joaquin County California | 5 | $ 1,563,000 | $ 312,000 | $ 0 |
| Pasco County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Bibb County Georgia | 5 | $ 732,000 | $ 146,000 | $ 0 |
| Johnson County Kansas | 5 | $ 1,818,000 | $ 363,000 | $ 0 |
| Baltimore County Maryland | 5 | $ 2,270,000 | $ 454,000 | $ 0 |
| Macomb County Michigan | 5 | $ 1,227,000 | $ 245,000 | $ 0 |
| Jackson County Missouri | 5 | $ 666,000 | $ 133,000 | $ 0 |
| Atlantic County New Jersey | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Mahoning County Ohio | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Medina County Ohio | 5 | $ 938,000 | $ 187,000 | $ 0 |
| Bucks County Pennsylvania | 5 | $ 1,454,000 | $ 290,000 | $ 0 |
| Philadelphia County Pennsylvania | 5 | $ 448,000 | $ 89,000 | $ 0 |
| Charleston County South Carolina | 5 | $ 1,810,000 | $ 362,000 | $ 0 |
| York County South Carolina | 5 | $ 1,377,000 | $ 275,000 | $ 0 |
| St. Clair County Alabama | 4 | $ 1,103,000 | $ 275,000 | $ 0 |
| Monterey County California | 4 | $ 1,948,000 | $ 487,000 | $ 0 |
| Larimer County Colorado | 4 | $ 848,000 | $ 212,000 | $ 0 |
| Coweta County Georgia | 4 | $ 818,000 | $ 204,000 | $ 0 |
| Glynn County Georgia | 4 | $ 816,000 | $ 204,000 | $ 0 |
| Hall County Georgia | 4 | $ 1,001,000 | $ 250,000 | $ 0 |
| Morgan County Georgia | 4 | $ 610,000 | $ 152,000 | $ 0 |
| Newton County Georgia | 4 | $ 517,000 | $ 129,000 | $ 0 |
| Paulding County Georgia | 4 | $ 806,000 | $ 201,000 | $ 0 |
| Jefferson County Kentucky | 4 | $ 652,000 | $ 163,000 | $ 0 |
| Worcester County Massachusetts | 4 | $ 1,196,000 | $ 299,000 | $ 0 |
| Ramsey County Minnesota | 4 | $ 786,000 | $ 196,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 931,000 | $ 232,000 | $ 0 |
| Union County New Jersey | 4 | $ 505,000 | $ 126,000 | $ 0 |
| Bernalillo County New Mexico | 4 | $ 1,700,000 | $ 425,000 | $ 20,000 |
| Brunswick County North Carolina | 4 | $ 1,493,000 | $ 373,000 | $ 0 |
| Wake County North Carolina | 4 | $ 1,556,000 | $ 389,000 | $ 0 |
| Geauga County Ohio | 4 | $ 770,000 | $ 192,000 | $ 0 |
| Hamilton County Ohio | 4 | $ 644,000 | $ 161,000 | $ 0 |
| Stark County Ohio | 4 | $ 706,000 | $ 176,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 908,000 | $ 227,000 | $ 0 |
| Sumner County Tennessee | 4 | $ 650,000 | $ 162,000 | $ 0 |
| Bexar County Texas | 4 | $ 3,413,000 | $ 853,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 1,725,000 | $ 431,000 | $ 0 |
| Pierce County Washington | 4 | $ 1,843,000 | $ 460,000 | $ 0 |
| Dane County Wisconsin | 4 | $ 822,000 | $ 205,000 | $ 0 |
| Milwaukee County Wisconsin | 4 | $ 719,000 | $ 179,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 435,000 | $ 145,000 | $ 0 |
| San Bernardino County California | 3 | $ 827,000 | $ 275,000 | $ 0 |
| San Francisco County California | 3 | $ 2,118,000 | $ 706,000 | $ 0 |
| Solano County California | 3 | $ 684,000 | $ 228,000 | $ 0 |
| Sonoma County California | 3 | $ 1,207,000 | $ 402,000 | $ 0 |
| Broomfield County Colorado | 3 | $ 614,000 | $ 204,000 | $ 0 |
| Martin County Florida | 3 | $ 412,000 | $ 137,000 | $ 0 |
| Monroe County Florida | 3 | $ 1,604,000 | $ 534,000 | $ 0 |
| Walton County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 0 |
| Bryan County Georgia | 3 | $ 888,000 | $ 296,000 | $ 0 |
| Clayton County Georgia | 3 | $ 433,000 | $ 144,000 | $ 0 |
| Forsyth County Georgia | 3 | $ 508,000 | $ 169,000 | $ 0 |
| Walton County Georgia | 3 | $ 525,000 | $ 175,000 | $ 0 |
| McHenry County Illinois | 3 | $ 599,000 | $ 199,000 | $ 0 |
| Marion County Indiana | 3 | $ 246,000 | $ 82,000 | $ 0 |
| Tippecanoe County Indiana | 3 | $ 458,000 | $ 152,000 | $ 0 |
| Carroll County Maryland | 3 | $ 927,000 | $ 309,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 1,096,000 | $ 365,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 1,028,000 | $ 342,000 | $ 0 |
| Dakota County Minnesota | 3 | $ 776,000 | $ 258,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 433,000 | $ 144,000 | $ 0 |
| Hillsborough County New Hampshire | 3 | $ 862,000 | $ 287,000 | $ 0 |
| Monmouth County New Jersey | 3 | $ 187,000 | $ 62,000 | $ 0 |
| Morris County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 0 |
| Passaic County New Jersey | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Sussex County New Jersey | 3 | $ 1,018,000 | $ 339,000 | $ 0 |
| Queens County New York | 3 | $ 1,084,000 | $ 361,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 650,000 | $ 216,000 | $ 0 |
| Butler County Ohio | 3 | $ 576,000 | $ 192,000 | $ 0 |
| Oklahoma County Oklahoma | 3 | $ 1,836,000 | $ 612,000 | $ 0 |
| Clackamas County Oregon | 3 | $ 1,278,000 | $ 426,000 | $ 0 |
| Williamson County Tennessee | 3 | $ 1,445,000 | $ 481,000 | $ 0 |
| Summit County Utah | 3 | $ 1,978,000 | $ 659,000 | $ 0 |
| Frederick County Virginia | 3 | $ 624,000 | $ 208,000 | $ 0 |
| Prince William County Virginia | 3 | $ 1,144,000 | $ 381,000 | $ 0 |
| Warren County Virginia | 3 | $ 739,000 | $ 246,000 | $ 0 |
| Berkeley County West Virginia | 3 | $ 422,000 | $ 140,000 | $ 0 |
| Waukesha County Wisconsin | 3 | $ 614,000 | $ 204,000 | $ 0 |
| Shelby County Alabama | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Navajo County Arizona | 2 | $ 176,000 | $ 88,000 | $ 0 |
| Pinal County Arizona | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Fresno County California | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Napa County California | 2 | $ 1,013,000 | $ 506,000 | $ 0 |
| Nevada County California | 2 | $ 596,000 | $ 298,000 | $ 0 |
| San Luis Obispo County California | 2 | $ 664,000 | $ 332,000 | $ 0 |
| Garfield County Colorado | 2 | $ 932,000 | $ 466,000 | $ 0 |
| Teller County Colorado | 2 | $ 571,000 | $ 285,000 | $ 0 |
| Weld County Colorado | 2 | $ 354,000 | $ 177,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 702,000 | $ 351,000 | $ 0 |
| New Castle County Delaware | 2 | $ 61,000 | $ 30,000 | $ 0 |
| District of Columbia County District Of Columbia | 2 | $ 221,000 | $ 110,000 | $ 0 |
| Osceola County Florida | 2 | $ 382,000 | $ 191,000 | $ 0 |
| Polk County Florida | 2 | $ 159,000 | $ 79,000 | $ 0 |
| Seminole County Florida | 2 | $ 445,000 | $ 222,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 306,000 | $ 153,000 | $ 0 |
| Volusia County Florida | 2 | $ 161,000 | $ 80,000 | $ 0 |
| Barrow County Georgia | 2 | $ 362,000 | $ 181,000 | $ 0 |
| Carroll County Georgia | 2 | $ 273,000 | $ 136,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 521,000 | $ 260,000 | $ 0 |
| Ware County Georgia | 2 | $ 160,000 | $ 80,000 | $ 0 |
| St. Joseph County Indiana | 2 | $ 245,000 | $ 122,000 | $ 0 |
| Kenton County Kentucky | 2 | $ 289,000 | $ 144,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 784,000 | $ 392,000 | $ 0 |
| Calvert County Maryland | 2 | $ 719,000 | $ 359,000 | $ 0 |
| Genesee County Michigan | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Grand Traverse County Michigan | 2 | $ 467,000 | $ 233,000 | $ 0 |
| Livingston County Michigan | 2 | $ 534,000 | $ 267,000 | $ 0 |
| DeSoto County Mississippi | 2 | $ 229,000 | $ 114,000 | $ 0 |
| Jefferson County Missouri | 2 | $ 156,000 | $ 78,000 | $ 0 |
| St. Charles County Missouri | 2 | $ 312,000 | $ 156,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 191,000 | $ 95,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 148,000 | $ 74,000 | $ 0 |
| New York County New York | 2 | $ 425,000 | $ 212,000 | $ 0 |
| Suffolk County New York | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Buncombe County North Carolina | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Cabarrus County North Carolina | 2 | $ 271,000 | $ 135,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 235,000 | $ 117,000 | $ 0 |
| Jackson County North Carolina | 2 | $ 298,000 | $ 149,000 | $ 0 |
| Lincoln County North Carolina | 2 | $ 241,000 | $ 120,000 | $ 0 |
| Rockingham County North Carolina | 2 | $ 337,000 | $ 168,000 | $ 0 |
| Stokes County North Carolina | 2 | $ 206,000 | $ 103,000 | $ 0 |
| Watauga County North Carolina | 2 | $ 797,000 | $ 398,000 | $ 0 |
| Fairfield County Ohio | 2 | $ 472,000 | $ 236,000 | $ 0 |
| Lake County Ohio | 2 | $ 319,000 | $ 159,000 | $ 0 |
| Lorain County Ohio | 2 | $ 281,000 | $ 140,000 | $ 0 |
| Lucas County Ohio | 2 | $ 481,000 | $ 240,000 | $ 0 |
| Portage County Ohio | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Tuscarawas County Ohio | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Cleveland County Oklahoma | 2 | $ 1,838,000 | $ 919,000 | $ 0 |
| Multnomah County Oregon | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 149,000 | $ 74,000 | $ 0 |
| Delaware County Pennsylvania | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Brazos County Texas | 2 | $ 191,000 | $ 95,000 | $ 0 |
| Denton County Texas | 2 | $ 657,000 | $ 328,000 | $ 0 |
| El Paso County Texas | 2 | $ 145,000 | $ 72,000 | $ 84,000 |
| Travis County Texas | 2 | $ 1,810,000 | $ 905,000 | $ 0 |
| Davis County Utah | 2 | $ 363,000 | $ 181,000 | $ 0 |
| Augusta County Virginia | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Chesapeake County Virginia | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Henrico County Virginia | 2 | $ 439,000 | $ 219,000 | $ 0 |
| Stafford County Virginia | 2 | $ 636,000 | $ 318,000 | $ 0 |
| Virginia Beach County Virginia | 2 | $ 269,000 | $ 134,000 | $ 0 |
| Jefferson County West Virginia | 2 | $ 389,000 | $ 194,000 | $ 0 |
| Autauga County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Elmore County Alabama | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Lee County Alabama | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Pickens County Alabama | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Coconino County Arizona | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Merced County California | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Placer County California | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Plumas County California | 1 | $ 227,000 | $ 227,000 | $ 0 |
| San Benito County California | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Santa Barbara County California | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Stanislaus County California | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Tulare County California | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Yolo County California | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Yuba County California | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Otero County Colorado | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Phillips County Colorado | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Routt County Colorado | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Summit County Colorado | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Sussex County Delaware | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Bay County Florida | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Brevard County Florida | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Charlotte County Florida | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Citrus County Florida | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Dixie County Florida | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Hendry County Florida | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Hernando County Florida | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Highlands County Florida | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Lake County Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Camden County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Catoosa County Georgia | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Chatham County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Clarke County Georgia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Douglas County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Effingham County Georgia | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Fannin County Georgia | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Franklin County Georgia | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Jackson County Georgia | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jones County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| McIntosh County Georgia | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Monroe County Georgia | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| White County Georgia | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Boone County Illinois | 1 | $ 152,000 | $ 152,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Kendall County Illinois | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Madison County Illinois | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Peoria County Illinois | 1 | $ 131,000 | $ 131,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Adams County Indiana | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Allen County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Boone County Indiana | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Clinton County Indiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Lake County Indiana | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Montgomery County Indiana | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Randolph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Ida County Iowa | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Johnson County Iowa | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Polk County Iowa | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Leavenworth County Kansas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Mercer County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Spencer County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 448,000 | $ 448,000 | $ 0 |
| St. Bernard County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Cumberland County Maine | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Howard County Maryland | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Allegan County Michigan | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Bay County Michigan | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Kent County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Midland County Michigan | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 684,000 | $ 684,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Crow Wing County Minnesota | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Lyon County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Pennington County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Stearns County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 393,000 | $ 393,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Lee County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Lincoln County Mississippi | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Cass County Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnson County Missouri | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Morgan County Missouri | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Camden County New Jersey | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Kings County New York | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Monroe County New York | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Nassau County New York | 1 | $ 474,000 | $ 474,000 | $ 0 |
| Onondaga County New York | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Orange County New York | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Westchester County New York | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Dare County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Nash County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Rutherford County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Union County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ashland County Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Auglaize County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Clinton County Ohio | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Delaware County Ohio | 1 | $ 371,000 | $ 371,000 | $ 0 |
| Huron County Ohio | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Lawrence County Ohio | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Licking County Ohio | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Union County Ohio | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Wayne County Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lane County Oregon | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Marion County Oregon | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 339,000 | $ 339,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Chesterfield County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Richland County South Carolina | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Knox County Tennessee | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Maury County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Rhea County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Robertson County Tennessee | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Scott County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Angelina County Texas | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Brown County Texas | 1 | $ 760,000 | $ 760,000 | $ 0 |
| Collin County Texas | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Galveston County Texas | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Hays County Texas | 1 | $ 5,450,000 | $ 5,450,000 | $ 0 |
| Medina County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Montgomery County Texas | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Nueces County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Smith County Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Uvalde County Texas | 1 | $ 1,076,000 | $ 1,076,000 | $ 0 |
| Wichita County Texas | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Utah County Utah | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Wasatch County Utah | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Washington County Utah | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bedford County Virginia | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Campbell County Virginia | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Goochland County Virginia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Hanover County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Manassas County Virginia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Newport News County Virginia | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Richmond City County Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Winchester County Virginia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| York County Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Chelan County Washington | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Snohomish County Washington | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Sweetwater County Wyoming | 1 | $ 636,000 | $ 636,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,121 | $363,850,000 | $323,904 | $5,450,000 | $666 | $127,000 |
| Home Purchase | 768 | $246,908,000 | $310,078 | $4,490,000 | $1,052 | $148,000 |
| Home Improvement | 8 | $1,093,000 | $351,000 | $550,000 | $6,000 | $39,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,831 | $573,372,000 | $281,500 | $5,450,000 | $22 | $126,000 |
| White | 43 | $27,640,000 | $1,053,888 | $3,200,000 | $4,777 | $148,000 |
| Hispanic | 18 | $4,316,000 | $914,333 | $2,213,000 | $14,333 | $65,000 |
| Not Provided | 3 | $5,503,000 | $1,711,500 | $2,160,000 | $0 | $0 |
| Asian | 1 | $760,000 | $760,000 | $760,000 | $0 | $0 |
| Black or African American | 1 | $260,000 | $260,000 | $260,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,891 | $611,206,000 | $290,318 | $5,450,000 | $704 | $148,000 |
| FHA-insured (Federal Housing Administration) | 6 | $645,000 | $122,750 | $200,000 | $8,750 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,787 | $519,614,000 | $252,340 | $1,713,000 | $22 | $126,000 |
| Loan Originated | 82 | $72,945,000 | $1,110,714 | $5,450,000 | $2,928 | $148,000 |
| Application Denied By Financial Institution | 16 | $11,476,000 | $913,000 | $2,000,000 | $7,600 | $127,000 |
| Application Withdrawn By Applicant | 10 | $7,753,000 | $866,000 | $1,800,000 | $3,428 | $40,000 |
| File Closed For Incompleteness | 1 | $48,000 | $48,000 | $48,000 | $50,000 | $50,000 |
| Application Approved But Not Accepted | 1 | $15,000 | $15,000 | $15,000 | $12,000 | $12,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 6 | $5,527,000 | $609,666 | $2,000,000 | $12,333 | $127,000 |
| Collateral | 4 | $4,040,000 | $1,046,666 | $1,520,000 | $0 | $0 |
| Credit History | 4 | $36,000 | $9,000 | $20,000 | $23,000 | $39,000 |
| Debt-To-Income Ratio | 1 | $1,811,000 | $1,811,000 | $1,811,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $62,000 | $62,000 | $62,000 | $15,000 | $15,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.