Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2013
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,275 |
| Total Mortgage Loan Application Amount | $268,895,000 |
| Average Mortgage Loan Application Amount | $210,500 |
| Highest Mortgage Loan Application Amount | $1,126,000 |
| Average Applicant Income | $83,500 |
| Highest Applicant Income | $1,440,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 244 | $ 49,479,000 | $ 202,000 | $ 78,000 |
| Baltimore County Maryland | 118 | $ 24,833,000 | $ 210,000 | $ 80,000 |
| New Castle County Delaware | 89 | $ 18,178,000 | $ 204,000 | $ 78,000 |
| Anne Arundel County Maryland | 75 | $ 20,174,000 | $ 268,000 | $ 111,000 |
| Orange County Florida | 68 | $ 10,452,000 | $ 153,000 | $ 51,000 |
| Prince George's County Maryland | 67 | $ 17,801,000 | $ 265,000 | $ 89,000 |
| Cecil County Maryland | 63 | $ 12,836,000 | $ 203,000 | $ 80,000 |
| Wicomico County Maryland | 46 | $ 8,129,000 | $ 176,000 | $ 75,000 |
| Harford County Maryland | 41 | $ 9,570,000 | $ 233,000 | $ 103,000 |
| Osceola County Florida | 31 | $ 4,162,000 | $ 134,000 | $ 46,000 |
| Broward County Florida | 29 | $ 6,593,000 | $ 227,000 | $ 105,000 |
| Baltimore City County Maryland | 26 | $ 4,535,000 | $ 174,000 | $ 93,000 |
| Kent County Delaware | 24 | $ 5,423,000 | $ 225,000 | $ 69,000 |
| Sussex County Delaware | 22 | $ 4,436,000 | $ 201,000 | $ 77,000 |
| Charles County Maryland | 17 | $ 4,168,000 | $ 245,000 | $ 81,000 |
| Montgomery County Maryland | 17 | $ 5,655,000 | $ 332,000 | $ 125,000 |
| Worcester County Maryland | 17 | $ 4,204,000 | $ 247,000 | $ 102,000 |
| Howard County Maryland | 16 | $ 5,810,000 | $ 363,000 | $ 123,000 |
| Calvert County Maryland | 15 | $ 4,165,000 | $ 277,000 | $ 102,000 |
| Frederick County Maryland | 13 | $ 3,423,000 | $ 263,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,329,000 | $ 166,000 | $ 75,000 |
| Palm Beach County Florida | 7 | $ 1,398,000 | $ 199,000 | $ 99,000 |
| Queen Anne's County Maryland | 7 | $ 2,152,000 | $ 307,000 | $ 139,000 |
| St. Mary's County Maryland | 7 | $ 1,585,000 | $ 226,000 | $ 113,000 |
| District of Columbia County District Of Columbia | 6 | $ 886,000 | $ 147,000 | $ 62,000 |
| Dorchester County Maryland | 6 | $ 858,000 | $ 143,000 | $ 66,000 |
| Polk County Florida | 5 | $ 561,000 | $ 112,000 | $ 57,000 |
| Fairfax County Virginia | 5 | $ 2,168,000 | $ 433,000 | $ 150,000 |
| Talbot County Maryland | 4 | $ 943,000 | $ 235,000 | $ 83,000 |
| Washington County Maryland | 4 | $ 680,000 | $ 170,000 | $ 45,000 |
| Berks County Pennsylvania | 4 | $ 586,000 | $ 146,000 | $ 79,000 |
| Chester County Pennsylvania | 4 | $ 1,103,000 | $ 275,000 | $ 119,000 |
| Delaware County Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 62,000 |
| Northampton County Pennsylvania | 4 | $ 738,000 | $ 184,000 | $ 84,000 |
| Williamson County Tennessee | 4 | $ 962,000 | $ 240,000 | $ 140,000 |
| Bexar County Texas | 4 | $ 413,000 | $ 103,000 | $ 70,000 |
| Bay County Florida | 3 | $ 403,000 | $ 134,000 | $ 82,000 |
| Carroll County Maryland | 3 | $ 785,000 | $ 261,000 | $ 76,000 |
| Somerset County Maryland | 3 | $ 339,000 | $ 113,000 | $ 62,000 |
| Camden County New Jersey | 3 | $ 606,000 | $ 202,000 | $ 81,000 |
| Cumberland County New Jersey | 3 | $ 381,000 | $ 127,000 | $ 59,000 |
| Monmouth County New Jersey | 3 | $ 990,000 | $ 330,000 | $ 97,000 |
| Allegheny County Pennsylvania | 3 | $ 452,000 | $ 150,000 | $ 64,000 |
| Cumberland County Pennsylvania | 3 | $ 861,000 | $ 287,000 | $ 128,000 |
| Davidson County Tennessee | 3 | $ 472,000 | $ 157,000 | $ 53,000 |
| Rutherford County Tennessee | 3 | $ 596,000 | $ 198,000 | $ 101,000 |
| Shelby County Tennessee | 3 | $ 572,000 | $ 190,000 | $ 111,000 |
| Williamson County Texas | 3 | $ 403,000 | $ 134,000 | $ 86,000 |
| Jefferson County Alabama | 2 | $ 275,000 | $ 137,000 | $ 58,000 |
| Alachua County Florida | 2 | $ 184,000 | $ 92,000 | $ 103,000 |
| Hillsborough County Florida | 2 | $ 467,000 | $ 233,000 | $ 61,000 |
| Lake County Florida | 2 | $ 335,000 | $ 167,000 | $ 59,000 |
| Lee County Florida | 2 | $ 193,000 | $ 96,000 | $ 32,000 |
| Manatee County Florida | 2 | $ 325,000 | $ 162,000 | $ 104,000 |
| Pinellas County Florida | 2 | $ 363,000 | $ 181,000 | $ 138,000 |
| Seminole County Florida | 2 | $ 446,000 | $ 223,000 | $ 49,000 |
| Allegany County Maryland | 2 | $ 343,000 | $ 171,000 | $ 75,000 |
| Essex County New Jersey | 2 | $ 866,000 | $ 433,000 | $ 136,000 |
| Hudson County New Jersey | 2 | $ 405,000 | $ 202,000 | $ 76,000 |
| Adams County Pennsylvania | 2 | $ 361,000 | $ 180,000 | $ 72,000 |
| Bucks County Pennsylvania | 2 | $ 287,000 | $ 143,000 | $ 70,000 |
| Lancaster County Pennsylvania | 2 | $ 624,000 | $ 312,000 | $ 99,000 |
| York County Pennsylvania | 2 | $ 257,000 | $ 128,000 | $ 35,000 |
| Fayette County Tennessee | 2 | $ 383,000 | $ 191,000 | $ 83,000 |
| Sumner County Tennessee | 2 | $ 379,000 | $ 189,000 | $ 70,000 |
| Wilson County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 60,000 |
| Fort Bend County Texas | 2 | $ 320,000 | $ 160,000 | $ 109,000 |
| Harris County Texas | 2 | $ 265,000 | $ 132,000 | $ 61,000 |
| Tarrant County Texas | 2 | $ 233,000 | $ 116,000 | $ 106,000 |
| Bedford County Virginia | 2 | $ 556,000 | $ 278,000 | $ 79,000 |
| Prince William County Virginia | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Virginia Beach County Virginia | 2 | $ 277,000 | $ 138,000 | $ 147,000 |
| Houston County Alabama | 1 | $ 86,000 | $ 86,000 | $ 67,000 |
| Marshall County Alabama | 1 | $ 168,000 | $ 168,000 | $ 126,000 |
| Montgomery County Alabama | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Tuscaloosa County Alabama | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 228,000 | $ 228,000 | $ 134,000 |
| Citrus County Florida | 1 | $ 210,000 | $ 210,000 | $ 68,000 |
| Duval County Florida | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Gulf County Florida | 1 | $ 77,000 | $ 77,000 | $ 134,000 |
| Hernando County Florida | 1 | $ 164,000 | $ 164,000 | $ 74,000 |
| Indian River County Florida | 1 | $ 98,000 | $ 98,000 | $ 19,000 |
| Nassau County Florida | 1 | $ 183,000 | $ 183,000 | $ 98,000 |
| Pasco County Florida | 1 | $ 186,000 | $ 186,000 | $ 105,000 |
| Santa Rosa County Florida | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Sarasota County Florida | 1 | $ 119,000 | $ 119,000 | $ 42,000 |
| St. Lucie County Florida | 1 | $ 123,000 | $ 123,000 | $ 44,000 |
| Volusia County Florida | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Caroline County Maryland | 1 | $ 163,000 | $ 163,000 | $ 43,000 |
| Garrett County Maryland | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
| Carver County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 24,000 |
| Crow Wing County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 40,000 |
| Hennepin County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 96,000 |
| Nobles County Minnesota | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| Bergen County New Jersey | 1 | $ 378,000 | $ 378,000 | $ 104,000 |
| Burlington County New Jersey | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Gloucester County New Jersey | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Ocean County New Jersey | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Union County New Jersey | 1 | $ 207,000 | $ 207,000 | $ 59,000 |
| Warren County New Jersey | 1 | $ 236,000 | $ 236,000 | $ 92,000 |
| Franklin County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 73,000 |
| Lehigh County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Luzerne County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Lycoming County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| Montgomery County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| Somerset County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 282,000 |
| Washington County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 95,000 |
| Westmoreland County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| Aiken County South Carolina | 1 | $ 218,000 | $ 218,000 | $ 59,000 |
| Berkeley County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Florence County South Carolina | 1 | $ 237,000 | $ 237,000 | $ 73,000 |
| Oconee County South Carolina | 1 | $ 282,000 | $ 282,000 | $ 113,000 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 182,000 |
| Blount County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 100,000 |
| Dickson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
| Hamilton County Tennessee | 1 | $ 206,000 | $ 206,000 | $ 61,000 |
| Hardin County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| Hawkins County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 49,000 |
| Knox County Tennessee | 1 | $ 178,000 | $ 178,000 | $ 54,000 |
| Loudon County Tennessee | 1 | $ 261,000 | $ 261,000 | $ 65,000 |
| Marion County Tennessee | 1 | $ 277,000 | $ 277,000 | $ 78,000 |
| Maury County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 48,000 |
| Montgomery County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 69,000 |
| Moore County Tennessee | 1 | $ 367,000 | $ 367,000 | $ 94,000 |
| Bell County Texas | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
| El Paso County Texas | 1 | $ 153,000 | $ 153,000 | $ 35,000 |
| Galveston County Texas | 1 | $ 183,000 | $ 183,000 | $ 135,000 |
| Hays County Texas | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Hunt County Texas | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Jefferson County Texas | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
| Smith County Texas | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Alexandria County Virginia | 1 | $ 251,000 | $ 251,000 | $ 125,000 |
| Chesterfield County Virginia | 1 | $ 216,000 | $ 216,000 | $ 144,000 |
| Henrico County Virginia | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Hopewell County Virginia | 1 | $ 223,000 | $ 223,000 | $ 167,000 |
| James City County Virginia | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Newport News County Virginia | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Pittsylvania County Virginia | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Portsmouth County Virginia | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Richmond City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Rockingham County Virginia | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Stafford County Virginia | 1 | $ 322,000 | $ 322,000 | $ 129,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 673 | $138,940,000 | $206,000 | $1,126,000 | $73,000 | $360,000 |
| Refinancing | 602 | $129,955,000 | $215,000 | $1,075,000 | $94,000 | $1,440,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 686 | $149,924,000 | $218,000 | $1,126,000 | $90,000 | $605,000 |
| Hispanic | 339 | $64,013,000 | $188,000 | $480,000 | $71,000 | $1,440,000 |
| Black or African American | 200 | $43,389,000 | $216,000 | $676,000 | $78,000 | $287,000 |
| Not Provided | 36 | $7,849,000 | $218,000 | $1,075,000 | $82,000 | $500,000 |
| Asian | 10 | $2,528,000 | $252,000 | $352,000 | $90,000 | $144,000 |
| American Indian or Alaskan Native | 3 | $657,000 | $219,000 | $342,000 | $68,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $535,000 | $535,000 | $535,000 | $157,000 | $157,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 673 | $145,570,000 | $216,000 | $676,000 | $76,000 | $347,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 442 | $90,779,000 | $205,000 | $1,126,000 | $99,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 109 | $23,264,000 | $213,000 | $552,000 | $71,000 | $261,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $9,282,000 | $182,000 | $342,000 | $55,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 859 | $184,721,000 | $215,000 | $676,000 | $86,000 | $1,440,000 |
| Application Withdrawn By Applicant | 405 | $82,468,000 | $203,000 | $1,126,000 | $78,000 | $500,000 |
| Application Denied By Financial Institution | 9 | $1,231,000 | $136,000 | $235,000 | $55,000 | $110,000 |
| Application Approved But Not Accepted | 2 | $475,000 | $237,000 | $294,000 | $57,000 | $72,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 4 | $706,000 | $176,000 | $235,000 | $37,000 | $48,000 |
| Collateral | 3 | $276,000 | $92,000 | $140,000 | $81,000 | $110,000 |
| Credit History | 1 | $79,000 | $79,000 | $79,000 | $27,000 | $27,000 |
| Unverifiable Information | 1 | $170,000 | $170,000 | $170,000 | $80,000 | $80,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.