Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,475 |
| Total Mortgage Loan Application Amount | $779,785,000 |
| Average Mortgage Loan Application Amount | $230,500 |
| Highest Mortgage Loan Application Amount | $1,180,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $2,698,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 894 | $ 204,129,000 | $ 228,000 | $ 78,000 |
| Broward County Florida | 308 | $ 72,938,000 | $ 236,000 | $ 83,000 |
| Orange County Florida | 279 | $ 50,058,000 | $ 179,000 | $ 70,000 |
| Osceola County Florida | 173 | $ 29,204,000 | $ 168,000 | $ 58,000 |
| Baltimore County Maryland | 109 | $ 22,217,000 | $ 203,000 | $ 80,000 |
| Worcester County Maryland | 88 | $ 21,415,000 | $ 243,000 | $ 129,000 |
| Wicomico County Maryland | 84 | $ 14,544,000 | $ 173,000 | $ 73,000 |
| Anne Arundel County Maryland | 76 | $ 24,186,000 | $ 318,000 | $ 107,000 |
| Prince George's County Maryland | 68 | $ 18,783,000 | $ 276,000 | $ 93,000 |
| New Castle County Delaware | 52 | $ 12,478,000 | $ 239,000 | $ 85,000 |
| Sussex County Delaware | 50 | $ 11,077,000 | $ 221,000 | $ 82,000 |
| Polk County Florida | 46 | $ 6,925,000 | $ 150,000 | $ 62,000 |
| Palm Beach County Florida | 39 | $ 9,013,000 | $ 231,000 | $ 92,000 |
| Cecil County Maryland | 37 | $ 7,328,000 | $ 198,000 | $ 75,000 |
| Harford County Maryland | 36 | $ 9,833,000 | $ 273,000 | $ 94,000 |
| Greenville County South Carolina | 34 | $ 4,591,000 | $ 135,000 | $ 70,000 |
| Hillsborough County Florida | 33 | $ 5,246,000 | $ 158,000 | $ 58,000 |
| Passaic County New Jersey | 33 | $ 6,918,000 | $ 209,000 | $ 85,000 |
| Calvert County Maryland | 31 | $ 11,123,000 | $ 358,000 | $ 106,000 |
| Volusia County Florida | 29 | $ 3,899,000 | $ 134,000 | $ 54,000 |
| Lake County Florida | 28 | $ 5,149,000 | $ 183,000 | $ 51,000 |
| St. Lucie County Florida | 28 | $ 4,387,000 | $ 156,000 | $ 53,000 |
| Shelby County Tennessee | 27 | $ 5,043,000 | $ 186,000 | $ 71,000 |
| Baltimore City County Maryland | 21 | $ 3,463,000 | $ 164,000 | $ 63,000 |
| Kent County Delaware | 20 | $ 4,702,000 | $ 235,000 | $ 84,000 |
| Hardeman County Tennessee | 20 | $ 2,268,000 | $ 113,000 | $ 67,000 |
| Los Angeles County California | 19 | $ 5,703,000 | $ 300,000 | $ 71,000 |
| San Diego County California | 18 | $ 6,795,000 | $ 377,000 | $ 84,000 |
| Howard County Maryland | 16 | $ 5,514,000 | $ 344,000 | $ 124,000 |
| Pierce County Washington | 16 | $ 4,004,000 | $ 250,000 | $ 93,000 |
| Alachua County Florida | 15 | $ 1,894,000 | $ 126,000 | $ 45,000 |
| Seminole County Florida | 15 | $ 2,852,000 | $ 190,000 | $ 60,000 |
| Brevard County Florida | 14 | $ 3,039,000 | $ 217,000 | $ 63,000 |
| Charles County Maryland | 13 | $ 3,837,000 | $ 295,000 | $ 88,000 |
| Marion County Florida | 12 | $ 1,405,000 | $ 117,000 | $ 40,000 |
| Pinellas County Florida | 12 | $ 1,752,000 | $ 146,000 | $ 96,000 |
| Queen Anne's County Maryland | 12 | $ 3,280,000 | $ 273,000 | $ 89,000 |
| Bergen County New Jersey | 12 | $ 3,035,000 | $ 252,000 | $ 85,000 |
| Pickens County South Carolina | 12 | $ 1,675,000 | $ 139,000 | $ 59,000 |
| King County Washington | 12 | $ 3,435,000 | $ 286,000 | $ 70,000 |
| Montgomery County Maryland | 11 | $ 4,215,000 | $ 383,000 | $ 111,000 |
| Guilford County North Carolina | 11 | $ 2,118,000 | $ 192,000 | $ 140,000 |
| Snohomish County Washington | 11 | $ 3,210,000 | $ 291,000 | $ 87,000 |
| Lee County Florida | 10 | $ 1,819,000 | $ 181,000 | $ 60,000 |
| Carroll County Maryland | 10 | $ 3,103,000 | $ 310,000 | $ 115,000 |
| Talbot County Maryland | 10 | $ 1,830,000 | $ 183,000 | $ 109,000 |
| Forsyth County North Carolina | 10 | $ 2,085,000 | $ 208,000 | $ 79,000 |
| Arapahoe County Colorado | 9 | $ 2,297,000 | $ 255,000 | $ 96,000 |
| Dorchester County Maryland | 9 | $ 1,361,000 | $ 151,000 | $ 77,000 |
| Essex County New Jersey | 9 | $ 1,932,000 | $ 214,000 | $ 100,000 |
| Union County New Jersey | 9 | $ 1,739,000 | $ 193,000 | $ 110,000 |
| Chester County Pennsylvania | 9 | $ 2,518,000 | $ 279,000 | $ 124,000 |
| Spartanburg County South Carolina | 9 | $ 1,326,000 | $ 147,000 | $ 56,000 |
| Riverside County California | 8 | $ 2,069,000 | $ 258,000 | $ 84,000 |
| Sacramento County California | 8 | $ 2,359,000 | $ 294,000 | $ 99,000 |
| Solano County California | 8 | $ 2,016,000 | $ 252,000 | $ 60,000 |
| Ventura County California | 8 | $ 2,742,000 | $ 342,000 | $ 60,000 |
| Duval County Florida | 8 | $ 1,022,000 | $ 127,000 | $ 31,000 |
| Prince William County Virginia | 8 | $ 3,409,000 | $ 426,000 | $ 129,000 |
| Richmond City County Virginia | 8 | $ 1,672,000 | $ 209,000 | $ 81,000 |
| Orange County California | 7 | $ 3,641,000 | $ 520,000 | $ 127,000 |
| El Paso County Colorado | 7 | $ 1,759,000 | $ 251,000 | $ 78,000 |
| Collier County Florida | 7 | $ 1,649,000 | $ 235,000 | $ 95,000 |
| Monroe County Florida | 7 | $ 2,527,000 | $ 361,000 | $ 159,000 |
| Frederick County Maryland | 7 | $ 1,902,000 | $ 271,000 | $ 106,000 |
| Somerset County Maryland | 7 | $ 1,027,000 | $ 146,000 | $ 70,000 |
| Fairfax County Virginia | 7 | $ 2,799,000 | $ 399,000 | $ 120,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,775,000 | $ 462,000 | $ 116,000 |
| Henry County Georgia | 6 | $ 1,484,000 | $ 247,000 | $ 95,000 |
| St. Mary's County Maryland | 6 | $ 1,679,000 | $ 279,000 | $ 114,000 |
| Chesapeake County Virginia | 6 | $ 1,586,000 | $ 264,000 | $ 94,000 |
| Henrico County Virginia | 6 | $ 1,093,000 | $ 182,000 | $ 61,000 |
| San Bernardino County California | 5 | $ 1,348,000 | $ 269,000 | $ 67,000 |
| Santa Clara County California | 5 | $ 2,457,000 | $ 491,000 | $ 76,000 |
| Denver County Colorado | 5 | $ 1,400,000 | $ 280,000 | $ 80,000 |
| Weld County Colorado | 5 | $ 1,113,000 | $ 222,000 | $ 74,000 |
| Gwinnett County Georgia | 5 | $ 1,211,000 | $ 242,000 | $ 59,000 |
| Allegany County Maryland | 5 | $ 866,000 | $ 173,000 | $ 83,000 |
| Gloucester County New Jersey | 5 | $ 794,000 | $ 158,000 | $ 40,000 |
| Anderson County South Carolina | 5 | $ 849,000 | $ 169,000 | $ 57,000 |
| Loudoun County Virginia | 5 | $ 1,683,000 | $ 336,000 | $ 98,000 |
| Spotsylvania County Virginia | 5 | $ 1,742,000 | $ 348,000 | $ 127,000 |
| Clark County Washington | 5 | $ 1,396,000 | $ 279,000 | $ 77,000 |
| Douglas County Colorado | 4 | $ 1,299,000 | $ 324,000 | $ 80,000 |
| Citrus County Florida | 4 | $ 374,000 | $ 93,000 | $ 128,000 |
| Sarasota County Florida | 4 | $ 823,000 | $ 205,000 | $ 77,000 |
| Fulton County Georgia | 4 | $ 1,012,000 | $ 253,000 | $ 111,000 |
| Caroline County Maryland | 4 | $ 876,000 | $ 219,000 | $ 68,000 |
| Anoka County Minnesota | 4 | $ 898,000 | $ 224,000 | $ 70,000 |
| Middlesex County New Jersey | 4 | $ 972,000 | $ 243,000 | $ 82,000 |
| Philadelphia County Pennsylvania | 4 | $ 777,000 | $ 194,000 | $ 69,000 |
| Chesterfield County Virginia | 4 | $ 860,000 | $ 215,000 | $ 62,000 |
| James City County Virginia | 4 | $ 1,373,000 | $ 343,000 | $ 135,000 |
| Kitsap County Washington | 4 | $ 1,257,000 | $ 314,000 | $ 86,000 |
| Alameda County California | 3 | $ 1,208,000 | $ 402,000 | $ 94,000 |
| San Joaquin County California | 3 | $ 788,000 | $ 262,000 | $ 79,000 |
| San Mateo County California | 3 | $ 1,094,000 | $ 364,000 | $ 64,000 |
| Santa Barbara County California | 3 | $ 722,000 | $ 240,000 | $ 60,000 |
| Hernando County Florida | 3 | $ 414,000 | $ 138,000 | $ 36,000 |
| Manatee County Florida | 3 | $ 585,000 | $ 195,000 | $ 51,000 |
| Pasco County Florida | 3 | $ 300,000 | $ 100,000 | $ 54,000 |
| Hennepin County Minnesota | 3 | $ 608,000 | $ 202,000 | $ 77,000 |
| Atlantic County New Jersey | 3 | $ 596,000 | $ 198,000 | $ 57,000 |
| Camden County New Jersey | 3 | $ 651,000 | $ 217,000 | $ 129,000 |
| Hudson County New Jersey | 3 | $ 895,000 | $ 298,000 | $ 94,000 |
| Monmouth County New Jersey | 3 | $ 838,000 | $ 279,000 | $ 132,000 |
| Somerset County New Jersey | 3 | $ 972,000 | $ 324,000 | $ 116,000 |
| Harnett County North Carolina | 3 | $ 603,000 | $ 201,000 | $ 99,000 |
| Wake County North Carolina | 3 | $ 1,051,000 | $ 350,000 | $ 101,000 |
| Bucks County Pennsylvania | 3 | $ 534,000 | $ 178,000 | $ 73,000 |
| Delaware County Pennsylvania | 3 | $ 644,000 | $ 214,000 | $ 72,000 |
| York County Pennsylvania | 3 | $ 895,000 | $ 298,000 | $ 122,000 |
| Horry County South Carolina | 3 | $ 569,000 | $ 189,000 | $ 129,000 |
| Fayette County Tennessee | 3 | $ 458,000 | $ 152,000 | $ 73,000 |
| McNairy County Tennessee | 3 | $ 507,000 | $ 169,000 | $ 37,000 |
| Montgomery County Tennessee | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Newport News County Virginia | 3 | $ 380,000 | $ 126,000 | $ 35,000 |
| Virginia Beach County Virginia | 3 | $ 772,000 | $ 257,000 | $ 72,000 |
| York County Virginia | 3 | $ 1,226,000 | $ 408,000 | $ 107,000 |
| Cowlitz County Washington | 3 | $ 788,000 | $ 262,000 | $ 92,000 |
| Spokane County Washington | 3 | $ 678,000 | $ 226,000 | $ 86,000 |
| Limestone County Alabama | 2 | $ 383,000 | $ 191,000 | $ 113,000 |
| Contra Costa County California | 2 | $ 700,000 | $ 350,000 | $ 57,000 |
| Kings County California | 2 | $ 459,000 | $ 229,000 | $ 63,000 |
| Placer County California | 2 | $ 704,000 | $ 352,000 | $ 89,000 |
| San Luis Obispo County California | 2 | $ 840,000 | $ 420,000 | $ 64,000 |
| Sonoma County California | 2 | $ 812,000 | $ 406,000 | $ 67,000 |
| Elbert County Colorado | 2 | $ 790,000 | $ 395,000 | $ 59,000 |
| Pueblo County Colorado | 2 | $ 448,000 | $ 224,000 | $ 68,000 |
| Clay County Florida | 2 | $ 389,000 | $ 194,000 | $ 188,000 |
| Highlands County Florida | 2 | $ 278,000 | $ 139,000 | $ 67,000 |
| St. Johns County Florida | 2 | $ 673,000 | $ 336,000 | $ 81,000 |
| Forsyth County Georgia | 2 | $ 812,000 | $ 406,000 | $ 83,000 |
| Whitfield County Georgia | 2 | $ 176,000 | $ 88,000 | $ 56,000 |
| Wilkinson County Georgia | 2 | $ 264,000 | $ 132,000 | $ 72,000 |
| Daviess County Indiana | 2 | $ 260,000 | $ 130,000 | $ 84,000 |
| Marion County Indiana | 2 | $ 339,000 | $ 169,000 | $ 53,000 |
| Owen County Indiana | 2 | $ 325,000 | $ 162,000 | $ 79,000 |
| DeSoto County Mississippi | 2 | $ 394,000 | $ 197,000 | $ 82,000 |
| Brunswick County North Carolina | 2 | $ 414,000 | $ 207,000 | $ 71,000 |
| Carteret County North Carolina | 2 | $ 834,000 | $ 417,000 | $ 282,000 |
| Johnston County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| Mecklenburg County North Carolina | 2 | $ 532,000 | $ 266,000 | $ 118,000 |
| Moore County North Carolina | 2 | $ 646,000 | $ 323,000 | $ 133,000 |
| New Hanover County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 83,000 |
| Pender County North Carolina | 2 | $ 501,000 | $ 250,000 | $ 50,000 |
| Stokes County North Carolina | 2 | $ 367,000 | $ 183,000 | $ 78,000 |
| Dauphin County Pennsylvania | 2 | $ 601,000 | $ 300,000 | $ 154,000 |
| Lehigh County Pennsylvania | 2 | $ 376,000 | $ 188,000 | $ 100,000 |
| Charleston County South Carolina | 2 | $ 243,000 | $ 121,000 | $ 39,000 |
| Laurens County South Carolina | 2 | $ 386,000 | $ 193,000 | $ 44,000 |
| Oconee County South Carolina | 2 | $ 288,000 | $ 144,000 | $ 36,000 |
| Richland County South Carolina | 2 | $ 724,000 | $ 362,000 | $ 89,000 |
| Williamson County Tennessee | 2 | $ 777,000 | $ 388,000 | $ 136,000 |
| Harris County Texas | 2 | $ 239,000 | $ 119,000 | $ 87,000 |
| Titus County Texas | 2 | $ 221,000 | $ 110,000 | $ 48,000 |
| Gloucester County Virginia | 2 | $ 695,000 | $ 347,000 | $ 82,000 |
| Hopewell County Virginia | 2 | $ 205,000 | $ 102,000 | $ 46,000 |
| Stafford County Virginia | 2 | $ 760,000 | $ 380,000 | $ 108,000 |
| Mason County Washington | 2 | $ 722,000 | $ 361,000 | $ 115,000 |
| Skagit County Washington | 2 | $ 590,000 | $ 295,000 | $ 137,000 |
| Thurston County Washington | 2 | $ 487,000 | $ 243,000 | $ 79,000 |
| Baldwin County Alabama | 1 | $ 318,000 | $ 318,000 | $ 88,000 |
| Coffee County Alabama | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Lee County Alabama | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Butte County California | 1 | $ 228,000 | $ 228,000 | $ 40,000 |
| Del Norte County California | 1 | $ 187,000 | $ 187,000 | $ 68,000 |
| El Dorado County California | 1 | $ 430,000 | $ 430,000 | $ 106,000 |
| Fresno County California | 1 | $ 173,000 | $ 173,000 | $ 81,000 |
| Humboldt County California | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Kern County California | 1 | $ 280,000 | $ 280,000 | $ 111,000 |
| Monterey County California | 1 | $ 464,000 | $ 464,000 | $ 126,000 |
| San Francisco County California | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Shasta County California | 1 | $ 270,000 | $ 270,000 | $ 46,000 |
| Tehama County California | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Adams County Colorado | 1 | $ 177,000 | $ 177,000 | $ 46,000 |
| Boulder County Colorado | 1 | $ 314,000 | $ 314,000 | $ 57,000 |
| Delta County Colorado | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Eagle County Colorado | 1 | $ 442,000 | $ 442,000 | $ 81,000 |
| Huerfano County Colorado | 1 | $ 453,000 | $ 453,000 | $ 89,000 |
| Jackson County Colorado | 1 | $ 264,000 | $ 264,000 | $ 82,000 |
| Jefferson County Colorado | 1 | $ 232,000 | $ 232,000 | $ 70,000 |
| Teller County Colorado | 1 | $ 412,000 | $ 412,000 | $ 112,000 |
| Bay County Florida | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Gadsden County Florida | 1 | $ 102,000 | $ 102,000 | $ 57,000 |
| Indian River County Florida | 1 | $ 90,000 | $ 90,000 | $ 22,000 |
| Levy County Florida | 1 | $ 77,000 | $ 77,000 | $ 16,000 |
| Martin County Florida | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Okaloosa County Florida | 1 | $ 107,000 | $ 107,000 | $ 16,000 |
| Okeechobee County Florida | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Santa Rosa County Florida | 1 | $ 167,000 | $ 167,000 | $ 62,000 |
| Walton County Florida | 1 | $ 320,000 | $ 320,000 | $ 147,000 |
| Barrow County Georgia | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Bartow County Georgia | 1 | $ 106,000 | $ 106,000 | $ 110,000 |
| Chatham County Georgia | 1 | $ 240,000 | $ 240,000 | $ 119,000 |
| Cherokee County Georgia | 1 | $ 170,000 | $ 170,000 | $ 51,000 |
| Clarke County Georgia | 1 | $ 490,000 | $ 490,000 | $ 420,000 |
| Cobb County Georgia | 1 | $ 130,000 | $ 130,000 | $ 95,000 |
| Douglas County Georgia | 1 | $ 201,000 | $ 201,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 404,000 | $ 404,000 | $ 52,000 |
| Gilmer County Georgia | 1 | $ 103,000 | $ 103,000 | $ 37,000 |
| Hall County Georgia | 1 | $ 153,000 | $ 153,000 | $ 91,000 |
| Houston County Georgia | 1 | $ 348,000 | $ 348,000 | $ 137,000 |
| Richmond County Georgia | 1 | $ 356,000 | $ 356,000 | $ 144,000 |
| Hamilton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Madison County Indiana | 1 | $ 181,000 | $ 181,000 | $ 94,000 |
| Perry County Indiana | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Vigo County Indiana | 1 | $ 71,000 | $ 71,000 | $ 61,000 |
| Kent County Maryland | 1 | $ 319,000 | $ 319,000 | $ 98,000 |
| Washington County Maryland | 1 | $ 284,000 | $ 284,000 | $ 117,000 |
| Dakota County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 61,000 |
| Otter Tail County Minnesota | 1 | $ 271,000 | $ 271,000 | $ 132,000 |
| Pine County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 37,000 |
| Ramsey County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 196,000 |
| Scott County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Wright County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 92,000 |
| Clay County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Burlington County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Mercer County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 94,000 |
| Morris County New Jersey | 1 | $ 317,000 | $ 317,000 | $ 89,000 |
| Sussex County New Jersey | 1 | $ 216,000 | $ 216,000 | $ 52,000 |
| Alamance County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Avery County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 77,000 |
| Beaufort County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Bladen County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Cabarrus County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Cherokee County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 46,000 |
| Craven County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 85,000 |
| Currituck County North Carolina | 1 | $ 231,000 | $ 231,000 | $ 77,000 |
| Davidson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Davie County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 78,000 |
| Iredell County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 104,000 |
| Nash County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 97,000 |
| Northampton County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Onslow County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Randolph County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 61,000 |
| Rockingham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| Clarion County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 56,000 |
| Cumberland County Pennsylvania | 1 | $ 251,000 | $ 251,000 | $ 90,000 |
| Franklin County Pennsylvania | 1 | $ 392,000 | $ 392,000 | $ 128,000 |
| Mifflin County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 86,000 |
| Monroe County Pennsylvania | 1 | $ 201,000 | $ 201,000 | $ 105,000 |
| Northumberland County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 33,000 |
| Newberry County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 90,000 |
| Davidson County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 164,000 |
| Haywood County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 97,000 |
| Knox County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 90,000 |
| Putnam County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Roane County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Rutherford County Tennessee | 1 | $ 211,000 | $ 211,000 | $ 68,000 |
| Sumner County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| Wilson County Tennessee | 1 | $ 263,000 | $ 263,000 | $ 53,000 |
| Bexar County Texas | 1 | $ 258,000 | $ 258,000 | $ 55,000 |
| Collin County Texas | 1 | $ 440,000 | $ 440,000 | $ 93,000 |
| Parker County Texas | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Tarrant County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Alexandria County Virginia | 1 | $ 291,000 | $ 291,000 | $ 127,000 |
| Dinwiddie County Virginia | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Fairfax City County Virginia | 1 | $ 176,000 | $ 176,000 | $ 55,000 |
| Fauquier County Virginia | 1 | $ 380,000 | $ 380,000 | $ 123,000 |
| Hampton County Virginia | 1 | $ 306,000 | $ 306,000 | $ 156,000 |
| Louisa County Virginia | 1 | $ 191,000 | $ 191,000 | $ 110,000 |
| Suffolk County Virginia | 1 | $ 399,000 | $ 399,000 | $ 121,000 |
| Williamsburg County Virginia | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Chelan County Washington | 1 | $ 204,000 | $ 204,000 | $ 63,000 |
| Clallam County Washington | 1 | $ 271,000 | $ 271,000 | $ 50,000 |
| Grays Harbor County Washington | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Island County Washington | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Lewis County Washington | 1 | $ 198,000 | $ 198,000 | $ 74,000 |
| Stevens County Washington | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Whatcom County Washington | 1 | $ 238,000 | $ 238,000 | $ 46,000 |
| Yakima County Washington | 1 | $ 230,000 | $ 230,000 | $ 60,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,345 | $496,942,000 | $211,000 | $760,000 | $75,000 | $2,698,000 |
| Refinancing | 1,130 | $282,843,000 | $250,000 | $1,180,000 | $90,000 | $720,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,659 | $352,993,000 | $212,000 | $1,180,000 | $75,000 | $2,698,000 |
| White | 1,083 | $255,031,000 | $235,000 | $827,000 | $92,000 | $720,000 |
| Black or African American | 443 | $95,277,000 | $215,000 | $715,000 | $68,000 | $283,000 |
| Not Provided | 232 | $59,549,000 | $256,000 | $720,000 | $82,000 | $247,000 |
| Asian | 43 | $13,435,000 | $312,000 | $633,000 | $106,000 | $321,000 |
| Native Hawaiin or Other Pacific Islander | 8 | $1,520,000 | $190,000 | $247,000 | $55,000 | $71,000 |
| American Indian or Alaskan Native | 7 | $1,980,000 | $282,000 | $625,000 | $109,000 | $257,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,550 | $315,987,000 | $203,000 | $626,000 | $62,000 | $314,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,333 | $301,151,000 | $225,000 | $1,180,000 | $100,000 | $2,698,000 |
| VA-guaranteed (Veterans Administration) | 508 | $148,913,000 | $293,000 | $827,000 | $87,000 | $420,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 84 | $13,734,000 | $163,000 | $325,000 | $54,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,122 | $484,880,000 | $228,000 | $1,180,000 | $80,000 | $2,698,000 |
| Application Withdrawn By Applicant | 673 | $147,718,000 | $219,000 | $775,000 | $84,000 | $720,000 |
| File Closed For Incompleteness | 414 | $97,134,000 | $234,000 | $760,000 | $87,000 | $1,440,000 |
| Application Denied By Financial Institution | 262 | $49,323,000 | $188,000 | $563,000 | $62,000 | $283,000 |
| Application Approved But Not Accepted | 4 | $730,000 | $182,000 | $228,000 | $146,000 | $340,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 60 | $11,835,000 | $197,000 | $563,000 | $69,000 | $264,000 |
| Debt-To-Income Ratio | 60 | $12,099,000 | $201,000 | $444,000 | $54,000 | $157,000 |
| Credit History | 53 | $9,976,000 | $188,000 | $388,000 | $69,000 | $283,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $4,768,000 | $183,000 | $417,000 | $60,000 | $145,000 |
| Unverifiable Information | 22 | $3,844,000 | $174,000 | $300,000 | $55,000 | $197,000 |
| Other | 15 | $2,357,000 | $157,000 | $297,000 | $58,000 | $125,000 |
| Employment History | 10 | $1,571,000 | $157,000 | $313,000 | $48,000 | $94,000 |
| Credit Application Incomplete | 1 | $271,000 | $271,000 | $271,000 | $132,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.