University Bank
Mortgage Loan Application
Totals and Details
for 2010
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for University Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | University Bank 2015 Washtenaw Ave Ann Arbor, MI 48104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,096 |
| Total Mortgage Loan Application Amount | $358,618,000 |
| Average Mortgage Loan Application Amount | $158,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $2,994,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 162 | $ 29,787,000 | $ 183,000 | $ 95,000 |
| Macomb County Michigan | 107 | $ 15,809,000 | $ 147,000 | $ 62,000 |
| Jefferson County Kentucky | 106 | $ 17,677,000 | $ 166,000 | $ 67,000 |
| Clark County Indiana | 101 | $ 13,825,000 | $ 136,000 | $ 55,000 |
| Hamilton County Ohio | 86 | $ 14,000,000 | $ 162,000 | $ 83,000 |
| Floyd County Indiana | 73 | $ 11,953,000 | $ 163,000 | $ 60,000 |
| Arapahoe County Colorado | 59 | $ 11,848,000 | $ 200,000 | $ 48,000 |
| Lake County Ohio | 56 | $ 7,996,000 | $ 142,000 | $ 59,000 |
| Adams County Colorado | 54 | $ 9,739,000 | $ 180,000 | $ 35,000 |
| Jefferson County Colorado | 54 | $ 12,157,000 | $ 225,000 | $ 53,000 |
| Douglas County Colorado | 53 | $ 14,661,000 | $ 276,000 | $ 58,000 |
| Wayne County Michigan | 51 | $ 7,304,000 | $ 143,000 | $ 71,000 |
| Marion County Indiana | 48 | $ 5,985,000 | $ 124,000 | $ 57,000 |
| Butler County Ohio | 47 | $ 9,129,000 | $ 194,000 | $ 86,000 |
| Franklin County Ohio | 46 | $ 7,672,000 | $ 166,000 | $ 72,000 |
| Kent County Michigan | 45 | $ 5,320,000 | $ 118,000 | $ 49,000 |
| Denver County Colorado | 44 | $ 7,988,000 | $ 181,000 | $ 44,000 |
| Washtenaw County Michigan | 38 | $ 6,034,000 | $ 158,000 | $ 137,000 |
| Cuyahoga County Ohio | 38 | $ 4,514,000 | $ 118,000 | $ 48,000 |
| Hamilton County Indiana | 31 | $ 6,028,000 | $ 194,000 | $ 72,000 |
| Ottawa County Michigan | 27 | $ 3,492,000 | $ 129,000 | $ 55,000 |
| Genesee County Michigan | 25 | $ 3,205,000 | $ 128,000 | $ 66,000 |
| Knox County Tennessee | 25 | $ 3,878,000 | $ 155,000 | $ 59,000 |
| El Paso County Colorado | 22 | $ 4,939,000 | $ 224,000 | $ 60,000 |
| Clermont County Ohio | 21 | $ 3,860,000 | $ 183,000 | $ 79,000 |
| Lucas County Ohio | 21 | $ 5,199,000 | $ 247,000 | $ 195,000 |
| Kenton County Kentucky | 20 | $ 2,686,000 | $ 134,000 | $ 62,000 |
| Montgomery County Ohio | 20 | $ 2,672,000 | $ 133,000 | $ 71,000 |
| Boone County Kentucky | 19 | $ 2,923,000 | $ 153,000 | $ 61,000 |
| Warren County Ohio | 19 | $ 3,371,000 | $ 177,000 | $ 89,000 |
| St. Clair County Michigan | 17 | $ 2,598,000 | $ 152,000 | $ 107,000 |
| Summit County Ohio | 17 | $ 3,396,000 | $ 199,000 | $ 79,000 |
| Saginaw County Michigan | 16 | $ 1,647,000 | $ 102,000 | $ 53,000 |
| Cook County Illinois | 15 | $ 3,843,000 | $ 256,000 | $ 126,000 |
| Ashtabula County Ohio | 15 | $ 1,503,000 | $ 100,000 | $ 37,000 |
| Livingston County Michigan | 14 | $ 2,580,000 | $ 184,000 | $ 102,000 |
| Boulder County Colorado | 10 | $ 2,882,000 | $ 288,000 | $ 55,000 |
| Weld County Colorado | 10 | $ 2,032,000 | $ 203,000 | $ 27,000 |
| Hendricks County Indiana | 10 | $ 1,536,000 | $ 153,000 | $ 54,000 |
| Johnson County Indiana | 10 | $ 1,491,000 | $ 149,000 | $ 55,000 |
| Bullitt County Kentucky | 10 | $ 1,931,000 | $ 193,000 | $ 51,000 |
| Geauga County Ohio | 10 | $ 1,728,000 | $ 172,000 | $ 43,000 |
| DuPage County Illinois | 9 | $ 2,352,000 | $ 261,000 | $ 56,000 |
| Harrison County Indiana | 9 | $ 1,159,000 | $ 128,000 | $ 52,000 |
| Ingham County Michigan | 8 | $ 1,174,000 | $ 146,000 | $ 73,000 |
| Delaware County Ohio | 8 | $ 1,648,000 | $ 206,000 | $ 64,000 |
| Greene County Ohio | 8 | $ 1,238,000 | $ 154,000 | $ 102,000 |
| Lorain County Ohio | 8 | $ 1,484,000 | $ 185,000 | $ 55,000 |
| Richland County Ohio | 8 | $ 711,000 | $ 88,000 | $ 53,000 |
| Dearborn County Indiana | 7 | $ 1,393,000 | $ 199,000 | $ 104,000 |
| Campbell County Kentucky | 7 | $ 1,041,000 | $ 148,000 | $ 65,000 |
| Oldham County Kentucky | 7 | $ 1,725,000 | $ 246,000 | $ 48,000 |
| Bay County Michigan | 7 | $ 1,039,000 | $ 148,000 | $ 66,000 |
| Clark County Nevada | 7 | $ 1,040,000 | $ 148,000 | $ 73,000 |
| Larimer County Colorado | 6 | $ 1,425,000 | $ 237,000 | $ 69,000 |
| Washington County Indiana | 6 | $ 532,000 | $ 88,000 | $ 43,000 |
| Shelby County Kentucky | 6 | $ 1,154,000 | $ 192,000 | $ 88,000 |
| Antrim County Michigan | 6 | $ 1,526,000 | $ 254,000 | $ 194,000 |
| Isabella County Michigan | 6 | $ 354,000 | $ 59,000 | $ 0 |
| Kalamazoo County Michigan | 6 | $ 1,082,000 | $ 180,000 | $ 213,000 |
| Medina County Ohio | 6 | $ 1,282,000 | $ 213,000 | $ 126,000 |
| Eagle County Colorado | 5 | $ 1,768,000 | $ 353,000 | $ 159,000 |
| Park County Colorado | 5 | $ 1,186,000 | $ 237,000 | $ 76,000 |
| Allen County Indiana | 5 | $ 593,000 | $ 118,000 | $ 52,000 |
| Brown County Ohio | 5 | $ 565,000 | $ 113,000 | $ 29,000 |
| Davidson County Tennessee | 5 | $ 933,000 | $ 186,000 | $ 47,000 |
| Will County Illinois | 4 | $ 1,118,000 | $ 279,000 | $ 22,000 |
| Hancock County Indiana | 4 | $ 645,000 | $ 161,000 | $ 79,000 |
| Barry County Michigan | 4 | $ 413,000 | $ 103,000 | $ 44,000 |
| Ionia County Michigan | 4 | $ 501,000 | $ 125,000 | $ 44,000 |
| Clark County Ohio | 4 | $ 497,000 | $ 124,000 | $ 54,000 |
| Fairfield County Ohio | 4 | $ 674,000 | $ 168,000 | $ 51,000 |
| Rutherford County Tennessee | 4 | $ 515,000 | $ 128,000 | $ 77,000 |
| Shelby County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 90,000 |
| Sumner County Tennessee | 4 | $ 1,194,000 | $ 298,000 | $ 95,000 |
| Williamson County Tennessee | 4 | $ 959,000 | $ 239,000 | $ 108,000 |
| Broomfield County Colorado | 3 | $ 891,000 | $ 297,000 | $ 83,000 |
| Elbert County Colorado | 3 | $ 1,116,000 | $ 372,000 | $ 33,000 |
| San Miguel County Colorado | 3 | $ 1,590,000 | $ 530,000 | $ 1,105,000 |
| Kane County Illinois | 3 | $ 878,000 | $ 292,000 | $ 126,000 |
| Jefferson County Indiana | 3 | $ 634,000 | $ 211,000 | $ 107,000 |
| Monroe County Indiana | 3 | $ 270,000 | $ 90,000 | $ 141,000 |
| Morgan County Indiana | 3 | $ 537,000 | $ 179,000 | $ 46,000 |
| Scott County Indiana | 3 | $ 238,000 | $ 79,000 | $ 22,000 |
| Anderson County Kentucky | 3 | $ 429,000 | $ 143,000 | $ 38,000 |
| Fayette County Kentucky | 3 | $ 745,000 | $ 248,000 | $ 94,000 |
| Spencer County Kentucky | 3 | $ 611,000 | $ 203,000 | $ 55,000 |
| Allegan County Michigan | 3 | $ 338,000 | $ 112,000 | $ 59,000 |
| Charlevoix County Michigan | 3 | $ 1,119,000 | $ 373,000 | $ 247,000 |
| Jackson County Michigan | 3 | $ 450,000 | $ 150,000 | $ 79,000 |
| Van Buren County Michigan | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| Garfield County Colorado | 2 | $ 514,000 | $ 257,000 | $ 81,000 |
| Pueblo County Colorado | 2 | $ 413,000 | $ 206,000 | $ 0 |
| Decatur County Indiana | 2 | $ 347,000 | $ 173,000 | $ 65,000 |
| Howard County Indiana | 2 | $ 288,000 | $ 144,000 | $ 53,000 |
| Lake County Indiana | 2 | $ 288,000 | $ 144,000 | $ 80,000 |
| Shelby County Indiana | 2 | $ 184,000 | $ 92,000 | $ 59,000 |
| St. Joseph County Indiana | 2 | $ 543,000 | $ 271,000 | $ 374,000 |
| Grant County Kentucky | 2 | $ 303,000 | $ 151,000 | $ 31,000 |
| Jessamine County Kentucky | 2 | $ 261,000 | $ 130,000 | $ 64,000 |
| Muhlenberg County Kentucky | 2 | $ 480,000 | $ 240,000 | $ 398,000 |
| Nelson County Kentucky | 2 | $ 321,000 | $ 160,000 | $ 28,000 |
| Pulaski County Kentucky | 2 | $ 433,000 | $ 216,000 | $ 100,000 |
| Cheboygan County Michigan | 2 | $ 169,000 | $ 84,000 | $ 24,000 |
| Eaton County Michigan | 2 | $ 262,000 | $ 131,000 | $ 89,000 |
| Grand Traverse County Michigan | 2 | $ 524,000 | $ 262,000 | $ 38,000 |
| Lenawee County Michigan | 2 | $ 129,000 | $ 64,000 | $ 109,000 |
| Montcalm County Michigan | 2 | $ 196,000 | $ 98,000 | $ 58,000 |
| Muskegon County Michigan | 2 | $ 144,000 | $ 72,000 | $ 93,000 |
| Otsego County Michigan | 2 | $ 362,000 | $ 181,000 | $ 212,000 |
| Sanilac County Michigan | 2 | $ 384,000 | $ 192,000 | $ 124,000 |
| St. Charles County Missouri | 2 | $ 601,000 | $ 300,000 | $ 95,000 |
| St. Louis County Missouri | 2 | $ 154,000 | $ 77,000 | $ 71,000 |
| Clinton County Ohio | 2 | $ 329,000 | $ 164,000 | $ 54,000 |
| Knox County Ohio | 2 | $ 269,000 | $ 134,000 | $ 21,000 |
| Licking County Ohio | 2 | $ 286,000 | $ 143,000 | $ 49,000 |
| Mahoning County Ohio | 2 | $ 306,000 | $ 153,000 | $ 41,000 |
| Pickaway County Ohio | 2 | $ 187,000 | $ 93,000 | $ 24,000 |
| Pike County Ohio | 2 | $ 238,000 | $ 119,000 | $ 47,000 |
| Portage County Ohio | 2 | $ 225,000 | $ 112,000 | $ 42,000 |
| Seneca County Ohio | 2 | $ 395,000 | $ 197,000 | $ 73,000 |
| Stark County Ohio | 2 | $ 365,000 | $ 182,000 | $ 27,000 |
| Tuscarawas County Ohio | 2 | $ 395,000 | $ 197,000 | $ 75,000 |
| Wood County Ohio | 2 | $ 539,000 | $ 269,000 | $ 102,000 |
| Horry County South Carolina | 2 | $ 432,000 | $ 216,000 | $ 133,000 |
| Anderson County Tennessee | 2 | $ 270,000 | $ 135,000 | $ 58,000 |
| Hamblen County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 31,000 |
| Hamilton County Tennessee | 2 | $ 432,000 | $ 216,000 | $ 97,000 |
| McNairy County Tennessee | 2 | $ 308,000 | $ 154,000 | $ 26,000 |
| Franklin County Virginia | 2 | $ 186,000 | $ 93,000 | $ 32,000 |
| York County Virginia | 2 | $ 376,000 | $ 188,000 | $ 46,000 |
| Dale County Alabama | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Etowah County Alabama | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Jefferson County Alabama | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Lauderdale County Alabama | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Madison County Alabama | 1 | $ 118,000 | $ 118,000 | $ 108,000 |
| Maricopa County Arizona | 1 | $ 400,000 | $ 400,000 | $ 293,000 |
| Archuleta County Colorado | 1 | $ 252,000 | $ 252,000 | $ 188,000 |
| Clear Creek County Colorado | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Gilpin County Colorado | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Ouray County Colorado | 1 | $ 140,000 | $ 140,000 | $ 81,000 |
| Teller County Colorado | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| Lee County Florida | 1 | $ 290,000 | $ 290,000 | $ 125,000 |
| Champaign County Illinois | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Grundy County Illinois | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Kankakee County Illinois | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Kendall County Illinois | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Lake County Illinois | 1 | $ 360,000 | $ 360,000 | $ 142,000 |
| Macon County Illinois | 1 | $ 272,000 | $ 272,000 | $ 206,000 |
| Madison County Illinois | 1 | $ 131,000 | $ 131,000 | $ 169,000 |
| McDonough County Illinois | 1 | $ 155,000 | $ 155,000 | $ 165,000 |
| McHenry County Illinois | 1 | $ 227,000 | $ 227,000 | $ 121,000 |
| Moultrie County Illinois | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Sangamon County Illinois | 1 | $ 193,000 | $ 193,000 | $ 107,000 |
| St. Clair County Illinois | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Bartholomew County Indiana | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
| Boone County Indiana | 1 | $ 199,000 | $ 199,000 | $ 109,000 |
| Brown County Indiana | 1 | $ 361,000 | $ 361,000 | $ 135,000 |
| Delaware County Indiana | 1 | $ 132,000 | $ 132,000 | $ 117,000 |
| Jennings County Indiana | 1 | $ 253,000 | $ 253,000 | $ 126,000 |
| Knox County Indiana | 1 | $ 227,000 | $ 227,000 | $ 350,000 |
| Kosciusko County Indiana | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| LaPorte County Indiana | 1 | $ 171,000 | $ 171,000 | $ 140,000 |
| Newton County Indiana | 1 | $ 233,000 | $ 233,000 | $ 64,000 |
| Owen County Indiana | 1 | $ 93,000 | $ 93,000 | $ 47,000 |
| Porter County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Putnam County Indiana | 1 | $ 229,000 | $ 229,000 | $ 51,000 |
| Ripley County Indiana | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Tippecanoe County Indiana | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Warrick County Indiana | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
| Allen County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 121,000 |
| Barren County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Boyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Bracken County Kentucky | 1 | $ 841,000 | $ 841,000 | $ 104,000 |
| Franklin County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Hardin County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 52,000 |
| Lincoln County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 93,000 |
| Madison County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| McCracken County Kentucky | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| Scott County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 95,000 |
| Arenac County Michigan | 1 | $ 167,000 | $ 167,000 | $ 389,000 |
| Benzie County Michigan | 1 | $ 242,000 | $ 242,000 | $ 170,000 |
| Calhoun County Michigan | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Gladwin County Michigan | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Hillsdale County Michigan | 1 | $ 155,000 | $ 155,000 | $ 137,000 |
| Huron County Michigan | 1 | $ 89,000 | $ 89,000 | $ 153,000 |
| Lapeer County Michigan | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Monroe County Michigan | 1 | $ 230,000 | $ 230,000 | $ 185,000 |
| Newaygo County Michigan | 1 | $ 199,000 | $ 199,000 | $ 48,000 |
| Ogemaw County Michigan | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Roscommon County Michigan | 1 | $ 91,000 | $ 91,000 | $ 41,000 |
| Phelps County Missouri | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Nye County Nevada | 1 | $ 88,000 | $ 88,000 | $ 50,000 |
| Ashland County Ohio | 1 | $ 178,000 | $ 178,000 | $ 110,000 |
| Athens County Ohio | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Belmont County Ohio | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Champaign County Ohio | 1 | $ 221,000 | $ 221,000 | $ 107,000 |
| Columbiana County Ohio | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Hancock County Ohio | 1 | $ 272,000 | $ 272,000 | $ 203,000 |
| Highland County Ohio | 1 | $ 97,000 | $ 97,000 | $ 46,000 |
| Hocking County Ohio | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Madison County Ohio | 1 | $ 137,000 | $ 137,000 | $ 51,000 |
| Marion County Ohio | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Miami County Ohio | 1 | $ 92,000 | $ 92,000 | $ 47,000 |
| Morrow County Ohio | 1 | $ 264,000 | $ 264,000 | $ 70,000 |
| Ottawa County Ohio | 1 | $ 175,000 | $ 175,000 | $ 165,000 |
| Preble County Ohio | 1 | $ 153,000 | $ 153,000 | $ 62,000 |
| Scioto County Ohio | 1 | $ 98,000 | $ 98,000 | $ 73,000 |
| Union County Ohio | 1 | $ 173,000 | $ 173,000 | $ 77,000 |
| Wayne County Ohio | 1 | $ 142,000 | $ 142,000 | $ 34,000 |
| Wyandot County Ohio | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
| Berkeley County South Carolina | 1 | $ 124,000 | $ 124,000 | $ 56,000 |
| Charleston County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 43,000 |
| Greenville County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Bradley County Tennessee | 1 | $ 162,000 | $ 162,000 | $ 105,000 |
| Cheatham County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Coffee County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 33,000 |
| Lincoln County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Monroe County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Putnam County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Sevier County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Union County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 33,000 |
| Weakley County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 41,000 |
| Alexandria County Virginia | 1 | $ 123,000 | $ 123,000 | $ 202,000 |
| Bedford County Virginia | 1 | $ 214,000 | $ 214,000 | $ 48,000 |
| Chesterfield County Virginia | 1 | $ 365,000 | $ 365,000 | $ 151,000 |
| Loudoun County Virginia | 1 | $ 112,000 | $ 112,000 | $ 41,000 |
| Montgomery County Virginia | 1 | $ 140,000 | $ 140,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for University Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,250 | $233,019,000 | $186,000 | $841,000 | $72,000 | $862,000 |
| Home Purchase | 839 | $124,619,000 | $148,000 | $1,000,000 | $73,000 | $2,994,000 |
| Home Improvement | 7 | $980,000 | $140,000 | $236,000 | $80,000 | $128,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,829 | $316,799,000 | $173,000 | $1,000,000 | $75,000 | $2,994,000 |
| Black or African American | 107 | $15,320,000 | $143,000 | $660,000 | $49,000 | $332,000 |
| Hispanic | 64 | $10,533,000 | $164,000 | $399,000 | $44,000 | $140,000 |
| Not Provided | 38 | $7,030,000 | $185,000 | $675,000 | $77,000 | $498,000 |
| Asian | 36 | $6,546,000 | $181,000 | $400,000 | $59,000 | $185,000 |
| Not applicable | 18 | $1,771,000 | $98,000 | $875,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $512,000 | $170,000 | $218,000 | $103,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $107,000 | $107,000 | $107,000 | $104,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,174 | $191,114,000 | $162,000 | $415,000 | $47,000 | $456,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 921 | $167,359,000 | $181,000 | $1,000,000 | $105,000 | $2,994,000 |
| VA-guaranteed (Veterans Administration) | 1 | $145,000 | $145,000 | $145,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,667 | $287,386,000 | $172,000 | $875,000 | $71,000 | $2,218,000 |
| Application Withdrawn By Applicant | 201 | $31,909,000 | $158,000 | $1,000,000 | $87,000 | $2,994,000 |
| Application Denied By Financial Institution | 188 | $33,000,000 | $175,000 | $841,000 | $70,000 | $610,000 |
| Application Approved But Not Accepted | 37 | $6,003,000 | $162,000 | $309,000 | $70,000 | $207,000 |
| File Closed For Incompleteness | 3 | $320,000 | $106,000 | $128,000 | $48,000 | $83,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 66 | $11,984,000 | $181,000 | $835,000 | $77,000 | $610,000 |
| Collateral | 35 | $6,409,000 | $183,000 | $660,000 | $87,000 | $435,000 |
| Debt-To-Income Ratio | 22 | $4,693,000 | $213,000 | $841,000 | $54,000 | $202,000 |
| Credit History | 17 | $2,288,000 | $134,000 | $256,000 | $48,000 | $176,000 |
| Unverifiable Information | 16 | $2,632,000 | $164,000 | $281,000 | $58,000 | $144,000 |
| Employment History | 5 | $684,000 | $136,000 | $191,000 | $41,000 | $70,000 |
| Mortgage Insurance Denied | 1 | $275,000 | $275,000 | $275,000 | $206,000 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.