University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
University Lending Group, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,498 |
| Total Mortgage Loan Application Amount | $648,196,000 |
| Average Mortgage Loan Application Amount | $208,333 |
| Highest Mortgage Loan Application Amount | $980,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $2,293,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 729 | $ 126,035,000 | $ 172,000 | $ 73,000 |
| Santa Rosa County Florida | 396 | $ 83,679,000 | $ 211,000 | $ 82,000 |
| Okaloosa County Florida | 361 | $ 79,172,000 | $ 219,000 | $ 86,000 |
| Lake County Indiana | 302 | $ 51,723,000 | $ 171,000 | $ 81,000 |
| Escambia County Florida | 274 | $ 45,302,000 | $ 165,000 | $ 71,000 |
| Washtenaw County Michigan | 271 | $ 70,761,000 | $ 261,000 | $ 125,000 |
| Wayne County Michigan | 187 | $ 28,805,000 | $ 154,000 | $ 77,000 |
| Montgomery County Indiana | 178 | $ 18,360,000 | $ 103,000 | $ 45,000 |
| Macomb County Michigan | 87 | $ 13,239,000 | $ 152,000 | $ 67,000 |
| Hamilton County Indiana | 57 | $ 12,696,000 | $ 222,000 | $ 81,000 |
| Marion County Indiana | 52 | $ 8,629,000 | $ 165,000 | $ 96,000 |
| Baldwin County Alabama | 51 | $ 10,100,000 | $ 198,000 | $ 140,000 |
| Gadsden County Florida | 49 | $ 7,083,000 | $ 144,000 | $ 69,000 |
| Porter County Indiana | 48 | $ 9,101,000 | $ 189,000 | $ 76,000 |
| Wakulla County Florida | 43 | $ 6,474,000 | $ 150,000 | $ 58,000 |
| Oakland County Michigan | 36 | $ 8,147,000 | $ 226,000 | $ 99,000 |
| Walton County Florida | 31 | $ 7,744,000 | $ 249,000 | $ 72,000 |
| Taylor County Texas | 26 | $ 4,465,000 | $ 171,000 | $ 78,000 |
| Livingston County Michigan | 23 | $ 5,416,000 | $ 235,000 | $ 118,000 |
| Cook County Illinois | 21 | $ 6,315,000 | $ 300,000 | $ 128,000 |
| Jackson County Florida | 19 | $ 2,327,000 | $ 122,000 | $ 60,000 |
| Jefferson County Florida | 14 | $ 2,621,000 | $ 187,000 | $ 68,000 |
| Smith County Texas | 13 | $ 2,394,000 | $ 184,000 | $ 69,000 |
| Ingham County Michigan | 12 | $ 2,142,000 | $ 178,000 | $ 93,000 |
| Tom Green County Texas | 9 | $ 1,428,000 | $ 158,000 | $ 77,000 |
| Gregg County Texas | 8 | $ 1,091,000 | $ 136,000 | $ 78,000 |
| Bay County Florida | 7 | $ 1,530,000 | $ 218,000 | $ 84,000 |
| Madison County Florida | 7 | $ 686,000 | $ 98,000 | $ 58,000 |
| Hancock County Indiana | 7 | $ 891,000 | $ 127,000 | $ 52,000 |
| Hendricks County Indiana | 7 | $ 1,121,000 | $ 160,000 | $ 73,000 |
| Jasper County Indiana | 7 | $ 1,101,000 | $ 157,000 | $ 66,000 |
| Monroe County Michigan | 7 | $ 1,237,000 | $ 176,000 | $ 53,000 |
| LaPorte County Indiana | 6 | $ 635,000 | $ 105,000 | $ 54,000 |
| Clinton County Michigan | 6 | $ 1,223,000 | $ 203,000 | $ 179,000 |
| Henry County Indiana | 5 | $ 707,000 | $ 141,000 | $ 66,000 |
| Putnam County Indiana | 5 | $ 561,000 | $ 112,000 | $ 56,000 |
| Taylor County Florida | 4 | $ 454,000 | $ 113,000 | $ 80,000 |
| Will County Illinois | 4 | $ 935,000 | $ 233,000 | $ 133,000 |
| Boone County Indiana | 4 | $ 704,000 | $ 176,000 | $ 59,000 |
| Newton County Indiana | 4 | $ 513,000 | $ 128,000 | $ 71,000 |
| Parke County Indiana | 4 | $ 281,000 | $ 70,000 | $ 36,000 |
| Lenawee County Michigan | 4 | $ 764,000 | $ 191,000 | $ 78,000 |
| St. Clair County Michigan | 4 | $ 784,000 | $ 196,000 | $ 34,000 |
| Harrison County Texas | 4 | $ 476,000 | $ 119,000 | $ 64,000 |
| Tarrant County Texas | 4 | $ 592,000 | $ 148,000 | $ 95,000 |
| Alachua County Florida | 3 | $ 442,000 | $ 147,000 | $ 77,000 |
| Collier County Florida | 3 | $ 1,095,000 | $ 365,000 | $ 88,000 |
| Clay County Indiana | 3 | $ 282,000 | $ 94,000 | $ 46,000 |
| Madison County Indiana | 3 | $ 649,000 | $ 216,000 | $ 80,000 |
| Eaton County Michigan | 3 | $ 365,000 | $ 121,000 | $ 250,000 |
| Lapeer County Michigan | 3 | $ 740,000 | $ 246,000 | $ 91,000 |
| Shiawassee County Michigan | 3 | $ 381,000 | $ 127,000 | $ 63,000 |
| Calhoun County Florida | 2 | $ 216,000 | $ 108,000 | $ 39,000 |
| Hillsborough County Florida | 2 | $ 320,000 | $ 160,000 | $ 50,000 |
| Miami-Dade County Florida | 2 | $ 394,000 | $ 197,000 | $ 71,000 |
| DuPage County Illinois | 2 | $ 446,000 | $ 223,000 | $ 174,000 |
| Fountain County Indiana | 2 | $ 341,000 | $ 170,000 | $ 82,000 |
| Johnson County Indiana | 2 | $ 342,000 | $ 171,000 | $ 75,000 |
| Tippecanoe County Indiana | 2 | $ 337,000 | $ 168,000 | $ 48,000 |
| White County Indiana | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Grand Traverse County Michigan | 2 | $ 728,000 | $ 364,000 | $ 156,000 |
| Jackson County Michigan | 2 | $ 454,000 | $ 227,000 | $ 93,000 |
| Roscommon County Michigan | 2 | $ 89,000 | $ 44,000 | $ 76,000 |
| Brown County Texas | 2 | $ 201,000 | $ 100,000 | $ 45,000 |
| Dallas County Texas | 2 | $ 313,000 | $ 156,000 | $ 84,000 |
| Upshur County Texas | 2 | $ 500,000 | $ 250,000 | $ 69,000 |
| Mobile County Alabama | 1 | $ 153,000 | $ 153,000 | $ 139,000 |
| Broward County Florida | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Charlotte County Florida | 1 | $ 176,000 | $ 176,000 | $ 185,000 |
| Clay County Florida | 1 | $ 244,000 | $ 244,000 | $ 86,000 |
| Duval County Florida | 1 | $ 239,000 | $ 239,000 | $ 176,000 |
| Franklin County Florida | 1 | $ 96,000 | $ 96,000 | $ 169,000 |
| Hernando County Florida | 1 | $ 188,000 | $ 188,000 | $ 111,000 |
| Lake County Florida | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Lee County Florida | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Liberty County Florida | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Manatee County Florida | 1 | $ 281,000 | $ 281,000 | $ 253,000 |
| Marion County Florida | 1 | $ 198,000 | $ 198,000 | $ 99,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 211,000 |
| St. Johns County Florida | 1 | $ 224,000 | $ 224,000 | $ 108,000 |
| Volusia County Florida | 1 | $ 163,000 | $ 163,000 | $ 83,000 |
| Kankakee County Illinois | 1 | $ 183,000 | $ 183,000 | $ 116,000 |
| Lake County Illinois | 1 | $ 318,000 | $ 318,000 | $ 400,000 |
| Clinton County Indiana | 1 | $ 107,000 | $ 107,000 | $ 27,000 |
| Delaware County Indiana | 1 | $ 266,000 | $ 266,000 | $ 77,000 |
| Fayette County Indiana | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Jay County Indiana | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Noble County Indiana | 1 | $ 150,000 | $ 150,000 | $ 151,000 |
| Pulaski County Indiana | 1 | $ 134,000 | $ 134,000 | $ 71,000 |
| Tipton County Indiana | 1 | $ 173,000 | $ 173,000 | $ 78,000 |
| Warren County Indiana | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Whitley County Indiana | 1 | $ 151,000 | $ 151,000 | $ 154,000 |
| Allegan County Michigan | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Clare County Michigan | 1 | $ 142,000 | $ 142,000 | $ 175,000 |
| Crawford County Michigan | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Genesee County Michigan | 1 | $ 108,000 | $ 108,000 | $ 33,000 |
| Kalamazoo County Michigan | 1 | $ 356,000 | $ 356,000 | $ 90,000 |
| Kent County Michigan | 1 | $ 201,000 | $ 201,000 | $ 78,000 |
| Otsego County Michigan | 1 | $ 99,000 | $ 99,000 | $ 96,000 |
| Brazoria County Texas | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Callahan County Texas | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Cherokee County Texas | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Collin County Texas | 1 | $ 320,000 | $ 320,000 | $ 144,000 |
| Ellis County Texas | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Fort Bend County Texas | 1 | $ 408,000 | $ 408,000 | $ 131,000 |
| Harris County Texas | 1 | $ 280,000 | $ 280,000 | $ 137,000 |
| Henderson County Texas | 1 | $ 141,000 | $ 141,000 | $ 84,000 |
| Runnels County Texas | 1 | $ 47,000 | $ 47,000 | $ 48,000 |
| Rusk County Texas | 1 | $ 142,000 | $ 142,000 | $ 50,000 |
| Sutton County Texas | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Travis County Texas | 1 | $ 238,000 | $ 238,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,990 | $536,735,000 | $179,000 | $980,000 | $78,000 | $2,293,000 |
| Refinancing | 493 | $108,054,000 | $219,000 | $591,000 | $103,000 | $688,000 |
| Home Improvement | 15 | $3,407,000 | $227,000 | $466,000 | $98,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,918 | $547,393,000 | $187,000 | $980,000 | $83,000 | $2,293,000 |
| Black or African American | 304 | $48,898,000 | $160,000 | $591,000 | $63,000 | $230,000 |
| Hispanic | 163 | $27,711,000 | $170,000 | $541,000 | $68,000 | $476,000 |
| Asian | 65 | $13,140,000 | $202,000 | $417,000 | $117,000 | $400,000 |
| Not Provided | 38 | $8,926,000 | $234,000 | $582,000 | $90,000 | $250,000 |
| American Indian or Alaskan Native | 6 | $1,068,000 | $178,000 | $230,000 | $68,000 | $85,000 |
| Native Hawaiin or Other Pacific Islander | 4 | $1,060,000 | $265,000 | $414,000 | $123,000 | $242,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,771 | $349,587,000 | $197,000 | $980,000 | $100,000 | $2,293,000 |
| FHA-insured (Federal Housing Administration) | 815 | $119,632,000 | $146,000 | $407,000 | $56,000 | $200,000 |
| VA-guaranteed (Veterans Administration) | 658 | $147,066,000 | $223,000 | $923,000 | $78,000 | $351,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 254 | $31,911,000 | $125,000 | $350,000 | $42,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,909 | $546,492,000 | $187,000 | $980,000 | $82,000 | $1,834,000 |
| Application Withdrawn By Applicant | 276 | $48,744,000 | $176,000 | $417,000 | $82,000 | $364,000 |
| File Closed For Incompleteness | 194 | $33,979,000 | $175,000 | $573,000 | $90,000 | $2,293,000 |
| Application Denied By Financial Institution | 93 | $15,262,000 | $164,000 | $720,000 | $59,000 | $264,000 |
| Application Approved But Not Accepted | 20 | $2,789,000 | $139,000 | $209,000 | $62,000 | $181,000 |
| Preapproval Denied by Financial Institution | 6 | $930,000 | $155,000 | $585,000 | $51,000 | $150,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $1,329,000 | $102,000 | $162,000 | $40,000 | $77,000 |
| Debt-To-Income Ratio | 11 | $1,671,000 | $151,000 | $308,000 | $58,000 | $150,000 |
| Employment History | 4 | $902,000 | $225,000 | $585,000 | $61,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $611,000 | $152,000 | $204,000 | $46,000 | $63,000 |
| Other | 4 | $615,000 | $153,000 | $230,000 | $49,000 | $69,000 |
| Collateral | 2 | $164,000 | $82,000 | $87,000 | $31,000 | $34,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.