University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
University Lending Group, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,865 |
| Total Mortgage Loan Application Amount | $862,065,000 |
| Average Mortgage Loan Application Amount | $313,800 |
| Highest Mortgage Loan Application Amount | $9,995,000 |
| Average Applicant Income | $121,200 |
| Highest Applicant Income | $6,902,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 474 | $ 127,470,000 | $ 268,000 | $ 101,000 |
| Santa Rosa County Florida | 333 | $ 119,865,000 | $ 359,000 | $ 116,000 |
| Washtenaw County Michigan | 293 | $ 97,645,000 | $ 333,000 | $ 175,000 |
| Okaloosa County Florida | 234 | $ 77,100,000 | $ 329,000 | $ 101,000 |
| Escambia County Florida | 195 | $ 53,105,000 | $ 272,000 | $ 101,000 |
| Lake County Indiana | 133 | $ 34,495,000 | $ 259,000 | $ 106,000 |
| Wayne County Michigan | 118 | $ 24,710,000 | $ 209,000 | $ 79,000 |
| Wakulla County Florida | 101 | $ 26,675,000 | $ 264,000 | $ 97,000 |
| Montgomery County Indiana | 69 | $ 11,295,000 | $ 163,000 | $ 63,000 |
| Walton County Florida | 64 | $ 22,690,000 | $ 354,000 | $ 106,000 |
| Macomb County Michigan | 64 | $ 12,240,000 | $ 191,000 | $ 78,000 |
| Oakland County Michigan | 53 | $ 13,565,000 | $ 255,000 | $ 110,000 |
| Gadsden County Florida | 51 | $ 11,735,000 | $ 230,000 | $ 77,000 |
| Porter County Indiana | 40 | $ 11,300,000 | $ 282,000 | $ 106,000 |
| St. Clair County Michigan | 37 | $ 7,505,000 | $ 202,000 | $ 79,000 |
| Livingston County Michigan | 33 | $ 9,835,000 | $ 298,000 | $ 122,000 |
| Sumner County Tennessee | 29 | $ 18,735,000 | $ 646,000 | $ 219,000 |
| Tom Green County Texas | 25 | $ 5,975,000 | $ 239,000 | $ 101,000 |
| Lenawee County Michigan | 21 | $ 4,325,000 | $ 205,000 | $ 92,000 |
| Jefferson County Florida | 18 | $ 4,730,000 | $ 262,000 | $ 91,000 |
| Bay County Florida | 14 | $ 3,460,000 | $ 247,000 | $ 86,000 |
| Monroe County Michigan | 14 | $ 2,990,000 | $ 213,000 | $ 78,000 |
| Jackson County Michigan | 13 | $ 2,675,000 | $ 205,000 | $ 71,000 |
| Hillsborough County Florida | 11 | $ 4,485,000 | $ 407,000 | $ 120,000 |
| Ingham County Michigan | 11 | $ 1,945,000 | $ 176,000 | $ 65,000 |
| Pasco County Florida | 10 | $ 4,830,000 | $ 483,000 | $ 160,000 |
| Broward County Florida | 9 | $ 5,095,000 | $ 566,000 | $ 191,000 |
| Franklin County Florida | 9 | $ 3,155,000 | $ 350,000 | $ 170,000 |
| Alachua County Florida | 8 | $ 1,940,000 | $ 242,000 | $ 92,000 |
| Lee County Florida | 8 | $ 2,930,000 | $ 366,000 | $ 114,000 |
| Orange County Florida | 8 | $ 3,870,000 | $ 483,000 | $ 234,000 |
| Duval County Florida | 7 | $ 1,895,000 | $ 270,000 | $ 102,000 |
| Genesee County Michigan | 7 | $ 1,705,000 | $ 243,000 | $ 72,000 |
| Davidson County Tennessee | 7 | $ 3,025,000 | $ 432,000 | $ 227,000 |
| Clay County Florida | 6 | $ 2,750,000 | $ 458,000 | $ 127,000 |
| Madison County Florida | 6 | $ 1,120,000 | $ 186,000 | $ 65,000 |
| Thomas County Georgia | 6 | $ 1,790,000 | $ 298,000 | $ 74,000 |
| Cook County Illinois | 6 | $ 1,230,000 | $ 205,000 | $ 84,000 |
| Boone County Indiana | 6 | $ 1,150,000 | $ 191,000 | $ 83,000 |
| Fountain County Indiana | 6 | $ 1,100,000 | $ 183,000 | $ 66,000 |
| Washington County Utah | 6 | $ 2,780,000 | $ 463,000 | $ 128,000 |
| Brevard County Florida | 5 | $ 2,325,000 | $ 465,000 | $ 126,000 |
| Lake County Florida | 5 | $ 2,165,000 | $ 433,000 | $ 125,000 |
| Union County North Carolina | 5 | $ 1,735,000 | $ 347,000 | $ 93,000 |
| Williamson County Tennessee | 5 | $ 4,115,000 | $ 823,000 | $ 264,000 |
| Baldwin County Alabama | 4 | $ 1,410,000 | $ 352,000 | $ 117,000 |
| Calhoun County Florida | 4 | $ 740,000 | $ 185,000 | $ 82,000 |
| Hernando County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 93,000 |
| Liberty County Florida | 4 | $ 830,000 | $ 207,000 | $ 64,000 |
| Manatee County Florida | 4 | $ 1,770,000 | $ 442,000 | $ 203,000 |
| Miami-Dade County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 95,000 |
| Pinellas County Florida | 4 | $ 11,680,000 | $ 2,920,000 | $ 190,000 |
| Putnam County Indiana | 4 | $ 480,000 | $ 120,000 | $ 41,000 |
| Kalamazoo County Michigan | 4 | $ 490,000 | $ 122,000 | $ 34,000 |
| Sanilac County Michigan | 4 | $ 570,000 | $ 142,000 | $ 42,000 |
| Maury County Tennessee | 4 | $ 1,230,000 | $ 307,000 | $ 83,000 |
| Coffee County Alabama | 3 | $ 1,435,000 | $ 478,000 | $ 162,000 |
| Lee County Alabama | 3 | $ 945,000 | $ 315,000 | $ 102,000 |
| Douglas County Colorado | 3 | $ 2,695,000 | $ 898,000 | $ 215,000 |
| Charlotte County Florida | 3 | $ 1,895,000 | $ 631,000 | $ 262,000 |
| Flagler County Florida | 3 | $ 885,000 | $ 295,000 | $ 138,000 |
| Fulton County Georgia | 3 | $ 1,255,000 | $ 418,000 | $ 155,000 |
| Grady County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 109,000 |
| Will County Illinois | 3 | $ 375,000 | $ 125,000 | $ 77,000 |
| Jasper County Indiana | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| LaPorte County Indiana | 3 | $ 505,000 | $ 168,000 | $ 86,000 |
| Calhoun County Michigan | 3 | $ 745,000 | $ 248,000 | $ 110,000 |
| Grand Traverse County Michigan | 3 | $ 445,000 | $ 148,000 | $ 41,000 |
| Hillsdale County Michigan | 3 | $ 955,000 | $ 318,000 | $ 187,000 |
| Ottawa County Michigan | 3 | $ 835,000 | $ 278,000 | $ 135,000 |
| Perquimans County North Carolina | 3 | $ 915,000 | $ 305,000 | $ 130,000 |
| Horry County South Carolina | 3 | $ 845,000 | $ 281,000 | $ 99,000 |
| Davis County Utah | 3 | $ 1,135,000 | $ 378,000 | $ 99,000 |
| Salt Lake County Utah | 3 | $ 1,645,000 | $ 548,000 | $ 115,000 |
| Utah County Utah | 3 | $ 1,205,000 | $ 401,000 | $ 77,000 |
| Covington County Alabama | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Jefferson County Alabama | 2 | $ 1,140,000 | $ 570,000 | $ 104,000 |
| Madison County Alabama | 2 | $ 680,000 | $ 340,000 | $ 115,000 |
| Denver County Colorado | 2 | $ 1,030,000 | $ 515,000 | $ 172,000 |
| El Paso County Colorado | 2 | $ 890,000 | $ 445,000 | $ 120,000 |
| Pueblo County Colorado | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Collier County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 252,000 |
| Holmes County Florida | 2 | $ 550,000 | $ 275,000 | $ 107,000 |
| Jackson County Florida | 2 | $ 670,000 | $ 335,000 | $ 107,000 |
| Palm Beach County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 217,000 |
| Sarasota County Florida | 2 | $ 610,000 | $ 305,000 | $ 128,000 |
| Seminole County Florida | 2 | $ 720,000 | $ 360,000 | $ 118,000 |
| St. Johns County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 146,000 |
| St. Lucie County Florida | 2 | $ 760,000 | $ 380,000 | $ 102,000 |
| Taylor County Florida | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Volusia County Florida | 2 | $ 570,000 | $ 285,000 | $ 205,000 |
| Washington County Florida | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Bryan County Georgia | 2 | $ 500,000 | $ 250,000 | $ 103,000 |
| Chatham County Georgia | 2 | $ 540,000 | $ 270,000 | $ 89,000 |
| Cobb County Georgia | 2 | $ 690,000 | $ 345,000 | $ 115,000 |
| Lowndes County Georgia | 2 | $ 430,000 | $ 215,000 | $ 79,000 |
| Tippecanoe County Indiana | 2 | $ 480,000 | $ 240,000 | $ 67,000 |
| Branch County Michigan | 2 | $ 580,000 | $ 290,000 | $ 53,000 |
| Charlevoix County Michigan | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Emmet County Michigan | 2 | $ 1,040,000 | $ 520,000 | $ 308,000 |
| Kent County Michigan | 2 | $ 470,000 | $ 235,000 | $ 104,000 |
| Oceana County Michigan | 2 | $ 800,000 | $ 400,000 | $ 267,000 |
| Saginaw County Michigan | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Watauga County North Carolina | 2 | $ 670,000 | $ 335,000 | $ 156,000 |
| Delaware County Ohio | 2 | $ 710,000 | $ 355,000 | $ 118,000 |
| Franklin County Ohio | 2 | $ 800,000 | $ 400,000 | $ 157,000 |
| Beaufort County South Carolina | 2 | $ 750,000 | $ 375,000 | $ 72,000 |
| Greenville County South Carolina | 2 | $ 810,000 | $ 405,000 | $ 142,000 |
| Galveston County Texas | 2 | $ 900,000 | $ 450,000 | $ 158,000 |
| Williamson County Texas | 2 | $ 1,110,000 | $ 555,000 | $ 166,000 |
| Chesterfield County Virginia | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Fairfax County Virginia | 2 | $ 990,000 | $ 495,000 | $ 207,000 |
| Hampton County Virginia | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Stafford County Virginia | 2 | $ 560,000 | $ 280,000 | $ 122,000 |
| Tazewell County Virginia | 2 | $ 200,000 | $ 100,000 | $ 176,000 |
| Elmore County Alabama | 1 | $ 305,000 | $ 305,000 | $ 220,000 |
| Houston County Alabama | 1 | $ 375,000 | $ 375,000 | $ 109,000 |
| Marshall County Alabama | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Mobile County Alabama | 1 | $ 275,000 | $ 275,000 | $ 122,000 |
| Pike County Alabama | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| St. Clair County Alabama | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Tallapoosa County Alabama | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Tuscaloosa County Alabama | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Arapahoe County Colorado | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Boulder County Colorado | 1 | $ 1,655,000 | $ 1,655,000 | $ 540,000 |
| Fremont County Colorado | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Jefferson County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 101,000 |
| Larimer County Colorado | 1 | $ 675,000 | $ 675,000 | $ 244,000 |
| Teller County Colorado | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Weld County Colorado | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Columbia County Florida | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Highlands County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Levy County Florida | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Marion County Florida | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Nassau County Florida | 1 | $ 485,000 | $ 485,000 | $ 197,000 |
| Polk County Florida | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Sumter County Florida | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Suwannee County Florida | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Fannin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Fayette County Georgia | 1 | $ 675,000 | $ 675,000 | $ 244,000 |
| Forsyth County Georgia | 1 | $ 785,000 | $ 785,000 | $ 380,000 |
| Gilmer County Georgia | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| Gwinnett County Georgia | 1 | $ 345,000 | $ 345,000 | $ 286,000 |
| Harris County Georgia | 1 | $ 355,000 | $ 355,000 | $ 196,000 |
| Houston County Georgia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Lumpkin County Georgia | 1 | $ 315,000 | $ 315,000 | $ 126,000 |
| Paulding County Georgia | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| DuPage County Illinois | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Kankakee County Illinois | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Benton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Clay County Indiana | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Clinton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Elkhart County Indiana | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Hendricks County Indiana | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Kosciusko County Indiana | 1 | $ 225,000 | $ 225,000 | $ 175,000 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Owen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| St. Joseph County Indiana | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Starke County Indiana | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Warren County Indiana | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Calloway County Kentucky | 1 | $ 485,000 | $ 485,000 | $ 143,000 |
| Fayette County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Grant County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Letcher County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Logan County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Worcester County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 236,000 |
| Barry County Michigan | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
| Berrien County Michigan | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
| Cheboygan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Crawford County Michigan | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Eaton County Michigan | 1 | $ 305,000 | $ 305,000 | $ 58,000 |
| Houghton County Michigan | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Iosco County Michigan | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Lapeer County Michigan | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Marquette County Michigan | 1 | $ 455,000 | $ 455,000 | $ 205,000 |
| Mason County Michigan | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Muskegon County Michigan | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Oscoda County Michigan | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Otsego County Michigan | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Presque Isle County Michigan | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Roscommon County Michigan | 1 | $ 115,000 | $ 115,000 | $ 219,000 |
| Shiawassee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Van Buren County Michigan | 1 | $ 395,000 | $ 395,000 | $ 131,000 |
| Buncombe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Gaston County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 113,000 |
| Lincoln County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 86,000 |
| Madison County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 423,000 |
| Wayne County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 117,000 |
| Cuyahoga County Ohio | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Fairfield County Ohio | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Lorain County Ohio | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Summit County Ohio | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Aiken County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Lancaster County South Carolina | 1 | $ 475,000 | $ 475,000 | $ 153,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| York County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Anderson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Bradley County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Decatur County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 315,000 |
| Hamilton County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Humphreys County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Knox County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| Marshall County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Montgomery County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 138,000 |
| Rutherford County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 79,000 |
| Wilson County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 130,000 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Collin County Texas | 1 | $ 505,000 | $ 505,000 | $ 141,000 |
| Concho County Texas | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Gaines County Texas | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Patrick County Virginia | 1 | $ 235,000 | $ 235,000 | $ 144,000 |
| Marion County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 133,000 |
| Lincoln County Wyoming | 1 | $ 525,000 | $ 525,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,422 | $711,850,000 | $293,000 | $1,755,000 | $110,000 | $6,902,000 |
| Refinancing | 236 | $92,480,000 | $391,000 | $9,995,000 | $130,000 | $592,000 |
| Cash-out Refinancing | 138 | $36,190,000 | $262,000 | $755,000 | $117,000 | $650,000 |
| Other Purpose | 35 | $11,335,000 | $323,000 | $1,355,000 | $130,000 | $619,000 |
| Home Improvement | 34 | $10,210,000 | $300,000 | $995,000 | $119,000 | $376,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,060 | $624,510,000 | $303,000 | $9,995,000 | $116,000 | $6,902,000 |
| Black or African American | 272 | $72,150,000 | $265,000 | $1,355,000 | $93,000 | $618,000 |
| Not Provided | 197 | $64,495,000 | $327,000 | $1,145,000 | $123,000 | $629,000 |
| Hispanic | 177 | $52,585,000 | $297,000 | $1,065,000 | $91,000 | $320,000 |
| Asian | 137 | $40,775,000 | $297,000 | $785,000 | $105,000 | $510,000 |
| American Indian or Alaskan Native | 11 | $3,125,000 | $284,000 | $675,000 | $87,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,435,000 | $487,000 | $975,000 | $122,000 | $205,000 |
| Not applicable | 5 | $1,435,000 | $287,000 | $425,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,853 | $564,425,000 | $304,000 | $9,995,000 | $126,000 | $6,902,000 |
| VA-guaranteed (Veterans Administration) | 511 | $189,275,000 | $370,000 | $1,285,000 | $103,000 | $450,000 |
| FHA-insured (Federal Housing Administration) | 431 | $95,935,000 | $222,000 | $425,000 | $70,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $12,430,000 | $177,000 | $355,000 | $58,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,156 | $637,100,000 | $295,000 | $1,755,000 | $109,000 | $1,835,000 |
| Application Withdrawn By Applicant | 635 | $204,605,000 | $322,000 | $9,995,000 | $126,000 | $6,902,000 |
| Application Denied By Financial Institution | 49 | $13,025,000 | $265,000 | $1,145,000 | $82,000 | $425,000 |
| Application Approved But Not Accepted | 14 | $4,810,000 | $343,000 | $705,000 | $137,000 | $423,000 |
| File Closed For Incompleteness | 6 | $1,090,000 | $181,000 | $365,000 | $59,000 | $87,000 |
| Loan Purchased By The Institution | 5 | $1,435,000 | $287,000 | $425,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,816 | $849,040,000 | $301,000 | $9,995,000 | $112,000 | $6,902,000 |
| Debt-To-Income Ratio | 18 | $4,220,000 | $234,000 | $575,000 | $50,000 | $102,000 |
| Credit History | 10 | $1,980,000 | $198,000 | $325,000 | $71,000 | $131,000 |
| Collateral | 8 | $3,020,000 | $377,000 | $985,000 | $167,000 | $425,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,520,000 | $253,000 | $415,000 | $79,000 | $126,000 |
| Employment History | 3 | $535,000 | $178,000 | $265,000 | $42,000 | $49,000 |
| Credit Application Incomplete | 2 | $1,400,000 | $700,000 | $1,145,000 | $161,000 | $254,000 |
| Other | 2 | $350,000 | $175,000 | $215,000 | $69,000 | $97,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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