Us Trust Company Of New York
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Us Trust Company Of New York.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Us Trust Company Of New York 114 W 47Th Street New York, NY 10036 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 665 |
| Total Mortgage Loan Application Amount | $938,118,000 |
| Average Mortgage Loan Application Amount | $1,123,511 |
| Highest Mortgage Loan Application Amount | $16,800,000 |
| Average Applicant Income | $939,711 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 297 | $ 400,616,000 | $ 1,348,000 | $ 1,108,000 |
| Suffolk County New York | 52 | $ 117,064,000 | $ 2,251,000 | $ 843,000 |
| Fairfield County Connecticut | 44 | $ 83,063,000 | $ 1,887,000 | $ 1,452,000 |
| Westchester County New York | 36 | $ 54,645,000 | $ 1,517,000 | $ 2,036,000 |
| Palm Beach County Florida | 16 | $ 22,420,000 | $ 1,401,000 | $ 1,582,000 |
| Kings County New York | 13 | $ 14,000,000 | $ 1,076,000 | $ 728,000 |
| Nassau County New York | 12 | $ 21,766,000 | $ 1,813,000 | $ 2,207,000 |
| Dutchess County New York | 10 | $ 22,550,000 | $ 2,255,000 | $ 3,096,000 |
| Nantucket County Massachusetts | 9 | $ 21,713,000 | $ 2,412,000 | $ 2,035,000 |
| Monmouth County New Jersey | 9 | $ 13,675,000 | $ 1,519,000 | $ 884,000 |
| Miami-Dade County Florida | 8 | $ 19,076,000 | $ 2,384,000 | $ 1,019,000 |
| Essex County New Jersey | 8 | $ 4,120,000 | $ 515,000 | $ 383,000 |
| Somerset County New Jersey | 7 | $ 6,013,000 | $ 859,000 | $ 785,000 |
| Maricopa County Arizona | 5 | $ 3,810,000 | $ 762,000 | $ 617,000 |
| Honolulu County Hawaii | 5 | $ 9,312,000 | $ 1,862,000 | $ 267,000 |
| Morris County New Jersey | 5 | $ 4,600,000 | $ 920,000 | $ 1,419,000 |
| Los Angeles County California | 4 | $ 7,586,000 | $ 1,896,000 | $ 882,000 |
| Collier County Florida | 4 | $ 7,622,000 | $ 1,905,000 | $ 1,972,000 |
| Bergen County New Jersey | 4 | $ 4,950,000 | $ 1,237,000 | $ 2,009,000 |
| Hudson County New Jersey | 4 | $ 3,250,000 | $ 812,000 | $ 1,509,000 |
| Eagle County Colorado | 3 | $ 4,500,000 | $ 1,500,000 | $ 1,519,000 |
| Litchfield County Connecticut | 3 | $ 2,350,000 | $ 783,000 | $ 479,000 |
| New Haven County Connecticut | 3 | $ 2,066,000 | $ 688,000 | $ 385,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,176,000 | $ 392,000 | $ 460,000 |
| Indian River County Florida | 3 | $ 3,550,000 | $ 1,183,000 | $ 548,000 |
| Martin County Florida | 3 | $ 725,000 | $ 241,000 | $ 677,000 |
| Sarasota County Florida | 3 | $ 1,620,000 | $ 540,000 | $ 1,244,000 |
| Dukes County Massachusetts | 3 | $ 8,500,000 | $ 2,833,000 | $ 1,503,000 |
| Union County New Jersey | 3 | $ 2,577,000 | $ 859,000 | $ 833,000 |
| Putnam County New York | 3 | $ 2,631,000 | $ 877,000 | $ 646,000 |
| Beaufort County South Carolina | 3 | $ 4,600,000 | $ 1,533,000 | $ 2,374,000 |
| Bennington County Vermont | 3 | $ 1,439,000 | $ 479,000 | $ 661,000 |
| Pima County Arizona | 2 | $ 445,000 | $ 222,000 | $ 698,000 |
| Alameda County California | 2 | $ 950,000 | $ 475,000 | $ 1,000,000 |
| Orange County California | 2 | $ 2,200,000 | $ 1,100,000 | $ 525,000 |
| Pitkin County Colorado | 2 | $ 2,600,000 | $ 1,300,000 | $ 900,000 |
| New London County Connecticut | 2 | $ 1,180,000 | $ 590,000 | $ 636,000 |
| Broward County Florida | 2 | $ 1,125,000 | $ 562,000 | $ 2,085,000 |
| Lee County Florida | 2 | $ 1,500,000 | $ 750,000 | $ 1,702,000 |
| Baltimore City County Maryland | 2 | $ 1,400,000 | $ 700,000 | $ 3,049,000 |
| Berkshire County Massachusetts | 2 | $ 1,979,000 | $ 989,000 | $ 1,020,000 |
| Middlesex County Massachusetts | 2 | $ 765,000 | $ 382,000 | $ 165,000 |
| Gallatin County Montana | 2 | $ 1,575,000 | $ 787,000 | $ 0 |
| Clark County Nevada | 2 | $ 935,000 | $ 467,000 | $ 211,000 |
| Belknap County New Hampshire | 2 | $ 1,290,000 | $ 645,000 | $ 221,000 |
| Rockingham County New Hampshire | 2 | $ 920,000 | $ 460,000 | $ 440,000 |
| Mercer County New Jersey | 2 | $ 975,000 | $ 487,000 | $ 237,000 |
| Ocean County New Jersey | 2 | $ 670,000 | $ 335,000 | $ 55,000 |
| Queens County New York | 2 | $ 2,244,000 | $ 1,122,000 | $ 3,250,000 |
| Richmond County New York | 2 | $ 492,000 | $ 246,000 | $ 178,000 |
| Ulster County New York | 2 | $ 800,000 | $ 400,000 | $ 934,000 |
| Bucks County Pennsylvania | 2 | $ 770,000 | $ 385,000 | $ 369,000 |
| Newport County Rhode Island | 2 | $ 1,250,000 | $ 625,000 | $ 497,000 |
| Loudoun County Virginia | 2 | $ 1,070,000 | $ 535,000 | $ 1,167,000 |
| Marin County California | 1 | $ 1,850,000 | $ 1,850,000 | $ 526,000 |
| San Diego County California | 1 | $ 900,000 | $ 900,000 | $ 98,000 |
| Sonoma County California | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Boulder County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 520,000 |
| Summit County Colorado | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 743,000 |
| Seminole County Florida | 1 | $ 750,000 | $ 750,000 | $ 216,000 |
| Cobb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 236,000 |
| Blaine County Idaho | 1 | $ 2,150,000 | $ 2,150,000 | $ 1,457,000 |
| Marion County Indiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,475,000 |
| East Baton Rouge County Louisiana | 1 | $ 600,000 | $ 600,000 | $ 1,000,000 |
| Hancock County Maine | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,640,000 |
| Knox County Maine | 1 | $ 250,000 | $ 250,000 | $ 520,000 |
| Waldo County Maine | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 840,000 | $ 840,000 | $ 129,000 |
| Barnstable County Massachusetts | 1 | $ 459,000 | $ 459,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,100,000 | $ 1,100,000 | $ 708,000 |
| St. Louis County Missouri | 1 | $ 4,500,000 | $ 4,500,000 | $ 2,400,000 |
| Carroll County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 154,000 |
| Cape May County New Jersey | 1 | $ 762,000 | $ 762,000 | $ 559,000 |
| Greene County New York | 1 | $ 372,000 | $ 372,000 | $ 703,000 |
| Orange County New York | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Warren County New York | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 1,450,000 | $ 1,450,000 | $ 1,344,000 |
| Pike County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 1,356,000 |
| Washington County Rhode Island | 1 | $ 2,700,000 | $ 2,700,000 | $ 3,202,000 |
| Dallas County Texas | 1 | $ 1,800,000 | $ 1,800,000 | $ 1,428,000 |
| Albemarle County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 850,000 |
| Arlington County Virginia | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 760,000 | $ 760,000 | $ 695,000 |
| Louisa County Virginia | 1 | $ 800,000 | $ 800,000 | $ 220,000 |
| Teton County Wyoming | 1 | $ 1,200,000 | $ 1,200,000 | $ 386,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Us Trust Company Of New York in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 535 | $772,472,000 | $1,100,130 | $16,800,000 | $799,608 | $9,999,000 |
| Refinancing | 78 | $124,241,000 | $1,663,727 | $7,700,000 | $1,480,545 | $9,999,000 |
| Home Improvement | 52 | $41,405,000 | $632,181 | $2,500,000 | $691,818 | $4,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 539 | $727,443,000 | $1,176,692 | $16,800,000 | $1,056,807 | $9,999,000 |
| Not Provided | 62 | $89,580,000 | $1,082,200 | $4,500,000 | $676,100 | $9,999,000 |
| Not applicable | 36 | $81,374,000 | $1,593,111 | $10,500,000 | $0 | $0 |
| Hispanic | 12 | $12,208,000 | $1,017,000 | $2,207,000 | $864,000 | $3,700,000 |
| Asian | 8 | $17,150,000 | $2,143,000 | $5,477,000 | $1,138,000 | $5,455,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $7,963,000 | $1,014,000 | $5,000,000 | $1,562,750 | $6,428,000 |
| Black or African American | 1 | $2,400,000 | $2,400,000 | $2,400,000 | $750,000 | $750,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 665 | $938,118,000 | $1,184,333 | $16,800,000 | $945,222 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 464 | $579,271,000 | $1,127,720 | $10,800,000 | $925,440 | $9,999,000 |
| Application Approved But Not Accepted | 152 | $244,784,000 | $1,423,000 | $10,500,000 | $1,281,538 | $9,999,000 |
| Application Withdrawn By Applicant | 41 | $93,777,000 | $1,308,333 | $16,800,000 | $23,666 | $1,217,000 |
| Application Denied By Financial Institution | 8 | $20,286,000 | $1,635,000 | $7,700,000 | $1,050,500 | $8,520,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7 | $19,285,000 | $1,788,000 | $7,700,000 | $1,236,500 | $8,520,000 |
| Other | 1 | $1,001,000 | $1,001,000 | $1,001,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.