Genisys
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Genisys.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Genisys 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 1,556 |
| Total Mortgage Loan Application Amount | $210,198,000 |
| Average Mortgage Loan Application Amount | $104,666 |
| Highest Mortgage Loan Application Amount | $1,640,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $1,906,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 567 | $ 70,177,000 | $ 123,000 | $ 80,000 |
| Macomb County Michigan | 74 | $ 7,156,000 | $ 96,000 | $ 76,000 |
| Wayne County Michigan | 73 | $ 6,516,000 | $ 89,000 | $ 68,000 |
| Lapeer County Michigan | 34 | $ 4,178,000 | $ 122,000 | $ 59,000 |
| Montgomery County Pennsylvania | 28 | $ 4,427,000 | $ 158,000 | $ 111,000 |
| Genesee County Michigan | 24 | $ 4,161,000 | $ 173,000 | $ 73,000 |
| St. Clair County Michigan | 21 | $ 2,039,000 | $ 97,000 | $ 64,000 |
| Washtenaw County Michigan | 21 | $ 2,428,000 | $ 115,000 | $ 68,000 |
| Livingston County Michigan | 19 | $ 3,268,000 | $ 172,000 | $ 112,000 |
| Dakota County Minnesota | 15 | $ 2,911,000 | $ 194,000 | $ 114,000 |
| Ramsey County Minnesota | 15 | $ 2,070,000 | $ 138,000 | $ 79,000 |
| Hennepin County Minnesota | 12 | $ 2,079,000 | $ 173,000 | $ 108,000 |
| Anoka County Minnesota | 11 | $ 1,618,000 | $ 147,000 | $ 73,000 |
| Chester County Pennsylvania | 11 | $ 3,123,000 | $ 283,000 | $ 144,000 |
| Orange County California | 9 | $ 2,819,000 | $ 313,000 | $ 159,000 |
| Wake County North Carolina | 9 | $ 1,694,000 | $ 188,000 | $ 77,000 |
| Los Angeles County California | 7 | $ 1,897,000 | $ 271,000 | $ 100,000 |
| Gwinnett County Georgia | 7 | $ 1,073,000 | $ 153,000 | $ 93,000 |
| Washington County Minnesota | 7 | $ 1,076,000 | $ 153,000 | $ 94,000 |
| Delaware County Pennsylvania | 7 | $ 1,108,000 | $ 158,000 | $ 79,000 |
| San Diego County California | 6 | $ 1,882,000 | $ 313,000 | $ 96,000 |
| Fulton County Georgia | 6 | $ 1,032,000 | $ 172,000 | $ 106,000 |
| Bucks County Pennsylvania | 6 | $ 1,262,000 | $ 210,000 | $ 126,000 |
| Roscommon County Michigan | 5 | $ 459,000 | $ 91,000 | $ 86,000 |
| Somerset County New Jersey | 4 | $ 1,129,000 | $ 282,000 | $ 145,000 |
| Maricopa County Arizona | 3 | $ 504,000 | $ 168,000 | $ 84,000 |
| Alcona County Michigan | 3 | $ 324,000 | $ 108,000 | $ 90,000 |
| Iosco County Michigan | 3 | $ 155,000 | $ 51,000 | $ 82,000 |
| Monroe County Michigan | 3 | $ 314,000 | $ 104,000 | $ 58,000 |
| Sanilac County Michigan | 3 | $ 230,000 | $ 76,000 | $ 63,000 |
| Scott County Minnesota | 3 | $ 914,000 | $ 304,000 | $ 134,000 |
| Philadelphia County Pennsylvania | 3 | $ 637,000 | $ 212,000 | $ 219,000 |
| Riverside County California | 2 | $ 537,000 | $ 268,000 | $ 153,000 |
| San Mateo County California | 2 | $ 680,000 | $ 340,000 | $ 157,000 |
| Santa Clara County California | 2 | $ 1,537,000 | $ 768,000 | $ 193,000 |
| Brevard County Florida | 2 | $ 290,000 | $ 145,000 | $ 74,000 |
| Broward County Florida | 2 | $ 532,000 | $ 266,000 | $ 77,000 |
| Charlotte County Florida | 2 | $ 382,000 | $ 191,000 | $ 164,000 |
| Orange County Florida | 2 | $ 247,000 | $ 123,000 | $ 76,000 |
| Palm Beach County Florida | 2 | $ 282,000 | $ 141,000 | $ 164,000 |
| Sumter County Florida | 2 | $ 145,000 | $ 72,000 | $ 85,000 |
| Forsyth County Georgia | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Cook County Illinois | 2 | $ 282,000 | $ 141,000 | $ 76,000 |
| Middlesex County Massachusetts | 2 | $ 600,000 | $ 300,000 | $ 77,000 |
| Allegan County Michigan | 2 | $ 168,000 | $ 84,000 | $ 97,000 |
| Antrim County Michigan | 2 | $ 199,000 | $ 99,000 | $ 88,000 |
| Cheboygan County Michigan | 2 | $ 424,000 | $ 212,000 | $ 196,000 |
| Crawford County Michigan | 2 | $ 63,000 | $ 31,000 | $ 70,000 |
| Gladwin County Michigan | 2 | $ 141,000 | $ 70,000 | $ 106,000 |
| Huron County Michigan | 2 | $ 296,000 | $ 148,000 | $ 90,000 |
| Montmorency County Michigan | 2 | $ 108,000 | $ 54,000 | $ 51,000 |
| Ogemaw County Michigan | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Oscoda County Michigan | 2 | $ 234,000 | $ 117,000 | $ 36,000 |
| Shiawassee County Michigan | 2 | $ 187,000 | $ 93,000 | $ 132,000 |
| Carver County Minnesota | 2 | $ 444,000 | $ 222,000 | $ 104,000 |
| Middlesex County New Jersey | 2 | $ 279,000 | $ 139,000 | $ 158,000 |
| Monmouth County New Jersey | 2 | $ 736,000 | $ 368,000 | $ 112,000 |
| Mecklenburg County North Carolina | 2 | $ 401,000 | $ 200,000 | $ 108,000 |
| Dallas County Texas | 2 | $ 310,000 | $ 155,000 | $ 158,000 |
| Fort Bend County Texas | 2 | $ 380,000 | $ 190,000 | $ 88,000 |
| Arlington County Virginia | 2 | $ 701,000 | $ 350,000 | $ 254,000 |
| Loudoun County Virginia | 2 | $ 450,000 | $ 225,000 | $ 103,000 |
| St. Croix County Wisconsin | 2 | $ 441,000 | $ 220,000 | $ 67,000 |
| Yuma County Arizona | 1 | $ 19,000 | $ 19,000 | $ 130,000 |
| Baxter County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Marin County California | 1 | $ 374,000 | $ 374,000 | $ 94,000 |
| Nevada County California | 1 | $ 310,000 | $ 310,000 | $ 119,000 |
| San Bernardino County California | 1 | $ 400,000 | $ 400,000 | $ 239,000 |
| Teller County Colorado | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Hartford County Connecticut | 1 | $ 35,000 | $ 35,000 | $ 205,000 |
| New Castle County Delaware | 1 | $ 245,000 | $ 245,000 | $ 184,000 |
| Alachua County Florida | 1 | $ 130,000 | $ 130,000 | $ 69,000 |
| Duval County Florida | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Hillsborough County Florida | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Lee County Florida | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Leon County Florida | 1 | $ 288,000 | $ 288,000 | $ 60,000 |
| Marion County Florida | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Monroe County Florida | 1 | $ 319,000 | $ 319,000 | $ 181,000 |
| Okeechobee County Florida | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Volusia County Florida | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| Cobb County Georgia | 1 | $ 30,000 | $ 30,000 | $ 153,000 |
| Coweta County Georgia | 1 | $ 222,000 | $ 222,000 | $ 80,000 |
| DeKalb County Georgia | 1 | $ 216,000 | $ 216,000 | $ 187,000 |
| Fannin County Georgia | 1 | $ 123,000 | $ 123,000 | $ 43,000 |
| Canyon County Idaho | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| DuPage County Illinois | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Massac County Illinois | 1 | $ 281,000 | $ 281,000 | $ 149,000 |
| Perry County Illinois | 1 | $ 60,000 | $ 60,000 | $ 250,000 |
| Dallas County Iowa | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Polk County Iowa | 1 | $ 142,000 | $ 142,000 | $ 106,000 |
| Shelby County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 175,000 |
| Cecil County Maryland | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Harford County Maryland | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| Norfolk County Massachusetts | 1 | $ 247,000 | $ 247,000 | $ 127,000 |
| Benzie County Michigan | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
| Branch County Michigan | 1 | $ 124,000 | $ 124,000 | $ 80,000 |
| Chippewa County Michigan | 1 | $ 72,000 | $ 72,000 | $ 194,000 |
| Emmet County Michigan | 1 | $ 120,000 | $ 120,000 | $ 173,000 |
| Grand Traverse County Michigan | 1 | $ 280,000 | $ 280,000 | $ 67,000 |
| Houghton County Michigan | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Ingham County Michigan | 1 | $ 260,000 | $ 260,000 | $ 151,000 |
| Ionia County Michigan | 1 | $ 77,000 | $ 77,000 | $ 68,000 |
| Jackson County Michigan | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Kalkaska County Michigan | 1 | $ 60,000 | $ 60,000 | $ 72,000 |
| Kent County Michigan | 1 | $ 168,000 | $ 168,000 | $ 107,000 |
| Lenawee County Michigan | 1 | $ 289,000 | $ 289,000 | $ 78,000 |
| Mackinac County Michigan | 1 | $ 187,000 | $ 187,000 | $ 57,000 |
| Mecosta County Michigan | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| Missaukee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Newaygo County Michigan | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Osceola County Michigan | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Aitkin County Minnesota | 1 | $ 59,000 | $ 59,000 | $ 134,000 |
| Chisago County Minnesota | 1 | $ 236,000 | $ 236,000 | $ 68,000 |
| Crow Wing County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Otter Tail County Minnesota | 1 | $ 252,000 | $ 252,000 | $ 90,000 |
| Sherburne County Minnesota | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Wright County Minnesota | 1 | $ 237,000 | $ 237,000 | $ 117,000 |
| Burlington County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 141,000 |
| Gloucester County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 184,000 |
| Morris County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 26,000 |
| Union County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Franklin County New York | 1 | $ 112,000 | $ 112,000 | $ 137,000 |
| Herkimer County New York | 1 | $ 61,000 | $ 61,000 | $ 38,000 |
| Suffolk County New York | 1 | $ 400,000 | $ 400,000 | $ 203,000 |
| Durham County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 10,000 |
| Guilford County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Moore County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| New Hanover County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
| Delaware County Ohio | 1 | $ 63,000 | $ 63,000 | $ 157,000 |
| Lucas County Ohio | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Warren County Ohio | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Marion County Oregon | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Washington County Oregon | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Allegheny County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 94,000 |
| Berks County Pennsylvania | 1 | $ 244,000 | $ 244,000 | $ 70,000 |
| Cumberland County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 118,000 |
| Monroe County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 157,000 |
| Snyder County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 154,000 |
| Cameron County Texas | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Collin County Texas | 1 | $ 164,000 | $ 164,000 | $ 99,000 |
| Denton County Texas | 1 | $ 208,000 | $ 208,000 | $ 107,000 |
| Harris County Texas | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Jefferson County Texas | 1 | $ 228,000 | $ 228,000 | $ 120,000 |
| Travis County Texas | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Williamson County Texas | 1 | $ 120,000 | $ 120,000 | $ 194,000 |
| Henrico County Virginia | 1 | $ 212,000 | $ 212,000 | $ 176,000 |
| Powhatan County Virginia | 1 | $ 380,000 | $ 380,000 | $ 239,000 |
| Richmond City County Virginia | 1 | $ 110,000 | $ 110,000 | $ 101,000 |
| Virginia Beach County Virginia | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Genisys in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 873 | $138,022,000 | $158,000 | $950,000 | $91,000 | $1,755,000 |
| Home Purchase | 528 | $67,716,000 | $128,000 | $1,640,000 | $75,000 | $1,906,000 |
| Home Improvement | 155 | $4,460,000 | $28,000 | $102,000 | $60,000 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,149 | $149,445,000 | $130,000 | $1,640,000 | $82,000 | $1,906,000 |
| Not Provided | 133 | $20,277,000 | $152,000 | $698,000 | $88,000 | $230,000 |
| Asian | 121 | $27,272,000 | $225,000 | $950,000 | $109,000 | $437,000 |
| Black or African American | 112 | $8,050,000 | $71,000 | $351,000 | $55,000 | $242,000 |
| Hispanic | 34 | $4,326,000 | $127,000 | $400,000 | $81,000 | $239,000 |
| American Indian or Alaskan Native | 6 | $578,000 | $96,000 | $181,000 | $39,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $250,000 | $250,000 | $250,000 | $138,000 | $138,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,382 | $192,937,000 | $139,000 | $1,640,000 | $87,000 | $1,906,000 |
| FHA-insured (Federal Housing Administration) | 113 | $9,807,000 | $86,000 | $270,000 | $45,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 53 | $6,402,000 | $120,000 | $315,000 | $55,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,052,000 | $131,000 | $275,000 | $70,000 | $183,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 718 | $97,670,000 | $136,000 | $1,640,000 | $87,000 | $1,755,000 |
| Application Withdrawn By Applicant | 323 | $48,655,000 | $150,000 | $950,000 | $87,000 | $460,000 |
| Preapproval Approved but not Accepted | 286 | $39,085,000 | $136,000 | $585,000 | $75,000 | $524,000 |
| Application Denied By Financial Institution | 127 | $14,967,000 | $117,000 | $615,000 | $80,000 | $321,000 |
| Preapproval Denied by Financial Institution | 96 | $9,086,000 | $94,000 | $664,000 | $66,000 | $1,906,000 |
| Application Approved But Not Accepted | 5 | $691,000 | $138,000 | $369,000 | $81,000 | $192,000 |
| File Closed For Incompleteness | 1 | $44,000 | $44,000 | $44,000 | $22,000 | $22,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 90 | $7,642,000 | $84,000 | $417,000 | $56,000 | $305,000 |
| Debt-To-Income Ratio | 60 | $8,156,000 | $135,000 | $664,000 | $88,000 | $1,906,000 |
| Collateral | 59 | $7,003,000 | $118,000 | $385,000 | $95,000 | $321,000 |
| Employment History | 5 | $418,000 | $83,000 | $140,000 | $44,000 | $70,000 |
| Unverifiable Information | 3 | $533,000 | $177,000 | $350,000 | $97,000 | $222,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $149,000 | $74,000 | $95,000 | $36,000 | $46,000 |
| Credit Application Incomplete | 1 | $76,000 | $76,000 | $76,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.