Genisys
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Genisys.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Genisys 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,963 |
| Total Mortgage Loan Application Amount | $283,585,000 |
| Average Mortgage Loan Application Amount | $90,400 |
| Highest Mortgage Loan Application Amount | $3,165,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,462,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,433 | $ 135,175,000 | $ 94,000 | $ 92,000 |
| Macomb County Michigan | 464 | $ 43,180,000 | $ 93,000 | $ 88,000 |
| Genesee County Michigan | 223 | $ 18,635,000 | $ 83,000 | $ 76,000 |
| Wayne County Michigan | 164 | $ 18,920,000 | $ 115,000 | $ 93,000 |
| St. Clair County Michigan | 117 | $ 9,485,000 | $ 81,000 | $ 69,000 |
| Lapeer County Michigan | 76 | $ 7,630,000 | $ 100,000 | $ 84,000 |
| Livingston County Michigan | 58 | $ 7,140,000 | $ 123,000 | $ 109,000 |
| Tuscola County Michigan | 37 | $ 2,445,000 | $ 66,000 | $ 57,000 |
| Washtenaw County Michigan | 37 | $ 4,305,000 | $ 116,000 | $ 101,000 |
| Montgomery County Pennsylvania | 24 | $ 2,000,000 | $ 83,000 | $ 102,000 |
| Dakota County Minnesota | 20 | $ 2,070,000 | $ 103,000 | $ 113,000 |
| Hennepin County Minnesota | 19 | $ 1,505,000 | $ 79,000 | $ 105,000 |
| Ramsey County Minnesota | 18 | $ 2,270,000 | $ 126,000 | $ 98,000 |
| Anoka County Minnesota | 13 | $ 755,000 | $ 58,000 | $ 95,000 |
| Washington County Minnesota | 13 | $ 1,085,000 | $ 83,000 | $ 101,000 |
| Shiawassee County Michigan | 10 | $ 880,000 | $ 88,000 | $ 70,000 |
| Monroe County Michigan | 9 | $ 525,000 | $ 58,000 | $ 125,000 |
| Sanilac County Michigan | 9 | $ 515,000 | $ 57,000 | $ 67,000 |
| Arenac County Michigan | 8 | $ 570,000 | $ 71,000 | $ 74,000 |
| Gladwin County Michigan | 8 | $ 520,000 | $ 65,000 | $ 69,000 |
| Saginaw County Michigan | 7 | $ 645,000 | $ 92,000 | $ 67,000 |
| Huron County Michigan | 6 | $ 490,000 | $ 81,000 | $ 87,000 |
| Iosco County Michigan | 6 | $ 340,000 | $ 56,000 | $ 82,000 |
| Roscommon County Michigan | 6 | $ 380,000 | $ 63,000 | $ 67,000 |
| Chester County Pennsylvania | 6 | $ 1,010,000 | $ 168,000 | $ 159,000 |
| Bay County Michigan | 5 | $ 475,000 | $ 95,000 | $ 54,000 |
| Clare County Michigan | 5 | $ 375,000 | $ 75,000 | $ 58,000 |
| Ingham County Michigan | 5 | $ 785,000 | $ 157,000 | $ 83,000 |
| Kent County Michigan | 5 | $ 595,000 | $ 119,000 | $ 103,000 |
| Bucks County Pennsylvania | 5 | $ 435,000 | $ 87,000 | $ 159,000 |
| Grand Traverse County Michigan | 4 | $ 970,000 | $ 242,000 | $ 311,000 |
| Ogemaw County Michigan | 4 | $ 240,000 | $ 60,000 | $ 97,000 |
| Ottawa County Michigan | 4 | $ 830,000 | $ 207,000 | $ 248,000 |
| Delaware County Pennsylvania | 4 | $ 220,000 | $ 55,000 | $ 91,000 |
| Volusia County Florida | 3 | $ 525,000 | $ 175,000 | $ 297,000 |
| Forsyth County Georgia | 3 | $ 535,000 | $ 178,000 | $ 136,000 |
| Fulton County Georgia | 3 | $ 355,000 | $ 118,000 | $ 308,000 |
| Eaton County Michigan | 3 | $ 255,000 | $ 85,000 | $ 104,000 |
| Leelanau County Michigan | 3 | $ 1,115,000 | $ 371,000 | $ 385,000 |
| Oscoda County Michigan | 3 | $ 145,000 | $ 48,000 | $ 156,000 |
| Otsego County Michigan | 3 | $ 625,000 | $ 208,000 | $ 243,000 |
| Presque Isle County Michigan | 3 | $ 335,000 | $ 111,000 | $ 147,000 |
| Chisago County Minnesota | 3 | $ 265,000 | $ 88,000 | $ 84,000 |
| Scott County Minnesota | 3 | $ 85,000 | $ 28,000 | $ 90,000 |
| St. Croix County Wisconsin | 3 | $ 275,000 | $ 91,000 | $ 124,000 |
| Los Angeles County California | 2 | $ 150,000 | $ 75,000 | $ 92,000 |
| Orange County California | 2 | $ 180,000 | $ 90,000 | $ 110,000 |
| Tolland County Connecticut | 2 | $ 70,000 | $ 35,000 | $ 85,000 |
| Marion County Florida | 2 | $ 270,000 | $ 135,000 | $ 121,000 |
| Pinellas County Florida | 2 | $ 60,000 | $ 30,000 | $ 41,000 |
| Gwinnett County Georgia | 2 | $ 200,000 | $ 100,000 | $ 140,000 |
| Cook County Illinois | 2 | $ 190,000 | $ 95,000 | $ 135,000 |
| Alpena County Michigan | 2 | $ 240,000 | $ 120,000 | $ 83,000 |
| Antrim County Michigan | 2 | $ 300,000 | $ 150,000 | $ 206,000 |
| Charlevoix County Michigan | 2 | $ 190,000 | $ 95,000 | $ 173,000 |
| Clinton County Michigan | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Crawford County Michigan | 2 | $ 150,000 | $ 75,000 | $ 98,000 |
| Jackson County Michigan | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Kalkaska County Michigan | 2 | $ 150,000 | $ 75,000 | $ 66,000 |
| Montmorency County Michigan | 2 | $ 270,000 | $ 135,000 | $ 53,000 |
| Wexford County Michigan | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Wake County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 130,000 |
| Fairfax County Virginia | 2 | $ 160,000 | $ 80,000 | $ 178,000 |
| Madison County Alabama | 1 | $ 25,000 | $ 25,000 | $ 199,000 |
| Garland County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Lonoke County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 149,000 |
| Alameda County California | 1 | $ 85,000 | $ 85,000 | $ 162,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| New Castle County Delaware | 1 | $ 75,000 | $ 75,000 | $ 360,000 |
| Brevard County Florida | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Charlotte County Florida | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Miami-Dade County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 540,000 |
| Palm Beach County Florida | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| St. Johns County Florida | 1 | $ 385,000 | $ 385,000 | $ 148,000 |
| Cobb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Fayette County Georgia | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| DuPage County Illinois | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| McHenry County Illinois | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 461,000 |
| Alger County Michigan | 1 | $ 405,000 | $ 405,000 | $ 154,000 |
| Allegan County Michigan | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Benzie County Michigan | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Cheboygan County Michigan | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Chippewa County Michigan | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Emmet County Michigan | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Gratiot County Michigan | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Kalamazoo County Michigan | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Muskegon County Michigan | 1 | $ 145,000 | $ 145,000 | $ 300,000 |
| Aitkin County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 187,000 |
| Crow Wing County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Goodhue County Minnesota | 1 | $ 5,000 | $ 5,000 | $ 142,000 |
| Mille Lacs County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Morrison County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Otter Tail County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Pine County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Sherburne County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Wadena County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Wright County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Gallatin County Montana | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Hillsborough County New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Gloucester County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 202,000 |
| Middlesex County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Somerset County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Cabarrus County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Delaware County Ohio | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Hancock County Ohio | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Lucas County Ohio | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Sandusky County Ohio | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Cherokee County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 6,000 |
| Washington County Oregon | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Beaver County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Cumberland County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Lancaster County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Lehigh County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 97,000 |
| Hampton County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 21,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Montgomery County Texas | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Loudoun County Virginia | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Orange County Virginia | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Clark County Washington | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Chippewa County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Polk County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Genisys in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 934 | $94,210,000 | $100,000 | $1,005,000 | $91,000 | $1,462,000 |
| Home Improvement | 773 | $36,255,000 | $46,000 | $395,000 | $96,000 | $1,195,000 |
| Home Purchase | 626 | $97,740,000 | $156,000 | $3,165,000 | $90,000 | $743,000 |
| Refinancing | 457 | $47,115,000 | $103,000 | $605,000 | $89,000 | $760,000 |
| Other Purpose | 173 | $8,265,000 | $47,000 | $285,000 | $84,000 | $258,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,154 | $197,930,000 | $91,000 | $1,005,000 | $92,000 | $1,462,000 |
| Not Provided | 375 | $51,395,000 | $137,000 | $705,000 | $93,000 | $530,000 |
| Hispanic | 222 | $12,100,000 | $54,000 | $335,000 | $87,000 | $748,000 |
| Black or African American | 105 | $7,525,000 | $71,000 | $335,000 | $71,000 | $541,000 |
| Asian | 86 | $12,560,000 | $146,000 | $3,165,000 | $121,000 | $320,000 |
| American Indian or Alaskan Native | 14 | $930,000 | $66,000 | $235,000 | $67,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $430,000 | $107,000 | $165,000 | $70,000 | $161,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,960 | $283,050,000 | $95,000 | $3,165,000 | $92,000 | $1,462,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $535,000 | $178,000 | $305,000 | $79,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,842 | $185,770,000 | $100,000 | $3,165,000 | $96,000 | $1,462,000 |
| Application Denied By Financial Institution | 856 | $64,520,000 | $75,000 | $615,000 | $79,000 | $720,000 |
| Application Withdrawn By Applicant | 233 | $27,805,000 | $119,000 | $1,005,000 | $98,000 | $540,000 |
| Application Approved But Not Accepted | 18 | $2,800,000 | $155,000 | $455,000 | $96,000 | $225,000 |
| File Closed For Incompleteness | 14 | $2,690,000 | $192,000 | $425,000 | $115,000 | $215,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,107 | $219,065,000 | $103,000 | $3,165,000 | $97,000 | $1,462,000 |
| Credit Application Incomplete | 437 | $34,925,000 | $79,000 | $505,000 | $87,000 | $720,000 |
| Credit History | 138 | $7,710,000 | $55,000 | $455,000 | $67,000 | $300,000 |
| Debt-To-Income Ratio | 129 | $11,945,000 | $92,000 | $615,000 | $58,000 | $541,000 |
| Collateral | 93 | $6,115,000 | $65,000 | $255,000 | $88,000 | $262,000 |
| Other | 51 | $2,665,000 | $52,000 | $225,000 | $88,000 | $258,000 |
| Unverifiable Information | 5 | $555,000 | $111,000 | $205,000 | $93,000 | $120,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $52,000 | $52,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $335,000 | $335,000 | $335,000 | $107,000 | $107,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $64,000 | $64,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.