Genisys Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Genisys Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 6,431 |
| Total Mortgage Loan Application Amount | $982,375,000 |
| Average Mortgage Loan Application Amount | $137,800 |
| Highest Mortgage Loan Application Amount | $4,975,000 |
| Average Applicant Income | $107,400 |
| Highest Applicant Income | $5,415,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Genisys Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Genisys Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Genisys Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Genisys Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Genisys Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Genisys Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 2,999 | $ 479,635,000 | $ 159,000 | $ 111,000 |
| Macomb County Michigan | 927 | $ 127,865,000 | $ 137,000 | $ 94,000 |
| Genesee County Michigan | 485 | $ 55,775,000 | $ 115,000 | $ 85,000 |
| Wayne County Michigan | 374 | $ 53,670,000 | $ 143,000 | $ 98,000 |
| St. Clair County Michigan | 229 | $ 26,165,000 | $ 114,000 | $ 85,000 |
| Livingston County Michigan | 134 | $ 23,700,000 | $ 176,000 | $ 109,000 |
| Lapeer County Michigan | 132 | $ 20,590,000 | $ 155,000 | $ 113,000 |
| Dakota County Minnesota | 107 | $ 16,285,000 | $ 152,000 | $ 127,000 |
| Washtenaw County Michigan | 85 | $ 13,525,000 | $ 159,000 | $ 107,000 |
| Hennepin County Minnesota | 73 | $ 12,295,000 | $ 168,000 | $ 137,000 |
| Tuscola County Michigan | 54 | $ 4,750,000 | $ 87,000 | $ 70,000 |
| Montgomery County Pennsylvania | 48 | $ 9,650,000 | $ 201,000 | $ 151,000 |
| Ramsey County Minnesota | 38 | $ 6,010,000 | $ 158,000 | $ 113,000 |
| Anoka County Minnesota | 33 | $ 5,245,000 | $ 158,000 | $ 118,000 |
| Washington County Minnesota | 21 | $ 3,665,000 | $ 174,000 | $ 119,000 |
| Sanilac County Michigan | 19 | $ 2,315,000 | $ 121,000 | $ 85,000 |
| Huron County Michigan | 17 | $ 1,705,000 | $ 100,000 | $ 105,000 |
| Roscommon County Michigan | 16 | $ 1,690,000 | $ 105,000 | $ 112,000 |
| Lee County Florida | 15 | $ 2,205,000 | $ 147,000 | $ 89,000 |
| Chester County Pennsylvania | 15 | $ 2,715,000 | $ 181,000 | $ 120,000 |
| Gladwin County Michigan | 14 | $ 1,110,000 | $ 79,000 | $ 69,000 |
| Ingham County Michigan | 14 | $ 1,600,000 | $ 114,000 | $ 123,000 |
| Saginaw County Michigan | 14 | $ 1,310,000 | $ 93,000 | $ 78,000 |
| Scott County Minnesota | 14 | $ 2,260,000 | $ 161,000 | $ 137,000 |
| Gwinnett County Georgia | 11 | $ 1,815,000 | $ 165,000 | $ 110,000 |
| Monroe County Michigan | 11 | $ 1,915,000 | $ 174,000 | $ 113,000 |
| Fulton County Georgia | 10 | $ 1,170,000 | $ 117,000 | $ 152,000 |
| Iosco County Michigan | 9 | $ 685,000 | $ 76,000 | $ 67,000 |
| Kent County Michigan | 9 | $ 1,385,000 | $ 153,000 | $ 101,000 |
| Ogemaw County Michigan | 9 | $ 1,045,000 | $ 116,000 | $ 109,000 |
| Shiawassee County Michigan | 9 | $ 1,585,000 | $ 176,000 | $ 94,000 |
| Wright County Minnesota | 9 | $ 1,275,000 | $ 141,000 | $ 92,000 |
| Cook County Illinois | 8 | $ 3,880,000 | $ 485,000 | $ 320,000 |
| Arenac County Michigan | 8 | $ 800,000 | $ 100,000 | $ 54,000 |
| Carver County Minnesota | 8 | $ 1,390,000 | $ 173,000 | $ 157,000 |
| Middlesex County New Jersey | 8 | $ 1,140,000 | $ 142,000 | $ 144,000 |
| Delaware County Pennsylvania | 8 | $ 1,330,000 | $ 166,000 | $ 115,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,810,000 | $ 226,000 | $ 97,000 |
| Orange County California | 7 | $ 1,315,000 | $ 187,000 | $ 174,000 |
| Forsyth County Georgia | 7 | $ 1,675,000 | $ 239,000 | $ 140,000 |
| Bay County Michigan | 7 | $ 685,000 | $ 97,000 | $ 87,000 |
| Grand Traverse County Michigan | 7 | $ 2,545,000 | $ 363,000 | $ 390,000 |
| Jackson County Michigan | 7 | $ 855,000 | $ 122,000 | $ 77,000 |
| Kalamazoo County Michigan | 7 | $ 1,485,000 | $ 212,000 | $ 120,000 |
| Leelanau County Michigan | 7 | $ 2,315,000 | $ 330,000 | $ 391,000 |
| Charlotte County Florida | 6 | $ 810,000 | $ 135,000 | $ 67,000 |
| Antrim County Michigan | 6 | $ 1,210,000 | $ 201,000 | $ 172,000 |
| Charlevoix County Michigan | 6 | $ 1,150,000 | $ 191,000 | $ 161,000 |
| Oscoda County Michigan | 6 | $ 610,000 | $ 101,000 | $ 156,000 |
| Sherburne County Minnesota | 6 | $ 970,000 | $ 161,000 | $ 86,000 |
| Broward County Florida | 5 | $ 895,000 | $ 179,000 | $ 174,000 |
| Palm Beach County Florida | 5 | $ 855,000 | $ 171,000 | $ 110,000 |
| Sarasota County Florida | 5 | $ 1,375,000 | $ 275,000 | $ 202,000 |
| Allen County Indiana | 5 | $ 895,000 | $ 179,000 | $ 131,000 |
| Alcona County Michigan | 5 | $ 585,000 | $ 117,000 | $ 117,000 |
| Cheboygan County Michigan | 5 | $ 415,000 | $ 83,000 | $ 58,000 |
| Lenawee County Michigan | 5 | $ 685,000 | $ 137,000 | $ 83,000 |
| Mecosta County Michigan | 5 | $ 915,000 | $ 183,000 | $ 219,000 |
| Muskegon County Michigan | 5 | $ 535,000 | $ 107,000 | $ 94,000 |
| Ottawa County Michigan | 5 | $ 1,095,000 | $ 219,000 | $ 117,000 |
| Somerset County New Jersey | 5 | $ 1,075,000 | $ 215,000 | $ 232,000 |
| Alameda County California | 4 | $ 1,150,000 | $ 287,000 | $ 178,000 |
| Los Angeles County California | 4 | $ 1,610,000 | $ 402,000 | $ 222,000 |
| Osceola County Florida | 4 | $ 790,000 | $ 197,000 | $ 185,000 |
| Cobb County Georgia | 4 | $ 570,000 | $ 142,000 | $ 145,000 |
| Calhoun County Michigan | 4 | $ 510,000 | $ 127,000 | $ 101,000 |
| Crawford County Michigan | 4 | $ 280,000 | $ 70,000 | $ 97,000 |
| Chisago County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 107,000 |
| Morris County New Jersey | 4 | $ 900,000 | $ 225,000 | $ 119,000 |
| Mecklenburg County North Carolina | 4 | $ 1,440,000 | $ 360,000 | $ 171,000 |
| Cuyahoga County Ohio | 4 | $ 310,000 | $ 77,000 | $ 86,000 |
| Bucks County Pennsylvania | 4 | $ 990,000 | $ 247,000 | $ 168,000 |
| St. Croix County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 98,000 |
| Contra Costa County California | 3 | $ 1,565,000 | $ 521,000 | $ 172,000 |
| Riverside County California | 3 | $ 125,000 | $ 41,000 | $ 88,000 |
| Sacramento County California | 3 | $ 715,000 | $ 238,000 | $ 91,000 |
| Orange County Florida | 3 | $ 415,000 | $ 138,000 | $ 41,000 |
| Pinellas County Florida | 3 | $ 485,000 | $ 161,000 | $ 204,000 |
| Sumter County Florida | 3 | $ 295,000 | $ 98,000 | $ 76,000 |
| Alger County Michigan | 3 | $ 895,000 | $ 298,000 | $ 152,000 |
| Allegan County Michigan | 3 | $ 495,000 | $ 165,000 | $ 72,000 |
| Eaton County Michigan | 3 | $ 455,000 | $ 151,000 | $ 81,000 |
| Emmet County Michigan | 3 | $ 605,000 | $ 201,000 | $ 146,000 |
| Manistee County Michigan | 3 | $ 475,000 | $ 158,000 | $ 107,000 |
| Midland County Michigan | 3 | $ 425,000 | $ 141,000 | $ 67,000 |
| Montmorency County Michigan | 3 | $ 335,000 | $ 111,000 | $ 104,000 |
| Osceola County Michigan | 3 | $ 495,000 | $ 165,000 | $ 103,000 |
| Otsego County Michigan | 3 | $ 645,000 | $ 215,000 | $ 184,000 |
| Goodhue County Minnesota | 3 | $ 185,000 | $ 61,000 | $ 66,000 |
| Bergen County New Jersey | 3 | $ 355,000 | $ 118,000 | $ 356,000 |
| Cape May County New Jersey | 3 | $ 655,000 | $ 218,000 | $ 122,000 |
| Allegheny County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 105,000 |
| Fairfax County Virginia | 3 | $ 445,000 | $ 148,000 | $ 186,000 |
| Loudoun County Virginia | 3 | $ 1,185,000 | $ 395,000 | $ 152,000 |
| King County Washington | 3 | $ 735,000 | $ 245,000 | $ 132,000 |
| Benton County Arkansas | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| San Francisco County California | 2 | $ 1,350,000 | $ 675,000 | $ 293,000 |
| Sonoma County California | 2 | $ 600,000 | $ 300,000 | $ 96,000 |
| Boulder County Colorado | 2 | $ 1,080,000 | $ 540,000 | $ 392,000 |
| Broomfield County Colorado | 2 | $ 650,000 | $ 325,000 | $ 154,000 |
| Douglas County Colorado | 2 | $ 270,000 | $ 135,000 | $ 133,000 |
| New Castle County Delaware | 2 | $ 560,000 | $ 280,000 | $ 85,000 |
| Brevard County Florida | 2 | $ 130,000 | $ 65,000 | $ 78,000 |
| Collier County Florida | 2 | $ 530,000 | $ 265,000 | $ 188,000 |
| Duval County Florida | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Lake County Florida | 2 | $ 360,000 | $ 180,000 | $ 95,000 |
| Leon County Florida | 2 | $ 550,000 | $ 275,000 | $ 148,000 |
| Marion County Florida | 2 | $ 80,000 | $ 40,000 | $ 56,000 |
| Miami-Dade County Florida | 2 | $ 5,220,000 | $ 2,610,000 | $ 802,000 |
| Pasco County Florida | 2 | $ 260,000 | $ 130,000 | $ 95,000 |
| Cherokee County Georgia | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 53,000 |
| Lake County Indiana | 2 | $ 130,000 | $ 65,000 | $ 148,000 |
| Marion County Indiana | 2 | $ 130,000 | $ 65,000 | $ 155,000 |
| Polk County Iowa | 2 | $ 350,000 | $ 175,000 | $ 168,000 |
| Carroll County Maryland | 2 | $ 390,000 | $ 195,000 | $ 142,000 |
| Montgomery County Maryland | 2 | $ 460,000 | $ 230,000 | $ 170,000 |
| Alpena County Michigan | 2 | $ 320,000 | $ 160,000 | $ 119,000 |
| Barry County Michigan | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Berrien County Michigan | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Branch County Michigan | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Clare County Michigan | 2 | $ 230,000 | $ 115,000 | $ 125,000 |
| Hillsdale County Michigan | 2 | $ 160,000 | $ 80,000 | $ 130,000 |
| Mackinac County Michigan | 2 | $ 480,000 | $ 240,000 | $ 61,000 |
| Newaygo County Michigan | 2 | $ 150,000 | $ 75,000 | $ 50,000 |
| Isanti County Minnesota | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Rice County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 258,000 |
| Camden County New Jersey | 2 | $ 440,000 | $ 220,000 | $ 113,000 |
| Mercer County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 228,000 |
| Ocean County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 126,000 |
| Buncombe County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Medina County Ohio | 2 | $ 90,000 | $ 45,000 | $ 239,000 |
| Jefferson County Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 48,000 |
| Lancaster County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 125,000 |
| Henrico County Virginia | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Clark County Washington | 2 | $ 390,000 | $ 195,000 | $ 111,000 |
| Barron County Wisconsin | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Dane County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 130,000 |
| St. Clair County Alabama | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Mendocino County California | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Placer County California | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| San Diego County California | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Santa Clara County California | 1 | $ 455,000 | $ 455,000 | $ 334,000 |
| Solano County California | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Ventura County California | 1 | $ 495,000 | $ 495,000 | $ 251,000 |
| Arapahoe County Colorado | 1 | $ 305,000 | $ 305,000 | $ 147,000 |
| Denver County Colorado | 1 | $ 155,000 | $ 155,000 | $ 5,415,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Hartford County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Sussex County Delaware | 1 | $ 185,000 | $ 185,000 | $ 166,000 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Flagler County Florida | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Manatee County Florida | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Monroe County Florida | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Polk County Florida | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| St. Johns County Florida | 1 | $ 125,000 | $ 125,000 | $ 333,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Volusia County Florida | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Douglas County Georgia | 1 | $ 135,000 | $ 135,000 | $ 336,000 |
| Glynn County Georgia | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Lee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Lowndes County Georgia | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Paulding County Georgia | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Pickens County Georgia | 1 | $ 425,000 | $ 425,000 | $ 195,000 |
| DuPage County Illinois | 1 | $ 15,000 | $ 15,000 | $ 244,000 |
| Lake County Illinois | 1 | $ 1,005,000 | $ 1,005,000 | $ 379,000 |
| Will County Illinois | 1 | $ 345,000 | $ 345,000 | $ 225,000 |
| Hancock County Indiana | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Monroe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Black Hawk County Iowa | 1 | $ 335,000 | $ 335,000 | $ 155,000 |
| Pottawattamie County Iowa | 1 | $ 85,000 | $ 85,000 | $ 109,000 |
| Grant County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Pendleton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Cecil County Maryland | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Prince George's County Maryland | 1 | $ 385,000 | $ 385,000 | $ 82,000 |
| Benzie County Michigan | 1 | $ 215,000 | $ 215,000 | $ 214,000 |
| Cass County Michigan | 1 | $ 35,000 | $ 35,000 | $ 243,000 |
| Clinton County Michigan | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Kalkaska County Michigan | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Luce County Michigan | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Menominee County Michigan | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Oceana County Michigan | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Schoolcraft County Michigan | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| St. Joseph County Michigan | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Wexford County Michigan | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Benton County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Le Sueur County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| McLeod County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 226,000 |
| Mille Lacs County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Stearns County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 134,000 |
| Todd County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Hunterdon County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Union County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Warren County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Cabarrus County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Granville County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Moore County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 286,000 |
| Rutherford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 152,000 |
| Union County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Wake County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 185,000 |
| Wilkes County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Lucas County Ohio | 1 | $ 35,000 | $ 35,000 | $ 189,000 |
| Trumbull County Ohio | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Wood County Ohio | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Multnomah County Oregon | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
| Carbon County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Lehigh County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 393,000 |
| Washington County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| York County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Providence County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 206,000 |
| Anderson County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Lancaster County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 419,000 |
| Brown County South Dakota | 1 | $ 95,000 | $ 95,000 | $ 504,000 |
| Bradley County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| Loudon County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 186,000 |
| Meigs County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Rhea County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Sevier County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Chesterfield County Virginia | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Mecklenburg County Virginia | 1 | $ 485,000 | $ 485,000 | $ 625,000 |
| Powhatan County Virginia | 1 | $ 45,000 | $ 45,000 | $ 136,000 |
| Pierce County Washington | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Snohomish County Washington | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Roane County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Bayfield County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 458,000 |
| Burnett County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Pierce County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Washburn County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Waukesha County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,531 | $443,055,000 | $175,000 | $2,405,000 | $112,000 | $3,709,000 |
| Cash-out Refinancing | 1,462 | $278,330,000 | $190,000 | $2,005,000 | $105,000 | $1,700,000 |
| Home Improvement | 913 | $53,205,000 | $58,000 | $1,005,000 | $107,000 | $5,415,000 |
| Home Purchase | 793 | $161,395,000 | $203,000 | $4,975,000 | $109,000 | $1,763,000 |
| Other Purpose | 732 | $46,390,000 | $63,000 | $605,000 | $104,000 | $1,131,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,651 | $685,805,000 | $147,000 | $1,405,000 | $108,000 | $5,415,000 |
| Not Provided | 1,065 | $188,215,000 | $176,000 | $4,975,000 | $118,000 | $1,700,000 |
| Asian | 255 | $51,235,000 | $200,000 | $595,000 | $128,000 | $340,000 |
| Black or African American | 247 | $26,875,000 | $108,000 | $545,000 | $78,000 | $341,000 |
| Hispanic | 172 | $21,930,000 | $127,000 | $515,000 | $89,000 | $419,000 |
| American Indian or Alaskan Native | 26 | $2,930,000 | $112,000 | $465,000 | $65,000 | $207,000 |
| Not applicable | 14 | $5,330,000 | $380,000 | $855,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $55,000 | $55,000 | $55,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,431 | $982,375,000 | $152,000 | $4,975,000 | $108,000 | $5,415,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,144 | $645,760,000 | $155,000 | $2,205,000 | $109,000 | $1,231,000 |
| Application Denied By Financial Institution | 947 | $117,875,000 | $124,000 | $4,975,000 | $100,000 | $5,415,000 |
| File Closed For Incompleteness | 703 | $117,565,000 | $167,000 | $1,405,000 | $112,000 | $3,709,000 |
| Application Withdrawn By Applicant | 526 | $83,450,000 | $158,000 | $2,005,000 | $110,000 | $1,700,000 |
| Application Approved But Not Accepted | 111 | $17,725,000 | $159,000 | $605,000 | $107,000 | $875,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,484 | $864,500,000 | $157,000 | $2,205,000 | $110,000 | $3,709,000 |
| Credit History | 293 | $29,875,000 | $101,000 | $575,000 | $80,000 | $720,000 |
| Collateral | 247 | $29,015,000 | $117,000 | $2,405,000 | $154,000 | $5,415,000 |
| Debt-To-Income Ratio | 220 | $29,150,000 | $132,000 | $885,000 | $61,000 | $300,000 |
| Other | 96 | $13,600,000 | $141,000 | $4,975,000 | $122,000 | $1,503,000 |
| Credit Application Incomplete | 54 | $10,800,000 | $200,000 | $515,000 | $99,000 | $333,000 |
| Unverifiable Information | 24 | $3,570,000 | $148,000 | $405,000 | $80,000 | $236,000 |
| Employment History | 7 | $1,115,000 | $159,000 | $575,000 | $75,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $750,000 | $125,000 | $145,000 | $43,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.